A2Apay Overview 2012
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A2Apay is an end-to-end cross-border money transfer platform that offers foreign exchange and remittance services for money service businesses and non-profits. It provides an online system with 24/7 global reach to reduce costs, increase efficiency, and minimize operational risk compared to traditional brick-and-mortar models. A2Apay leverages proprietary technology, partnerships with local banks, and patent-pending security solutions to offer competitive international money transfer services at lower rates while ensuring compliance with regulations.
A2Apay Overview 2012
- 2. A2ApayTM A2Apay is an end-to-end, multi-country, multi-tenancy, and multi-currency enterprise platform for foreign exchange, money transfer operator, cross border charity donations, and political campaign fundraisers. Deployed on fault- tolerant, duplicated hardware - yet offering both a powerful User Interface and the possibility of being fully integrated in your back-office – A2Apay provides the combined benefits of both a central and an in-house system. It can be deployed for all your transfer confirmations, whether or not your counterparty is also a subscriber. As ‘Software as a Service', A2Apay provides the resilience, scalability and global reach required to manage your treasury operations. At the same time, A2Apay helps you maximize operator efficiency whilst minimising costs and operational risk in your back office Key Features • Reduced operational risk • Lower costs • Ease of access via GUI or API • Improved efficiency • Increased straight-through- processing • Reduced settlement risk
- 3. The Need Problem MSB NPOs Brick-and-mortar model limits market exposure while Global NPOs need to send funds Need customers grow more internationally international Current solutions like Western Need to reduce costs - current Price Union charge high rates & solutions typically use % charges exclusive licenses Lack IT resources/knowledge to Lack IT resources/knowledge to Infrastructure build & manage own system build & manage own system Need to move money overseas Users require their money Speed remitted in a timely manner quickly to provide charitable aid relief. International money transfers Fraud and money-laundering Security directly affect bottom-line must be compliant with international regulations.
- 4. The Solution Problem Solution MSB NPOs A2Apay Brick-and-mortar model limits market exposure while Global NPOs need to send funds Online system creates 24/7 Need customers grow more internationally global reach international Current solutions like Western Need to reduce costs - current Fixed rate cheaper for large Price Union charge high rates & solutions typically use % charges amounts & sources lowest exclusive licenses exchange rates Lack IT resources/knowledge to Lack IT resources/knowledge to Developed proprietary online Infrastructure build & manage own system build & manage own system platform on the cloud. Need to move money overseas Users require their money Online debit account to debit Speed remitted in a timely manner quickly to provide charitable aid account transfers. relief. Patent pending security International money transfers Fraud and money-laundering solutions solve compliance and Security directly affect bottom-line must be compliant with has a 99.9% anti-money international regulations. laundering success rate.
- 5. The Market Worldwide remittance market est. $460 billion USD 40% money remitted from North America 60% money remitted sent to India, China, Philippines, Mexico Targeting Canada and USA Partnering with local financial potential customers of 72,000 institutions to fulfill service MSBs and 1.6 million NPOs A2Apay™ Mobile Gateway Interface (MGI) technology will facilitate money movement to the 2.5 billion unbanked in developing countries.
- 6. The Business Model A2Apay sells its platform in three tiers based on the customer’s estimated volume of transactions. Community FREE No monthly fees Highest per-transaction fee Managed One-time setup fee Monthly fee Lower per-transaction fee Dedicated Highest one-time setup fee Highest monthly fee Lowest per-transaction fee By leveraging HubSpot, Treepodia’s inbound marketing solution, content rich landing pages will be created to market to potential adopters of A2Apay’s tiered platform.
- 7. The Competitive Advantage Debit-Based System 99.9% Anti-Money Cost Advantage Propriety Platform Laundering • Real-time debit, & On • Patent pending • Network of • A2Apay platform is time transfer platform solutions ensure international partner proprietary • Reduces some compliance with banks allows lowest • Patent-pending traditional fraud areas international cost forex rates security features hard and NSF problems regulations • Flat rates per to copy • Track record of 99.9% transaction is cheaper anti-money laundering for customers success