The document discusses building ACORD web services aware applications. It outlines goals of driving competitive advantage through greater flexibility and interoperability. It proposes initially focusing on system to system projects using a common set of Just a Bunch Of Web Services (JBOWS). It describes current vendor integration and architecture including an Enterprise Service Bus. It introduces the ACORD Software Factory (ASF) which is an open source .NET accelerator for developing ACORD compliant web services quickly and discusses its value, architecture, and next steps around a common object model and community involvement.