Annuity Vs. Cd Powerpoint

This document compares annuity certificates and bank certificates. It states that annuity certificates offer faster growth than bank certificates due to tax-deferred interest that compounds over time. An example shows $100,000 growing to $179,085 in 10 years with an annuity certificate compared to $146,607 with a bank certificate. It also argues that annuity certificates are safer investments than bank certificates because they are regulated by state insurance departments and have guaranty funds to protect deposits. The document strongly recommends annuity certificates over bank certificates for their investment returns and safety.