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- 1. imagine “Learn how this business can change your life. Read about our program, watch the DVD and call your coach.” Imagine the freedom to work from home online!
- 2. Congratulations on your decision to make a positive change in your life. Whether you’re here because you’re looking for more money, more time with your family, more freedom or more security, United Online Business offers the right company, the right marketing system and the right leadership team to help you achieve your dreams. the disc in the back of this book. Please take some time to wa this book. These two components account for the varied learning styles we all have (audio / visual and print media). Together, they outline United Online Business and begin to answer frequently asked questions. After reviewing the entire package, you will have gone through a self-screening process that surfaces the most interested individuals. This will ensure we are attracting a strong team of committed people to work with. Do you need a change? Are you looking for a better way? You probably have ordered this package because you’re looking for more in life. You may be like thousands of others who are on the threshold of stepping out and taking a risk by embracing change. The harsh economic reality of living a dream life – or rather, not living your dream life – in the to have a plan. What are your goals? 1 Servicing the ‘Boomers’ 2 Leveraging the Internet 4 Opportunity knocks 5 What are your options? 6 What’s motivating you? 7 Our unique marketing system 8 How will I earn income? 10 Let your money work for you 11 What’s my next step? 12 Welcome to a world of possibilities – owning your own business! possibilities
- 3. You may have heard the expression, “Aim for nothing and you’ll surely hit it!” If you want to have any chance to see your dreams realised, you’ll need to formulate some realistic goals. As you view the Decision Package, write down your goals and see if this material helps move you closer to where you want to be. Maybe you want to spend more time with your family and friends, or have more time to yourself. Perhaps you just want extra money to do the things you’ve always wanted to do. Money in the bank can take the worry out of monthly bills, school fees for your children and future health care costs. An extra $500-$800 a month also could mean a payment for a new car. A good strategy and a system to follow can help you achieve life, make a change and put your plans into action. The general direction in which something tends to move is called a ‘trend,’ unlike a ‘fad,’ which is short-lived. Trends stay around for a while and are worth capitalising on. While some segments of the marketplace are in decline, others are poised for explosive growth in the next decade. Home-Based Business, Health and Wellness, and the Internet are the top three growth industries today. Imagine the unlimited potential for building wealth if you had a proven system that could effectively combine all three areas. Small Businesses and Home-Based Businesses will continue to be the biggest areas of growth in the business sector, employing an expected 90% of the work force in 2011. United Online Business effectively has combined all three top growth industries to create an explosive business model that can generate What are your goals? 1 my own business I was on administration job. My husband Matthew was working 7 days a week as a self employed plumber. We really wanted to change our circumstances and I desperately wanted to have a chance to work from home. Also, with Matthew working such long hours our marriage and family life was suffering. It was so frustrating to see that our hard work alone wouldn’t dreams. After ordering the Decision Package, I got off to a quick start and immediately began weeks, I made $3000 working only part time while caring for my two young children. After being in business for just 11 months, Matthew was able to quit his plumbing job and we began working together from home full time. Within 18 months, we were earning over $10,000 per month, our income continues to grow and now we’re living a lifestyle we had only dreamed of before. - Chondelle Bell The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 4. Servicing the ‘Boomers’ 2 freedom The exploding Health and Wellness industry is expanding at an incredible rate worldwide. Economist and Wellness expert Paul Zane Pilzer states, “The trillion-dollar industry similarly revolutionise our lives and offer entrepreneurs and investors the opportunity to amass great fortunes.” In fact, U.S. retail sales for the consumer packaged goods health and wellness industry reached more than $112 billion in 2008, representing growth of 9% over 2007. And those growth numbers show no signs of letting up anytime soon and at the same rate in Australasia. Internet usage shows no signs of slowing down either. In 2000, there were approximately 360 million internet users. Today, that number is at 1.6 billion and climbing. And as the economy takes a downturn, internet sales are starting to replace many ‘brick-and-mortar’ traditional sales. Home-Based Business – ‘Small Business’ is not small business anymore! The opportunity to have your own successful home-based business is more attainable now than ever before. And with the tide quickly changing from big corporations to small enterprise, this is a strategic time to make the move. Don’t become a victim of ‘downsizing’ – ‘downsize’ yourself with a carefully laid out plan and a proven system. The Work from Home industry currently generates more than $400 billion a year in revenue from people wanting and starting their own home-based businesses. “I didn’t consider myself an expert on the computer or internet, but I followed this step-by-step system. I was mentored all along the way by my coach and was able to make Statistics across Australia and New Zealand 67% of people don’t get enough sleep at night. Home-based business owners make their hours and awake rested and ready to start their day . The cost of living rises every year, making it impossible for many people to set aside anything. 70% of people retire in poverty. of investing in developing industries. The work-at-home industry generates more than $400 million a year in revenue.
- 5. Servicing the ‘Boomers’… and beyond! Sociological factors affect business. Between 1946 and 1964, the Australian and New Zealand population mushroomed like never before. During that period, approximately 5 million babies were born; hence the familiar term – ‘Baby Boom.’ Those ‘infants’ now are in their 40s, 50s and 60s – the biggest consumer group in the countries. As the ‘baby-boomers’ get older, their needs have changed… from nappies, to bicycles, to vehicles, to homes, to motor homes, and the list goes on. Fortunes have been made servicing this demographic. Look what happened to Gerber baby food in the 50s and 60s, Mattel toys in the 70s, real estate in the 80s, the stock market in the 90s, and now the health and wellness industry. It has captured the attention of the baby boomers as they’re seeking to look younger, feel better and live longer. Supplying the wellness trend to baby boomers is a path to wealth – if you have the right system and products. Wellness This aging population is beginning to place an incredible burden on medical and health care systems. People are seeking to maintain or better their quality of life. In fact, 70% of ‘Boomers’ say they need to lose 5-20 kilograms or more. They want to feel better, look better and lose weight. And what about the generations that are coming up? One in four children is considered obese. Heart disease and stress-related illness is at an all-time high. Wellness practitioners, preventative medicine, and good nutrition practices are needed now more than ever before. According to Paul Zane Pilzer, author of the best selling book, “The Wellness Revolution,” one seventh of the U.S. economy – more than $1.5 trillion – is devoted to the healthcare business. United Online Business is an independent marketing system that with one of the largest wellness companies in the world. With annual sales of 4.3 billion in 74 countries worldwide, this more than 30-year industry leader has developed innovative products with mass appeal that are affordable, consumable and 100% guaranteed. My search for extra income began when my farm was going through major losses due to drought. My partner Ben and I were running a 4000-acre property with a huge overdraft, no water, and fewer and fewer cattle as each day passed. With no income from the farm, I was more than desperate and very open to a complete change. My decision to jump straight into this business was the best decision I’ve ever made! I made $4224 the second month! In the last 90 days alone, my income was $54,000. Early in 2009, my partner Ben tragically passed away after a horse riding accident. This life. To help cope with the loss, I poured even more of myself into my business. The hard work paid off and my business exploded. By setting personal goals, being able to make my own choices and having the ability to live an exceptional life, my dreams are becoming a reality. Sometimes I still have to pinch myself to make sure I’m not dreaming! – Agi Mooy 3 The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 6. Internet Did you ever imagine that the internet would ‘explode’ the way it has over the past several years? It’s hard to conceive life without being online. Over 70% of Australians use the Internet, compared to just 46% only ten years ago. Today, the online population is a staggering 1.6 billion worldwide. Now that’s what we’d call a growing market! Some $1.2 trillion a year is done in e-commerce. The average start-up cost for a franchise business is $87,500, while the average start-up cost for a home-based business or ‘micro-franchise’ is less than $500. The exponential growth of the internet, even after the ‘dot-com bomb,’ for average people. There literally are billions to be made with the world’s unique opportunity by putting a proven system to work for you and your family? There’s a HUGE market that you can reach if you have the right tools and training. Leveraging the Internet 4 I started my own business as a way to earn a career level income while still being at home with my family. I used to own another business that required me to work 50 hours a week and I was struggling to make My husband has a very demanding job that doesn’t allow for much time together as a family, so I knew that I had to make a serious change to improve our lives. Finding United Online Business was a real eye opener. I discovered what’s possible with a home-based business. I earned $1900 in my 2nd month and by my 5th month in business I was making $2500 a month! All while working part- time and raising my daughters! It’s very exciting because your income grows exponentially so you’re always earning more and more! What’s even more exciting is that our income is growing to the point where my husband will be able to retire from his job! – Juanita Barton The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 7. Opportunity knocks Timing – The right industry; the right opportunity; the right time to get involved! When you add it all up, the combined revenue in these industries comes to more than $2 trillion a year. If you want to make money... if you want to achieve long-term wealth, long-term success, and stability… you need to get in on the industries that are HOT. You need to have foresight and a little vision into the future. You need to get in on an industry that’s growing... With United Online Business, there is an unprecedented opportunity to connect you do nothing about it. There are many avenues to pursue when owning your own business. But not all will deliver the same results. Slave to the road • The average Australian employee commutes over 4 hours and 10 minutes a week. • The average cost of commuting for full-time employees is $123 (AUD) a week ($5253 a year). • The commute for the average Australian employee increases by nearly 12 minutes a day congestion. 5 opportunityWith traditional employment options becoming increasingly limited, so many Australians are looking into home-based business options. More than 1,000,000 Australians work from home. There are approximately 700,000 home-based businesses in Australia. Many Australian employees simply don’t earn enough to pay for their bills. The average annual income is $27,000. The average small business income is more than double at $63,000. Between work, chores and family commitments, most Australians and New Zealanders say that there simply aren’t enough hours in the day to get everything done. Nearly 25% of Australians and New Zealanders work 2 jobs. The traditional brick and mortar business model of the past is losing ground to online business models. Over 70% of Australians and New Zealanders use the Internet, compared to just 46% only ten years ago.
- 8. My husband Brad and I have always had big dreams. We never envisioned ourselves having to do the 9-5 daily grind. We were always searching for a better way. After quitting my job as a Dental Nurse to stay at home to raise my family, I began searching for a business to work from home. After reviewing the Decision Package and speaking with my mentor, I got started straight away. month and by my 4th month, I received a cheque for almost $2000! This was more than I had ever earned working full time and I was working just 10 hours a week from home! Last month our income was over $10,000! We’re building the life we’ve always wanted, and we’re securing our future. We live in a beautiful new home just 5 minutes from the beach, and we can now make lifestyle choices that a few years ago seemed impossible. This is a fantastic opportunity. It’s real, it works and it has changed our lives! - Julie Pekin • Not working – Not many people can afford to stop working and have their money work for them. Unemployment simply is not an option. And for those people who work for someone else, half of them do not even have a retirement pension. Plus, they’re probably giving the government about 50% of all they ‘earn’ in some form of tax or another. • Working for others – How much do you value your time and skill? Will you continue to trade dollars for hours and make somebody else rich? Will you be subject to downsizing, mergers and layoffs? Maybe it’s time for you to start working for yourself. At the very least, you can start taking advantage of the tax breaks for business owners and offset the taxes you pay by working for someone else. • Working for yourself - Starting from scratch always is an option. But keep in mind that only expenses and long hours, many small business owners only have managed to create another ‘job’ – that doesn’t get them any further ahead than they were beforehand! - Franchises can be very successful. But the high start-up costs ($87,500 and up on average – which doesn’t include the real estate, construction of a facility and other costs), are prohibitive for most people. - A ‘personal franchise’ or ‘micro-franchise’ is the model for the future. It is simply you, the individual, as a contractor using an already established working system of marketing and distribution – without the inherent risks of a traditional business. With a very low start-up cost, you can be ‘in business’ and making money within days or weeks. You can earn what you’re worth by following a proven method that can help you start realising What are your options? 6 The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 9. You may not be 100% sure of what you’re looking for quite yet, but chances are probably want more control over your future and more time with your family. It’s a well-known fact that the richest people in the world look for and build businesses. Everyone else looks for work. Where do you see yourself over the next 5, 10, maybe 20 years – looking for work or leading a successful business? independence, our business model can help you achieve your goals. Most people who start with United Online Business actually know very little about business, advertising or the internet. And that’s OK. We will help you build your business from the ground up – that’s our commitment to you. Our business model combines proven, tested and systematic marketing methods with technologically advanced e-commerce systems that you can easily operate from the comfort of your own home. You can become overwhelmingly successful without ever talking to anyone you personally know. How do I choose a business? – Robert G. Allen’s simple ‘what to look for’ approach. • The right company • The right marketing system • The right leadership team Robert G. Allen in his #1 New York Times Best-Selling book, “Multiple Streams of Income,” says that there are three essential things to look for when you get involved with a home-based business. First, you must select the right company that offers consumable products, has a consistent track record and offers a simple compensation plan that rewards effort. Secondly, you need to tap into the right United Online Business offers all three essential elements – the right company, marketing system and leadership team. What’s motivating you? 7 We found this business after 50 years in the Building Industry. Coming out of personal bankruptcy and the loss of two homes we had no savings. I was working long hours just to businesses without any success we still had big dreams and a determination for things to change. We saw this opportunity and got started immediately. Our mentors, and the incredible support system, gave us the start earning income right away. This business has changed our exceeds anything we ever had in the past. Travel is now an exciting part of our lifestyle and we have visited many overseas countries, as well as many new places inAustralia. This all happened because we made the decision to change, TOOKACTION and are truly on – George & Marie Darke The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 10. Our unique marketing system Think objectively. Try the SWOPs exercise. When you look at different options for your life, consider seeing things through the ‘SWOPs’ matrix. Ask yourself, “What are the Strengths in this plan? Weaknesses? Opportunities? Potential obstacles to overcome?” unique United Online Business is what Michael Gerber, in his book, “The E-Myth Revisited,” coins a ‘Business Format Franchise.’ Simply stated, it is a belief that the true product of a business is not what it sells, but how it sells it. He states, “The Business Format Franchise not only lends its name to the smaller enterprise but it also provides the franchisee with an entire system of doing business.” There are no prior educational requirements – your business coach will help you learn while you earn. You can work from home on your own terms, set your own hours and earn what you feel you are worth. United Online Business is a ‘duplicatable’ model. And it is in that duplication that personal wealth is generated. That is, when money is working for you instead of you ‘working for money.’ You can have a network of motivated by yourself! There are many advantages that distinguish United Online Business from other opportunities. Here are some: • A unique marketing system that leverages the internet, radio and • Lead generation and database marketing methods distinguish us from other systems. You can access these tested and true marketing avenues to help you build and drive your business to levels you may never have dreamed possible. 8 We found this business after long periods of employment in the steel & construction industries, working up to 80 hours per week at times. We had big dreams of a fantastic lifestyle but we didn’t want to be in our 60’s before we enjoyed that. We bought a beautiful home on the back of a golf course in Brisbane, and we wanted to enjoy this new lifestyle but it meant something had to change. So the hunt began and after seeing the presentation we decided to cautiously get started working with United Online Business around our fulltime jobs. I got started straight away and in my first 10 days, working my business 15 hours per week, I earned $380 and in just 12 months I was earning a full time income from home. I then was made redundant from my fulltime position and the best part was I didn’t have to look for another job, and I have been able to have the flexibility to work around Phil’s shifts. We have been in business for 2 ½ years and have been on 2 paid vacations and our 3rd is coming up this year. We are on our way to creating the life that we have dreamed of. - Phil & Karen Woods
- 11. • A complete pre-screening system brings people to you and screens out the ‘tire kicker’ customers. • High-tech phone, direct mail, e-mail and voice mail systems that speed up and automate your business. • Regular phone consultation from a personal coach means you’re not alone out there. You can call your coach whenever you need help. • Great resources at your disposal. • Access to an individualised website that your personal coach w ill help you set up. This website will pre-qualify people as interested leads, communicate with them, receive orders and help you operate a turnkey, automated e-commerce business. • The opportunity to participate in live trainings. • Streaming broadcasts that can be viewed from home. • On-demand 24-hour online training allows you to follow your own schedule. • Telephone conference and in-person training will keep you up with the latest business trends and strategies to help increase your wealth. Key factors in starting a successful business • Timing – Tap into a huge expanding market by meeting the ever-increasing needs of ‘baby-boomers’ and the generations following them. • Quality – Align yourself with excellent products, services and people. • Consumables – Be involved with products that cycle every 30-60 days. You want to get paid over and over again. • Training – In the information age, it’s not what you know…it’s how fast you can learn it. Ongoing and high-level training that teaches vital information and techniques to keep you on the leading edge. • Marketing – Follow a plan that brings people to you. • Compensation – Find a compensation plan that pays well and rewards effort long after retirement. 9 It had taken me 16 years to work my way up the career ladder, My husband Mark and I began looking for a way to earn a short-term income from home, because we both knew that there had to be a better way. Now 2 ½ years later, we both work from home and live a fantastic lifestyle. I walk my daughter to school in the morning and pick her up in the afternoon, something I never had time to do before. We’re also able to travel to America, Singapore, Indonesia and about 4 or 5 trips within Australia. We make $7500 a month working around the needs of our family. We work when and where we choose and instead of being tied to someone else’s schedule we make our own. Choosing to start our own business with United Online Business has been the single best decision we’ve ever made. My only regret is that we didn’t do it sooner! - Tracey & Mark Ulyatt The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 12. My husband and I had two children under the age of 20 months and we really wanted to change our lives. We were both self-employed contractors, and our respective work meant we often missed putting our boys to bed and kissing them goodnight. It didn’t take much searching to when we did, we knew that we had found a vehicle to creating the lifestyle we wanted. We worked closely with our coach and made the upfront decision to get to the Supervisor position straight away. We committed to make this business work, no matter what. In the last two years, we’ve travelled around Australia and overseas, turning our holiday dreams into reality. We’ve been able to drastically reduce the number of hours we work for someone else and now get to kiss our boys goodnight every night! We’re on track to make this business our full-time job within the next six months. - Rosalyn Stokes We will teach you how to advertise through the internet and traditional methods so that interested, pre-screened people come to you. You’ll acquire retail customers and develop business leaders who are interested in building a lifetime of residual income. pay and receive monthly cash bonuses. You also can qualify for company paid trips and holidays. Each income story that you’ve read or heard about so far represents people from all walks of life. People who come from average backgrounds that possessed one thing in common – they never stopped dreaming and never stopped striving for more. How much can I earn? • Supplemental Income – for those people who want $500-$1,000 extra per month to supplement their income. This is very achievable working part-time (5-10 hours a week). • Career Income – Greater effort can equal greater reward. In fact, the compensation plan is designed that way. If you want to earn $3,000-$6,000 or more per month and work the business full-time, you can. • Financial Independence – The sky is the limit! For motivated individuals, the promise of residual money coming in – day-in and day-out – is a real drawcard. It’s not unheard of for people to make $8,000-$15,000 or more each month. At the end of the day, you’ll get out of your business what you put into it. Think seriously about your goals….your dreams….your future. Then decide what’s best for you. J. Paul Getty once said… “You must be in business for yourself. You’ll never get rich working for someone else.” How will I earn income? 10 The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 13. - Elaine & Steve Drake Passive or residual income is money that is generated on an ongoing basis, whether you’re working or not. Through our proven online marketing system, you will have a diverse and committed team helping you to build your business. In essence...you are in business for yourself, but not by yourself. As you build your business over time, you are creating a customer base that will continue to purchase quality consumable products over the long haul. You sell these products over and over again. When you hit ‘critical mass,’ your money will be working for you. You no longer will trade your precious hours for dollars. Now that’s a great feeling! So the question you have to ask yourself is... “How much am I worth… 20, 50, 100 dollars per hour?” The beauty of this plan is that after talking with your personal coach, you can be up and running immediately. This system has a proven formula that has created more time, more wealth and increased health for thousands of people just like you. What exactly will I be doing? Working hard and smart. The possibilities to do exceptionally well are very attainable. With United Online Business, common people can earn ‘uncommon’ income if they use the system and work with the team. Within a few days of getting started, your coach will help you set up your own then will help you create a personalised 90-Day Plan. Together, you will map out a plan that is most suitable for you, keeping in line with what you want for your business and your family. Once you’ve determined how much time you have and how much income you need, then your coach will know how to help you. The support of your personal business coach and our coaching team always will be around for you. This unique support is what makes United Online Business so great… and unlike anything else out there. Let your money work for you 11 After we emigrated from the UK to New Zealand I was searching for part-time work to supplement Steve’s IT career but without success. I then met a friend who first told me about this business and I quickly saw the potential and realized it was something that I could do and from home. So we got all the information and made the decision to get started strait away. We found the United Online Business training was comprehen- sive and easy to follow and with the guidance from our mentor we put together a simple business plan and by following that plan in our first month we made nearly $1,200, which really got our attention. By just working the business part-time in our first year we made just over $36,000. We've met some amazing people in this business and in just our first year we have travelled overseas to Australia and America and are enjoying an amazing lifestyle along with the travel. We are excited about our future especially as my husband's dream of retiring early is now approach- ing reality. The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.
- 14. What will be required of ME? • A Positive Mental Attitude to succeed in life and in business. • A Strong Desire to change your current situation. • A Willingness to listen to your coach and follow your plan. Call your coach today! After moving from SouthernAfrica toAustralia to be closer to family, we realised that we needed to supplement our pension.After survey online and listening to a follow up call from our personal mentor, we realised that we were in the right place at the right time. We started the business on a part time basis and were able to generate an income within the We only work three to four hours a day, and our present income is over $5000 a month and consistently improving. The support and training that we’ve received has given us improved health and a great life-style, and allowed us to qualify for paid vacations such as a and more recently a holiday in Hawaii. - Shirley & Peter Phillips What’s my next step? 12 What’s my next step? Complete the following steps today. This will help to explain the basic strategy and logistics of the business through regular everyday people just like you. Pay close attention, because you’ll see how one company worth over 6.4 billion in annual sales has helped more famalies realise their dreams working from home than any other. Your coach will be happy to answer any additional questions you may have and will help you get started right away. Your next step is to call your coach immediately on completion of the remaining steps. They can answer your questions and tell you more about our company, industry and your start up options. The remain- ing steps should take you less than an hour. Regardless of your background, you can make money from home using our simple and powerful marketing system. And remember - we are not a company based on friends and family, door-to-door sales or telemarketing. In our system, people come to you! So maybe this is the time for you to make a change. There may be no better time than right now! Whatever your goals may be - a few hundred dollars a month to supplement your income, a career change to replace your income or financial freedom - United Online Business offers the right company, the right marketing system and the right leadership team to help you achieve your goals. Every successful person reaches a turning point in their life. A time when they’ve made a clear, specific decision that they need to make a change. Some people make that decision at 18; others make it at 60. And some people never make it at all. The earnings of the individuals are not necessarily representative of the income, if any, that you can or will earn through your participation in this opportunity. The incomes depicted are representative of some of the most successful participants and the majority of individual earn less. These figures should not be considered as guarantees or projections of your actual earnings or profits. Any representation or guarantee of earnings would be misleading. Your success in this opportunity results only from successful sales efforts, which require hard work, desire, dilligence, leadership and personal talent.