CPS Partners in Processing Program
- 1. Partners in Processing Program Product Overview
- 2. Our Vision The Point of Sale is the Point of Profit For Our Merchants and Our Partners
- 3. CPS Partner Sales Program POS and Payments Industry Overview CPS Payments Overview CPS Payments Solutions CPS POS Solutions CPS Partner Program Compensation Plan Training Marketing Support
- 4. Industry Overview • The Merchant Services Industry – Who is our potential customer(All Businesses) • Retail, Restaurants, Hotels, Service Industries, Supermarkets, Fuel/C-Store, Auto Repair etc • Emerging Markets – Government – Healthcare – Educational – Legal – Mobile – Internet – What do we do(We allow merchants to process electronic payments) • Credit and Debit Cards, Checks, Gift and Loyalty Card Solutions – We provide the equipment to deliver the payments – POS Terminals and Software – E-Commerce Gateways – Integrated POS Systems – Mobile Payment Systems – How do we make money • Discount Fees- % Rate per transaction over cost (interchange) • Item Fees-$.00 per transaction over cost • HW/SW Sales and Leases
- 5. Emerging Trends • EMV-Smart Card Initiative – Oct 2015 Deadline for POS Equipment to support both Mag Stripe Cards and Chip and Pin Solutions • Mobile Payments – Mobile Merchant Payments-IOS and Android Smartphone and Tablet POS and Payment Apps – Mobile Wallets(NFC)-Google Wallet and IPhone 6 (Apple Wallet) – Payment Aggregators-Square, Paypal, Amazon • E-Commerce – Internet Shopping – Online Bill Payment – Mobile Commerce • Integrated Systems – Cloud Based POS – ERP and Accounting Systems
- 6. • Two Major Processing Platforms – TSYS-Harris Bank with 9PM ET Next Day Funding Cutoff – First Data-Wells Fargo Bank with 6PM Eastern cutoff time • High Risk Direct Solutions – Domestic with Harris and Deutsche Bank Solutions – Offshore with SuitePay and Pay On • PCI and EMV Compliant Terminals and Equipment • Over 2000 3rd Party VAR Solutions Certified • Full Suite of Payment Services – Credit/Debit Card Processing(First Data/TSYS/) – Electronic Check Processing(Sage) – Gift and Loyalty Card Solutions(Sage) – Merchant Funding Solutions(4-6 Funding Sources) – High Risk Solutions (3-4 Solutions both Domestic and Offshore) CPS Payment Solutions-
- 7. CPS Payments Overview • Full Sales and Marketing Support for all Account Executives – Online Agent Portal and CRM – Dedicated Sales Manager – Web Based Training – Custom Proposals and Quotes for your Merchants – In house Sales and Tech Support – Full Marketing Materials and Sales Kit • In House Agent/ISO Support • Processor Based Merchant Support (24/7) • Fast Funding-24 and 48 Hour Solutions-requires platform and credit approval Our Difference: We offer not only the lowest processing rates, but we also introduce solutions that will grow your business by attracting and retaining more customers.
- 8. CPS Payment Solutions • Credit and Debit Card Processing – Primary Income Generator (.50-.60%) • TSYS and First Data Flex Plan – 80% Split over Interchange + .03 tran – 60% Split over Interchange + .03 tran and $400.00 Bonus – 50% Split over Interchange + .03 tran and $500.00 Bonus – Place Free Terminal with $100 Bonus Reduction – 24 and 48 Hour Funding Options • TSYS-9PM Eastern Next Day Funding Cutoff Time • First Data-6PM Eastern Next Day Funding Option – Tiered and Cost Plus Pricing Options – 2 Major Programs with Separate Merchant Agreements • TSYS and Harris Bank • First Data and Wells Fargo Bank – High Risk Processing (Adult/Travel etc) 50% Split Only on Net Revenue • Domestic(Harris and Deutsche Bank Options) • Offshore (Pay On and SuitePay)
- 9. CPS Payment Solutions • Stored Value Cards-(Gift and Loyalty) • Powered by Sage EFT – Gift Cards • Prepaid Sales • Billboard in Customer Wallet • Increase Sales and Avg Ticket – Loyalty Cards • Frequent Shopper/Diner Card • No More Punch Paper Tickets • Targeted Customer Tracking and Marketing • Increase Visits and Avg Sale • Electronic Check Processing • Powered by Sage EFT – Process Checks like Credit Cards – Scan Check, Get Approval, Check is Captured – Return Cancelled Check To Customer – Deposit Checks Electronically – Checks are Guaranteed for NSF, Stop Payment etc
- 10. • Merchant Cash Advance Solutions (Loans against Future Credit Card Deposits) • 4-8% Commissions depending on Funding Source and Factors • Short Term Working Capital Solution for Retail, Restaurant and Service Merchants • Difficult to get Bank Loans(requires 5 years in business and good personal credit or equity) • Leverage Future Credit Card Sales to get working capital today • Example: Merchant Processes 20K a month qualifies for a 20K Advance • Payback is 27K with a 22% deduction from daily credit card receipts to payback advance • Advance is paid off at the rate of sales volume-no fixed payments, no invoices • Very Popular Financing Tool, over 80% of merchants renew for a new Advance • Both Standard Credit Card Cash Advance as well as ACH Payback Loans • Standard Factors • 3 Month Turn 1.25 • 6 Month Turn 1.35 • 9 Month Turn 1.45 • 12 Month Turn 1.55 • Need 4 months bank and processing statements with application CPS Value Added Services
- 11. Now Available Intuit Payroll Solutions Note: All Marketing and Boarding Info in Zoho • Offer a Total Suite of Business Services with Payment and Payroll Processing • Build a New Revenue Stream – Payroll Commissions are 20% Split on Total Fee Revenue Received – Great Pricing only 99/month + 2.00/employee per month – Introductory Offer-only $59/month for First Year – Run Unlimited Payrolls per Month • Utilize Our POS Solutions to export Timekeeping Data to Intuit Payroll – Clover – Aptito – Synch Options with Quickbooks Online and Desktop • Single Source Bundled Payroll Solution – Payroll, Tax and Deduction Calculations – Electronic or Paper Check Deposits – Full Payroll Tax Reporting and Filing – Web Based Payroll Data Entry – Optional Import of .csv file data from POS – Tip Credit Reporting, Workers Comp Reporting – Quarterly and Annual Reports – W2’s Printed and Filed
- 12. CPS POS Solutions • CPS processes on 2 major front end networks (First Data,TSYS) – Connectivity to all major POS Terminals, Software and Payment Apps • Over 3000 3rd Party Applications Supported • Dialup and IP Enabled POS Terminals • Mobile Payment Solutions on Smartphone and Tablets • Virtual Browser Based Payment Solutions • Internet Gateways and Shopping Carts • Integrated Tablet or PC Based Point of Sale Systems • Support for Fuel, Fleet and Supermarket Applications (First Data) • CPS requires all certified equipment to be PCI Compliant(Secure) and POS equipment to have EMV upgradeability. – 30-50% of the Time we will simply reprogram the merchants existing POS equipment or software. – 50-70% of the Time we will sell or upgrade the merchants to new state of the art PCI Compliant and EMV Certified POS Equipments, this represents a Hardware or Software Sale. • Equipment commissions are paid out at 80% of the margin above costs along with any shipping or deployment fees.
- 13. CPS POS Terminals • EMV/NFC Compatible Terminals – Verifone VX 520 (TSYS-First Data) • Free Placement Option • EMV/NFC Compatible • Dual Comm • Multi App/Multi Mid – Clover Mini (First Data Only) • Innovative Smart Terminal Option • Android Multi App Terminal • Part of Clover Suite • EMV/NFC • Clover Standard Payment Apps • Clover Pro POS Apps
- 14. CPS Free Terminal Program • Free Terminal Placement on All Approved Accounts • Verifone VX 520 Terminal – EMV/NFC Compatible – Apple Pay Compatible – Android Pay Compatible – Internet and Dial Up Comm – Optional Peripherals • Pin Pad • Check Reader
- 15. CPS-IPAD Based POS System Aptito-Hospitality and Retail POS on the IPAD: www.aptito.com
- 16. Hospitality and Retail POS on the IPAD www.aptito.com • #1 Rated Hospitallity POS on the IPAD-for value ease of use and features-EMV Terminal included • Complete System-Front and Back of House, Order Entry, Timekeeping, Payments, Customer Tracking and Inventory • Table Service, Bar and Nightclub and QSR Environments • Integrated Delivery and Reservations Module • Retail POS Module (IOS and Android) • Use IPADS, IPHONES and IPODS for POS and Order Entry and Payment • Compete against Micros, Aloha, and others • Full Programming, Deployment and Support • Check it out at: www.aptito.com • Full Service 3 Year Placement Program – Retail System $59.00 month per terminal – Restaurant System $79.00 month per terminal – Scanner: $10.00 month each – Remote Printer $20.00 month each
- 17. Clover Suite Placement Program www.clover.com
- 18. Clover Mini Terminal • Sell for $495.00 each – Earn $90.00 Commission • Place for $19.95 month – Earn $200.00 Commission • #1 Selling Smart Terminal – MSR/EMV/NFC Capability – Pin Debit and EBT – Wifi /3G/Ethernet – Standard Payment Apps – Optional POS Apps – Integrates with Clover Web and Apps Store
- 19. Clover Mobile Terminal • Sell for $695.00 – Earn $160.00 Commission • Place for $19.95 month – Earn $200.00 Commission • Innovative Mobile POS – Wifi and 3G Wireless – Optional Bluetooth Printer – Optional Docking Station – Integrated Scanner – MSR/EMV/NFC – Ideal for Pay at Table – Ideal for Food Trucks – Ideal for Mobile Merchants
- 20. Clover Station #1 Selling POS System • Sell for $1495.00 – Earn $240.00 Commission • Place for $69.95 – Earn $250.00 Commission • Includes FD40 Pinpad and Customer EMV/NFC Reader • Requires Pro Software: $40.00 mo. • Wifi, Ethernet and 3G Wireless • Full POS Function for Retail QSR and Restaurant Applications • Optional Peripherals include Scanners, Scales, Remote Printers • Over 200 3rd Party Apps for more functions • Integrated Web Back Office with Inventory, Labor and Customer Management
- 21. Clover To Go Mobile Payments • Sell for $89.95 and $8.95 Month • Place for $10.00 Month • Includes Combo MSR/EMV Reader • Integrated Smartphone App • Android and IOS Capable • Included MSR/EMV Reader • Integrates with Clover Back Office
- 22. CPS Virtual Terminal/Gateway CPS Secure Pay • Low Cost Virtual Terminal • 7/month + .07/tran • E-Commerce Solution • 40 Shopping Carts Supported • Auth.Net Emulator • Virtual Terminal • Key Entry Transactions • Recurring Billing • Level II/III B2B Processing • Card on File Processing • E-Invoicing • E-Check Capabilities • Sage EFT Compatible • Quickbooks Integration • Direct Sync with Quickbooks • Optional Export from Secure Pay • CPS Mobile Pay • Add on to Virtual Terminal
- 23. CPS Secure Pay Mobile • I-Process Mobile Payment Solution – Mag Stripe Reader: $49.00 Each – Monthly Service Fee: $2.50 per device • Requires Secure Pay Virtual Terminal Account – Supports IOS and Android Devices • Phones and Tablets – Includes Web Based Reporting – Includes POS Interface • Tips • Discounts • Email Receipts • Data Entry for Invoice or Customer # etc – No High Risk or Square Rates-swiped processing starting at 1.59% vs. 2.79%
- 24. CPS Partner Program • Compensation Plan • TSYS/First Data Flex Plan-Interchange + .03 • Option 1-80% Split • Option 2-60% Split + 400.00 Bonus • Option 3-50% Split + 500.00 Bonus • Place a Free VX520 for $100.00 Bonus Reduction • Options 2 and 3 Only. • Hardware/Software Commissions: 80% of Margin • POS System Placements (Clover/Aptito) 150-300 per terminal. • Intuit Payroll: 20% of Fee Revenue • Merchant Funding: 80% of Funding Origination Commission • Average: 6-9% of Total Cash Advance Amount
- 25. CPS Partner Program Training – Initial 2 Hour Welcome Call • Held Bi-Weekly-10:30AM-12:30 PM – Ongoing Sales Manager Support • Weekly Product Training • Monthly Product Calls • One on One Sales Support • Pricing and Proposal Assistance • Closing Assistance
- 26. CPS Partner Program • Sales and Marketing Support – CPS-Zoho CRM System (Active Agents Only) – Sales Central Portal-E-signature App, Online Boarding, Online Portfolio Reporting – CPS Lead Generation-(Active Agents Only) • New Business Lists and Calls • Vertical Market Lists and Calls • Targeted E-Mail Marketing