C.S. Ghosh Deeper Look - Programs that work with ultra-poor
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The document describes Bandhan's Targeting the Hard-core Poor (THP) program which aims to help people who cannot afford regular meals, have no male provider, sustainable livelihood, or access to government assistance. The program provides human capital development through skills training, livelihood development by selecting and distributing livelihoods and providing support, and social capital development through community support and access to education and healthcare. The total cost per person is $450 which covers asset costs, management costs, consumption stipends, health costs, training, and encourages savings. The end goal is inclusive growth for the poorest individuals.
C.S. Ghosh Deeper Look - Programs that work with ultra-poor
- 2. Bandhan Targeting the Hard- core Poor (THP) Program Target group Can’t afford two square meals a day No active male member in the family (in both physical & economic sense) Does not possess any sustainable livelihood No access to govt/ NGO assistance programs Secluded from mainstream society Program package 1. Human capital development – confidence building, livelihood skill & management training, financial literacy, social awareness 2. Livelihood development – livelihood selection, distribution, handholding support, consumption stipend, linkage with govt services 3. Social capital development - Community guardianship committee & Providing social services (education & health) Financial Total livelihood cost, health cost, consumption stipend, contingency cost, (all of component the above are in the form of grant), savings Costs Total cost: 450 USD (asset cost 50%, management cost 28%, consumption stipend 10%, health cost 7% and training 5%) End goal Inclusive growth for poorest of the poor