Final CV_Sudeep Das
- 1. CURRICULUM VITAÉ Sudeep Das Email: kaboom_sudeep@yahoo.co.in (M) +91 7874039427 As a prudent banker I always endeavor to assess the risk and the resulting remuneration involved in creation of assets keeping in adherence with the extant guidelines and the TAT (turnaround time) thereby benefiting both my organization and client. Dealt with corporate clients engaged in varied trading/ manufacturing/ service industry such as textiles, pipe manufacturing, auto clave blocks manufacturing, jewelers, textile park, chemical industry, aqua- culture, real estate , etc under sole/ multiple/ consortium/ syndication banking. Canvassing of new business after discreet due diligence from existing clients, market, third party, peer banks Analysis of Balance Sheet and other financial data for credit appraisal, Assigning credit rating of the borrowers, Processing of Corporate Proposals for various credit requirement viz cash credit, term loans, export limits as well as non-fund based limits. Rendering services in Export Credit, Buyers Credit, FOREX, Academia: MBA finance and marketing from department of business administration, Assam University. BSc hons from St. Edmunds College, Nehu University, Shillong, Meghalaya. Work Experience Organization : Bank of India Working Since : November 2011 till date. Designation : Finance Executive Area of work Analysis of balance sheet and other financial data for credit appraisal and finding credit rating of the borrowers. Processing of Corporate Proposals for vaious credit requirement viz cash credtit, term loans, export limits as well as non-fund based limits. Examining and restructuring (CDR, JLF, SDR etc) of stressed borrowal accounts. Documentation; sole as well as consortium. Disbursements and monitoring of sanctioned credit limits. Dealt with export finance and related FOREX business. ECB and Buyers Credit, compliance regarding foreign wholly owned subsidiaries (WOS) of clients. Post Disbursement credit risk monitoring including monitoring transaciton in accounts, inspection of industrial and other units from time to time, attending consortium meetings etc. Compliance of Foreign Direct Investment in the borrower accounts. Compliance of Merchant Trading Transactions of borrower. Corporate Transaction through Finacle System. Data Mining and Updation. Handiling SARFAESI, DRT cases and Civil Cases. Summary:
- 2. Issuance of SARFAESI Notice under section 13(2), pre possession notice, Symbolic/ Physical Possession Notice u/s 13(4), ensuring subsequent timely paper publications, sale notice and organizing e-auction of the properties. Filing of Original Application with Hon’ble DRT through advocates and replying Securitization Application of the borrower through advocates. Specialized training on advances related to diamond bourse. Besides abovementioned areas of work, handled personal segment advances like housing, mortgage etc., quarterly closing, CRAR preparation and general administration of branch. Internship Company : Bank of India, Salt Lake Corporate Branch, Kolkata Project Title : A study on the advances provided to Small & Medium Enterprises from Bank of India, Salt Lake Branch, Kolkata. Projects Project Title : Is Islamic Equity Index a Safe Investment Heaven? “A Comparative Study between SHA 50 and Nifty 50 of India” Abstracat: Bombay Stock Exchange, in the year 2010, had embarked on India’s first Shariah compliant Islamic index, alias SHA 50. Apprehensively, the present study aims to compare the performance of SHA 50 and Nifty 50. It is found that SHA 50 is giving higher returns than that of Nifty 50 and at the same time the volatility of SHA 50 is lesser than that of Nifty 50. But when risk adjusted return using Capital Asset Pricing Model is used Nifty 50 performs better than SHA 50. Nonetheless, the Islamic index can be considered to develop financial product which is acceptable to those people who are averse to investing in the stock market due to the religious constraints. Achievements Paper titled “ Is Islamic Equity Index a Safe Investment Heaven? “A Comparative Study between SHA 50 and Nifty 50 of India” published in Journal of Islamic Economics, Banking and Finance. Awards received From Directorate of Field Publicity and Ministry of Information & Broad casting for the best soloist in classical style. Extracurricular Activities Participated in Best Business Idea Genration conducted by Silchar Management Association under AIMA. Coordinator of Management Club, Department of Business Administration, Assam University and the reigning placement coordinator Play Sports, Treks and Hikes. Seminar & Camps Attended training programmers for CRAR Computation and Intensive Credit, at Bank of India Training Centres in Mumbai/ Bhopal/ Ahmedabad. Two months of on job training at Bank of India , Bharat Diamond Bourse, BKC. Personal Information Date of Birth : 28.10.1985 Languages Known : Hindi, English (Read, Write, Speak) Bangalee, Assamese (Speak).
- 3. Declaration: All the information given above are true and devoid of aberrations. Sudeep Das