Issue 1 2013




Revıew
                the




        Meet the

   digital
   natives
       They’re about to
       change your world




 why the big apple     will isis turn    goodbye desks,
 has joined the big    Americans on to   hello holograms:
 data revolution       mobile payment?   the future office
Welcome
                                                                                                                 Four in a row!
                                                                                                       The awards just keep rolling in.
                                                                                                          In November 2012, for an
                                                                                                         unprecedented fourth year,
                                                                                                        The Review was named Best
                                                                                                      Business-to-Business Title at the
                                                                                                        CMA’s International Content

   Mobile’s potential to                                                                                     Marketing Awards.



   change the world
                                                                                             Contributors

   M        obile devices aren’t just for keeping in touch with friends and family –
            they’re having a real impact on the way we live. From smartphones to
   embedded devices and connected cities, mobile technology offers convenience,
                                                                                             Adam Oxford
                                                                                                                 Adam has been writing about
   security and entertainment for individuals, companies and governments alike.
                                                                                                                 technology for more than 15 years
      Mobile is providing some of the most exciting developments in technology.
                                                                                                                 and has been published in dozens
   Smartphones allow you to pay for your coffee with a single tap; mobile health
                                                                                                                 of newspapers, technology
   applications bring medical assistance to far-flung communities. M2M devices are
                                                                                                                 magazines and websites.
   helping to stop illegal logging in the Amazon rainforest, and mobile messaging is
   changing the way companies communicate with their customers. As our working
                                                                                             Kathy Chin Leong
   patterns change, mobile devices are offering flexible alternatives to the standard
   working day.                                                                                                  Award-winning journalist Kathy
      The potential of mobile and other technology is staggering – and in this issue,                            is former West Coast bureau chief
   we look at just a fraction of the innovations coming out of the industry.                                     for ComputerWorld. She has been
      Our cover feature looks at the “digital natives” – the young people who have                               a high-tech reporter for more
   never known a world without the internet. They’re born thinking globally and                                  than 10 years.
   are set to make a massive impact on how we work and play. This is a generation
   to watch, especially those who have been playing with smartphones and tablets             Emma Johnson
   since they could crawl.
      We head down under to see how Australia and New Zealand are harnessing                                     Emma is a freelance journalist
   the power of technology to save taxpayer money and improve citizens’ quality                                  whose credits include the
   of life. Australia’s eHealth program and New Zealand’s igovt portal are just two                              New York Times, Wired, the Wall
   examples – and could eVoting be next?                                                                         Street Journal, Entrepreneur and
      There’s plenty more inside, including a look at the Isis rollout in Austin                                 MSN Money.
   and Salt Lake City, New York’s experiment in open data and how
   manufacturers are making our gadgets greener. I hope you will enjoy                       Juha Saarinen
   this issue – and please stay in touch.
                                                                                                                 New Zealand-based Juha
   Philippe Vallée                                                                                               specializes in tech industry
   Executive Vice President, Telecommunications, Gemalto                                                         and regulatory analysis and
                                                                                                                 investigative journalism, writing for
                                                                                                                 Wired and ITNews, among others.
        justaskgemalto.com           @gemalto          linkedin.com/company/gemalto



   The Review is published by Gemalto Corporate Communications
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2 The Review
38 Ada Lovelace
18             was called the
               “enchantress
               of numbers”

               In this issue…
               4 digital digest                    28 solutions
               Bite-sized information and news     Mobile marketing
                                                   goes mainstream
               8 digital bulletin                  How companies can build
               Trees that send text messages;      stronger ties with customers
               Japan tests out eCall; Mongolia’s
               drive to modernize                  30 society
                                                   Big Apple, big data
               12 society                          Behind the scenes at NYC 311
               Born digital                        – the New York program that’s
               Today’s kids grew up with           putting data to good use
               technology – and things will
               never be the same                   32 digital planet: shopping
                                                   The latest in contactless
               18 innovation                       and mobile payments around
               Touch and go
     22
                                                   the world
               Austin and Salt Lake City get
               a mobile-commerce makeover          34 innovation
                                                   Goodbye plastic,
               20 innovation                       hello bamboo
               The new way of working              How phone manufacturers are
               The office of the future            putting the environment at the
                                                   heart of production
               22 society
               Island intelligence                 36 digital bytes
               What’s new in tech in Australia     The latest news from Gemalto
               and New Zealand?
                                                   38 digital lives
               27 trends                           The passionate
               The contactless challenge           mathematician
               What happened when Gemalto          Ada Lovelace, daughter of Lord
               asked two bloggers to pay by        Byron and the world’s first
               NFC for 10 days                     computer programmer




                                                                      8

          27
                                                                          gemalto.com   3
Digital digest
    Near-future tech
              The annual Consumer Electronics           the prototype Samsung Youm                           front door open or hasn’t got out
              Show is geek heaven, and the 2013         bendable smartphone.                                 of bed yet.




                                                                                                                                                         never really used it as a wallet until the other day. It was an
                                                                                                                                                            While my iPhone has long acted like a second brain, I’d
              event was no exception. Among the           Home automation using machine-                        And it may have been one of the
              glitz of Las Vegas, the shiny objects     to-machine (M2M) technology                          smallest things on display, but
              more than held their own.                 was another theme, with multiple                     the Kickstarter-backed Pebble
                 OLED (organic light-emitting           vendors demonstrating how we’ll be                   Smartwatch made a big splash.
              diode) technology had a big               able to remotely control, monitor,                   Available soon for US$150, it syncs
              presence, with the flexible, ultra-       start and stop everything in our                     with Android and iOS, showing




                                                                                                                                                         Paul Mansfield, publisher, Sydney, Australia
              thin screens seen on everything           homes. But it’s not just for fun:                    notifications for incoming calls,
              from LG’s 55-inch, 4mm-thin TV            Lowe’s Iris Care system will email                   emails, Facebook messages and




                                                                                                                                                         easy and surprisingly satisfying process!
              (yours for a mere US$12,000) to           you if an elderly relative has left the              tweets on its e-paper display.




                                                                                                                                                                                                                           Read more on page 22
      Getty




      Let’s get more women online
      Intel wants to double the number            of understanding of the internet’s



                                                                                                                                          US$90bn
      of women in developing countries            benefits were cited as reasons.
      who use the internet. It believes a            About 600 million women in
      greater online presence for women           developing countries – that’s
      would benefit their job prospects,          21% – are already online, but Intel
                                                                                                                                          The amount the US mobile
      boosting economic prosperity in             wants technology companies
                                                                                                                                          payments market will
      their home countries.                       to make internet access easier,
                                                                                                                                          be worth by 2017, driven
         The chipmaker, supported by the          or even free, on mobile phones,
      United Nations and the US State             which are the most common
                                                                                                                                          by growth in proximity
      Department, interviewed 2,200               way of getting online in many                                                           payments, including NFC
                                                                                                                                          Source: Forrester
                                                                                       Piers Benatar/Panos




      women in Mexico, Egypt, India               developing countries. It also wants
      and Uganda and found that they              governments to work on increasing
      weren’t using the internet to its full      digital literacy among women.
      potential. Cost, illiteracy and a lack      Source: Intel


4 The Review
continues >



                          Happy birthday, SMS

                                                                            18.75%
                                     Just over 20 years ago, the
                                     first text message was sent
                                     from a PC to a mobile phone
                                     on Vodafone’s UK network.              The predicted rise in mobile advertising
                                     Transmitted on 3 December
                                                                            revenue between 2012 and 2013
                                     1992, the message was                  Source: Gartner
                                     short and sweet: “Merry
                                     Christmas.” SMS, which stands
                                     for “short message service,”
                                     would change the way we
                                     communicate; 8.6 trillion texts
                                     are sent every year globally,
                                     according to Portio Research.
                                     Some doomsayers believe the            The state of
                                     advent of data services such
                                     as WhatsApp, iMessage and
                                                                            telehealth in 2013
                                     BlackBerry Messenger means             Until now, poor economic conditions, leading to
                                     the humble SMS is on the               restricted healthcare funding, and uncertainty
                                     decline, but texting remains           about how US healthcare reforms will affect the
                                     an extremely popular form of           market, have hampered growth in the telehealth
                                     communication, especially in           sector. But there are encouraging signs. According
                                     the developing world, where            to InMedica, the telehealth installed base
                                     smartphones have yet to make           increased by 22.2% from 2010 to 2011, with the
                                     a big impact.                          number of patients enrolled worldwide hitting
                                                                   istock




                                                                            241,200. And while telehealth device revenues
                                                                            grew by just 5% between 2010 and 2011, this
                                                                            number increased to 18% the following year.
                                                                               InMedica is more positive about 2013,
                                                                            predicting that telehealth will be increasingly
Snapshot: The state of mobile in 2012                                       used for post-acute care, which will help to meet
                                                                            its forecast of 55% growth worldwide in device




5bn                                1.1bn
                                                                            and service revenues.
                                                                            Source: InMedica




Number of mobile                     Number of global
phone users                          smartphone users




                   13%
                   Mobile share of global
                      internet traffic




6.7bn 1.3bn
Number of mobile
subscriptions
                                      Number of smartphones
                                      in use worldwide by the
                                      end of 2012
                                                                            Cisco




Source: Pingdom



                                                                                                                   gemalto.com   5
>       Digital digest


                     Visualize this
                                                                              60-second briefing
                Spam’s decline
       Annual share of all emails globally                                      Asia looks to smart cities
                                                                                Investment in Asian smart cities will quadruple between now and

        82.2%                 80.3%                 72.1%                       2020, according to Zpryme. Developments such as China’s Tianjin
                                                                                Eco-City and Japan’s Kashiwanoha Smart City Project will push
                                                                                investment from US$55.6 billion this year to US$260 billion in
                                                                                2020. Toshiba and Hitachi are among the companies anticipating
                                                                                the surge in demand for smart-grid technologies, much of which
                                                                                will be driven by China’s RMB 2 trillion (US$322 billion) investment
                                                                                in more than 600 cities.
                                                                                Source: Zpryme



                                                      2012                      Europe’s fastest broadband speeds…
                                                                                … are in Switzerland and Latvia. According to Akamai’s Q3 2012
                                                                                State of the Internet report, those countries’ residents enjoy an
                               2011                                             average connection speed of 8.7Mbps (megabits per second).
                                                                                They’re closely followed by the Netherlands at 8.5Mbps, with
         2010                                Source: Kaspersky Labs
                                                                                Denmark in fourth place at 7.2Mbps. On the other end of the
                                                                                spectrum are Portugal, France, Spain (4.8Mbps) and Italy
                                                                                (3.9Mbps). Still, it’s not bad when compared with the global
                                                                                average connection speed of 2.8Mbps.
                                                                                Source: Akamai


                                                                                The unstoppable smartphone
                                                                                More than half a billion smartphones were shipped globally in
                                                                                2012 – that’s one for every 14 people, and an increase of 10.1%
                                                                                on 2011. Samsung and Apple continue to dominate the market,
                                                                                but upstarts like HTC, Huawei and LG are snapping at their heels.
                                                                      Getty




                                                                                Intel is getting into the game, too – its low-cost Yolo smartphone,
                                                                                developed with Safaricom, will make its debut in Kenya this year
    Tech fuels African                                                          and cost about US$125.

    development                                                                 Source: IDC


    At the end of 2012, Africa       society, entrepreneurship
    had 650 million mobile           and the economy.
    phone subscribers, making           One example is Kenya’s                                   Event calendar
    the continent a bigger           Kilimo Salama program,
    market than the European         which provides crop                             Gemalto regularly participates in trade shows, seminars
    Union or the United States.      insurance to farmers via                        and events around the world. Here’s a list of those taking
    Available internet bandwidth     popular mobile payment                                       place in the next few months.
    has grown 20-fold since          service M-PESA. Another
                                                                                   Date            Event                      Location
    2008. And technology hubs        is Malawi’s deforestation
    are springing up across          project, which trains locals to               March 9         SXSW                       Austin, USA

    the continent, from Uganda       map deforestation near their                  March 11-13     Cards & Payments Africa    Johannesburg,
    to Tanzania, with the            villages using GPS devices.                                                              South Africa

    aim of incubating African        And in Mali, telemedicine                     March 19-21     BARG                       Dubai, UAE
    ICT start-ups.                   is bringing specialist                        April 7-10      Card Forum                 Boca Raton, USA
       From a digital perspective,   healthcare to remote areas,
                                                                                   April 10-11     Technobank                 Belgrade, Serbia
    Africa is clearly a continent    without the specialists
    to watch. eTransform             having to make the trek.                      April 23-25     CARTES America             Las Vegas, USA

    Africa, a joint report from         The World Bank hopes                       May 13-16       MMT Africa                 Nairobi, Kenya
    the World Bank and the           programs like these will                      May 13-14       LTE MENA                   Dubai, UAE
    African Development Bank,        boost investment in Africa’s
                                                                                   May 21-23       CTIA                       Las Vegas, USA
    looks at the growth of the       ICT sector, leading to
    African ICT industry and         further innovation.
    its positive effects on          Source: www.eTransformAfrica.org


6 The Review
Gemalto issue 1_2013
Digital bulletin
    M2M technology is helping stop
    illegal logging in the Amazon


   The trees
   are talking                                                          1
    Author adam oxford




     A      ccording to the famous Zen
            koan, trees in the forest may
     or may not make a sound when
     they fall. In the Brazilian Amazon,
     however, they have a new and silent
     way of alerting the authorities to
     illegal logging: text message.            Brazilian Amazon have been fitted         gets an average of 7.5 feet – yes, feet
         Covering an area of 1.4 billion       with a cellular communications            – of rainfall a year.
     acres and home to one in 10 of            device called Invisible Tracck, which         Mission accomplished. Highly
     the world’s species, the Amazon           has been developed by leading track-      robust, the device can operate for
     rainforest has lost about a fifth         and-trace technology company Cargo        over a year without recharging
     of its total size since 1970. While       Tracck using Gemalto’s Cinterion          and has been modified with new
     deforestation hit record lows in          technology for M2M (machine-              Radiation Exchange Data (RED)
     2012, nearly 3,000 square miles           to-machine) communications.               technology, which extends its range
     were still lost.                          Invisible Tracck features a BGS2          in low-signal areas.
         About 63% of the Amazon               communications module that                    Most importantly, the Invisible
     rainforest is in Brazil, and the          sends an alert to the Cargo Tracck        Tracck device is discreet. At
     government has invested heavily           operations center with its location       about the size of a deck of cards,
     in several measures to reduce the         whenever it is within 20 miles of a       it is difficult to detect without
     number of illegal clearances taking       cellular network base station. Cargo      examining a tree in minute detail,
     place. Satellite imaging is one of        Tracck then advises the Brazilian         a fact that its creators hope will
     these initiatives: it works well in       environmental protection agency           discourage loggers from attempting
     identifying large areas that have been    (IBAMA) officials that one of the         to transport illegally felled wood.
     cleared for illegal harvesting, but the   fitted trees is on the move.                  The project was initially conceived
     gangs can get around this by clearing         The first challenge was to design a   by Brazilian TV network Globo
     multiple smaller sites.                   device that could operate and survive     to draw attention to the serious
         Now, as part of a pilot program,      in the vast and hostile environment       problem of illegal harvesting that
     trees in a protected area of the          that is the Amazon: the rainforest        plagues Brazil. The initial test
                                                                                         involved 20 strategically placed
                                                                                         devices and resulted in several
    The initial test of the device resulted                                              arrests and the closure of one illegal
                                                                                                                                   Illustrations: George Myers




                                                                                         sawmill. It has demonstrated how
    in several arrests and the closure                                                   M2M technology can be applied in
                                                                                         the most creative of ways to address
    of one illegal sawmill                                                               real-world problems efficiently.



8 The Review
continues >




M       ongolia’s phenomenal economic
        growth hit 12.3% in 2012, as its
booming mining and agricultural sectors
                                               population in one central register. The
                                               details are then held on the card for the
                                               efficient identification and protection
                                                                                           but in the future it will open up a number
                                                                                           of other possibilities. The card will be
                                                                                           used in the next presidential election
powered one of the fastest-growing             of individual identities, enabling the      in June 2013, and the government is
economies in the world. The country            monitoring and control of the traffic of    currently thinking of other applications.
is establishing itself as a commodities        goods and people between Mongolia’s            At the moment, there are fewer than
powerhouse. As it makes the transition         busy borders with China and Russia. The     700,000 internet users in the country.
to a market economy, it is determined to       security features of the card also mean     However, there are no restrictions on
underline its unique cultural and social       that the risk of fraud within the system    internet use, and the roll-out of official
identity as a modern, urbanized, IT-           has been substantially reduced.             access points and kiosks would enable
literate society.                                 At the moment, the focus is on the       Mongolia to embrace eGovernment as
    As part of the process, the country        security and protection of individuals,     part of its radical transformation.
is undertaking a massive infrastructure
upgrade, including transport, civil
services and industry. The wealth created
by the commodities boom is largely in
the hands of individuals connected to the            Political and technological reform are at
industry, but the effects of that wealth
are being gradually spread to the rest of            the heart of the country’s renaissance
the population through these projects.
    The change of ruling party in



                                                    Mongolia’s
elections in the summer of 2012, and
the conviction for corruption of former
president Nambar Enkhbayar, has been
seen as a landmark. Prime Minister


                                                    bright future
Norov Altanhuyag is determined to create
a stable legal environment with stronger



The Ministry for                                     Author sarah coles

Justice and Home
Affairs has rolled                                                                                                    2
out an electronic
citizen ID card
anti-corruption enforcement, which will
establish positive conditions for foreign
investment and, in turn, help build
Mongolia’s infrastructure.
   One development that reflects the
country’s drive for modernization was
the decision by the Mongolian Ministry
for Justice and Home Affairs to roll out
a multifunction electronic citizen ID
using Gemalto’s Sealys BioPIN. Since
May 2012, three million cards have been
distributed to all citizens over the age of
18, which will play a vital role in securing
the identities of Mongolians.
   The cards have gathered the personal
details and biometric data of the



                                                                                                                           gemalto.com   9
>



    Help is just
    an eCall away                                                           3
     A pioneering telematic initiative in the
     EU will soon make its way to Japan

     Author Kath Young




      A       pioneering European
              emergency-call system for
      vehicles that aims to bring rapid
      assistance to road traffic incidents
      has piqued the interest of the
      Japanese automotive industry.
         Every year, about 1.3 million
      people worldwide lose their lives
      on the roads, with up to 50 million
      more suffering non-fatal injuries.
      The human and economic impact             (the Europe-wide emergency number)        As eCall normally “sleeps,” it does
      of these tragedies is huge. Estimates     and gives emergency operators             not allow vehicle tracking outside
      suggest that, each year, traffic          information relating to the incident,     of emergencies and, as the M2M
      incidents cost countries between          including GPS coordinates, the            technology it uses already exists,
      1% and 3% of their gross national         time of the incident and the vehicle      rolling it out across the EU will cost
      products, largely due to the price        identification number.                    less than €100 (US$134) for each
      of treatment for victims and                 Operators can then dispatch            device when fitted in the factory. As
      lost productivity.                        appropriate assistance, which will        a result, the European Commission
         Many governments have attempted        speed up the response times of            wants all new cars to be fitted with
      to introduce safety measures to           emergency services by 40% in urban        eCall devices from 2015.
      reduce collisions, with the majority of   areas and by as much as 50% in                Given the service’s potential, Japan
      these initiatives tending to focus on     rural locations.                          is sitting up and taking notice. In
      enhancing road infrastructure. Japan,        By enabling qualified and equipped     January, Gemalto joined forces with
      for example, reduced fatalities by 25%    paramedics to get to the scene within     Yokosuka Telecom Research Park and
      between 1970 and 2008 by improving        the crucial first hour of the incident,   Japan-based developers Fujitsu Ten
      street lighting, sidewalks and traffic
      flow at intersections.
         Now, countries around the world
      are waking up to the possibilities          The eCall system could save about 2,500
      presented by technology as a means
      of improving road safety. The               lives in the EU each year and reduce the
      European Union has pioneered this
      approach, but any solution to such          severity of injuries by 10-15%
      a universal problem will surely come
      on a global scale.
         In 2009, the EU launched its           the eCall system has the potential        and ERTICO to launch the first eCall
      eCall initiative, a pan-European, in-     to save about 2,500 lives in the EU       facility outside of Europe. Allowing
      vehicle M2M (machine-to-machine)          each year and reduce the severity of      Japanese automakers to test solutions
      emergency call system designed to         injuries by 10-15%.                       locally that are destined for the EU will
      bring rapid assistance to drivers            Initial concerns about data            save time and money while giving new
      involved in collisions. In the event      protection and the potentially            impetus to the EU-centered initiative,
      of a serious road incident, an eCall-     prohibitive cost of implementing such     which may eventually become
      equipped car automatically dials 112      a system have proved unfounded.           common practice across the world.



10 The Review
Welcome to Digital Singapore
 The latest in Gemalto’s series of guides to our digital planet turns the spotlight on this
 island nation with a population of just five million. Despite its size, Singapore is the
 world’s fourth largest financial center and has a vibrant economy in which technology
 plays a leading role: Singapore has one of the highest concentrations of tech companies
 outside of Silicon Valley.

 Singaporeans love their gadgets, too. They’re the most prolific users of social media in
 Asia and have extremely high rates of mobile phone usage and broadband penetration.

 Digital Singapore examines key technological developments, including:
 •  obile payments using NFC
   m
 •  he migration to secure chip-based banking cards
   t
 •  iometric authentication at immigration checkpoints
   b
 •  ingapore’s 10-year ICT masterplan.
   S

 To find out more, visit countries.gemalto.com/singapore



                Scan this QR code to be taken
                directly to Digital Singapore




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                                                                                    gemalto.com   11
New graduates have
                never known a world
                without the internet.
                What effect will they
                have on education,
                employers and society?
                Author adam oxford
                illustration Paddy Mills




12 The Review
Society_ Digital natives




A
              s 21-year-old university                                              learning. Twitter is absolutely normal
              students across the                                                   as part of daily life; it’s just another
              globe begin to cram for                                               part of the world they inhabit.”
              their final exams, they                                                  Writing on the Scientific American
are probably not aware that they                                                    blog, teachers Jody Passanisi and
share their cohort year with a project                                              Shara Peters claim that the gap
that came of age a long time ago.                                                   between digital natives and digital
They will be the first generation of       will work for their students now. But    immigrants has widened in the past
graduates who were born at the same        that assumption is no longer valid,”     decade. According to the authors, the
time as the World Wide Web, which          writes Prensky. “Today’s learners        children they teach pick up and use
Tim Berners-Lee switched on at the         are different.”                          technology quickly and instinctively.
CERN particle physics laboratory in           Prensky, however, challenged             “Many students today – those
Switzerland in August 1991. When           the alarmist view that children          who have access to these




                                                                                                             1991
they receive their certificates in front   growing up on a diet of video games      technologies – can edit
of faculty, family and friends, they       and downloadable music had short         professional-appearing
will arguably be the first true “digital   attention spans. “There is no reason     homemade movies on
natives” to enter the workforce.           that a generation that can memorize      iMovie, improving the
  Given the social, political and          over 100 Pokémon characters with         quality of their work
economic changes the internet has          all their characteristics, history       beyond anything that
wrought in its short existence, this       and evolution can’t learn the            was close to being                The year the
moment is hugely significant. But
what does it mean for the young
                                           names, populations, capitals and
                                           relationships of all the … nations in
                                                                                    possible a few years ago,”
                                                                                    they write. “Most will
                                                                                                                      World Wide Web
people themselves, their potential         the world,” he wrote. “It just depends   probably know which               was switched on
employers, and society as a whole?         on how it is presented.” Where tablet    app to use to keep track
  Mark Prensky coined the term             computers have been used in schools,     of their homework
“digital natives” in a 2001 article        teachers report that, used correctly,    assignments, and even
for MCB University Press, “Digital         technology encourages “self-directed     how to make flashcard-like study
natives, digital immigrants.” He           learning,” which is second nature to     aids to help them when they study.”
addressed the difficulties faced by the    digital natives.                            But there are still lessons that these
“immigrants”: teachers who learned            “The real revolution of e-learning    students can learn from those who
their craft before the communication       is on negotiated learning,” says Tim     are old enough to remember doing
revolution of the internet and cheap,      Allen of educational distribution        research using books or microfiches
ubiquitous IT tools.                       specialist AdvTec. “In this              at the library.
  “Digital immigrant teachers              environment, shared knowledge is            “Our students have no frame of
assume that learners are the same as       at the forefront of learning. [They      reference of a ‘pre-internet’ world,”
they have always been, and that the        share] their thoughts with others        Passanisi and Peters write. “They are
same methods that worked for the           via blogs, wikis and constant            accustomed to working with intuitive
teachers when they were students           communication about what they’re         electronics that provide instant          


                                                                                                                             gemalto.com   13
Society_ Digital natives


                                                                gratification, and when they are not
       “They share their                                         able to be ‘done’ quickly, they tend

       thoughts with                                             to become discouraged.”
                                                                   As the students Prensky wrote

       others via blogs,                                         about in his article become job
                                                                 seekers, however, it’s becoming

       wikis and constant                                        obvious that, despite having had
                                                                 plenty of time to prepare, many

       communication                                             companies, both large and small, still
                                                                 struggle with the demands of the
       about what they’re                                        now grown-up digital natives as
                                                                 both customers and employees.
       learning”                                                 Tech as social enabler
                                                                 Katie Bacon has been a youth and
                                                                 community practitioner for a decade,
                                                                 helping disadvantaged children and
                                                                 victims of drug abuse in the US,
                                                                 Canada, Japan and the UK get back
                                                                 into the job market. She first became
                                                                 aware of how young people use
                                                                 the internet in 2005, noticing that,
                                                                 while many of her most vulnerable
                                                                 charges had transient physical lives,
                                                                 the digital lives they had built on
         Pi in the sky                                           Bebo or MySpace were one of the
                                                                 few constants. By learning how to
         One of the biggest and most unexpected                  communicate with troubled young
         successes of 2012 was the Raspberry Pi.                 people in a format that suited them,       with your clients when different
         In the age of affordable tablets, with their            Bacon was able to build up trust           people are working in offices all over
         deceptively sophisticated and user-friendly             and understanding in a way that her        the world?” Bacon asks. “Do your
         interfaces, the idea that a US$25 circuitboard          colleagues sometimes struggled with.       employees know how to manage
         with a rudimentary PC processor and unrefined
                                                                   Bacon now runs Online Youth              conflict and be considerate when
         Linux operating system would catch on
                                                                 Outreach in the UK, teaching young         conversing online?”
         seemed unlikely.
                                                                 people how to use the internet to            Businesses have been slowly
            Designed as a low-cost tool for introducing
                                                                 create, as well as consume, content        adapting to the needs of digital
         school pupils to programming concepts, the
                                                                 and see it as more than a social           natives over the past decade, but as
         Raspberry Pi aims to address the fact that
                                                                 tool. She also runs workshops for          Nichole Kelly, president of social
         digital natives are growing up knowing how to
                                                                 recruitment agencies and businesses        media analysis firm SME Digital,
         use technology and apps, but not how to code for
         them – a problem flagged up by tech luminaries
                                                                 that want to engage with a young,          points out, the process is far from
         such as Google Chairman Eric Schmidt.                   digitally aware audience.                  over. She says one of the biggest
            Initially, the Raspberry Pi Foundation thought         “Businesses are spending hundreds        cultural changes that companies
         it would sell about 100,000 devices in its first        of thousands of pounds trying to           have to understand is that, for the
         year, but such has been the enthusiasm from             interact with this audience,” says         new workforce, flexible working
         educational establishments and homebrew                 Bacon, “but often they don’t even          and home working aren’t enough to
         hackers that it now looks likely to break the           know the right questions to ask.”          accommodate their expectations.
         million-sales mark within 12 months.                      She says that many organizations         Used to thinking digitally and
                                                                 suffer as a result of senior managers      globally, the brightest and best
                                                                 not understanding opportunities            want to literally choose their work
                                                                 within the digital native generation,      surroundings for themselves.
                                                                 and young, inexperienced employees           “Citrix [an American software
                                                                 who can’t communicate their ideas          company] was early to recognize
                                                                 successfully. Digital natives also raise   this movement and created the blog
                                                                 interesting new HR questions that          Workshifting to support all of us
                                                                 Bacon sets out to answer.                  digital nomads and allow us to chart
                                                                   “If you’re an international              our journey,” she says.
                                                                 organization, how do you create a            “Personally, I think this is the
                                                                 localized touchpoint of engagement         most important change that is going


14 The Review
to slap Corporate America in the          ethical dimension to dealing with the
face, and turn around and do it again.    amount of information that digital
There is a wave of employees who          natives voluntarily surrender.
want to be free to move about the            As Katie Bacon at Online Youth
country, or, better yet, the world.       Outreach puts it: “Going on to
We want to be able to travel and live     someone’s personal, public profile can
in a perpetual ‘workcation’”.             be like going into their house without
   Citrix justifies its commitment        their permission.”
to the “workcation” philosophy by            IT departments must address
pointing out the immediate benefits       the challenging of keeping sensitive
to employers, including high staff        corporate material safe, but the most
retention and savings on commuting        advanced companies don’t restrict
costs. “Millennial workers appreciate     access to social networks. Instead,
[workshifting] as a way to work           they educate their employees about                  Simply having a computer in
on their own terms,” explains Kate        how to stay safe and have easy-to-                 class doesn’t mean you are
Lister, who researched a white paper      understand social media guidelines.
for Citrix on the subject.                   Intel, for example, asks its                    smarter, cleverer or better.
   If there’s one issue employers         employees to use their own names on             It’s what you do with that in the
should be aware of, however, it’s         social media, disclose vested interests
security. Bruce Schneier, Chief           and follow basic etiquette such as
                                                                                          process of learning that makes
Security Technology Officer for           treating competitors with respect.                       a difference.
British Telecom, has long warned          Reasonable rules such as these are far
that services such as Facebook are        more effective than a more draconian           Tim Allen, director, South Africa
eroding young people’s sense of           approach to social media – which
personal privacy.                         can also drive digital natives to other,
   This raises two important issues       more enlightened organizations.
for employers to consider: first, there
is a need to educate young workers        Seismic shift
about the importance of security and      Digital natives bring optimism,
not sharing; and, second, there is an     energy and a sense of change to the        


                                                                                                                     gemalto.com   15
workforce. David Houle, futurist and     who are younger. He says that the
                                             author of the book Entering the Shift    potential for these children to
                                             Age: The End of the Information Age      revolutionize the enterprise is
                                             and the New Era of Transformation,       almost beyond imagination.
                                             says the changes that will take place      Predictions are always dangerous
                                             during this decade, as digital natives   things, however, and it may be
                                             mature, will be the most extreme         surprising to discover that many
                                             in human history. He describes the       hip young things are increasingly
                                             end of “legacy thinking” from the        abandoning the internet for non-
             My four-year-old daughter       pre-digital generation, and says the     networked pleasures such as vinyl LPs
                                             digital natives take concepts such       and columns like Paul Miller’s “Year
            has been playing with the        as internationalism and energy           Without the Internet” diary on tech
         computer since she was two.         efficiency for granted.                  website the Verge. It’s safer – for the
         It’s amazing how quickly they          “Their connectedness, their           time being – to simply acknowledge
                                             collaborative ways of engagement         their presence and give them the space
                pick things up.              and need for constant feedback, and      to lead enterprise where it has to go.
              Nina August, graphic           their civic-mindedness, are creating       “While the millennials will be
                                             a new way of looking at and living       creating new social, economic and
          illustrator, Wimborne, UK          and working in this new world,”          political web-oriented patterns and
                                             explains Houle.                          structures,” Houle concludes, “the
                                                He goes further, distinguishing       digital natives will be leading us into
                                             between “millennials” – those born       a new level of consciousness in the
                                             before 1992 – and digital natives,       decades ahead.”


16 The Review
Society_ Digital natives



                             Generation Y in the workplace
Christina Allen, Director, Product Management at LinkedIn in the US, gives us her insights
into the habits of digital natives from the professional social networking site’s perspective

How do you define “digital natives”?          them. They miss access to their social       people they’ve met at school and in
An interesting trend we’re seeing with        networks and the real-time information.      their professional experiences.
college students is how social tools          They use email for work purposes,
are eroding use of the standard suite of      but I have to text my daughter to ask        Are there skills that digital natives
products that older generations used          her to read her emails – it’s not her        typically lack in which they could
to organize and manage their lives.           native habitat. Another characteristic of    be trained?
Calendars, phones and email are “back-        digital natives is that they seem much       I think of our industry as having three
up” tools for this generation. Social         more willing to switch to new tools.         distinct waves. There were the years of
tools provide real-time information           Most often, this is not driven by an         hardware and “golden master” software.
about “what’s happening now” –                assessment of features, but rather, they     Software was hard to build, and we
whether it’s a deadline, party, news          follow their friends wherever they go.       adopted tools and processes from
or gossip.                                                                                 large-scale, complicated manufacturing
   That said, attaching “digital native” to   What are the benefits to employers of        industries. Because it was difficult
a specific generation may not be totally      hiring digital natives? What tips do you     and expensive to create software, we
accurate. When I started my career, I         have for recruitment and retention?          did a huge amount of upfront work to
was a native of a place saturated with        We still haven’t cracked the nut inside      understand our markets, customers
email, calendars, word-processing             the workplace regarding use of social        and competitors.
software and paint programs. Through          networking and communication tools.             When the internet burst on the
my career, I boarded one of the               It’s still an email-driven world, although   scene in the mid-90s, many traditional
first boats to a new world of online          we have seen wikis and cloud-based           industries – photography, publishing,
communities, instant messaging and            collaboration make some traction in the      banking, shopping – were transformed.
unified communications. In the past           past 10 years.                               Still, these were traditional industries
10 years, I’ve continued my migration            Interns and graduates are also living     with existing behaviors, regulations,
to the land of social and professional        in a world promoting entrepreneurship        and customer needs and expectations,
networking, digital media and mobile.         and innovation. LinkedIn’s Hack Days         so many of the earlier upfront practices
                                              provide a forum for all employees to         were still intact.
What expectations do digital natives          express their creativity and present            The third wave – Web 2.0 – was a
have of their workplace, compared             fresh ideas for both customer-facing         marked departure from these tried-
to older employees?                           products and internal tools – some of        and-true processes. [Today] too many
People love being experts. Once you           which have made it into end-products,        companies no longer engage in the hard
know how something works, it’s hard           or have seen rapid adoption inside           work of strategy, planning, process and
to change to a new way of doing things.       the company. Fostering a culture of          deep customer engagement. The energy
This actually makes a lot of cognitive        innovation is a great way to attract and     and innovation that arrives with each new
sense. Old tools and techniques usually       retain graduates – and these projects        wave of graduates is a great input to the
feel like the most efficient way to get       will almost certainly integrate cutting-     process, but teaching these “old school”
things done.                                  edge technologies.                           skills is important for long-term success.
   Leveraging this insight, companies
like Apple and Google have made sizable       How important is “personal branding”         Do employers need to be more explicit
investments in higher education. More         to digital natives?                          about corporate security policies with
than half the colleges in the US use          We need to teach each new generation         this online sharing generation?
Gmail as their official email provider        of professionals how to create and           The move to cloud computing, SaaS,
and make Google Apps available for            manage their professional brand online       and the utter lack of friction for the
free on campus. Students who kick off         – and why it even matters in the first       transmission of information means
their college career using these tools        place. Certainly, a complete and             that companies are much more likely
think it’s natural to use cloud-based         compelling profile is a first step.          to spring leaks than even 10 years
collaboration tools for projects,             However, increasingly it’s your online       ago. It’s not just the new generation –
and expect fast, smart, integrated            activity that will draw attention. We        everyone in a company needs ongoing
email services.                               recommend that members participate           training about maintaining privacy,
   So, when students enter the                in groups, comment thoughtfully on           where and when to communicate, and
workplace, they are often surprised           articles and posts, answer questions,        how to secure hardware, software and
at the “primitive” systems available to       and build a strong network of the            networking services.



                                                                                                                                 gemalto.com   17
Innovation_ Mobile payments




      Touch
                and go
                Austin and Salt Lake City were the first
                US cities to try a new mobile wallet pilot
                scheme. What were the results?
                Author Kathy Chin Leong




                                   S
                                            alt Lake City and Austin seem as diverse     traditional sales terminal. Isis users simply
                                            as two cities can be. One is a university    tap their phones on the terminal to make
                                            community with a vibrant music scene,        the transaction.
                                            while the other is a more traditional city      Here’s how it works: to pay for an item,
                                    with a service-oriented economy. Nevertheless,       the customer enters a four-digit PIN on
                                    both serve as state capitals, for Utah and Texas     his phone, touches the phone screen to
                                    respectively, and support a balance of large         select his type of payment card and then
                                    corporations and small businesses. And here’s        taps his phone on the terminal. The phones
                                    the latest point of commonality: Salt Lake City      must be equipped with NFC (near-field
                                    and Austin are the first two cities to pilot the     communication) technology, which allows
                                    Isis Mobile Wallet™.                                 devices to wirelessly connect and exchange
                                       Isis™, the joint mobile commerce venture          information within a short distance.
                                    between ATT Mobility, T-Mobile and Verizon             To date, 20 Isis Ready smartphone models
                                    Wireless, allows consumers to pay for goods          are available, with more coming to market
                                    and services with their Isis Ready™ smartphones      this year. Users can also load offers and
                                    instead of using physical cash, credit or debit      loyalty cards onto the wallet.
                                    cards. The launch is further cementing the ever-
                                    changing mobile payment landscape in the US          Smoother smoothies
                                    and providing a secure, trustworthy option for       Brittany Hansen, who manages a Jamba
                                    adopting this technology.                            Juice in Salt Lake City, notes that a steady
                                       Since the pilot’s launch in October 2012,         number of customers use Isis to buy their
                                    the adoption rate has been steady. Merchants         smoothies. Those customers, she says, have
                                    report that a growing number of customers use        shown confidence when navigating the
                                    their Isis Ready phones at the checkout stand        simple transaction. The benefit for those on
                                                               each day. Consumers       the other end of the cash register is that the

       “People who see it are                                  in Austin and Salt
                                                               Lake City can use the
                                                                                         transaction is about five seconds faster.
                                                                                            The nearby Beehive Tea Room also

       curious, and they ask                                   Isis Mobile Wallet at
                                                               hundreds of locations
                                                                                         sees Isis customers using their wallets for
                                                                                         payment daily. According to server Cylie

       us about it”                                            across both markets,
                                                               including nationwide
                                                                                         Hall, these early users are thrilled to see
                                                                                         a transaction completed.
                                                               retailers such as            Isis is also making headway in Austin. At
                                    Macy’s, Aeropostale and Foot Locker, as well         the Zeus Barber Shop, manager Matt Spencer
                                    as independent local partners.                       says his store will soon receive an Isis Ready
                                       For sure, the cool factor is real. Chip and       terminal. “They showed us how to use it, and
                                    PIN hasn’t made it to the masses in the US           it will be easier for us to track customer data,”
                                    yet, so most folks slide their credit cards on a     he says excitedly.


18 The Review
I definitely
                                                        would use it myself
                                                        because I think it’s
                                                         kind of slick
                                                         Chris Petrogeorge,
                                                        owner, Pepper’s Pita




   At optometrist Pinnacle Vision, the Isis           Security concerns aside, it will take time
Ready terminal is also ready for users. “People    for mobile wallet technology to replace the
who see it are curious, and they ask about it,”    physical wallet. But could this pilot herald
says office manager Pam Stodgll. But some          the coming of a cashless society in the
customers still worry about security.              United States?
                                                      The timing for tech innovation seems right.
Security education                                 The market is vast: Isis can reach a total of
Addressing that security question is paramount     230 million combined customers from Verizon,
for Isis. It has therefore made YouTube videos     ATT and T-Mobile alone. Between them,
and TV ads explaining why this technology          the three companies also operate more than
is safer than using a traditional plastic card.    20,000 retail outlets in the US.
If the Isis Ready phone gets stolen, the user         “This is simply the beginning,” says Ryan
makes a single phone call to the carrier (ATT,    Hughes, Chief Marketing Officer for Isis. “We
T-Mobile or Verizon) to freeze the Isis Mobile     are pleased with the results of our launch in
Wallet so no information, especially credit card   Austin and Salt Lake City and look forward to
and other data, can be abused.                     what the future holds for mobile commerce.”


                                                                                                    www.gemalto.com   19
Innovation_ Office of the future                                                 Sign here, please
                                                                                         Goodbye, lengthy paper contracts. Legislation
                                                                                         in the US and EU mean that electronic
                                                                                         signatures have the same legal significance as
                                                                                         handwritten ones on paper. They range from a
                                                                                         simple “click to consent” to biometric-enabled
                                                                                         tablets that record not only the shape of a
                                                                                         signature, but also how long it takes to write
                                                                                         – as individual as a fingerprint.




                                Desks go the way of the dodo
                                In the future, you may dock yourself (via wearable tech)
                                into a chair that takes you to a private or public virtual
                                workspace, meaning those client meetings can still take
                                place even if you’re sitting in your living room.




       The new way
       of working
       People entering the workplace for the first
       time want to work flexibly and remotely.
       The benefits are myriad: fewer carbon
       emissions, more time to spend with the
       family, fewer distractions (did you know
       we’re interrupted every three minutes when
       in the office?) and more accessible jobs for
       people in regions with minimal established
       IT infrastructure. What’s not to love about
       the office of the future?                                                      Phoning it in
                                                                                      Many companies now use smart cards that
                                                                                      employees use to enter the building and log
       Author Molly bennett                                                           on to the computer network. But as part of
       illustration neil webb                                                         the mobile trend, building and network
                                                                                      access will soon be verified through secure
                                                                                      NFC chips in our smartphones. You can even
                                                                                      download temporary access for visitors.



20 The Review
Good morning, Tokyo!
                                  Just because a meeting is 5,000 miles
                                  away doesn’t mean you can’t be there
                                  instantly. Musion TelePresence is one
                                  example of a company that can facilitate
                                  face-to-face contact through holography
                                  (think Princess Leia or Tupac Shakur) –
                                  so your boss may soon be appearing in
                                  your home office.




                                                                             Save a tree (or 300)
       Just tap for a snack                                                  With the paperless office still some
                                                                             way from becoming reality, here’s the
       With near-field communication (NFC) vending machines,
                                                                             next best thing: Taiwan’s Industrial
       forget rummaging around for spare coins. Get your afternoon
                                                                             Technology Research Institute has
       chocolate fix by waving or tapping your contactless-enabled
                                                                             developed thin, flexible electronic
       payment card or smartphone on the vending machine reader.
                                                                             paper that is not only reusable, but
                                                                             can also be written on (and then
                                                                             erased). Think of it as a digital
                                                                             white board that you can roll up.




                                                                             Meet me in the
                                                                             conversation pit
                                                                             Our working lives are becoming ever more virtual
                                                                             and flexible, but face-to-face contact is still
What work/life balance?                                                      important. All the space left by those redundant
The bring-your-own-device (BYOD) trend is gathering pace. On                 desks may be replaced by IRL (in real life) lounges
the horizon is NexPhone, a smartphone that, when connected to                – spaces where people can come together for
a compatible monitor and keyboard, functions as a full PC,                   brainstorming or simply a bit of office gossip.
meaning your work goes where you do. But for those concerned
about work creeping into their personal lives, devices such as the
BlackBerry Balance offer separate work and personal logins.



                                                                                                                          gemalto.com   21
Island
                intelligence
                The lands Down Under have been blessed with great weather,
                abundant natural resources and fertile land – and now Australia
                and New Zealand are entering the digital economy in a big way
                Author juha saarinen




22 The Review
Society_ Australia/New Zealand




        F
                ierce enemies on the sporting     (US$12.6 billion), making it the third
                field, Australia is the Goliath   costliest earthquake in the world.
                to New Zealand’s David, with        As unlikely as it seems, however,
                the former country enjoying       there may be a silver lining to these
        a solid economy, thanks mainly to its     terrible events – at least for those
        resource-driven exports to China.         in the countries’ technology sectors.
           New Zealand, substantially smaller     With pressure on both governments
        and with fewer natural resources to       to reduce costs to the public purse,
        dig out of the ground, relies on its      information technology and, in
        traditional agribusinesses, exporting     particular, cloud computing, will
        its world-class meat and dairy            play an important role in making the
        products to Asia and beyond.              delivery of government services more
           With stunning natural scenery, a       efficient and less costly.
        high standard of living and a highly
        educated workforce, Australia and         21st-century government




                                                                                 80%
        New Zealand have been called the          For a huge country like
        “lucky countries” – but lately, this      Australia – a flight from
        nickname has been put to the test.        Perth to Brisbane takes
        While they were two of the few            between four and five
        developed nations to escape the           hours – networked IT
        worst of the global financial crisis,     offers a solution to the
        Mother Nature has sent a different        inconvenience of distance.        The amount
        kind of trouble in the form of a string
        of natural disasters.
                                                  The country started
                                                  conducting its population
                                                                                    of census
           The northern Australian state          census electronically in          data Australia
        of Queensland suffered a series of        2010 and aims to glean            hopes to gather
        floods during December 2010 and           80% of the data that way
        January 2011, with 38 dead and nine       by 2016. It hopes to save         electronically
        missing. The flooding also caused         millions of dollars by not        by 2016
        damage of an estimated A$30 billion       having to hire an army of
        (US$31.6 billion).                        temporary census takers,
           Later in 2011, the city of             and also to make the exercise faster
        Christchurch in New Zealand was           for everyone involved.
        struck by a devastating earthquake.         New Zealand’s government
        The string of aftershocks leveled         has also gone digital, with cloud
        much of the city, killing 185 and         computing allowing many services to
        injuring thousands. The cost of           be accessed over the web. To ensure
        rebuilding and repairing the damage       that citizens’ personal data is secure,
Getty




        is estimated at NZ$15 billion             the government has developed            


                                                                                           gemalto.com   23
Getty




                                     the igovt logon and identity             log on to the service and give consent
                                      verification services. It’s proved to    for their information to be supplied
                                      be a convenient – and thrifty –          to the service provider, keeping

          New Zealand’s               proposition for both citizens and
                                      central and local government.
                                                                               control of personal data in citizens’
                                                                               hands. All this saves time and money.
          igovt makes it easy            For instance, New Zealanders can
                                      quickly file their income and other
                                                                                 Australia is also moving to
                                                                               digitally delivered government
          for employers to            tax returns online with a single login
                                      that gives them full access to all the
                                                                               services. One example is the
                                                                               Gemalto-provided Sealys electronic
          check applicants’           information they need. igovt is used
                                      at the NZ Companies Office, too,
                                                                               driver’s license for the state of
                                                                               Queensland. Some three million
          visa status and for         as well as several other government
                                      departments, making it simple for
                                                                               Queenslanders will get the secure,
                                                                               more durable new licenses, which are
          voters to check their       employers to check applicants’ visa
                                      status, and for voters to change
                                                                               difficult to copy and counterfeit. The
                                                                               data is held in a strongly encrypted
          enrollment details          their enrollment details, among
                                      other services.
                                                                               format on chips inside the permits,
                                                                               minimizing the risk of identity theft.
                                         And with the igovt identity           Police will also find it quicker and
                                      verification service, citizens           easier to identify drivers.
                                      won’t need to present documents            The Australian eHealth program,
                                      repeatedly to each and every             which provides secure online access
                                      government service provider. Users       and personal control of people’s



24 The Review
Society_ Australia/New Zealand




                                                                               Sometimes it feels as if I’m running my
                                                                          entire life from my smartphone, from work to
                                                                          friends to social media and financial stuff.
                                                                            Alessandra Cohen, 25, content manager,
                                                                                         Sydney, Australia
Getty




                                                                       Getty




        health records, is another example       countries’ current resource- and       home to many of the 50,000 data
        of IT being used for the fast and        agriculture-driven ones.               centers that have been built at a
        efficient delivery of government            Fiber-optic broadband networks      record pace over the past few years.
        services. It’s a crucial development     are being rolled out to replace
        for a country in which people can live   ancient copper telephone lines that    Pay it forward
        hundreds of miles away from their        are reaching their capacity. The       Around the world, the personal check
        local doctor. Through the eHealth        new networks should provide the        is fast approaching extinction, and
        scheme, Australians can choose           broadband speeds needed to cater       Australia and New Zealand are no
        what goes into their Personally          for citizens’ demand for data, which   exceptions. Cash usage is dropping,
        Controlled Electronic Health Record      is doubling every year. Much of this   too, with people preferring to use debit
        (PCHER). They also get to decide         is down to smartphone and tablet       and credit cards and internet banking.
        who can access their PCHERs, such        use, which is booming, and privately      Contactless and mobile payments
        as doctors, hospitals and other          owned telecom companies in both        are the next natural steps. Australia
        healthcare providers.                    countries are spending big on faster   has one of the world’s highest
                                                 mobile broadband. In 2012, Telstra     deployments of contactless EMV
        Country connections                      Australia became the region’s first    infrastructure, making it one of the
        Both Australia and New Zealand are       provider to introduce super-speedy     key countries in the world where
        investing in building national high-     LTE for handsets and modems.           near-field communication (NFC)
        speed broadband infrastructures – not       Storage infrastructure has also     is likely to catch on. Since 2008,
        only to support the above initiatives,   been booming, with Australia’s         the major banks in Australia have
        but also to help create strong digital   largest city, Sydney, now the data     migrated their card portfolios to
        economies to supplement both             center capital of the region. It is    EMV dual interface (DI) cards, which 



                                                                                                                                   gemalto.com   25
Society_ Australia/New Zealand


                      now make up 80% of the market.
                       What’s more, in 2011-12, the two
                       largest retailers in Australia –           Australia votes on eVoting
                       Coles and Woolworths – installed           Australia is trying to do away with paper for its population census in favor
                       contactless EMV terminals                  of digital data collection. Could electronic voting be the next big civic
                       in all their stores. These two             development? Three of the most populous states in Australia – New South
                       retailers account for 60% of retail        Wales (NSW), Victoria and Queensland – have expressed interest in eVoting,
                       transactions in Australia.                 but progress is slow so far.
                          In 2012, Commonwealth Bank was             Victoria has started an eVoting project, but legislation awaits. NSW
                                        the first Australian      passed an eVoting law in 2010, but has not said when it will put it into




                      80
                                        bank to launch NFC        practice. And, having considered eVoting proposals, the Queensland
                                        commercially. Since       government is grappling with perceived risks including interception of


        A$                              then, Westpac, ANZ,
                                        GE Capital and Coles
                                        have all launched NFC
                                                                  data and voter verification.
                                                                     It’s surely around the corner, though. eVoting has been implemented
                                                                  successfully in a number of other countries, including Brazil and Estonia,
                                                                  and the electoral commissions in Australia are certain that everyone
                                        pilots on Samsung
             The amount Kiwis Galaxy S3 phones                    wants eVoting. They estimate that at least a third of voters would embrace
                                                                  it right away, especially those who are visually impaired. With voting being
             can spend using            in partnership with
                                                                  compulsory in Australia, the easier the government can make the process
                                        major Australian
             their PayPass-             telecoms providers        for citizens, the better.
             enabled card or            such as Vodafone
             smartphone                 and Telstra.
                                           Meanwhile, the
                                                                  Elsewhere, contactless payment
                                                                provider Snapper has teamed up with
                                                                                                         Statistics noted that more than four-
                                                                                                         fifths of the country’s households
                                        MasterCard PayPass      mobile telecoms company 2 Degrees        used the internet every day. Online
                       system was used extensively during       on the Touch2Pay NFC system              banking was the third most popular
                       the 2011 Rugby World Cup at              and, in September 2012, Telecom          internet activity, with almost three-
                       stadiums around New Zealand. It          collaborated with Gemalto, Thales of     quarters of people interacting with
                       uses secure NFC technology to allow      France and the Westpac bank to set       their bank over the web.
                       people to make contactless payments      up a mobile wallet trial.                   Australia and New Zealand are both
                       of up to A$100 in Australia and            Online banking at home is also         serious about digitizing everyday life
                       NZ$80 in New Zealand using               very popular, thanks to broadband        – after all, with perfect weather and
                       their PayPass-enabled payment            becoming almost ubiquitous. Last         the beach waiting,who wants to waste
                       card or smartphone.                      year, the Australian Bureau of           time andmoney on admin?




                      When I’m overseas, I can’t believe
                   how good public transport is in most
                  developed places and how easy it is to
                    use. It’s good to see that electronic
                       ticketing is happening in New
                  Zealand too, but we need to be faster
                    or people will never get out of cars
                     and stop clogging the roads.
                       Dave Paraone, 43, librarian,
                                Auckland, NZ
     Getty




26 The Review
Trends_ NFC




                             The
                  contactless
                     challenge
Author Mark Alexander Photo toby aimes




  Two top London bloggers swapped                                       a haircut, and going to the movies was a “self-made disaster,”
                                                                        according to MacLeod, after he made the assumption that his
  traditional tender for contactless-ready                              local Odeon accepted contactless payments when it did not. Choo
                                                                        didn’t fare much better. After trying six cinemas, he described
  mobile phones. How did they get on?                                   that particular test as “ridiculously impossible.” It’s a shame, as




  W
                                                                        movie theaters are the ideal environment for contactless, which
                     hile most of us would dread the idea of being      could speed up those long lines for tickets or popcorn.
                     without cash, two technology bloggers were            Indeed, a lack of signage, poorly trained staff and a spending
                     given a chance to do just that: swap traditional   limit of £20 were among some of the obstacles encountered
                     forms of money for contactless payments.           during the test. During one encounter, MacLeod had to educate a
     For 10 days in November 2012, Gemalto asked Mobile Industry        barman about the capabilities of his contactless-enabled terminal.
  Review editor Ewan MacLeod (right) and Jon Choo (left), who           Choo eventually made his first contactless purchase at a small
  blogs at jonchoo.blogspot.com, to complete a series of tasks using    coffee shop, which was the first place he found with clear signage.
  pre-paid Samsung Galaxy S III mobile phones fitted with secure,          Perhaps not surprisingly, large chains such as McDonald’s and
  contactless micro-SIM cards. The objective was to find out who        Subway were among the first UK retailers to endorse contactless
  would survive best in London without cash or credit cards.            payments. They also had well-trained staff and won business
     The phones feature near-field communication (NFC)                  because of their early implementation of the terminals.
  technology, which allows you to pay by waving your contactless-          Inevitably, this fledgling technology will grow in visibility and
  enabled phone or card over a reader. The phones were also             availability. “I honestly can’t wait for [it] to take up,” says Choo,
  preloaded with Quick Tap – a payment application developed by         the eventual winner of the challenge. “Using it was second nature.
  Orange and Barclaycard that links the NFC technology with the         I am convinced by a contactless and cashless future.”
  phone’s SIM card. Combined, the system allows users to pay for           Despite coming second and experiencing numerous NFC
  items securely at various contactless payment terminals.              “wobbles,” MacLeod is also looking forward to the freedom of
     For MacLeod, the idea of swiping his phone to pay for things       making contactless payments. “It really is brilliant tapping your
  was an alluring prospect. “I want ease of use,” he said before the    phone, grabbing your sandwich and walking away. I love it.”
  challenge. “I want to tap and be done. I also want to look rather
  sophisticated by ‘swiping’ my phone instead of my credit card.”                     To read more about Gemalto’s
     Although the pair successfully finished numerous tasks                           Contactless Challenge, visit
  – ranging from buying lunch to sending a postcard – other                           blog.gemalto.com/telecom or
  assignments proved more difficult. Both struggled to pay for                        scan this QR code



                                                                                                                                    gemalto.com   27
Solutions_ Mobile marketing




      Mobile marketing
       goes mainstream
                     In a fragmented media landscape, companies have to fight
                     for consumers’ attention. A new report looks at how mobile
                     marketing can create dialogue and build loyalty
                     Author peggy anne salz




                    I
                          t’s time for companies to rethink how they connect         But people aren’t a captured audience, eagerly
                          with their customers. The rise of the empowered         awaiting marketing messages as they move through their
                          consumer, particularly digital natives who grew up      daily routine. They also expect that any exchange with
                          online, has turned up the pressure on marketers         marketers or mobile operators will be personal, relevant
                     and mobile operators to embrace strategies that              and transparent. More importantly, they must have
                     respect people’s desire for content, marketing and           chosen to receive these messages, rather than being sent
                     communications on their terms.                               them without permission – because they’ll only go into
                         Out with the old and in with the new. The “old school”   the spam folder otherwise.
                     sledgehammer approach, which was all about shoving
                     unwelcome messages at consumers, is broken. The “new         Mining the data
                     school” is all about earning people’s interest through       This is the main message of Conversational Marketing
                     encouraging engagement and building trust and loyalty.       and Commerce: Best Practices To Engage Your Customers
                         This approach, which aims to change the                  and Empower Advocates, a new white paper produced by
                     communication paradigm from interruption to                  Gemalto with independent analysts MobileGroove and
                     conversation, is particularly well suited to mobile. It      Portio Research. Based on a 2012 online survey of more
                     allows companies to reach out to customers wherever          than 2,400 consumers in France and the UK conducted
                     they are. And who doesn’t like hearing that beep when        by Ifop, a Paris-based market research and opinion poll
                     a new message comes in?                                      company, the report examines mobile mega-trends,
                                                                                  identifies best practices and reveals consumer attitudes
                                                                                  about mobile advertising.

         The three golden rules                                                      It highlights the pivotal importance of text messaging,
                                                                                  a form of ubiquitous, direct and personal communication
         of mobile marketing                                                      that allows companies to get closer to consumers than
                                                                                  any other channel. According to Portio Research, text
         1. Ask for permission first: Mobile may be able to deliver more data    messaging is the king of non-voice communications
            and context, but the best insights come when companies simply ask     because of its six core qualities: it is easy, cheap, quick,
            their customers outright.                                             simple, universally acceptable and discreet.
                                                                                     Mobile messaging is also completely aligned with
         2. Continue the conversation: Start by asking for basic information,    established consumer behavior, and even the rapid
            such as interests, personal preferences and motivations, but don’t    advance of smartphones hasn’t changed consumers’
            stop there. Companies should use text messaging to refine and         dependence on it to connect with the world around them.
            improve their customer segmentation, ensuring they get personal          From banks to boutiques, an increasing number of
            and relevant information and communications that are essential to     companies are beginning to integrate the principles of
            boost customer loyalty.                                               permission-based mobile marketing into their strategies
                                                                                  to connect with customers.
         3. Build engagement on trust: Respect individual privacy, meet             One company that “gets” messaging is Coca-Cola,
            consumers’ requirements for relevant messages and implement           which has declared it “the number one priority” in its
            strategies that put the customer in control.                          comprehensive strategy to reach a global audience and
                                                                                  increase customer engagement. The brand’s “Move to the


28 The Review
Beat” campaign tied to the London 2012 Olympics was
rolled out across more than 100 countries and exceeded
expectations in all markets, with Canada reporting that
“engagement rates averaged about 45%.”
   Achieving results like these requires companies to
implement strategies that put the consumer in control
of his or her experience.

Permission is everything
The report shows that the vast majority of respondents
are “annoyed” when they receive messages from
companies that have not asked permission first. A
whopping 82% of survey respondents said that opt-in
was a condition for them to accept marketing. The vast
majority of respondents (90% in the UK and 87% in
France) also demand an easy way to opt out of receiving
messages they find neither relevant nor interesting.
   But the real news is how marketers are missing the
mark with messages that recipients don’t perceive as
valuable. About 80% of respondents gave a thumbs-down
to the messages they receive because they simply “do not
offer any attractive benefits.” It’s a dangerous disconnect
that marketers and mobile operators could avoid by using
a more conversational approach – supported by opt-in –
to explore what their customers really want.
   Ifop also conducted 718 face-to-face interviews with
consumers in Brazil to find out what they thought about
messages sent by marketers and mobile operators.
Again, the vast majority of respondents (91%) said


A whopping 82% said that
opt-in was a condition for
them to accept marketing
they prefer messages from companies that have asked
permission for the privilege. Specifically, 95% want the
messages they receive to be relevant, and 96% want to
be able to opt out easily.
   All these observations lay the groundwork for three
key best practices, or “golden rules,” that companies
must follow to create compelling value for their
customers (see panel, opposite).
   Respecting these three golden rules is not only a
courtesy to your customer; it’s a business imperative if
you want to reach an audience that is genuinely interested
in hearing what you have to say. The survey found that
60% of respondents are keen to accept and act on
relevant messages and offers from their preferred brands.
   When campaigns are executed correctly, companies
succeed in laying the groundwork for more than effective
marketing; they can boost loyalty, build relationships and
maintain competitive advantage.


             To watch a video showing how
             Gemalto’s Smart Message
             channel can boost your mobile
                                                              Getty




             marketing, scan this QR code

                                                                      gemalto.com   29
Society_ NYC 311




                                                                          “There is an enormous
                                                                          amount of data flowing into
                                                                          our system every day”
  Getty




                Big Apple, big data
                New York City’s non-emergency 311 service receives
                thousands of enquiries each day. The challenge is to put
                that data to use to improve the city’s public services

                Author Emma Johnson




                I
                      n a city of 8.2 million residents, what seem like   director for the Office of Policy and Strategic Planning.
                      small problems – leaky fire hydrants, noisy car     “But it is more than a data challenge – it is a workflow
                      alarms, disputed parking tickets – add up to big    and resource management challenge. All these pieces
                      data challenges.                                    need to work together.”
                   Each day, New York City’s non-emergency 311               New York’s operation is far from seamless, however.
                service receives an average of 65,000 calls about these   The 311 system’s data is spread out between data centers
                and all manner of other problems, with many other         in each of the city’s many agencies, which are located
                people visiting the website. Collecting, protecting and   across the city’s five boroughs.
                responding to this information is a sophisticated and        Many are based on completely different operating
                often complicated undertaking. “There is an enormous      systems – some brand new, others using mainframe
                amount of data flowing into our system each and every     interfaces (“Like Pong,” Flowers says, referring to the
                day,” says Mike Flowers, New York City’s analytics        rudimentary 1970s videogame).


30 The Review
But in 2011, Flowers’ department introduced a
program that would go some way to linking these
disparate systems and make better use of the data
collected. The initiative was aimed at more effectively
identifying illegally converted buildings – those that
                                                                       I love 311 – I’ve called to report broken
have been divided into smaller units to house far more          traffic lights and water leaks on the sidewalk,
people than is safe. Between 20,000 and 30,000 311
calls are made each year about this type of building.
                                                                       and to make noise complaints.
   Under the old system, each call made to 311 about               Ida Benson, 39, PR executive, Astoria, Queens
an illegal conversion passed through the Department of
Buildings system until an inspector physically visited
the property and determined if a violation had occurred.       information as possible – complaints about a noisy bar
But one of the problems of this system was that                or improper garbage disposal don’t require the caller to
inspectors had 40 days to visit the property – meaning         give a name or address, for example.
that people continued to live in unsafe homes for up to           Robust security measures will only become more
40 days after the initial call.                                important as the amount of data grows – and while New
   Flowers and his team devised a risk matrix that             York’s experiment in big data may have started simply,
cross-references data from other city departments              the possibilities are endless.
with the 311 call and determines whether there is cause
for immediate action. This other data is examined for
indicators such as foreclosure, a tax lien, rats, fires or
a history of 311 calls. It’s all combined to determine            Open for business
whether the property should be classed as high risk.
   Today, 5% of calls reporting illegal conversions are
flagged as high risk, and inspectors visit the property
in question within five days. Of these visits, 70% to
80% result in immediate evacuations – compared with
13% before the new system was rolled out. “Complaints
in and of themselves are not a predictor of whether or
not there are unsafe conditions,” Flowers says. “Citizen
intelligence is still valuable, but it is just one part of
the puzzle.”

That’s what I call service
The result is that unsafe buildings are identified more
frequently, the people who inhabit these dangerous
properties are removed more quickly, and inspectors’
time is allocated more effectively. “Essentially, people are
safer in return for zero resource allocation,” Flowers says.
   This practice of cross-referencing data was put
into use during Hurricane Sandy, which devastated
much of New York City. The 20,000 downed trees                   The 311 service is just one example of how the Big Apple has started
in public places required attention from multiple                to extract value from its data. New York City’s mayor, Michael
city departments: those overseeing transportation,               Bloomberg, signed the Open Data Policy into law in March 2012,
sanitation, fire and safety, plus phone, gas and electric        with plans for all data from city agencies to be available on a single
utilities. The New York City Parks Department is                 online portal by 2018.
responsible for downed trees, but that system was                   He said: “If we’re going to continue leading the country in
disrupted when the chaos of the storm resulted in                innovation and transparency, we’re going to have to make sure that
many calls being funneled through 911 – not 311.                 all New Yorkers have access to the data that drives our city.”
   Flowers assigned a programmer who “spent 10 hours                One way this has been put into practice is through the NYC
MacGyvering code to extract data from 911 into 311”              BigApps contest, which offers US$50,000 in prizes for apps that use
so that the city parks system could kick into gear. The          the city’s data to make New Yorkers’ lives better and is now in its
forestry department was then directed to cut up felled           third iteration. Past winners include Work+ (pictured above), which
trees and the sanitation department hauled them away.            suggests places suitable for remote working, and Sage, which
“This saved the parks department hundreds of hours of            offers information on all the schools in the city.
having to type in data” and sped up cleanup efforts after           Datasets are currently available on a dedicated Tumblr,
the storm, Flowers says.                                         nycopendata.tumblr.com, as well as nycopendata.socrata.com.
   All this improvisation and streamlining of                       Bloomberg said: “This data belongs to the public, and if we make
information is not without security challenges. The              it accessible to everyone, the possibilities are limitless.”
311 system is designed to collect as little personal


                                                                                                                                   gemalto.com   31
Digital planet
          shopping
         Mobile commerce is big – and it’s getting bigger.
         According to eMarketer, mCommerce retail sales rose
         by 81% in 2012 in the US alone. Powered by the boom




                                                                            istock
         in tablets, this trend shows no signs of stopping.
         So what’s new in the rest of the world?                            UK
                                                                            Getting to the shops is now even
         Author molly bennett
                                                                           easier: since December, London buses
                                                                            have accepted contactless payments.
                                                                            Contactless RFID technology has been
                                                                            a feature of London’s public transit
                                                                            network since the Oyster card was
                                                                            introduced in 2003, but now passengers
                                                                            can use their NFC-enabled smartphone
                                                                            or payment card to get around on one of
                                                                            the city’s 8,500 buses.
                                                                            Source: bbc.co.uk




           United States
           Mobile loyalty programs are no
           longer the preserve of cash-rich
           big brands. Belly, Affinity, Perka
           and RewardLoop are just a few of
           the mobile loyalty start-ups that
           are marketing their services to
           America’s small enterprises. At a
           time when Main Street is struggling,
           this could be a great way to attract
           and retain customers.
                                                   Alamy




           Source: zdnet.com


                                                  Brazil
                                                  Bradesco, one of Brazil’s largest banks, and Brazilian carrier
                                                  Claro are due to introduce a virtual wallet service in the middle
                                                  of this year. Aimed at the 46.8 million Brazilians without bank
                                                  accounts, the wallet will allow them to get cash, shop, pay
                                                  bills and transfer money using their mobile phones. Later in
                                                  the year, the companies will launch an NFC payment service
                                                  aimed at smartphone owners.
                                                  Source: rcrwireless.com


32 The Review
Germany                                                                  South Korea
Individuals and small vendors in                                         With 35 million smartphone owners,
Germany have received a boost:                                           South Korea is a fertile market for mobile
they can now make smartphone-                                            commerce. So much so that mobile
to-smartphone payments using                                             platform developer SK Planet’s 11th Street
Telefónica Germany’s mpass app                                           mobile market saw users make purchases
for iOS and Android smartphones.                                         worth 30 billion won (US$28.2 million) in
All users need to do is select the                                       November 2012 alone. Top of their wish
recipient’s phone number and                                             lists are household and children’s items,
the amount is charged to their                                           but they’re also making bigger purchases
mobile phone bill or deducted                                            such as refrigerators and motorcycles
from prepaid credit on the phone                                         using their smartphones and tablets.
– avoiding the exchange of any                                           Source: koreatimes.co.kr
banking data.




                                                                          Getty
Source: computerworld.com/au




                                            China

                                                                                                Getty
                                            Chengdu, the capital of China’s Sichuan
                                            province, is on its way to becoming a model
                                            city for mobile commerce. Telecom company
                                            China Mobile and the China UnionPay bank
                                            are helping promote the city’s mobile wallet
                                            offering and rolling out NFC terminals in
                                            local merchants. Change is also afoot in
                                            Shanghai, where China Unicom and China
                                            Merchants Bank launched their NFC mobile
                                            wallet service in November 2012.
                                            Source: zdnet.com




                                     South Africa
                                     Payment Pebble is a plug-in mobile card reader that
                                     can take payment from debit or credit cards using a
                                     smartphone app, developed by payments company
                                     Thumbzup in conjunction with South African bank
                                     Absa. You connect the Pebble through a smartphone or
                                     tablet’s audio PIN, and then either insert or swipe the
                                     card to make a payment. With each device costing just
                                     US$40 to manufacture, Absa and Thumbzup are aiming
                                     the product at small businesses across the country.
                                     Source: nfcnews.com



                                                                                                           gemalto.com   33
As consumers have become more environmentally aware, the green credentials
       of the technology they buy is now just as important as the features they offer



      Goodbye plastic
        hello bamboo
        W
     Author                          ith their shiny surfaces and colorful       reach 185,000 tons annually by 2015. These elements
     Dave Howell                     screens, the latest smartphones             are only present in tiny amounts within the ore that is
     illustration                    represent the pinnacle of consumer          mined and must be extracted using acid baths, among
     kate copsey                     technology. It’s no wonder that we’ve       other harsh techniques. As a result, in some areas of
                  fallen head over heels in love with them. But there’s more     China, what was once highly productive arable land has
                  to your phone than meets the eye.                              been damaged. And with China recently announcing a
                      According to the Electronics TakeBack Coalition,           cut in its export quota of these elements, technology
                  recycling a million mobile phones can recover about            developers are looking at alternative materials.
                  24kg of gold, 250kg of silver, 9kg of palladium and               Think of a phone made from bamboo: when you
                  more than 9,000kg of copper. But did you also know             upgrade, you simply remove the battery and circuitboard
                  that the rare-earth element europium is used to create         for recycling and throw the rest of the phone on the
                  the red phosphor, or luminescence, in a smartphone’s           compost heap, where it will biodegrade harmlessly.




       24kg
                                   screen? Or that your phone’s speakers            Manufacturers are therefore investing in new
                                   contain neodymium-enhanced magnets?           techniques using organic and environmentally friendly
                                   Or that lanthanum, a soft and malleable       materials that will retain our current gadgets’ desirability,
                                   metal, is used to polish the glass of most    but don’t place a heavy burden on the earth.
                                   mobile phones?                                   For telecom companies and other players in the
                                      Although governments and private           technology supply chain, this requires a multifaceted
        The amount of              organizations are doing their best to         approach. Gemalto, for example, uses a number of
        gold recovered             encourage consumers and companies             metrics when designing and manufacturing its products,
        by recycling a             to recycle their old gadgets through
                                   charitable initiatives and legislation such
                                                                                 including its holistic Life Cycle Assessment. This
                                                                                 evaluates all environmental impacts of a product or
        million phones             as WEEE, only an estimated 9% of people       process, including greenhouse-gas emissions and soil
                                   do so, according to Nokia. Many gadgets       and water pollution. The French Agency for Environment
                  sit in drawers for years, “just in case,” even though they     and Energy Management (ADEME) has also developed
                  still hold value and are full of recyclable materials.         a universal assessment tool called Bilan Carbone that
                      While recycling efforts continue, in recent                tracks greenhouse-gas emissions.
                  years, manufacturers’ focus has turned to putting                 The United Nations’ Environmental Steward Strategy,
                  the environment at the heart of the design and                 which puts environmental responsibility in the hands
                  manufacturing of smartphones and other gadgets, rather         of company executives, states: “Leading companies
                  than relegating it to an afterthought.                         do not just embed, balance, diffuse and translate a
                      Why is this so important? Take those rare-earth
                  elements that make our phones the glossy machines they
                  are. Most of the world’s 17 most sought-after rare-earths
                  are mined in China, and global demand is expected to




34 The Review
Innovation_ Greener gadgets




  Samsung Galaxy S III                      Motorola MOTO W233 Renew                   AD Creative Adzero
  First handset to achieve the PAS          Made out of recycled plastic, this         This smartphone’s casing is
  2051 carbon footprint certification       was the first carbon-neutral phone         made of bamboo


handful of environmental practices; instead, they take        use of plenty of other sustainable materials. French
a comprehensive, cyclical approach to management.”            company Orée has designed keyboards made of maple
    It seems companies are taking these lessons to heart      and walnut from sustainably managed forests, and
– partly because the benefits to using earth-friendly         Italian design studio Spalvieri/Del Ciotto’s Maizy range
materials and processes aren’t just environmental. For        offers solar-powered gadgets such as calculators, LED
manufacturers, their products’ environmental credentials      clocks and pocket lights made from polylactide (PLA),
have the potential to differentiate them from their           a bioplastic derived from cornstarch.
competitors. Generation Y and digital natives (see               Indeed, the supply chain that forms tomorrow’s
page 12) expect companies to act responsibly toward           technology manufacturing could have a large agricultural
society and the environment, and savvy companies are          component. Many organic substances, including corn,
capitalizing on this opportunity.                             cellulose or starch-
    Late in 2012, the bestselling Samsung Galaxy S III        based materials,
became the first handset to achieve the UK-based              have already       “Bamboo can grow
Carbon Trust’s PAS 2050 product carbon footprint
certification, the global standard for measuring the
                                                              been shown to
                                                              be promising       40 inches in a day and
greenhouse gas emissions of goods and services over
their lifecycles. And in 2009, Motorola unveiled the
                                                              alternatives to
                                                              petrochemical      is as strong as steel”
MOTO W233 Renew, which was not only the first                 plastics.
carbon-neutral mobile phone, but also the first to be            Manufacturers of consumer electronics are also
manufactured using recycled plastic.                          opening their files to disclose in ever more detail how
    Looking beyond plastic, manufacturers are starting to     their products are constructed, and which elements
make more use of renewable and sustainable resources,         of their supply chains affect the environment. HP
with sometimes beautiful results. Bamboo is one such          was one of the first; in 2008, it launched the Global
material: some types can grow 40 inches in a day and          Citizen Report, which reveals key statistics about the
it has the same tensile strength as steel. A number of        environmental impact of its supply chain.
bamboo-based products made their debut at the 2012               Businesses within the technology sector can no
Consumer Electronics Show, and the body of the Adzero         longer simply focus on developing their next shiny
phone from AD Creative also uses bamboo.                      new products. Consumer awareness and pressure from
    It’s not just smartphones that are jumping on             environmental groups and government bodies are
the bamboo bandwagon. Asus has designed a laptop              shifting the focus to more sustainable manufacturing.
with a dark-brown bamboo exterior, and MemoTrek               Designers and developers alike understand that they
Technologies offers a bamboo USB stick. Dell even uses        must look beyond petrochemical and rare-earth elements,
bamboo (and mushrooms) for some of its packaging.             while maintaining the functionality and aesthetic appeal
    Pandas need not worry about their favorite food           that keeps our love affair with our
becoming scarce, though – design studios are making           gadgets going strong.

                                                 Scan this QR code with your
                                                 smartphone to watch a video
                                                 that explains how Gemalto is
                                                 making banking greener




                                                                                                                         gemalto.com   35
Digital bytes
      News from Gemalto
                                                                       Color
                                                                       innovation
     NFC SIM gets                                                      scoops award
     triple certification                                              Gemalto’s PrintPixel security
     The UpTeq NFC high-end SIM supports                               feature was named best
     contactless payment and other secure                              new innovation at the annual
     services – and it’s now been certified                            Sesames awards, which were
     by American Express, MasterCard and                               held at the 2012 CARTES 
     Visa. The world’s three largest global                            IDentification industry conference
     payment networks’ strict standards                                in Paris. PrintPixel allows color
     mean consumers can be confident that                              photographs to be permanently
     their payment data is secure. The UpTeq                           embedded into polycarbonate
     NFC SIM, which is already certified by                            identity cards, retaining
     EMVCo., can also be used for mobile                               the secure, deep-marking
     identification, coupon redemption, loyalty                        characteristics of greyscale laser
     programs and transit cards.                                       engraving, but in full color.



           Asia  Oceania



     25 million
     This is the number of eDriver’s licenses and vehicle
     registration certificates Gemalto has now provided
     to India. It has been supplying a steady stream
     of the Sealys secure eDocuments, which allow
     the government to consolidate driver and vehicle         Singaporeans’ new
     registration information in a central repository, to     way of banking
     a number of Indian states since 2003.
                                                              Standard Chartered Bank is
                                                              bringing Gemalto’s Ezio onCard
                                                              Pad  Pay to Singapore in the
                                                              city-state’s first large-scale
                                                              rollout of a display payment card.
                                                              Jointly developed with Nagra ID
                                                              Security, the device has a small
                                                              LCD display that combines EMV
                                                              payment, one-time passwords
                                                              and transaction signing for use
                                                              when eBanking. Gemalto is also
                                                              providing the authentication
                                                              server, card personalization,
                                                              fulfillment and project
                                                              implementation for the bank.
                                                      Getty




36 The Review
Europe  Africa


30 million
The number of subscribers to mobile operator Telecom Italia,
which is launching a mobile wallet using Gemalto’s Mobile Financial
Services software. It includes the LinqUs Trusted Services Management platform
for the secure management of NFC applications and the LinqUs mobile payment
platform for transaction management.


4G comes to the UK                                                                                               Russia goes
                                                    All in one for                                               prepaid
Gemalto is powering the UK’s first 4G mobile
network. EE, the joint venture between
                                                    South Africa
France Telecom and Deutsche Telekom in the                                                                       Svyaznoy Bank is deploying
UK, will have rolled out 4G to 25 British cities
                                                      Standard Bank, one of South Africa’s                       Gemalto’s prepaid card
by the end of March 2013, with 98% of the             biggest financial institutions, is                         solution to its customers
population scheduled to be covered by the             introducing a multifunction EMV                            in Russia. Certified by
end of 2014. Gemalto’s UpTeq LTE SIM and              contactless payment card that its                          MasterCard and Visa, the
embedded software solutions are playing               customers can use to pay for both                          card will be distributed via
a key role in the delivery of 4G’s super-fast         transit fares and goods and services.                      35 of the bank’s branches
speeds, helping EE to meet the commercial                                                                        and more than 3,000 points
                                                      With the Muvo, they don’t have to
and technical challenges.                                                                                        of sale, among other sales
                                                      carry a separate transit card, and                         channels. Gemalto’s prepaid
                                                      can make payments of up to R200                            card process encompasses
                                                      (US$22) by tapping or waving their                         everything from design
                                                      card over a reader.                                        and production to point-
                                                                                                                 of-sale fulfillment.



                                                   No more lost data
                                                   Jordanians no longer have to worry about losing valuable data stored on their
                                                   mobile phones. Network operator Orange Jordan has rolled out Gemalto’s LinqUs
                                                   Cloud Backup product to its three million subscribers, meaning they can save and
                                                   restore data such as contacts in the cloud in case their phone is lost or stolen. Plus,
Getty




                                                   it doesn’t matter whether the data is stored on the phone or in the SIM.



        North  South America


Award for
LTE innovation
Gemalto’s LinqUs OTA (over-the-
                                        US$200 billion
air) platform won the innovation        The amount the global industrial automation market will be worth
award at LTE North America 2012.
                                        by 2015. Cinterion’s TC65i quad-band wireless module is part of
It enables networks such as North
American networks Verizon and           this trend, having been integrated into Novus Automation’s AirGate-
Sprint to make a smooth transition      GPRS system for remote monitoring and site automation. Brazilian
to LTE, and uses high-speed 4G          company JMD Automação has implemented the device in several
networks for reliable and secure
heavy application download.             of its manufacturing facilities.

                                                                                                                                  gemalto.com   37
Digital lives

    The passionate
    mathematician
     Why Ada Lovelace is known as
     the first computer programmer


     Author livy watson
     Illustration jim spencer



        Augusta Ada Byron,                 While the mathematically      is generally recognized as the   feelings – “a calculus of the
     Countess of Lovelace, could       inclined Baroness showed          first algorithm intended to      nervous system.”
     have claimed a place in           little affection for Lovelace,    be processed by a machine.          In 1835, she married
     history simply through the        her concern that Byron’s          Babbage called her the           William King, a baron (later
     fact that she was the only        “madness” would prove             “enchantress of numbers.”        Earl of Lovelace) and had three
     legitimate child of a renowned    hereditary led her to have            Lovelace’s mathematical      children, naming one Byron.
     poet, but she found fame in       her daughter tutored in           talent was complemented          She later combined a Byron-
     her own right as the world’s                                                                         esque indulgence in gambling
     first computer programmer.
         Her father, Lord Byron, was   Lovelace’s mathematical talent                                     with her love of mathematics
                                                                                                          and disastrously attempted to
     a passionate man whose hot-
     blooded works (and personal       was complemented by a                                              find a formula for successful
                                                                                                          large betting, which left her
     life) heavily influenced
     the Romantic movement,
                                       powerful imagination                                               in debt.
                                                                                                             Lovelace died of uterine
     while her mother, Baroness                                                                           cancer in 1852 at just 36
     Annabella Milbanke, held          mathematics and science from      by a powerful imagination        years old, having lost contact
     rigid views more allied to the    a young age. Lovelace turned      that enabled her to see a        with her husband several
     Age of Enlightenment. Their       out to be a natural.              future for the computer          months earlier after a sickbed
     daughter, with her desire for a      When she was 17, she met       beyond mere calculation. She     confession (rumored to have
     “poetical science,” was a true    inventor Charles Babbage at       believed Babbage’s machine       been an admission of an
     convergence of extremes.          a party and went on to work       “might act upon other things     affair). At her request, she
         Ada Lovelace, as she is       with him on an early model        besides numbers,” signaling      was buried next to Lord Byron
     commonly known, never             of a mechanical computer, the     a shift from calculation to      in Nottingham.
     knew her father: her parents      Analytical Engine.                computation.                        She shone brightly during
     separated just after her birth       Between 1842 and 1843,            And in 1844, she told         her short life, however, and
     in 1815 and Lord Byron left       she translated a French article   a friend that she wished         her work with Babbage would
     England for good. Her mother      about Babbage’s machine,          to create a mathematical         go on to form the basis of
     didn’t even let Lovelace see      adding in her lengthy             model for how the brain          one of the world’s great
     his portrait until she was 20.    supplementary notes what          produces thoughts and            technological revolutions.


38 The Review
Gemalto issue 1_2013
Issue 1 2013




Revıew
                the




        Meet the

   digital
   natives
       They’re about to
       change your world




 why the big apple     will isis turn    goodbye desks,
 has joined the big    Americans on to   hello holograms:
 data revolution       mobile payment?   the future office

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Gemalto issue 1_2013

  • 1. Issue 1 2013 Revıew the Meet the digital natives They’re about to change your world why the big apple will isis turn goodbye desks, has joined the big Americans on to hello holograms: data revolution mobile payment? the future office
  • 2. Welcome Four in a row! The awards just keep rolling in. In November 2012, for an unprecedented fourth year, The Review was named Best Business-to-Business Title at the CMA’s International Content Mobile’s potential to Marketing Awards. change the world Contributors M obile devices aren’t just for keeping in touch with friends and family – they’re having a real impact on the way we live. From smartphones to embedded devices and connected cities, mobile technology offers convenience, Adam Oxford Adam has been writing about security and entertainment for individuals, companies and governments alike. technology for more than 15 years Mobile is providing some of the most exciting developments in technology. and has been published in dozens Smartphones allow you to pay for your coffee with a single tap; mobile health of newspapers, technology applications bring medical assistance to far-flung communities. M2M devices are magazines and websites. helping to stop illegal logging in the Amazon rainforest, and mobile messaging is changing the way companies communicate with their customers. As our working Kathy Chin Leong patterns change, mobile devices are offering flexible alternatives to the standard working day. Award-winning journalist Kathy The potential of mobile and other technology is staggering – and in this issue, is former West Coast bureau chief we look at just a fraction of the innovations coming out of the industry. for ComputerWorld. She has been Our cover feature looks at the “digital natives” – the young people who have a high-tech reporter for more never known a world without the internet. They’re born thinking globally and than 10 years. are set to make a massive impact on how we work and play. This is a generation to watch, especially those who have been playing with smartphones and tablets Emma Johnson since they could crawl. We head down under to see how Australia and New Zealand are harnessing Emma is a freelance journalist the power of technology to save taxpayer money and improve citizens’ quality whose credits include the of life. Australia’s eHealth program and New Zealand’s igovt portal are just two New York Times, Wired, the Wall examples – and could eVoting be next? Street Journal, Entrepreneur and There’s plenty more inside, including a look at the Isis rollout in Austin MSN Money. and Salt Lake City, New York’s experiment in open data and how manufacturers are making our gadgets greener. I hope you will enjoy Juha Saarinen this issue – and please stay in touch. New Zealand-based Juha Philippe Vallée specializes in tech industry Executive Vice President, Telecommunications, Gemalto and regulatory analysis and investigative journalism, writing for Wired and ITNews, among others. justaskgemalto.com @gemalto linkedin.com/company/gemalto The Review is published by Gemalto Corporate Communications – www.gemalto.com The Review is produced for Gemalto by Wardour, Drury House, © 2013 Gemalto – www.gemalto.com. All rights reserved. 34-43 Russell Street, London WC2B 5HA, United Kingdom Gemalto, the Gemalto logo and product and/or service names +44 (0)20 7010 0999 wardour.co.uk are trademarks and service marks of Gemalto NV and are registered in certain countries. The views expressed by Communications manager, Gemalto Laurence Manouelides contributors and correspondents are their own. Reproduction editor Molly Bennett in whole or in part without written permission is strictly prohibited. Art Director Steven Gibbon Editorial opinions expressed in this magazine are not necessarily Picture research Johanna Ward those of Gemalto or the publisher. Neither the publisher nor production Jack Morgan Gemalto accepts responsibility for advertising content. Production director John Faulkner For further information on The Review, please email account manager Joe Faithfull Cover image: Getty laurence.manouelides@gemalto.com senior account director Tim Turner Creative Director Ben Barrett The Review is printed on 9Lives 55 Gloss & Silk paper. Certified as managing director Claire Oldfield an FSC mixed sources product, 9Lives 55 is produced with 55% recycled fiber from both pre- and post-consumer sources, together CEO Martin MacConnol with 45% FSC certified virgin fiber from well-managed forests. 2 The Review
  • 3. 38 Ada Lovelace 18 was called the “enchantress of numbers” In this issue… 4 digital digest 28 solutions Bite-sized information and news Mobile marketing goes mainstream 8 digital bulletin How companies can build Trees that send text messages; stronger ties with customers Japan tests out eCall; Mongolia’s drive to modernize 30 society Big Apple, big data 12 society Behind the scenes at NYC 311 Born digital – the New York program that’s Today’s kids grew up with putting data to good use technology – and things will never be the same 32 digital planet: shopping The latest in contactless 18 innovation and mobile payments around Touch and go 22 the world Austin and Salt Lake City get a mobile-commerce makeover 34 innovation Goodbye plastic, 20 innovation hello bamboo The new way of working How phone manufacturers are The office of the future putting the environment at the heart of production 22 society Island intelligence 36 digital bytes What’s new in tech in Australia The latest news from Gemalto and New Zealand? 38 digital lives 27 trends The passionate The contactless challenge mathematician What happened when Gemalto Ada Lovelace, daughter of Lord asked two bloggers to pay by Byron and the world’s first NFC for 10 days computer programmer 8 27 gemalto.com 3
  • 4. Digital digest Near-future tech The annual Consumer Electronics the prototype Samsung Youm front door open or hasn’t got out Show is geek heaven, and the 2013 bendable smartphone. of bed yet. never really used it as a wallet until the other day. It was an While my iPhone has long acted like a second brain, I’d event was no exception. Among the Home automation using machine- And it may have been one of the glitz of Las Vegas, the shiny objects to-machine (M2M) technology smallest things on display, but more than held their own. was another theme, with multiple the Kickstarter-backed Pebble OLED (organic light-emitting vendors demonstrating how we’ll be Smartwatch made a big splash. diode) technology had a big able to remotely control, monitor, Available soon for US$150, it syncs presence, with the flexible, ultra- start and stop everything in our with Android and iOS, showing Paul Mansfield, publisher, Sydney, Australia thin screens seen on everything homes. But it’s not just for fun: notifications for incoming calls, from LG’s 55-inch, 4mm-thin TV Lowe’s Iris Care system will email emails, Facebook messages and easy and surprisingly satisfying process! (yours for a mere US$12,000) to you if an elderly relative has left the tweets on its e-paper display. Read more on page 22 Getty Let’s get more women online Intel wants to double the number of understanding of the internet’s US$90bn of women in developing countries benefits were cited as reasons. who use the internet. It believes a About 600 million women in greater online presence for women developing countries – that’s would benefit their job prospects, 21% – are already online, but Intel The amount the US mobile boosting economic prosperity in wants technology companies payments market will their home countries. to make internet access easier, be worth by 2017, driven The chipmaker, supported by the or even free, on mobile phones, United Nations and the US State which are the most common by growth in proximity Department, interviewed 2,200 way of getting online in many payments, including NFC Source: Forrester Piers Benatar/Panos women in Mexico, Egypt, India developing countries. It also wants and Uganda and found that they governments to work on increasing weren’t using the internet to its full digital literacy among women. potential. Cost, illiteracy and a lack Source: Intel 4 The Review
  • 5. continues > Happy birthday, SMS 18.75% Just over 20 years ago, the first text message was sent from a PC to a mobile phone on Vodafone’s UK network. The predicted rise in mobile advertising Transmitted on 3 December revenue between 2012 and 2013 1992, the message was Source: Gartner short and sweet: “Merry Christmas.” SMS, which stands for “short message service,” would change the way we communicate; 8.6 trillion texts are sent every year globally, according to Portio Research. Some doomsayers believe the The state of advent of data services such as WhatsApp, iMessage and telehealth in 2013 BlackBerry Messenger means Until now, poor economic conditions, leading to the humble SMS is on the restricted healthcare funding, and uncertainty decline, but texting remains about how US healthcare reforms will affect the an extremely popular form of market, have hampered growth in the telehealth communication, especially in sector. But there are encouraging signs. According the developing world, where to InMedica, the telehealth installed base smartphones have yet to make increased by 22.2% from 2010 to 2011, with the a big impact. number of patients enrolled worldwide hitting istock 241,200. And while telehealth device revenues grew by just 5% between 2010 and 2011, this number increased to 18% the following year. InMedica is more positive about 2013, predicting that telehealth will be increasingly Snapshot: The state of mobile in 2012 used for post-acute care, which will help to meet its forecast of 55% growth worldwide in device 5bn 1.1bn and service revenues. Source: InMedica Number of mobile Number of global phone users smartphone users 13% Mobile share of global internet traffic 6.7bn 1.3bn Number of mobile subscriptions Number of smartphones in use worldwide by the end of 2012 Cisco Source: Pingdom gemalto.com 5
  • 6. > Digital digest Visualize this 60-second briefing Spam’s decline Annual share of all emails globally Asia looks to smart cities Investment in Asian smart cities will quadruple between now and 82.2% 80.3% 72.1% 2020, according to Zpryme. Developments such as China’s Tianjin Eco-City and Japan’s Kashiwanoha Smart City Project will push investment from US$55.6 billion this year to US$260 billion in 2020. Toshiba and Hitachi are among the companies anticipating the surge in demand for smart-grid technologies, much of which will be driven by China’s RMB 2 trillion (US$322 billion) investment in more than 600 cities. Source: Zpryme 2012 Europe’s fastest broadband speeds… … are in Switzerland and Latvia. According to Akamai’s Q3 2012 State of the Internet report, those countries’ residents enjoy an 2011 average connection speed of 8.7Mbps (megabits per second). They’re closely followed by the Netherlands at 8.5Mbps, with 2010 Source: Kaspersky Labs Denmark in fourth place at 7.2Mbps. On the other end of the spectrum are Portugal, France, Spain (4.8Mbps) and Italy (3.9Mbps). Still, it’s not bad when compared with the global average connection speed of 2.8Mbps. Source: Akamai The unstoppable smartphone More than half a billion smartphones were shipped globally in 2012 – that’s one for every 14 people, and an increase of 10.1% on 2011. Samsung and Apple continue to dominate the market, but upstarts like HTC, Huawei and LG are snapping at their heels. Getty Intel is getting into the game, too – its low-cost Yolo smartphone, developed with Safaricom, will make its debut in Kenya this year Tech fuels African and cost about US$125. development Source: IDC At the end of 2012, Africa society, entrepreneurship had 650 million mobile and the economy. phone subscribers, making One example is Kenya’s Event calendar the continent a bigger Kilimo Salama program, market than the European which provides crop Gemalto regularly participates in trade shows, seminars Union or the United States. insurance to farmers via and events around the world. Here’s a list of those taking Available internet bandwidth popular mobile payment place in the next few months. has grown 20-fold since service M-PESA. Another Date Event Location 2008. And technology hubs is Malawi’s deforestation are springing up across project, which trains locals to March 9 SXSW Austin, USA the continent, from Uganda map deforestation near their March 11-13 Cards & Payments Africa Johannesburg, to Tanzania, with the villages using GPS devices. South Africa aim of incubating African And in Mali, telemedicine March 19-21 BARG Dubai, UAE ICT start-ups. is bringing specialist April 7-10 Card Forum Boca Raton, USA From a digital perspective, healthcare to remote areas, April 10-11 Technobank Belgrade, Serbia Africa is clearly a continent without the specialists to watch. eTransform having to make the trek. April 23-25 CARTES America Las Vegas, USA Africa, a joint report from The World Bank hopes May 13-16 MMT Africa Nairobi, Kenya the World Bank and the programs like these will May 13-14 LTE MENA Dubai, UAE African Development Bank, boost investment in Africa’s May 21-23 CTIA Las Vegas, USA looks at the growth of the ICT sector, leading to African ICT industry and further innovation. its positive effects on Source: www.eTransformAfrica.org 6 The Review
  • 8. Digital bulletin M2M technology is helping stop illegal logging in the Amazon The trees are talking 1 Author adam oxford A ccording to the famous Zen koan, trees in the forest may or may not make a sound when they fall. In the Brazilian Amazon, however, they have a new and silent way of alerting the authorities to illegal logging: text message. Brazilian Amazon have been fitted gets an average of 7.5 feet – yes, feet Covering an area of 1.4 billion with a cellular communications – of rainfall a year. acres and home to one in 10 of device called Invisible Tracck, which Mission accomplished. Highly the world’s species, the Amazon has been developed by leading track- robust, the device can operate for rainforest has lost about a fifth and-trace technology company Cargo over a year without recharging of its total size since 1970. While Tracck using Gemalto’s Cinterion and has been modified with new deforestation hit record lows in technology for M2M (machine- Radiation Exchange Data (RED) 2012, nearly 3,000 square miles to-machine) communications. technology, which extends its range were still lost. Invisible Tracck features a BGS2 in low-signal areas. About 63% of the Amazon communications module that Most importantly, the Invisible rainforest is in Brazil, and the sends an alert to the Cargo Tracck Tracck device is discreet. At government has invested heavily operations center with its location about the size of a deck of cards, in several measures to reduce the whenever it is within 20 miles of a it is difficult to detect without number of illegal clearances taking cellular network base station. Cargo examining a tree in minute detail, place. Satellite imaging is one of Tracck then advises the Brazilian a fact that its creators hope will these initiatives: it works well in environmental protection agency discourage loggers from attempting identifying large areas that have been (IBAMA) officials that one of the to transport illegally felled wood. cleared for illegal harvesting, but the fitted trees is on the move. The project was initially conceived gangs can get around this by clearing The first challenge was to design a by Brazilian TV network Globo multiple smaller sites. device that could operate and survive to draw attention to the serious Now, as part of a pilot program, in the vast and hostile environment problem of illegal harvesting that trees in a protected area of the that is the Amazon: the rainforest plagues Brazil. The initial test involved 20 strategically placed devices and resulted in several The initial test of the device resulted arrests and the closure of one illegal Illustrations: George Myers sawmill. It has demonstrated how in several arrests and the closure M2M technology can be applied in the most creative of ways to address of one illegal sawmill real-world problems efficiently. 8 The Review
  • 9. continues > M ongolia’s phenomenal economic growth hit 12.3% in 2012, as its booming mining and agricultural sectors population in one central register. The details are then held on the card for the efficient identification and protection but in the future it will open up a number of other possibilities. The card will be used in the next presidential election powered one of the fastest-growing of individual identities, enabling the in June 2013, and the government is economies in the world. The country monitoring and control of the traffic of currently thinking of other applications. is establishing itself as a commodities goods and people between Mongolia’s At the moment, there are fewer than powerhouse. As it makes the transition busy borders with China and Russia. The 700,000 internet users in the country. to a market economy, it is determined to security features of the card also mean However, there are no restrictions on underline its unique cultural and social that the risk of fraud within the system internet use, and the roll-out of official identity as a modern, urbanized, IT- has been substantially reduced. access points and kiosks would enable literate society. At the moment, the focus is on the Mongolia to embrace eGovernment as As part of the process, the country security and protection of individuals, part of its radical transformation. is undertaking a massive infrastructure upgrade, including transport, civil services and industry. The wealth created by the commodities boom is largely in the hands of individuals connected to the Political and technological reform are at industry, but the effects of that wealth are being gradually spread to the rest of the heart of the country’s renaissance the population through these projects. The change of ruling party in Mongolia’s elections in the summer of 2012, and the conviction for corruption of former president Nambar Enkhbayar, has been seen as a landmark. Prime Minister bright future Norov Altanhuyag is determined to create a stable legal environment with stronger The Ministry for Author sarah coles Justice and Home Affairs has rolled 2 out an electronic citizen ID card anti-corruption enforcement, which will establish positive conditions for foreign investment and, in turn, help build Mongolia’s infrastructure. One development that reflects the country’s drive for modernization was the decision by the Mongolian Ministry for Justice and Home Affairs to roll out a multifunction electronic citizen ID using Gemalto’s Sealys BioPIN. Since May 2012, three million cards have been distributed to all citizens over the age of 18, which will play a vital role in securing the identities of Mongolians. The cards have gathered the personal details and biometric data of the gemalto.com 9
  • 10. > Help is just an eCall away 3 A pioneering telematic initiative in the EU will soon make its way to Japan Author Kath Young A pioneering European emergency-call system for vehicles that aims to bring rapid assistance to road traffic incidents has piqued the interest of the Japanese automotive industry. Every year, about 1.3 million people worldwide lose their lives on the roads, with up to 50 million more suffering non-fatal injuries. The human and economic impact (the Europe-wide emergency number) As eCall normally “sleeps,” it does of these tragedies is huge. Estimates and gives emergency operators not allow vehicle tracking outside suggest that, each year, traffic information relating to the incident, of emergencies and, as the M2M incidents cost countries between including GPS coordinates, the technology it uses already exists, 1% and 3% of their gross national time of the incident and the vehicle rolling it out across the EU will cost products, largely due to the price identification number. less than €100 (US$134) for each of treatment for victims and Operators can then dispatch device when fitted in the factory. As lost productivity. appropriate assistance, which will a result, the European Commission Many governments have attempted speed up the response times of wants all new cars to be fitted with to introduce safety measures to emergency services by 40% in urban eCall devices from 2015. reduce collisions, with the majority of areas and by as much as 50% in Given the service’s potential, Japan these initiatives tending to focus on rural locations. is sitting up and taking notice. In enhancing road infrastructure. Japan, By enabling qualified and equipped January, Gemalto joined forces with for example, reduced fatalities by 25% paramedics to get to the scene within Yokosuka Telecom Research Park and between 1970 and 2008 by improving the crucial first hour of the incident, Japan-based developers Fujitsu Ten street lighting, sidewalks and traffic flow at intersections. Now, countries around the world are waking up to the possibilities The eCall system could save about 2,500 presented by technology as a means of improving road safety. The lives in the EU each year and reduce the European Union has pioneered this approach, but any solution to such severity of injuries by 10-15% a universal problem will surely come on a global scale. In 2009, the EU launched its the eCall system has the potential and ERTICO to launch the first eCall eCall initiative, a pan-European, in- to save about 2,500 lives in the EU facility outside of Europe. Allowing vehicle M2M (machine-to-machine) each year and reduce the severity of Japanese automakers to test solutions emergency call system designed to injuries by 10-15%. locally that are destined for the EU will bring rapid assistance to drivers Initial concerns about data save time and money while giving new involved in collisions. In the event protection and the potentially impetus to the EU-centered initiative, of a serious road incident, an eCall- prohibitive cost of implementing such which may eventually become equipped car automatically dials 112 a system have proved unfounded. common practice across the world. 10 The Review
  • 11. Welcome to Digital Singapore The latest in Gemalto’s series of guides to our digital planet turns the spotlight on this island nation with a population of just five million. Despite its size, Singapore is the world’s fourth largest financial center and has a vibrant economy in which technology plays a leading role: Singapore has one of the highest concentrations of tech companies outside of Silicon Valley. Singaporeans love their gadgets, too. They’re the most prolific users of social media in Asia and have extremely high rates of mobile phone usage and broadband penetration. Digital Singapore examines key technological developments, including: • obile payments using NFC m • he migration to secure chip-based banking cards t • iometric authentication at immigration checkpoints b • ingapore’s 10-year ICT masterplan. S To find out more, visit countries.gemalto.com/singapore Scan this QR code to be taken directly to Digital Singapore Have something to say? We want to know what you think – that’s why we run a reader survey with every issue of The Review. If you have ideas about how to make this award-winning magazine even better, or would like to suggest article ideas, get in touch. Just visit review.gemalto.com and follow the instructions. You can also subscribe to the magazine there, free of charge. gemalto.com 11
  • 12. New graduates have never known a world without the internet. What effect will they have on education, employers and society? Author adam oxford illustration Paddy Mills 12 The Review
  • 13. Society_ Digital natives A s 21-year-old university learning. Twitter is absolutely normal students across the as part of daily life; it’s just another globe begin to cram for part of the world they inhabit.” their final exams, they Writing on the Scientific American are probably not aware that they blog, teachers Jody Passanisi and share their cohort year with a project Shara Peters claim that the gap that came of age a long time ago. between digital natives and digital They will be the first generation of will work for their students now. But immigrants has widened in the past graduates who were born at the same that assumption is no longer valid,” decade. According to the authors, the time as the World Wide Web, which writes Prensky. “Today’s learners children they teach pick up and use Tim Berners-Lee switched on at the are different.” technology quickly and instinctively. CERN particle physics laboratory in Prensky, however, challenged “Many students today – those Switzerland in August 1991. When the alarmist view that children who have access to these 1991 they receive their certificates in front growing up on a diet of video games technologies – can edit of faculty, family and friends, they and downloadable music had short professional-appearing will arguably be the first true “digital attention spans. “There is no reason homemade movies on natives” to enter the workforce. that a generation that can memorize iMovie, improving the Given the social, political and over 100 Pokémon characters with quality of their work economic changes the internet has all their characteristics, history beyond anything that wrought in its short existence, this and evolution can’t learn the was close to being The year the moment is hugely significant. But what does it mean for the young names, populations, capitals and relationships of all the … nations in possible a few years ago,” they write. “Most will World Wide Web people themselves, their potential the world,” he wrote. “It just depends probably know which was switched on employers, and society as a whole? on how it is presented.” Where tablet app to use to keep track Mark Prensky coined the term computers have been used in schools, of their homework “digital natives” in a 2001 article teachers report that, used correctly, assignments, and even for MCB University Press, “Digital technology encourages “self-directed how to make flashcard-like study natives, digital immigrants.” He learning,” which is second nature to aids to help them when they study.” addressed the difficulties faced by the digital natives. But there are still lessons that these “immigrants”: teachers who learned “The real revolution of e-learning students can learn from those who their craft before the communication is on negotiated learning,” says Tim are old enough to remember doing revolution of the internet and cheap, Allen of educational distribution research using books or microfiches ubiquitous IT tools. specialist AdvTec. “In this at the library. “Digital immigrant teachers environment, shared knowledge is “Our students have no frame of assume that learners are the same as at the forefront of learning. [They reference of a ‘pre-internet’ world,” they have always been, and that the share] their thoughts with others Passanisi and Peters write. “They are same methods that worked for the via blogs, wikis and constant accustomed to working with intuitive teachers when they were students communication about what they’re electronics that provide instant gemalto.com 13
  • 14. Society_ Digital natives gratification, and when they are not “They share their able to be ‘done’ quickly, they tend thoughts with to become discouraged.” As the students Prensky wrote others via blogs, about in his article become job seekers, however, it’s becoming wikis and constant obvious that, despite having had plenty of time to prepare, many communication companies, both large and small, still struggle with the demands of the about what they’re now grown-up digital natives as both customers and employees. learning” Tech as social enabler Katie Bacon has been a youth and community practitioner for a decade, helping disadvantaged children and victims of drug abuse in the US, Canada, Japan and the UK get back into the job market. She first became aware of how young people use the internet in 2005, noticing that, while many of her most vulnerable charges had transient physical lives, the digital lives they had built on Pi in the sky Bebo or MySpace were one of the few constants. By learning how to One of the biggest and most unexpected communicate with troubled young successes of 2012 was the Raspberry Pi. people in a format that suited them, with your clients when different In the age of affordable tablets, with their Bacon was able to build up trust people are working in offices all over deceptively sophisticated and user-friendly and understanding in a way that her the world?” Bacon asks. “Do your interfaces, the idea that a US$25 circuitboard colleagues sometimes struggled with. employees know how to manage with a rudimentary PC processor and unrefined Bacon now runs Online Youth conflict and be considerate when Linux operating system would catch on Outreach in the UK, teaching young conversing online?” seemed unlikely. people how to use the internet to Businesses have been slowly Designed as a low-cost tool for introducing create, as well as consume, content adapting to the needs of digital school pupils to programming concepts, the and see it as more than a social natives over the past decade, but as Raspberry Pi aims to address the fact that tool. She also runs workshops for Nichole Kelly, president of social digital natives are growing up knowing how to recruitment agencies and businesses media analysis firm SME Digital, use technology and apps, but not how to code for them – a problem flagged up by tech luminaries that want to engage with a young, points out, the process is far from such as Google Chairman Eric Schmidt. digitally aware audience. over. She says one of the biggest Initially, the Raspberry Pi Foundation thought “Businesses are spending hundreds cultural changes that companies it would sell about 100,000 devices in its first of thousands of pounds trying to have to understand is that, for the year, but such has been the enthusiasm from interact with this audience,” says new workforce, flexible working educational establishments and homebrew Bacon, “but often they don’t even and home working aren’t enough to hackers that it now looks likely to break the know the right questions to ask.” accommodate their expectations. million-sales mark within 12 months. She says that many organizations Used to thinking digitally and suffer as a result of senior managers globally, the brightest and best not understanding opportunities want to literally choose their work within the digital native generation, surroundings for themselves. and young, inexperienced employees “Citrix [an American software who can’t communicate their ideas company] was early to recognize successfully. Digital natives also raise this movement and created the blog interesting new HR questions that Workshifting to support all of us Bacon sets out to answer. digital nomads and allow us to chart “If you’re an international our journey,” she says. organization, how do you create a “Personally, I think this is the localized touchpoint of engagement most important change that is going 14 The Review
  • 15. to slap Corporate America in the ethical dimension to dealing with the face, and turn around and do it again. amount of information that digital There is a wave of employees who natives voluntarily surrender. want to be free to move about the As Katie Bacon at Online Youth country, or, better yet, the world. Outreach puts it: “Going on to We want to be able to travel and live someone’s personal, public profile can in a perpetual ‘workcation’”. be like going into their house without Citrix justifies its commitment their permission.” to the “workcation” philosophy by IT departments must address pointing out the immediate benefits the challenging of keeping sensitive to employers, including high staff corporate material safe, but the most retention and savings on commuting advanced companies don’t restrict costs. “Millennial workers appreciate access to social networks. Instead, [workshifting] as a way to work they educate their employees about Simply having a computer in on their own terms,” explains Kate how to stay safe and have easy-to- class doesn’t mean you are Lister, who researched a white paper understand social media guidelines. for Citrix on the subject. Intel, for example, asks its smarter, cleverer or better. If there’s one issue employers employees to use their own names on It’s what you do with that in the should be aware of, however, it’s social media, disclose vested interests security. Bruce Schneier, Chief and follow basic etiquette such as process of learning that makes Security Technology Officer for treating competitors with respect. a difference. British Telecom, has long warned Reasonable rules such as these are far that services such as Facebook are more effective than a more draconian Tim Allen, director, South Africa eroding young people’s sense of approach to social media – which personal privacy. can also drive digital natives to other, This raises two important issues more enlightened organizations. for employers to consider: first, there is a need to educate young workers Seismic shift about the importance of security and Digital natives bring optimism, not sharing; and, second, there is an energy and a sense of change to the gemalto.com 15
  • 16. workforce. David Houle, futurist and who are younger. He says that the author of the book Entering the Shift potential for these children to Age: The End of the Information Age revolutionize the enterprise is and the New Era of Transformation, almost beyond imagination. says the changes that will take place Predictions are always dangerous during this decade, as digital natives things, however, and it may be mature, will be the most extreme surprising to discover that many in human history. He describes the hip young things are increasingly end of “legacy thinking” from the abandoning the internet for non- My four-year-old daughter pre-digital generation, and says the networked pleasures such as vinyl LPs digital natives take concepts such and columns like Paul Miller’s “Year has been playing with the as internationalism and energy Without the Internet” diary on tech computer since she was two. efficiency for granted. website the Verge. It’s safer – for the It’s amazing how quickly they “Their connectedness, their time being – to simply acknowledge collaborative ways of engagement their presence and give them the space pick things up. and need for constant feedback, and to lead enterprise where it has to go. Nina August, graphic their civic-mindedness, are creating “While the millennials will be a new way of looking at and living creating new social, economic and illustrator, Wimborne, UK and working in this new world,” political web-oriented patterns and explains Houle. structures,” Houle concludes, “the He goes further, distinguishing digital natives will be leading us into between “millennials” – those born a new level of consciousness in the before 1992 – and digital natives, decades ahead.” 16 The Review
  • 17. Society_ Digital natives Generation Y in the workplace Christina Allen, Director, Product Management at LinkedIn in the US, gives us her insights into the habits of digital natives from the professional social networking site’s perspective How do you define “digital natives”? them. They miss access to their social people they’ve met at school and in An interesting trend we’re seeing with networks and the real-time information. their professional experiences. college students is how social tools They use email for work purposes, are eroding use of the standard suite of but I have to text my daughter to ask Are there skills that digital natives products that older generations used her to read her emails – it’s not her typically lack in which they could to organize and manage their lives. native habitat. Another characteristic of be trained? Calendars, phones and email are “back- digital natives is that they seem much I think of our industry as having three up” tools for this generation. Social more willing to switch to new tools. distinct waves. There were the years of tools provide real-time information Most often, this is not driven by an hardware and “golden master” software. about “what’s happening now” – assessment of features, but rather, they Software was hard to build, and we whether it’s a deadline, party, news follow their friends wherever they go. adopted tools and processes from or gossip. large-scale, complicated manufacturing That said, attaching “digital native” to What are the benefits to employers of industries. Because it was difficult a specific generation may not be totally hiring digital natives? What tips do you and expensive to create software, we accurate. When I started my career, I have for recruitment and retention? did a huge amount of upfront work to was a native of a place saturated with We still haven’t cracked the nut inside understand our markets, customers email, calendars, word-processing the workplace regarding use of social and competitors. software and paint programs. Through networking and communication tools. When the internet burst on the my career, I boarded one of the It’s still an email-driven world, although scene in the mid-90s, many traditional first boats to a new world of online we have seen wikis and cloud-based industries – photography, publishing, communities, instant messaging and collaboration make some traction in the banking, shopping – were transformed. unified communications. In the past past 10 years. Still, these were traditional industries 10 years, I’ve continued my migration Interns and graduates are also living with existing behaviors, regulations, to the land of social and professional in a world promoting entrepreneurship and customer needs and expectations, networking, digital media and mobile. and innovation. LinkedIn’s Hack Days so many of the earlier upfront practices provide a forum for all employees to were still intact. What expectations do digital natives express their creativity and present The third wave – Web 2.0 – was a have of their workplace, compared fresh ideas for both customer-facing marked departure from these tried- to older employees? products and internal tools – some of and-true processes. [Today] too many People love being experts. Once you which have made it into end-products, companies no longer engage in the hard know how something works, it’s hard or have seen rapid adoption inside work of strategy, planning, process and to change to a new way of doing things. the company. Fostering a culture of deep customer engagement. The energy This actually makes a lot of cognitive innovation is a great way to attract and and innovation that arrives with each new sense. Old tools and techniques usually retain graduates – and these projects wave of graduates is a great input to the feel like the most efficient way to get will almost certainly integrate cutting- process, but teaching these “old school” things done. edge technologies. skills is important for long-term success. Leveraging this insight, companies like Apple and Google have made sizable How important is “personal branding” Do employers need to be more explicit investments in higher education. More to digital natives? about corporate security policies with than half the colleges in the US use We need to teach each new generation this online sharing generation? Gmail as their official email provider of professionals how to create and The move to cloud computing, SaaS, and make Google Apps available for manage their professional brand online and the utter lack of friction for the free on campus. Students who kick off – and why it even matters in the first transmission of information means their college career using these tools place. Certainly, a complete and that companies are much more likely think it’s natural to use cloud-based compelling profile is a first step. to spring leaks than even 10 years collaboration tools for projects, However, increasingly it’s your online ago. It’s not just the new generation – and expect fast, smart, integrated activity that will draw attention. We everyone in a company needs ongoing email services. recommend that members participate training about maintaining privacy, So, when students enter the in groups, comment thoughtfully on where and when to communicate, and workplace, they are often surprised articles and posts, answer questions, how to secure hardware, software and at the “primitive” systems available to and build a strong network of the networking services. gemalto.com 17
  • 18. Innovation_ Mobile payments Touch and go Austin and Salt Lake City were the first US cities to try a new mobile wallet pilot scheme. What were the results? Author Kathy Chin Leong S alt Lake City and Austin seem as diverse traditional sales terminal. Isis users simply as two cities can be. One is a university tap their phones on the terminal to make community with a vibrant music scene, the transaction. while the other is a more traditional city Here’s how it works: to pay for an item, with a service-oriented economy. Nevertheless, the customer enters a four-digit PIN on both serve as state capitals, for Utah and Texas his phone, touches the phone screen to respectively, and support a balance of large select his type of payment card and then corporations and small businesses. And here’s taps his phone on the terminal. The phones the latest point of commonality: Salt Lake City must be equipped with NFC (near-field and Austin are the first two cities to pilot the communication) technology, which allows Isis Mobile Wallet™. devices to wirelessly connect and exchange Isis™, the joint mobile commerce venture information within a short distance. between ATT Mobility, T-Mobile and Verizon To date, 20 Isis Ready smartphone models Wireless, allows consumers to pay for goods are available, with more coming to market and services with their Isis Ready™ smartphones this year. Users can also load offers and instead of using physical cash, credit or debit loyalty cards onto the wallet. cards. The launch is further cementing the ever- changing mobile payment landscape in the US Smoother smoothies and providing a secure, trustworthy option for Brittany Hansen, who manages a Jamba adopting this technology. Juice in Salt Lake City, notes that a steady Since the pilot’s launch in October 2012, number of customers use Isis to buy their the adoption rate has been steady. Merchants smoothies. Those customers, she says, have report that a growing number of customers use shown confidence when navigating the their Isis Ready phones at the checkout stand simple transaction. The benefit for those on each day. Consumers the other end of the cash register is that the “People who see it are in Austin and Salt Lake City can use the transaction is about five seconds faster. The nearby Beehive Tea Room also curious, and they ask Isis Mobile Wallet at hundreds of locations sees Isis customers using their wallets for payment daily. According to server Cylie us about it” across both markets, including nationwide Hall, these early users are thrilled to see a transaction completed. retailers such as Isis is also making headway in Austin. At Macy’s, Aeropostale and Foot Locker, as well the Zeus Barber Shop, manager Matt Spencer as independent local partners. says his store will soon receive an Isis Ready For sure, the cool factor is real. Chip and terminal. “They showed us how to use it, and PIN hasn’t made it to the masses in the US it will be easier for us to track customer data,” yet, so most folks slide their credit cards on a he says excitedly. 18 The Review
  • 19. I definitely would use it myself because I think it’s kind of slick Chris Petrogeorge, owner, Pepper’s Pita At optometrist Pinnacle Vision, the Isis Security concerns aside, it will take time Ready terminal is also ready for users. “People for mobile wallet technology to replace the who see it are curious, and they ask about it,” physical wallet. But could this pilot herald says office manager Pam Stodgll. But some the coming of a cashless society in the customers still worry about security. United States? The timing for tech innovation seems right. Security education The market is vast: Isis can reach a total of Addressing that security question is paramount 230 million combined customers from Verizon, for Isis. It has therefore made YouTube videos ATT and T-Mobile alone. Between them, and TV ads explaining why this technology the three companies also operate more than is safer than using a traditional plastic card. 20,000 retail outlets in the US. If the Isis Ready phone gets stolen, the user “This is simply the beginning,” says Ryan makes a single phone call to the carrier (ATT, Hughes, Chief Marketing Officer for Isis. “We T-Mobile or Verizon) to freeze the Isis Mobile are pleased with the results of our launch in Wallet so no information, especially credit card Austin and Salt Lake City and look forward to and other data, can be abused. what the future holds for mobile commerce.” www.gemalto.com 19
  • 20. Innovation_ Office of the future Sign here, please Goodbye, lengthy paper contracts. Legislation in the US and EU mean that electronic signatures have the same legal significance as handwritten ones on paper. They range from a simple “click to consent” to biometric-enabled tablets that record not only the shape of a signature, but also how long it takes to write – as individual as a fingerprint. Desks go the way of the dodo In the future, you may dock yourself (via wearable tech) into a chair that takes you to a private or public virtual workspace, meaning those client meetings can still take place even if you’re sitting in your living room. The new way of working People entering the workplace for the first time want to work flexibly and remotely. The benefits are myriad: fewer carbon emissions, more time to spend with the family, fewer distractions (did you know we’re interrupted every three minutes when in the office?) and more accessible jobs for people in regions with minimal established IT infrastructure. What’s not to love about the office of the future? Phoning it in Many companies now use smart cards that employees use to enter the building and log Author Molly bennett on to the computer network. But as part of illustration neil webb the mobile trend, building and network access will soon be verified through secure NFC chips in our smartphones. You can even download temporary access for visitors. 20 The Review
  • 21. Good morning, Tokyo! Just because a meeting is 5,000 miles away doesn’t mean you can’t be there instantly. Musion TelePresence is one example of a company that can facilitate face-to-face contact through holography (think Princess Leia or Tupac Shakur) – so your boss may soon be appearing in your home office. Save a tree (or 300) Just tap for a snack With the paperless office still some way from becoming reality, here’s the With near-field communication (NFC) vending machines, next best thing: Taiwan’s Industrial forget rummaging around for spare coins. Get your afternoon Technology Research Institute has chocolate fix by waving or tapping your contactless-enabled developed thin, flexible electronic payment card or smartphone on the vending machine reader. paper that is not only reusable, but can also be written on (and then erased). Think of it as a digital white board that you can roll up. Meet me in the conversation pit Our working lives are becoming ever more virtual and flexible, but face-to-face contact is still What work/life balance? important. All the space left by those redundant The bring-your-own-device (BYOD) trend is gathering pace. On desks may be replaced by IRL (in real life) lounges the horizon is NexPhone, a smartphone that, when connected to – spaces where people can come together for a compatible monitor and keyboard, functions as a full PC, brainstorming or simply a bit of office gossip. meaning your work goes where you do. But for those concerned about work creeping into their personal lives, devices such as the BlackBerry Balance offer separate work and personal logins. gemalto.com 21
  • 22. Island intelligence The lands Down Under have been blessed with great weather, abundant natural resources and fertile land – and now Australia and New Zealand are entering the digital economy in a big way Author juha saarinen 22 The Review
  • 23. Society_ Australia/New Zealand F ierce enemies on the sporting (US$12.6 billion), making it the third field, Australia is the Goliath costliest earthquake in the world. to New Zealand’s David, with As unlikely as it seems, however, the former country enjoying there may be a silver lining to these a solid economy, thanks mainly to its terrible events – at least for those resource-driven exports to China. in the countries’ technology sectors. New Zealand, substantially smaller With pressure on both governments and with fewer natural resources to to reduce costs to the public purse, dig out of the ground, relies on its information technology and, in traditional agribusinesses, exporting particular, cloud computing, will its world-class meat and dairy play an important role in making the products to Asia and beyond. delivery of government services more With stunning natural scenery, a efficient and less costly. high standard of living and a highly educated workforce, Australia and 21st-century government 80% New Zealand have been called the For a huge country like “lucky countries” – but lately, this Australia – a flight from nickname has been put to the test. Perth to Brisbane takes While they were two of the few between four and five developed nations to escape the hours – networked IT worst of the global financial crisis, offers a solution to the Mother Nature has sent a different inconvenience of distance. The amount kind of trouble in the form of a string of natural disasters. The country started conducting its population of census The northern Australian state census electronically in data Australia of Queensland suffered a series of 2010 and aims to glean hopes to gather floods during December 2010 and 80% of the data that way January 2011, with 38 dead and nine by 2016. It hopes to save electronically missing. The flooding also caused millions of dollars by not by 2016 damage of an estimated A$30 billion having to hire an army of (US$31.6 billion). temporary census takers, Later in 2011, the city of and also to make the exercise faster Christchurch in New Zealand was for everyone involved. struck by a devastating earthquake. New Zealand’s government The string of aftershocks leveled has also gone digital, with cloud much of the city, killing 185 and computing allowing many services to injuring thousands. The cost of be accessed over the web. To ensure rebuilding and repairing the damage that citizens’ personal data is secure, Getty is estimated at NZ$15 billion the government has developed gemalto.com 23
  • 24. Getty the igovt logon and identity log on to the service and give consent verification services. It’s proved to for their information to be supplied be a convenient – and thrifty – to the service provider, keeping New Zealand’s proposition for both citizens and central and local government. control of personal data in citizens’ hands. All this saves time and money. igovt makes it easy For instance, New Zealanders can quickly file their income and other Australia is also moving to digitally delivered government for employers to tax returns online with a single login that gives them full access to all the services. One example is the Gemalto-provided Sealys electronic check applicants’ information they need. igovt is used at the NZ Companies Office, too, driver’s license for the state of Queensland. Some three million visa status and for as well as several other government departments, making it simple for Queenslanders will get the secure, more durable new licenses, which are voters to check their employers to check applicants’ visa status, and for voters to change difficult to copy and counterfeit. The data is held in a strongly encrypted enrollment details their enrollment details, among other services. format on chips inside the permits, minimizing the risk of identity theft. And with the igovt identity Police will also find it quicker and verification service, citizens easier to identify drivers. won’t need to present documents The Australian eHealth program, repeatedly to each and every which provides secure online access government service provider. Users and personal control of people’s 24 The Review
  • 25. Society_ Australia/New Zealand Sometimes it feels as if I’m running my entire life from my smartphone, from work to friends to social media and financial stuff. Alessandra Cohen, 25, content manager, Sydney, Australia Getty Getty health records, is another example countries’ current resource- and home to many of the 50,000 data of IT being used for the fast and agriculture-driven ones. centers that have been built at a efficient delivery of government Fiber-optic broadband networks record pace over the past few years. services. It’s a crucial development are being rolled out to replace for a country in which people can live ancient copper telephone lines that Pay it forward hundreds of miles away from their are reaching their capacity. The Around the world, the personal check local doctor. Through the eHealth new networks should provide the is fast approaching extinction, and scheme, Australians can choose broadband speeds needed to cater Australia and New Zealand are no what goes into their Personally for citizens’ demand for data, which exceptions. Cash usage is dropping, Controlled Electronic Health Record is doubling every year. Much of this too, with people preferring to use debit (PCHER). They also get to decide is down to smartphone and tablet and credit cards and internet banking. who can access their PCHERs, such use, which is booming, and privately Contactless and mobile payments as doctors, hospitals and other owned telecom companies in both are the next natural steps. Australia healthcare providers. countries are spending big on faster has one of the world’s highest mobile broadband. In 2012, Telstra deployments of contactless EMV Country connections Australia became the region’s first infrastructure, making it one of the Both Australia and New Zealand are provider to introduce super-speedy key countries in the world where investing in building national high- LTE for handsets and modems. near-field communication (NFC) speed broadband infrastructures – not Storage infrastructure has also is likely to catch on. Since 2008, only to support the above initiatives, been booming, with Australia’s the major banks in Australia have but also to help create strong digital largest city, Sydney, now the data migrated their card portfolios to economies to supplement both center capital of the region. It is EMV dual interface (DI) cards, which gemalto.com 25
  • 26. Society_ Australia/New Zealand now make up 80% of the market. What’s more, in 2011-12, the two largest retailers in Australia – Australia votes on eVoting Coles and Woolworths – installed Australia is trying to do away with paper for its population census in favor contactless EMV terminals of digital data collection. Could electronic voting be the next big civic in all their stores. These two development? Three of the most populous states in Australia – New South retailers account for 60% of retail Wales (NSW), Victoria and Queensland – have expressed interest in eVoting, transactions in Australia. but progress is slow so far. In 2012, Commonwealth Bank was Victoria has started an eVoting project, but legislation awaits. NSW the first Australian passed an eVoting law in 2010, but has not said when it will put it into 80 bank to launch NFC practice. And, having considered eVoting proposals, the Queensland commercially. Since government is grappling with perceived risks including interception of A$ then, Westpac, ANZ, GE Capital and Coles have all launched NFC data and voter verification. It’s surely around the corner, though. eVoting has been implemented successfully in a number of other countries, including Brazil and Estonia, and the electoral commissions in Australia are certain that everyone pilots on Samsung The amount Kiwis Galaxy S3 phones wants eVoting. They estimate that at least a third of voters would embrace it right away, especially those who are visually impaired. With voting being can spend using in partnership with compulsory in Australia, the easier the government can make the process major Australian their PayPass- telecoms providers for citizens, the better. enabled card or such as Vodafone smartphone and Telstra. Meanwhile, the Elsewhere, contactless payment provider Snapper has teamed up with Statistics noted that more than four- fifths of the country’s households MasterCard PayPass mobile telecoms company 2 Degrees used the internet every day. Online system was used extensively during on the Touch2Pay NFC system banking was the third most popular the 2011 Rugby World Cup at and, in September 2012, Telecom internet activity, with almost three- stadiums around New Zealand. It collaborated with Gemalto, Thales of quarters of people interacting with uses secure NFC technology to allow France and the Westpac bank to set their bank over the web. people to make contactless payments up a mobile wallet trial. Australia and New Zealand are both of up to A$100 in Australia and Online banking at home is also serious about digitizing everyday life NZ$80 in New Zealand using very popular, thanks to broadband – after all, with perfect weather and their PayPass-enabled payment becoming almost ubiquitous. Last the beach waiting,who wants to waste card or smartphone. year, the Australian Bureau of time andmoney on admin? When I’m overseas, I can’t believe how good public transport is in most developed places and how easy it is to use. It’s good to see that electronic ticketing is happening in New Zealand too, but we need to be faster or people will never get out of cars and stop clogging the roads. Dave Paraone, 43, librarian, Auckland, NZ Getty 26 The Review
  • 27. Trends_ NFC The contactless challenge Author Mark Alexander Photo toby aimes Two top London bloggers swapped a haircut, and going to the movies was a “self-made disaster,” according to MacLeod, after he made the assumption that his traditional tender for contactless-ready local Odeon accepted contactless payments when it did not. Choo didn’t fare much better. After trying six cinemas, he described mobile phones. How did they get on? that particular test as “ridiculously impossible.” It’s a shame, as W movie theaters are the ideal environment for contactless, which hile most of us would dread the idea of being could speed up those long lines for tickets or popcorn. without cash, two technology bloggers were Indeed, a lack of signage, poorly trained staff and a spending given a chance to do just that: swap traditional limit of £20 were among some of the obstacles encountered forms of money for contactless payments. during the test. During one encounter, MacLeod had to educate a For 10 days in November 2012, Gemalto asked Mobile Industry barman about the capabilities of his contactless-enabled terminal. Review editor Ewan MacLeod (right) and Jon Choo (left), who Choo eventually made his first contactless purchase at a small blogs at jonchoo.blogspot.com, to complete a series of tasks using coffee shop, which was the first place he found with clear signage. pre-paid Samsung Galaxy S III mobile phones fitted with secure, Perhaps not surprisingly, large chains such as McDonald’s and contactless micro-SIM cards. The objective was to find out who Subway were among the first UK retailers to endorse contactless would survive best in London without cash or credit cards. payments. They also had well-trained staff and won business The phones feature near-field communication (NFC) because of their early implementation of the terminals. technology, which allows you to pay by waving your contactless- Inevitably, this fledgling technology will grow in visibility and enabled phone or card over a reader. The phones were also availability. “I honestly can’t wait for [it] to take up,” says Choo, preloaded with Quick Tap – a payment application developed by the eventual winner of the challenge. “Using it was second nature. Orange and Barclaycard that links the NFC technology with the I am convinced by a contactless and cashless future.” phone’s SIM card. Combined, the system allows users to pay for Despite coming second and experiencing numerous NFC items securely at various contactless payment terminals. “wobbles,” MacLeod is also looking forward to the freedom of For MacLeod, the idea of swiping his phone to pay for things making contactless payments. “It really is brilliant tapping your was an alluring prospect. “I want ease of use,” he said before the phone, grabbing your sandwich and walking away. I love it.” challenge. “I want to tap and be done. I also want to look rather sophisticated by ‘swiping’ my phone instead of my credit card.” To read more about Gemalto’s Although the pair successfully finished numerous tasks Contactless Challenge, visit – ranging from buying lunch to sending a postcard – other blog.gemalto.com/telecom or assignments proved more difficult. Both struggled to pay for scan this QR code gemalto.com 27
  • 28. Solutions_ Mobile marketing Mobile marketing goes mainstream In a fragmented media landscape, companies have to fight for consumers’ attention. A new report looks at how mobile marketing can create dialogue and build loyalty Author peggy anne salz I t’s time for companies to rethink how they connect But people aren’t a captured audience, eagerly with their customers. The rise of the empowered awaiting marketing messages as they move through their consumer, particularly digital natives who grew up daily routine. They also expect that any exchange with online, has turned up the pressure on marketers marketers or mobile operators will be personal, relevant and mobile operators to embrace strategies that and transparent. More importantly, they must have respect people’s desire for content, marketing and chosen to receive these messages, rather than being sent communications on their terms. them without permission – because they’ll only go into Out with the old and in with the new. The “old school” the spam folder otherwise. sledgehammer approach, which was all about shoving unwelcome messages at consumers, is broken. The “new Mining the data school” is all about earning people’s interest through This is the main message of Conversational Marketing encouraging engagement and building trust and loyalty. and Commerce: Best Practices To Engage Your Customers This approach, which aims to change the and Empower Advocates, a new white paper produced by communication paradigm from interruption to Gemalto with independent analysts MobileGroove and conversation, is particularly well suited to mobile. It Portio Research. Based on a 2012 online survey of more allows companies to reach out to customers wherever than 2,400 consumers in France and the UK conducted they are. And who doesn’t like hearing that beep when by Ifop, a Paris-based market research and opinion poll a new message comes in? company, the report examines mobile mega-trends, identifies best practices and reveals consumer attitudes about mobile advertising. The three golden rules It highlights the pivotal importance of text messaging, a form of ubiquitous, direct and personal communication of mobile marketing that allows companies to get closer to consumers than any other channel. According to Portio Research, text 1. Ask for permission first: Mobile may be able to deliver more data messaging is the king of non-voice communications and context, but the best insights come when companies simply ask because of its six core qualities: it is easy, cheap, quick, their customers outright. simple, universally acceptable and discreet. Mobile messaging is also completely aligned with 2. Continue the conversation: Start by asking for basic information, established consumer behavior, and even the rapid such as interests, personal preferences and motivations, but don’t advance of smartphones hasn’t changed consumers’ stop there. Companies should use text messaging to refine and dependence on it to connect with the world around them. improve their customer segmentation, ensuring they get personal From banks to boutiques, an increasing number of and relevant information and communications that are essential to companies are beginning to integrate the principles of boost customer loyalty. permission-based mobile marketing into their strategies to connect with customers. 3. Build engagement on trust: Respect individual privacy, meet One company that “gets” messaging is Coca-Cola, consumers’ requirements for relevant messages and implement which has declared it “the number one priority” in its strategies that put the customer in control. comprehensive strategy to reach a global audience and increase customer engagement. The brand’s “Move to the 28 The Review
  • 29. Beat” campaign tied to the London 2012 Olympics was rolled out across more than 100 countries and exceeded expectations in all markets, with Canada reporting that “engagement rates averaged about 45%.” Achieving results like these requires companies to implement strategies that put the consumer in control of his or her experience. Permission is everything The report shows that the vast majority of respondents are “annoyed” when they receive messages from companies that have not asked permission first. A whopping 82% of survey respondents said that opt-in was a condition for them to accept marketing. The vast majority of respondents (90% in the UK and 87% in France) also demand an easy way to opt out of receiving messages they find neither relevant nor interesting. But the real news is how marketers are missing the mark with messages that recipients don’t perceive as valuable. About 80% of respondents gave a thumbs-down to the messages they receive because they simply “do not offer any attractive benefits.” It’s a dangerous disconnect that marketers and mobile operators could avoid by using a more conversational approach – supported by opt-in – to explore what their customers really want. Ifop also conducted 718 face-to-face interviews with consumers in Brazil to find out what they thought about messages sent by marketers and mobile operators. Again, the vast majority of respondents (91%) said A whopping 82% said that opt-in was a condition for them to accept marketing they prefer messages from companies that have asked permission for the privilege. Specifically, 95% want the messages they receive to be relevant, and 96% want to be able to opt out easily. All these observations lay the groundwork for three key best practices, or “golden rules,” that companies must follow to create compelling value for their customers (see panel, opposite). Respecting these three golden rules is not only a courtesy to your customer; it’s a business imperative if you want to reach an audience that is genuinely interested in hearing what you have to say. The survey found that 60% of respondents are keen to accept and act on relevant messages and offers from their preferred brands. When campaigns are executed correctly, companies succeed in laying the groundwork for more than effective marketing; they can boost loyalty, build relationships and maintain competitive advantage. To watch a video showing how Gemalto’s Smart Message channel can boost your mobile Getty marketing, scan this QR code gemalto.com 29
  • 30. Society_ NYC 311 “There is an enormous amount of data flowing into our system every day” Getty Big Apple, big data New York City’s non-emergency 311 service receives thousands of enquiries each day. The challenge is to put that data to use to improve the city’s public services Author Emma Johnson I n a city of 8.2 million residents, what seem like director for the Office of Policy and Strategic Planning. small problems – leaky fire hydrants, noisy car “But it is more than a data challenge – it is a workflow alarms, disputed parking tickets – add up to big and resource management challenge. All these pieces data challenges. need to work together.” Each day, New York City’s non-emergency 311 New York’s operation is far from seamless, however. service receives an average of 65,000 calls about these The 311 system’s data is spread out between data centers and all manner of other problems, with many other in each of the city’s many agencies, which are located people visiting the website. Collecting, protecting and across the city’s five boroughs. responding to this information is a sophisticated and Many are based on completely different operating often complicated undertaking. “There is an enormous systems – some brand new, others using mainframe amount of data flowing into our system each and every interfaces (“Like Pong,” Flowers says, referring to the day,” says Mike Flowers, New York City’s analytics rudimentary 1970s videogame). 30 The Review
  • 31. But in 2011, Flowers’ department introduced a program that would go some way to linking these disparate systems and make better use of the data collected. The initiative was aimed at more effectively identifying illegally converted buildings – those that I love 311 – I’ve called to report broken have been divided into smaller units to house far more traffic lights and water leaks on the sidewalk, people than is safe. Between 20,000 and 30,000 311 calls are made each year about this type of building. and to make noise complaints. Under the old system, each call made to 311 about Ida Benson, 39, PR executive, Astoria, Queens an illegal conversion passed through the Department of Buildings system until an inspector physically visited the property and determined if a violation had occurred. information as possible – complaints about a noisy bar But one of the problems of this system was that or improper garbage disposal don’t require the caller to inspectors had 40 days to visit the property – meaning give a name or address, for example. that people continued to live in unsafe homes for up to Robust security measures will only become more 40 days after the initial call. important as the amount of data grows – and while New Flowers and his team devised a risk matrix that York’s experiment in big data may have started simply, cross-references data from other city departments the possibilities are endless. with the 311 call and determines whether there is cause for immediate action. This other data is examined for indicators such as foreclosure, a tax lien, rats, fires or a history of 311 calls. It’s all combined to determine Open for business whether the property should be classed as high risk. Today, 5% of calls reporting illegal conversions are flagged as high risk, and inspectors visit the property in question within five days. Of these visits, 70% to 80% result in immediate evacuations – compared with 13% before the new system was rolled out. “Complaints in and of themselves are not a predictor of whether or not there are unsafe conditions,” Flowers says. “Citizen intelligence is still valuable, but it is just one part of the puzzle.” That’s what I call service The result is that unsafe buildings are identified more frequently, the people who inhabit these dangerous properties are removed more quickly, and inspectors’ time is allocated more effectively. “Essentially, people are safer in return for zero resource allocation,” Flowers says. This practice of cross-referencing data was put into use during Hurricane Sandy, which devastated much of New York City. The 20,000 downed trees The 311 service is just one example of how the Big Apple has started in public places required attention from multiple to extract value from its data. New York City’s mayor, Michael city departments: those overseeing transportation, Bloomberg, signed the Open Data Policy into law in March 2012, sanitation, fire and safety, plus phone, gas and electric with plans for all data from city agencies to be available on a single utilities. The New York City Parks Department is online portal by 2018. responsible for downed trees, but that system was He said: “If we’re going to continue leading the country in disrupted when the chaos of the storm resulted in innovation and transparency, we’re going to have to make sure that many calls being funneled through 911 – not 311. all New Yorkers have access to the data that drives our city.” Flowers assigned a programmer who “spent 10 hours One way this has been put into practice is through the NYC MacGyvering code to extract data from 911 into 311” BigApps contest, which offers US$50,000 in prizes for apps that use so that the city parks system could kick into gear. The the city’s data to make New Yorkers’ lives better and is now in its forestry department was then directed to cut up felled third iteration. Past winners include Work+ (pictured above), which trees and the sanitation department hauled them away. suggests places suitable for remote working, and Sage, which “This saved the parks department hundreds of hours of offers information on all the schools in the city. having to type in data” and sped up cleanup efforts after Datasets are currently available on a dedicated Tumblr, the storm, Flowers says. nycopendata.tumblr.com, as well as nycopendata.socrata.com. All this improvisation and streamlining of Bloomberg said: “This data belongs to the public, and if we make information is not without security challenges. The it accessible to everyone, the possibilities are limitless.” 311 system is designed to collect as little personal gemalto.com 31
  • 32. Digital planet shopping Mobile commerce is big – and it’s getting bigger. According to eMarketer, mCommerce retail sales rose by 81% in 2012 in the US alone. Powered by the boom istock in tablets, this trend shows no signs of stopping. So what’s new in the rest of the world? UK Getting to the shops is now even Author molly bennett easier: since December, London buses have accepted contactless payments. Contactless RFID technology has been a feature of London’s public transit network since the Oyster card was introduced in 2003, but now passengers can use their NFC-enabled smartphone or payment card to get around on one of the city’s 8,500 buses. Source: bbc.co.uk United States Mobile loyalty programs are no longer the preserve of cash-rich big brands. Belly, Affinity, Perka and RewardLoop are just a few of the mobile loyalty start-ups that are marketing their services to America’s small enterprises. At a time when Main Street is struggling, this could be a great way to attract and retain customers. Alamy Source: zdnet.com Brazil Bradesco, one of Brazil’s largest banks, and Brazilian carrier Claro are due to introduce a virtual wallet service in the middle of this year. Aimed at the 46.8 million Brazilians without bank accounts, the wallet will allow them to get cash, shop, pay bills and transfer money using their mobile phones. Later in the year, the companies will launch an NFC payment service aimed at smartphone owners. Source: rcrwireless.com 32 The Review
  • 33. Germany South Korea Individuals and small vendors in With 35 million smartphone owners, Germany have received a boost: South Korea is a fertile market for mobile they can now make smartphone- commerce. So much so that mobile to-smartphone payments using platform developer SK Planet’s 11th Street Telefónica Germany’s mpass app mobile market saw users make purchases for iOS and Android smartphones. worth 30 billion won (US$28.2 million) in All users need to do is select the November 2012 alone. Top of their wish recipient’s phone number and lists are household and children’s items, the amount is charged to their but they’re also making bigger purchases mobile phone bill or deducted such as refrigerators and motorcycles from prepaid credit on the phone using their smartphones and tablets. – avoiding the exchange of any Source: koreatimes.co.kr banking data. Getty Source: computerworld.com/au China Getty Chengdu, the capital of China’s Sichuan province, is on its way to becoming a model city for mobile commerce. Telecom company China Mobile and the China UnionPay bank are helping promote the city’s mobile wallet offering and rolling out NFC terminals in local merchants. Change is also afoot in Shanghai, where China Unicom and China Merchants Bank launched their NFC mobile wallet service in November 2012. Source: zdnet.com South Africa Payment Pebble is a plug-in mobile card reader that can take payment from debit or credit cards using a smartphone app, developed by payments company Thumbzup in conjunction with South African bank Absa. You connect the Pebble through a smartphone or tablet’s audio PIN, and then either insert or swipe the card to make a payment. With each device costing just US$40 to manufacture, Absa and Thumbzup are aiming the product at small businesses across the country. Source: nfcnews.com gemalto.com 33
  • 34. As consumers have become more environmentally aware, the green credentials of the technology they buy is now just as important as the features they offer Goodbye plastic hello bamboo W Author ith their shiny surfaces and colorful reach 185,000 tons annually by 2015. These elements Dave Howell screens, the latest smartphones are only present in tiny amounts within the ore that is illustration represent the pinnacle of consumer mined and must be extracted using acid baths, among kate copsey technology. It’s no wonder that we’ve other harsh techniques. As a result, in some areas of fallen head over heels in love with them. But there’s more China, what was once highly productive arable land has to your phone than meets the eye. been damaged. And with China recently announcing a According to the Electronics TakeBack Coalition, cut in its export quota of these elements, technology recycling a million mobile phones can recover about developers are looking at alternative materials. 24kg of gold, 250kg of silver, 9kg of palladium and Think of a phone made from bamboo: when you more than 9,000kg of copper. But did you also know upgrade, you simply remove the battery and circuitboard that the rare-earth element europium is used to create for recycling and throw the rest of the phone on the the red phosphor, or luminescence, in a smartphone’s compost heap, where it will biodegrade harmlessly. 24kg screen? Or that your phone’s speakers Manufacturers are therefore investing in new contain neodymium-enhanced magnets? techniques using organic and environmentally friendly Or that lanthanum, a soft and malleable materials that will retain our current gadgets’ desirability, metal, is used to polish the glass of most but don’t place a heavy burden on the earth. mobile phones? For telecom companies and other players in the Although governments and private technology supply chain, this requires a multifaceted The amount of organizations are doing their best to approach. Gemalto, for example, uses a number of gold recovered encourage consumers and companies metrics when designing and manufacturing its products, by recycling a to recycle their old gadgets through charitable initiatives and legislation such including its holistic Life Cycle Assessment. This evaluates all environmental impacts of a product or million phones as WEEE, only an estimated 9% of people process, including greenhouse-gas emissions and soil do so, according to Nokia. Many gadgets and water pollution. The French Agency for Environment sit in drawers for years, “just in case,” even though they and Energy Management (ADEME) has also developed still hold value and are full of recyclable materials. a universal assessment tool called Bilan Carbone that While recycling efforts continue, in recent tracks greenhouse-gas emissions. years, manufacturers’ focus has turned to putting The United Nations’ Environmental Steward Strategy, the environment at the heart of the design and which puts environmental responsibility in the hands manufacturing of smartphones and other gadgets, rather of company executives, states: “Leading companies than relegating it to an afterthought. do not just embed, balance, diffuse and translate a Why is this so important? Take those rare-earth elements that make our phones the glossy machines they are. Most of the world’s 17 most sought-after rare-earths are mined in China, and global demand is expected to 34 The Review
  • 35. Innovation_ Greener gadgets Samsung Galaxy S III Motorola MOTO W233 Renew AD Creative Adzero First handset to achieve the PAS Made out of recycled plastic, this This smartphone’s casing is 2051 carbon footprint certification was the first carbon-neutral phone made of bamboo handful of environmental practices; instead, they take use of plenty of other sustainable materials. French a comprehensive, cyclical approach to management.” company Orée has designed keyboards made of maple It seems companies are taking these lessons to heart and walnut from sustainably managed forests, and – partly because the benefits to using earth-friendly Italian design studio Spalvieri/Del Ciotto’s Maizy range materials and processes aren’t just environmental. For offers solar-powered gadgets such as calculators, LED manufacturers, their products’ environmental credentials clocks and pocket lights made from polylactide (PLA), have the potential to differentiate them from their a bioplastic derived from cornstarch. competitors. Generation Y and digital natives (see Indeed, the supply chain that forms tomorrow’s page 12) expect companies to act responsibly toward technology manufacturing could have a large agricultural society and the environment, and savvy companies are component. Many organic substances, including corn, capitalizing on this opportunity. cellulose or starch- Late in 2012, the bestselling Samsung Galaxy S III based materials, became the first handset to achieve the UK-based have already “Bamboo can grow Carbon Trust’s PAS 2050 product carbon footprint certification, the global standard for measuring the been shown to be promising 40 inches in a day and greenhouse gas emissions of goods and services over their lifecycles. And in 2009, Motorola unveiled the alternatives to petrochemical is as strong as steel” MOTO W233 Renew, which was not only the first plastics. carbon-neutral mobile phone, but also the first to be Manufacturers of consumer electronics are also manufactured using recycled plastic. opening their files to disclose in ever more detail how Looking beyond plastic, manufacturers are starting to their products are constructed, and which elements make more use of renewable and sustainable resources, of their supply chains affect the environment. HP with sometimes beautiful results. Bamboo is one such was one of the first; in 2008, it launched the Global material: some types can grow 40 inches in a day and Citizen Report, which reveals key statistics about the it has the same tensile strength as steel. A number of environmental impact of its supply chain. bamboo-based products made their debut at the 2012 Businesses within the technology sector can no Consumer Electronics Show, and the body of the Adzero longer simply focus on developing their next shiny phone from AD Creative also uses bamboo. new products. Consumer awareness and pressure from It’s not just smartphones that are jumping on environmental groups and government bodies are the bamboo bandwagon. Asus has designed a laptop shifting the focus to more sustainable manufacturing. with a dark-brown bamboo exterior, and MemoTrek Designers and developers alike understand that they Technologies offers a bamboo USB stick. Dell even uses must look beyond petrochemical and rare-earth elements, bamboo (and mushrooms) for some of its packaging. while maintaining the functionality and aesthetic appeal Pandas need not worry about their favorite food that keeps our love affair with our becoming scarce, though – design studios are making gadgets going strong. Scan this QR code with your smartphone to watch a video that explains how Gemalto is making banking greener gemalto.com 35
  • 36. Digital bytes News from Gemalto Color innovation NFC SIM gets scoops award triple certification Gemalto’s PrintPixel security The UpTeq NFC high-end SIM supports feature was named best contactless payment and other secure new innovation at the annual services – and it’s now been certified Sesames awards, which were by American Express, MasterCard and held at the 2012 CARTES Visa. The world’s three largest global IDentification industry conference payment networks’ strict standards in Paris. PrintPixel allows color mean consumers can be confident that photographs to be permanently their payment data is secure. The UpTeq embedded into polycarbonate NFC SIM, which is already certified by identity cards, retaining EMVCo., can also be used for mobile the secure, deep-marking identification, coupon redemption, loyalty characteristics of greyscale laser programs and transit cards. engraving, but in full color. Asia Oceania 25 million This is the number of eDriver’s licenses and vehicle registration certificates Gemalto has now provided to India. It has been supplying a steady stream of the Sealys secure eDocuments, which allow the government to consolidate driver and vehicle Singaporeans’ new registration information in a central repository, to way of banking a number of Indian states since 2003. Standard Chartered Bank is bringing Gemalto’s Ezio onCard Pad Pay to Singapore in the city-state’s first large-scale rollout of a display payment card. Jointly developed with Nagra ID Security, the device has a small LCD display that combines EMV payment, one-time passwords and transaction signing for use when eBanking. Gemalto is also providing the authentication server, card personalization, fulfillment and project implementation for the bank. Getty 36 The Review
  • 37. Europe Africa 30 million The number of subscribers to mobile operator Telecom Italia, which is launching a mobile wallet using Gemalto’s Mobile Financial Services software. It includes the LinqUs Trusted Services Management platform for the secure management of NFC applications and the LinqUs mobile payment platform for transaction management. 4G comes to the UK Russia goes All in one for prepaid Gemalto is powering the UK’s first 4G mobile network. EE, the joint venture between South Africa France Telecom and Deutsche Telekom in the Svyaznoy Bank is deploying UK, will have rolled out 4G to 25 British cities Standard Bank, one of South Africa’s Gemalto’s prepaid card by the end of March 2013, with 98% of the biggest financial institutions, is solution to its customers population scheduled to be covered by the introducing a multifunction EMV in Russia. Certified by end of 2014. Gemalto’s UpTeq LTE SIM and contactless payment card that its MasterCard and Visa, the embedded software solutions are playing customers can use to pay for both card will be distributed via a key role in the delivery of 4G’s super-fast transit fares and goods and services. 35 of the bank’s branches speeds, helping EE to meet the commercial and more than 3,000 points With the Muvo, they don’t have to and technical challenges. of sale, among other sales carry a separate transit card, and channels. Gemalto’s prepaid can make payments of up to R200 card process encompasses (US$22) by tapping or waving their everything from design card over a reader. and production to point- of-sale fulfillment. No more lost data Jordanians no longer have to worry about losing valuable data stored on their mobile phones. Network operator Orange Jordan has rolled out Gemalto’s LinqUs Cloud Backup product to its three million subscribers, meaning they can save and restore data such as contacts in the cloud in case their phone is lost or stolen. Plus, Getty it doesn’t matter whether the data is stored on the phone or in the SIM. North South America Award for LTE innovation Gemalto’s LinqUs OTA (over-the- US$200 billion air) platform won the innovation The amount the global industrial automation market will be worth award at LTE North America 2012. by 2015. Cinterion’s TC65i quad-band wireless module is part of It enables networks such as North American networks Verizon and this trend, having been integrated into Novus Automation’s AirGate- Sprint to make a smooth transition GPRS system for remote monitoring and site automation. Brazilian to LTE, and uses high-speed 4G company JMD Automação has implemented the device in several networks for reliable and secure heavy application download. of its manufacturing facilities. gemalto.com 37
  • 38. Digital lives The passionate mathematician Why Ada Lovelace is known as the first computer programmer Author livy watson Illustration jim spencer Augusta Ada Byron, While the mathematically is generally recognized as the feelings – “a calculus of the Countess of Lovelace, could inclined Baroness showed first algorithm intended to nervous system.” have claimed a place in little affection for Lovelace, be processed by a machine. In 1835, she married history simply through the her concern that Byron’s Babbage called her the William King, a baron (later fact that she was the only “madness” would prove “enchantress of numbers.” Earl of Lovelace) and had three legitimate child of a renowned hereditary led her to have Lovelace’s mathematical children, naming one Byron. poet, but she found fame in her daughter tutored in talent was complemented She later combined a Byron- her own right as the world’s esque indulgence in gambling first computer programmer. Her father, Lord Byron, was Lovelace’s mathematical talent with her love of mathematics and disastrously attempted to a passionate man whose hot- blooded works (and personal was complemented by a find a formula for successful large betting, which left her life) heavily influenced the Romantic movement, powerful imagination in debt. Lovelace died of uterine while her mother, Baroness cancer in 1852 at just 36 Annabella Milbanke, held mathematics and science from by a powerful imagination years old, having lost contact rigid views more allied to the a young age. Lovelace turned that enabled her to see a with her husband several Age of Enlightenment. Their out to be a natural. future for the computer months earlier after a sickbed daughter, with her desire for a When she was 17, she met beyond mere calculation. She confession (rumored to have “poetical science,” was a true inventor Charles Babbage at believed Babbage’s machine been an admission of an convergence of extremes. a party and went on to work “might act upon other things affair). At her request, she Ada Lovelace, as she is with him on an early model besides numbers,” signaling was buried next to Lord Byron commonly known, never of a mechanical computer, the a shift from calculation to in Nottingham. knew her father: her parents Analytical Engine. computation. She shone brightly during separated just after her birth Between 1842 and 1843, And in 1844, she told her short life, however, and in 1815 and Lord Byron left she translated a French article a friend that she wished her work with Babbage would England for good. Her mother about Babbage’s machine, to create a mathematical go on to form the basis of didn’t even let Lovelace see adding in her lengthy model for how the brain one of the world’s great his portrait until she was 20. supplementary notes what produces thoughts and technological revolutions. 38 The Review
  • 40. Issue 1 2013 Revıew the Meet the digital natives They’re about to change your world why the big apple will isis turn goodbye desks, has joined the big Americans on to hello holograms: data revolution mobile payment? the future office