The document provides information about generic and brand name drugs, including:
1) Generic drugs have the same active ingredients as brand name drugs but are cheaper because they do not require extensive research and development costs.
2) While generics must be proven to deliver the same amount of active ingredients as brand names, they are allowed to have different inactive ingredients and appearances.
3) Choosing a generic over a brand name drug can significantly reduce out-of-pocket costs through lower co-pays and prices, though insurance plans may steer patients toward generics.