This document provides instructions for getting bank mini statements and checking account balances on a mobile phone without internet access. It lists the direct dial codes for over 90 banks in India, starting with *99# followed by the bank's 2-digit code. Some examples given are *99*41# for State Bank of India, *99*42# for Punjab National Bank, and *99*43# for HDFC Bank. It also mentions that *99*99# can be used to check your Aadhaar linking and overdraft status.