Graphdo overview
- 1. Graphdo – IT solution for AML Automated payments schemes visualization and analysis
- 2. Topics Graphdo functions What Graphdo can do to help AML analysts in investigations and EDD process and in overall AML risk management Graphdo IT architecture How Graphdo is built, what are the hardware and software requirements and how does it work? A brief description of the technical implementation process Graphdo license and pricing How Graphdo is distributed, the license fee, the servicing fee, and the approximate implementation costs 2
- 3. Graphdo functions What Graphdo can do 1
- 4. 4 Transactions visualization ◇ Automated transactions (payments, cash operations, acquiring, financial instruments deals) scheme plotting for the selected client and partners ◇ All interconnections will be plotted, various depth of neighborhoods (direct partners, partners of partners etc.) ◇ Reach information visualization layers – objects size, color, shape, font ◇ Full interaction with a plotted scheme: ￭ Graph is zoomable ￭ Graph and every single node are draggable ￭ Nodes can be deleted manually in edit mode (optional) ◇ Export results in interactive HTML format or as a static image
- 5. 5 Transactions visualization Example of the transactions visualization in Graphdo
- 6. 6 AML risk assessment ◇ Graphdo finds suspicious transactions routes and patterns (cycles, long chains, dense transactions between clients in the scheme) and gives scored assessment of the complexity/suspiciousness of the scheme ◇ Graphdo defines the category of every payment based on keywords and text patterns in the payment commentary field. More than 40 categories and more than 500 text patterns are used ◇ Discrepancies in cash flow purposes are calculated as a separate risk score
- 7. 7 Automation of EDD reports Select client and reporting period Adjust payments graph, add necessary comments Export report with all charts and comments Graphdo can generate a detailed interactive report about client activity in a few clicks. With adjustments to template according to specific client’s requirements, this can be used as an Enhanced Due Diligence report.
- 8. 8 Information in EDD report ◇ The report is created in an interactive HTML format that allows for storing a lot of information (like tables with transactions) in one single file ◇ The report contains tables with transactions and summary statistics by dates and partners, transactions graph, charts with turnover structure by countries, currencies and purposes, as well as commentaries added by AML officer ◇ Tables can be collapsed/expanded, filtered and searched right inside the report file ◇ The report can include additional information about the client obtained from other Bank data sources – owners and UBO structure and graph, CRM information etc
- 9. Graphdo IT architecture Components, structure, requirements 2
- 10. 10 Graphdo components 10 Bank accounting system Bank Data Warehouse Docker image with Graphdo application on local server Web interface for end users ◇All data remains in local network ◇Any SQL Data Warehouse can be used as data feed for Graphdo. Other options are also available (graph databases) ◇Additional software is free, no hidden costs
- 11. Graphdo requirements 11 ◇ Graphdo is deployed as Docker image, any virtual machine with Docker and connection to the database will fit ◇ No limit for the number of concurrent users. Every user’s session runs in a separate Docker container. The virtual machine needs one thread and 2 GB RAM for one concurrent user ◇ Graphdo uses LDAP authentication ◇ The data source could be any SQL database, specific NoSQL databases for graphs (Neo4j, OrientDB) are also compatible ◇ Necessary data tables: ￭ Transactions ￭ Text patterns (initial set will be provided) ￭ Partners whitelist (optional) ￭ Table for users actions log
- 12. Graphdo specifics 12 ◇ Graphdo is written in the R language which is very powerful in data analytics, machine learning, deep learning tasks, and rich data visualization capabilities ◇ Graphdo goes with open source license, full access to the source code is provided allowing any security checks and audits ◇ Some functions in code could run in parallel mode speeding up the overall working process; this requires more threads per user
- 14. Graphdo license 14 ◇ Graphdo is licensed under GNU GPL v3 – open source license ◇ Graphdo has no limit for the number of total users or concurrent users ◇ Graphdo uses only open source and free components, no additional licenses needed
- 15. Graphdo pricing 15 ◇ Graphdo price depends on its functionality packages and size of the client’s assets ◇ Additional specific modules (e.g. clients clusterization or multiple reports production by script) are priced individually based on its complexity ◇ Delivery price includes implementation costs, except travel expenses ◇ Annual servicing fee is 20% of the delivery and additional modules total price
- 16. 16 Thanks! Any questions? ◇ www.graphdo.net ◇ graphdo@graphdo.net