Introduction to Financial Pathways
- 1. James D. Kinney, CFP® Luba Globerman, CFP®
- 3. Fee Only: Our clients pay the the advice we provide. We our Independence: Gives us for freedom to focus solely on do not acceptrelationship wherein one person third Fiduciary: A commissions or incentives from has an clients needs parties. to act for another's benefit. obligation
- 5. Financial Pathway Advisors, LLC 1200 US Hwy 22, Suite 2000 Bridgewater, NJ 08844 908-203-4664 info@financialpathways.net Financial Pathway Advisors LLC is a Registered Investment Advisor in the State of New Jersey. Investment advice is restricted to residents of New Jersey except as permitted. Under existing state and federal regulations.
Editor's Notes
- #2: My Name is Jim Kinney. This is my partner, Luba Globerman. We are Certified Financial Planners and the owners of Financial Pathways. ClickFirst of all, we would like to thank you for visiting our website. We realize how difficult it is to choose a financial advisor who you can trust. And we realize there are many people out there who are offering advice. So we do appreciate this opportunity to explain why it is that we believe Financial Pathways should be your first choice for financial planning and advice. Click
- #3: ClickFirst of all, We are truly passionate about what we do! It might seem weird, but we really do love this stuff. Not just the sexy parts like investing – but all the little details that comprise your financial life. And our clients find that our passionate attention to these details is reflected in the quality of the work we do and our commitment to excellence. Click click
- #4: SecondAt Financial Pathways, Our Clients Best Interests Always come first. I know It sounds cliché – but at Financial Pathways this is much more than a marketing slogan. ClickYou see, we realize that Our clients make life changing decisions based on the plans we create and the recommendations we make. That is an awesome responsibility. And we don’t take it lightly. This is why financial planning is something of almost sacred importance to us. We have structured our very practice around the idea that our clients financial health is our top priority. First of all – as Certified Financial Planners we are committed FIDUCIARIES. That means we are ethically and legally obligated to put our clients interests ahead of our own. Second, our practice is FEE ONLY. Our clients pay us for the services we provide. Why is that important? Well – it means that we work solely for the benefit of our clients. We do not accept commissions or third party incentives which might taint the advice we give. Our clients know that when they ask for advice, it is advice they will receive – not a sales pitch. Third, we are an INDEPENDENT FIRM. Why does this matter? It gives us the freedom to actually put our customers first. If we worked for the big Wall Street firms or insurance companies – we feel as if there would be an inherent conflict between the obligation we owe our clients to do the right thing and the obligation we would owe our employer to act in their best interest.
- #5: Luba and I are both Certified Financial Planners.The CFP designation is the gold standard of financial industry certfications. To become a CFP, a planner must meet the highest starndards in the industry for (click) education and (click) experience. The planner must demonstrate thorough (click) knowledge of a broad array of financial topics through a 2 day battery of tests and rigorous continuing education requirements. (click) Lastly, he or she must adhere to the highest ethical code of conduct in the industry.
- #6: So if you are seeking the kind of advisor who will always put your needs first, and who is dedicated and passionately committed to your financial success – then Financial Pathways should be your financial advisor. Give us a call or drop us a line, and lets find out how Financial Pathways can help you achieve your financial goals.