This document is an advertisement for long term care insurance from MassMutual. It recommends that financial representatives advise their clients to prepare for long term care needs through insurance protection from MassMutual, which has over 154 years of financial strength. The ad stresses MassMutual's dedication to customer choice and quality of life. It urges financial representatives to call or visit MassMutual's website for information on how to build expertise and achieve success through MassMutual's training and quality service.