N044057478

Jaydeep Shamdasani et al Int. Journal of Engineering Research and Applications www.ijera.com
ISSN : 2248-9622, Vol. 4, Issue 4( Version 5), April 2014, pp.74-78
www.ijera.com 74 | P a g e
Atm Client Authentication System Using Biometric Identifier &
Otp
Jaydeep Shamdasani*1
, Prof .P.N.Matte*2
,
*1(E &TC department, GHRCEM Pune, India.)
*2(Head of E&TC Department, GHRCEM Pune, India)
ABSTRACT
In this paper we propose a design, to add more security to the current ATM systems by using biometric and
GSM technology. In conventional method identification is done based on ID cards and static 4 digit password.
Whereas in our purposed system, Bankers will collect the customer fingerprints and mobile number at the time
of opening the accounts then only customer will be able to access ATM machine. The primary step of this
project is to verify currently scanned fingerprint with the fingerprint which is registered in the bank during the
account opening time. If the two fingerprints get matched, then a message will be delivered to the user’s mobile
which is the random 4 digit pin number to access the account. For every transaction new pin numbers will be
send to the user’s mobile thus there will not be fixed pin number for every transaction. Thus, Pin number will
vary during each transaction .
Keywords ATM Terminal, Fingerprint Recognition, GSM Module, LINUX.
I. I.INTRODUCTION
The Modern banking technology has altered
the way banking activities are usually done. One
banking technology that has impacted to banking
activities is the automated teller machine (ATM).
Due to ATM technology, a customer is able to
perform different banking activities such as cash
withdrawal, transferring money, paying phone bills
and electricity bills. In a short, ATM provides
facilities to customers such as quick, easy and
convenient way to access their bank accounts and to
conduct financial transactions. Talking about ATM
security, Personal identification number (PIN) or
password is very important.PIN or password is
widely used to secure financial/confidential
information of customers from unauthorized access.
An ATM is a IT enabled Electro-mechanical system
that has connectivity to the accounts of a banking
system. It is computerized machine developed to
deliver cash to bank customers without human
intervention; it can be used to transfer money
between different bank accounts and provide basic
financial facilities such as balance enquiry, mini-
statement, cash withdrawal, fast cash ,etc.
In this project the fingerprint sensor sense
the thumb impression of the corresponding person
and that image will be compared with registered
image, if the both images are unique, then the finger
print device activates particular task like access to the
system, identification of the customer. The project
operation contains 2 modes, the first one is
Administration mode and the second is User
mode. The Administration mode is used to register
the new user and gives the mode of authorization.
The Administration mode has the ability to create and
delete the users. The user mode is mode used for the
authentication of the bank customer. In user mode of
authorization, creation and deletion of a user cannot
be performed.
The paper is arranged as follows. Section II
deals with Research background. Section III provides
the key components of Proposed ATM system.
Section IV deals with Hardware Architecture. Section
V described Software design. Section VI is dedicated
for Fingerprint Recognition process. Section VII
elaborate about GSM technology used. Section VIII
presented the results and the discussions on the
results and conclusion.
II. RESEARCH BACKGROUND
Crime at ATMs has become a nationwide
issue that faces not only customers, but also bank
operators and this financial crime case rises
repeatedly in recent years. A lot of criminals tamper
with the ATM terminal and steal customers’ card
details by illegal means. Once users’ bank card is lost
and the password is stolen, the users’ account is
vulnerable to attack. Traditional ATM systems
authenticate generally by using a card (credit, debit,
or smart) and a password or PIN which no doubt has
some defects. The prevailing techniques of user
authentication, which involves the use of either
passwords and user IDs (identifiers), or identification
cards and PINs (personal identification numbers),
suffer from several limitations. Passwords and PINs
can be illicitly acquired by direct covert observation.
RESEARCH ARTICLE OPEN ACCESS

When credit and ATM cards are lost or stolen, an
unauthorized user can often come up with the correct
personal codes. Despite warning, many people
continue to choose easily guessed PIN's and
passwords - birthdays, phone numbers and social
security numbers. Recent cases of identity theft have
heightened the need for methods to prove that
someone is truly who he/she claims to be. Biometric
authentication technology may solve this problem
since a person’s biometric data is undeniably
connected to its owner, is nontransferable and unique
for every individual. The system can compare scans
to records stored in a central or local database or even
on a smart card. Biometrics can be defined as a
measurable physiological and behavioral
characteristic that can be captured and subsequently
compared with another instance at the time of
verification. It is automated methods of recognizing
a person based on a physiological or behavioral
characteristic. It is a measure of an individual's
unique physical or behavioral characteristics to
recognize or authenticate its identity. Common
physical biometrics characteristics include
fingerprint, hand or palm geometry, retina, iris and
face while popular behavioral characteristics are
signature and voice. Biometrics technologies are a
secure means of authentication because biometrics
data are unique, cannot be shared, cannot be copied
and cannot be lost.
III. THE CHARACTERISTICS OF
SYSTEM
The proposed ATM client authentication
system depends on fingerprint recognition which is
developed after analyzing existing ATM systems.
The ARM 9 microcontroller (Friendly ARM) is used
as the brain of these embedded systems along with
fingerprint recognition module and GSM Module.
The primary components are shown as follows:
ARM 9 Microcontroller: It is the central controlling
unit of the system. It controls all the peripherals.
Fingerprint recognition Module: The user's
fingerprint was used as the standards of
identification. It must verify the feature of the
customer fingerprint before using ATM terminal.
GSM Module: It sends different 4-digit code as
message to the registered mobile number of the
customer for accessing the ATM.
IV. HARDWARE DESIGN
The S3C2440 chip is used as the core of
entire hardware. The modules of LCD/Touch-screen,
keyboard, fingerprint recognition, GSM Module are
connected with the core S3C2440.The SRAM and
FLASH are also embedded in this system.
The system consist of following modules :-
1.LCD module: The OMAP5910 is used as LCD
module in LCD controller, it supported 1024*1024
images of 15 gray-scale or 3375 colours.
2. Keyboard/Touch-Screen module: It is used for
inputting passwords.
3.Fingerprint recognition module:
FIM3030 fingerprint module is used for recognition
of is used for recognition of fingerprints. This
module uses optical sensor for capturing and
detecting of fingerprint images.
4.GSM Modem: A GSM modem(SIM 300) provides
an interface that allows sending and receiving
messages over the modem interfaces.
Figure1:- BLOCK DIAGRAM ATM SCURITY
SYSTEM
Before providing ATM access, the
fingerprint module will compare scanned fingerprint
with fingerprint taken at the time of opening account,
if the figure print is correct 4 digit OTP is send to
registered mobile number of user. The block diagram
of hardware architecture is shown in figure no 1.
V. SOFTWARE DESIGN
The system operates in below two modes.
Admin mode: In this mode the user finger print and
mobile number are collected and saved at the time of
opening the account.
User mode: In this mode the user finger print is
validated with saved fingerprint for the identification
which is required to perform transactions.
This software system is designed as
follows: first of all the Linux kernel and the File
systems are loaded into the ARM 9 controller.In next
step, the system is initialized to check specific task,
such as checking ATM terminal, GSM module and

so on, and then each module is reset for ready to run
commands. Before accessing ATM system, the
mobile number and fingerprint of the customer are
needed to be authenticated.
Figure 2:- The overall flow chart of Software
Step 1.The system will ask for the owner's
fingerprint.
Step 2. If fingerprint is authenticated, the system
would send password to the Registered mobile of
Client.
Step 3. User will enter the received password in the
touch-screen in order to access the ATM system.
Step 4.If authentication succeeds the access is given
to user for banking transactions.
Step 5. If authentication fails then system sends the
alert/warning message to the Account owner and
Bank officials.
The flow chart of software design is shown
in figure no 2.
In the process of capturing & validating
fingerprint, the FIM3030 fingerprint module is used
for recognition of fingerprints. This module uses
optical sensor for capturing and detecting of
fingerprint images. The captured fingerprint
information will be temporarily stored in SRAM and
then compared with clients fingerprint. The result of
process is controlled by ARM9(S3C2440).
VI. FINGERPRINT RECOGNITION
PROCESS
The analysis of fingerprint matching needs
the comparison of several features of the print
pattern. This consists patterns which are aggregate
characteristics of ridges & minutia points. These are
unique features found within the patterns. It is
important to know the structure and properties of
human skin to successfully recognize the scanned
fingerprint.
In our proposed system the User’s currently
scanned fingerprint will be validated with fingerprint
of user stored at the time of opening account. If
authentication succeeds further access is given to
customer.
Patterns
The three patterns of fingerprint ridges are i) arch, ii)
loop & iii) whorl.
Arch: The ridges enter from side of the finger then
rise in the center which forms an arc then exit the
other side of the finger.
Loop: The ridges enter from side of a finger, forming
curve then exit on that same side.
Whorl: Ridges form circularly around a central point
on the finger.
Fingerprint processing has three primary functions i)
enrol, ii) search, iii) verify.
Enrollment captures fingerprint image from the
sensor. Then image is processed, enhanced, and then
compressed to form fingerprint template. Various
filters filter the captured image and translate it to
mathematical expression, making it difficult to steal
template and directly recreate fingerprint image.
Search compares scanned image to a list of enrolled
fingerprint templates, through a series of screening
processes. This algorithm reduces the list of
templates to a manageable size. The templates that
survive filtering are matched with currently scanned
template and verification scores are provided. A
score exceeding threshold score represents positive
identification.

Verification validates a user’s identity by matching
candidate image to previously captured template with
the use of real time & closed loop pattern matching
algorithms. A score is returned after comparison
representing degree of matching between candidate
and template to take yes or no match decision.
Fingerprint Recognition Algorithm:
To authenticate the user by automatically
extracting minutiae from user’s scanned fingerprint
image, fingerprint recognition algorithm is required.
The fingerprint recognition algorithm involves two
main steps :-
Step 1 :- Image processing step in which
characteristics of scanned fingerprint are captured by
having image under-going several stages,.
Step 2 :- Matching algorithm step in which user
authentication is done by comparing feature data
comprised of minutiae with Fingerprint Template
captured at the time of opening account .
Figure 3:- Fingerprint recognition process
VII. GSM Module (SIM 300)
Global System for Mobile Communication
(GSM) is a set of standards that specify the
infrastructure for a digital cellular service . The
standard is used in around 85 countries in the world ,
TC35 GSM engines operate in the GSM 900 MHz
and GSM 1800 MHz frequency bands. Designed to
easily provide radio connection for voice and data
transmission both modules integrate seamlessly with a
wide range of GSM application platforms and are
ideally suited to design and set up innovative cellular
solutions with minimum effort. The complete RF part
is incorporated and the GSM protocol runs
autonomously on a GSM baseband processor. The
GSM engine uses a single 40-pin ZIF connector that
connects to the cellular device application. The ZIF
connector establishes the application interface for
control data, audio signals and power supply lines.
The cellular device application forms the Man-
Machine Interface (MMI).
Access to the GSM engine is enabled by a serial
interface .The mobile communication is becoming
important aspect because of digital revolution. Every
day millions of people make phone calls with the help
of few buttons on cell phone. Very less is known
about how mobile communication works.
Also less is known about security aspects and
protection behind these systems. The cell phone
complexity is increasing day by day as people have
started sending text messages, multimedia messages
and digital pictures to their friends/family. The cell
phone is slowly becoming hand-held computer. All
the features/advancements in cell phone technology
require backbone to support it. The system has to
provide better security and should be adaptive to
accommodate future enhancements. General System
for Mobile Communications, GSM, is one of the
many solutions out there. GSM has been dubbed the
"Wireless Revolution" and it doesn't take much to
realize why GSM provides a secure and confidential
method of communication.
In our proposed system once the fingerprint gets
authenticated the User will receive 4 digit OTP on his
registered mobile number. Then user enters this PIN
and gets further access.
VIII. RESULTS AND CONCLUSIONS
The prototype of ATM systems
authentication based on fingerprint identification will
be implemented. Here we will build a system that
will be stable and safe for ATM access. In the
results, it will be deduced that the use of biometric
security systems offers a much better authentication
of ATM systems and will take advantages of the
stability and reliability of fingerprint characteristics,
and a new biological technology based on the image
enhancement algorithm. Additionally, the system will
also include the original verifying methods which are
inputting owner's password. These days, still
majority of ATM machine in many countries there
are using magnetic card reader, so there is a need to
change a method of authentication in future in order
to eliminate the drawbacks identified in this project.
The whole system will br built on the technology of
embedded system which makes the system more safe,
reliable and easy to use.
REFERENCES
[1] Pennam Krishnamurthy & M.
Maddhusudhan Redddy, “Implementation
of ATM Security by Using Fingerprint
recognition and GSM “International Journal
of Electronics Communication and
Computer Engineering Volume 3, Issue (1)

NCRTCST, ISSN 2249–071X, 2012.
[2] D. Vinod kumar, & Prof.M R K Murthy
“Fingerprint Based ATM Security by using
ARM7” IOSR Journal of Electronics and
Communication Engineering ISSN : 2278-
2834 Volume 2, Issue 5 (Sep-Oct 2012), PP
26-28.
[3] http://en.wikipedia.org/wiki/Automated_te
llermachine
[4] Mr. John Mashurano & Mr. Wang liqiang
“ATM Systems Authentication Based On
Fingerprint Using ARM Cortex-
M3”International Journal of Engineering
Research & Technology (IJERT) ISSN:
2278-0181 Vol.2 Issue 3, March – 2013.
[5] Moses Okechukwu Onyesolu & Ignatius
Majesty Ezeani “ATM Security Using
Fingerprint Biometric Identifer: An
Investigative Study” International Journal
of Advanced Computer Science and
Applications, Vol. 3, No.4, 2012.
[6] CH S N Sirisha Devi & Maya patil
“SECURITY SYSTEM FOR ATM
TERMINAL BY USING BIOMETRIC
TECHNOLOGY AND GSM” Global
Journal of Advanced Engineering
Technologies, ISSN: 2277-6370 Vol1-
Issue3-2012.

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