Nasscom Slide Share
- 1. Umbrella Health Insurance Plan For SMEs
- 2. Target audience • First time Group Health Insurance buyers • Wanting a product which is – Comprehensive – Flexible & – Stable priced • Who favour technology driven solutions • Who value service
- 3. About the program • Over 43,000 lives covered • Claim settlement ratio 97% • Over 60% of companies are SMEs (up to 100 empl) • Over 50% of companies are first time insured • PerLacpremiumhasonanaveragechanged9%YOY • Pricing based on collective claim experience of existing group and not individual companies
- 4. Features
- 5. Coverage options Coverage 1L 2L 2.5L 3L Employee A1 B1 C1 D1 E + S + 2 C A2 B2 C2 D2 E + S + 2 C + 2P / PI L A3 B3 C3 D3 E + 2P A4 B4 C4 D4 E = Employee S = Spouse C = Children P = Parent PIL = Parents in law
- 6. Broad terms • Pre-exisiting ailments covered from day 1 • Maternity covered from day 1 for 50K • Room rent @ 2% of sum insured up to 5 K • ICU stay @ 4% of sum insured up to 10 K • 10% co-pay for parents • Limits on 6 ailments • Insurers – Oriental Insurance & Universal Sompo Detailed terms shall be provided during active engagement
- 7. Medimanage ethos Technology enabled innovative health benefits expert and healthcare facilitator, for strategic growth-oriented companies who value affinity association and seek worry-free employees, to lessen HR burden through our differentiated service resulting in delightful employee experience
- 8. References Medimanage Insurance Broking PL 101, Shivkrupa, Kirol, Vidyavihar (W), Mumbai – 400 086 Phone – 91 22 6728 2929 Fax – 91 22 6728 2930 Mumbai | Pune | Bangalore | Chennai | Delhi www.medimanage.com