This document discusses ideas for building a cooperative economy through democratizing and localizing ownership of basic needs like food, energy, and shelter. It proposes reclaiming finance and the commons through cooperative networks and by establishing things like community land trusts, cooperative hydro and wind power schemes, solar energy coops, and community development finance mutuals. Examples from Evergreen Cooperatives in Cleveland and LILAC eco-village in Leeds are provided. The document argues that cooperatives globally have transformative power and are providing services to billions of people.