Paypal Adaptive Payments

Presenter: Supriti Panda, Mindfire Solutions
Date: 11/06/2014
Paypal Adaptive Payments

About Me
Skills
Certifications
Connect me
PHP, Codeigniter, Zend Framework, Magento, Wordpress,
Javascript, Jquery, CSS3, Mysql, SOAP, REST
Contact me
ZEND PHP5.3
Magento Certified Developer - M70-101
LinkedIn : http://www.linkedin.com/in/supritipanda
Twitter : https://twitter.com/supritip
Facebook : https://www.facebook.com/supritipp
Email : supritip@mindfiresolutions.com / supritipp@gmail.com
Skype : mfsi_supritip

AGENDA
→ Why Adaptive Payment?
→ Payment methods
1. Basic payment
2. Parallel Payment
3. Chained Payment
4. Delayed Chained Payment
→ Payment Approval
1 Explicit approval payments
2 Implicit approval payments
3 Preapproved payments

AGENDA
→ Embedded payments
→ Fee Payment Configuration
→ Applications use cases
→ API integration & Demo
→ How to make your App live?

Why Adaptive Payment?
→ Build a small send money application for a social
networking site.
→ Traditional merchant website with a slight variation.
→ Build a Multi-merchant website.

Traditional Payment

Adaptive Payment

Why Adaptive Payment?

→ Basic payment
→ Parallel Payment
→ Chained Payment
→ Delayed Chained Payment
Payment Methods

Basic Payment

→ Buyer makes a payment on a merchant’s website.
→ Buyer makes a single payment for a cart of items from
the same merchant.
→ Person on a social networking site makes a payment
for a purchase to the receiver.
→ A sender sends money to pay for lunch at a restaurant.
Basic Payment Use

Parallel Payment

→ A single payment for multiple items from different
merchants.
→ Purchases of items related to an event, such as a trip
that requires airfare, car rental, and a hotel booking.
Parallel Payment Use

Chained Payment

→ Chained payments are useful in cases when the primary
receiver acts as an agent for other receivers.
→ The sender deals only with the primary receiver and
does not know about the secondary receivers, including
how a payment is split among receivers.
→ You have at most one primary receiver and 1-5
secondary receivers.
Chained Payment Use

Delayed Chained Payment
→ You can choose to delay a payment to a secondary
receiver.
→ As primary receiver, you may require secondary
receivers to perform some action, such as shipping
goods or waiting for expiration of a return period,
before making payment.
→ To complete the payment, you must explicitly execute a
payment to secondary receivers after the sender pays
you.
→ The payment must occur within 90 days, after which
you cannot complete the payment as part of the
original chained payment.

Payment Approval
→ Explicit approval payments
→ Implicit approval payments
→ Preapproved payments

Explicit Approval Payments

Implicit Approval Payments

Preapproved Payments

Embedded Payments
→ An embedded payment is a payment that initiates a visual
presentation of the Adaptive Payments payment flow in
which the sender appears to never leave your checkout or
payment page.
→ The payment flow can be embedded as a lightbox on your
web page.
→ The payment flow can appear in a mini browser in your
webpage.
→ The payment flow can be embedded as a lightbox in an
iFrame on your webpage.

Fee Payment Configuration
→ Sender Pays the Fee
→ Receiver Pays the Fee in a Parallel Payment
→ Each Receiver Pays the Fee in a Chained Payment
→ Primary Receiver Pays the Fee in a Chained Payment

Adaptive Payments Service Permissions
→ Standard services
- Making simple or parallel payments with explicit
approval of the sender.
- Getting payment details.
- Making refunds.
- Performing currency conversions.
→ Advanced services
- Chained Payment
- Implicit approval

Application Use cases
1. Accepting Payments for Online Content, like music or video
2. Accepting Payments for Online Game Subscriptions
3. Accepting Payments for Usage
4. Accepting Shared Payments and Group Gifts
5. Creating and Using Virtual Currencies
6. Distributing Payroll Online
7. Distributing Rebate Payments Online
8. Enabling Fund Transfers within a Group

Application Use cases
9. Encouraging Online Gift-Giving
10. Managing a Storefront for Physical or Digital Goods
12. Managing Business Payments
13. Providing Vouchers for Local Businesses
14. Selling Digital Goods on a Website

API Integration
→ Fields required in the API:
1. actionType : PAY / CREATE / PAY_PRIMARY
2. receiverList.receiver(n).email
3. receiverList.receiver(n).amount
4. receiverList.receiver(n).primary
5. currencyCode
6. cancelUrl
7. returnUrl
8. requestEnvelope.errorLanguage

API Integration
→ Fields required in the API:
9. senderEmail
10. sender.accountId
11. preapprovalKey
12. pin
→ The Classic APIs needs api_username, api_password,
api_signature, app_id
→ You can download the Adaptive payment SDK, present
in different languages from here:
http://paypal.github.io/sdk/#adaptive-payments

Demo

How to make your App live?
→ Account status - Login to PayPal, go to your PayPal
Profile and click My settings. Confirm that your Account
type is either Premier or Business, or upgrade your
account.
→ Check your API settings. Click My selling tools. Expand
Selling online if needed and check API access.
→ Test your integration using the PayPal Sandbox, as
described in Testing Classic API Calls. For sandbox the App
ID:APP-80W284485P519543T
→ To go live with your application, follow the submission
steps outlined in Going Live with Your Application.

Question and
Answer

Thank you

References
https://developer.paypal.com/docs/classic/adaptive-payments/gs_AdaptivePayments/
https://developer.paypal.com/docs/classic/adaptive-payments/integration-guide/APIntro/
http://paypal.github.io/sdk/#adaptive-payments
https://developer.paypal.com/docs/classic/lifecycle/goingLive/

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Paypal Adaptive Payments

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