Personal Statement - standardchartered
- 1. Page 1 of 2 My Name is Mohamed Medhat Hussain Ahmed and I am a trained Credit Analyst. I am about to finish my MSc degree in Financial Risk Management from Keele University, United Kingdom. A year ago, I was offered a Chevening Scholarship by the UK Government, specifically the Foreign and Commonwealth Office, based on educational merit and leadership skills. So, I made a vital decision and resigned from my job as "Credit Analyst" at the Commercial International Bank (CIB), one of the leading banks and the largest private-sector bank in Egypt, and travelled to start my MSc year. During my term at the CIB (from 2009 till 2015) I started as a branch representative, and then made up my way through both Corporate and Retail Banking, holding respectively the positions of Credit Analyst and Deputy Branch Manager for one of the top bank branches in terms of operations and revenue generation. One of the highlights of my CIB experience was attending and passing with honourable mention the highly competitive and demanding 9-month CIB Credit Course which encompassed a number of credit and finance-related modules, including financial statement analysis, projections, valuations and financial institutions. The course was held at CIB, enabling us to study real cases and real numbers and to see how to lend and how to mitigate the risk of credit and to accept a certain amount of calculated risks. During my undergraduate years at the Faculty of Commerce, Cairo University, I actively participated in extracurricular activities on campus, such as virtual models of the United Nations and of the stock market exchange; I spent two afternoons each week playing basketball; and I worked consecutively at an international call centre, and at the two largest outsourcing companies in Egypt: Raya Contact Center (RCC) from 2005 till 2007, and Xceed from 2007 till 2009. I successfully worked for a number of brand names including Microsoft Sales, Microsoft Technical Support & Cisco Sales. My high English language proficiency and computer skills were big assets, and the flexible working schedule of these jobs enabled me to combine work and study. Living and studying in the UK for the past year has been a wonderful and life-changing experience at the academic and personal levels. Determined to keep up-to-date with the latest developments in my academic field of specialty – Financial Analysis – I decided to I study for my MSc degree, even if this meant the sacrifice of a highly satisfactory CIB job. The United Kingdom was my first choice due to its reputation for providing high quality education and I chose Keele University as this institution offered the course I was most interested in: Financial Risk Management. My study at Keele's has added significantly to my previous knowledge: we covered several modules including financial markets, fixed income securities, credit analysis, quantitative finance, corporate finance and portfolio risk management. I've achieved
- 2. Page 2 of 2 distinction and high grades at the core MSc courses, and passed honourably several extracurricular courses such as the Bloomberg Essentials Course. Moreover, I have volunteered for several societies and activities including being a Student Academic Representative – activities that I found extremely valuable, helping me get in touch with finance professionals and colleagues from all over the world. As my MSc Study is coming to a successful end, I am looking forward to joining a multinational financial institution to pursue the career I chose in credit analysis, banking and finance and achieve personal and corporate goals in a peaceful world that respects human rights and works towards economic prosperity for everyone.