Rural poverty in Pakistan is persistently high, as most small landowners and landless tenants, laborers, and herders engaged in agriculture have very limited assets and income sources. Landlessness in particular affects people's livelihoods, as they have no collateral for loans and lack opportunities to build human capital. Land distribution is also highly unequal, with a small number of large landowners controlling most of the agricultural land, keeping inequality high. This concentration of ownership and lack of access to land has continued despite past land reforms.