Questions to Ask your Advisor
- 1. Questions to Ask When Choosing a Financial Services Professional ®
- 2. Questions to Ask when Choosing a Fina 1. What experience do you have? 2. What are your educational qualifications and areas of expertise? 3. What Licenses do you hold? a. Insurance b. Securities c. CPA d. J.D. e. Other__________________ 4. Are you personally licensed or registered as an investment advisor representative with a state(s)? a. Yes b. No c. If no, why not? ______________________________________________ 5. Are you or your firm licensed or registered as an investment advisor representative with the a. State(s)? b. Federal Government? c. If no, why not? ______________________________________________ 6. What financial services designation(s) or certification(s) do you hold a. Certified Wealth Strategist® b. Certified Financial Planner® c. Certified Public Accountant/Personal Financial Specialist(CPA/PFS) d. Chartered Financial Consultant(ChFC) e. Other__________________ 7. What financial services designation CE requirements do you fulfill? _________ hours every _________ 8. What services do you offer? 9. Do you have experience helping clients explore wealth management issues in the following areas? • Investments • Insurance • Liabilities • Qualified retirement plan/IRA • Stock Options • Transferring the ownership of a business • Durable Power of Attorney • Gifting to Children and Descendants • Charitable Gifting • Titling of Assets, Executor • Successor Trustee • Distributing Wealth • Charitable Donations at Death
- 3. ancial Services Professional ® Cannon Financial Institute Inc. owns the 10. How long have you been helping clients address wealth certification marks CWS®, Certified Wealth management issues? Strategist® and the federally registered CWS logo in the U.S., which it awards to individuals who successfully complete CWS® 11. Describe your approach to Wealth Management: Board’s initial and ongoing certification requirements _______________________________________________________________ _______________________________________________________________ _______________________________________________________________ _______________________________________________________________ 12. How would you describer what you do for your clients? 13. How do you accomplish this? 14. How are you supported by your firm? 15. How do you deliver this fully? 16. Can you provide client references and examples of why they choose to work with you? 17. What type of communication shall I expect when working with you? 18. How many clients do you currently work with in this comprehensive manner? 19. Who will work with me? 20. How will I pay for your services? 21. How much do you charge? 22. Do you have any business partnerships that benefit from your recommendations? If so, with whom? 23. Have you ever been publicly disciplined for any unlawful or unethical actions in your professional career? 24. Please provide me an agreement in writing.
- 4. www.certifiedwealthstrategist.com Cannon Financial Institute Inc. owns the certification marks CWS®, Certified Wealth Strategist® and the federally registered CWS logo in the U.S., which it awards to individuals who successfully complete CWS® Board’s initial and ongoing certification requirements