Safe-7HR-CE-19 Module 4
- 1. Module 4: Ethics and Fraud Issues, Part 1
- 2. Module 4: Ethics and Fraud Issues, Part 1 4.1 What is Ethics? Business Ethics Professional Ethics and Conduct Professional Organizations National Association of Mortgage Brokers National Reverse Mortgage Lenders Association Volunteer Tri-State Best Practices Lending Committee
- 3. Module 4: Ethics and Fraud Issues, Part 1 4.2 Overview of Predatory Lending Characteristics of Predatory Lenders Characteristics of the Victims
- 4. Module 4: Ethics and Fraud Issues, Part 1 4.2 Overview of Predatory Lending Illegal Lending Practices Kickbacks & RESPA Violations Packing, Excessive Fees, and Padding Unfair Prepayment Penalties Loan Flipping Asset-Based Loan Phantom Help Scams Short Sale Scams Loan Modification Scams Mortgage Rescue Scams Equity Stripping
- 5. Module 4: Ethics and Fraud Issues, Part 1 4.3 CFPB Enforces Consumer Protection Laws CFPB Complaint Process Elements of a Response CFBP Office of Enforcement CFPB Office of Administrative Adjudication CFPB Civil Penalty Fund Bureau-Administered Redress
- 6. Module 4: Ethics and Fraud Issues, Part 1 4.3 CFPB Enforces Consumer Protection Laws CFPB Enforcement Actions Enforcement Action - False Advertising Deceptive Advertising Case Studies Enforcement Action - Redlining Redlining Case Studies Enforcement Action - Foreclosure Deceit Foreclosure Deceit Case Studies Enforcement Action - Steering