Creating a seamless financing experience
Krishna Chandran, MD Lending at solarisBank
Jan Wouter Kleinjan, Chief Product and Marketing Officer CarNext.com
x
 @NOAHConference
 @noah_conference
 @noah-conference
 @NOAHConference
FOLLOW USONSOCIAL
95m
50+
200+
EUR of funding
Partners live with our
solutions
Fin- and tech-driven
employees
Banks Corporates Big techs Fintechs
APIs
APIs
FX KYC and more…
Our partners
End-customers
& Businesses
3rd party service
providers
solarisBank - Pioneers in Banking-as-a-Service
Solid track record Trusted by our investors
95m
50+
200+
EUR of funding
Partners live with our
solutions
Fin- and tech-driven
employees
Banks Corporates Big techs Fintechs
APIs
APIs
FX KYC and more…
Our partners
End-customers
& Businesses
3rd party service
providers
Solid track record Trusted by our investors
solarisBank’s
Lending Product
solarisBank – Move into Contextual Lending
Lending
APIs
Our partners (e.g.)
3rd party service providers
Business / SME
Lending
Consumer Lending OverdraftsSub-service
Service
KYC Debt collection Credit bureau
Providing End-to-End Lending Solutions
solarisBank & CarNext.com - NOAH19 Berlin
In our first year we have...
6
250,000
Cars sold
in 2018
50,000
B2C customers in
2018
23
Countries
34
Delivery stores
A network of
70
Car preparation
facilities
65%
Year-on-year
growth
73
Consumer NPS (Feb
2019)
Delighting customers
7
User friendly
search functionalities
Buy, Finance
or Lease
High quality
360 photography
Full maintenance
history
Cross border
buying with the
click of a button
Coming Soon vehicles & Tell us
your vehicles of interest
Seamless Ecommerce journey – buy
your car in 2 min. Including ancillary
services, home delivery and escrow
payment
Customer Issues Trends
Not easy to understand
Not transparent
Slow
Poor customer service
Demanding customers
More educated
customers
Digital penetration
Impatient
+
Why What How
We wish to address
poorly served
customer used car financing
needs, so that we can provide
an easy to understand,
transparent and trustworthy
customer experience
A fully digitalsolution
where the customer is credit
checked and finance is approved
in real-timewithin the
eCommerceflow
solarisBankLending
APIs to provide an integrated
solution and offer the finance
Business Goals
Identify the car Decided to finance it
Provide personal &
financial information
Car reserved & finance
offer generated
Verification
KYC (Know your
customer)
Digital signing
Book delivery
Appointment
Avg. 12-15 mins
Drive your car
SolarisBank Lending API
x
We want to provide the most seamless financing
process with 100% customer centricity
Thank you!
Krishna Chandran
MD Lending
at solarisBank
Jan Wouter
Kleinjan
Chief Product and
Marketing Officer
at CarNext.com
Selected Completed NOAH Transactions
Focus on Leading European Internet companies
Covering over 400 companies across 25 online
verticals, a broad range of over 500 investors as
well as 100+ online-focused corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships with
potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading investors
Annual NOAH Conference in its 10th year
Over 40 years of combined relevant M&A experience
Routine execution of M&A and financing transactions
with sizes of several billion euros
30 successfully completed NOAH Advisors transactions
underline successful transfer of M&A competencies to
the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures align
interests of clients and NOAH Advisors, and demonstrate
conviction to deliver top results
Creative deal solutions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
EUROPE’S LEADING INTERNET
CORPORATE FINANCE BOUTIQUE®
The NOAH Advisors Core Banking Team
Marco Rodzynek
Managing Director & Founder
Jan Brandes
Managing Director
Nikhil Parmar
Director
Olek Skwarczek
Associate
Lukas Schlund
Analyst
December 2014 October 2014
Sale of 100% of
for $800m to
Exclusive Financial Advisor to
Fotolia and the Selling Shareholders
Sale of 100% of
for €80m to
Exclusive Financial Advisor to
Trovit and its Shareholders
October 2016
Investment in
Exclusive Financial Advisor to KäuferPortal
and its Shareholders
by
84% Ownership
December 2016
August 2017
Financial Advisor to Silver Lake
Financial Advisor to EMK Capital
Investment in
Acquisition of a Majority Stake in
by
by
at a valuation of $200m
November 2019 July 2019
September 2018
Financial Advisor to MagicLab
Financial Advisor to AU10TIX
and its shareholders
Financial Advisor to 10bis
and its shareholders
Acquisition of a 79% stake in $60m Investment in
Sale of 100% in
by
at a valuation of ~$3 billion
at a valuation of $260m by
for €135m to
10Bis

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solarisBank & CarNext.com - NOAH19 Berlin

  • 1. Creating a seamless financing experience Krishna Chandran, MD Lending at solarisBank Jan Wouter Kleinjan, Chief Product and Marketing Officer CarNext.com x
  • 2.  @NOAHConference  @noah_conference  @noah-conference  @NOAHConference FOLLOW USONSOCIAL
  • 3. 95m 50+ 200+ EUR of funding Partners live with our solutions Fin- and tech-driven employees Banks Corporates Big techs Fintechs APIs APIs FX KYC and more… Our partners End-customers & Businesses 3rd party service providers solarisBank - Pioneers in Banking-as-a-Service Solid track record Trusted by our investors
  • 4. 95m 50+ 200+ EUR of funding Partners live with our solutions Fin- and tech-driven employees Banks Corporates Big techs Fintechs APIs APIs FX KYC and more… Our partners End-customers & Businesses 3rd party service providers Solid track record Trusted by our investors solarisBank’s Lending Product solarisBank – Move into Contextual Lending
  • 5. Lending APIs Our partners (e.g.) 3rd party service providers Business / SME Lending Consumer Lending OverdraftsSub-service Service KYC Debt collection Credit bureau Providing End-to-End Lending Solutions
  • 7. In our first year we have... 6 250,000 Cars sold in 2018 50,000 B2C customers in 2018 23 Countries 34 Delivery stores A network of 70 Car preparation facilities 65% Year-on-year growth 73 Consumer NPS (Feb 2019)
  • 8. Delighting customers 7 User friendly search functionalities Buy, Finance or Lease High quality 360 photography Full maintenance history Cross border buying with the click of a button Coming Soon vehicles & Tell us your vehicles of interest Seamless Ecommerce journey – buy your car in 2 min. Including ancillary services, home delivery and escrow payment
  • 9. Customer Issues Trends Not easy to understand Not transparent Slow Poor customer service Demanding customers More educated customers Digital penetration Impatient +
  • 10. Why What How We wish to address poorly served customer used car financing needs, so that we can provide an easy to understand, transparent and trustworthy customer experience A fully digitalsolution where the customer is credit checked and finance is approved in real-timewithin the eCommerceflow solarisBankLending APIs to provide an integrated solution and offer the finance Business Goals
  • 11. Identify the car Decided to finance it Provide personal & financial information Car reserved & finance offer generated Verification KYC (Know your customer) Digital signing Book delivery Appointment Avg. 12-15 mins Drive your car SolarisBank Lending API
  • 12. x We want to provide the most seamless financing process with 100% customer centricity
  • 13. Thank you! Krishna Chandran MD Lending at solarisBank Jan Wouter Kleinjan Chief Product and Marketing Officer at CarNext.com
  • 14. Selected Completed NOAH Transactions Focus on Leading European Internet companies Covering over 400 companies across 25 online verticals, a broad range of over 500 investors as well as 100+ online-focused corporates Deep understanding of industry dynamics Ability to add value beyond banking advice Facilitates overall process and minimizes management distraction NOAH Advisors is globally well connected and has direct access to virtually all key players in the industry Knowledge of and strong relationships with potential buyers’ key decision makers Proactively finds and unlocks attractive investment opportunities for leading investors Annual NOAH Conference in its 10th year Over 40 years of combined relevant M&A experience Routine execution of M&A and financing transactions with sizes of several billion euros 30 successfully completed NOAH Advisors transactions underline successful transfer of M&A competencies to the Internet sector Entrepreneurial mind-set, focused on growing the business and establishing a reputation for excellence Ability to deliver top results in short time frames Highly success-based compensation structures align interests of clients and NOAH Advisors, and demonstrate conviction to deliver top results Creative deal solutions Unique Industry Know-How Unmatched Network and Relationships Strong Investment Banking Competence Full Commitment - We Are Entrepreneurs! EUROPE’S LEADING INTERNET CORPORATE FINANCE BOUTIQUE® The NOAH Advisors Core Banking Team Marco Rodzynek Managing Director & Founder Jan Brandes Managing Director Nikhil Parmar Director Olek Skwarczek Associate Lukas Schlund Analyst December 2014 October 2014 Sale of 100% of for $800m to Exclusive Financial Advisor to Fotolia and the Selling Shareholders Sale of 100% of for €80m to Exclusive Financial Advisor to Trovit and its Shareholders October 2016 Investment in Exclusive Financial Advisor to KäuferPortal and its Shareholders by 84% Ownership December 2016 August 2017 Financial Advisor to Silver Lake Financial Advisor to EMK Capital Investment in Acquisition of a Majority Stake in by by at a valuation of $200m November 2019 July 2019 September 2018 Financial Advisor to MagicLab Financial Advisor to AU10TIX and its shareholders Financial Advisor to 10bis and its shareholders Acquisition of a 79% stake in $60m Investment in Sale of 100% in by at a valuation of ~$3 billion at a valuation of $260m by for €135m to 10Bis