Concur, a part of SAP, focuses on travel and expense management, leveraging real-time reporting with Kafka and Spark Streaming to overcome traditional ETL challenges such as high latency and scalability issues. The architecture employs a robust streaming data pipeline, utilizing various data sources and systems, enabling scalable and fault-tolerant streaming applications. Additionally, it emphasizes the benefits of the Lambda architecture to efficiently process large data volumes through both batch and stream methods.