Statement of Additional Information for HDFC Mutual Fund

Statement of
Additional Information
This Statement of Additional Information (SAI) contains details of HDFC Mutual Fund, its constitution, and certain
tax, legal and general information. It is incorporated by reference [is legally a part of the Scheme Information
Document].
This SAI is dated June 29, 2017.
Name of Mutual Fund: HDFC Mutual Fund
Name of Asset Management Company: HDFC Asset Management Company Limited
Name of Trustee Company: HDFC Trustee Company Limited
Addresses, Website of the entities:
Asset Management Company (AMC) :
HDFC Asset Management Company Limited
A Joint Venture with Standard Life Investments
Registered Office :
HDFC House, 2nd Floor, H.T. Parekh Marg, 165-166,
Backbay Reclamation, Churchgate, Mumbai - 400 020.
CIN No: U65991MH1999PLC123027
Trustee Company :
HDFC Trustee Company Limited
Registered Office :
HDFC House, 2nd Floor, H.T. Parekh Marg, 165-166,
Backbay Reclamation, Churchgate, Mumbai - 400 020.
CIN No. U65991MH1999PLC123026
Website:
www.hdfcfund.com
Address:

HDFC MF SAI - dated June 29, 2017
Definitions ......................................................... 1
I. INFORMATION ABOUT SPONSOR, ASSET
MANAGEMENT COMPANY AND
TRUSTEE COMPANY......................................... 5
A. Constitution of the Mutual Fund 5
B. Sponsors................................................ 5
 Housing Development Finance
Corporation Limited............................. 5
 Standard Life Investments Limited......... 5
C. The Trustee............................................ 6
 Details of Trustee Directors................... 6
 Rights, Obligations, Responsibilities
and Duties of the Trustee..................... 6
D. The Asset Management Company (AMC) 8
 Details of AMC Directors...................... 9
 Duties and Responsibilities of the AMC. 11
 Information on Key Personnel............... 13
 Investment Team.................................. 16
E. Service Providers................................. 22
 Custodians........................................... 22
 Registrar and Transfer Agent................ 22
 Statutory Auditors................................. 22
 Legal Counsel...................................... 22
 Fund Accountant.................................. 22
 Collecting Bankers............................... 22
F. Condensed Financial
Information (CFI)................................. 23
II. HOW TO APPLY?............................................. 57
 Restriction on Acceptance of Third Party
Payment Instruments for Subscription of Units 62
 Suspension of Sale (including switch-in)
of the Units................................................. 64
 Right to restrict redemption and / or suspend
redemption of the Units............................... 64
III. RIGHTS OF UNITHOLDERS OF THE SCHEME. 65
 Unclaimed Redemption / Dividend Amount. 65
IV. INVESTMENT VALUATION NORMS FOR
SECURITIES AND OTHER ASSETS.................... 66
TABLE OF CONTENTS
Page No. Page No.
V. TAX, LEGAL & GENERAL INFORMATION........ 69
A. Taxation on Investing in
Mutual Funds....................................... 69
B. Legal Information.............................. 72
 Nomination Facility.............................. 72
 Prevention of Money Laundering.......... 73
 Ultimate Beneficial Owner(s) (UBO(s))... 74
 Know Your Customer (KYC) Compliance 74
 Transfer and Transmission Facility......... 75
 Gift Facility.......................................... 75
 Duration of the Scheme
and Winding Up.................................. 76
 Permanent Account Number................. 77
 PAN Exempt Investments...................... 77
 Joint Holders........................................ 77
 Investments on Behalf of Minor............ 78
 Change of Status from Minor to Major. 78
 Change of Gaurdian........................... 78
 Pledge/Lien of Units............................. 78
 For Units held in Electronic (Demat) Mode 78
 Powers to Remove Difficulties................ 78
 Powers to Make Rules.......................... 78
C. GENERAL INFORMATION......................... 79
 Investors’ Information and disclosure of
Information to third parties................... 79
 Investment Decisions............................ 79
 Soft Dollar Arrangements..................... 80
 Underwriting by The Mutual Fund......... 80
 Stock Lending by The Mutual Fund....... 80
 Borrowing by The Mutual Fund............ 80
 Issue of Bonus Units ........................... 80
 Consolidation of Folios........................ 80
 E-mail Communication......................... 80
 Website................................................ 80
 Scheme(s) to be binding on the
Unit Holders........................................ 80
 Inter Scheme Transfer of Investments.... 80
 Associate Transactions.......................... 81
 Documents Available for Inspection...... 134
 Investor Grievances Redressal Mechanism 134
 Investor Complaints............................. 135

1 HDFC MF SAI - dated June 29, 2017
DEFINITIONS
In this Statement of Additional Information (SAI), the following words and expressions shall have the meaning specified herein,
unless the context otherwise requires:
“AMC” or “Asset Management HDFC Asset Management Company Limited, incorporated under the
Company” or “Investment Manager” provisions of the Companies Act, 1956 and approved by the Securities and
or “HDFC AMC” Exchange Board of India to act as the Asset Management Company for the
scheme(s) of HDFC Mutual Fund.
“Applicable NAV” The NAV applicable for purchase or redemption or switching of Units based
on the time of the Business Day on which the application is accepted, subject
to the provisions of ‘realisation of funds’ and ‘cut off timings’ as described in
the Scheme Information Document of the Scheme(s) of HDFC Mutual Fund.
“Applications Supported by Blocked An application containing an authorization given by the Investor to block the
Amount” or “ASBA” application money in his specified bank account towards the subscription of
Units offered during the NFO of the Scheme. If an investor is applying through
ASBA facility, the application money towards the subscription of Units shall be
debited from his specified bank account only if his/her application is selected
for allotment of Units.
“Book Closure” The time during which the Asset Management Company would temporarily
suspend sale, redemption and switching of Units.
“Business Day” A day other than:
(i) Saturday and Sunday; or
(ii) A day on which the banks in Mumbai and / or RBI are closed for business/
clearing; or
(iii) A day on which the National Stock Exchange of India Limited is closed; or
(iv) A day which is a public and /or bank holiday at a Investor Service Centre
where the application is received; or
(v) A day on which Sale / Redemption / Switching of Units is suspended by
the AMC; or
(vi) A day on which normal business cannot be transacted due to storms, floods,
bandhs, strikes or such other events as the AMC may specify from time to
time.
Further, in case of HDFC Liquid Fund and HDFC Cash Management Fund -
Savings Plan & Call Plan, the day(s) on which the money markets are closed /
not accessible, shall not be treated as Business Day(s).
Further, in case of HDFC Dynamic PE Ratio Fund of Funds, a day when any
of the underlying Schemes are closed for Subscription/ Redemption.
Further, in case of HDFC Gold Exchange Traded Fund, a day on which
valuation on London Bullion Market Association (LBMA) is not available, shall
not be treated as a Business Day.
The AMC reserves the right to declare any day as a Business Day or otherwise
at any or all Investor Service Centres.
“Business Hours” Presently 9.30 a.m. to 5.30 p.m. on any Business Day or such other time as
may be applicable from time to time.
“Consolidated Account Statement (CAS)” Consolidated Account Statement is a statement containing details relating to
all the transactions across all mutual funds viz. purchase, redemption, switch,
dividend payout, dividend reinvestment, systematic investment plan, systematic
withdrawal plan, systematic transfer plan and bonus transactions, etc. (including
transaction charges paid to the distributor) and holding at the end of the month.
“Controlling Branches (CBs) of the SCSBs” Controlling Branches (CBs) of the SCSBs are the branches of the SCSBs acting
as coordinating branch for the Registrar and Transfer Agent of HDFC Mutual
Fund, HDFC AMC and the Stock Exchange(s) for the ASBA facility offered during
the NFO period of the Scheme(s) of HDFC Mutual Fund.
“Custodian” A person who has been granted a certificate of registration to carry on the
business of custodian of securities under the Securities and Exchange Board of
India (Custodian of Securities) Regulations 1996, which for the time being are
HDFC Bank Limited, Citibank N.A. and Deutsche Bank [as applicable to the
respective scheme(s) of HDFC Mutual Fund].
“Depository” Depository as defined in the Depositories Act, 1996 (22 of 1996) and refers to
National Securities Depository Ltd (NSDL) and Central Depository Services Ltd
(CDSL).
“Depository Participant” or “DP” A person registered as such under sub-section (1A) of section 12 of the Securities
and Exchange Board of India Act, 1992.
“Derivative“ Derivative includes (i) a security derived from a debt instrument, share, loan
whether secured or unsecured, risk instrument or contract for differences or any
other form of security; (ii) a contract which derives its value from the prices or
index of prices or underlying securities.

2HDFC MF SAI - dated June 29, 2017
“Designated Branches (DBs) of the SCSBs” Designated Branches (DBs) of the SCSBs are the branches of the SCSBs which
shall collect the ASBA Application Forms duly filled by the Investors towards the
subscription to the Units of the Scheme offered during the NFO. The list of these
Designated Branches shall be available at http://www.sebi.gov.in/pmd/scsb.pdf
and www.hdfcfund.com
Designated Depository Participant” A person who has been approved by SEBI under Chapter III of Securities and
or “DDP” Exchange Board of India (Foreign Portfolio Investors) Regulations, 2014.
“Direct Plan” A Plan for investors who wish to invest directly without routing the investment
through any distributor. This Plan shall have a lower expense ratio excluding
distribution expenses, commission, etc and no commission for distribution of
Units will be paid/ charged under the Direct Plan.
“Dividend” Income distributed by the Mutual Fund on the Units.
“Equity Related Instruments” Equity Related Instruments includes convertible bonds and debentures, convertible
preference shares, warrants carrying the right to obtain equity shares, equity
derivatives and any other like instrument.
“Floating Rate Debt Instruments” Floating rate debt instruments are debt securities issued by Central and / or State
Government, corporates or PSUs with interest rates that are reset periodically.
The periodicity of the interest reset could be daily, monthly, quarterly, half-yearly,
annually or any other periodicity that may be mutually agreed with the issuer
and the Fund.
The interest on the instruments could also be in the nature of fixed basis points
over the benchmark gilt yields.
“Foreign Institutional Investors” or ”FII” Foreign Institutional Investor, registered with SEBI under the Securities and
Exchange Board of India (Foreign Institutional Investors) Regulations, 1995, as
amended from time to time.
“Foreign Portfolio Investors” or “FPI” A person who satisfies the eligibility criteria prescribed under Regulation 4 and
has been registered under Chapter II of Securities and Exchange Board of India
(Foreign Portfolio Investors) Regulations, 2014.
“Foreign Securities“ Securities as specified in the SEBI circular- SEBI/IMD/CIR No.7/104753/07 dated
September 26, 2007 and any subsequent amendments thereto specified by SEBI
and/or RBI from time to time.
“Government Securities” Securities created and issued by the Central Government and/or a State
Government (including Treasury Bills) or Government Securities as defined in
the Public Debt Act, 1944, as amended or re-enacted from time to time.
“Investment Management Agreement” The agreement dated June 8, 2000 entered into between HDFC Trustee Company
Limited and HDFC Asset Management Company Limited, as amended from time
to time.
“Investor Service Centres” or “ISCs” Designated Offices of HDFC Asset Management Company Limited or such other
centres / offices as may be designated by the AMC from time to time.
“Money Market Instruments” Includes commercial papers, commercial bills, treasury bills, Government securities
having an unexpired maturity upto one year, call or notice money, certificate of
deposit, usance bills and any other like instruments as specified by the Reserve
Bank of India from time to time.
“Mutual Fund” or “the Fund” HDFC Mutual Fund, a trust set up under the provisions of the Indian Trusts Act,
1882.
“Net Asset Value” or “NAV” Net Asset Value per Unit of the Scheme(s), calculated in the manner described
in the Scheme Information Document(s) of the scheme(s) of HDFC Mutual Fund
or as may be prescribed by the SEBI (MF) Regulations from time to time.
“Non-Resident Indian” or “NRI” A person resident outside India who is either a citizen of India or a person of
Indian origin.
”Official Points of Acceptance” or Places, as specified by AMC from time to time where application for subscription/
”OPA” redemption/ switch will be accepted on ongoing basis.
“Overseas Citizen of India” or “OCI” OCI means a person registered as an overseas citizen of India by the Central
Government under section 7A of ‘The Citizenship Act, 1955’. The Central
Government may register as an OCI a foreign national (except a person who
is or had been a citizen of Pakistan or Bangladesh or such other person as may
be specified by Central Government by notification in the Official Gazette), who
was eligible to become a citizen of India on 26.01.1950 or was a citizen of India
on or at any time after 26.01.1950 or belonged to a territory that became part

of India after 15.08.1947 and his/her children and grand children (including
Minor children), provided his/her country of citizenship allows dual citizenship
in some form or other under the local laws.
”Person of Indian Origin” or ”PIO” A citizen of any country other than Bangladesh or Pakistan, if (a) he at any
time held an Indian passport; or (b) he or either of his parents or any of his
grand parents was a citizen of India by virtue of Constitution of India or the
Citizenship Act, 1955 (57 of 1955); or (c) the person is a spouse of an Indian
citizen or person referred to in sub-clause (a) or (b).
“Public Sector Undertaking“ or “PSU“ A Public Sector Undertaking (PSU) means an entity:
i. in which, directly or indirectly, majority of shares or voting rights or control is
held by the Central Government or any State Government or Governments,
or partly by the Central Government and partly by one or more State
Governments;
ii. any subsidiary of above entities; or
iii. in which the Central Government and/or State Government(s), exercise control
over management or exercise power to appoint majority of directors; or
iv. which is notified / qualifies as PSU, in accordance with norms notified
by Central Government of India and/or any State Government(s); or
v. the debt of which is guaranteed by Central Government and/or any State
Government(s)
“Rating“ Rating means an opinion regarding securities, expressed in the form of standard
symbols or in any other standardised manner, assigned by a credit rating agency
and used by the issuer of such securities, to comply with any requirement of the
SEBI (Credit Rating Agencies) Regulations, 1999.
”RBI” Reserve Bank of India, established under the Reserve Bank of India Act, 1934
(2 of 1934).
“Registrar and Transfer Agent” or Computer Age Management Services Pvt. Limited (CAMS), Chennai, currently
”RTA” acting as registrar to the Schemes of HDFC Mutual Fund, or any other registrar
appointed by the AMC from time to time.
“Regular Plan” The Plans / Options already in existence prior to the introduction of Direct Plan
under the Scheme(s) on January 1, 2013 are referred to as “Regular Plan”.
“Regulatory Authority” Government of India, SEBI, RBI or any other authority or agency entitled to issue
or give any directions, instructions or guidelines to the Mutual Fund.
“Repo” or “Reverse Repo” Sale/Purchase of Securities with simultaneous agreement to repurchase/sell them
at a later date.
“Redemption” Redemption of Units of the Scheme as permitted.
”Sale / Subscription” Sale or allotment of Units to the Unit holder upon subscription by the investor /
applicant under the Scheme(s) of HDFC Mutual Fund.
“Scheme(s)” or “Scheme” Scheme(s) of HDFC Mutual Fund (including, as the context permits, the Plans and
Options thereunder), collectively referred to as ‘the Scheme(s)’ and individually,
as the context permits, as ‘the Scheme’.
“Scheme Information Document” The document issued by HDFC Mutual Fund setting forth concisely the information
or “SID” about offering of Units by Scheme(s) / Plan(s) for subscription that a prospective
investor ought to know before investing.
“Securities Consolidated Account Securities Consolidated Account Statement (‘SCAS’) is a statement sent by the
Statement (‘SCAS’)” Depository that shall contain details relating to all the transaction(s) viz. purchase,
redemption, switch, dividend payout, dividend reinvestment, systematic investment
plan, systematic withdrawal advantage plan, systematic transfer plan, bonus
transactions, etc. carried out by the Beneficial Owner(s) (including transaction
charges paid to the distributor) across all schemes of all mutual funds and
transactions in securities held in dematerialized form across demat accounts,
during the month and holdings at the end of the month to be sent by the
Depositories.
“Self Certified Syndicate Bank” The bank registered with SEBI to offer the facility of applying through the ASBA
or “SCSB” process. ASBAs can be accepted only by SCSBs, whose names appear in the
list of SCSBs as displayed by SEBI on its website at www.sebi.gov.in.
“Statement of Additional This document issued by HDFC Mutual Fund, containing details of HDFC Mutual
Information” or “SAI” Fund, its constitution, and certain tax, legal and general information. SAI is
legally a part of the SID.

”Stock Lending” Lending of securities to another person or entity for a fixed period of time, at
a negotiated compensation in order to enhance returns of the portfolio.
“SEBI” Securities and Exchange Board of India, established under the Securities and
Exchange Board of India Act, 1992.
“SEBI (MF) Regulations” or Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as
“Regulations” amended from time to time.
“Sponsors” or “Settlors” Housing Development Finance Corporation Limited and Standard Life Investments
Limited.
“Switch” Redemption of a unit in any scheme (including the plans / options therein) of the
Mutual Fund against purchase of a unit in another scheme (including the plans /
options therein) of the Mutual Fund, subject to completion of lock-in period, if any,
of the units of the scheme(s) from where the units are being switched.
“Trust Deed” The Trust Deed dated June 8, 2000 made by and between Housing Development
Finance Corporation Limited and HDFC Trustee Company Limited (“Trustee”),
thereby establishing an irrevocable trust, called HDFC Mutual Fund and deed
of variations dated June 11, 2003 and June 19, 2003.
“Ultimate Beneficial Owner” As per SEBI Master Circular No. CIR/ISD/AML/3/2010 dated December 31, 2010,
Beneficial Owner has been defined as a natural person/s who ultimately own,
control or influence a client and / or persons on whose behalf a transaction is
being conducted, which includes persons who exercise ultimate effective control
over a legal person or arrangement.
”Unit” The interest of the Unit holder which consists of each Unit representing one
undivided share in the assets of the Scheme of HDFC Mutual Fund.
”Unit holder” or “Investor” A person holding Unit(s) in any of the Scheme(s) of the HDFC Mutual Fund.
Interpretation
For all purposes of this SAI, except as otherwise expressly provided or unless the context otherwise requires :
 all references to the masculine shall include the feminine and all references to the singular shall include the plural and
vice-versa.
 all references to “dollars” or “$” refer to United States Dollars and “Rs.” refer to Indian Rupees. A “crore” means “ten
million” and a “lakh” means a “hundred thousand”.
 all references to timings relate to Indian Standard Time (IST).
 all references to ”day” means ”calendar day including non Business Day”.
 please note that words, expressions and abbreviations used in the SAI but not defined will have the same meaning as
assigned to them in the SID of the respective Schemes of HDFC Mutual Fund.

I. INFORMATION ABOUT SPONSOR,
ASSET MANAGEMENT COMPANY
AND TRUSTEE COMPANY
A. CONSTITUTION OF THE MUTUAL FUND
HDFC Mutual Fund has been constituted as a trust in accordance
with the provisions of the Indian Trusts Act, 1882, as per the
terms of the trust deed dated June 8, 2000 and deeds of
variation dated June 11, 2003 and June 19, 2003 respectively
with Housing Development Finance Corporation Limited (HDFC)
and Standard Life Investments Limited as the Sponsors / Settlors
and HDFC Trustee Company Limited, as the Trustee. The Trust
Deed has been registered under the Indian Registration Act,
1908. The Mutual Fund has been registered with SEBI, under
registration code MF/044/00/6 on June 30, 2000.
B. SPONSORS
HDFC Mutual Fund is sponsored by Housing Development
Finance Corporation Limited and Standard Life Investments
Limited. The Sponsors are the Settlors of the Mutual Fund Trust.
The Sponsors have entrusted a sum of Rs. one lakh each to
the Trustee as the initial contribution towards the corpus of
the Mutual Fund.
HOUSING DEVELOPMENT FINANCE CORPORATION
LIMITED (HDFC)
HDFC was incorporated in 1977 as the first specialised
mortgage company in India. HDFC provides financial assistance
to individuals, corporates and developers for the purchase or
construction of residential housing. It also provides property
related services (e.g. property identification, sales services
and valuation), training and consultancy. Of these activities,
housing finance remains the dominant activity. HDFC has a
client base of over 1.50 million borrowers, over 1.91 million
depositors, over 0.21 million shareholders and over 21,000
deposit agents, as at March 31, 2017.
As at March 31, 2017, HDFC had mortgage loan assets
of Rs. 2965 billion. Since inception, HDFC has financed
over 5.8 million housing units. Over 77 % of shareholders in
HDFC are foreign investors. HDFC’s market capitalisation as
at March 31, 2017 stood at around Rs 2400 billion.
HDFC‘s borrowings consists of, domestic term loans from banks
and insurance companies, bonds and retail deposits. HDFC
has received the highest rating for its bonds and deposits
program for Twenty-two years in succession.
As part of HDFC’s diversification initiatives, the company has set
up institutions in various fields including Banking , Insurance;
life and General, Asset Management, Real Estate Venture
Fund, Real Estate and Education Finance. It had also set up
companies for Credit Rating, Consumer Finance, Securities
Trading and IT-enabled services which it has exited.
Over the years, the HDFC group has emerged as a strong
financial conglomerate in the Indian capital markets with
a presence in banking, life and general insurance, asset
management and venture capital. HDFC’s key associate
and subsidiary companies include HDFC Bank Limited,
HDFC Standard Life Insurance Company Limited, HDFC Ergo
General Insurance Company Limited, HDFC Asset Management
Company Limited, GRUH Finance Limited, HDFC Venture
Capital Limited, HDFC Realty, HDFC sales and HDFC Credila
Financial Services Limited.
Organization & Management
HDFC is a professionally managed organization with Board of
Directors consisting of eminent persons representing various
fields including finance, taxation, construction, urban policy and
development. The policy directions of the board of directors
are implemented by a senior management team comprising
the Chairman, Vice Chairman & CEO, Managing Director,
Executive Directors, Members of Executive Management and
Senior General Managers.
Branch Network
As at March 31, 2017 HDFC has 427 offices, which includes
130 offices of the wholly owned distribution company. In
addition, HDFC covers over 2,400 locations through outreach
programmes.
HDFC also has an international office in Dubai. To cater to
Non-Resident Indians (NRIs), HDFC has offices in London,
Dubai and Singapore and service associates in Kuwait, Qatar,
Sharjah, Abu Dhabi and Saudi Arabia – Al-Khobar, Jeddah
and Riyadh.
HDFC is a premier Housing Finance Company in India. The
Company has a total asset size of Rs. 3363.58 billion as at
March 31, 2017.
STANDARD LIFE INVESTMENTS LIMITED
The Standard Life Assurance Company was established in 1825
and has considerable experience in global financial markets.
The company was present in the Indian life insurance market
from 1847 to 1938 when agencies were set up in Kolkata
and Mumbai. The company re-entered the Indian market in
1995, when an agreement was signed with HDFC to launch
an insurance joint venture.
On April 2006, the Board of The Standard Life Assurance
Company recommended that it should demutualise and
Standard Life plc float on the London Stock Exchange. At a
Special General Meeting held in May 2006 voting members
overwhelmingly voted in favour of this. The Court of Session
in Scotland approved this in June 2006 and Standard Life
plc floated on the London Stock Exchange on 10 July 2006.
Standard Life Investments was launched as an investment
management company in 1998. It is the dedicated investment
management company of the Standard Life group and is a wholly
owned subsidiary of Standard Life Investments (Holdings) Limited,
which in turn is a wholly owned subsidiary of Standard Life plc.
With global assets under management of approximately
US$347.7 billion (£278.1 billion) as at March 31, 2017
Standard Life Investments Limited is a leading asset manager
with an expanding global reach operating in the UK, USA,
Hong Kong, China, Korea, Ireland, France and Australia, and
is responsible for investing money on behalf of around four
million retail and institutional clients worldwide.
In order to meet the different needs and risk profiles of its
clients, Standard Life Investments Limited manages a diverse
portfolio covering all of the major markets world-wide, which
includes a range of private and public equities, government and
company bonds, property investments and various derivative
instruments.
Financial Performance of the Sponsors (past three
years):
Housing Development Finance Corporation Limited
(Rs. in crores)
Particulars Year Ended
March
31, 2017
(Audited)
Year Ended
March
31, 2016
(Audited)
Year Ended
March
31, 2015
(Audited)
Net worth 39,645.38 34,121.06 30,969.97
Total Income 33,159.60 30,956.57 27,470.86
Profit After Tax 7,442.64 7,093.10 5,990.14
Assets under Management N.A. N.A. N.A.
N.A. : Not Applicable
Standard Life Investments Limited (SLI Ltd.)
Particulars January1,2016
to December
31, 2016
£’000
January1,2015
to December
31, 2015
£’000
January1,2014
to December
31, 2014
£’000
Net worth 1,96,983 1,62,285 1,37,928
Total Income $ 7,77,531 6,25,674 5,28,721
Profit After Tax 2,42,676 1,54,042 1,30,112
Assetsunder Management* £277bn £253bn £266bn
* Total Assets Under Management as at December 31, for the SLI Group
of Companies.
$ Net Revenue

C. THE TRUSTEE
HDFC Trustee Company Limited (the “Trustee”), through its Board of Directors, shall discharge its obligations as trustee of
HDFC Mutual Fund. The Trustee ensures that the transactions entered into by the AMC are in accordance with the “SEBI (MF)
Regulations” and will also review the activities carried on by the AMC.
Details of Trustee Directors:
Name Age/Qualification Brief Experience
Mr. Anil Kumar Hirjee 77 years
B.A. (Hons.), LL.B. (Hons.),
Barrister-at-Law and Sloan
Fellow of the London
Business School
Mr. Anil Kumar Hirjee, the Chairman of the Board, is an independent
Director. Mr. Hirjee has 54 years of experience in different areas of
Business management and his expertise extends to finance, banking,
legal, commercial, industrial and general administration. Mr. Hirjee
has been associated with “The Bombay Burmah Trading Corporation
Limited” since 1976 and is presently its Vice Chairman. He is also
a director on the Board of various companies. He is also actively
associated with leading Charitable Institutions.
Mr. V. Srinivasa
Rangan
57 years
Graduate in Commerce,
Grad. CWA and an Associate
Member of the Institute of
Chartered Accountants of
India.
Mr. V. Srinivasa Rangan is an Associate Director on the Board.
Mr. Rangan is an Executive Director at Housing Development
Finance Corporation Limited (HDFC Ltd.). Mr. Rangan joined
HDFC Ltd. in 1986 and has served in Delhi Region and was
the Senior General Manager - Corporate Planning & Finance
at head office since 2000. He has been appointed as the
Executive Director of HDFC Ltd. with effect from January 1, 2010.
He was conferred the “Best CFO in the Financial Sector for 2010” by
“The Institute of Chartered Accountants of India“ (ICAI) for exceptional
performance and achievements as CFO in the Financial Sector for the
year 2010. He is also a director on the Board of various companies.
Mr. Ranjan Sanghi 73 years
Bachelor of Commerce from
Bombay University.
Mr. Ranjan Sanghi is an independent Director on the Board. He is
Director / Partner with Sah & Sanghi Group of Companies. He is
also a director on the Board of various Private and Public Limited
Companies.
Mr. Vimal Bhandari 58 years
Chartered Accountant,
Bachelor of Commerce
(Hons.)
Mr. Vimal Bhandari is an Independent Director on the Board.
Mr. Bhandari has over 30 years of experience in a range of
businesses in the financial services industry, of which over 21
years have been at the Board of Directors level. Until April 2017,
he was the Managing Director & CEO of Indostar Capital Finance
Limited, a Non-Banking Financial Services Company (NBFC) since
its inception in 2011. Prior to that, Mr. Bhandari was the Country
Head of AEGON N.V., the Dutch life insurance and pension player,
since its inception in 2004. Before that, Mr. Bhandari worked with
IL&FS Limited (1988-2004), of which 9 years were as the Executive
Director responsible for its financial services business.
Mr. Bhandari is a Member of Executive Committee of FICCI and
Member of the Financial Sector Committee of CII. He is also an
independent director on the Board of various companies.
Rights, Obligations, Responsibilities and Duties of
the Trustee under the Trust Deed and the SEBI (MF)
Regulations
Pursuant to the Trust Deed dated June 08, 2000, constituting
the Mutual Fund, and in terms of the SEBI (MF) Regulations,
the rights, obligations, responsibilities and duties of the Trustee,
inter-alia, are as under:
1 The Trustee and the AMC have with the prior approval of
SEBI entered into an Investment Management Agreement.
2 The Investment Management Agreement contains clauses
as are mentioned in the Fourth Schedule of the SEBI (MF)
Regulations and such other clauses as are necessary for
the purpose of entrusting investment management of the
Mutual Fund.
3 The Trustee shall have a right to obtain from the AMC
such information as is considered necessary by it.
4 The Trustee shall ensure before the launch of any Scheme
that the AMC has:-
– systems in place for its back office, dealing room and
accounting;
– appointed all key personnel including fund manager(s)
for the Scheme and submitted their bio-data which
shall contain educational qualifications, past experience
in the securities market, with the Trustee, within
15 days of their appointment;
– appointed auditors to audit its accounts;
– appointed a compliance officer to comply with
regulatory requirements and to redress investors’
grievances;
– appointed registrars and laid down parameters for
their supervisions;
– prepared a compliance manual and designed internal
control mechanisms including internal audit systems;
– specified norms for empanelment of brokers and
marketing agents;
– obtained, wherever required under these regulations,
prior in-principle approval from the recognised stock
exchange(s) where units are proposed to be listed.

5 The Trustee shall ensure that -
– the AMC has been diligent in empanelling the brokers
in monitoring securities transactions with brokers and
avoiding undue concentration of business with any
broker;
– the AMC has not given any undue or unfair advantage
to any associates or dealt with any of the associates
of the AMC in any manner detrimental to the interest
of the Unit holders;
– transactions entered into by the AMC are in accordance
with SEBI (MF) Regulations and the Scheme;
– the AMC has been managing the Scheme independently
of other activities and taken adequate steps to ensure
that the interest of the Unit holders of a Scheme is not
being compromised with those of any other Scheme
or of other activities of the AMC; and
– all the activities of the AMC are in accordance with
the provisions of SEBI (MF) Regulations.
6 Where the Directors of the Trustee have reason to believe
that the conduct of business of the Mutual Fund is not in
accordance with the SEBI (MF) Regulations and / or the
Scheme, they shall forthwith take such remedial steps as
are necessary and shall immediately inform SEBI of the
violation and the action taken by them.
7 Each Director of the Trustee shall file with the Mutual Fund
details of his transactions of dealings in securities of such
value on a periodical basis as may be specified under the
SEBI (MF) Regulations from time to time.
8 The Trustee shall be accountable for, and be the custodian
of the funds and property of the Scheme and shall hold
the same in trust for the benefit of the Unit holders in
accordance with SEBI (MF) Regulations and the provisions
of the Trust Deed.
9 The Trustee shall take steps to ensure that the transactions
of the Mutual Fund are in accordance with the provisions
of the Trust Deed.
10 The Trustee shall be responsible for the calculation of any
income due to be paid to the Mutual Fund and also of
any income received in the Mutual Fund for the holders
of the Units of the Scheme in accordance with the SEBI
(MF) Regulations and the Trust Deed.
11 The Trustee shall obtain the consent of the Unit holders:
– whenever required to do so by SEBI in the interest of
the Unit holders; or
– whenever required to do so on the requisition made
by three-fourths of the Unit holders of any Scheme or
such number of Unit holders as may be prescribed
by SEBI from time to time; or
– when the majority of the Directors of the Trustee
Company decide to wind up or prematurely redeem
Units of any Scheme.
12 The Trustee shall ensure that no change in the fundamental
attributes of any Scheme or the trust or fees and expenses
payable or any other change which would modify the
Scheme or affect the interest of the Unit holders shall be
carried out unless:
– a written communication about the proposed change
is sent to each Unit holder and an advertisement is
given in one English daily newspaper having nationwide
circulation as well as in a newspaper published in
the language of the region where the Head Office
of the Mutual Fund is situated; and
– the Unit holders are given an option to exit at the
prevailing Net Asset Value without any Exit Load.
13 The Trustee shall call for the details of transactions in
securities by the key personnel of the AMC in their own
personal names or on behalf of the AMC and shall report
to SEBI, as and when required.
14 The Trustee shall quarterly or at such frequency as
may be prescribed by SEBI from time to time review all
transactions carried out between the Mutual Fund, AMC
and its associates.
15 The Trustee shall quarterly, or at such frequency as may
be prescribed by SEBI from time to time, review the
networth of the AMC and in case of any shortfall, ensure
that the AMC make up for the shortfall as per the SEBI
(MF) Regulations.
16 The Trustee shall periodically review all service contracts
such as custody arrangement, transfer agency of the
securities and satisfy itself that such contracts are executed
in the interest of the Unit holders.
17 The Trustee shall ensure that there is no conflict of interest
between the manner of deployment of its networth by the
AMC and the interest of the Unit holders.
18 The Trustee shall periodically review the investor complaints
received and the redressal of the same by the AMC.
19 The Trustee shall abide by the Code of Conduct as specified
in the Fifth Schedule to the SEBI (MF) Regulations.
20 The Trustee shall furnish to SEBI on a half yearly basis
or at such frequency as may be prescribed by SEBI from
time to time;
– a report on the activities of the Mutual Fund.
– a certificate stating that the Directors have satisfied
themselves that there have been no instances of self
dealing or front running by any of the directors and
key personnel of the AMC.
– a certificate to the effect that the AMC has been
managing the Scheme independently of the other
activities and in case any activities of the nature
referred to in sub-regulation (2) of Regulation 24 of
SEBI (MF) Regulations have been undertaken by the
AMC and has taken adequate steps to ensure that
the interest of the Unit holders are protected.
21 The independent Directors of the Trustee shall give their
comments on the report received from the AMC regarding
the investments by the Mutual Fund in the securities of
group companies of the Sponsors.
22 Additionally, the Sponsor/Settlor and the Trustee acting jointly
shall be entitled by one or more Deed/s supplemental to
the Trust Deed to modify, alter or add to the provisions
of the Trust Deed in such manner and to such extent as
they may consider expedient for any purpose, provided
that:
(i) no such modification, alteration or addition shall be
made without the prior approval of the Unit holders
and SEBI;
(ii) no such modification, alteration or addition shall
impose upon any Unit holder any obligation to make
any further payment in respect of his Units or to accept
any liability in respect thereof.
(iii) The Trustee shall, if required to do so by SEBI, as soon
as practicable after any modification or alteration of
or addition to the provisions of this Trust Deed, give
Notice of such modification, alteration or addition to
the Unit holders.

– designing of code of ethics to prevent fraudulent,
deceptive or manipulative practices by insiders in
connection with personal securities transactions.
– the reasonableness of fees paid to Sponsors, AMC
and any others for services provided.
– principal underwriting contracts and their renewals.
– any service contract with the associates of the AMC.
On a regular basis, activity report forwarded by the AMC
will be discussed at the Board meeting of the Trustee. The
Board meeting of the Trustee shall be held at least once in
every two calendar months and at least six such meetings
shall be held in every year or at such frequency as may
be prescribed under the SEBI (MF) Regulations from time
to time. The quorum for a Board meeting of the Trustee
shall not be constituted unless such number of independent
directors as may be prescribed by SEBI from time to time
are present at the meeting.
Supervisory Role of the Trustee
The supervisory role of the Trustee will also be discharged
by the Board of Directors of the Trustee by reviewing the
internal auditors / compliance reports on a regular basis.
During the financial year 2016-17, seven meetings of the
Board of Directors of the Trustee Company were held.
Further, during the period April 1, 2017 to June 6, 2017,
the Board of Directors of Trustee Company met twice. The
Audit Committee comprising three independent Directors and
two Associate Directors of the Board of Directors of Trustee
Company, met five times during the financial year 2016-17.
Further, during the period April 1, 2017 to June 6, 2017,
the Audit Committee met twice.
D. THE ASSET MANAGEMENT COMPANY (AMC)
HDFC Asset Management Company Limited is a public limited
company incorporated under the Companies Act, 1956 on
December 10, 1999, having its Registered Office at HDFC
House, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay
Reclamation, Churchgate, Mumbai - 400 020. HDFC Asset
Management Company Limited has been appointed as the Asset
Management Company of HDFC Mutual Fund by the Trustee
vide Investment Management Agreement (IMA) dated June 8,
2000, executed between HDFC Trustee Company Limited and
HDFC Asset Management Company Limited.
In terms of the Investment Management Agreement, the Trustee
has appointed HDFC Asset Management Company Limited to
manage the Mutual Fund. The paid up share capital of HDFC
AMC is 25.16 crore as at March 31, 2017.
As on March 31, 2017 equity shareholding pattern of the
AMC is as follows:
Particulars % of the paid-up
equity share capital
Housing Development Finance
Corporation Limited
59.99
Standard Life Investments Limited 39.99
Other Shareholders (shares issued
on exercise of stock options)
0.02
23 The Trustee shall exercise due diligence as under:
A. General Due Diligence:
(i) The Trustee shall be discerning in the appointment
of the directors on the Board of the AMC.
(ii) The Trustee shall review the desirability of continuance
of the AMC if substantial irregularities are observed
in any of the scheme(s) and shall not allow the AMC
to float new scheme(s).
(iii) The Trustee shall ensure that the trust property is
properly protected, held and administered by proper
persons and by a proper number of such persons.
(iv) The Trustee shall ensure that all service providers
are holding appropriate registrations from SEBI or
concerned regulatory authority.
(v) The Trustee shall arrange for test checks of service
contracts.
(vi) The Trustee shall immediately report to SEBI of any
special developments in the Mutual Fund.
B. Specific Due Diligence:
The Trustee shall:
(i) Obtain internal audit reports at regular intervals from
independent auditors appointed by the Trustee.
(ii) Obtain compliance certificates at regular intervals
from the AMC.
(iii) Hold meetings of the Trustee more frequently.
(iv) Consider the reports of the independent auditor and
compliance reports of the AMC at the meetings of
Trustee for appropriate action.
(v) Maintain records of the decisions of the Trustee at
their meetings and of the minutes of the meetings.
(vi) Prescribe and adhere to a code of ethics by the
Trustee, AMC and its personnel.
(vii) Communicate in writing to the AMC of the deficiencies
and checking on the rectification of deficiencies.
24 Notwithstanding anything contained in any applicable
SEBI (MF) Regulations, the Directors of the Trustee shall
not be held liable for acts done in good faith, if they have
exercised adequate due diligence honestly.
25 The independent Directors shall pay specific attention to
the following:
– the Investment Management Agreement and the
compensation paid under the agreement.
– service contracts with affiliates - whether the AMC
has charged higher fees than outside contractors for
the same services.
– selection of the AMC’s independent directors.
– securities transactions involving affiliates to the extent
such transactions are permitted.
– selection and nomination of individuals to fill
independent Directors vacancies.

Details of AMC Directors:
Mr. Deepak S. Parekh 72 years
Fellow of the Institute of Chartered
Accountants (England & Wales)
Mr. Deepak S. Parekh is an Associate Director on the
Board. Mr. Parekh joined HDFC in a senior management
position in 1978. He was inducted as a whole-time director
of HDFC in 1985, appointed as the Managing Director of
HDFC (designated as ‘Chairman’) in 1993. He retired as
the Managing Director (designated as ‘Chairman’), with
effect from the close of business hours on December 31,
2009. Mr. Parekh was appointed as a director of HDFC
liable to retire by rotation by the shareholders of HDFC at
the 33rd Annual General Meeting held on Wednesday, July
14, 2010. He is also a director on the Board of several
prominent companies in India.
Mr. N. Keith Skeoch 60 years
Economics (BA Hons.) from
University of Sussex and MA
(Economics) at University of
Warwick, FSI (Fellow of Securities
& Investment Institute), Fellow of
the Society of Business Economists,
Fellow of the Royal Society for
the Encouragement of the Arts,
Manufacture and Commerce.
Mr. N. Keith Skeoch is an associate director on the Board.
Mr. N. Keith Skeoch is the Chief Executive of Standard Life
Plc and has responsibility for overseeing £ 307.4 bn of
assets under administration. He has been Chief Executive
of Standard Life Investments since 2004. He first joined
Standard Life Investments in 1999, after nearly 20 years’
investment experience with James Capel & Company Limited,
where he held various positions including Chief Economist
and Managing Director International Equities. He is a Non-
Executive Director of the Financial Reporting Council and
a member of the Codes and Standards Committee. He is
also a director on the Board of various companies.
Mr. Keki M. Mistry 62 years
Fellow of the Institute of
Chartered Accountants of India
Mr. Keki M. Mistry is an Associate Director on the Board. He
is the Vice Chairman & Chief Executive Officer of HDFC.
Mr. Mistry joined HDFC in 1981. He was appointed as
the Executive Director of HDFC in 1993, as the Deputy
Managing Director in 1999 and as the Managing Director
in 2000. He was re-designated as the Vice Chairman &
Managing Director of HDFC in October 2007 and as the
Vice Chairman & Chief Executive Officer, with effect from
January 1, 2010. Mr. Mistry is also Chairman of CII National
Council on Corporate Governance. He is also a director on
the Board of several prominent companies in India.
Mr. James Aird 56 years
Graduate in Economics from
Edinburgh University
Mr. James Aird is an associate director on the Board.
Mr. James Aird is associated with Standard Life Investments
as Corporate Development Director and is responsible for
corporate development and M&A. On July 1, 2014 he was
appointed Managing Director of Ignis Asset Management
Limited. Mr. Aird joined Standard Life in 1997 as an Investment
Manager for the Corporate Pooled and Segregated Fund
Businesses. He was appointed Investment Director, Head of
Segregated Funds in April 1998. Previously Mr. Aird worked
for Scottish Equitable, joining as an Investment Analyst
in 1981 before moving on to Fund Manager in 1984.
Mr. Aird also managed both UK and international equity
portfolios, before taking on the responsibility for developing
new investment business in the US institutional market.
He is also a director on the Board of various companies.
Mr. P. M. Thampi 82 years
Graduate in Science, Post Graduate
Diploma in Chem. Engineering, F.I.
Chem. E. (UK) and C. Eng. (UK)
Mr. Thampi is an independent Director on the Board. Mr.
Thampi was the Chairman and Managing Director of BASF
India Limited from January 1986 to March 2000. Prior to
this, he was with ICI India Limited from 1957 to 1985. His
last position held at ICI India Limited was as Chief Executive,
Fertilizer Division. He is also a director on the Board of
various companies.

Mr. Humayun Dhanrajgir 80 years
B.Tech. in Chemical Engineering,
Loughborough University, U.K.,
M. I. Chem. E (London), C. Eng.
(London), A.M.P. (Harvard)
Mr. Humayun Dhanrajgir is an independent Director on
the Board.
Mr. Dhanrajgir has held various senior management positions
in Glaxo India from 1969 to 1994 and became M. D. in
1990 and retired as Executive Vice-Chairman. He was
also the President of the Organisation of Pharmaceuticals
Producers of India (OPPI) for 2 years from 1992. He also
served as a member of the Bombay Chamber of Commerce
and Industry and was the Chairman of the Indo - British
Business Committee during that period.Subsequent to that
he was the MD of Lupin Laboratories for a year helping it to
globalize. In October 1995 he was appointed MD of Kodak
India Ltd for a 5 year term and retired in October 2000.
He was also with Burmah Shell India from 1964 to 1969
having served in senior positions. He began his career as
Process Design Engineer with British Oxygen Company
London in 1960 until 1963 when he returned to India. He
is a Trustee of Breach Candy Hospital Trust where he was
recently Chairman for a year. Currently, Mr. Dhanrajgir
is Chairman of Emcure Pharmaceuticals Ltd and Next
Gen Publishing Pvt Ltd and serves on the Boards of a few
Companies including listed ones as an Independent Director
Dr. Deepak B. Phatak 69 years
B.E., M.Tech. Ph.D.
Dr. Deepak B. Phatak is an independent Director on the
Board. Dr. Phatak is associated with Indian Institute of
Technology (IIT) Bombay from December 1971 till date.
He is presently the Professor Dept. of Computer Science &
Engg, IIT Bombay. He is also a director on the Board of
various companies.
Mr. Hoshang S.
Billimoria
65 years
Graduate in Commerce, Fellow of
the Institute of Chartered
Accountants (England & Wales),
Fellow of the Institute of Chartered
Accountants of India
Mr. Hoshang S. Billimoria is an independent Director on
the Board. Mr. Billimoria is presently the Chief Executive
Officer of Next Gen Publishing Private Limited. Prior to this,
Mr. Billimoria was associated with Tata Infomedia Limited
since 1990 to 2004. At the time of his resignation, he
was its Vice Chairman and Managing Director. He was
the Deputy CEO with Tata Sons Limited from 1988 -1990.
He was a Partner with S.B. Billimoria and Co. from 1979
-1988. He was President of the Council for Fair Business
Practices (2012-14). He is also a director on the Board of
Fenner Conveyor Belting Private Limited.
Mr. Rajeshwar
Raj Bajaaj
74 years
Graduate in Science and Law
Mr. Rajeshwar Raj Bajaaj is an Independent Director on the
Board. He is currently the Chairman of Lerch Bates Private
Limited, a Specialised Consulting Company for Vertical
Transportation. Mr. Bajaaj was the Chairman of the Board of
Directors and Managing Director of Otis Elevators India. He
also held the position of Vice President, South and Southeast
Asia based in Singapore wherein the Otis country heads from
India, Singapore, Thailand, Malaysia, Indonesia, Philippines
and Vietnam reported to him. He has nearly four decades of
experience in the elevator industry. Thereafter, for a period
of three years, he joined Special Olympics Inc. as Managing
Director, Asia Pacific, a non-profit organization created by
the Joseph P. Kennedy Jr. Foundation, Washington for the
benefit of people with Intellectual Disabilities. He is also a
director on the Board of various companies.
Mr. Vijay Merchant 72 years
Graduate in Commerce,
Post Graduate Programme in
Business Management from IIM
Ahmedabad
Mr. Vijay Merchant is an independent Director on the Board.
Mr. Merchant is a partner of Dynam Plastics since 1987.
Prior to this, Mr. Merchant worked with Mafatlal Services
Ltd. in the Central Finance Department and interacted with
the finance division of all group companies. He headed
a large Consumer Product Agency House and Marketing
& Distribution Co. in South India for 10 years. He has
been elected as President of Indian Plastics Institute 2012-
13. He was the former President of The All India Plastic
Manufacturing Association and also was the Founder
member of Indian Centre for Plastics in Environment (non-
profit body). He has also served on national bodies of
Indian Institute of Packaging (Ministry of Commerce), Indian
Merchants Chamber, Enviroplast Plastindia Foundation,
Indian Plastics Institute, PLEXCONCIL etc. and was the
Honorary Editor of Industry Journal Plastics News. He is also
a director on the Board of Suraiya Brothers Private Limited.

Ms. Renu S. Karnad 64 years
Masters in economics from
University of Delhi,
Graduate in law from University of
Mumbai, Parvin Fellow - Woodrow
Wilson School of International
Affairs, Princeton University, U.S.A.
Ms. Renu Sud Karnad is an Associate Director on the Board.
Ms. Karnad joined HDFC in 1978 and was appointed as the
Executive Director of HDFC in 2000 and was re-designated
as the Joint Managing Director of HDFC in October 2007.
She was appointed as the Managing Director of HDFC, with
effect from January 1, 2010. She is also a director on the
Board of several prominent companies in India.
Mr. Milind Barve 59 years
Graduate in Commerce, Fellow
of the Institute of Chartered
Accountants of India.
Mr. Milind Barve is the Managing Director of HDFC AMC
since July 2000. Mr. Barve had been associated with HDFC
in his capacity as General Manager – Treasury where he
headed the treasury operations at HDFC for 14 years and
was responsible for the management of HDFC’s Treasury
portfolio and for raising funds from Financial Institutions and
Capital Markets. He was also head of marketing for retail
deposit products and responsible for investment advisory
relationships for Commonwealth Equity Fund Mutual Fund
and Invesco India Growth Fund. Mr. Barve is also a director
on the Board of Association of Mutual Funds in India (AMFI)
and Gautam Thakkar Memorial Badminton Association.
Duties and Responsibilities of the Asset
Management Company
Under the SEBI (MF) Regulations and the Investment Management
Agreement, the AMC has, inter-alia, the following duties and
responsibilities:
1. The AMC shall take all reasonable steps and exercise due
diligence to ensure that the investment of funds pertaining
to any Scheme is not contrary to the provisions of the SEBI
(MF) Regulations and the Trust Deed.
2. The AMC shall exercise due diligence and care in all
its investment decisions as would be exercised by other
persons engaged in the same business.
3. The asset management company shall obtain, wherever
required under these regulations, prior in-principle approval
from the recognized stock exchange(s) where units are
proposed to be listed.
4. The AMC shall be responsible for the acts of commissions
or omissions by its employees or the persons whose services
have been procured by the AMC.
5. The AMC shall submit quarterly reports on the functioning of
the Scheme and the compliance with SEBI (MF) Regulations
to the Trustee or at such intervals as may be required by
the Trustee or SEBI.
6. The Trustee at the request of the AMC may terminate the
assignment of the AMC at any time. Provided that such
termination shall become effective only after the Trustee has
accepted the termination of assignment and communicated
its decision in writing to the AMC.
7. Notwithstanding anything contained in any contract or
agreement or termination, the AMC or its directors or
other officers shall not be absolved of any liability to the
Mutual Fund for its / their acts of commission or omissions,
while holding such position or office.
8. The AMC shall not through any broker associated with
the Sponsor, purchase or sell securities, which is average
of 5% or more of the aggregate purchases and sale of
securities made by the Mutual Fund in all its Scheme or as
may be prescribed under SEBI (MF) Regulations. Provided
that for the purpose of this clause, aggregate purchase
and sale of securities shall exclude sale and distribution
of Units issued by the Mutual Fund. Provided further that
the aforesaid limit of 5% shall apply for a block of any
three months or as may be prescribed under SEBI (MF)
Regulations.
9. The AMC shall not purchase or sell securities through
any broker (other than a broker referred to in clause
above) which is average of 5% or more of the aggregate
purchases and sale of securities made by the Mutual Fund
in all its Scheme or as may be prescribed under SEBI (MF)
Regulations unless the AMC has recorded in writing the
justification for exceeding the limit of 5% or as may be
prescribed under SEBI (MF) Regulations and reports of all
such investments are sent to the Trustee on a quarterly
basis. Provided that the aforesaid limit shall apply for a
block of any three months or as may be prescribed under
SEBI (MF) Regulations.
10. The AMC shall not utilise the services of the Sponsor or
any of its associates, employees or their relatives, for the
purpose of any securities transaction and distribution and
sale of securities. Provided that the AMC may utilise such
services if disclosure to that effect is made to the Unit
holders and the brokerage or commission paid is also
disclosed in the half yearly and annual accounts of the
Mutual Fund.
Provided further that the Mutual Fund shall disclose at the
time of declaring half yearly and yearly results:
– any underwriting obligations undertaken by the Scheme
for the Mutual Fund with respect to issue of securities
of associate companies;
– devolvement, if any;
– subscription by the Scheme in the issues lead managed
by associate companies;
– subscription to any issue of equity or debt on private
placement basis where the Sponsor or its associate
companies have acted as arranger or manager.
11. The AMC shall file with the Trustee the details of transactions
in securities by the key personnel of the AMC in their own
names or on behalf of the AMC, and shall report to SEBI,
as and when required by SEBI.
12. In case the AMC enters into any securities transactions
with any of its associates a report to that effect shall be
sent to the Trustee at its next meeting.
13. In case any company has invested more than 5 per cent of
the Net Asset Value of a Scheme or as may be prescribed
under SEBI (MF) Regulations, the investment made by that
Scheme or by any other Scheme in that company or its
subsidiaries shall be brought to the notice of the Trustee by
the AMC and be disclosed in the half yearly and annual
accounts of the respective Scheme with justification for such
investment. The said disclosure will be made provided the
latter investment has been made within one year of the
date of the former investment, calculated on either side.
14. The AMC shall file with the Trustee and SEBI:-
– detailed bio-data of all its directors alongwith their
interest in other companies within fifteen days of their
appointment;
– any change in the interest of directors every six months;
and
– a quarterly report to the Trustee giving details and
adequate justification about the purchase and sale of
the securities of the group companies of the Sponsor
or the AMC as the case may be by the Mutual Fund
during the said quarter.

15. Each director of the AMC shall file with the Trustee details
of his transactions or dealings in securities of such value
on a periodical basis as may be specified under the SEBI
(MF) Regulations from time to time.
16. The AMC shall not appoint any person as key personnel
who has been found guilty of moral turpitude or convicted
of any economic offence or involved in violation of securities
laws.
17. The AMC shall appoint registrars and share transfer
agents who are registered with SEBI. Provided if the work
relating to the transfer of Units is processed in-house, the
charge at competitive market rates may be debited to the
Scheme and for rates higher than the competitive market
rates, prior approval of the Trustee shall be obtained and
reasons for charging higher rates shall be disclosed in the
annual accounts.
18. The AMC shall abide by the Code of Conduct as specified
in the SEBI (MF) Regulations.
19. The AMC shall -
– not act as a Trustee of any mutual fund;
– not undertake any business activities other than in the
nature of management and advisory services provided
to pooled assets including offshore funds, insurance
funds, pension funds, provident funds, if any of such
activities are not in conflict with the activities of the
mutual fund.
Provided that the AMC may itself or through its
subsidiaries undertake any such activities, if it satisfies
SEBI and ensures that the conditions as laid under
the applicable Regulations are met.
Provided further that the AMC may, itself or through
its subsidiaries, undertake portfolio management
services and advisory services for other than broad
based fund subject to complying with the additional
conditions viz. (i) that the key personnel of the AMC,
the systems, back office, bank and securities accounts
are segregated activity wise and there exist systems
to prohibit access to inside information of various
activities; (ii) that the capital adequacy requirements,
if any, separately for each such activity are met and
that separate approval, if necessary under the relevant
regulations is obtained; and other directions, as may
be specified by the SEBI from time to time are adhered
to.
– not invest in any of its Scheme unless full disclosure of
its intention to invest has been made in the Scheme
Information Document (SID);
Provided that the AMC shall not be entitled to charge
any fees on its investment in that Scheme;
– not acquire any assets out of the Trust Fund which
involves the assumption of any liability which is
unlimited or which may result in encumbrance of the
Scheme property in any way.
20. The Managing Director of the AMC shall ensure that the
Mutual Fund complies with all the provisions of SEBI (MF)
Regulations, 1996 and the guidelines or circulars issued in
relation thereto from time to time and that the investments
made by the fund managers are in the interest of the unit
holders and shall also be responsible for the overall risk
management function of the Mutual Fund.
21. (1) The AMC for each scheme shall keep and maintain
proper books of account, records and documents, for
each scheme so as to explain its transactions and to
disclose at any point of time the financial position of
each scheme and in particular give a true and fair
view of the state of affairs of the Fund and intimate
to the SEBI the place where such books of account,
records and documents are maintained.
(2) The AMC shall maintain and preserve for a period
of eight years its books of account, records and
documents.
22. The AMC shall not carry out its operations including trading
desk, unit holder servicing and investment operations
outside the territory of India.
23. The AMC shall compute and carry out valuation of
investments made by the scheme(s) of the Fund in
accordance with the investment valuation norms specified
in Eighth Schedule, and shall publish the same.
24. The AMC and the Sponsor shall be liable to compensate
the affected investors and/or the scheme for any unfair
treatment to any investor as a result of inappropriate
valuation.
25. The AMC shall report and disclose all the transactions in
debt and money market securities, including inter scheme
transfers, as may be specified by SEBI from time to time.
26. The sponsor or asset management company shall invest
the prescribed minimum amount in such schemes as
may be specified under the SEBI (MF) Regulations / SEBI
guidelines from time to time and such investment shall not
be redeemed unless the scheme is wound up or except
as permitted under the SEBI (MF) Regulations from time
to time.
The AMC offers portfolio management / non-binding investment
advisory services and such activities are not in conflict with
the activities of the Mutual Fund. The AMC has renewed its
registration obtained from SEBI vide Registration No. - PM /
INP000000506 dated February 18, 2016 to act as a Portfolio
Manager under the SEBI (Portfolio Managers) Regulations,
1993. The said certificate of registration is valid unless it is
suspended or cancelled by SEBI. The AMC will also act as the
investment manager for HDFC AMC AIF - II (“AIF Fund”), which
is formed as a trust and has received registration as a Category
II Alternative Investment Fund from SEBI vide Registration No.
IN/AIF2/ 12-13/0038. The Certificate of Registration is valid
till the expiry of the last scheme set up under the AIF Fund. AIF
Fund is currently in the process of launching its first scheme.
The AMC will ensure that there are no material conflicts of
interest. Any potential conflicts between the AIF Fund and the
Mutual Fund will be adequately addressed by (a) compliance
with the requirements under Regulation 24(b) of the SEBI
(Mutual Funds) Regulations, 1996; (b) ensuring that the fund
manager(s) of each scheme of the Mutual Fund, will not play
any role in the day-today operations of the AIF Fund, and the
key investment team of the AIF Fund is not involved with the
activities of the Mutual Fund; and (c) ensuring that there is no
interse transfer of assets between the Mutual Fund and any
scheme of the AIF Fund.
The AMC offers management and/or advisory services to: (a)
Category I foreign portfolio investors; and/or (b) Category II
foreign portfolio investors which are appropriately regulated
broad based funds investing in India through fund manager(s)
managing the schemes of the Fund (“Business Activity”) as
permitted under Regulation 24(b) of the SEBI (Mutual Funds)
Regulations, 1996, as amended from time to time (“the
Regulations”). The services provided by the AMC for the said
Business Activity shall inter-alia include India focused research,
statistical and analytical information, investment management
and non-binding investment advice. While, undertaking the
said Business Activity, the AMC shall ensure that (i) there is
no conflict of interest with the activities of the Fund; (ii) there
exists a system to prohibit access to insider information as
envisaged under the Regulations; and (iii) Interest of the Unit
holder(s) of the Scheme of the Fund are protected at all times.

Information on Key Personnel:
Name Age
(yrs.)
Designation Educational
Qualifications
Total No. of Years
of Experience / Type &
Nature of Experience
Assignments Held
Mr. Milind Barve 59 Managing
Director
B.Com., ACA Collectively over 33 years
of experience (including 14
years as Head of Treasury
with Housing Development
Finance Corporation Ltd.)
in treasury management,
raising of funds, marketing
of retail fixed deposits and
investment advisory.
July 2000 till Date
HDFC Asset Management Company
Limited
April 1984 to June 2000 Housing
Development Finance Corporation
Limited
Last Position Held -
General Manager - Treasury
Mr. Prashant Jain 49 Executive
Director
& Chief
Investment
Officer
CFA (CFA
Institute),
PGDM-IIM
Bangalore,
B.Tech. - IIT,
Kanpur
Collectively over 26 years
of experience in fund
managementandresearch
in Mutual Fund Industry.
June 20, 2003 till Date
Limited
July 1993 to June 19, 2003
Zurich Asset Management Company
(India) Private Limited
Chief Investment Officer
1991 to June 1993
SBI Mutual Fund
Last Position held - Fund In charge
Mr. V. Suresh
Babu
50 Head -
Operations
B.Com.,
Grad. ACWA
of experience in Banking,
Fund Administration,
Operations of Mutual
Fund, Audit Function, Risk
Management, Systems
Process and Controls
May 2000 till Date
Limited
September 1996 to April 2000
Sundaram Newton Asset
Management Company Limited
Last Position Held - Senior Manager
- Finance & Operations
September 1991 to August 1996
Canbank Investment Management
Services Limited Last Position Held -
Manager
Mr. Kiran M.
Kaushik
61 Head – Sales
& Distribution
B.Com. Collectively over 41 years
years of experience in
commercial banking (viz.
International Banking,
Corporate lending, loan
recovery, mobilizing
resources, NRI services),
marketing and distribution
of Mutual Funds products.
March 1, 2001 till Date
Ltd.
July 1975 till January 2001
Union Bank of India
Last position held –
Assistant General Manager
Mr. Piyush Surana 52 Chief
Financial
Officer
B.Com;
LL.B; ACA, CFP
of work experience ranging
across the functional areas
of Business development,
Finance & Investments,
Operations, Compliance
and Law.
February 25, 2013 till Date
Limited
September 2008 to
April 2012
Daiwa Asset Management (India)
Private Limited
Last Position held:
Chief Executive Officer
July 2006 to September 2008
Shinsei Corporate Advisory Services
Private Limited
Last Position held -
Chief Operating Officer
March 2006 to June 2006
Consultant
February 1999 to December 2005
Alliance Capital Asset Management
(India) Private Limited
Chief Operating Officer

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. John Mathews 52 Head -
Client
Services
B.Com.,
PGDSM, CAMS
(Certified
Anti Money
Laundering
Specialist),
Executive
Program in
Management
(EPM) from
Columbia
Business
School, USA
of experience primarily in
Investor Relations, Retail
Deposit Operations and
Mutual Fund Unit
Administration
July 2000 till Date
Limited
Also appointed as Principal
Officer under the Prevention of
Money Laundering Act, 2002 and
Responsible Officer under FATCA
December 1997 to June 2000
Corporation Limited
Last Position Held - Assistant
Manager - Management Services.
July 1997 to December 1997
Weizmann Limited
Senior Assistant Vice President
November 1996 to June 1997
Wall Street Finance Limited
Marketing Manager - Deposits.
January 1986 to
November 1996
Corporation Limited
Senior Officer - Deposits.
Mr. Yezdi
Khariwala
56 Chief
Compliance
Officer
B.Com.,
PGDSL -
Government
Law College,
Mumbai
of experience in
Operations, Client
Services and Statutory
Compliances.
Mid - May 2004 till Date
Limited
Mid - January 1995 -
Mid - May 2004
SUN F&C Asset Management (I) Pvt.
Limited
Chief Compliance Officer
March 1982 - Mid - January 1995
Tata Share Registry Limited
General Manager - Operations.
Ms. Sylvia
Furtado
47 Company
Secretary
B.Com.,
ACS., LL.B.
of experience in Secretarial
and Legal.
September 2005 till Date
Limited
May 2004 - August 2005
In practice (Company Secretary).
August 2003 - November 2003
Juris Corp. - Law Firm
Last Position Held - Associate
February 1998 - May 2003
HDFC Bank Limited
Last Position Held - Asst. Manager -
Legal & Secretarial
March 1996 - July 1997 Indus
Venture Management Limited.
Last Position Held - Dy. General
Manager - Legal & Secretarial
June 1994 - February 1996
Management Trainee with CEAT Ltd.

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Alok
Sheopurkar
49 Head -
Human
Resources
B.Com.,
M.P.M. & IR
LL.B.
of experience in various
facets of Human Resources
and Business Management
May 5, 2006 till Date
Limited
September 21, 2004 to
May 4, 2006
TATA - AIG Group of companies viz.
Tata - AIG General Insurance Co. Ltd.
Tata - AIG Life Insurance Company.
Last Position Held - Sr. Manager - HR
September 1996 to
September 20, 2004
Cadbury India Ltd.
Last Position Held - HR Manager
September 1991 to 1996
Crompton Greaves Ltd.
Last Position Held - Personnel Executive.
Mr. Naveen
Gogia
44 Head – Sales
(North &
West)
B.Com., MBA -
Marketing -
Nottingham
Trent University
of experience in Marketing,
Sales & Distribution and
Client servicing
Ltd.
March 2001 to Feb. 2002 Birla
Sunlife Distributions Company Ltd.
Manager: Private Client Group
June 1997 to April 2000
Ammirati Puris Lintas
Last Position held - Sr. Accounts Manager
Mr. Rajiv Maniar 45 Head – Sales
(South &
East)
B.E.
(Mechanical)
(Mumbai
University),
M.M.S.
(Finance)
(Mumbai
University)
of experience in Product
Management, Sales,
Distribution and Advisory
of mutual fund products
to retail and institutional
channels
June 26, 2008 till Date
Limited
January 2007 - June 2008 AIG
Global Asset Management Company
India Pvt. Ltd.
National Head - Institutional Sales
February 2005 - January 2007
Kotak Mahindra Bank Limited Last
Position Held - Business Head -
Corporate Investment Products
June 2003 - February 2005
ING Investment Management (India)
Pvt. Ltd.
Last Position Held - Sr. Vice President
& Zonal Manager (West)
December 1999 - June 2003
Zurich Asset Management Company
(India) Private Ltd.
Regional Manager - Distribution
June 1997 - December 1999
ITC Threadneedle Asset Management
Company Limited
Last Position Held - Sales Manager
Ms. Shyamali
Basu
49 Head -
Products and
Marketing
B.A., MBA
Finance - Delhi
University
experience in Sales
and Distribution, Equity
Research and Property
Consulting
January 4, 2001 till Date
Limited
Last Position Held - Senior Vice
President & Zonal Head - East
Mr. Simal Kanuga 43 Head - PMS
Sales & New
Initiatives
B.Com, ACA,
Grad CWA
experience in PMS Sales,
Mutual Fund Sales and
wealth management
October 1, 2004 till date
Limited
Last Position Held - Senior Vice President
Head Sales - Client Funds

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Ms. Mudeita
Patrao
43 Head -
Digitization
MMS (Finance),
M.Com (Part 1)
(Mumbai
University);
Grad ICWAI
experienceinmanagement
consulting and program
management in Financial
S e r v i c e s . A r e a s o f
specialization - Digital,
mobility, payments,
customer relationship
management, banking
delivery channels and front
office transformation
Dec 2008 to June 2016
Accenture Services India Pvt Ltd.
Managing Director
Jan 2008 to Dec 2008
HSBC India
Last Position Held -Senior Vice President
Oct 2002 to Dec 2007
IBM India
Managing Consultant
Mr. Sharad
Mohnot
37 Associate
Vice
President -
Risk
Management
B.Com, A.C.A.,
C.S.
of experience, of which
7 years in operations
and approx. 6 years
i n i n v e s t m e n t r i s k
management.
March 2007 till Date
Limited
July 2004 to March 2007
Birla Sunlife Asset Management
Company Limited
Investment Team
In addition to Mr. Prashant Jain - Executive Director & Chief Investment Officer, the Investment Team comprises:
Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Shobhit
Mehrotra
51 Senior Fund
Manager -
Fixed Income
and Head
of Credit
B. Text.,
M.S. MBA
(Clemson
University, SC,
USA)
of experience in Fixed
Income markets, Fixed
Income dealing, credit
rating etc.
Feb. 16, 2004 till Date
Limited
February 1997 to February 2004
Templeton Asset Management (India)
Pvt. Ltd.
Last Position Held - AVP & Portfolio
Manager (Fixed Income)
July 1992 to Jan. 1997
ICRA Ltd.
Last Position Held - Business /
Investment Analyst, Member Executive
Rating Committee.
Mr. Anil Bamboli 45 Senior Fund
Manager -
Fixed Income
B.Com.,
Grad CWA,
MMS (Finance),
CFA (CFA
Institute)
of experience in Fund
M a n a g e m e n t a n d
Research, Fixed Income
dealing.
July 25, 2003 till Date
Limited
May 1994 - July 2003
SBI Funds Management Pvt. Ltd.
Last Position Held - Asst. Vice President
Mr. Anupam Joshi 39 Fund
Manager -
Fixed Income
PGDBM
Finance from
Chetana’s
Institute of
Management
& Research
of experience, in fund
management, research
and dealing
August 2008 - September 2015
IDFC Asset Management Company
Limited
Last Position Held - Director - Investments
November 2005 - August 2008
Principal PNB Asset
Management Co. Private Limited
Last Position Held - Assistant Manager
- Fixed Income
Mr. Praveen Jain 34 Senior Credit
Analyst and
Fixed Income
Dealer
(Backup)
B.Com.
(Hons.), ACA,
CFA
(CFA Institute)
Collectively around
12 years of experience in
Credit Research
and Treasury
September 26, 2007 till Date
Limited
August 16, 2005 to
September 20, 2007
Larsen & Toubro Limited
November 3, 2004 to
August 12, 2005
Tata Motors Limited
Last Position Held - Senior Officer

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Vikash
Agarwal
35 Dealer -
Fixed Income
B.Com.
(Hons.), ACA,
MS (Finance) -
ICFAI
of experience of dealing
in fixed income products
of which 10 years in debt
dealing and investment
and more than 1 year in
Forex dealing and research
Limited
April 3, 2006 to
September 14, 2007
Last Position Held - Executive
Mr. Vinay R.
Kulkarni
51 Senior Fund
Manager -
Equities
B.Tech. (IIT,
Mumbai)
PGDM (IIM,
Bangalore)
2 4 y e a r s i n F u n d
Management and Equity
Research and 2 years in
the IT industry.
November 3, 2006 till Date
Limited
August 2, 2006 to October 20, 2006
Tata Asset Management Limited
Last Position Held - Senior Fund Manager
July 26, 2005 to July 28, 2006
Deutsche Asset Management (India)
Pvt. Ltd.
Last Position Held - Senior Fund Manager
June 8, 1992 to July 25, 2005
UTI Asset Management Company
(Pvt.) Ltd.
Last Position Held - Fund Manager
June 1, 1988 to June 1, 1990
Patni Computer Systems Limited
Last Position Held - Software Engineer
Mr. Srinivas Rao
Ravuri
44 Senior Fund
Manager -
Equities
B.Com.,
MBA - Finance
of experience in Indian
financial markets,
primarily in equity
research & Fund
Management
October 2004 till Date
Limited.
July 2003 to September 2004
Motilal Oswal Securities Ltd.
Last Position Held - Senior Analyst
December 1996 to July 2003
Edelweiss Capital Ltd.
Last Position Held - AVP-Equity Research
November 1994 to November 1996
Securities Capital Investments (I) Ltd.
Last Position Held - Investment Analyst
Mr. Chirag
Setalvad
43 Senior Fund
Manager -
Equities
B.Sc. in Business
Administration -
University of
North Carolina,
Chapel Hill
17 years in Fund
Management and Equity
Research and 3 years in
investment banking.
Limited
October 2004 - February 28, 2007
New Vernon Advisory Services Pvt. Ltd.
Last Position Held - Vice President
July 2000 - August 31, 2004
Limited
Last Position Held - Fund Manager
September 1996 to June 2000
ING Barings N.V., Mumbai
Mr. Krishan
Kumar Daga
46 Senior Fund
Manager
B.Com. Collectively over 27 years
experience, out of
which 10 years in fund
management and
12 years in Equity
Research.
September 1, 2015 till date
Limited
February 1, 2008 to
August 31, 2015
Reliance Capital Asset
Management Company Limited
Fund Manager / Head - ETF
July 17, 2007 to January 31, 2008
Reliance Capital Ltd.
June 15, 2005 to July 16, 2007
Deutsche Equities

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Bhagyesh
Kagalkar
49 Senior Equity
Analyst
B.E.
(Production)
MMS (Finance)
- Mumbai
University
of experience in Equity
Research, investments and
Finance
January 3, 2007 till Date HDFC
Asset Management Company Limited
June 1999 to December 2006
Dolat Capital Markets Ltd.
Last Position Held - Head of Research
January 2, 1999 to May 31, 1999
India Infoline Ltd.
Last Position Held - Research Analyst
August 1, 1997 to
December 31, 1998
Sun Engineering Ltd.
Last Position Held - Manager - Finance
June 1996 to July 1997
Al Ahlia Portfolio Securities Co. Muscat
Last Position Held - Investment Analyst
June 1994 to May 1996
IIT Investrust
Last Position Held - Equity Analyst
Mr. Miten Lathia 39 Fund
Manager -
Equities &
Senior Equity
Analyst
CFA (CFA
Institute); CA
(ICAI); B. Com.
(Mumbai
University);
FRM (GARP)
of experience in equity
research and includes
5 years in fund
management.
December 26, 2006 till Date
Limited
June 1, 2004 to December 12, 2006
BRICS Securities Limited
Vice President - Research
January 1, 2004 to May 31, 2004
Enam Securities Pvt. Ltd.
Last Position Held - Analyst
January 1, 2001 to
December 26, 2003
SSKI Securities Pvt. Ltd.
Last Position Held - AVP Research
October 1, 1999 to
December 31, 2000
Anand Rathi Securities Pvt. Ltd. Last
Position Held - Manager Research
Mr. Rakesh Vyas 38 Fund
Manager -
Foreign
Securities &
Senior Equity
Analyst
B.E. (Electrical);
PGDBM
from XLRI,
Jamshedpur
of experience of which
3 years in Application
Engineering (Control &
Automation) and over
11 years in equity research.
Limited
October 2008 to October 2009
Nomura Financial Advisory and
Securities Pvt. Ltd
June 2006 to September 2008
Lehman Brothers Services India Pvt. Ltd.
January 2003 to May 2004
GE Power Controls India Pvt. Ltd.
Application Engineer
August 2001 to January 2003
Last Position Held - Project Engineer,
Control & Automation - Projects
Mr. Anand
Laddha
37 Senior Equity
Analyst &
Equity Dealer
(Back-up)
B.Com., CA
(ICAI)
of experience in Equity &
Derivative Research and
Sales.
February 2006 till Date
Limited
September 2004 to February 2006
Refco-Sify Securities India Pvt. Ltd.
AVP - FII Equity & Derivative Sales.
August 2003 to September 2004
Alchemy Share & Stock Brokers Pvt. Ltd.
Equity & Derivative Sales.

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Amar
Kalkundrikar
37 Senior Equity
Analyst
B.Com.,
Chartered
Accountant;
CFA - (CFA
Institute);
MBA (Columbia
Business
School)
experience of which
12 years in Equity Research
& Portfolio Management.
March 2002 till Date
Limited
December 2001 to March 2002
HDFC Limited
Last Position Held - Trainee
Mr. Arun Agarwal 44 Dealer -
Equities
B.Com., ACA Collectively over 19 years
of experience in equity, debt
and derivative dealing,
f u n d m a n a g e m e n t ,
internal audit and treasury
operations.
Limited
July 1, 2006 to September 15, 2010
SBI Funds Management Pvt. Ltd.
Assistant Vice President
December 15, 2005 to June 30, 2006
ICICI Bank Limited
Last Position Held - Chief Manager
December 2002 to
December 14, 2005
UTI Asset Management Pvt. Ltd.
Last Position Held - Manager
August 1998 to December 2002
UTI Asset Management Pvt. Ltd.
Mr. Sarans
Harlalka
33 Manager -
Investment
Process
control &
Equity Dealer
(Back-up)
B.Com.
(Hons.);
Diploma
in Business
Finance -
ICFAI;
Masters (Finance
& Investment)
- University of
Nottingham, UK
of experience of which
9 years in equity dealing
and 4 months in risk
management.
Limited
Mr. Saurabh
Patwa
34 Manager -
Investment
Process
control,
Equity Analyst
& Equity
Dealer (Back-
up)
B.Com, ACA Collectively over 11 years
of experience of which over
7 years in investment risk
management and analysis.
Limited
September 2006 to February 2008
Morgan Stanley Investment
Management
LastPositionHeld-Associate-Operations
October 2005 to August 2006
SBI Life Insurance Company Limited
Last Position Held - Management
Trainee - Accounts & Finance
July 2005 to August 2005
Indiabulls Securities Limited Last
Position Held - Relationship Manager

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Chirag Dagli 38 Senior Equity
Analyst
B.Com;
Chartered
Accountant –
ICAI;
of experience in Investment
and Equity research.
November 01, 2012 till Date
Limited
August 2012 to October 2012
Aviva Life Insurance
Last Position held - Senior Manager -
Fund Management
October 2010 to August 2012
ICICI Securities
March 2009 to October 2010
Infinity.Com Financial Securities Ltd
(Pioneer Invest Corp)
Vice President - Research
April 2008 to February 2009
Deutsche Equities India Private Limited
Last Position Held - Asst. Vice
President - Global Markets
October 2003 to April 2008
Citigroup Global Markets India
Private Limited
Last Position Held - Research Analyst
May 2001 to September 2003
ICICI Securities
Associate - Equity Research
Mr. Manish Shah 54 Senior
Dealer -
Equities
B.Com.,
Chartered
Accountant
of experience in Equity
Markets including Equity
Sales, Equity Dealing and
development of Broking
Business across various
client profiles, etc.
Limited
January 2008 to September 2013
Antique Stock Broking Ltd.
Vice President - Equity Sales
September 2007 to December 2007
HSBC Securities & Capital Markets (I) Ltd.
Associate Director - Equity Sales
January 2006 to September 2007
Sunidhi Securities & Finance Ltd.
Last Position Held - Head - Equities
February 2000 to November 2005
Rajendra K. Dalal Sec. & Fin. (P) Ltd.
Last Position Held - CEO
Mr. Amit Golchha 35 Senior Equity
Analyst
MMS (Finance)
- Mumbai
University,
CA (PE II)
experience in equity
research
June 16, 2008 to
September 23, 2015
Emkay Global Financial Services Ltd.
Senior Research Analyst
October 09, 2006 to March 19, 2008
Techno Shares and Stock Brokers Ltd.
Assistant Manager, Research

Name Age
(yrs.)
Qualifications
Total No. of Years
Assignments Held
Mr. Swapnil
Jangam
30 Manager -
Dealing and
Investments
B.Com; C.A.,
Passed CFA
Level III
Collectively around
6yearsexperience,inDebt
Investment Operations,
Cashflow Management
and Statutory Audit of
companies in Financial
Sector. Designated as
Manger - Dealing and
Investments since October
24, 2016.
September 2012 till date
HDFC Asset Management
Company Limited.
July 2010 to April 2012
S.V. Ghatalia & Associates LLP
Last Position Held - Executive
Mr. Bhavyesh
Divecha
34 Credit Ana-
lyst
CFA (CFA
Institute, USA),
PGDM (IIM –
Ahmedabad),
B.E. Comput-
ers,
(Mumbai
University)
Collectively around 10
years experience, of which
7 years are in credit risk
analysis and investment
research.
February 6, 2017 till date
Company Limited.
April 1, 2014 to February 2, 2017
L&T Investment Management Limited
Last Position Held - Credit Analyst
January 4, 2010 to March 28, 2014
ICRA Limited
Last Position Held - Senior Analyst
April 20, 2009 to
December 24, 2009
FinIQ Consulting Private Limited
Last Position Held - Financial Engineer
July 20, 2005 to May 31, 2007
Tata Consultancy Services Limited
Asst. System Engineer
Mr. Sankalp
Baid
36 Credit Ana-
lyst
and Backup
dealer –
Fixed
Income
PG Diploma
in Business
Management
from XLRI,
Jamshedpur,
Chartered
Accountant,
B.Com Hons.
(University of
Calcutta)
Collectively around 8
years of experience in
credit analysis, trading
and audit.
February 27, 2017 till date
Company Limited
February 16, 2015 to
February 3, 2017
BNP Paribas Bank
Assistant Vice President
July 14, 2010 to February 13, 2015
India Ratings & Research
Last Position Held - Associate Director
April 14, 2009 to February 10, 2010
Future First Info Services
Last Position Held - Analyst

E. Service Providers
Custodians
(1) HDFC Bank Limited
Custody Services,
iThink Techno Campus, Office O8,
Kanjurmarg (E), Mumbai 400 042,
Maharashtra, India.
SEBI Registration No: IN/CUS/001
HDFC Bank was appointed as the Custodian to the Schemes of
HDFC Mutual Fund in June 2000. HDFC Bank is presently the
custodian for the following schemes –
1. HDFC Annual Interval Fund – Series I;
2. HDFC Arbitrage Fund;
3. HDFC Balanced Fund;
4. HDFC Banking and PSU Debt Fund;
5. HDFC Capital Protection Oriented Fund - Series II;
6. HDFC Capital Protection Oriented Fund - Series III;
7. HDFC Cash Management Fund;
8. HDFC Charity Fund for Cancer Cure;
9. HDFC Children’s Gift Fund;
10. HDFC Core & Satellite Fund;
11. HDFC Corporate Debt Opportunities Fund;
12. HDFC Dynamic PE Ratio Fund of Funds;
13. HDFC Dual Advantage Fund - Series I;
14. HDFC Dual Advantage Fund - Series II;
15. HDFC Dual Advantage Fund - Series III;
16. HDFC Equity Savings Fund
(formerly HDFC Multiple Yield Fund);
17. HDFC Fixed Maturity Plans – Series 24;
31. HDFC Focused Equity Fund (an RGESS Scheme);
32. HDFC Floating Rate Income Fund;
33. HDFC Gilt Fund;
34. HDFCGoldExchangeTradedFund(otherthanphysicalGold);
35. HDFC Gold Fund;
36. HDFC Growth Fund;
37. HDFC High Interest Fund;
38. HDFC Income Fund;
39. HDFC Index Fund;
40. HDFC Liquid Fund;
41. HDFC Long Term Advantage Fund;
42. HDFC Medium Term Opportunities Fund;
43. HDFC MF Monthly Income Plan;
44. HDFC Mid-Cap Opportunities Fund;
45. HDFC Nifty ETF;
46. HDFC Premier Multi-Cap Fund;
47. HDFC Regular Savings Fund (formerly HDFC Short Term Plan)
48. HDFC Retirement Savings Fund;
49. HDFC SENSEX ETF; and
50. HDFC Short Term Opportunities Fund
Inaddition,HDFCBankLimitedalsoprovidesProfessionalClearing
Member services in the Futures & Options Segment for all the
schemes of the Fund.
(2) Citibank N.A.
India Securities Services Operations,
First International Financial Centre (FIFC), 11th Floor,
Plot No C54-55, G Block, Bandra Kurla Complex,
Bandra (East), Mumbai 400 098,
Maharashtra, India
SEBI Registration No: IN/CUS/004
Currently, Citibank N.A. has been appointed as the Custodian
for the following scheme(s) of HDFC Mutual Fund:
1. HDFC Capital Builder Fund;
2. HDFC Equity Fund;
3. HDFC Infrastructure Fund;
4. HDFC Large Cap Fund;
5. HDFC Multiple Yield Fund - Plan 2005;
6. HDFC Prudence Fund;
7. HDFC Small Cap Fund;
8. HDFC TaxSaver; and
9. HDFC Top 200 Fund.
(3) Deutsche Bank A.G.
Filiale Mumbai,
Custody Services, Nirlon Knowledge Park, Block 1,
Western Express Highway, Goregaon (East),
Mumbai - 400 063, Maharashtra, India.
SEBI Reg No. IN/CUS/003
Deutsche Bank A.G. is presently the Custodian of the Physical
Gold held by HDFC Gold Exchange Traded Fund.
All Government Securities holdings of the schemes are held
with the Public Debt Office of the RBI.
Registrar and Transfer Agent
Computer Age Management Services Pvt. Limited
(unit: HDFC Mutual Fund)
Rayala Towers, 5th Floor, Tower 2,
158, Anna Salai, Chennai - 600002.
SEBI Registration No: INR000002813
The Board of the Trustees and the AMC have ensured that the
Registrar and Transfer Agent has adequate capacity to discharge
responsibilities with regard to processing of applications and
dispatching unit certificates to unitholders within the time limit
prescribed in the Regulations and also has sufficient capacity
to handle investor complaints.
Statutory Auditor for the Mutual Fund
S.R. Batliboi & Co. LLP – Chartered Accountants
The Ruby, 14th Floor, 29, Senapati Bapat Marg, Dadar (W),
Mumbai – 400 028, Maharashtra, India.
Legal Counsel
Dave & Girish & Co.
Sethna Building, 1st Floor, 55, Maharshi Karve Road,
Marine Lines, Mumbai 400 002.
Fund Accountant
Fund accounting is handled in-house by the AMC.
Collecting Bankers (for New Fund Offers)
Name of
Bank
Registered Office
Address
SEBI Registration
Number
HDFC Bank
Limited
HDFC Bank House,
Senapati Bapat Marg,
Lower Parel(W),
Mumbai - 400 013
INBI00000063
The AMC reserves the right to change / modify the collecting
Bankers from time to time.

F. Condensed Financial Information (CFI)
Historical Per Unit Statistics is presented scheme wise for all the schemes launched by HDFC Mutual Fund during the last three
fiscal years (excluding redeemed schemes) for each of the last three fiscal years.
Particulars HDFC Dual Advantage Fund - Series I - 1100D August 2015 HDFC Dual Advantage Fund - Series II - 1160D January 2016
08-09-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 04-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
Regular Plan Direct Plan Regular Plan Direct Plan Regular Plan Direct Plan Regular Plan Direct Plan
NAV at beginning of the year/period (Rs.) 10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.3078 (D)^
10.3078 (G)*
10.4095 (D)^
10.4095 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.1810 (D)^
10.1810 (G)*
10.2083 (D)^
10.2083 (G)*
Dividends (Rs.) – – – – – – – –
NAV at the end of the year/period (Rs.) 10.3078 (D)^
10.3078 (G)*
10.4095 (D)^
10.4095 (G)*
11.1703 (D)^
11.1703 (G)*
11.4901 (D)^
11.4901 (G)*
10.1810 (D)^
10.1810 (G)*
10.2083 (D)^
10.2083 (G)*
11.0364 (D)^
11.0364 (G)*
11.2811 (D)^
11.2811 (G)*
Returns from the date of allotment till the end of the
year/period (%)
3.08 4.10 7.34 9.30 1.81 2.08 8.93 11.02
Benchmark Returns from the date of allotment till the
end of the year/period (%)
3.87 9.89 2.46 12.28
Benchmark CRISIL Debt Hybrid 75:25 Index CRISIL Debt Hybrid 75:25 Index
AdditionalBenchmarkReturnsfromthedateofallotment
till the end of the period (%)
5.78 7.25 3.00 7.20
Additional Benchmark Crisil 1 year T-Bill Index Crisil 1 year T-Bill Index
Net Assets at the end of the year/period (Rs. in Crores) 162.86 176.61 186.85 202.58
Ratio of recurring expenses to net assets (%) 2.43 0.68 2.38 0.54 2.37 0.65 2.20 0.28
Absolute Returns (%)
Scheme - - 11.70 14.90 - - 10.36 12.81
Benchmark - - 15.87 - - 14.29
Additional Benchmark - - 11.55 - - 8.35
INR Returns on investment of Rs. 10,000 @ (from
the date of allotment till end of the year/period)
Scheme (in Rs.) - - 11,170 11,490 - - 11,036 11,281
Benchmark (in Rs.) - - 11,587 - - 11,429
Additional Benchmark (in Rs.) - - 11,550 - - 10,835
*Growth Option, ^ Dividend Option $ Quarterly Dividend Option † Flexi Option ~ Date of Allotment
# For Individuals and HUF & For Others NA - Not Available/Not Applicable
Past performance may or may not be sustained in the future.
@ shows the current value of Rs. 10,000/- invested at the beginning of a given period
Absolute returns and INR Returns on Rs. 10,000 have been additionally provided for schemes/plans that have been in existence for more than one year but less than three years.
Particulars HDFC Retirement Savings Fund
Equity Plan Hybrid Equity Plan
25-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 25-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
NAV at beginning of the year/period (Rs.) 10.000 (G)*
10.000 (D)^
10.000 (G)*
10.000 (D)^
10.978 (G)* 10.996 (G)* 10.000 (G)*
10.000 (D)^
10.000 (G)*
10.000 (D)^
10.850 (G)* 10.876 (G)*
Dividends (Rs.) – – – – – – – –
NAV at the end of the year/period (Rs.) 10.978 (G)* 10.996 (G)* 14.274 (G)* 14.538 (G)* 10.850 (G)* 10.876 (G)* 13.881 (G)* 14.150 (G)*
year/period (%)
9.78 9.96 38.36 40.70 8.50 8.76 34.88 37.27
10.93 33.68 8.09 23.02
Benchmark Nifty 500 Index CRISIL Balanced Fund Index
11.01 28.48 11.01 28.48
Additional Benchmark Nifty 50 Index Nifty 50 Index
Net Assets at the end of the year/period (Rs. in Crores) 73.77 198.12 42.31 99.80
Scheme - - 42.74 45.38 - - 38.81 41.50
Benchmark - - 37.45 - - 25.49
Scheme (in Rs.) - - 14,274 14,538 - - 13,881 14,150
Benchmark (in Rs.) - - 13,745 13,745 - - 12,549

Particulars HDFC Retirement Savings Fund
HDFC Sensex ETF HDFC Nifty ETF
Hybrid Debt Plan
26-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 09-12-2015~
to 31-3-2016
01-04-2016 to
31-03-2017
09-12-2015~
to 31-3-2016
01-04-2016 to
31-03-2017Regular Plan Direct Plan Regular Plan Direct Plan
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.3055 (G)* 10.3211 (G)* 2,499.3800 2,548.7800 760.2400 774.1800
Dividends (Rs.) – – – – – – – –
NAV at the end of the year/period (Rs.) 10.3055 (G)* 10.3211 (G)* 11.7612 (G)* 11.9836 (G)* 2,548.7800 3016.23 774.1800 929.63
year/period (%)
3.06 3.21 16.00 18.00 1.80 15.29 1.70 16.48
3.69 14.94 1.22 13.70 1.65 15.31
Benchmark CRISIL MIP Blended Index S&P BSE SENSEX Index Nifty 50 Index
2.91 13.75 1.65 15.31 1.22 13.70
Additional Benchmark 10 year Gilt Index Nifty 50 Index S&P BSE SENSEX Index
Net Assets at the end of the year/period (Rs. in Crores) 24.01 45.53 2.00 2.67 41.48 89.97
Scheme - - 17.61 19.84 - 20.48 - 22.12
Benchmark - - 16.44 - 18.31 - 20.51
Additional Benchmark - - 15.12 - 20.51 - 18.31
Scheme (in Rs.) - - 11,761 11,984 - 12,048 - 12,212
Benchmark (in Rs.) - - 11,644 - 11,831 - 12,051
Additional Benchmark (in Rs.) - - 11,512 - 12,051 - 11,831
Particulars HDFC Capital Protection Oriented Fund - Series II
HDFC CPO - II - 36M June 2014
30-06-2014~ to 31-3-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
Regular Plan Direct Plan Regular Plan Direct Plan Regular Plan Direct Plan
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7218 (G)*
10.7218 (D)^
10.7624 (G)*
10.7624 (D)^
11.1045 (G)*
11.1045 (D)^
11.2024 (G)*
11.2024 (D)^
Dividends (Rs.) –
–
–
–
– – –
–
–
–
NAV at the end of the year/period (Rs.) 10.7218 (G)*
10.7218 (D)^
10.7624 (G)*
10.7624 (D)^
11.1045 (G)*
11.1045 (D)^
11.2024 (G)*
11.2024 (D)^
11.9185 (G)*
11.9185 (D)^
12.0839 (G)*
12.0839 (D)^
Returns from the date of allotment till the end of the year/period (%) 7.22 7.62 6.16 6.69 6.58 7.12
Benchmark Returns from the date of allotment till the end of the year/period (%) 10.67 9.34 10.40
Benchmark CRISIL MIP Blended Index
Additional Benchmark Returns from the date of allotment till the end of the period (%) 181.16 8.18 7.81
Additional Benchmark Crisil 1 year T-Bill Index
Net Assets at the end of the year/period (Rs. in Crores) 6.59 187.64 201.41
Ratio of recurring expenses to net assets (%) 2.34 1.96 2.58 2.08 2.60 2.10
Scheme - - 11.05 12.02 19.19 20.84
Benchmark - - 16.95 31.32
Additional Benchmark - - 14.79 23.00
INRReturnsoninvestmentofRs.10,000@(fromthedateofallotmenttillendoftheyear/period)
Scheme (in Rs.) - - 11,105 11,202 11,919 12,084
Benchmark (in Rs.) - - 11,695 13,132
Additional Benchmark (in Rs.) - - 11,479 12,300

Particulars HDFC Capital Protection Oriented Fund - Series II
HDFC CPO - II - 36M May 2014
05-06-2014~ to 31-3-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7400 (G)*
10.7400 (D)^
10.7828 (G)*
10.7828 (D)^
11.1264 (G)*
11.1264 (D)^
11.2267 (G)*
11.2267 (D)^
Dividends (Rs.) –
–
–
–
– – –
–
–
–
10.7400 (D)^
10.7828 (G)*
10.7828 (D)^
11.1264 (G)*
11.1264 (D)^
11.2267 (G)*
11.2267 (D)^
11.9606 (G)*
11.9606 (D)^
12.1290 (G)*
12.1290 (D)^
Scheme - - 11.26 12.27 19.61 21.29
Benchmark - - 17.35 31.78
Scheme (in Rs.) - - 11,126 11,227 11,961 12,129
Benchmark (in Rs.) - - 11,735 13,178
Particulars HDFC Capital Protection Oriented Fund - Series III
HDFC CPO - III - 1100D October 2014
28-10-2014~ to 31-3-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.3157 (G)*
10.3157 (D)^
10.3377 (G)*
10.3377 (D)^
10.7067 (G)*
10.7067 (D)^
10.7833 (G)*
10.7833 (D)^
Dividends (Rs.) –
–
–
–
– – –
–
–
–
10.3157 (D)^
10.3377 (G)*
10.3377 (D)^
10.7067 (G)*
10.7067 (D)^
10.7833 (G)*
10.7833 (D)^
11.5625 (G)*
11.5625 (D)^
11.7036 (G)*
11.7036 (D)^
Scheme - - 7.07 7.83 15.63 17.04
Benchmark - - 12.12 25.91
Scheme (in Rs.) - - 10,707 10,783 11,563 11,704
Benchmark (in Rs.) - - 11,212 12,591

HDFC CPO - III - 1173D January 2015
12-2-2015~ to 31-3-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0813 (G)*
10.0813 (D)^
10.0880 (G)*
10.0880 (D)^
10.5264 (G)*
10.5264 (D)^
10.5862 (G)*
10.5862 (D)^
Dividends (Rs.) –
–
–
–
– – –
–
–
–
10.0813 (D)^
10.0880 (G)*
10.0880 (D)^
10.5264 (G)*
10.5264 (D)^
10.5862 (G)*
10.5862 (D)^
11.2570 (G)*
11.2570 (D)^
11.3777 (G)*
11.3777 (D)^
Scheme - - 5.26 5.86 12.57 13.78
Benchmark - - 6.36 19.44
Scheme (in Rs.) - - 10,526 10,586 11,257 11,378
Benchmark (in Rs.) - - 10,636 11,944
HDFC CPO - III - 1207D December 2014
23-12-2014~ to 31-3-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1806 (G)*
10.1806 (D)^
10.1948 (G)*
10.1948 (D)^
10.5554 (G)*
10.5554 (D)^
10.6232 (G)*
10.6232 (D)^
Dividends (Rs.) –
–
–
–
–
–
–
–
–
–
–
–
10.1806 (D)^
10.1948 (G)*
10.1948 (D)^
10.5554 (G)*
10.5554 (D)^
10.6232 (G)*
10.6232 (D)^
11.3536 (G)*
11.3536 (D)^
11.4838 (G)*
11.4838 (D)^
Scheme - - 5.55 6.23 13.54 14.84
Benchmark - - 9.04 22.45
Scheme (in Rs.) - - 10,555 10,623 11,354 11,484
Benchmark (in Rs.) - - 10,904 12,245

Particulars HDFC Focused Equity Fund - Plan A
23-02-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
9.685 (G)*
9.685 (D)^
9.690 (G)*
9.690 (D)^
9.054 (G)*
9.054 (D)^
9.107 (G)*
9.107 (D)^
Dividends (Rs.) – – – – –
–
–
–
9.6850 (D)^
9.6900 (G)*
9.6900 (D)^
9.054 (G)*
9.054 (D)^
9.107 (G)*
9.107 (D)^
11.308 (G)*
11.308 (D)^
11.437 (G)*
11.437 (D)^
Returns from the date of allotment till the end of the year/period (%) -27.71 -27.33 -8.63 -8.14 6.02 6.60
Benchmark Returns from the date of allotment till the end of the year/period (%) -24.54 -10.46 3.41
Benchmark S&P BSE 100 Index
Additional Benchmark Returns from the date of allotment till the end of the period (%) -30.41 -11.45 1.05
Additional Benchmark BSE Sensex Index
Scheme - - -9.46 -8.93 13.08 14.37
Benchmark - - -11.45 7.29
Additional Benchmark - - -12.54 2.23
INR Returns on investment of Rs. 10,000 @ (from the date of allotment till end of the
year/period)
Scheme (in Rs.) - - 9,054 9,107 11,308 11,437
Benchmark (in Rs.) - - 8,855 10,729
Particulars HDFC Focused Equity Fund - Plan B
06-05-2015~ to 31-03-2016 01-04-2016 to 31-03-2017
Regular Plan Direct Plan Regular Plan Direct Plan
10.000 (D)^
10.000 (G)*
10.000 (D)^
9.499 (G)*
9.499 (D)^
9.549 (G)*
9.549 (D)^
Dividends (Rs.) – – – –
9.499 (D)^
9.549 (G)*
9.549 (D)^
12.170 (G)*
12.170 (D)^
12.303 (G)*
12.303 (D)^
Returns from the date of allotment till the end of the year/period (%) -5.01 -4.51 10.86 11.50
Benchmark Returns from the date of allotment till the end of the year/period (%) -4.79 7.80
Benchmark S&P BSE 100 Index
Additional Benchmark Returns from the date of allotment till the end of the period (%) -5.15 5.57
Additional Benchmark BSE Sensex Index
Net Assets at the end of the year/period (Rs. in Crores) 385.73 494.21
Ratio of recurring expenses to net assets (%) 2.97 2.38 2.77 2.20
Scheme – – 21.70 23.03
Benchmark – 15.37
Additional Benchmark – 10.87
INR Returns on investment of Rs. 10,000 @ (from the date of allotment till end of the year/period)
Scheme (in Rs.) – – 12,170 12,303
Benchmark (in Rs.) – 11,537
Additional Benchmark (in Rs.) – 11,087

Plans launched under HDFC Fixed Maturity Plans - Series 31, HDFC Fixed Maturity Plans - Series 32,
HDFC Fixed Maturity Plans - Series 33, HDFC Fixed Maturity Plans - Series 34, HDFC Fixed Maturity Plans
- Series 35 and HDFC Fixed Maturity Plans - Series 36
Plans launched under HDFC Fixed Maturity Plans - Series 31
Particulars HDFC FMP 1100D April 2014 (1)
22-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.9988 (G)*
10.9988 (D)^
10.1599 (QD)$
10.9988 (F)†
11.0536 (G)*
11.0536 (D)^
10.1609 (QD)$
11.0536 (F)†
11.9138 (G)*
11.9138 (D)^
10.0984 (QD)$
11.9138 (F)†
12.0332 (G)*
12.0332 (D)^
10.0989 (QD)$
12.0332 (F)†
Dividends (Rs.) 0.6073 # (QD) $
0.5722 & (QD) $
0.6450 # (QD) $
0.6076 & (QD) $
0.6346 # (QD) $
0.5879 & (QD) $
0.6721 # (QD) $
0.6227 & (QD) $
0.6038 # (QD) $
0.5595 & (QD) $
0.6409 # (QD) $
0.5937 & (QD) $
10.9988 (D)^
10.1599 (QD)$
10.9988 (F)†
11.0536 (G)*
11.0536 (D)^
10.1609 (QD)$
11.0536 (F)†
11.9138 (G)*
11.9138 (D)^
10.0984 (QD)$
11.9138 (F)†
12.0332 (G)*
12.0332 (D)^
10.0989 (QD)$
12.0332 (F)†
12.8438 (G)*
12.8438 (D)^
10.0270 (QD)$
12.8438 (F)†
13.0375 (G)*
13.0375 (D)^
10.0275 (QD)$
13.0375 (F)†
Benchmark CRISIL Composite Bond Fund Index
Additional Benchmark CRISIL 1 year T-Bill Index
Scheme - - 19.14 20.33 28.44 30.38
Benchmark - - 23.32 37.00
Scheme (in Rs.) - - 11,914 12,033 12,844 13,038
Benchmark (in Rs.) - - 12,332 13,700
Past performance may or may not be sustained in the future. @ shows the current value of Rs. 10,000/- invested at the beginning of a given period
Particulars HDFC FMP 1116D July 2014 (1)
12-08-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7272 (G)*
10.7272 (D)^
10.1738 (QD)$
10.7272 (F)†
10.7476 (G)*
10.7476 (D)^
10.1742 (QD)$
10.7476 (F)†
11.6331 (G)*
11.6331 (D)^
10.1168 (QD)$
11.6331 (F)†
11.6903 (G)*
11.6903 (D)^
10.1171 (QD)$
11.6903 (F)†
0.3715 & (QD) $
0.4123 # (QD) $
0.3850 & (QD) $
0.6411 # (QD) $
0.5939 & (QD) $
0.6637 # (QD) $
0.6150 & (QD) $
0.6117 # (QD) $
0.5668 & (QD) $
0.6341 # (QD) $
0.5875 & (QD) $
10.7272 (D)^
10.1738 (QD)$
10.7272 (F)†
10.7476 (G)*
10.7476 (D)^
10.1742 (QD)$
10.7476 (F)†
11.6331 (G)*
11.6331 (D)^
10.1168 (QD)$
11.6331 (F)†
11.6903 (G)*
11.6903 (D)^
10.1171 (QD)$
11.6903 (F)†
12.5774 (G)*
12.5774 (D)^
10.0666 (QD)$
12.5774 (F)†
12.6772 (G)*
12.6772 (D)^
10.0668 (QD)$
12.6772 (F)†
Scheme - - 16.33 16.90 25.77 26.77
Benchmark - - 18.88 32.06
Scheme (in Rs.) - - 11,633 11,690 12,577 12,677
Benchmark (in Rs.) - - 11,888 13,206

Plans launched under HDFC Fixed Maturity Plans - Series 31 (Contd.)
Particulars HDFC FMP 1123D July 2014 (1)
05-08-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7498 (G)*
10.7498 (D)^
10.1756 (QD)$
10.7498 (F)†
10.7709 (G)*
10.7709 (D)^
10.1762 (QD)$
11.6560 (G)*
11.6560 (D)^
(QD)$
11.6560 (F)†
11.7140 (G)*
11.7140 (D)^
10.1227 (QD)$
0.3861 & (QD) $
0.4265 # (QD) $
0.3984 & (QD) $
0.6375 # (QD) $
0.5907 & (QD) $
0.6588 # (QD) $
0.6103 & (QD) $
0.6108 # (QD) $
0.5657 & (QD) $
0.6310 # (QD) $
0.5846 & (QD) $
10.7498 (D)^
10.1756 (QD)$
10.7498 (F)†
10.7709 (G)*
10.7709 (D)^
10.1762 (QD)$
11.6560 (G)*
11.6560 (D)^
(QD)$
11.6560 (F)†
11.7140 (G)*
11.7140 (D)^
10.1227 (QD)$
12.6042 (G)*
12.6042 (D)^
10.0759 (QD)$
12.6042 (F)†
12.7049 (G)*
12.7049 (D)^
10.0765 (QD)$
Scheme - - 16.56 17.14 26.04 27.05
Benchmark - - 18.94 32.13
Scheme (in Rs.) - - 11,656 11,714 12,604 12,705
Benchmark (in Rs.) - - 11,894 13,213
Particulars HDFC FMP 366D May 2014 (1)
20-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.7736 (G)*
10.7736 (D)^
10.0142 (QD)$
10.7736 (F)†
10.7783 (G)*
10.7783 (D)^
10.0139 (QD)$
10.7783 (F)†
11.7016 (G)*
10.7358 (D)^
11.7176 (G)*
10.7451 (D)^
10.0219 (QD)$
11.7176 (F)†
0.5201 & (QD) $
0.5556 # (QD) $
0.5224 & (QD) $
0.6497 # (D) ^
0.6020 & (D) ^
0.0948 # (QD) $
0.0879 & (QD) $
0.6537 # (D) ^
0.6057 & (D) ^
0.6067 # (QD) $
0.5621 & (QD) $
–
–
0.5676 # (QD) $
0.5259 & (QD) $
10.7736 (D)^
10.0142 (QD)$
10.7736 (F)†
10.7783 (G)*
10.7783 (D)^
10.0139 (QD)$
10.7783 (F)†
11.7016 (G)*
10.7358 (D)^
11.7176 (G)*
10.7451 (D)^
10.0219 (QD)$
11.7176 (F)†
12.6390 (G)*
11.5958 (D)^
12.6689 (G)*
11.6175 (D)^
10.0292 (QD)$
12.6689 (F)†
Benchmark CRISIL Short-Term Bond Fund Index
Scheme - - 17.02 17.18 26.39 26.69
Benchmark - - 18.04 28.78
Scheme (in Rs.) - - 11,702 11,718 12,639 12,669
Benchmark (in Rs.) - - 11,804 12,878

03-06-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7469 (G)*
10.7469 (D)^
10.0274 (QD)$
10.7649 (F)†
10.7513 (G)*
10.7513 (D)^
10.0273 (QD)$
10.7513 (F)†
11.6573 (G)*
10.6971 (D)^
10.0215 (QD)$
11.6573 (F)†
11.6727 (G)*
10.7060 (D)^
0.4908 & (QD) $
0.5259 # (QD) $
0.4937 & (QD) $
0.6482 # (D) ^
0.6006 & (D) ^
0.5984 # (QD) $
0.5545 & (QD) $
0.6522 # (D) ^
0.6043 & (D) ^
0.1220 # (QD) $
0.1130 & (QD) $
–
–
0.5835 # (QD) $
0.5406 & (QD) $
10.7469 (D)^
10.0274 (QD)$
10.7649 (F)†
10.7513 (G)*
10.7513 (D)^
10.0273 (QD)$
10.7513 (F)†
11.6573 (G)*
10.6971 (D)^
10.0215 (QD)$
11.6573 (F)†
11.6727 (G)*
10.7060 (D)^
12.6124 (G)*
11.5736 (D)^
10.0095 (QD)$
12.6124 (F)†
12.6417 (G)*
11.5945 (D)^
Scheme - - 16.57 16.73 26.12 26.42
Benchmark - - 17.44 28.14
Scheme (in Rs.) - - 11,657 11,714 12,612 12,642
Benchmark (in Rs.) - - 11,744 12,814
29-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8402 (G)*
10.8402 (D)^
10.0143 (QD)$
10.8402 (F)†
10.8452 (G)*
10.8452 (D)^
10.0146 (QD)$
10.8452 (F)†
11.7662 (G)*
11.7662 (F)†
11.7829 (G)*
10.7802 (D)^
11.7829 (F)†
0.5660 & (QD) $
0.6045 # (QD) $
0.5694 & (QD) $
0.6680 # (D) ^
0.6188 & (D) ^
0.0668 # (QD) $
0.0619 & (QD) $
0.6719 # (D) ^
0.6225 & (D) ^
0.0672 # (QD) $
0.0623 & (QD) $
–
–
–
–
10.8402 (D)^
10.0143 (QD)$
10.8402 (F)†
10.8452 (G)*
10.8452 (D)^
10.0146 (QD)$
10.8452 (F)†
11.7662 (G)*
11.7662 (F)†
11.7829 (G)*
10.7802 (D)^
11.7829 (F)†
12.7101 (G)*
12.7101 (F)†
12.7409 (G)*
11.6566 (D)^
12.7409 (F)†
Scheme - - 17.66 17.83 27.10 27.41
Benchmark - - 18.87 29.70
Scheme (in Rs.) - - 11,766 11,783 12,710 12,741
Benchmark (in Rs.) - - 11,887 12,970

06-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8333 (G)*
10.8333 (D)^
10.0142 (QD)$
10.8333 (F)†
10.8382 (G)*
10.8382 (D)^
10.0142 (QD)$
10.8382 (F)†
11.7541 (G)*
10.7591 (D)^
10.0217 (QD)$
11.7541 (F)†
11.7708 (G)*
10.7688 (D)^
11.7708 (F)†
0.5603 & (QD) $
0.5988 # (QD) $
0.5635 & (QD) $
0.6681 # (D) ^
0.6190 & (D) ^
0.5896 # (QD) $
0.5462 & (QD) $
0.6720 # (D) ^
0.6226 & (D) ^
0.0719 # (QD) $
0.0666 & (QD) $
0.5752 # (QD) $
0.5330 & (QD) $
–
–
10.8333 (D)^
10.0142 (QD)$
10.8333 (F)†
10.8382 (G)*
10.8382 (D)^
10.0142 (QD)$
10.8382 (F)†
11.7541 (G)*
10.7591 (D)^
10.0217 (QD)$
11.7541 (F)†
11.7708 (G)*
10.7688 (D)^
11.7708 (F)†
12.7018 (G)*
11.6265 (D)^
10.0088 (QD)$
12.7018 (F)†
12.7325 (G)*
11.6486 (D)^
12.7325 (F)†
Scheme – – 17.54 17.71 27.02 27.33
Benchmark – – 18.59 29.38
Additional Benchmark – – 16.31 24.63
Scheme (in Rs.) – – 11,754 11,771 12,702 12,733
Benchmark (in Rs.) – – 11,859 12,938
Additional Benchmark (in Rs.) – – 11,631 12,463
13-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.8098 (G)*
10.8098 (D)^
10.0142 (QD)$
10.8098 (F)†
10.8146 (G)*
10.8146 (D)^
10.0145 (QD)$
10.8146 (F)†
11.7427 (G)*
10.7515 (D)^
10.0250 (QD)$
11.7590 (G)*
10.7613 (D)^
10.0251 (QD)$
0.5435 & (QD) $
0.5811 # (QD) $
0.5466 & (QD) $
0.6659 # (D) ^
0.6169 & (D) ^
0.5974 # (QD) $
0.5535 & (QD) $
0.6698 # (D) ^
0.6206 & (D) ^
0.6047 # (QD) $
0.5602 & (QD) $
0.5570 # (QD) $
0.5160 & (QD) $
0.5619 # (QD) $
0.5205 & (QD) $
10.8098 (D)^
10.0142 (QD)$
10.8098 (F)†
10.8146 (G)*
10.8146 (D)^
10.0145 (QD)$
10.8146 (F)†
11.7427 (G)*
10.7515 (D)^
10.0250 (QD)$
11.7590 (G)*
10.7613 (D)^
10.0251 (QD)$
12.6717 (G)*
11.6020 (D)^
10.0235 (QD)$
12.7019 (G)*
11.6239 (D)^
10.0275 (QD)$
Scheme – – 17.43 17.59 26.72 27.02
Benchmark – – 18.28 29.05
Scheme (in Rs.) – – 11,743 11,759 12,672 12,702
Benchmark (in Rs.) – – 11,828 12,905

04-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.9096 (G)*
10.9096 (D)^
10.2261 (QD)$
10.9150 (G)*
10.9150 (D)^
10.2273 (QD)$
10.9150 (F)†
11.8043 (G)*
10.0183 (QD)$
11.8219 (G)*
10.0184 (QD)$
0.4723 & (QD) $
0.5012 # (QD) $
0.4751 & (QD) $
0.6698 # (D) ^
0.6206 & (D) ^
0.7253 # (QD) $
0.6719 & (QD) $
0.6738 # (D) ^
0.6243 & (D) ^
0.7334 # (QD) $
0.6795 & (QD) $
0.5702 # (QD) $
0.5281 & (QD) $
0.5776 # (QD) $
0.5353 & (QD) $
10.9096 (D)^
10.2261 (QD)$
10.9150 (G)*
10.9150 (D)^
10.2273 (QD)$
10.9150 (F)†
11.8043 (G)*
10.0183 (QD)$
11.8219 (G)*
10.0184 (QD)$
12.7526 (G)*
10.0096 (QD)$
12.7845 (G)*
10.0097 (QD)$
Scheme - - 18.04 18.22 27.53 27.85
Benchmark - - 19.70 30.60
Scheme (in Rs.) - - 11,804 11,822 12,753 12,785
Benchmark (in Rs.) - - 11,970 13,060
17-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8710 (G)*
10.8710 (D)^
10.8762 (G)*
10.8762 (D)^
11.7633 (G)*
10.7724 (D)^
11.7804 (G)*
Dividends (Rs.) – – 0.6645 # (D) ^
0.6156 & (D) ^
0.6685 # (D) ^
0.6193 & (D) ^
–
–
–
–
10.8710 (D)^
10.8762 (G)*
10.8762 (D)^
11.7633 (G)*
10.7724 (D)^
11.7804 (G)* 12.7053 (G)*
11.6350 (D)^
12.7364 (G)*
Scheme – – 17.63 17.80 27.05 27.36
Benchmark – – 19.24 30.09
Scheme (in Rs.) – – 11,763 11,870 12,705 12,736
Benchmark (in Rs.) – – 11,924 13,009

10-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8982 (G)*
10.8982 (D)^
10.2264 (QD)$
10.8982 (F)†
10.9035 (G)*
10.9035 (D)^
10.2275 (QD)$
10.9035 (F)†
11.7834 (G)*
10.7756 (D)^
10.0197 (QD)$
11.8007 (G)*
10.7870 (D)^
10.0197 (QD)$
11.8007 (F)†
0.4642 & (QD) $
0.4926 # (QD) $
0.4668 & (QD) $
0.6755 # (D) ^
0.6259 & (D) ^
0.7195 # (QD) $
0.6666 & (QD) $
0.6795 # (D) ^
0.6296 & (D) ^
0.7272 # (QD) $
0.6737 & (QD) $
0.5691 # (QD) $
0.5272 & (QD) $
0.5752 # (QD) $
0.5329 & (QD) $
10.8982 (D)^
10.2264 (QD)$
10.8982 (F)†
10.9035 (G)*
10.9035 (D)^
10.2275 (QD)$
10.9035 (F)†
11.7834 (G)*
10.7756 (D)^
10.0197 (QD)$
11.8007 (G)*
10.7870 (D)^
10.0197 (QD)$
11.8007 (F)†
12.7343 (G)*
11.6452 (D)^
10.0159 (QD)$
12.7658 (G)*
11.6693 (D)^
10.0182 (QD)$
12.7658 (F)†
Scheme - - 17.83 18.01 27.34 27.66
Benchmark - - 19.54 30.42
Scheme (in Rs.) - - 11,783 11,801 12,734 12,766
Benchmark (in Rs.) - - 11,954 13,042
16-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.8812 (G)*
10.8812 (D)^
10.0144 (QD)$
10.8812 (F)†
10.8865 (G)*
10.8865 (D)^
10.0145 (QD)$
10.8865 (F)†
11.7868 (G)*
10.7821 (D)^
11.8040 (G)*
10.7924 (D)^
11.8040 (F)†
0.5946 & (QD) $
0.6343 # (QD) $
0.5978 & (QD) $
0.6731 # (D) ^
0.6236 & (D) ^
0.0441 # (QD) $
0.0409 & (QD) $
0.6771 # (D) ^
0.6273 & (D) ^
0.0443 # (QD) $
0.0410 & (QD) $
–
–
–
–
10.8812 (D)^
10.0144 (QD)$
10.8812 (F)†
10.8865 (G)*
10.8865 (D)^
10.0145 (QD)$
10.8865 (F)†
11.7868 (G)*
10.7821 (D)^
11.8040 (G)*
10.7924 (D)^
11.8040 (F)†
12.7279 (G)*
11.6430 (D)^
12.7592 (G)*
11.6657 (D)^
12.7592 (F)†
Scheme - - 17.87 18.04 27.28 27.59
Benchmark - - 19.32 30.18
Scheme (in Rs.) - - 11,787 11,804 12,728 12,759
Benchmark (in Rs.) - - 11,932 13,018

23-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8616 (G)*
10.8616 (D)^
10.0147 (QD)$
10.8616 (F)†
10.8667 (G)*
10.8667 (D)^
10.0146 (QD)$
11.7817 (G)*
10.7775 (D)^
11.7986 (G)*
0.5807 & (QD) $
0.6190 # (QD) $
0.5833 & (QD) $
0.6730 # (D) ^
0.6235 & (D) ^
0.0573 # (QD) $
0.0531 & (QD) $
0.6770 # (D) ^
0.6272 & (D) ^
0.0576 # (QD) $
0.0534 & (QD) $
–
–
–
–
10.8616 (D)^
10.0147 (QD)$
10.8616 (F)†
10.8667 (G)*
10.8667 (D)^
10.0146 (QD)$
11.7817 (G)*
10.7775 (D)^
11.7986 (G)* 12.7170 (G)*
11.6331 (D)^
12.7480 (G)*
Scheme - - 17.82 17.99 27.17 27.48
Benchmark - - 19.06 29.89
Scheme (in Rs.) - - 11,782 11,799 12,717 12,748
Benchmark (in Rs.) - - 11,906 12,989
30-04-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8518 (G)*
10.8518 (D)^
10.8567 (G)*
10.8567 (D)^
10.0146 (QD)$
11.7792 (G)*
10.7694 (D)^
11.7957 (G)*
10.0228 (QD)$
Dividends (Rs.) – 0.6190 # (QD) $
0.5751 & (QD) $
0.6773 # (D) ^
0.6275 & (D) ^
0.6812 # (D) ^
0.6311 & (D) ^
0.6009 # (QD) $
0.5568 & (QD) $
–
–
0.5710 # (QD) $
0.5291 & (QD) $
10.8518 (D)^
10.8567 (G)*
10.8567 (D)^
10.0146 (QD)$
11.7792 (G)*
10.7694 (D)^
11.7957 (G)*
10.0228 (QD)$
12.7121 (G)*
11.6224 (D)^
12.7427 (G)*
10.0142 (QD)$
Scheme - - 17.79 17.96 27.12 27.43
Benchmark - - 18.83 29.65
Scheme (in Rs.) - - 11,779 11,796 12,712 12,743
Benchmark (in Rs.) - - 11,883 12,965

Particulars HDFC FMP 370D June 2014 (1)
05-06-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7350 (G)*
10.7350 (D)^
10.0284 (QD)$
10.7350 (F)†
10.7411 (G)*
10.7411 (D)^
10.0285 (QD)$
11.6463 (G)*
10.6854 (D)^
10.0239 (QD)$
11.6463 (F)†
11.6634 (G)*
0.4817 & (QD) $
0.5176 # (QD) $
0.4857 & (QD) $
0.6495 # (D)^
0.6018 & (D)^
0.5985 # (QD)$
0.5545 & (QD)$
0.6547 # (D)^
0.6066 & (D)^
0.1322 # (QD)$
0.1225 & (QD)$
0.5833 # (QD) $
0.5403 & (QD) $
-
10.7350 (D)^
10.0284 (QD)$
10.7350 (F)†
10.7411 (G)*
10.7411 (D)^
10.0285 (QD)$
11.6463 (G)*
10.6854 (D)^
10.0239 (QD)$
11.6463 (F)†
11.6634 (G)* 12.5971 (G)*
11.5577 (D)^
10.0095 (QD)$
12.5971 (F)†
12.6283 (G)*
Scheme - - 16.46 16.63 25.97 26.28
Benchmark - - 17.27 27.95
Scheme (in Rs.) - - 11,646 11,663 12,597 12,628
Benchmark (in Rs.) - - 11,727 12,795
25-06-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.6881 (G)*
10.6881 (D)^
10.0304 (QD)$
10.6881 (F)†
10.6923 (G)*
10.6923 (D)^
10.0305 (QD)$
11.6209 (G)*
10.6640 (D)^
10.6720 (G)*
10.6923 (D)^
0.4470 & (QD) $
0.4798 # (QD) $
0.4497 & (QD) $
0.6480 # (D)^
0.6004 & (D)^
0.1637 # (QD)$
0.1516 & (QD)$
0.6521 # (D)^
0.6041 & (D)^
0.1647 # (QD)$
0.1526 & (QD)$
–
–
–
–
10.6881 (D)^
10.0304 (QD)$
10.6881 (F)†
10.6923 (G)*
10.6923 (D)^
10.0305 (QD)$
11.6209 (G)*
10.6640 (D)^
10.6720 (G)*
10.6923 (D)^
12.5649 (G)*
11.5304 (D)^
12.5933 (G)*
11.5505 (D)^
Ratio of recurring expenses to net assets (%) 0.06 0.01 0.09 - 0.37 0.27
Scheme - - 16.21 16.36 25.65 25.93
Benchmark - - 16.91 27.56
Scheme (in Rs.) - - 11,621 11,636 12,565 12,593
Benchmark (in Rs.) - - 11,691 12,756

09-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.8140 (G)*
10.8140 (D)^
10.0142 (QD)$
10.8188 (G)*
10.0142 (QD)$
10.8188 (F)†
11.7467 (G)* 11.7630 (G)*
10.0248 (QD)$
11.7630 (F)†
0.5473 & (QD) $
0.5848 # (QD) $
0.5502 & (QD) $
0.0824 # (QD) $
0.0764 & (QD) $
0.6659 # (D)^
0.6170 & (D)^
0.6059 # (QD)$
0.5613 & (QD)$
–
–
0.5707 # (QD) $
0.5287 & (QD) $
10.8140 (D)^
10.0142 (QD)$
10.8188 (G)*
10.8188 (QD)$
10.0142 (F)†
11.7467 (G)* 11.7630 (G)*
10.0248 (QD)$
11.7630 (F)†
12.6774 (G)* 12.7077 (G)*
10.0169 (QD)$
12.7077 (F)†
Scheme - - 17.47 17.63 26.77 27.08
Benchmark - - 18.45 29.23
Scheme (in Rs.) - - 11,747 11,763 12,677 12,708
Benchmark (in Rs.) - - 11,845 12,923
22-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7603 (G)*
10.7603 (D)^
10.0155 (QD)$
10.7603 (F)†
10.7649 (G)*
10.7649 (D)^
10.0159 (QD)$
10.7649 (F)†
11.6810 (G)* 11.6968 (G)*
10.7222 (D)^
11.6968 (F)†
0.5097 & (QD) $
0.5442 # (QD) $
0.5114 & (QD) $
0.6526 # (D)^
0.6046 & (D)^
0.1074 # (QD)$
0.0995 & (QD)$
0.6565 # (D)^
0.6083 & (D)^
0.1079 # (QD)$
0.1000 & (QD)$
–
–
–
–
10.7603 (D)^
10.0155 (QD)$
10.7603 (F)†
10.7649 (G)*
10.7649 (D)^
10.0159 (QD)$
10.7649 (F)†
11.6810 (G)* 11.6968 (G)*
10.7222 (D)^
11.6968 (F)†
12.6188 (G)* 12.6485 (G)*
11.5946 (D)^
12.6485 (F)†
Scheme – – 16.81 16.97 26.19 26.49
Benchmark – – 17.91 28.64
Scheme (in Rs.) – – 11,681 11,697 12,619 12,649
Benchmark (in Rs.) – – 11,791 12,864

11-06-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7169 (G)*
10.7169 (D)^
10.0286 (QD)$
10.7169 (F)†
10.7213 (G)*
10.7213 (D)^
10.0286 (QD)$
11.6373 (G)*
10.6794 (D)^
11.6525 (G)*
10.0217 (QD)$
0.4689 & (QD) $
0.5028 # (QD) $
0.4717 & (QD) $
0.6479 # (D)^
0.6003 & (D)^
0.1424 # (QD)$
0.1320 & (QD)$
0.6520 # (D)^
0.6041 & (D)^
0.6153 # (QD)$
0.5700 & (QD)$
–
–
0.5863 # (QD) $
0.5432 & (QD) $
10.7169 (D)^
10.0286 (QD)$
10.7169 (F)†
10.7213 (G)*
10.7213 (D)^
10.0286 (QD)$
11.6373 (G)*
10.6794 (D)^
11.6525 (G)*
10.0217 (QD)$
12.5802 (G)*
11.5447 (D)^
12.6093 (G)*
10.0095 (QD)$
Scheme - - 16.37 16.53 25.80 26.09
Benchmark - - 17.11 27.78
Scheme (in Rs.) - - 11,637 11,653 12,580 12,609
Benchmark (in Rs.) - - 11,711 12,778
18-06-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.7098 (G)*
10.7098 (D)^
10.0304 (QD)$
10.7098 (F)†
10.7140 (G)*
10.7140 (D)^
10.7140 (F)†
11.6321 (G)*
10.6644 (D)^
11.6469 (G)*
10.6725 (D)^
11.6469 (F)†
0.4622 & (QD) $
- 0.6554 # (D)^
0.6072 & (D)^
0.1556 # (QD)$
0.1442 & (QD)$
0.6594 # (D)^
0.6109 & (D)^
–
–
–
–
10.7098 (D)^
10.0304 (QD)$
10.7098 (F)†
10.7140 (G)*
10.7140 (D)^
10.7140 (F)†
11.6321 (G)*
10.6644 (D)^
11.6469 (G)*
10.6725 (D)^
11.6469 (F)†
12.5746 (G)*
11.5286 (D)^
12.6032 (G)*
11.5488 (D)^
12.6032 (F)†
Scheme - - 16.32 16.47 25.75 26.03
Benchmark - - 17.03 27.68
Scheme (in Rs.) - - 11,632 11,647 12,575 12,603
Benchmark (in Rs.) - - 11,703 12,768

02-07-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6634 (G)*
10.6634 (D)^
10.0242 (QD)$
10.6674 (G)*
10.6674 (D)^
10.0242 (QD)$
10.6674 (F)†
11.5726 (G)*
10.6201 (D)^
10.0208 (QD)$
11.5870 (G)*
10.6280 (D)^
10.0208 (QD)$
11.5870 (F)†
0.4339 & (QD) $
0.4661 # (QD) $
0.4366 & (QD) $
0.6477 # (D)^
0.6000 & (D)^
0.6001 # (QD)$
0.5559 & (QD)$
0.6517 # (D)^
0.6038 & (D)^
0.6067 # (QD)$
0.5620 & (QD)$
0.5920 # (QD) $
0.5483 & (QD) $
0.5993 # (QD) $
0.5552 & (QD) $
10.6634 (D)^
10.0242 (QD)$
10.6674 (G)*
10.6674 (D)^
10.0242 (QD)$
10.6674 (F)†
11.5726 (G)*
10.6201 (D)^
10.0208 (QD)$
11.5870 (G)*
10.6280 (D)^
10.0208 (QD)$
11.5870 (F)†
12.5348 (G)*
11.5029 (D)^
10.0084 (QD)$
12.5630 (G)*
11.5231 (D)^
10.0085 (QD)$
12.5630 (F)†
Scheme - - 15.73 15.87 25.35 25.63
Benchmark - - 16.64 27.26
Scheme (in Rs.) - - 11,573 11,587 12,535 12,563
Benchmark (in Rs.) - - 11,664 12,726
28-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7688 (G)*
10.7688 (D)^
10.0270 (QD)$
10.7688 (F)†
10.7733 (G)*
10.7733 (D)^
10.0269 (QD)$
11.6784 (G)*
10.6982 (D)^
10.0227 (QD)$
11.6784 (F)†
11.6940 (G)*
10.7012 (D)^
10.0223 (QD)$
0.5067 & (QD) $
0.5427 # (QD) $
0.5098 & (QD) $
0.6617 # (D)^
0.6131 & (D)^
0.5953 # (QD)$
0.5513 & (QD)$
0.6657 # (D)^
0.6168 & (D)^
0.6025 # (QD)$
0.5582 & (QD)$
0.5852 # (QD) $
0.5421 & (QD) $
0.5910 # (QD) $
0.5476 & (QD) $
10.7688 (D)^
10.0270 (QD)$
10.7688 (F)†
10.7733 (G)*
10.7733 (D)^
10.0269 (QD)$
11.6784 (G)*
10.6982 (D)^
10.0227 (QD)$
11.6784 (F)†
11.6940 (G)*
10.7012 (D)^
10.0223 (QD)$
12.6348 (G)*
11.5744 (D)^
10.0099 (QD)$
12.6348 (F)†
12.6644 (G)*
11.5878 (D)^
10.0097 (QD)$
Scheme - - 16.78 16.94 26.35 26.64
Benchmark - - 17.70 28.41
Scheme (in Rs.) - - 11,678 11,694 12,635 12,664
Benchmark (in Rs.) - - 11,770 12,841

13-05-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.8399 (G)*
10.8399 (D)^
10.0983 (QD)$
10.8399 (F)†
10.8794 (G)*
10.8794 (D)^
10.0990 (QD)$
10.8794 (F)†
11.7213 (G)*
11.7213 (D)^
10.0300 (QD)$
11.7213 (F)†
11.8112 (G)*
11.8112 (D)^
10.0306 (QD)$
11.8112 (F)†
0.5088 & (QD) $
0.5682 # (QD) $
0.5348 & (QD) $
0.6242 # (QD)$
0.5782 & (QD)$
0.6540 # (QD)$
0.6058 & (QD)$
1.3143 # (D)^
1.2177 & (D)^
0.5314 # (QD)$
0.4923 & (QD)$
1.3836 # (D)^
1.2819 & (D)^
0.5455 # (QD)$
0.5053 & (QD)$
10.8399 (D)^
10.0983 (QD)$
10.8399 (F)†
10.8794 (G)*
10.8794 (D)^
10.0990 (QD)$
10.8794 (F)†
11.7213 (G)*
11.7213 (D)^
10.0300 (QD)$
11.7213 (F)†
11.8112 (G)*
11.8112 (D)^
10.0306 (QD)$
11.8112 (F)†
12.6085 (G)*
10.6673 (D)^
10.0334 (QD)$
12.7222 (G)*
10.6769 (D)^
10.0280 (QD)$
12.7222 (F)†
Scheme - - 17.21 17.21 26.09 27.22
Benchmark - - 18.28 29.05
Scheme (in Rs.) - - 11,721 11,721 12,609 12,722
Benchmark (in Rs.) - - 11,828 12,905
12-06-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7389 (G)*
10.7389 (D)^
10.0663 (QD)$
10.7389 (F)†
10.7654 (G)*
10.7654 (D)^
10.0669 (QD)$
10.7654 (F)†
11.6433 (G)*
11.6433 (D)^
10.0347 (QD)$
11.6433 (F)†
11.7072 (G)*
11.7072 (D)^
10.0351 (QD)$
11.7072 (F)†
0.4577 & (QD) $
0.5064 # (QD) $
0.4751 & (QD) $
0.6158 # (QD)$
0.5704 & (QD)$
0.6382 # (QD)$
0.5913 & (QD)$
1.3377 # (D)^
1.2393 & (D)^
0.5269 # (QD)$
0.4883 & (QD)$
1.3908 # (D)^
1.2886 & (D)^
0.5606 # (QD)$
0.5194 & (QD)$
10.7389 (D)^
10.0663 (QD)$
10.7389 (F)†
10.7654 (G)*
10.7654 (D)^
10.0669 (QD)$
10.7654 (F)†
11.6433 (G)*
11.6433 (D)^
10.0347 (QD)$
11.6433 (F)†
11.7072 (G)*
11.7072 (D)^
10.0351 (QD)$
11.7072 (F)†
12.5481 (G)*
10.5972 (D)^
10.0734 (QD)$
12.5481 (F)†
12.6356 (G)*
10.5958 (D)^
10.0313 (QD)$
12.6356 (F)†
Scheme - - 16.43 17.07 25.48 26.36
Benchmark - - 17.09 27.75
Scheme (in Rs.) - - 11,643 11,707 12,548 12,636
Benchmark (in Rs.) - - 11,709 12,775

09-07-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6939 (G)*
10.6939 (D)^
10.0815 (QD)$
10.6939 (F)†
10.7174 (G)*
10.7174 (D)^
10.0816 (QD)$
11.5796 (G)*
11.5796 (D)^
10.0356 (QD)$
11.5796 (F)†
11.6400 (G)*
11.6400 (D)^
10.0356 (QD)$
0.4159 & (QD) $
0.4604 # (QD) $
0.4313 & (QD) $
0.6171 # (QD)$
0.5718 & (QD)$
0.6395 # (QD)$
0.5927 & (QD)$
1.3392 # (D)^
1.2407 & (D)^
0.5365 # (QD)$
0.4970 & (QD)$
1.3921 # (D)^
1.2897 & (D)^
0.5513 # (QD)$
0.5106 & (QD)$
10.6939 (D)^
10.0815 (QD)$
10.6939 (F)†
10.7174 (G)*
10.7174 (D)^
10.0816 (QD)$
11.5796 (G)*
11.5796 (D)^
10.0356 (QD)$
11.5796 (F)†
11.6400 (G)*
11.6400 (D)^
10.0356 (QD)$
12.4664 (G)*
10.5170 (D)^
10.0391 (QD)$
12.5521 (G)*
10.5239 (D)^
10.0349 (QD)$
Scheme - - 15.80 16.40 24.66 25.52
Benchmark - - 16.49 27.10
Scheme (in Rs.) - - 11,580 11,640 12,466 12,552
Benchmark (in Rs.) - - 11,649 12,710
Particulars HDFC FMP 1099D August 2014 (1)
05-09-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6726 (G)*
10.6726 (D)^
10.1803 (QD)$
10.6726 (F)†
10.6909 (G)*
10.6909 (D)^
10.1801 (QD)$
11.5820 (G)*
11.5820 (D)^
10.1375 (QD)$
11.5820 (F)†
11.6366 (G)*
11.6366 (D)^
10.1384 (QD)$
0.3262 & (QD) $
0.3655 # (QD) $
0.3390 & (QD) $
0.6369 # (QD) $
0.5902 & (QD) $
0.6599 # (QD) $
0.6114 & (QD) $
0.6065 # (QD) $
0.5619 & (QD) $
0.6271 # (QD) $
0.5809 & (QD) $
10.6726 (D)^
10.1803 (QD)$
10.6726 (F)†
10.6909 (G)*
10.6909 (D)^
10.1801 (QD)$
11.5820 (G)*
11.5820 (D)^
10.1375 (QD)$
11.5820 (F)†
11.6366 (G)*
11.6366 (D)^
10.1384 (QD)$
12.5286 (G)*
12.5286 (D)^
10.1025 (QD)$
12.5286 (F)†
12.6256 (G)*
12.6256 (D)^
10.1028 (QD)$
Scheme - - 15.82 16.37 25.29 26.26
Benchmark - - 17.77 30.83
Scheme (in Rs.) - - 11,582 11,637 12,529 12,626
Benchmark (in Rs.) - - 11,777 13,083

Particulars HDFC FMP 1107D December 2014 (1)
06-01-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.2276 (G)*
10.2276 (D)^
10.0479 (QD)$
10.2276 (F)†
10.2348 (G)*
10.2348 (D)^
10.0484 (QD)$
11.0774 (G)*
11.0774 (D)^
10.0272 (QD)$
11.0774 (F)†
11.1185 (G)*
11.1185 (D)^
10.0275 (QD)$
0.1206 & (QD) $
0.1349 # (QD) $
0.1251 & (QD) $
0.5989 # (QD) $
0.5549 & (QD) $
0.6213 # (QD) $
0.5755 & (QD) $
0.5924 # (QD) $
0.5489 & (QD) $
0.6146 # (QD) $
0.5694 & (QD) $
10.2276 (D)^
10.0479 (QD)$
10.2276 (F)†
10.2348 (G)*
10.2348 (D)^
10.0484 (QD)$
11.0774 (G)*
11.0774 (D)^
10.0272 (QD)$
11.0774 (F)†
11.1185 (G)*
11.1185 (D)^
10.0275 (QD)$
12.0205 (G)*
12.0205 (D)^
10.0356 (QD)$
12.0205 (F)†
12.1013 (G)*
12.1013 (D)^
10.0359 (QD)$
Scheme - - 10.77 11.19 20.21 21.01
Benchmark - - 11.40 23.76
Scheme (in Rs.) - - 11,077 11,119 12,021 12,101
Benchmark (in Rs.) - - 11,140 12,376
Particulars HDFC FMP 1107D October 2014 (1)
11-11-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.3590 (G)*
10.3590 (D)^
10.0441 (QD)$
10.3590 (F)†
10.3710 (G)*
10.3710 (D)^
10.0446 (QD)$
11.2442 (G)*
11.2442 (D)^
10.0306 (QD)$
11.2442 (F)†
11.2910 (G)*
11.2910 (D)^
10.0308 (QD)$
0.2114 & (QD) $
0.2363 # (QD) $
0.2192 & (QD) $
0.6098 # (QD) $
0.5651 & (QD) $
0.6322 # (QD) $
0.5857 & (QD) $
0.6016 # (QD) $
0.5575 & (QD) $
0.6239 # (QD) $
0.5780 & (QD) $
10.3590 (D)^
10.0441 (QD)$
10.3590 (F)†
10.3710 (G)*
10.3710 (D)^
10.0446 (QD)$
11.2442 (G)*
11.2442 (D)^
10.0306 (QD)$
11.2442 (F)†
11.2910 (G)*
11.2910 (D)^
10.0308 (QD)$
12.2083 (G)*
12.2083 (D)^
10.0326 (QD)$
12.2083 (F)†
12.2960 (G)*
12.2960 (D)^
10.0327 (QD)$
Scheme - - 12.44 12.91 22.08 22.96
Benchmark - - 13.55 26.15
Scheme (in Rs.) - - 11,244 11,291 12,208 12,296
Benchmark (in Rs.) - - 11,355 12,615

Particulars HDFC FMP 1111D November 2014 (1)
05-12-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.2688 (G)*
10.2688 (D)^
10.0333 (QD)$
10.2688 (F)†
10.2788 (G)*
10.2788 (D)^
10.0338 (QD)$
11.0911 (G)*
11.0911 (D)^
10.0303 (QD)$
11.0911 (F)†
11.1353 (G)*
11.1353 (D)^
10.0306 (QD)$
0.1580 & (QD) $
0.1773 # (QD) $
0.1644 & (QD) $
0.5645 # (QD) $
0.5230 & (QD) $
0.5867 # (QD) $
0.5436 & (QD) $
0.6442 # (QD) $
0.5969 & (QD) $
0.6663 # (QD) $
0.6172 & (QD) $
10.2688 (D)^
10.0333 (QD)$
10.2688 (F)†
10.2788 (G)*
10.2788 (D)^
10.0338 (QD)$
11.0911 (G)*
11.0911 (D)^
10.0303 (QD)$
11.0911 (F)†
11.1353 (G)*
11.1353 (D)^
10.0306 (QD)$
12.0896 (G)*
12.0896 (D)^
10.0113 (QD)$
12.0896 (F)†
12.1741 (G)*
12.1741 (D)^
10.0116 (QD)$
Scheme - - 10.91 11.35 20.90 21.74
Benchmark - - 11.90 24.31
Scheme (in Rs.) - - 11,091 11,135 12,090 12,174
Benchmark (in Rs.) - - 11,190 12,431
Particulars HDFC FMP 1113D August 2014 (1)
27-08-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6993 (G)*
10.6993 (D)^
10.1784 (QD)$
10.6993 (F)†
10.7185 (G)*
10.7185 (D)^
10.1789 (QD)$
11.5944 (G)*
11.5944 (D)^
10.1217 (QD)$
11.5944 (F)†
11.6500 (G)*
11.6500 (D)^
10.1221 (QD)$
0.3448 & (QD) $
0.3849 # (QD) $
0.3570 & (QD) $
0.6358 # (QD) $
0.5891 & (QD) $
0.6584 # (QD) $
0.6101 & (QD) $
0.6099 # (QD) $
0.5650 & (QD) $
0.6323 # (QD) $
0.5858 & (QD) $
10.6993 (D)^
10.1784 (QD)$
10.6993 (F)†
10.7185 (G)*
10.7185 (D)^
10.1789 (QD)$
11.5944 (G)*
11.5944 (D)^
10.1217 (QD)$
11.5944 (F)†
11.6500 (G)*
11.6500 (D)^
10.1221 (QD)$
12.5495 (G)*
12.5495 (D)^
10.0867 (QD)$
12.5495 (F)†
12.6477 (G)*
12.6477 (D)^
10.0871 (QD)$
Scheme - - 15.94 16.50 25.50 26.48
Benchmark - - 18.11 31.21
Scheme (in Rs.) - - 11,594 11,650 12,550 12,648
Benchmark (in Rs.) - - 11,811 13,121

Particulars HDFC FMP 1113D November 2014 (1)
26-11-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.3113 (G)*
10.3113 (D)^
10.0347 (QD)$
10.3113 (F)†
10.3219 (G)*
10.3219 (D)^
10.0352 (QD)$
10.3219 (F)†
11.1857 (G)*
11.1857 (D)^
10.0289 (QD)$
11.1857 (F)†
11.2308 (G)*
11.2308 (D)^
10.0293 (QD)$
11.2308 (F)†
0.1857 & (QD) $
0.2075 # (QD) $
0.1924 & (QD) $
0.5993 # (QD) $
0.5553 & (QD) $
0.6217 # (QD) $
0.5760 & (QD) $
0.5893 # (QD) $
0.5458 & (QD) $
0.6114 # (QD) $
0.5665 & (QD) $
10.3113 (D)^
10.0347 (QD)$
10.3113 (F)†
10.3219 (G)*
10.3219 (D)^
10.0352 (QD)$
10.3219 (F)†
11.1857 (G)*
11.1857 (D)^
10.0289 (QD)$
11.1857 (F)†
11.2308 (G)*
11.2308 (D)^
10.0293 (QD)$
11.2308 (F)†
12.1475 (G)*
12.1475 (D)^
10.0511 (QD)$
12.1475 (F)†
12.2331 (G)*
12.2331 (D)^
10.0513 (QD)$
12.2331 (F)†
Scheme - - 11.86 12.31 21.48 22.33
Benchmark - - 12.95 25.48
Scheme (in Rs.) - - 11,186 11,231 12,148 12,233
Benchmark (in Rs.) - - 11,295 12,548
Particulars HDFC FMP 1113D October 2014 (1)
22-10-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.4511 (G)*
10.4511 (D)^
10.0949 (QD)$
10.4511 (F)†
10.4649 (G)*
10.4649 (D)^
10.0953 (QD)$
11.3406 (G)*
11.3406 (D)^
10.0734 (QD)$
11.3406 (F)†
11.3897 (G)*
11.3897 (D)^
10.0735 (QD)$
0.2367 & (QD) $
0.2647 # (QD) $
0.2454 & (QD) $
0.6161 # (QD) $
0.5709 & (QD) $
0.6385 # (QD) $
0.5917 & (QD) $
0.6059 # (QD) $
0.5613 & (QD) $
0.6280 # (QD) $
0.5817 & (QD) $
10.4511 (D)^
10.0949 (QD)$
10.4511 (F)†
10.4649 (G)*
10.4649 (D)^
10.0953 (QD)$
11.3406 (G)*
11.3406 (D)^
10.0734 (QD)$
11.3406 (F)†
11.3897 (G)*
11.3897 (D)^
10.0735 (QD)$
12.3086 (G)*
12.3086 (D)^
10.0693 (QD)$
12.3086 (F)†
12.3991 (G)*
12.3991 (D)^
10.0693 (QD)$
Scheme - - 13.41 13.90 23.09 23.99
Benchmark - - 15.23 28.01
Scheme (in Rs.) - - 11,341 11,390 12,309 12,399
Benchmark (in Rs.) - - 11,523 12,801

Particulars HDFC FMP 1115D January 2015 (1)
14-01-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1578 (G)*
10.1578 (D)^
10.0365 (QD)$
10.1578 (F)†
10.1642 (G)*
10.1642 (D)^
10.0371 (QD)$
11.0192 (G)*
10.1578 (D)^
11.0192 (QD)$
11.0192 (F)†
11.0593 (G)*
11.0593 (D)^
10.0254 (QD)$
0.0814 & (QD) $
0.0921 # (QD) $
0.0854 & (QD) $
0.6027 # (QD) $
0.5585 & (QD) $
0.6252 # (QD) $
0.5793 & (QD) $
0.5986 # (QD) $
0.5546 & (QD) $
0.6208 # (QD) $
0.5753 & (QD) $
10.1578 (D)^
10.0365 (QD)$
10.1578 (F)†
10.1642 (G)*
10.1642 (D)^
10.0371 (QD)$
11.0192 (G)*
10.1578 (D)^
11.0192 (QD)$
11.0192 (F)†
11.0593 (G)*
11.0593 (D)^
10.0254 (QD)$
11.9621 (G)*
11.9621 (D)^
10.0286 (QD)$
11.9621 (F)†
12.0417 (G)*
12.0417 (D)^
10.0289 (QD)$
Scheme - - 10.19 10.59 19.62 20.42
Benchmark - - 10.63 22.90
Scheme (in Rs.) - - 11,019 11,059 11,962 12,042
Benchmark (in Rs.) - - 11,063 12,290
Particulars HDFC FMP 1125D September 2014 (1)
10-10-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.5289 (G)*
10.5289 (D)^
10.1323 (QD)$
10.5289 (F)†
10.5438 (G)*
10.5438 (D)^
10.1327 (QD)$
11.4259 (G)*
11.4259 (D)^
10.1106 (QD)$
11.4259 (F)†
11.4765 (G)*
11.4765 (D)^
10.1109 (QD)$
0.2632 & (QD) $
0.2941 # (QD) $
0.2727 & (QD) $
0.6191 # (QD) $
0.5735 & (QD) $
0.6415 # (QD) $
0.5944 & (QD) $
0.6118 # (QD) $
0.5667 & (QD) $
0.6342 # (QD) $
0.5876 & (QD) $
10.5289 (D)^
10.1323 (QD)$
10.5289 (F)†
10.5438 (G)*
10.5438 (D)^
10.1327 (QD)$
11.4259 (G)*
11.4259 (D)^
10.1106 (QD)$
11.4259 (F)†
11.4765 (G)*
11.4765 (D)^
10.1109 (QD)$
12.4044 (G)*
12.4044 (D)^
10.1039 (QD)$
12.4044 (F)†
12.4968 (G)*
12.4968 (D)^
10.1042 (QD)$
Scheme - - 14.26 14.77 24.04 24.97
Benchmark - - 16.17 29.05
Scheme (in Rs.) - - 11,426 11,477 12,404 12,497
Benchmark (in Rs.) - - 11,617 12,905

25-09-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.6095 (G)*
10.6095 (D)^
10.1644 (QD)$
10.6095 (F)†
10.6259 (G)*
10.6259 (D)^
10.1648 (QD)$
11.5117 (G)*
11.5117 (D)^
10.1239 (QD)$
11.5117 (F)†
11.5641 (G)*
11.5641 (D)^
10.1242 (QD)$
0.2950 & (QD) $
0.3294 # (QD) $
0.3054 & (QD) $
0.6332 # (QD) $
0.5867 & (QD) $
0.6555 # (QD) $
0.6072 & (QD) $
0.6139 # (QD) $
0.5687 & (QD) $
0.6360 # (QD) $
0.5891 & (QD) $
10.6095 (D)^
10.1644 (QD)$
10.6095 (F)†
10.6259 (G)*
10.6259 (D)^
10.1648 (QD)$
11.5117 (G)*
11.5117 (D)^
10.1239 (QD)$
11.5117 (F)†
11.5641 (G)*
11.5641 (D)^
10.1242 (QD)$
12.4784 (G)*
12.4784 (D)^
10.0992 (QD)$
12.4784 (F)†
12.5729 (G)*
12.5729 (D)^
10.0993 (QD)$
Scheme - - 15.12 15.64 24.78 25.73
Benchmark - - 16.90 29.86
Scheme (in Rs.) - - 11,512 11,564 12,478 12,573
Benchmark (in Rs.) - - 11,690 12,986
19-09-2014~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6577 (G)*
10.6577 (D)^
10.1717 (QD)$
10.6577 (F)†
10.6744 (G)*
10.6744 (D)^
10.1723 (QD)$
10.6744 (F)†
11.6094 (G)*
11.6094 (D)^
10.1175 (QD)$
11.6094 (F)†
11.6624 (G)*
11.6624 (D)^
10.1179 (QD)$
11.6624 (F)†
0.3219 & (QD) $
0.3584 # (QD) $
0.3323 & (QD) $
0.6725 # (QD) $
0.6231 & (QD) $
0.6951 # (QD) $
0.6440 & (QD) $
0.6415 # (QD) $
0.5943 & (QD) $
0.6640 # (QD) $
0.6153 & (QD) $
10.6577 (D)^
10.1717 (QD)$
10.6577 (F)†
10.6744 (G)*
10.6744 (D)^
10.1723 (QD)$
10.6744 (F)†
11.6094 (G)*
11.6094 (D)^
10.1175 (QD)$
11.6094 (F)†
11.6624 (G)*
11.6624 (D)^
10.1179 (QD)$
11.6624 (F)†
12.6466 (G)*
12.6466 (D)^
10.1056 (QD)$
12.6466 (F)†
12.7426 (G)*
12.7426 (D)^
10.1059 (QD)$
12.7426 (F)†
Scheme - - 16.09 16.62 26.47 27.43
Benchmark - - 17.07 30.06
Scheme (in Rs.) - - 11,609 11,662 12,647 12,743
Benchmark (in Rs.) - - 11,707 13,006

Particulars HDFC FMP 1128D March 2015 (1)
26-03-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0208 (G)*
10.0208 (D)^
10.0208 (QD)$
10.0212 (G)*
10.0212 (D)^
10.0212 (QD)$
10.8579 (G)*
10.8579 (D)^
10.0212 (QD)$
10.8910 (G)*
10.8910 (D)^
10.0213 (QD)$
Dividends (Rs.) – – 0.5855 # (QD) $
0.5424 & (QD) $
0.6075 # (QD) $
0.5629 & (QD) $
0.5791 # (QD) $
0.5364 & (QD) $
0.6013 # (QD) $
0.5571 & (QD) $
10.0208 (D)^
10.0208 (QD)$
10.0212 (G)*
10.0212 (D)^
10.0212 (QD)$
10.8579 (G)*
10.8579 (D)^
10.0212 (QD)$
10.8910 (G)*
10.8910 (D)^
10.0213 (QD)$
11.8263 (G)*
11.8263 (D)^
10.0876 (QD)$
11.8980 (G)*
11.8980 (D)^
10.0880 (QD)$
Scheme - - 8.58 8.91 18.26 18.98
Benchmark - - 8.71 20.77
Scheme (in Rs.) - - 10,858 10,891 11,826 11,898
Benchmark (in Rs.) - - 10,871 12,077
19-03-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0240 (G)*
10.0240 (D)^
10.0240 (QD)$
10.0240 (F)†
10.0255 (G)*
10.0255 (D)^
10.0255 (QD)$
10.8828 (G)*
10.8828 (D)^
10.0203 (QD)$
10.8828 (F)†
10.9172 (G)*
10.9172 (D)^
10.0206 (QD)$
Dividends (Rs.) – – 0.6031 # (QD) $
0.5588 & (QD) $
0.6262 # (QD) $
0.5801 & (QD) $
0.5851 # (QD) $
0.5422 & (QD) $
0.6075 # (QD) $
0.5628 & (QD) $
10.0240 (D)^
10.0240 (QD)$
10.0240 (F)†
10.0255 (G)*
10.0255 (D)^
10.0255 (QD)$
10.8828 (G)*
10.8828 (D)^
10.0203 (QD)$
10.8828 (F)†
10.9172 (G)*
10.9172 (D)^
10.0206 (QD)$
11.8717 (G)*
11.8717 (D)^
10.0944 (QD)$
11.8717 (F)†
11.9450 (G)*
11.9450 (D)^
10.0947 (QD)$
Scheme - - 8.83 9.17 18.72 19.45
Benchmark - - 8.71 20.76
Scheme (in Rs.) - - 10,883 10,917 11,872 11,945
Benchmark (in Rs.) - - 10,871 12,076

Particulars HDFC FMP 1157D February 2015 (1)
25-05-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0460 (D)^
10.0470 (G)*
10.0470 (D)^
10.1012 (G)*
10.1012 (D)^
10.1012 (QD)$
10.1012 (F)†
10.1041 (G)*
10.1041 (D)^
10.1041 (QD)$
10.9465 (G)*
10.9465 (D)^
10.0228 (QD)$
10.9465 (F)†
10.9826 (G)*
10.9826 (D)^
10.9826 (QD)$
Dividends (Rs.) – – 0.6445 # (QD) $
0.5971 & (QD) $
– 0.5885 # (QD) $
0.5453 & (QD) $
–
10.1012 (D)^
10.1012 (QD)$
10.1012 (F)†
10.1041 (G)*
10.1041 (D)^
10.1041 (QD)$
10.9465 (G)*
10.9465 (D)^
10.0228 (QD)$
10.9465 (F)†
10.9826 (G)*
10.9826 (D)^
10.9826 (QD)$
11.9384 (G)*
11.9384 (D)^
10.0898 (QD)$
11.9384 (F)†
12.0137 (G)*
12.0137 (D)^
12.0137 (QD)$
Scheme - - 9.47 9.83 19.38 20.14
Benchmark - - 9.03 21.12
Scheme (in Rs.) - - 10,947 10,983 11,938 12,014
Benchmark (in Rs.) - - 10,903 12,112
Particulars HDFC FMP 1184D January 2015 (1)
29-01-2015~ to 31-03-2015 01-04-2015 to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1574 (G)*
10.1574 (D)^
10.0262 (QD)$
10.1574 (F)†
10.1626 (G)*
10.1626 (D)^
10.0268 (QD)$
11.1942 (G)*
11.1942 (D)^
10.0246 (QD)$
11.1942 (F)†
11.2336 (G)*
11.2336 (D)^
10.0247 (QD)$
0.0881 & (QD) $
0.0983 # (QD) $
0.0912 & (QD) $
0.7125 # (QD) $
0.6601 & (QD) $
0.7351 # (QD) $
0.6810 & (QD) $
0.6796 # (QD) $
0.6296 & (QD) $
0.7020 # (QD) $
0.6503 & (QD) $
10.1574 (D)^
10.0262 (QD)$
10.1574 (F)†
10.1626 (G)*
10.1626 (D)^
10.0268 (QD)$
11.1942 (G)*
11.1942 (D)^
10.0246 (QD)$
11.1942 (F)†
11.2336 (G)*
11.2336 (D)^
10.0247 (QD)$
12.4247 (G)*
12.4247 (D)^
10.1478 (QD)$
12.4247 (F)†
12.5058 (G)*
12.5058 (D)^
10.1480 (QD)$
Scheme - - 11.94 12.34 24.25 25.06
Benchmark - - 9.48 21.62
Scheme (in Rs.) - - 11,194 11,234 12,425 12,506
Benchmark (in Rs.) - - 10,948 12,162

Particulars HDFC FMP 1115D March 2015 (1) HDFC FMP 1106D May 2015 (1)
08-04-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 20-05-2015~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7488 (G)*
10.7488 (D)^
10.0176 (QD)$
10.7488 (F)†
10.7804 (G)*
10.7804 (D)^
10.0178 (QD)$
10.7804 (F)†
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.7099 (G)*
10.7099 (D)^
10.0279 (QD)$
10.7099 (F)†
10.7378 (G)*
10.7378 (D)^
10.0280 (QD)$
10.7378 (F)†
0.4763 & (QD) $
0.5356 # (QD) $
0.4961 & (QD) $
0.5737 # (QD) $
0.5314 & (QD) $
0.5958 # (QD) $
0.5519 & (QD) $
0.4813 # (QD) $
0.4460 & (QD) $
0.5004 # (QD) $
0.4336 & (QD) $
0.5584 # (QD) $
0.5173 & (QD) $
0.5806 # (QD) $
0.5379 & (QD) $
10.7488 (D)^
10.0176 (QD)$
10.7488 (F)†
10.7804 (G)*
10.7804 (D)^
10.0178 (QD)$
10.7804 (F)†
11.7046 (G)*
11.7046 (D)^
10.0880 (QD)$
11.7046 (F)†
11.7744 (G)*
11.7744 (D)^
10.0883 (QD)$
11.7744 (F)†
10.7099 (G)*
10.7099 (D)^
10.0279 (QD)$
10.7099 (F)†
10.7378 (G)*
10.7378 (D)^
10.0280 (QD)$
10.7378 (F)†
11.6697 (G)*
11.6697 (D)^
10.1291 (QD)$
11.6697 (F)†
11.7352 (G)*
11.7352 (D)^
10.1294 (QD)$
11.7352 (F)†
Returns from the date of allotment till the end of
the year/period (%)
7.49 7.80 8.27 8.60 7.10 7.38 8.63 8.95
Benchmark Returns from the date of allotment till
the end of the year/period (%)
8.28 9.78 7.68 10.08
Benchmark CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index
Additional Benchmark Returns from the date of
allotment till the end of the period (%)
7.69 7.49 6.76 7.47
Additional Benchmark CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index
NetAssetsattheendoftheyear/period(Rs.inCrores) 24.93 27.14 32.34 35.26
Scheme - - 17.05 17.74 - - 16.70 17.35
Benchmark - - 20.29 - - 19.62
Scheme (in Rs.) - - 11,705 11,774 - - 11,670 11,735
Benchmark (in Rs.) - - 12,029 - - 11,962
Particulars HDFC FMP 1127D May 2015 (1) HDFC FMP 1112D June 2015 (1)
10-06-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 02-07-2015~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6392 (G)*
10.6392 (D)^
10.0231 (QD)$
10.6392 (F)†
10.6737 (G)*
10.6737 (D)^
10.0236 (QD)$
10.6737 (F)†
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.6492 (G)*
10.6492 (D)^
10.0448 (QD)$
10.6492 (F)†
10.6731 (G)*
10.6731 (D)^
10.0450 (QD)$
10.6731 (F)†
0.4036 & (QD) $
0.4592 # (QD) $
0.4255 & (QD) $
0.6571 # (QD) $
0.6088 & (QD) $
0.6869 # (QD) $
0.6365 & (QD) $
0.4274 # (QD) $
0.3959 & (QD) $
0.4437 # (QD) $
0.4111 & (QD) $
0.5818 # (QD) $
0.5391 & (QD) $
0.6042 # (QD) $
0.5598 & (QD) $
10.6392 (D)^
10.0231 (QD)$
10.6392 (F)†
10.6737 (G)*
10.6737 (D)^
10.0236 (QD)$
10.6737 (F)†
11.7339 (G)*
11.7339 (D)^
10.1101 (QD)$
11.7339 (F)†
11.8191 (G)*
11.8191 (D)^
10.1105 (QD)$
11.8191 (F)†
10.6492 (G)*
10.6492 (D)^
10.0448 (QD)$
10.6492 (F)†
10.6731 (G)*
10.6731 (D)^
10.0450 (QD)$
10.6731 (F)†
11.6079 (G)*
11.6079 (D)^
10.1186 (QD)$
11.6079 (F)†
11.6689 (G)*
11.6689 (D)^
10.1188 (QD)$
11.6689 (F)†
the year/period (%)
6.39 6.74 9.25 9.68 6.49 6.73 8.90 9.23
7.89 10.54 7.25 10.54
6.19 7.40 5.65 7.40
Scheme - - 17.34 18.19 - - 16.08 16.69
Benchmark - - 19.86 - - 19.14
Scheme (in Rs.) - - 11,734 11,819 - - 11,608 11,669
Benchmark (in Rs.) - - 11,986 - - 11,914

Particulars HDFC FMP 1134D July 2015 (1) HDFC FMP 1126D July 2015 (1)
15-07-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 23-07-2015~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.5874 (G)*
10.5874 (D)^
10.0228 (QD)$
10.6102 (G)*
10.6102 (D)^
10.0231 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.5279 (G)*
10.5279 (D)^
10.0244 (QD)$
10.5868 (G)*
10.5868 (D)^
0.3704 & (QD) $
0.4155 # (QD) $
0.3850 & (QD) $
0.5674 # (QD) $
0.5256 & (QD) $
0.5897 # (QD) $
0.5462 & (QD) $
0.3586 # (QD) $
0.3322 & (QD) $
0.5336 # (QD) $
0.4943 & (QD) $
–
–
10.5874 (D)^
10.0228 (QD)$
10.6102 (G)*
10.6102 (D)^
10.0231 (QD)$
11.5539 (G)*
11.5539 (D)^
10.1269 (QD)$
11.6135 (G)*
11.6135 (D)^
10.1272 (QD)$
10.5279 (G)*
10.5279 (D)^
10.0244 (QD)$
10.5868 (G)*
10.5868 (D)^
11.4273 (G)*
11.4273 (D)^
10.1196 (QD)$
11.5836 (G)*
11.5836 (D)^
the year/period (%)
5.87 6.10 8.80 9.13 5.28 5.87 8.21 9.09
6.96 10.60 6.66 10.56
5.34 7.33 5.18 7.33
Scheme - - 15.54 16.14 - - 14.27 15.84
Benchmark - - 18.83 - - 18.49
Scheme (in Rs.) - - 11,554 11,614 - - 11,427 11,584
Benchmark (in Rs.) - - 11,883 - - 11,849
Particulars HDFC FMP 1141D July 2015 (1) HDFC FMP 1108D September 2015 (1)
06-08-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 23-09-2015~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.4863 (G)*
10.4863 (D)^
10.0224 (QD)$
10.5422 (G)*
10.5422 (D)^
10.0232 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.4021 (G)*
10.4021 (D)^
10.0251 (QD)$
10.4465 (G)*
10.4465 (D)^
10.0257 (QD)$
0.3063 & (QD) $
0.3694 # (QD) $
0.3421 & (QD) $
0.5712 # (QD) $
0.5291 & (QD) $
0.5945 # (QD) $
0.5508 & (QD) $
0.2691 # (QD) $
0.2493 & (QD) $
0.3000 # (QD) $
0.2779 & (QD) $
0.5516 # (QD) $
0.5110 & (QD) $
0.5843 # (QD) $
0.5413 & (QD) $
10.4863 (D)^
10.0224 (QD)$
10.5422 (G)*
10.5422 (D)^
10.0232 (QD)$
11.4321 (G)*
11.4321 (D)^
10.1099 (QD)$
11.5283 (G)*
11.5283 (D)^
10.1098 (QD)$
10.4021 (G)*
10.4021 (D)^
10.0251 (QD)$
10.4465 (G)*
10.4465 (D)^
10.0257 (QD)$
11.3303 (G)*
11.3303 (D)^
10.1326 (QD)$
11.4282 (G)*
11.4282 (D)^
10.1327 (QD)$
the year/period (%)
4.86 5.42 8.44 8.99 4.02 4.47 8.56 9.18
6.11 10.47 4.78 10.50
4.90 7.33 3.86 7.29
Scheme - - 14.32 15.28 - - 13.30 14.28
Benchmark - - 17.88 - - 16.40
Scheme (in Rs.) - - 11,432 11,528 - - 11,330 11,428
Benchmark (in Rs.) - - 11,788 - - 11,640

Particulars HDFC FMP 1105D October 2015 (1) HDFC FMP 1111D November 2015 (1)
15-10-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 03-12-2015~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.2949 (G)*
10.2949 (D)^
10.0242 (QD)$
10.3339 (G)*
10.3339 (D)^
10.0249 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.2133 (G)*
10.2133 (D)^
10.0205 (QD)$
10.2410 (G)*
10.2410 (D)^
10.0213 (QD)$
0.1806 & (QD) $
0.2226 # (QD) $
0.2062 & (QD) $
0.5760 # (QD) $
0.5337 & (QD) $
0.6137 # (QD) $
0.5686 & (QD) $
0.1389 # (QD) $
0.1287 & (QD) $
0.1583 # (QD) $
0.1467 & (QD) $
0.6070 # (QD) $
0.5623 & (QD) $
0.6519 # (QD) $
0.6039 & (QD) $
10.2949 (D)^
10.0242 (QD)$
10.3339 (G)*
10.3339 (D)^
10.0249 (QD)$
11.2182 (G)*
11.2182 (D)^
10.0992 (QD)$
11.3175 (G)*
11.3175 (D)^
10.0994 (QD)$
10.2133 (G)*
10.2133 (D)^
10.0205 (QD)$
10.2410 (G)*
10.2410 (D)^
10.0213 (QD)$
11.1288 (G)*
11.1288 (D)^
10.0514 (QD)$
11.2260 (G)*
11.2260 (D)^
10.0515 (QD)$
the year/period (%)
2.95 3.34 8.19 8.85 2.13 2.41 8.40 9.11
3.31 9.89 2.66 10.42
3.11 7.07 2.21 7.10
Scheme - - 12.18 13.18 - - 11.29 12.26
Benchmark - - 14.76 - - 14.05
Scheme (in Rs.) - - 11,218 11,318 - - 11,129 11,226
Benchmark (in Rs.) - - 11,476 - - 11,405
Particulars HDFC FMP 1105D December 2015 (1) HDFC FMP 1183D January 2016 (1)
30-12-2015~ to 31-03-2016 01-04-2016 to 31-03-2017 12-01-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.2014 (G)*
10.2014 (D)^
10.0225 (QD)$
10.2231 (G)*
10.2231 (D)^
10.0233 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1762 (G)*
10.1762 (D)^
10.0226 (QD)$
10.1951 (G)*
10.1951 (D)^
10.0235 (QD)$
0.1194 & (QD) $
0.1440 # (QD) $
0.1334 & (QD) $
0.5402 # (QD) $
0.5005 & (QD) $
0.5891 # (QD) $
0.5458 & (QD) $
0.1107 # (QD) $
0.1025 & (QD) $
0.1237 # (QD) $
0.1146 & (QD) $
0.5558 # (QD) $
0.5149 & (QD) $
0.6097 # (QD) $
0.5647 & (QD) $
10.2014 (D)^
10.0225 (QD)$
10.2231 (G)*
10.2231 (D)^
10.0233 (QD)$
11.1124 (G)*
11.1124 (D)^
10.1470 (QD)$
11.2085 (G)*
11.2085 (D)^
10.1472 (QD)$
10.1762 (G)*
10.1762 (D)^
10.0226 (QD)$
10.1951 (G)*
10.1951 (D)^
10.0235 (QD)$
11.0889 (G)*
11.0889 (D)^
10.1273 (QD)$
11.1893 (G)*
11.1893 (D)^
10.1273 (QD)$
the year/period (%)
2.01 2.23 8.79 9.54 1.76 1.95 8.87 9.68
2.48 10.91 2.12 10.93
1.70 7.11 1.50 7.14
Scheme - - 11.12 12.09 - - 10.89 11.89
Benchmark - - 13.84 - - 13.44
Scheme (in Rs.) - - 11,112 11,209 - - 11,089 11,189
Benchmark (in Rs.) - - 11,384 - - 11,344

Particulars HDFC FMP 1176D January 2016 (1) HDFC FMP 1167D January 2016 (1)
19-01-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 28-01-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1619 (G)*
10.1619 (D)^
10.0228 (QD)$
10.1791 (G)*
10.1791 (D)^
10.0237 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1576 (G)*
10.1576 (D)^
10.0339 (QD)$
10.1727 (G)*
10.1727 (D)^
10.0346 (QD)$
0.0928 & (QD) $
0.1121 # (QD) $
0.1039 & (QD) $
0.5382 # (QD) $
0.4986 & (QD) $
0.5956 # (QD) $
0.5519 & (QD) $
0.0892 # (QD) $
0.0826 & (QD) $
0.0995 # (QD) $
0.0922 & (QD) $
0.5275 # (QD) $
0.4887 & (QD) $
0.5907 # (QD) $
0.5473 & (QD) $
10.1619 (D)^
10.0228 (QD)$
10.1791 (G)*
10.1791 (D)^
10.0237 (QD)$
11.0529 (G)*
11.0529 (D)^
10.1338 (QD)$
11.1562 (G)*
11.1562 (D)^
10.1339 (QD)$
10.1576 (G)*
10.1576 (D)^
10.0339 (QD)$
10.1727 (G)*
10.1727 (D)^
10.0346 (QD)$
11.0398 (G)*
11.0398 (D)^
10.1530 (QD)$
11.1506 (G)*
11.1506 (D)^
10.1541 (QD)$
the year/period (%)
1.62 1.79 8.72 9.57 1.58 1.73 8.80 9.73
2.22 11.20 2.05 11.29
1.36 7.14 1.21 7.16
NetAssetsattheendoftheyear/period(Rs.inCrores) 301.57 246.46 1,055.25 1,156.37
Ratio of. recurring expenses to net assets (%) 0.90 0.05 0.80 0.04 0.90 0.05 0.89 0.04
Scheme - - 10.53 11.56 - - 10.40 11.51
Benchmark - - 13.56 - - 13.36
Scheme (in Rs.) - - 11,053 11,156 - - 11,040 11,151
Benchmark (in Rs.) - - 11,356 - - 11,336
Particulars HDFC FMP 1155D February 2016 (1) HDFC FMP 1168D February 2016 (1)
09-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 03-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1539 (G)*
10.1539 (D)^
10.0581 (QD)$
10.1663 (G)*
10.1663 (D)^
10.0589 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1582 (G)*
10.0305 (QD)$
10.1602 (G)*
10.1602 (D)^
0.0640 & (QD) $
0.0774 # (QD) $
0.0717 & (QD) $
0.5300 # (QD) $
0.4910 & (QD) $
0.5901 # (QD) $
0.5468 & (QD) $
0.0914 # (QD) $
0.0847 & (QD) $
– 0.7011 # (QD) $
0.6495 & (QD) $
–
10.1539 (D)^
10.0581 (QD)$
10.1663 (G)*
10.1663 (D)^
10.0589 (QD)$
11.0280 (G)*
11.0280 (D)^
11.3889 (QD)$
11.1299 (G)*
11.1299 (D)^
10.1685 (QD)$
10.1582 (G)*
10.0305 (QD)$
10.1602 (G)*
10.1602 (D)^
11.3555 (G)*
10.2030 (QD)$
11.3634 (G)*
11.3634 (D)^
the year/period (%)
1.54 1.66 8.96 9.85 1.58 1.60 11.62 11.69
2.08 11.67 2.22 11.62
1.03 7.20 1.14 7.20
Scheme - - 10.28 11.30 - - 13.56 13.63
Benchmark - - 13.41 - - 13.56
Scheme (in Rs.) - - 11,028 11,130 - - 11,356 11,363
Benchmark (in Rs.) - - 11,341 - - 11,356

18-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 25-02-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1631 (G)*
10.1631 (D)^
10.1631 (QD)$
10.1732 (G)*
10.1732 (D)^
10.1732 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.1126 (G)*
10.1126 (D)^
10.1126 (QD)$
10.1160 (G)*
10.1160 (D)^
10.1160 (QD)$
Dividends (Rs.) – – 0.5874 # (QD) $
0.5442 & (QD) $
0.6549 # (QD) $
0.6067 & (QD) $
– – 0.7531 # (QD) $
0.6977 & (QD) $
0.8017 # (QD) $
0.7427 & (QD) $
10.1631 (D)^
10.1631 (QD)$
10.1732 (G)*
10.1732 (D)^
10.1732 (QD)$
11.0255 (G)*
11.0255 (D)^
10.1855 (QD)$
11.1254 (G)*
11.1254 (D)^
10.1856 (QD)$
10.1126 (G)*
10.1126 (D)^
10.1126 (QD)$
10.1160 (G)*
10.1160 (D)^
10.1160 (QD)$
11.3139 (G)*
11.3139 (D)^
10.2216 (QD)$
11.3889 (G)*
10.2220 (QD)$
the year/period (%)
1.63 1.73 9.15 10.04 1.13 1.16 11.92 12.60
2.19 12.04 2.77 12.85
0.88 7.22 0.75 7.23
Scheme - - 10.26 11.25 - - 13.14 13.89
Benchmark - - 13.52 - - 14.17
Scheme (in Rs.) - - 11,026 11,125 - - 11,314 11,389
Benchmark (in Rs.) - - 11,352 - - 11,417
04-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 03-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0725 (G)*
10.0725 (D)^
10.0725 (QD)$
10.0815 (G)*
10.0815 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0689 (G)*
10.1195 (D)^
10.1195 (QD)$
10.1262 (G)*
10.0695 (D)^
Dividends (Rs.) – – 0.6631 # (QD) $
0.6144 & (QD) $
0.7617 # (QD) $
0.7056 & (QD) $
0.0408 # (QD) $
0.0378 & (QD) $
0.0365 # (QD) $
0.0338 & (QD) $
0.5713 # (QD) $
0.5294 & (QD) $
–
–
10.0725 (D)^
10.0725 (QD)$
10.0815 (G)*
10.0815 (QD)$
11.1534 (G)*
11.1534 (D)^
10.1983 (QD)$
11.3014 (G)*
10.1987 (QD)$
10.0689 (G)*
10.1195 (D)^
10.1195 (QD)$
10.1262 (G)*
10.0695 (D)^
10.9970 (G)*
10.9419 (D)^
10.1803 (QD)$
11.0918 (G)*
11.0297 (D)^
the year/period (%)
0.72 0.82 10.70 12.07 1.20 1.26 9.23 10.10
1.60 11.93 1.68 11.98
0.50 7.14 0.52 7.14
Scheme - - 11.53 13.01 - - 9.97 10.92
Benchmark - - 12.87 - - 12.95
Scheme (in Rs.) - - 11,153 11,301 - - 10,997 11,092
Benchmark (in Rs.) - - 11,287 - - 11,295

Particulars HDFC FMP 1140D March 2016 (1) HDFC FMP 1114D March 2016 (1)
17-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 22-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0409 (G)*
10.0409 (D)^
10.0409 (QD)$
10.0462 (G)*
10.0462 (D)^
10.0462 (QD)$
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0241 (G)*
10.0241 (D)^
10.0241 (QD)$
10.0265 (G)*
10.0265 (D)^
Dividends (Rs.) – – 0.6590 # (QD) $
0.6105 & (QD) $
0.7572 # (QD) $
0.7014 & (QD) $
– – 0.5358 # (QD) $
0.4965 & (QD) $
–
–
10.0409 (D)^
10.0409 (QD)$
10.0462 (G)*
10.0462 (D)^
10.0462 (QD)$
11.1895 (G)*
11.1895 (D)^
10.2379 (QD)$
11.3373 (G)*
11.3373 (D)^
10.2384 (QD)$
10.0241 (G)*
10.0241 (D)^
10.0241 (QD)$
10.0265 (G)*
10.0265 (D)^
10.9034 (G)*
10.9034 (D)^
10.1386 (QD)$
10.9991 (G)*
10.9991 (D)^
the year/period (%)
0.41 0.46 11.43 12.85 0.24 0.27 8.81 9.74
0.73 11.44 0.39 11.23
0.27 7.15 0.17 7.16
NetAssetsattheendoftheyear/period(Rs.inCrores) 270.36 301.72 1,814.38 1,990.04
Scheme - - 11.90 13.37 - - 9.03 9.99
Benchmark - - 11.90 - - 11.52
Scheme (in Rs.) - - 11,190 11,337 - - 10,903 10,999
Benchmark (in Rs.) - - 11,190 - - 11,152
Particulars HDFC FMP 1120D March 2016 (1) HDFC FMP 1190D March 2016 (1)
16-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017 23-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0575 (G)*
10.0575 (D)^
10.0612 (G)*
10.0612 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0249 (G)*
10.0249 (D)^
10.0249 (QD)$
10.0259 (G)*
10.0259 (D)^
10.0259 (QD)$
Dividends (Rs.) – – – – – – 0.6874 # (QD) $
0.6369 & (QD) $
0.7329 # (QD) $
0.6790 & (QD) $
10.0575 (D)^
10.0612 (G)*
10.0612 (D)^
10.9078 (G)*
10.9078 (D)^
11.0014 (G)*
11.0014 (D)^
10.0249 (G)*
10.0249 (D)^
10.0249 (QD)$
10.0259 (G)*
10.0259 (D)^
10.0259 (QD)$
11.2319 (G)*
11.2319 (D)^
10.2364 (QD)$
11.2988 (G)*
11.2988 (D)^
10.2373 (QD)$
the year/period (%)
0.57 0.61 8.70 9.60 0.25 0.26 12.04 12.69
1.02 11.71 0.38 11.25
0.28 7.15 0.16 7.16
Scheme - - 9.08 10.01 - - 12.32 12.99
Benchmark - - 12.22 - - 11.51
Scheme (in Rs.) - - 10,908 11,001 - - 11,232 11,299
Benchmark (in Rs.) - - 11,222 - - 11,151

29-03-2016~ to 31-03-2016 01-04-2016 to 31-03-2017
Regular Plan Direct Plan Regular Plan Direct Plan
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0175 (G)*
10.0175 (D)^
10.0175 (QD)$
10.0182 (G)*
10.0182 (D)^
10.0182 (QD)$
Dividends (Rs.) – – 0.5311 # (QD) $
0.4921 & (QD) $
0.5943 # (QD) $
0.5505 & (QD) $
10.0175 (D)^
10.0175 (QD)$
10.0182 (G)*
10.0182 (D)^
10.0182 (QD)$
10.9004 (G)*
10.9004 (D)^
10.1423 (QD)$
10.9933 (G)*
10.9933 (D)^
10.1426 (QD)$
Returns from the date of allotment till the end of the year/period (%) 0.17 0.18 8.95 9.88
Benchmark Returns from the date of allotment till the end of the year/period (%) 0.30 11.35
Additional Benchmark Returns from the date of allotment till the end of the period (%) 0.06 7.17
Net Assets at the end of the year/period (Rs. in Crores) 545.60 598.33
Ratio of recurring. expenses to net assets (%) 0.90 0.05 0.89 0.04
Scheme - - 9.00 9.93
Benchmark - - 11.42
Additional Benchmark - - 7.21
INR Returns on investment of Rs. 10,000 @ (from the date of allotment till end of the year/period)
Scheme (in Rs.) - - 10,900 10,993
Benchmark (in Rs.) - - 11,142
Additional Benchmark (in Rs.) - - 10,721
Particulars HDFC FMP 1104D April 2016 (1) HDFC FMP 1153D April 2016 (1) HDFC FMP 1127D May 2016 (1) HDFC FMP 1113D June 2016 (1)
21-04-2016~ to 31-03-2017 05-05-2016~ to 31-03-2017 31-05-2016~ to 31-03-2017 08-06-2016~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
0.4481 & (QD) $
0.5426 # (QD) $
0.5027 & (QD) $
0.5309 # (QD) $
0.4918 & (QD) $
0.6076 # (QD) $
0.5628 & (QD) $
0.4906 # (QD) $
0.4544 & (QD) $
– 0.4213 # (QD) $
0.3903 & (QD) $
0.4602 # (QD) $
0.4264 & (QD) $
10.7789 (D)^
10.0919 (QD)$
10.8659 (G)*
10.8659 (D)^
10.0927 (QD)$
10.9380 (G)*
10.9380 (D)^
10.1793 (QD)$
11.0526 (G)*
11.0526 (D)^
10.1807 (QD)$
10.8936 (G)*
10.8936 (D)^
10.1961 (QD)$
10.9987 (G)*
10.9987 (D)^
10.7298 (G)*
10.7298 (D)^
10.1351 (QD)$
10.7868 (G)*
10.7868 (D)^
10.1360 (QD)$
the year/period (%)
7.79 8.66 9.38 10.53 8.94 9.99 7.30 7.87
10.21 9.91 9.44 9.30
Benchmark CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index
6.56 6.33 5.88 5.70
Additional Benchmark CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index
Ratio of recurring. expenses to net assets (%) 0.89 0.04 1.20 0.05 1.19 0.04 0.70 0.05
Particulars HDFC FMP 1127D June 2016 (1) HDFC FMP 1128D June 2016 (1) HDFC FMP 1112D June 2016 (1) HDFC FMP 1161D July 2016 (1)
21-06-2016~ to 31-03-2017 29-06-2016~ to 31-03-2017 07-07-2016~ to 31-03-2017 27-07-2016~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
0.3885 & (QD) $
0.4565 # (QD) $
0.4229 & (QD) $
0.4422 # (QD) $
0.4097 & (QD) $
0.5063 # (QD) $
0.4690 & (QD) $
0.3875 # (QD) $
0.3591 & (QD) $
– 0.3799 # (QD) $
0.3519 & (QD) $
0.4369 # (QD) $
0.4047 & (QD) $
10.6990 (D)^
10.1076 (QD)$
10.7532 (G)*
10.7532 (D)^
10.1082 (QD)$
10.7973 (G)*
10.7973 (D)^
10.1708 (QD)$
10.8914 (G)*
10.8914 (D)^
10.1719 (QD)$
10.6602 (G)*
10.6602 (D)^
10.1142 (QD)$
10.7111 (G)* 10.6547 (G)*
10.6547 (D)^
10.1180 (QD)$
10.7382 (G)*
10.7382 (D)^
10.1193 (QD)$
the year/period (%)
6.99 7.53 7.97 8.91 6.60 7.11 6.55 7.38
9.05 8.51 7.87 6.47
5.44 5.26 5.06 4.61

Particulars HDFC FMP 1111D
September 2016 (1)
HDFC FMP 1309D
September 2016 (1)
HDFC FMP 1302D
September 2016 (1)
HDFC FMP 1218D
December 2016 (1)
15-09-2016~ to 31-03-2017 20-09-2016~ to 31-03-2017 28-09-2016~ to 31-03-2017 12-01-2017~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
0.2641 & (QD) $
0.3206 # (QD) $
0.2970 & (QD) $
0.2944 # (QD) $
0.2728 & (QD) $
0.3210 # (QD) $
0.2974 & (QD) $
0.2916 # (QD) $
0.2701 & (QD) $
0.3103 # (QD) $
0.2874 & (QD) $
– 0.0847 # (QD) $
0.0784 & (QD) $
10.5102 (D)^
10.1103 (QD)$
10.5616 (G)*
10.5616 (D)^
10.1114 (QD)$
10.5266 (G)*
10.5266 (D)^
10.1122 (QD)$
10.5651 (G)*
10.5651 (D)^
10.1128 (QD)$
10.5200 (G)*
10.5200 (D)^
10.1095 (QD)$
10.5466 (G)*
10.5466 (D)^
10.1095 (QD)$
10.1215 (G)*
10.1215 (D)^
10.1215 (QD)$
10.1409 (G)*
10.1409 (D)^
10.0234 (QD)$
the year/period (%)
5.10 5.62 5.27 5.65 5.20 5.47 1.21 1.41
4.17 4.17 3.21 -0.29
3.62 3.52 3.32 1.25
January 2017 (1)
HDFC FMP 1169D
February 2017 (1)
HDFC FMP 1155D
February 2017 (1)
HDFC FMP 1150D
February 2017 (1)
31-01-2017~ to 31-03-2017 03-02-2017~ to 31-03-2017 16-02-2017~ to 31-03-2017 22-02-2017~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
Dividends (Rs.) – – – – – – – –
10.0899 (D)^
10.0899 (QD)$
10.1049 (G)*
10.1049 (D)^
10.1049 (QD)$
10.0379 (G)*
10.0379 (D)^
10.0379 (QD)$
10.0450 (G)*
10.0450 (D)^
10.0450 (QD)$
10.0693 (G)*
10.0693 (D)^
10.0693 (QD)$
10.0699 (G)*
10.0699 (D)^
10.0699 (QD)$
10.0723 (G)*
10.0723 (D)^
10.0723 (QD)$
10.0734 (G)*
10.0734 (D)^
10.0734 (QD)$
the year/period (%)
0.90 1.05 0.38 0.45 0.69 0.70 0.72 0.73
-0.41 -0.55 1.26 1.61
0.97 0.88 0.80 0.67
February 2017 (1)
HDFC FMP 1170D
February 2017 (1)
HDFC FMP 1213D
March 2017 (1)
HDFC FMP 1188D
March 2017 (1)
22-02-2017~ to 31-03-2017 01-03-2017~ to 31-03-2017 23-03-2017~ to 31-03-2017 30-03-2017~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
Dividends (Rs.) – – – – – – – –
10.0975 (D)^
10.0975 (QD)$
10.1073 (G)*
10.1073 (D)^
10.1073 (QD)$
10.0773 (G)*
10.0773 (D)^
10.0773 (QD)$
10.0842 (G)*
10.0842 (D)^
10.0842 (QD)$
10.0306 (G)*
10.0306 (D)^
10.0306 (QD)$
10.0314 (G)*
10.0314 (D)^
10.0314 (QD)$
10.0134 (G)*
10.0134 (D)^
10.0134 (QD)$
10.0132 (G)*
10.0132 (D)^
10.0132 (QD)$
the year/period (%)
0.97 1.07 0.77 0.84 0.31 0.31 0.13 0.13
1.61 1.54 0.64 0.05
Benchmark CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index Crisil Short Term Bond Fund Index
0.67 0.56 0.10 0.01

Particulars HDFC Charity Fund For
Cancer Cure - Arbitrage Plan
HDFC Charity Fund For
Cancer Cure - Debt Plan
HDFC DAF - II -
1099D March 2016
HDFC DAF - II -
1111D April 2016
27-03-2017~ to 31-03-2017 27-03-2017~ to 31-03-2017 12-04-2016~ to 31-03-2017 12-05-2016~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
Dividends (Rs.) – – – – – – – –
NAV at the end of the year/period (Rs.) 10.0220 (G)* 10.0220 (G)* 10.0265 (G)* 10.0265 (G)* 10.7332 (G)*
10.7332 (D)^
10.9522 (G)*
10.9522 (D)^
10.7258 (G)*
10.7258 (D)^
10.9288 (G)*
10.9288 (D)^
the year/period (%)
0.22 0.22 0.27 0.27 7.33 9.52 7.26 9.29
0.14 0.11 11.23 10.10
Benchmark Nifty 50 Arbitrage Index Crisil
Short Term Bond Fund Index
CRISIL
Debt Hybrid 75+25 Fund Index
CRISIL
1.42 0.04 6.76 6.22
Additional Benchmark NIFTY 50 CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index
Particulars HDFC DAF - III -
1224D November 2016
HDFC DAF - III -
1267D October 2016
HDFC DAF - III -
1304D August 2016
07-12-2016~ to 31-03-2017 25-10-2016~ to 31-03-2017 12-09-2016~ to 31-03-2017
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
10.0000 (G)*
10.0000 (D)^
Dividends (Rs.) – – – – – –
10.1670 (D)^
10.2235 (G)*
10.2235 (D)^
10.2362 (G)*
10.2362 (D)^
10.3303 (G)*
10.3303 (D)^
10.3485 (G)*
10.3485 (D)^
10.4656 (G)*
10.4656 (D)^
Benchmark CRISIL
CRISIL
CRISIL
Additional Benchmark CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index CRISIL 1 year T-Bill Index
Ratio of recurring. expenses to net assets (%) 2.45 0.70 2.45 0.34 2.39 0.34
Note:
1. Returns for less than one year are computed as absolute returns from the date of allotment of respective Schemes and
returns more than 1 year are computed as compounded annualized returns (CAGR) from the date of allotment of the
respective Schemes.
2. Per unit NAV on the date of allotment is taken as Rs. 10 for computation of returns.
3. The ratio of recurring expenses to net assets is annualised.
4. Returns of the Schemes/Plans are given for Growth Option, wherever applicable.

II. HOW TO APPLY?
This section must be read in conjuction with the section
‘Units and Offer’ of the SID of the respective Scheme(s)
of the Fund:
1. New investors can purchase units of the respective
Scheme(s)/ Plans by using an application form, whereas,
existing Unit holders may use transaction slip or application
form. Application forms or transaction slips will be available
at the Investor Service Centres (ISCs)/ Official Points of
Acceptance of transactions during business hours on
business days. The same can also be downloaded from
the website of the Mutual Fund viz. www.hdfcfund.com
2. Applications must be completed in Block Letters in English.
3. Signatures should be in English or in any Indian Language.
In case of joint holdings, all joint holders are required to
sign. Applications on behalf of minors should be signed
by their Guardian. In case of a HUF, the Karta should
sign the application form on behalf of the HUF. Investor
who cannot sign and in case required to provide a thumb
impression will have to contact the AMC for the additional
documentation/information required.
For investments through Constituted Attorney, the Power of
Attorney has to be signed by the Applicant and Constituted
Attorney. The signature in the Application Form needs
to clearly indicate that the signature is on behalf of the
applicant by the Constituted Attorney.
4. The duly completed application form/transaction slip as
the case maybe, can be submitted at the designated ISCs
/ official points of acceptance. The personnel at the official
point of acceptance of transaction will time stamp, and
return the acknowledgement slip in the application form.
The application shall be subject to verification. For details
on updated list of ISCs / Official Points of Acceptance
investors may log on to ‘Contact Us’ section on our website
www.hdfcfund.com
5. Investors are required to ensure that Employee Unique
Identification Number (EUIN) is correctly filled up in
the application form for investments routed through the
distributor (ARN holder). EUIN, particularly in advisory
transactions, would assist in addressing any instance of
mis-selling even if the employee/relationship manager/
sales person later leaves the employment of the distributor.
In case, the distributor has not given any advice to investor
pertaining to the investment made, the EUIN box may be
left blank wherein the investor will be required to provide
a duly signed declaration to this effect, as given in the
application form.
SEBI has made it compulsory for every employee/
relationship manager/ sales person of the distributor of
mutual fund products to quote the EUIN obtained by him/
her from AMFI in the Application Form.
6. Investors desirous of receiving the allotment of units in
dematerialized (“demat”) form will have to provide their
demat account details in the application form. Currently,
this facility is not available in case of units offered under
the Daily/ Weekly/Fortnightly Dividend Option(s).
The list of all such schemes/plans alongwith the respective ISIN
of the options is available on our website viz. www.hdfcfund.
com. In case the Demat account details are not provided or
the details are incomplete or the details do not match with the
records as per Depository(ies), the application shall be treated
as invalid for processing under demat mode and therefore
may be considered for processing in non-demat form i.e. in
physical mode, if the application is otherwise valid.
7. Investors may undertake transactions viz. purchase /
redemption / switch through the online/electronic modes/
sources like its official website - www.hdfcfund.com, mobile
handsets, etc. and may also submit transactions in electronic
mode offered by specified banks, financial institutions,
distributors etc., with whom AMC has entered or may enter
into specific arrangements including through secured internet
sites operated by CAMS. Accordingly, the servers (maintained
at various locations) of the AMC and CAMS will be the
official point of acceptance for all such online / electronic
transaction facilities offered by the AMC.
For the purpose of determining the applicability of NAV, time
of transaction would be the time when request for purchase
/ sale / switch of units is received in the servers of AMC/
RTA.
8. Investors transacting through MFSS / BSE StAR MF Platform
under the electronic order collection system for schemes which
are unlisted and Stock Exchange(s) for the listed schemes will
have to comply with norms/ rules as prescribed by Stock
Exchange(s).
9. Investors can carry out financial and non-financial transactions
pertaining to Scheme(s) of HDFC Mutual Fund through MF
Utlities at the authorized Points of Service of MF Utilities India
Private Limited (MFUI). The details of Points of Service with
effect from the respective dates published on MFU website
at www.mfuindia.com will be considered as Official Point of
Acceptance (OPA) for transactions in the Scheme(s) of the Fund.
The transactions carried out through MFU shall be subject to
the terms & conditions as may be stipulated by MFUI / Fund
/ HDFC AMC from time to time.
10. In respect of New Fund Offer (NFO) of Schemes/Plan(s)
an investor can subscribe to the NFO through Applications
Supported by Blocked Amount (ASBA ) facility by applying
for the Units offered under the Option(s)/Plan(s) of the
Scheme(s) in the ASBA Application Form and following the
procedure as prescribed in the form. For details please
refer to the Section “Applications Supported by Blocked
Amount (ASBA) facility” on Page 59.
11. All cheques and bank drafts should be drawn in favour of
respective Scheme(s) A/c Permanent Account Number or
Investor Name e.g. “HDFC Growth Fund A/c PAN” or
“HDFC Growth Fund A/c Investor Name” (in case of
HDFC Index Fund the name of specific Plan should also
be mentioned) and crossed “A/c Payee only”. A separate
cheque or bank draft must accompany each application/
each scheme/plan.
12. All cheques and bank drafts accompanying the application
form should contain the application form number / folio
number on its reverse. Returned cheque(s) are liable not to
be presented again for collection, and the accompanying
Application Form is liable to be rejected. In case the
returned cheque(s) are presented again, the necessary
charges are liable to be debited to the Investor.
13. In order to protect the interest of Investors from fraudulent
encashment of cheques, the current SEBI (MF) Regulations,
has made it mandatory for Investors to mention in their
Application / Redemption request, their bank name and
account number.
14. In order to comply with AMFI (Association of Mutual
Funds in India) best practice guidelines on ‘risk mitigation
process against third party instruments and other payment
modes for mutual fund subscriptions’ issued from time
to time and also to enhance compliance with Know Your
Customer (KYC) norms under the Prevention of Money
Laundering Act, 2002 (PMLA), the acceptance of Third
Party Payments is restricted. For details please refer to
the Section “Restriction on Acceptance of Third Party
Payment Instruments for Subscription of Units” on
Page 62.
15. Investors should note that it is mandatory for all applicants
(in the case of application in joint names, each of the
applicants) to mention his/her Permanent Account
Number (PAN)/PAN Exempt KYC Reference Number
(PEKRN) irrespective of the amount of purchase* in the

Application Form. Where the applicant is a minor, and
does not possess his / her own PAN/PEKRN, he / she
shall quote the PAN/PEKRN of his/her father or mother
or the guardian, as the case may be. For details please
refer to the Section “Permanent Account Number” on
Page 77.
*includes fresh/additional purchase, switch, Systematic
Investment/Transfer and Dividend Reinvestment / Dividend
Transfer.
16. Investors should note that it is mandatory for all purchases/
switches/ registrations for Systematic Investment Plan (SIP)/
Systematic Transfer Plan (STP)/ Flex STP/Flexindex/Swing
STP Plan/ Dividend Transfer Plan (DTP) to quote the valid
KYC Compliance Status of each applicant (guardian in
case of minor) in the application and attach proof of KYC
Compliance. For details regarding ‘How to apply for
KYC?‘ and ‘Who are required to be KYC compliant?‘
please refer Page 61-62.
17. Applicants must satisfy the minimum Application Amount
requirements mentioned in the ‘Scheme Information
Document’ of the respective scheme(s) of HDFC Mutual
Fund.
18. In case of non-individual applicants/investors, it will be
mandatory to provide the details on ‘Ultimate Beneficial
Owner(s) (UBO(s))’ by filling up the declaration form for
‘Ultimate Beneficial Ownership’. Please contact the nearest
Investor Service Centre (ISC) of HDFC Mutual Fund or
visit our website www.hdfcfund.com for the Declaration
Form. For more details please refer paragraph “Ultimate
Beneficial Owners (UBO(s))” appearing in Section V (B)
on Page 74.
19. Applications not complete in any respect are liable to be
rejected.
20. The AMC / Trustee retains the sole and absolute discretion
to reject any application.
21. MODE OF PAYMENT
n Resident Investors
(a) For Investors having a bank account with HDFC Bank
Limited or such banks with whom the AMC would
have an arrangement from time to time:
Payment may be made for subscription to the Units of
the Scheme either by issuing a cheque drawn on such
banks or by giving a debit mandate to their account
with a branch of HDFC Bank Limited situated at the
same location as the ISC or such other banks with
whom the AMC would have an arrangement from
time to time.
(b) For other Investors not covered by (a) above:
Payment may be made by cheque or bank draft drawn
on any bank, which is situated at and is a member
of the Bankers’ Clearing House, located at the place
where the application is submitted. No money orders,
post dated cheques [except through Systematic
Investment Plan (SIP)] and postal orders will be
accepted. Outstation cheques will not be accepted
during NFO. Bank charges for outstation demand
drafts will be borne by the AMC and will be limited
to the bank charges stipulated by the State Bank of
India. Outstation Demand Draft has been defined as
a demand draft issued by a bank where there is no
ISC available for Investors. The AMC will not accept
any request for refund of demand draft charges, in
such cases.
Mode of Payment for Purchase of Units of HDFC Gold
Exchange Traded Fund (HGETF)
All applications for purchase of units including additional
purchases is allowed for Authorised Participants and Large
Investors in ‘Creation Unit Size’ only.
Each Creation Unit consists of 1,000 units of HGETF
(each unit of HGETF will be approximately equal to one
(1) gram of Gold) and Cash Component#, if any.
All applications from authorised participants will be
accepted along with physical gold* (i.e. Creation Unit Size
of minimum 1 kg) and multiples thereof and/ or Cash
Component#.
* The gold should be of fineness of 995 parts per 1,000
(99.5%).
All applications from large investors will be accepted along
with the requisite Cash Component# as determined by
AMC for creation of units in Creation Unit Size.
Mode of Payment for Purchase of Units of HDFC Nifty
ETF / HDFC Sensex ETF
Ongoing purchases directly from the Mutual Fund would
be restricted to Authorized Participants and Large Investors,
provided the value of units to be purchased is in Creation
Unit size and in multiples thereof. Authorized Participants /
Large Investors may buy the units on any Business Day of
the Scheme directly from the Mutual Fund:
l In exchange of the Cash# [as determined by the AMC
equivalent to the cost incurred towards the purchase
of predefined basket of securities that represent
the underlying index (i.e. Portfolio Deposit)], Cash
Componentandotherapplicabletransactioncharges;or
l In exchange of Portfolio Deposit [i.e. by depositing
basket of securities that represent the underlying index]
along with the cash component# and applicable
transaction charges.
The Creation Unit size is 4,000 units for HDFC Nifty ETF
and 1000 units for HDFC SENSEX ETF.
No kind of credit facility would be extended during creation
of units.
The Fund may from time to time change the size of the
Creation Unit in order to equate it with marketable lots
of the underlying instruments.
# Payment to be made only by means of payment instruction
of Real Time Gross Settlement (RTGS) / National Electronic
Funds Transfer (NEFT) or Funds Transfer Letter / Transfer
Cheque of a bank where the Scheme has a collection
account.
n NRIs, PIOs, FIIs, OCIs, FPIs
Repatriation Basis
l In the case of NRIs/PIOs/OCIs, payment may
be made either by inward remittance through
normal banking channels or out of funds held
in his Non - Resident (External) Rupee Account
(NRE) / Foreign Currency (Non-Resident) Account
(FCNR) and other similar accounts as permitted by
RBI from time to time. In case Indian rupee drafts
are purchased abroad or from Foreign Currency
Accounts or Non-resident Rupee Accounts an
account debit certificate from the Bank issuing the
draft confirming the debit shall also be enclosed.
l FIIs shall pay their subscription either by inward
remittance through normal banking channels or
out of funds held in Foreign Currency Account or
Non- Resident Rupee Account and other similar
accounts as permitted by RBI from time to time
maintained by the FII with a designated branch
of an authorised dealer.
l FPIs shall pay their subscription either by inward
remittance through normal banking channels or
out of funds held in Foreign Currency Account or
Special Non-Resident Rupee Account maintained
by the FII with a designated branch of an
authorised dealer.

Non-repatriation Basis
In the case of NRIs/PIOs/OCIs, payment may
be made either by inward remittance through
normal banking channels or out of funds held in
his Non-Resident Ordinary Rupee Account (NRO)
and other similar accounts as permitted by RBI
from time to time.
NRIs/PIOs/OCIs/FIIs/FPIs may also be requested
to furnish such other documents as may be
necessary and as desired by the AMC/Mutual
Fund/Registrar, in connection with the investment
in the scheme of the Fund.
n Cash investments
Pursuant to SEBI Circular No. CIR/IMD/DF/ 21/2012
dated September 13, 2012 read with SEBI Circular
No. CIR/IMD/DF/10/2014 dated May 22, 2014 the
Fund will accept subscription applications with payment
mode as ‘Cash’ (“Cash Investments”) to the extent
of Rs. 50,000/- per investor, per financial year. Cash
Investments in legal tender, accompanied with valid
applications, shall be accepted by the Scheme subject
to the following:
1. Procedure:
a. Deposit slips for making Cash Investments
may be obtained from ISCs which accept Cash
Investment applications. Investor is required
to fill the deposit slip with the scheme name
and the amount of cash to be deposited. The
contents of the deposit slip shall be verified
by the officials of such ISCs.
b. Investors must then deposit the cash along
with the verified deposit slip at any of the
nearest designated branches of the Bank
accepting cash under this facility.
c. Acknowledged copy of the deposit slip
received from the Bank along with the
Scheme application form / transaction slip
shall be submitted at the same ISC (i.e. from
where the deposit slip was obtained) for
time stamping. Investors must mention their
name and folio number/ application number
on the reverse of the Bank-acknowledged
deposit slip. The pay-out bank account
details are also required to be specified in
the application form by the investors.
2. Other conditions:
a. Maximum amount of subscription: If the
amount of subscription (together with the
investments already made through cash in
the same financial year) exceeds Rs. 50,000/-
the application will be rejected.
b. Payment of proceeds pertaining to
redemptions, dividend, etc. with respect to
Cash Investments shall be made only through
the pay-out bank account mentioned in the
application form or as registered in the folio
(as applicable) as Bank mandate.
The AMC / Trustee reserves the right to reject any
application for Cash Investment and /or reverse
allotment of units of those investors who undertook
Cash Investment under the following circumstances:
i) If the application Form is not in order;
ii) If the ISC verified and Bank acknowledged deposit
slip is not attached to the applications Form;
iii) If authorized cash collecting Bank informs that
stale or uncurrent or spurious or imperfect
or otherwise unacceptable notes / coins were
furnished to them; and
iv) for any other reasons as deemed fit by the AMC/
Fund/ Trustee.
The AMC / Trustee shall not be liable for any losses
suffered by the investors on account of rejection of
application forms or reversing allotment of units for
the reasons stated above or on account of mishandling
of Cash either by the investor or his representative.
22. Foreign Portfolio Investors (FPIs)
SEBI vide Notification No. LAD-NRO/GN/2013-14/36/12
dated January 07, 2014 has notified SEBI (Foreign Portfolio
Investors) Regulations, 2014 (“the Regulations”). FIIs, Sub
accounts of FIIs and QFIs registered with SEBI shall be
subsumed under FPI. The FPI regime shall be effective from
June 1, 2014. FIIs and sub accounts of FIIs who hold valid
certificates of registration from SEBI till block of 3 years
for which fees have been paid, can continue to buy and
sell securities as FIIs/sub accounts of FIIs. Similarly, QFIs
can continue to buy and sell securities for a period of one
year from the date of commencement of these Regulations
or until it obtains a certificate of registration whichever
is earlier. However, FIIs/sub accounts of FIIs/QFIs after
registering as FPI shall no longer be eligible to invest
as FII/sub accounts of FIIs/QFIs respectively. The FPI is
required to obtain certificate of registration from the DDPs
instead of SEBI. The registration granted to FPIs by the
DDPs shall be permanent unless suspended or cancelled
by SEBI or surrendered by the FPIs.
The intermediaries are advised vide SEBI circular no. CIR/
MIRSD/ 07 /2013 dated September 12, 2013 read with
the guidance on KYC requirements issued by SEBI to follow
a risk based approach towards KYC requirements of FPIs
by classifying them into Category I, II and III
Investment Route:
RBI vide its Notification No. FEMA. 297/2014-RB dated
March 13, 2014 and A.P. (DIR Series) Circular No.112
dated March 25, 2014 has amended the Foreign Exchange
Management (Transfer or Issue of Security by a Person
Resident outside India) Regulations, 2000 by putting in
place a framework for investments under a new scheme
called ‘Foreign Portfolio Investment’ scheme.
The Department of Revenue vide its publication in Official
Gazette dated January 22, 2014 specified FPIs registered
under the Regulations as FII for the purposes of Income
Tax Act.
23. Additional mode of payment through Applications
Supported by Blocked Amount (ASBA) facility:
Pursuant to SEBI Circular dated SEBI/IMD/CIR No 18 /
198647 /2010 March 15, 2010 read with SEBI circular
no. Cir/IMD/DF/6/2010 dated July 28, 2010 an investor
can subscribe to the New Fund Offers (NFOs) launched
through ASBA facility by applying for the Units offered
under the Option(s)/Plan(s) of the Scheme(s) in the ASBA
Application Form and following the procedure as prescribed
in the form. Hence, all the NFOs to be launched by the
Mutual Fund shall have ASBA facility, which will co-exist
with the existing mode of subscription.
ASBA is an application containing an authorization given
by the Investor to block the application money in his/her
specified bank account towards the subscription of Units
offered during the NFO of the Scheme of HDFC Mutual
Fund.
Thus, for an investor who applies through ASBA facility,
the application money towards the subscription of Units
shall be debited from his/her specified bank account only
if his/her application is selected for allotment of Units.

Benefits of Applying through ASBA facility
(i) Writing cheques and demand drafts is not required,
as investor needs to submit ASBA application Form
accompanying an authorization to block the account
to the extent of application money towards subscription
of Units. The balance money, if any, in the account
can be used for other purposes by the investors.
(ii) Release/Unblocking of blocked funds after allotment
is done instantaneously.
(iii) Unlike other modes of payment, ASBA facility prevents
the loss of interest income on the application money
towards subscription of Units as it remains in the bank
account of the investor till the allotment is made.
(iv) Refunds of money to the investors do not arise as the
application money towards subscription of Units gets
blocked only on the allotment of Units.
(v) The investor deals with the known intermediary i.e.
his/her own bank.
(vi) The application form is simpler as the application form
for ASBA will be different from the NFO application
form.
ASBA Procedure
(a) An Investor intending to subscribe to the Units of the
NFO through ASBA, shall submit a duly completed
ASBA Application Form to a Self Certified Syndicate
Bank (SCSB), with whom his/her bank account is
maintained.
(b) An ASBA investor shall submit a duly filled up ASBA
Application form, physically or electronically to the
SCSB with whom the investors holds the bank account
which is to be blocked
i. In case of ASBA application in physical mode, the
investor shall submit the ASBA Application form
at the bank branch of SCSB, which is designated
for the purpose and the investor must be holding
a bank account with such SCSB.
ii. In case of ASBA application in electronic form,
the investor shall submit the ASBA Application
form either through the internet banking facility
available with the SCSB, or such other electronically
enabled mechanism for subscribing to units of
Mutual Fund schemes authorizing to block the
subscription money in a bank account.
(c) An acknowledgement will be given by the SCSB in the
form of the counter foil or specifying the application
number for reference. Such acknowledgement does
not guarantee, in any manner that the investors will
be allotted the Units applied for.
Note: if the bank account specified in the ASBA
Application Form does not have sufficient credit
balance to meet the application money towards
the subscription of Units, the Bank shall reject
the ASBA Application form.
(d) On acceptance of Physical or Electronic ASBA, the
SCSB shall block funds available in the bank account
specified to the extent of the application money
specified in the ASBA Application Form.
(e) ASBA application form will not be accepted by any
of the offices of HDFC Mutual Fund or its Registrar
Transfer Agent, i. e. Computer Age Management
Services (P) Ltd. (CAMS).
(f) The application money towards the Subscription of
Units shall be blocked in the account until (i) Allotment
of Units is made or (ii) Rejection of the application or
(iii) Winding up of the Scheme, as the case may be.
(g) SCSBs shall unblock the bank accounts for (i) Transfer
of requisite money to the Mutual Fund / Scheme bank
account against each valid application on allotment
or (ii) in case the application is rejected.
(h) During processing of the ASBA application Forms by
RTA, if the application is found to be incomplete or
incorrect, the SCSB will be informed on the same who
will then unblock the investor account with appropriate
remarks in the investor account.
(i) The list of SCSBs and their DBs where ASBA application
form can be submitted is available on the websites
of BSE (www.bseindia.com), NSE (www.nseindia.com)
and SEBI (www.sebi.gov.in) and shall also be given
in the ASBA application form.
Note: No request for withdrawal of ASBA
application form will be allowed after the closure
of New Fund Offer Period.
Grounds for Technical Rejections of ASBA application
forms.
ASBA Application Forms can be rejected, at the discretion
of Registrar and Transfer Agent of HDFC Mutual Fund or
SCSBs including but not limited on the following grounds-:
1. Applications by persons not competent to contract
under the Indian Contract Act, 1872, including but
not limited to minors, insane persons etc.
2. ASBA Application Form without the stamp of the SCSB.
3. Application by any person outside India if not in
compliance with applicable foreign and Indian laws.
4. Bank account details not given/incorrect details given.
5. Duly certified Power of Attorney, if applicable, not
submitted alongwith the ASBA application form.
6. No corresponding records available with the
Depositories matching the parameters namely (a)
Names of the ASBA applicants (including the order
of names of joint holders) (b) DP ID (c) Beneficiary
account number or any other relevant details pertaining
to the Depository Account.
7. Investor’s demat account is inactive or suspended for
any reason.
8. Investor’s signature not matching with the bank’s
records.
HDFC Mutual Fund or its Registrar and Transfer Agent
shall not be liable for any negligence or mistake
committed by the SCSBs.
24. Additional facilities for transaction of Units :
l Transactions through Channel Distributors
Investors may enter into an agreement with certain
distributors (with whom AMC also has a tie up) referred
to as “Channel Distributors” who provide the facility to
investors to transact in units of mutual funds through
various modes such as their website / other electronic
means or through Power of Attorney in favour of the
Channel Distributor, as the case may be.
Under such arrangement, the Channel Distributors
will aggregate the details of transactions (viz.
subscriptions/ redemptions/switches) of their various
investors and forward the same electronically to the
AMC / RTA for processing on daily basis as per the
cut-off timings applicable to the relevant schemes.
For details, investors are advised to refer to ‘Scheme
Information Document’ of the respective Scheme(s)
of HDFC Mutual Fund.
l Subscription of Units through Electronic Mode
Subject to an investor fulfilling applicable terms and
conditions as may be stipulated by the AMC from
time to time, the AMC/ Mutual Fund/ Registrar/ or
any other agent or representative of the AMC/ Mutual
Fund/ Registrar (“Recipient”) may accept instructions/
transaction requests transmitted through fax /web / any
other electronic mode as may be permitted by the AMC
from time to time (hereinafter referred to as “electronic
transactions”) by such investor (hereinafter referred to as

“transmitter”). For details, investors are advised to refer
to ‘Scheme Information Document(s)’ of the respective
Scheme(s) of HDFC Mutual Fund.
l Electronic Services
The eServices facility includes HDFCMFOnline,
HDFCMFInvestOnline, HDFCMFMobile, eDocs, eAlerts
and ePayouts. The AMC/Fund may at its sole discretion
offer/discontinue any and/or all of the eServices
facilities offered to any Unitholder in the event the
offer of the same is restricted under the applicable
jurisdictional laws of such Unitholder.
HDFCMFOnline
This facility enables Unitholders to execute purchases,
redemptions, switches, view account details, portfolio
valuation online, download account statements, request
for documents via email and avail such other services
as may be introduced by the Fund from time to
time on the Fund’s website www.hdfcfund.com using
HDFCMFOnline.
HDFCMFInvestOnline
This facility enables existing Unitholders not having
a HDFC Personal Identification Number (HPIN) to
execute purchases / avail such other services as
may be introduced by the Fund from time to time
on the Fund’s website www.hdfcfund.com using
HDFCMFInvestOnline.
HDFCMFMobile
This facility enables Unitholders to execute purchases,
redemptions, switches, view account details and
portfolio valuation, request for account statements and
avail such other services as may be introduced by the
Fund from time to time on their mobile handsets.
eDocs
This facility enables the Unitholder to register an
email address with the AMC for receiving allotment
confirmations, consolidated account statement/account
statement, annual report/abridged summary thereof
and/or any statutory / other information as permitted
by email.
eAlerts
This facility enables the Unit holder to receive SMS
confirmations for purchase, redemption or switch,
dividend declaration details and other alerts.
Apart from above mentioned facilities, the facility of
ePayouts comprising mode of payment of Redemption
/ Dividend Proceeds if any, via Direct Credit/ NEFT/
RTGS/ ECS is covered under eServices facility.
For further details and the terms and conditions
applicable for availing eServices, please visit our
website www.hdfcfund.com
l HDFC Instainvest Facility
This facility enables an investor to transact (i.e. purchase
and redemption only) in Units of the eligible scheme(s)
by sending instructions through Short Messaging Service
“SMS” from a registered Indian mobile number to a
dedicated number, as specified by the Fund/ the AMC.
Currently, HDFC Cash Management Fund - Treasury
Advantage Plan - Retail Option is the eligible Scheme
to offer the facility. For an updated list, investors may
refer to website www.hdfcfund.com or contact any of
our ISCs. This list may be modified from time to time.
For an updated list and further details, investors are
advised to refer to ‘Scheme Information Document(s)’
of the respective Scheme(s) of HDFC Mutual Fund.
l Facility to transact units of the Scheme(s) through
Stock Exchange(s)
Existing/ New Investors may transact units of the
eligible Scheme(s)/ Plan(s) through the Stock Exchange
infrastructure. Please refer to the website of the Fund for
the eligible Scheme(s)/ Plan(s). Investors have an option
to hold the units in physical or dematerialized form.
The investors will be able to switch the units from/ to
the Eligible Schemes of the Fund through BSE StAR
MF Platform. The switch transactions can also be
carried through other Stock Exchange infrastructure
as and when such a facility is made available by the
concerned Stock Exchange.
In order to facilitate transactions in mutual fund
units through the stock exchange infrastructure, BSE
has introduced BSE StAR MF Platform and NSE has
introduced Mutual Fund Service System (MFSS). All
trading members of BSE NSE who are registered
with AMFI as Mutual Fund Advisors and who have
signed up with HDFC Asset Management Company
Limited and also registered with BSE NSE as
Participants (“AMFI certified stock exchange brokers” or
“Brokers”) are eligible to offer this facility to investors.
Additionally, the units of the Scheme are permitted
to be transacted through Clearing Members of the
registered Stock Exchanges. Further, the Depository
Participants of registered Depositories are permitted
to process only redemption request of units held in
demat form.
The eligible AMFI certified stock exchange Brokers/
Clearing Members/Depository Participants who have
complied with the conditions stipulated in SEBI Circular
No. SEBI /IMD / CIR No.11/183204/2009 dated
November 13, 2009 for stock brokers viz. AMFI /NISM
certification, code of conduct prescribed by SEBI for
Intermediaries of Mutual Fund will be considered as
Official Points of Acceptance (OPA) of the Mutual Fund.
Distributors registered with Association of Mutual
Funds in India (AMFI) and permitted by the concerned
recognized stock exchanges shall be eligible to use
recognized stock exchanges’ infrastructure to purchase
and redeem mutual fund units (Demat / Non Demat)
on behalf of their clients, directly from Mutual Fund.
The facility to transact units through the stock exchange
infrastructure shall be in accordance with guidelines
issued by SEBI and operating guidelines issued by
the respective Stock Exchanges and the Depositories
from time to time. For more details, investors are
advised to refer to ‘Scheme Information Document’
of the respective Scheme(s) of HDFC Mutual Fund.
25. How to Apply for KYC?
To avoid duplication of KYC process across the financial
services sector, the government has introduced Central
KYC (CKYC) which is a mechanism for centralization of
the KYC records. Accordingly, we shall perform the initial
KYC of our clients into the existing KRA module from
where the data will get passed onto the Central Registry
of Securitization Asset Reconstruction and Security Interest
(CERSAI) for generation of the KYC Identification number
(KIN) of the investor.
1. Investors who wish to be KYC Compliant should submit
a completed CKYC KRA KYC Form along with all
the prescribed documents listed in the Form to any of
the SEBI registered intermediaries viz. Mutual Funds,
Portfolio Managers, Depository Participants, Stock
Brokers, Venture Capital Funds, Collective Investors
Schemes, etc. The CKYC Form is available at our
website - www.hdfcfund.com and AMFI website -
www. amfiindia.com. Investors may visit any of the
ISC of HDFC Mutual Fund for completion of their
KYC formalities. Further, all the official points of
acceptance of HDFC Mutual Fund are authorized to
carry out KYC on behalf of the Fund. Investors can
also choose to complete their KYC formalities by using

our online facility from any place of their choosing.
In this process, investors need to provide their PAN
and Aadhaar details which will be validated. Upon
passing successful validation, the Identity and address
details of an investor will be retrieved [basis One Time
Password (OTP) validation] from the UIDAI database
and displayed on screen. The user only needs to
input few other mandatory details and the process is
complete. Investors choosing to complete their CKYC
formalities via the OTP route however are restricted
to investing only Rs 50,000 per fund house per year.
2. For investors attempting to complete their KYC
formalities using the CKYC form, it is mandatory for
intermediaries including mutual funds to carry out In-
Person Verification (IPV). The IPV carried out by any
SEBI registered intermediary can be relied upon by
the Fund. The officials of HDFC Asset Management
Company Limited and NISM/AMFI certified distributors
who are Know Your Distributors (KYD) compliant are
authorized to undertake the IPV for Fund investors.
Further, in case of any applications received directly
(i.e. without being routed through the distributors) from
the investors, the Fund may rely upon the IPV (on the
KYC Application Form) performed by the scheduled
commercial banks.
3. Once the investor has done KYC with a SEBI registered
intermediary, the investor need not undergo the same
process again with another intermediary including
mutual funds. However, the Fund reserves the right
to carry out fresh KYC of the investor. The Fund may
undertake enhanced KYC measures commensurate
with the risk profile of its investors.
Who are required to be KYC Compliant?
l All investors (both individual and non-individual)
should be KYC compliant.
l Any investment in the name of minors should be
through a Guardian, who should be KYC compliant
for the purpose of investing with a Mutual Fund. The
Minor, upon attaining majority, should immediately
apply for KYC compliance in order to be able to
transact in his/her own capacity.
l Also, applicants / unit holders intending to apply for
units/ currently holding units and operating their Mutual
Fund folios through a Power of Attorney (PoA) must
ensure that the issuer of the PoA (i.e. the investor) and
the holder of the PoA (i.e. the Attorney) must be KYC
compliant. PoA holders are not permitted to apply for
KYC compliance on behalf of the issuer of the PoA.
l An individual becoming an investor on account of an
operation of law, e.g., transmission of units upon death
of a unit holder, the claimant eligible for entering into
the register of Unit holders of the Mutual Fund will
be required to be KYC compliant before such transfer
can take place.
l Existing KYC compliant investors of the Fund can
continue to invest. However, existing investors are also
urged to comply with the new CKYC requirements
including IPV as mandated by SEBI.
For more details please refer paragraph “Know Your Customer
(KYC) compliance” in Section V(B) on Page 74 of this document.
26. Foreign Account Tax Compliance Act (FATCA) and
Common Reporting Standards (CRS) on Automatic
Exchange of Information (AEOI)
The Government of India and the United States of America
(US) have reached an agreement in substance on the
terms of an Inter- Governmental Agreement (IGA) and
India is now treated as having an IGA in effect from April
11, 2014. On similar lines the Organization of Economic
Development (OECD) along with G-20 countries has
released a ‘Standard for Automatic Exchange of Financial
Account Information in Tax Matters’ commonly known as
Common Reporting Standard (‘CRS’). India is signatory to
the Multilateral Competent Authority Agreement (MCAA)
for the purposes of CRS. Under FATCA/CRS provisions,
Financial Institutions are obligated to obtain information
about the financial accounts maintained by investors and
report to the local Government/ notified tax authorities. In
accordance with FATCA and CRS provisions, the AMC /
Mutual Fund is required to undertake due diligence process
and identify foreign reportable accounts and collect such
information / documentary evidences of the FATCA/CRS
status of its investors / Unit holders and disclose such
information (through its agents or service providers) as far
as may be legally permitted about the holdings/ investment
returns to US Internal Revenue Service (IRS)/any other
foreign government or the Indian Tax Authorities, as the
case may be for the purpose of onward transmission to
the IRS/ any other foreign government pursuant to the
new reporting regime under FATCA/CRS.
FATCA/CRS due diligence will be directed at each investor
/ Unit holder (including joint investor/Unitholder) and on
being identified as a reportable person, all the folios will
be reported. In case of folios with joint holders, the entire
account value of the investment portfolio will be attributable
under each such reportable person. An investor / Unit holder
will therefore be required to comply with the request of the
AMC / Mutual Fund to furnish such information as and
when sought by the AMC for the AMC / Mutual Fund to
comply with the information reporting requirements stated
in IGA/MCAA and circulars issued by SEBI / AMFI in this
regard. The information disclosed may include (but is not
limited to) the identity of the investors/Unitholder(s) and
their direct or indirect beneficiaries, beneficial owners and
controlling persons. Investors / Unitholders should consult
their own tax advisors regarding FATCA/CRS requirements
with respect to their own situation.
The AMC/Mutual Fund reserves the right to reject any
application/freeze any folio(s) held directly or beneficially
for transactions in the event the applicant/Unitholder(s) fail
to furnish the relevant information and/or documentation
in accordance with FATCA/CRS provisions and as requested
by the AMC/Mutual Fund.
RESTRICTION ON ACCEPTANCE OF THIRD PARTY
PAYMENT INSTRUMENTS FOR SUBSCRIPTION OF
UNITS
1) HDFC Asset Management Company Limited (“AMC”) /
HDFC Mutual Fund (“Mutual Fund”), shall not accept
applications for subscriptions of units accompanied
with Third Party Payment instruments except in cases as
enumerated in para 2A below.
“Third Party Payment Instrument” means payment
made through an instrument issued from a bank account
other than that of the first named applicant/ investor
mentioned in the application form. In case of payment
instruments issued from a joint bank account, the first
named applicant/ investor must be one of the joint holders
of the bank account from which the payment instrument
is issued to consider the payment as a non- Third Party
Payment.
Illustrations:
Illustration 1: An Application submitted in joint names of
A, B C alongwith cheque issued from a bank account
in names of B, C Y. This will be considered as Third
Party payment.
A, B C alongwith cheque issued from a bank account in
names of C, A B. This will not be considered as Third
Party payment.

A, B C alongwith cheque issued from a bank account
in name of A. This will not be considered as Third Party
payment.
2A. The Fund / AMC will not accept subscriptions with Third
Party payments except in the following exceptional cases,
which is subject to submission of requisite documentation/
declarations:
i) Payment by Parents/Grand-Parents/Related Persons*
on behalf of a minor in consideration of natural love
and affection or as gift for a value not exceeding
Rs. 50,000/- for each regular Purchase or per SIP
installment. However, this restriction of Rs. 50,000/- will
not be applicable for payment made by a Guardian
whose name is registered in the records of Mutual Fund
in that folio (i.e. father, mother or court appointed
Legal Guardian).
* ‘Related Person’ means any person investing on
behalf of a minor in consideration of natural love
and affection or as a gift.
(This limit of Rs. 50,000 shall not be applicable for
investments in HDFC Children’s Gift Fund. However, the
Donors will have to comply with all the requirements
specified in 2c below)
ii) Payment by an Employer on behalf of employees
under Systematic Investment Plans (SIP) or lump sum
/ one-time subscription, through Payroll deductions
or deductions out of expense reimbursements.
iii) Custodian on behalf of an FII or a Client.
iv) Payment by a Corporate to its Agent/ Distributor/
Dealer (similar arrangement with Principal agent
relationship), on account of commission or incentive
payable for sale of its goods/services, in the form of
the Mutual Fund Units through SIP or lump sum /
one-time subscription.
2B. Applications submitted through the above mentioned
‘exceptional cases’ are required to comply with the following,
without which applications for subscriptions for units will
be rejected / not processed / refunded.
(i) Mandatory KYC for all investors (guardian in case of
minor) and the person making the payment i.e. third
party.
(ii) Submission of a complete and valid ‘Third Party Payment
Declaration Form’ from the investors (guardian in
case of minor) and the person making the payment
i.e. third party.
(iii) Verifying the source of funds to ensure that funds
have come from the drawer’s account only.
3. Investors are required to adhere to the requirements
specified hereinbelow.
(i) Source of funds - if paid by cheque
An investor at the time of his/her purchase of units
must provide in the application form the details of
his pay-in bank account (i.e. account from which a
subscription payment is made) and his pay-out bank
account (i.e. account into which redemption / dividend
proceeds are to be paid).
Identification of third party cheques by the AMC/
Mutual Fund/ Registrar Transfer Agent (RTA) will
be on the basis of matching the name/ signature on
the investment cheque with the name/ signature of the
first named applicant available on the application or in
our records for the said folio. If the name of the bank
account holder is not pre-printed on the investment
cheque or signature on the said cheque does not match
with that of the first named applicant mentioned on
the application/available in our records for the said
folio, then the investor should submit any one of
the following documents at the time of investments:
(a) a copy# of the bank passbook or a statement
of bank account having the name and address
of the account holder and account number;
(b) a letter* (in original) from the bank on its letterhead
certifying that the investor maintains an account
with the bank, along with information like bank
account number, bank branch, account type, the
MICR code of the branch IFSC Code (where
available).
# Investors should also bring the original documents
along with the documents mentioned in (a) above to
the ISCs/Official Points of Acceptance of HDFC Mutual
Fund. The copy of such documents will be verified
with the original documents to the satisfaction of the
AMC/ Mutual Fund/Registrar Transfer Agent. The
original documents will be returned across the counter
to the investor after due verification.
* In respect of (b) above, it should be certified by the
bank manager with his / her full signature, name,
employee code, bank seal and contact number.
Investors should note that where the bank account
numbers have changed on account of the
implementation of core banking system at their banks,
any related communication from the bank towards a
change in bank account number should accompany
the application form for subscription of units. However,
for updation of the changed bank details in the folio,
the investor should follow the change of bank details
process.
The Mutual Fund has also provided a facility to
the investors to register multiple bank accounts. By
registering multiple bank accounts, the investors can
use any of the registered bank accounts to receive
redemption / dividend proceeds. These account
details will be used by the AMC/ Mutual Fund /RTA
for verification of instrument used for subscription
to ensure that a third party payment instrument is
not used for mutual fund subscription, except where
permitted in (2) above.
Investors are requested to avail the facility of registering
multiple bank accounts by filling in the Application
Form for Registration of Multiple Bank Accounts
available at our Investor Service Centres (ISCs) or on
our website www.hdfcfund.com.
(ii) Source of funds - if funded by pre-funded
investments such as Pay Order, Demand Draft,
Banker ’s cheque etc.
Investors should attach any one of the following
supporting documents with the purchase application
where subscription for units is vide a pre - funded
instrument issued by way of debit to his / her bank
account: (i) a Certificate (in original) from the issuing
banker duly certified by the employee signing the
pre-funded instrument with his / her full signature,
name, employee code, bank seal and contact number,
stating the Account holder’s name, the Bank Account
Number which has been debited for issue of the
instrument (mandatory) and PAN as per bank records,
if available (ii) a copy of the acknowledgement from
the bank, wherein the instructions to debit carry the
bank account details and name of the investor as
an account holder are available (iii) a copy of the
passbook/bank statement evidencing the debit for
issuance of the instrument.
The account number mentioned in the above
supporting documents should be the same as / one
of the registered bank account or the bank details
mentioned in the application form.

(iii) Source of funds - if paid by RTGS, Bank Account-
to-Account Transfer, NEFT, ECS, etc.
Investors should attach to the purchase application
form, an acknowledged copy of the instruction to the
bank also stating the account number debited. The
account number mentioned on the transfer instruction
copy should be a registered bank account or the
first named applicant/ investor should be one of the
account holders to the bank account debited for such
electronic transfer of funds.
(iv) Source of funds – if paid by a pre-funded
instrument issued by the Bank against Cash
The AMC/Mutual Fund/RTA will not accept any
purchase applications from investors if accompanied
by a pre-funded instrument issued by a bank against
cash for investments of Rs. 50,000 or more. The
investor should submit a Certificate (in original)
obtained from the bank giving name, bank account
number (mandatory) and PAN as per Bank records
(if available) of the person who has requested for
the payment instrument. The said Certificate should
be duly certified by the employee signing the pre-
funded instrument with his / her full signature, name,
employee code, bank seal and contact number. The
AMC / Mutual Fund /RTA will check that the name
mentioned in the Certificate matches with the first
named investor.
The account number mentioned in the Certificate should
be the same as / one of the registered bank account
or the bank details mentioned in the application form.
The above broadly covers the various modes of payment for
mutual fund subscriptions. The above list is not a complete
list and is only indicative in nature and not exhaustive. Any
other method of payment, as introduced by the Mutual Fund,
will also be covered under these provisions.
SUSPENSION OF SALE (including switch-in)
of the units
The Mutual Fund at its sole discretion reserves the right to
withdraw Sale (including switch-in) of the Units in the Scheme(s)
(including Plan / Option of the Scheme) temporarily or
indefinitely, if in the opinion of the AMC the general market
conditions are not favourable and / or suitable investment
opportunities are not available for deployment of funds.
Further, the indicative list of circumstances under which sale or
switching of units may temporarily be suspended is as follows:
1. When one or more stock exchanges or markets, which
provide basis for valuation for a substantial portion of
the assets of the Scheme are closed otherwise than for
ordinary holidays.
2. When, as a result of political, economic or monetary
events or any circumstances outside the control of the
Trustee and the AMC, the disposal of the assets of the
Scheme are not reasonable, or would not reasonably be
practicable without being detrimental to the interests of
the Unit holders.
3. In the event of breakdown in the means of communication
used for the valuation of investments of the Scheme, without
which the value of the securities of the Scheme cannot be
accurately calculated.
4. During periods of extreme volatility of markets, which in
the opinion of the AMC are prejudicial to the interests of
the Unit holders of the Scheme.
5. In case of natural calamities, war, strikes, riots and bandhs.
6. In the event of any force majeure or disaster that affects
the normal functioning of the AMC or the ISC.
7. During the period of Book Closure.
8. When the money markets which provide basis for valuation
are closed/not accessible otherwise than for ordinary
holidays.
9. When the bullion markets in London and forex markets
which provide basis for valuation are closed otherwise
than for ordinary holidays.
10. In the event of any unforeseen situation that affects the
normal functioning of the stock exchange(s).
11. In case of fund of fund schemes, if the underlying schemes
suspend sale (including switch-in) of units.
12. If so directed by SEBI.
Additionally the AMC reserves the right in its sole discretion to
withdraw the facility of Sale (including switch-in) of Units into
and out of the Scheme(s) (including any one Plan / Option
of the Scheme), temporarily or indefinitely, if AMC views that
changing the size of the corpus may prove detrimental to the
existing Unit holders of the Scheme(s).
RIGHT TO RESTRICT REDEMPTION AND / OR SUSPEND
REDEMPTION OF THE UNITS:
The Fund at its sole discretion reserves the right to restrict
Redemption (including switch-out) of the Units (including
Plan / Option) of the Scheme(s) of the Fund upon occurrence
of the below mentioned events for a period not exceeding
ten (10) working days in any ninety (90) days period subject
to approval of the Board of Directors of the AMC and the
Trustee. The restriction on Redemption (including switch-out)
shall be applicable where the Redemption (including switch-out)
request is for a value above Rs. 2,00,000/- (Rupees Two Lakhs).
Further, no restriction shall be applicable to the Redemption /
switch-out request upto Rs. 2,00,000/- (Rupees Two Lakhs). It
is further clarified that, in case of redemption request beyond
Rs. 2,00,000/- (Rupees Two Lakhs), no restriction shall be
applicable on first Rs. 2,00,000/- (Rupees Two Lakhs).
The Trustee / AMC reserves the right to restrict Redemption
or suspend Redemption of the Units in the Scheme(s) of the
Fund on account of circumstances leading to a systemic
crisis or event(s) that severely constrict market liquidity or the
efficient functioning of the markets. A list of such circumstances
under which the restriction on Redemption or suspension of
Redemption of the Units in the Scheme(s) of the Fund may be
imposed are as follows:
1. Liquidity issues- when market at large becomes illiquid
affecting almost all securities rather than any issuer specific
security; or
2. Market failures / Exchange closures; or
3. Operational issues; or
4. If so directed by SEBI.
It is clarified that since the occurrence of the abovementioned
eventualities have the ability to impact the overall market and
liquidity situation, the same may result in exceptionally large
number of Redemption requests being made and in such a
situation the indicative timelines (i.e. within 3-4 Business Days
for schemes other than liquid funds and within 1 Business
Day for liquid funds) mentioned by the Fund in the scheme
offering documents, for processing of requests for Redemption
may not be applicable.
Any restriction on Redemption or suspension of Redemption of
the Units in the Scheme(s) of the Mutual Fund shall be made
applicable only after specific approval of the Board of Directors
of the AMC and Trustee Company and thereafter, immediately
informing the same to SEBI.

III. RIGHTS OF UNITHOLDERS OF THE
SCHEME
zz Unit holders of the Scheme have a proportionate right
in the beneficial ownership of the assets of the Scheme.
zz When the Mutual Fund declares a dividend under the
Scheme/ Plan, the dividend warrants shall be dispatched
within 30 days of the declaration of the dividend. In event
of failure of dispatch of dividend within the stipulated 30
day period, the AMC shall be liable to pay interest @15%
per annum to unitholders.
zz On acceptance of a valid application/transaction request
for subscription, an allotment confirmation specifying the
number of units allotted by way of email and/or SMS within
5 Business Days from the date of receipt of application
/transaction request/ closure of New Fund Offer (within
15 days for NFO in case of Rajiv Gandhi Equity Savings
Scheme) shall be sent to the Unit holders registered e-mail
address and/or mobile number.
(a) For unitholders having any security in dematerialised
form and having Mutual Fund (MF) folios:
(i) The depositories shall dispatch the Securities
Consolidated Account Statement (SCAS) within
ten days from the month end where there are
transactions either in MF or Demat account based
on the data provided by MF Registrar Transfer
Agent (RTA) in respect of MF units;
(ii) In case of no transactions in either MF or demat
accounts, SCAS shall be sent on a Half- yearly basis
showing the holding details by the Depositories.
(b) For investors having only mutual fund folios and no
demat account a Consolidated Account Statement
(CAS) shall be sent within ten days from the month
end where there are transactions by mail/e-mail by
the AMC/RTA.
(c) Half-yearly CAS shall be issued at the end of every
six months (i.e. September/ March) on or before 10th
day of succeeding month, to all investors providing
the prescribed details across all schemes of mutual
funds and securities held in dematerialized form across
demat accounts, if applicable.
(d) Half yearly CAS will not be sent to those Unit holders
who do not have any holdings in the schemes of
mutual fund and where no commission against their
investment has been paid to distributors, during the
concerned half-year period.
In case of non-availability of PAN, AMC send monthly
account statement for any financial transactions undertaken
during the month on or before 10th day of the succeeding
month by mail/email and Half Yearly Statement of holding,
if there are no transaction in the folio.
If a Unit holder so desires the Mutual Fund shall issue a
Unit certificate (non- transferable) within 5 Business Days
of the receipt of request for the certificate.
In case of Unitholders holding units in demat (electronic)
mode, a demat statement will be sent by Depository
Participant to the Unitholders.
For more details please refer to section ‘Account Statements’
in ‘Scheme Information Document’ of respective scheme(s)
The first-named Unit holder shall receive the account
statements, all notices and correspondence with respect to
the account, as well as the proceeds of any Redemption
requests or dividends or other distributions. In addition, such
holder shall have the voting rights, as permitted, associated
with such Units as per the applicable guidelines. For units
held under HDFC Children’s Gift Fund, all communications
shall be sent to the Unitholder i.e. the beneficiary child
through his/her guardian registered under the folio.
zz As per SEBI (MF) Regulations, the Mutual Fund shall dispatch
Redemption proceeds within 10 Business Days of receiving
the Redemption request. A penal interest of 15% p.a. or
such other rate as may be prescribed by SEBI from time to
time, will be paid in case the Redemption proceeds are not
made within 10 Business Days of the date of Redemption
request. However under normal circumstances, the Mutual
Fund would endeavour to pay the redemption proceeds
within 3-4 Business Days from the date of redemption.
For more details please refer to section ‘Redemption’ in
‘Scheme Information Document’ of respective scheme(s)
zz The Trustee is bound to make such disclosures to the Unit
holders as are essential in order to keep them informed
about any information known to the Trustee which may
have a material adverse bearing on their investments.
zz The appointment of the AMC for the Mutual Fund can be
terminated by majority of the directors of the Trustee or
by 75% of the Unit holders of the Scheme.
zz 75% of the Unit holders of a Scheme can pass a resolution
to wind-up a Scheme.
zz The Trustee shall obtain the consent of the Unit holders:
– whenever required to do so by SEBI, in the interest
of the Unit holders.
– whenever required to do so on the requisition made
by three-fourths of the Unit holders of the Scheme.
– when the Trustee decides to wind up the Scheme or
prematurely redeem the Units.
zz The Trustee shall ensure that no change in the fundamental
attributes of any Scheme or the trust or fees and expenses
payable or any other change which would modify the
Scheme and affects the interest of Unit holders, shall be
carried out unless :
(i) a written communication about the proposed change
is sent to each Unit holder and an advertisement is
given in one English newspaper having nationwide
circulation as well as in a newspaper published in
the language of the region where the head office of
the Mutual Fund is situated; and
(ii) the Unit holders are given an option to exit at the
prevailing Net Asset Value without any Exit Load.
zz In specific circumstances, where the approval of unitholders
is sought on any matter, the same shall be obtained by
way of a postal ballot or such other means as may be
approved by SEBI.
UNCLAIMED REDEMPTION / DIVIDEND AMOUNT
The unclaimed Redemption amount and dividend amounts
(the funds) may be deployed by the Mutual Fund in money
market instruments and separate plan of Liquid scheme /
Money Market Mutual Fund scheme floated by Mutual Funds
specifically for deployment of the unclaimed amounts only.
Investors who claim the unclaimed amounts during a period of
three years from the due date shall be paid initial unclaimed
amount along-with the income earned on its deployment.
Investors, who claim these amounts after 3 years, shall be
paid initial unclaimed amount along-with the income earned
on its deployment till the end of the third year. After the third
year, the income earned on such unclaimed amounts shall be
used for the purpose of investor education. The AMC will make
a continuous effort to remind the investors through letters to
take their unclaimed amounts. The details of such unclaimed
redemption/dividend amounts are made available to investors
upon them providing proper credentials, on website of Mutual
Funds and AMFI along with the information on the process
of claiming the unclaimed amount and the necessary forms /
documents required for the same.
Further, the information on unclaimed amount along-with its
prevailing value (based on income earned on deployment of
such unclaimed amount), will be separately disclosed to investors
through the periodic statement of accounts / Consolidated
Account Statement sent to the investors. Further, the investment
management fee charged by the AMC for managing the said
unclaimed amounts shall not exceed 50 basis points.

IV. INVESTMENT VALUATION NORMS
FOR SECURITIES AND OTHER ASSETS:
SEBI vide Gazette Notification no. LAD-NRO/GN/2011-
12/38/4290, dated February 21, 2012 amended Regulation
25, 47 and the Eighth Schedule titled ‘Investment Valuation
Norms’ under SEBI (Mutual Funds) Regulations, 1996 (“the
Regulations”) to introduce the overarching principles namely
‘Principles of Fair Valuation’ in order to ensure fair treatment to
all investors (including existing as well as new investors) seeking
to purchase or redeem the units of the scheme(s) at all points
of time. In the event of a conflict between the principles of fair
valuation and valuation guidelines prescribed by SEBI under
the Regulations, the principles of fair valuation shall prevail.
Based on the said amendment by SEBI, the Board of the
HDFC AMC and Trustee has adopted a comprehensive policy
on investment valuation and procedures. Accordingly, the
disclosure inter-alia of the security/ asset -wise valuation policy,
procedure methodology for each type of investment made
by the scheme(s) of HDFC Mutual Fund is given below:
1. Principles, Policy, Procedure Methodology for
valuation of securities/assets
(i) HDFC AMC shall adopt the principle of fair valuation
i.e. valuation will be done in good faith and in true
and fair manner to reflect the net realizable value
of the securities/asset as determined by Valuation
Committee. This principle will be adopted by AMC
even during exceptional events as specified under
Point no. 3 below.
(ii) The detailed security/asset-wise valuation policy,
procedure methodology for each type of investment
made by the scheme(s) of HDFC Mutual Fund is
described in the appended table.
(iii) Investments in any new securities/assets (other than
those mentioned in the appended table) shall be
made only after the establishment of the valuation
methodology as approved by the Board of HDFC
AMC and Trustee.
(iv) The investments held by schemes of HDFC Mutual
Fund would normally be valued according to the
Valuation Guidelines specified by SEBI from time to
time. In case of any conflict between the Principles
of Fair Valuation as detailed under point (i) above
and valuation guidelines specified by SEBI from time
to time, the Principles of Fair Valuation shall prevail.
2. Inter scheme Transfers:
Inter-scheme transfers will be done in line with regulatory
requirements and applicable internal policies as determined
by the Valuation Committee.
3. Exceptional events:
Given the exceptional nature of the events, it is not possible
to define a standard methodology to be adopted for fair
valuation of securities/assets for such events. The Board
of HDFC AMC and Trustee has authorized the Valuation
Committee to determine the exceptional events and devise
the process to deal with the exceptional events.
The Exceptional illustrative list of events is provided as
under:
a. Policy announcements by the Reserve Bank of India
(RBI), the Government or any Regulatory body like
(SEBI/IRDA/PFRDA).
b. Natural disasters or public disturbances that may
impact the functioning of the capital markets.
c. Absence of trading in a specific security or similar
securities.
d. Sufficient market information may not be available
for the Valuation of Securities.
e. Valuation Agencies do not provide Valuation for
Securities.
f. Significant volatility in the capital markets.
The Valuation Committee shall identify and monitor
exceptional events and recommend appropriate
procedures / methodologies with necessary guidance
from the Board of HDFC AMC and Trustee, wherever
required, and get the same ratified.
4. Deviation:
Deviation in the valuation policy and procedures as stated
above shall be allowed only with the prior approval of the
Valuation Committee followed by reporting to the Board
of HDFC AMC and Trustee.
Such deviations shall be appropriately disclosed to the
Investors as may be decided by the Valuation committee.
5. Record Maintenance:
HDFC AMC shall maintain and preserve documentation
for valuation (including inter scheme transfers) either in
electronic or physical form for a period of 8 years or such
period as specified by SEBI from time to time.
6. Disclosure:
In order to ensure transparency of valuation norms
adopted by HDFC AMC, the investment valuation policy
and procedures as adopted by HDFC AMC is disclosed
on the website, viz. www.hdfcfund.com
Detailed security/asset-wise valuation policy, procedure methodology for Investments made by the
HDFC Mutual Fund:
I. Equity Equity Related Instruments
Security Type Valuation Policy
Listed Shares /
Preference Shares/
Warrants/ Rights
Valuation will be at the closing price at the principal stock exchange. The National Stock Exchange
of India Limited (‘NSE’) is designated as the principal stock exchange for the purpose of valuation
of securities.
If security is not traded on principal stock exchange on a particular valuation day, the closing price
at which it is traded on any other stock exchange will be used.
If security is not traded on any stock exchange on a particular valuation day, then price at which it
traded on the principal stock exchange or any other stock exchange, as the case may be, on the
earliest previous day will be used provided such date is not more than 30 days prior to valuation date.
Thinly Traded Equity
Shares
Thinly traded securities will be valued at fair value as per procedures* determined by the Valuation
Committee.
Unlisted Shares /
Preference Shares/
Warrants/ Rights
Unlisted securities will be valued at fair value as per procedures* determined by the Valuation Committee.
Options Valuation of Options contract at the day end settlement price on the NSE.
Futures Valuation of Futures contract at the day end settlement price on the NSE.
*The Procedure Methodology for valuation of unlisted or thinly traded equity/equity related securities is as under:
i) Equity Shares - Valuation will be computed on the basis of average of the book value and price computed by capitalisation
of earning method. For the purpose of capitalisation of earning method, Industry Price / Earnings ratio will be considered
which will be adjusted for liquidity.

Where the unlisted equity shares are acquired as result of corporate actions like demerger/amalgamation, the unlisted
equity shares will be valued at the intrinsic value on the ex-date as follows:
A. The intrinsic value for new entity resulting out of corporate actions where financial details are available will be valued
on the basis of average of the book value and price computed by capitalisation of earning method.
B. The intrinsic value for new entity resulting out of corporate action where financial details are not available will be valued
as per differential pricing method after applying appropriate illiquidity discount as determined by valuation committee.
e.g. If AB company gets demerged in to A Company B Company and the new company B is not a listed company.
The value of B Company is arrived as follows:
Market Value of AB Company (Pre Merger closing price) (X) Rs. 250/-
Market Value of A Company (Post Merger closing Price) (Y) Rs. 150/-
Valuation of B Company as per differential pricing method (X – Y) Rs. 100/-
Illiquidity Discount (20%) Rs. 20/-
Valuation of B Company (After illiquidity discount) Rs. 80/-
The intrinsic value so arrived will be periodically reviewed by Valuation Committee till listing of such shares.
ii) Preference Shares – Preference share can be convertible or non- convertible. The non-convertible preference share will be
valued at the present value of all the future expected dividend payments and the maturity value, discounted at the expected
return on preference share.
The value of convertible preference share can be expressed as follows:
Preference shares dividend
Price of convertible Preference Share = X Face Value
Expected return on Preference Share
iii) Warrants - Warrants will be valued at the value of the share which would be obtained on exercise of the warrant as reduced
by the amount which would be payable on exercise of the warrant. The value arrived will be reduced by appropriate discount.
iv) Right entitlements - Right entitlements will be valued as difference between the value of closing price of the underlying
equity share and the rights offer price.
II. Debt Debt Related Instruments
Security Type Valuation Policy
Government / Debt
Securities/ instruments with
average maturity less than or
equal to 60 days
(Treasury Bills/Commercial Paper/
Certificate of Deposit/ Bonds/Zero
Coupon Bonds/ Bills/ Floating rate
securities/ Securitization)
Traded (Own) Government /Debt securities will be valued at weighted average traded price/
yield on the date of trade.
Non-traded Government / Debt securities will be valued by amortization on a straight-line
basis from last valued price.
Securities having multiple cash flows will be valued as per last valued/traded yield.
(Refer Note 1 below)
Government /Debt Securities
with average maturity more
than or 60 days
(Treasury Bills/Commercial Paper/
Certificate of Deposit/ Bonds/Zero
Coupon Bonds/ Bills/ Floating rate
securities/ Securitization)
Government Securities /Debt Money Market securities will be valued at the average prices
provided by AMFI approved agencies.
In case of price being available from only one agency, the same will be considered for
valuation.
In case of non-availability of prices from AMFI approved agencies-
l Traded (Own) securities will be valued at weighted average traded price /yield on the
date of trade.
l Non-traded securities will be at the fair value as per procedures determined by the
Valuation Committee.
(refer Note 2 below)
Interest Rate SWAP/ Forward
Rate Agreements (FRA’S)
All SWAP/ FRA’s will be valued at net present value after discounting the future cash flows.
Future cash flows for SWAP/FRA contract will be computed daily as per terms of contract and
discounted by suitable Overnight Interest Swap rates (OIS) available on Reuters/Bloomberg
or any other provider as approved by Valuation Committee.
The unrealised gain / loss accounted for IRS/FRA till 61st day will be amortized.
Overnight Money (CBLO/
Reverse Repo/CROMS)
Overnight money deployed will be valued at cost plus the accrual/amortisation.
Notes:
1) As per AMFI Best Practice Guidelines Circular No.29/2012-13 dated May 15, 2012, read with AMFI Best Practice Guidelines
Circular No. 41/2013-14 dated September 19, 2013, all non-traded securities and Government Securities (including
Treasury Bills) with average maturity less than or equal to 60 days will be valued by amortization on straight line basis
from last valued price (i.e. last valued price plus the difference between the redemption value and last valued price spread
uniformly over the remaining maturity period of the instrument.) However, price computed as per straight line amortization
should be within ± 0.10% band of reference price derived from benchmark yield curves as provided by AMFI approved
agencies (currently CRISIL/ICRA) ± applicable spread (on account of Own trades). In case the price of a particular security
falls outside the band, amortization price of the security will be brought within ± 0.10% of reference price to reflect fair value.
2) AMFI approved agencies (currently CRISIL and ICRA) are considering the trades reported at all public platform viz. FIMDDA/NDS-OM/
NSE/BSE for determining the prices for debt securities with average maturity more than 60 days.
(a) Procedure Methodology for determining traded Debt securities Money Market instruments having average
maturity more than 60 days

All traded securities will be valued on weighted average traded price /yield on the date of trade.
i) For securities with residual maturity between 61 days and 1 year:
Securities with at least three trades and aggregate volume of Rs. 100 Crore (Face Value) will be considered as traded
for the day.
ii) For securities with residual maturity greater than 1 year:
Securities with at least two trades and aggregate volume of Rs. 25 Crore (Face Value) will be considered as traded for the day.
iii) Own Trade of any security:
Any debt security having at least one own trade of Rs. 5 Crore (Face Value) or above will be considered as traded for
the particular day and will be valued at weighted average traded price /yield.
In case of qualifying market trades and own trades, the market trades will be given higher priority. In case of qualifying
market trades on multiple public platforms, the order of preference would be FIMMDA, Exchange (NSE, BSE) and own
trades. The qualifying criteria will be observed at the exchange/ platform level.
Any outlier trade can be ignored after suitable justifications by Fund Manager and approval of valuation committee.
(b) Procedure Methodology for valuation of non traded Debt securities and Money Market instruments:
Debt markets in India are shallow and sufficient data points across the yield curve and rating / maturity /asset classes are not
available every day. Apart from the traded prices on the exchanges, FIMMDA reported trades are also considered and form an input
in finalizing the base curve and spreads over these base curves. Hence the end of day valuation yields are the result of the subjective
assessment of market yields by the Investment Manager based on various factors like traded prices, reported prices, market conditions
subject to adherence to principles of fair valuation. All securities are valued at a suitable spread to their respective base curves.
III. Others
Security/ Asset Type Valuation Policy
Listed Mutual Fund
Units
Valuation will be at the closing price at the principal stock exchange.
If units are not traded on principal stock exchange on a particular valuation day, the closing price on
any other stock exchange where units are traded will be used.
If units are not traded on any stock exchange on a particular valuation day, then closing price at which
it traded on the principal stock exchange or any other stock exchange, as the case may be, on the
earliest previous day will be used provided such date is not more than 30 days prior to valuation date.
Unlisted Mutual
Fund Units
Valuation will based be on Net Asset Value (NAV) of Mutual Fund units.
Gold The gold acquired by the scheme is in the form of standard bars and its value as on a particular day
is determined as under:
a) The London Bullion Market Association’s (LBMA) AM fixing price per troy ounce is increased with
the Cost, Insurance, Freight premium and the LBMA fixing charges.
b) This value arrived at in (a) above is then converted to the equivalent price for 1 kg gold of 0.995
fineness by applying the conversion factor.
c) The RBI reference rate is applied to convert the price from US dollars to Indian Rupees.
d) The Indian levies in the form of customs duty, stamp duty, octroi, as applicable are added to arrive
at the final landed price of gold.
If on any day the LBMA AM fixing or RBI reference rate is not available due to holiday, then the
immediately previous day’s prices are applied for the purpose of calculating the value of gold.
Fixed Deposits Fixed deposits will be valued at cost.
Foreign Securities
including ADR/GDR
(i) Traded Securities
Traded foreign securities including ADR/GDR shall be valued based on the latest available closing
price of the stock exchange on which the security is listed. If the security is listed on more than one
stock exchange, the AMC shall select the appropriate stock exchange and the reasons for selection
of the stock exchange shall be recorded in writing and approved by Valuation Committee.
If the security is listed in a time zone ahead of ours than the same day’s closing price would be
used for Valuation. If the security is listed in the time zone behind ours then the previous day’s
closing price would be used for valuation.
When on a particular valuation day, a security has not been traded on the selected stock exchange;
the value at which it is traded on another stock exchange or last available price on the selected
stock exchange shall be used provided such date is not more than thirty days prior to the valuation
date.
On valuation date, all assets and liabilities in foreign currency shall be valued in Indian Rupees
at the RBI reference rate as at the close of banking hours on the relevant business day in India.
If the security is listed in currency for which RBI reference rate is not available, the exchange rates
available from Reuters will be used. In case the direct exchange rates are not available on Reuters,
then cross currency rate with USD would be considered and converted as per the INR/USD RBI
reference rate.
(ii) Non Traded Securities
Non traded foreign security shall be valued by AMC at fair value after considering relevant factors
on case to case basis. Non-traded ADR/ GDR shall be valued after considering prices/issue terms
of underlying security. Valuation committee shall decide the appropriate discount for illiquidity.
The investment valuation norms as outlined above are as per SEBI (MF) Regulations and are subject to change from time to
time in conformity with changes made by SEBI.

V. TAX, LEGAL GENERAL
INFORMATION:
A. TAXATION ON INVESTING IN MUTUAL FUNDS
The tax benefits set out in the SAI are for general purposes only and
do not constitute tax advice. The tax information provided in the SAI
does not purport to be a complete description of all potential tax costs,
incidence and risks inherent in subscribing to the Units of scheme(s)
offered by HDFC Mutual Fund. Investors should be aware that the
fiscal rules I tax laws may change and there can be no guarantee
that the current tax position as laid out may continue indefinitely. The
applicability of tax laws, if any, on HDFC Mutual Fund I Scheme(s) I
investments made by the Scheme(s) and/or investors and/ or income
attributable to or distributions or other payments made to Unitholders
are based on the understanding of the prevailing tax legislations
and are subject to adverse interpretations adopted by the relevant
authorities resulting in tax liability being imposed on HDFC Mutual
Fund I Scheme(s) I Unitholders I Trustee I AMC. In the event any
such liability as may be determined by the tax authorities is I being
imposed on HDFC Mutual Fund I Scheme(s) or the Trustee or the
AMC, the Unitholders shall be liable to pay on demand and I or
indemnify HDFC Mutual Fund I Scheme(s) and I or the Trustee and
I or the AMC for any such tax liability.
In view of the individual nature of the tax consequences, each investor
is advised to consult his/ her own professional tax advisor. The tax
information contained in SAI alone is not sufficient and should not
be used for the development or implementation of an investment
strategy or construed as investment advice. Investors alone shall be
fully responsible I liable for any decision taken on the basis of this
document. Neither the Mutual Fund nor the AMC nor any person
connected with it accepts any liability arising from the use of this
information. Investors should study this SAI carefully in its entirety
and should not construe the contents as advice relating to taxation.
Investors are advised to consult their tax, investment and other
professional advisors to determine possible tax, financial or other
considerations of subscribing to or redeeming Units, before making
a decision to invest/ redeem Units.
As per the taxation laws in force and Chapter VII of the Finance
(No. 2) Act, 2004 pertaining to Securities Transaction Tax (STT), the
tax benefits I consequences as applicable, to HDFC Mutual Fund in
respect of its Mutual Fund schemes (being an equity oriented fund I
other than equity oriented fund I money market mutual fund I liquid
fund) and investors investing in the Units of its Mutual Fund Schemes
[on the assumption that the units are not held as stock-in-trade] are
stated as follows:
1. Tax Benefits/Consequences to the Mutual Fund
HHDFC Mutual Fund is a Mutual Fund registered with the Securities
Exchange Board of India and hence the entire income of the
Mutual Fund will be exempt from income-tax in accordance with the
provisions of Section 10(23D) of the Income-tax Act, 1961 (the Act).
The Mutual Fund will receive all income without any deduction of
tax at source under the provisions of Section 196(iv) of the Act. On
income distribution, if any, made by the Mutual Fund, additional
income-tax is payable under section 115R of the Act, in the case of
its Schemes being other than equity-oriented funds. Equity oriented
fund is a fund where the investible funds are invested by way of
equity shares in domestic companies to the extent of more than 65%
of the total proceeds of such fund.
The additional income-tax on distribution of income by a money
market mutual fund or a liquid fund or any other mutual fund to
an individual I Hindu Undivided Family (HUF) shall be payable by
the mutual fund at the rate of 25%* and at the rate of 30%* on
distribution of income to any other investor. Where an income is
distributedbyaMutualFundunderaninfrastructuredebtfundscheme
to a non-resident (not being a company) or a foreign company,
additional income-tax on distribution would be 5%*.
*plussurchargeattherateof12% and educationcessandsecondary
and higher education cess at the rate of 3%
For the purpose of determining the tax payable, the amount of
distributed income be increased to such amount as would, after
reduction of tax from such increased amount, be equal to the income
distributed by the Mutual Fund. This will result in increase in effective
dividend distribution tax rate.
A money market mutual fund means a scheme of a mutual
fund which has been set up with the objective of investing
exclusively in money market instruments as defined in the SEBI
(Mutual Fund) Regulations, 1996 and a liquid fund means a
scheme or plan of a mutual fund which is classified by SEBI
as a liquid fund in accordance with the guidelines issued
by it in this behalf under the SEBI Act, 1992 or regulations
made thereunder.
The availability of credit for dividend distribution tax in the hands
of the non-resident investor would depend upon the tax laws of the
country of which he is a resident and/or the applicable tax treaty of
such country with India.
Securities Transaction Tax (STT)
As per Chapter VII of the Finance (No. 2) Act, 2004 pertaining to
STT, STT shall be payable, wherever applicable, as follows:
Sr.
No.
Taxable Securities Transaction Rate Payable
by
1. Purchase/ Sale of equity shares 0.1 per
cent
Purchaser/
Seller
2. Purchase of units of equity oriented
mutual fund (delivery based) on
recognized stock exchange
Nil Purchaser
3. Sale of units of equity oriented
mutual fund (delivery based) on
recognized stock exchange
0.001
per cent
Seller
4. Sale of equity shares, units of
equity oriented mutual fund (non-
delivery based)
0.025
per cent
Seller
5. (a) Sale of an option in securities 0.05
per cent
Seller
(b) Sale of an option in securities,
where option is exercised
0.125
per cent
Purchaser
(c) Sale of a futures in securities 0.010
per cent
Seller
6. Sale of a unit of an equity oriented
fund to the Mutual Fund
0.001
per cent
Seller
7. Sale of unlisted equity shares
under an offer for sale referred
to in Section 97(13) (aa) under
Chapter VII of the Finance (No. 2)
Act, 2004
0.2 per
cent
Seller
8. Sale of unlisted units of business
trusts under an offer for sale
referred to in Section 97(13) (ab)
under Chapter VII of the Finance
(No. 2) Act, 2004
0.2 per
cent
Seller
2. Tax Benefits / Consequences to Unit holders
i. Income-tax
All Unit holders
Income received, otherwise than on transfer (subject to
the exemption of long-term capital gains provided for
in section 10(38)of the Act, discussed elsewhere in this
Statement), in respect of units of a mutual fund would be
exempt from tax under Section 10(35) of the Act.
• Capital Gains Tax
Note: Period of holding for short term capital asset
in respect of units of equity oriented mutual fund
schemes is less than or equal to 12 months and in
case of other than equity oriented mutual fund units,
it is less than or equal to 36 months. A capital asset
other than a short term capital asset is considered
as long term capital asset.
Foreign Institutional Investors / Foreign Portfolio Investors
Any securities held by Foreign Institutional Investors in
accordance with SEBI Regulations, shall be covered within

1
As per Finance Act 2017. The revised rates are as under:
• In case of Corporate Assessees:
i. Where the taxable income exceeds Rs. 1 crore but less than Rs. 10 Crores- At the rate of 7% (Marginal relief in surcharge,
if applicable)
ii. Where the taxable income exceeds Rs. 10 crore - At the rate of 12% (Marginal relief in surcharge, if applicable)
• In case of Non- Corporate Assessees:
i. for individuals, HUF, association of persons, body of individuals and artificial juridical person where the taxable income
exceeds Rs. 50 lakhs but does not exceed Rs. 1 crore, surcharge at 10% and where the taxable income exceeds Rs. 1
crore surcharge at the rate of 15% on tax is applicable
ii for firm, co-operative society and local authority at the rate of 12% on tax where the taxable income exceeds Rs. 1 crore
2
As per Finance Act, 2017, the base year for indexation purpose has been shifted from 1981 to 2001 to calculate the cost
of acquisition or to take fair market value of the asset as on that date. Further, it provides that cost of acquisition of an asset
acquired before 1 April 2001 shall be allowed to be taken as fair market value as on 1 April 2001
3
As per Finance Act, 2017, the concessional rate of 10% shall be applicable w.r.e.f. 1 April, 2012
the definition of the term ‘Capital Asset’ under section
2(14) of the Act.
Long-term capital gains on sale of Units would be taxed at
the rate 10% (plus applicable surcharge1
, education cess
and secondary and higher education cess) under Section
115AD of the Act (subject to the exemption of long-term
capital gains provided for in section 10(38) of the Act,
discussed elsewhere in this Statement). Such gains would
be calculated without indexation of cost of acquisition.
Short-term capital gains would be taxed at 30% (plus
applicable surcharge, education cess and secondary and
higher education cess) (subject to the concessional rate
of tax provided for in Section 111A of the Act, discussed
elsewhere in this Statement).
As per Section 111A of the Act, short-term capital gains
on sale of units of an equity-oriented fund, where such
transaction of sale is chargeable to STT, shall be subject to
tax at a rate of 15 % (plus applicable surcharge, education
cess and secondary and higher education cess).
Exemption of capital gain from income tax
• As per Section 10(38) of the Act, any long-term capital
gains arising from the sale of units of an equity-oriented
fund where such transaction of sale is chargeable to
STT, shall be exempt from tax. Finance Act, 2017 has
inserted third proviso to section 10(38) which states that
the exemption u/s 10(38) would not be available if the
transaction of acquisition of equity shares is entered into
on or after 1 October 2004 and such acquisition is not
chargeable to STT. Certain acquisitions to be notified by
the Central Government to be excluded.
• Any amount of income accruing/ arising to a foreign
company and the corresponding expenditure incurred
relating to capital gains arising on transactions in securities
shall not be taken into account in computing the book profit
and income-tax payable under Section 115JB (Minimum
Alternate Tax)[MAT].
Other Unit holders
• Long-term capital gains in respect of Units will be
chargeable under Section 112 of the Act, at concessional
rate of tax, at 20% (plus applicable surcharge, education
cess and secondary and higher education cess) (subject
to the exemption of long-term capital gains provided for
in Section 10(38) of the Act, discussed elsewhere in this
Statement).
• The following amounts would be deductible from the full
value of consideration, to arrive at the amount of capital
gains:
• Cost of acquisition of Units (as adjusted by Cost Inflation
Index2
notified by the Central Government in case of
long term capital gain); and
• Expenditure incurred wholly and exclusively in
connection with such transfer (excluding any sum paid
on account of STT).
• In case of resident individuals and HUFs, where taxable
income as reduced by long-term capital gains, is below
the basic exemption limit, the long-term capital gains
will be reduced to the extent of the shortfall and only the
balance long-term capital gains will be subjected to the
flat rate of income-tax (plus education cess and secondary
and higher education cess).
• In case of non-residents, long-term capital gains in respect
of unlisted Units will be chargeable under Section 112(1)
(c) (iii) of the Act, at concessional rate of tax, at 10%3
(plus applicable surcharge, education cess and secondary
and higher education cess) (other than long-term capital
gains exempt under section 10(38) of the Act) computed
without indexation of the cost of acquisition.
• As per Section 111A of the Act, short-term capital gains
on sale of units of an equity oriented fund where such
transaction of sale is chargeable to STT shall be subject to
tax at a rate of 15 %(plus applicable surcharge, education
cess and secondary and higher education cess) and on sale
of other units, at a rate of 40 % (plus applicable surcharge,
education cess and secondary and higher education cess)
in the case of foreign companies and at a rate of 30 %
and higher secondary education cess) in the case of other
investors. Further in case of resident individuals and HUFs
where taxable income as reduced by short-term capital
gains, is below the basic exemption limit, the short-term
capital gains will be reduced to the extent of the shortfall
and only the balance short-term capital gains will be
subjected to the flat rate of income-tax (plus education
cess and secondary and higher education cess).
Exemption of capital gain from income tax
• As per Section 10(38) of the Act, any long-term capital
gains arising from the sale of units of an equity-oriented
fund where such transaction of sale is chargeable to
STT, shall be exempt from tax. Finance Act, 2017 has
inserted third proviso to section 10(38) which states that
the exemption u/s 10(38) would not be available if the
transaction of acquisition of equity shares is entered into
on or after 1 October 2004 and such acquisition is not
chargeable to STT. Certain acquisitions to be notified by
the Central Government to be excluded.
Income by way of long term capital gain of a company
shall be taken into account in computing the book profit
and income- tax payable under Section 115JB. However,
in case of foreign companies, any amount of income
accruing/ arising and the corresponding expenditure
incurred relating to capital gains arising on transactions in
securities shall not be taken into account in computing the
book profit and income-tax payable under Section 115JB.
• As per the provisions of section 54EC of the Act and
subject to the conditions and investment limits specified
therein, capital gains (subject to the exemption of long-
term capital gains provided for in section 10(38) of the
Act, arising on transfer of a long- term capital asset shall

not be chargeable to tax to the extent such capital gains
are invested in certain notified bonds4
within six months
from the date of transfer. The benefit is available in
respect of investment made during the financial year in
which the long- term capital asset is transferred and in the
subsequent financial year to the extent of fifty lakh rupees.
• As per the provisions of section 54EE of the Act and
subject to the conditions and investment limits specified
therein, capital gains arising on transfer of a long- term
capital asset shall not be chargeable to tax to the extent
such capital gains are invested in long term specified asset
(units of a specified fund as may be notified by central
government) within six months from the date of transfer.
The benefit is available in respect of investment made
during the financial year and in the subsequent financial
year to the extent of fifty lakh rupees.
• As per the provisions of Section 54F of the Act and
subject to the conditions specified therein, in the case
of an individual or a HUF, capital gains (subject to the
exemption of long-term capital gains provided for in
section 10(38) of the Act, discussed elsewhere in this
Statement) arising on transfer of a long term capital asset
(not being a residential house) are not chargeable to tax
if the entire net consideration received on such transfer
is invested within the prescribed period in a residential
house. If part of such net consideration is invested within
the prescribed period in a residential house, then such
gains would not be chargeable to tax on a proportionate
basis. For this purpose, net consideration means full value
of the consideration received or accruing as a result of the
transfer of the capital asset as reduced by any expenditure
incurred wholly and exclusively in connection with such
transfer.
All Unit holders
Under the provisions of Section 94(7) of the Act, loss
arising on sale of Units, which are bought within 3
months prior to the record date (i.e. the date fixed by
the Mutual Fund for the purposes of entitlement of the
Unit holders to receive income or additional units without
any consideration, as the case may be) and sold within
9 months after the record date, shall be ignored for the
purpose of computing income chargeable to tax to the extent
of exempt income received or receivable on such Units.
Under the provisions of Section 94(8) of the Act, where
any person purchases units (‘original units’) within a
period of 3 months prior to the record date, who is
allotted additional units without any payment and sells all
or any of the original units within a period of 9 months
after the record date, while continuing to hold all or any
of the additional units, then any loss arising on sale of
the original units shall be ignored for the purpose of
computing income chargeable to tax. The amount of loss
so ignored shall be deemed to be the cost of purchase of
the additional units as are held on the date of such sale.
General Anti Avoidance Rule (‘GAAR’) is an anti-tax
avoidance Rule which is applicable w.e.f. 1 April, 2017. The
objective of GAAR is to deny tax benefits to an arrangement
which has been entered into with the main purpose of
obtaining tax benefits and which lacks commercial substance
or creates rights and obligations which are not at arm’s
length principle or results in misuse of tax law provisions or is
carried out by means or in a manner which are not ordinarily
employed for bona fide purposes. The over-arching
principle of GAAR provisions is “substance over form”.
• Tax Deduction at Source
All Unit holders
No income-tax is deductible at source from income by way
of capital gains under the present provisions of the Act in
case of residents. However, the provisions of section 195
of the Act may apply to non-residents (other than Foreign
Institutional Investors and long-term capital gains exempt
under section 10(38) of the Act).
Accordingly income tax may have to be deducted at
source in the case of a non- resident (other than foreign
companies) at the rate of 15% (plus education cess and
secondary and higher education cess) on short-term capital
gains referred to in section 111A and at the rate of 30%
(plus education cess and secondary and higher education
cess) in case of short-term capital gains (other than under
section 111A), unless a lower withholding tax certificate is
obtained from the tax authorities, and at the rate of 10%
cess) in case of long-term capital gains referred to in
Section 112(1)(c)(iii) of the Act and at the rate of 20%
cess) in case of other long-term capital gains, unless a
lower withholding tax certificate is obtained from the tax
authorities.
In the case of foreign companies the rate of tax to be
deducted at source on short-term capital gains referred
to in section 111A would be 15% (plus applicable
surcharge, education cess and secondary and higher
education cess) and at the rate of 40% (plus applicable
surcharge, education cess and secondary and higher
education cess) in case of short-term capital gains (other
than under section 111A), unless a lower withholding tax
certificate is obtained from the tax authorities, and at the
rate of 10% (plus applicable surcharge, education cess
and secondary and higher education cess) (other than
long-term capital gains exempt under section 10(38) of
the Act) in case of long-term capital gains referred to in
Section 112(1)(c)(iii) of the Act and at the rate of 20%
and higher education cess) (other than long- term capital
gains exempt under section 10(38) of the Act) in case of
other long-term capital gains, unless a lower withholding
tax certificate is obtained from the tax authorities.
Where tax is deductible under the Act, and the deductee
has not furnished a Permanent Account Number (PAN)
to the deductor, tax should be deducted at source at the
highest of the following rates:
• At the rate specified in the Act
• At the rates in force
• At the rate of 20% (plus applicable surcharge and
educationcessandsecondaryandhighereducationcess)
With effect from June 24, 2016, relaxation is provided to
non-residents from deduction of tax at higher rate of 20%
in the absence of PAN subject to them providing specified
information and documents (like Tax Residency Certificate
(“TRC”), Tax Identification Number (“TIN”), etc.)
• Gift of Units
Finance Act, 2017 has inserted a new section 56(2)(x) w.e.f.
1 April 2017 that any receipt of sum of money and/or
property (exceeding INR 50,000) by all assesses would be
taxable as income from other sources. The term ‘property’
includes shares and securities. Units of a mutual fund
could fall within the purview of the term “securities”. As
per the Act, “property” would refer to capital assets only.
4
Bonds issued by National Highways Authority of India or by Rural Electrification Corporation limited or (inserted by Finance Act,
2017) w.e.f April 1, 2017, any other bond notified by Central Government

• Clubbing of income
Subject to the provisions of section 64(1A) of the Act, taxable
income accruing or arising in the case of a minor child
shall be included in the income of the parent whose total
income is greater or where the marriage of the parents
does not subsist, in the income of that parent who maintains
the minor child. An exemption under section 10(32) of the
Act, is granted to the parent in whose hand the income
is included upto Rs. 1,500I- per minor child. When the
child attains majority, the tax liability will be on the child.
• Deduction under section 80C
As per section 80C, and subject to the provisions, an
individual I HUF is entitled to a deduction from Gross
Total Income upto Rs. 1.50 lac (along with other prescribed
investments) for amounts invested in any units of a mutual
fund referred to in section 10(23D) of the Act, under any
plan formulated in accordance with such scheme as the
Central Government may notify.
• Deduction under section 80CCG
As per Section 80CCG, a resident individual who acquires
listed equity shares or listed units of equity oriented mutual
fund in accordance with the Rajiv Gandhi Equity Savings
Scheme (‘RGESS’) (notified on November 23, 2012 and
thereafter, vide Notification no. 94I2013 F. No. 142I35I2012
- TPL dated December 18, 2013 notified RGESS, 2013),
is entitled to a deduction of 50% of the amount invested
from his total income to the extent the deduction does not
exceed Rs. 25,000. The deduction under Section 80CCG
is over and above the deduction under Section 80C.
The deduction shall be available for three consecutive
financial years beginning with the Initial Year as defined
in RGESS. The deduction shall be subject to following
conditions:
• The gross total income of the investor for the relevant
year should not exceed Rs. 12 lacs (for investments
made from April 1, 2014, prior to that total income
should not exceed ‘ 10 lacs);
• The investor is a new retail investor as specified in
RGESS;
• The investment is made in such listed equity shares or
listed units of equity oriented mutual fund as specified
in RGESS;
• The investment is locked-in for a 3 year period in
accordance with RGESS; and
• Such other conditions as may be prescribed.
If an investor, in a subsequent year fails to comply with
any of the above conditions, the taxability would be as
provided under RGESS.
• Finance Act, 2017 amends the provisions of section
80CCG that no deduction can be claimed under this
section in respect of investment made under RGESS
after 1 April 2017.
• Deduction under this section will be allowed for any
investments acquired under this scheme on or before
1 April 2017 till assessment year 2019-20.
• Securities Transaction Tax
All Unit holders
As per Chapter VII of the Finance (No. 2) Act, 2004
pertaining to STT, the STT shall be payable by the seller
at the rate 0.001 per cent on the sale of a unit of an
equity-oriented fund to the mutual fund.
OTHER BENEFITS
Investments in Units of the Mutual Fund will rank as an eligible
form of investment under Section 11(5) of the Act read with
Rule 17C of the Income-tax Rules, 1962, for Religious and
Charitable Trusts.
TAX TREATY BENEFITS
A non-resident investor has an option to be governed by the
provisions of the Act or the provisions of a Tax Treaty that
India has entered into with another country of which the non-
resident investor is a tax resident, whichever is more beneficial
to the non- resident investor. As per the provisions of the Act,
submission of tax residency certificate (“TRC”) along with Form
No. 10F will be necessary for granting Tax Treaty benefits to
non-residents. A taxpayer claiming Tax Treaty benefit shall furnish
a TRC of his residence obtained by him from the Government
of that country or specified territory. Further, in addition to the
TRC, the non-resident shall also provide such other documents
and information subsequently, as may be prescribed by the
Indian Tax Authorities. Further as per section 195(7) of the
Act, an application may be required to be made to the tax
authorities to determine the withholding tax rate, if transfer I
redemption I buyback of Units are covered within the list of
specified transactions, such list being yet not specified. Further,
the provisions of Section 195 and I or Section 197 of the Act
would need to be complied and also documents will have to
be furnished by the non-resident investor in this regard.
The above Statement of Possible Direct Tax Benefits/
Consequences sets out the provisions of law in a summary
manner only and is not a complete analysis or listing of all
potential tax consequences of the purchase, ownership and
disposal of mutual fund units. The statements made above
are based on the tax laws in force (including the amendments
made by the Finance (No. 2) Act, 2014), Chapter VII of the
Finance (No. 2) Act, 2004 pertaining to Securities Transaction
Tax, and as interpreted by the relevant taxation authorities as
of date. Investors/Unit holders are advised to consult their tax
advisors with respect to the tax consequences of the purchase,
ownership and disposal of mutual fund units.
B. LEGAL INFORMATION
 Nomination Facility
In terms of Regulation 29A of the SEBI (Mutual Funds) Regulations,
the Unitholders have an option for making nomination and
such nomination shall be subject to Personal laws applicable to
the Unitholders. The AMC provides an option to the investor(s)/
Unit holder(s) to nominate (in the manner prescribed under
the SEBI (Mutual Funds) Regulations, 1996) in whom the Units
shall vest in the event of the death of the Unitholder(s) subject
to the satisfactory completion of certain necessary formalities
as may be prescribed by the AMC. Through this facility the
AMC is not in any way attempting to grant any rights other
than those granted by law to the nominee(s). A nomination
in respect of the Units does not create any title or beneficial
interest in the property after the death of the Unit holder. The
nominee(s) shall receive the Units only as an agent/ trustee for
the legal heirs or legatees of the deceased Unitholder as the
case may be. Transmission of Units in favour of the nominee(s)
shall be a valid discharge by the AMC/Mutual Fund of its
liability towards the estate of the deceased Unit holder(s) and
his/her/their successors/legal heirs. It is however clarified that
the Mutual Fund/AMC will not be bound to transmit the Units
in favour of the nominee if it becomes aware of any dispute
in relation to the nominee’s entitlement to the Units. In the
event the Mutual fund/AMC/Trustee incurs or suffers any claim,
demand, liabilities, proceedings or actions are filed or initiated
against any of them in respect of or in connection with the
nomination, the Mutual fund/AMC/ Trust shall be entitled to
be indemnified absolutely for any loss, expenses, costs and
charges that any of them may suffer or incur.
Nomination Form shall be required for all folios held in the
name of single individual investors. Provided that, if any single
individual investor does not wish to nominate, such investor
shall be required to confirm the same at the time of making
an application. Where the Units are held jointly, the joint Unit
holders are required to jointly nominate one or more persons
(not exceeding three) in whom the Units shall vest in the event
of death of all the joint Unitholders. Unitholders can, by filing

fresh nomination form, make a fresh nomination which will
supersede all existing nominations in the folio. In case of joint
Unitholders, request for nomination/cancellation of nomination,
(whether the mode of holding is ‘joint’ or ‘either or survivor’)
all the Unitholders as mentioned in the initial application form
are required to sign such request.
Non individual Unitholder(s)/investors including society, trust
(other than a religious or charitable trust), body corporate,
company, AOP, BOI, bank, FII, partnership firm, Karta of Hindu
Undivided Family, holder of Power of Attorney cannot nominate.
A nomination cannot be made in favour of a trust (save and
except a religious or charitable trust), society, body corporate,
partnership firm, Karta of Hindu Undivided Family or a Power
of Attorney holder. A nomination may be made in favour of a
non-resident Indian/person or Indian origin/overseas citizen of
India subject to the compliance by the Unitholder/investor of the
applicable laws including the rules and regulations prescribed
under the Foreign Exchange Management Act, 1999, as may
be applicable and in force from time to time.
Minor(s) can be nominated and in such cases, the name,
address and signature of the natural parent/legal guardian
representing such minor nominee(s) shall be provided by the
Unit holder. Nomination can also be made in favour of the
Central Government, State Government, local authority, any
person designated by virtue of his office or a religious or
charitable trust.
The following terms and conditions have to be complied with by
the Unitholder/investor who wish to nominate a person in whom
the Units shall vest in the event of death of the Unitholder(s):
(i) Nomination by a Unit holder shall be applicable for all
the investments in all schemes held under a particular folio
i.e if nomination is registered at the Folio level and then
it will be applicable for all investments in all Schemes in
the said Folio.
(ii) In case a folio has joint holders, all joint holders should
sign the request for nomination/cancellation of nomination,
even if the mode of holding is ‘either or survivor’.
(iii) Every new nomination for a folio will supersede the existing
nomination.
(iv) Nomination is not permissible for a folio held on behalf
of a minor Unitholder.
(v) Nomination can be made for maximum of three nominees.
In case of multiple nomination under the same folio, the
Unitholder(s) must clearly and unambiguously specify the
exact share of each of the nominees as a percentage of
the Units held by the Unitholder(s) making a total of 100%.
In absence of such clear and unambiguous indication by
the Unitholder regarding the exact share of each of the
nominees, it will be assumed that the Unitholder(s) has
opted for the Default Option where the Units to be allocated
equally among all the nominees and settled accordingly.
(vi) In case of multiple nominees, on the death of one or more
nominee, the transmission of units shall be made in favour
of the remaining nominee(s).
(vii)Cancellation of nomination registered with the AMC /Mutual
Fund can be made only by those Unitholder(s) who hold
Units on their own behalf either singly or jointly and who
had made the original nomination. On cancellation of
existing nomination, the nomination shall stand rescinded
and the Mutual Fund / AMC shall not be under any
obligation to transmit the Units in favour of the nominee(s).
For Units held in Electronic (Demat) Mode
For units of the Scheme(s) held in electronic (demat) form with
the Depository, the nomination details provided by the Unit
holder to the Depository will be applicable to the Units of the
Scheme. Such nomination including any variation, cancellation
or substitution of Nominee(s) shall be governed by the rules
and bye-laws of the Depository.
For HDFC Children’s Gift Fund
In case of HDFC Children’s Gift Fund, the above stated
provisions of Nomination facility are applicable only upon
minor Unit holder attaining Majority.
After The Unit Holder Attains Majority
Anytime after the minor Unitholder attains majority, the Unit
holder can write to the ISC requesting for a Nomination Form.
Nomination made by the Unit holder upon attaining the age
of majority, shall override all prior nominations, made if any
by the representing guardian in the folio(s).
 Prevention of Money Laundering
Prevention of Money Laundering Act, 2002 (hereinafter
referred to as “PML Act”) came into effect from July 1, 2005
vide Notification No. GSR 436(E) dated July 1, 2005 issued
by Department of Revenue, Ministry of Finance, Government
of India. SEBI vide Circular No. CIR/ISD/AML/3/2010 dated
December 31, 2010 issued a ‘Master Circular on Anti Money
Laundering (AML) Standards/ Combating the Financing of
Terrorism (CFT)/Obligations of Securities Market Intermediaries
under the Prevention of Money Laundering Act, 2002’
consolidating all the requirements/instructions/obligations
of Securities Market Intermediaries issued under the various
circulars issued by SEBI with regard to AML/CFT till January
31, 2010, whereby all intermediaries are advised to take
necessary steps to ensure compliance with the requirement of
the PML Act inter-alia for the maintenance and preservation
of records and reporting of information relating to cash and
suspicious transactions to Financial Intelligence Unit-India
(FIU-IND), New Delhi.
The investor(s) should ensure that the amount invested in the
schemes of HDFC Mutual Fund is through legitimate sources
only and does not involve and is not designated for the purpose
of any contravention or evasion of the provisions of the Income
Tax Act, Prevention of Money Laundering Act, Prevention of
Corruption Act and / or any other laws in force in India from
time to time or any rules, regulations, notifications or directions
issued thereunder.
To ensure appropriate identification of the investor(s)/
Unitholder(s) under the KYC policy and with a view to monitor
transactions for the prevention of money laundering, HDFC
Asset Management Company Limited (“the AMC”) / HDFC
Mutual Fund (“the Mutual Fund”) reserves the right to seek
information, record investor’s/Unitholder’s telephonic calls
and / or obtain and retain documentation for establishing the
identity of the investor/Unitholder, their beneficial owner(s),
proof of residence, source of funds, etc. It may re-verify identity
and obtain any incomplete or additional information for this
purpose as the case may be.
The investor(s)/Unitholder(s) shall provide such documents to
the satisfaction of the AMC as may be required from time
to time for the verification/identification of the investor(s)/
Unitholder(s)/any transaction by the AMC/Mutual Fund. If
the investor(s)/Unitholder(s) refuses / fails to provide to the
AMC, the required documents/ information within the period
specified, the AMC, shall have the sole and absolute discretion
to freeze the folio(s) of the investor(s)/Unitholder(s), reject any
application(s) / allotment of units and report the details of
such investor/Unitholder/transaction to appropriate authority.
The Mutual Fund, AMC, HDFC Trustee Company Limited and
its Directors, employees and agents shall not be liable in any
manner for any claims arising whatsoever on account of such
freezing of folio(s) / rejection of any application / allotment
of units and/or reporting the same to appropriate authorities.

 Litigations
The AMC shall freeze/lock the folio(s) of investor(s)/Unitholder(s)
for further transactions or reject any applications for subscription
or redemption of units pursuant to receipt of instructions/
directions/orders issued by any Governmental, judicial, quasi-
judicial or other similar authority (“Authority”), including orders
restricting the investor(s)/Unitholder(s) from dealing in securities
or for attachment of units held by the investor(s)/Unitholder(s).
Additionally, the AMC shall be entitled to freeze/lock the folio(s)
of investor(s)/Unitholder(s) for further transactions or reject any
applications for subscription or redemption of units at its sole
and absolute discretion upon the AMC becoming aware of
initiation of any investigation/action/litigation relating to the
investments or transactions of the Unitholder by any Authority,
upon receipt of any complaints for fraud, or upon commencement
of any disputes /litigations among unitholders/nominees/legal
heir/ other claimants to the units relating to the investments
or transactions of the Unitholder, including disputes/litigations
where AMC has been impleaded as a party.
The freeze/lock/rejection/restriction so imposed by the AMC
as hereinabove mentioned may continue till receipt of a
specific written instruction/direction/order from such Authority
authorizing the removal of such freeze/rejection/restriction and/
or completion of the investigation by AMC as the case may be.
It is hereby clarified that the AMC/Mutual Fund shall not be
liable for any loss or damage suffered by Unitholder, either
directly or indirectly, on account of such freeze/lock/rejection/
rejection as the case may be.
 Ultimate Beneficial Owner(s) (UBO(s))
As a part of Client Due Diligence (CDD) Process under PML Act
2002 read with PML Rules, 2005 each of the SEBI registered
intermediary, which inter-alia includes Mutual Funds, is required
to obtain sufficient information from their clients in order to
identify and verify the identity of persons who beneficially
own or control the securities account. Providing information
about beneficial ownership is mandatory for all categories of
investors except (i) Individuals and (ii) a Company, which is
listed on a stock exchange or is a majority owned subsidiary
of such a Company.
Further, pursuant to SEBI Master Circular No. CIR/ISD/
AML/3/2010 dated December 31, 2010 on Anti Money
Laundering Standards and Guidelines on identification of
Beneficial Ownership issued by SEBI vide its Circular No.
CIR/MIRSD/2/2013 dated January 24, 2013, investors (other
than Individuals) are required to provide details of Ultimate
Beneficial Owner(s) (“UBO(s)”) and submit proof of identity
(viz. PAN with photograph or any other acceptable proof of
identity prescribed in common KYC form) of UBO(s).
In order to comply with the above Act/Rules/Regulations
Guidelines, the following CDD process is being implemented
by HDFC Mutual Fund.
I. Applicability:
1. Providing information about beneficial ownership will be
applicable to the subscriptions received from all categories
of investors except Individuals and a Company listed on a
stock exchange or is a majority owned subsidiary of such
a Company.
2. Proof of Identity of the UBO such as Name/s, Address
PAN/Passport together with self attested copy* alongwith
the ‘Ultimate Beneficial Ownership’ declaration form is
required to be submitted to HDFC AMC/its RTA.
(* Original to be shown for verification and immediate
return.)
3. In case of any change in the beneficial ownership, the
investor should immediately intimate HDFC AMC / its
Registrar / KRA, as may be applicable, about such changes.
II. Identification Process:
(A) For Investors other than Individuals or Trusts:
(i) If the investor is an unlisted company, partnership firm
or unincorporated association / body of individuals,
the beneficial owners are the natural person/s who is/
are acting alone or together, or through one or more
juridical person and exercising control through ownership
or who ultimately has a controlling ownership interest.
(ii) Controlling ownership interest means ownership of /
entitlement to:
a) more than 25% of shares or capital or profits of
the juridical person, where juridical person is a
company.
b) more than 15% of the capital or profits of the
juridical person, where the juridical person is a
partnership firm; or
c) more than 15% of the property or capital or profits
of the juridical person, where the juridical person is
an unincorporated association or body of individuals.
(iii) In cases, where there exists doubt as to whether the
person with the controlling ownership interest is the
beneficial owner or where no natural person exerts control
through ownership interests, the identity details should
be provided of the natural person who is exercising
control over the juridical person through other means
(i.e. control exercised through voting rights, agreement,
arrangements or in any other manner).
(iv) In case no natural person is identified under any of
the above criteria, the person who holds the position
of senior managing official shall be provided.
(B) For Investor which is a Trust:
In case of a Trust, the settler of the trust, the trustee, the
protector and the beneficiaries with 15% or more interest
in the trust or any other natural person exercising ultimate
effective control over the trust through a chain of control
or ownership shall be considered as beneficial owner.
(C) For Foreign Investors:
The Know Your Client requirements in case of foreign
investors viz. Foreign Institutional Investors (FIIs), Sub
accounts and Qualified Foreign Investors (QFIs) as
specified in SEBI Circular No. CIR/MIRSD/11/2012 dated
September 5, 2012 shall be considered for the purpose
of identification of beneficial ownership of the investor.
For collection of information/documentation from investors/
Unitholders, SEBI has prescribed uniform Know Your Client (KYC)
requirements vide Circular No(s). CIR/MIRSD/16/2011 dated
August 22, 2011 and MIRSD/SE/Cir-21/2011 dated October
5, 2011 to be used by the concerned registered intermediaries.
Further, the intermediaries are also advised vide SEBI Circular
No. CIR/MIRSD/ 07 /2013 dated September 12, 2013 read
with the guidance on KYC requirements issued by SEBI to
follow a risk based approach towards KYC requirements of
Eligible Foreign Investors (EFI)/Foreign Portfolio Investors (FPIs)
by classifying them into Category I, II and III.
SEBI has also notified the SEBI KYC Registration Agency (KRA)
Regulations, 2011 and have issued guidelines under these
regulations from time to time.
For more details on ‘Ultimate Beneficial Owners (UBO(s))’
investors may log on to ‘Investor Corner’ Section on our
website www.hdfcfund.com
 Know Your Customer (KYC) Compliance
In terms of the Prevention of Money Laundering Act, 2002, the
Rules issued there under and the guidelines/circulars issued

by SEBI regarding the Anti Money Laundering (AML Laws),
all intermediaries, including Mutual Funds, have to formulate
and implement a client identification programme, verify and
maintain the record of identity and address(es) of investors.
In order to bring about uniformity in the Know Your Customer
(KYC) process in the securities market, Common KYC Application
form and supporting documents shall be used by all SEBI
registered intermediaries viz. intermediaries viz. Mutual Funds,
Portfolio Managers, Depository Participants, Stock Brokers,
Venture Capital Funds, Collective Investors Schemes, etc. Further,
to avoid duplication of KYC process across SEBI registered
intermediaries, a mechanism for centralization of the KYC
records in the securities market has been developed.
Accordingly, we will be performing the initial KYC of our clients
and upload the details on the system of the KYC Registration
Agency (KRA). The data from the KRA shall be checked
and passed onto the Central Registry of Securitization Asset
Reconstruction and Security Interest (CERSAI) for generation of
the KYC Identification number (KIN) of the investor. The KYC
details of the client can be accessed by other intermediaries
by accessing the KRA system. As a result, once the client has
done KYC with a SEBI registered intermediary, he need not
undergo the same process again with another intermediary.
For regulating KRAs, SEBI has formulated the KYC Registration
Agency (KRA) Regulations, 2011 which covers the registration
of KRAs, functions and responsibilities of the KRAs and
intermediaries, code of conduct, data security, etc.
In-Person’ Verification (IPV) of clients has been made mandatory
for all SEBI registered intermediaries. Asset Management
Companies (AMCs) and the distributors who comply with the
certification process of National Institute of Securities Market
(NISM) or Association of Mutual Funds (AMFI) and have
undergone the process of ‘Know Your Distributor (KYD)’ can
perform the IPV for mutual fund investors. However, where
applications are received by the mutual funds directly from the
clients (i.e. not through any distributor), the IPV performed by the
scheduled commercial banks can be relied on. The IPV carried
out by any SEBI registered intermediary can be relied upon.
For details regarding ‘How to apply for KYC?‘ and ‘Who are
required to be KYC compliant?‘ please refer Page 61-62.
Since PAN is not mandatory for (a) Investment (including SIP)
upto Rs. 50,000 per year per investor and (b) Investments
from Investors residing in state of Sikkim, KYC through CVL
will not apply. In such cases, KYC will be performed by the
AMC/RTA directly.
Units held in physical (non-demat) form
Investors should note that it is mandatory for all subscription(s) viz.-
(i) Purchases;
(ii) Switches;
(iii) Registrations for Systematic Investments viz. Systematic
Investment Plan (SIP), Systematic Transfer Plan (STP), Flex
STP, Flexindex/Swing STP Plan, Dividend Transfer Plan(DTP),
etc.; irrespective of the amount of investment to be KYC
Compliant.
Investors should quote the valid KYC Compliance Status and
attach proof of KYC Compliance viz. KYC Acknowledgement
Letter/Printout of KYC Compliance Status downloaded from
the website www.cvlindia.com/www.cvlkra.com using the PAN.
Further, it is also mandatory for the Third Party** to quote the
KYC Compliance Status and attach proof of KYC Compliance.
**Third Party means any person making payment towards
subscription of units in the name of the Beneficial Investor.
In the event of non compliance of KYC requirements, the
Trustee / AMC reserves the right to freeze the folio of the
investor(s) and affect mandatory redemption of unit holdings
of the investors at the applicable NAV, subject to payment of
exit load, if any.
All investors (both individual and non-individual) can apply for
KYC compliance. However, applicants should note that minors
cannot apply for KYC compliance and any investment in the
name of minors should be through a Guardian, who should
be KYC compliant for the purpose of investing with a Mutual
Fund. Also, applicants / unit holders intending to apply for
units / currently holding units and operating their Mutual Fund
folios through a Power of Attorney (PoA) must ensure that the
issuer of the PoA and the holder of the PoA must mention their
KYC compliance status at the time of investment. PoA holders
are not permitted to apply for KYC compliance on behalf of
the issuer of the PoA. Separate procedures are prescribed for
change in name, address and other KYC related details, should
the applicant desire to change such information.
For applicants who subscribe to the Units through Stock Exchange
facility as detailed on Page 61, the KYC performed by the
Depository Participant of the applicants will be considered as
KYC verification done by the Trustee / AMC.
Units held in Electronic (Demat) mode
For units held in demat form, the KYC performed by the
Depository Participant of the applicants will be considered as
KYC verification done by the Trustee / AMC.
 Transfer and Transmission Facility
The units of the Schemes are not transferable unless the Units
are held in electronic form (demat). In case of Schemes that are
not listed on a recognized stock exchange, as the Mutual Fund
will be repurchasing (subject to completion of Lock-in Period)
and issuing units on an ongoing basis, the transfer facility is
redundant. Since, any addition / deletion of name(s) from a
folio is deemed as transfer of Units (except in case of HDFC
Children’s Gift Fund wherein the Unit holder after attaining
majority is entitled to introduce upto two additional persons as
joint holders), additions / deletions of names are not allowed
in any folio(s) of any Scheme offered by the Mutual Fund.
However, if a transferee becomes the holder of the Units by
operation of law, upon the enforcement of a pledge, or by
virtue of a Gift by the Unitholder, the AMC shall, subject to
the production of such evidence and documents, which, in its
opinion is sufficient, proceed to effect the transfer, if the intended
transferee is eligible to hold the Units. An individual becoming
entitled to Units in consequence of death or insolvency of the
sole Unitholder or survivors of joint holders, upon producing
evidence to the satisfaction of the Mutual Fund/AMC, shall be
registered as Unitholder.
On death of the single or all the Unitholder(s), Units can be
transmitted in favour of the registered nominee or the legal heirs,
as the case may be, after completion of necessary formalities
to the satisfaction of the AMC/Trustee. All restrictions and
limitations specified herein including those relating to lock-in
period and lien/pledge will be binding also on the legal heirs,
successors, pledgees of the Unitholder(s).
Units held in Electronic (Demat) Mode
For units of the Scheme(s) held in electronic (demat) form, the
Units will be transferable (except for units of HDFC Long Term
Advantage Fund and HDFC TaxSaver held under lock-in shall
not be transferable until completion of lock-in period) and will
be subject to transmission in terms of the rules and byelaws
of the Depository and in accordance with the provisions of
SEBI (Depositories and Participants) Regulations, 1996, as may
be amended from time to time. The instructions for transfer/
transmission of units will have to be lodged with the DP in the
requisite form along with the requisite documents as may be
required from time to time and transfer/transmission will be
effected in accordance with such rules/regulations as may be
in force governing transfer of securities in dematerialized form.
 Gift Facility
The Unit holder can, at any time after the allotment of Units,
write to the ISC, requesting for a Gift Form to gift his/her Units
by way of a transfer of Units to the extent permitted under

the SEBI (Mutual Funds) Regulations, 1996 / applicable law(s)
to a person eligible to be an investor as per the terms of the
SID. The Mutual Fund may arrange to transfer the Units in
accordance with the terms of the Gift Deed executed by the
donor Unit holder out of his / her Unit balance in accordance
with applicable law(s) and subject to the compliance with such
documentary requirements by the donor Unitholder to the
satisfaction of the Mutual Fund/AMC if the donee is otherwise
eligible to hold units of mutual funds. Gift in favour of a
NRI/PIO/OCI/QFI will be subject to permission, general or
specific, as per the applicable laws under the Foreign Exchange
Management Act, 1999. The transfer of unitholdings to the
donee in accordance with the terms of the Gift Deed and a
receipt thereof shall be a valid discharge of the AMC/Mutual
Fund of its obligations towards the donor Unitholder. The
donor Unit holder agrees to be liable/responsible for any loss
that may result from a transfer of units thereof made in good
faith by the AMC/ Mutual Fund at the request of the Donor
Unitholder/s. The facility of gifting of Units is not permitted if
the Units are held in electronic/demat mode.
 Duration Of The Scheme And Winding Up
(A) Duration of the Scheme:
(i) Close - Ended Scheme(s)
Each closed-ended Scheme/ Plan will have a Maturity
Date / Final Redemption Date and will be compulsorily
and without any act by the Unit holder(s) redeemed on
the Maturity Date / Final Redemption Date. On Maturity /
Final Redemption Date of the Scheme/ Plan, the units will
be redeemed at the applicable NAV. The Mutual Fund may
convert the Scheme/ Plan after the Maturity Date / Final
Redemption Date into an open-ended Scheme/Plan and
this shall be in accordance with the SEBI (MF) Regulations.
The close-ended Scheme/ Plan may be converted into
open-ended scheme,
(a) if the Scheme Information Document (SID) of such
Scheme/Plan disclose the option and the period of
such conversion; or
(b) the Unit holders of such close-ended Scheme/Plan
are provided with an option to redeem their units in
full before such conversion.
A close-ended scheme shall be fully redeemed at the end
of the maturity period. Provided that a close ended scheme
may be allowed to be rolled over if the purpose, period
and other terms of the roll over and all other material
details of the scheme including the likely composition of
assets immediately before the roll over, the net assets and
net asset value of the scheme, are disclosed to the Unit
holders and a copy of the same has been filed with SEBI.
Provided further, that such roll over will be permitted only
in case of those Unit holders who express their consent in
writing and the Unit holders who do not opt for the roll
over and/or have not given their written consent shall be
allowed to redeem their unitholdings in full at net asset
value based price. A closed-ended Scheme/ Plan shall
be wound up on the expiry of duration fixed for such
Scheme/ Plan on the redemption of the Units unless it is
rolled over for a further period under sub-regulation (4)
of Regulation 33.
In terms of SEBI (MF) Regulations, the Scheme may be
wound up as provided in (B) below.
(ii) Open - Ended / Interval Scheme(s)- An Open-ended /
Interval Scheme has a perpetual life. However in terms
of SEBI (MF) Regulations, the Scheme(s) may be wound
up as provided in (B) below.
(iii) Close - Ended Scheme(s) with automatic conversion into
Open-Ended Scheme upon Maturity- Such Scheme(s) will
remain close- ended for the period mentioned in the
SID and subsequently the Scheme will automatically be
converted into an open ended scheme without any further
reference from the Mutual Fund/ Trustee/ AMC/ Unit
holders. Thereafter, the duration of the Scheme would
be perpetual. However in terms of SEBI (MF) Regulations,
the Scheme may be wound up as provided in (B) below.
(B) Winding Up
(i) A scheme of the Mutual Fund may be wound up, after
repaying the amount due to the Unit holders, -
(a) on the happening of any event which, in the opinion of
the Trustees, requires the scheme to be wound up; or
(b) if seventy five per cent of the Unit holders of a scheme
pass a resolution that the scheme be wound up; or
(c) if SEBI so directs in the interest of the Unit holders.
Further in case of non-fulfillment of SEBI Circular SEBI/
IMD/CIR No. 10/22701/03 dated December 12, 2003
relating to Minimum Number of Investors in Scheme(s)/
Plans of Mutual Funds the provisions of Regulation 39(2)
(c) of SEBI (Mutual Funds) Regulations, 1996 would
become applicable automatically without any reference
form SEBI. Accordingly, the scheme(s) shall be wound
up by following the guidelines laid down by SEBI. Please
refer to the Scheme Information Document of respective
scheme(s) for more details.
(ii) Where a Scheme is to be wound up pursuant to sub clause
(i) above, the Trustees shall give notice of the circumstances
leading to the winding up of the Scheme:
(a) to SEBI; and
(b) in two daily newspapers having circulation all over
India and also in a vernacular newspaper circulating
at the place where the Mutual Fund is established.
Effect of Winding Up
On and from the date of the publication of the notice as
stated above, the Trustees or the AMC as the case maybe,
shall (a) cease to carry on any business activities in respect of
the Scheme(s) so wound up; (b) cease to create and/or cancel
Units in the Scheme(s); (c) cease to issue and/or redeem Units
in the Scheme(s).
Procedure And Manner of Winding Up
In the event of the Scheme being wound up as above-mentioned,
the AMC shall proceed as follows:
1. The Trustees shall call a meeting of the Unit holders of
the Scheme(s) to consider and pass necessary resolutions
by simple majority of Unit holders present and voting at
the meeting for authorising the AMC and/or any other
person / agency to take necessary steps for winding up
of the Scheme(s). Provided that a meeting shall not be
necessary if the Scheme(s) is/are wound up at the end of
the maturity period.
(a) The Trustees or the person authorised as above, shall
dispose the assets of the Scheme(s) concerned in the
best interests of the Unit holders of the Scheme(s).
(b) The proceeds of the sale made in pursuance of the
above, shall in the first instance be utilised towards
discharge of such liabilities as are properly due under
the Scheme(s) and after making appropriate provisions
for meeting the expenses connected with such winding
up, the balance shall be paid to the Unit holders in
proportion to their respective interests in the assets
of the Scheme(s) as on the date when the decision
for the winding up was taken.
2. On the completion of winding up, the Trustees shall forward
to SEBI and the Unit holders, a report on the winding up
containing particulars such as circumstances leading to
the winding up, steps taken for disposal of assets of the
Scheme(s) before winding up, expenses for winding up,
net assets available for distribution to the Unit holders
and a certificate from the auditors of the Mutual Fund.

3. Notwithstanding anything contained herein, the application
of the provisions of SEBI (MF) Regulations in respect of
disclosures of half-yearly reports and annual reports shall
continue to be applicable until the winding up is completed
and/or the Scheme(s) ceases to exist.
4. After the receipt of report referred above under “Procedure
and Manner of Winding up” if SEBI is satisfied that all
measures for winding up of the Scheme(s) have been
complied with by the AMC, the Scheme(s) shall cease to
exist.
• Permanent Account Number
SEBI has made it mandatory for all applicants (in the case of
application in joint names, each of the applicants) to mention his/
her permanent account number (PAN) irrespective of the amount
of purchase* [Except as given under PAN Exempt Investments].
Where the applicant is a minor, and does not posses his / her
own PAN, he / she shall quote the PAN of his/ her father or
mother or the guardian, as the case may be. However PAN
is not mandatory in the case of Central Government, State
Government entities and the officials appointed by the courts
e.g. Official liquidator, Court receiver etc. (under the category
of Government) for transacting in the securities market. HDFC
Mutual Fund reserves the right to ascertain the status of such
entities with adequate supporting documents. Also, investors
residing in the state of Sikkim are exempt from the mandatory
requirement of PAN, subject to the AMC verifying the veracity
of the claim of the investors that they are residents of Sikkim,
by collecting sufficient documentary evidence.
In order to verify that the PAN of the applicants (in case of
application in joint names, each of the applicants) has been
duly and correctly quoted therein, the applicants shall attach
along with the purchase* application, a photocopy of the PAN
card duly self-certified along with the original PAN Card. The
original PAN Card will be returned immediately across the
counter after verification. The photocopy of the PAN card is
not required if KYC acknowledgement issued by CVL is made
available.
* includes fresh/additional purchase, Systematic Investment#
Further, as per the Notification No. 288 dated December 1,
2004, every person who makes payment of an amount of Rs.
50,000 or more to a Mutual Fund for purchase^ of its units
should provide PAN.
^ includes fresh/additional purchase, switch, Systematic
Investment# / Transfer and Dividend Reinvestment / Dividend
Transfer.
Since dividend reinvestment/ transfer of Rs. 50,000 or more
qualifies as purchase of units for aforesaid Notification, PAN
is required to process such reinvestment/ transfer, failing which
dividend reinvestment/ transfer shall be automatically converted
into payout option.
# However, the requirement of PAN is exempted in respect of
investments in Mutual Fund Scheme(s) [including Systematic
Investment Plan (SIP)] upto Rs. 50,000/- per year per investor
per mutual fund. Please refer “PAN Exempt investments” as
stated below for more details.
Applications not complying with the above requirement
may not be accepted/ processed.
Additionally, in the event of any application form being
subsequently rejected for mismatch of applicant’s PAN details
with the details on the website of the Income Tax Department,
the investment transaction will be cancelled and the amount
may be redeemed at the applicable NAV, subject to payment
of exit load, if any.
Please contact any of the Investor Service Centres/ CAMS/
Distributors or visit our website www.hdfcfund.com for further
details.
• PAN Exempt Investments
SEBI vide its circular dated July 24, 2012 has clarified that
investments in mutual funds schemes (including investments
in SIPs) of upto Rs. 50,000 per investor per year across all
schemes of the Fund shall be exempt from the requirement of
PAN. Accordingly, individuals (including Joint Holders who are
individuals, NRIs but not PIOs, Minors) and Sole proprietary
firms who do not possess a PAN (“Eligible Investors”)* are
exempt from submission of PAN for investments upto Rs.50,000
in a rolling 12 month period or in a financial year i.e. April to
March. However, Eligible Investors are required to undergo Know
Your Customer (KYC) procedure with any of the SEBI registered
KYC Registration Authorities (KRA). Eligible Investors must quote
PAN Exempt KYC Reference Number (PEKRN) issued by the KRA
under the KYC acknowledgement letter in the application form
and submit a copy thereof along with the application form.
In case the applicant is a minor, PAN /PEKRN details of the
Guardian shall be submitted, as applicable. Eligible Investors
(i.e. the First Holder) must not possess a PAN at the time of
submission of application form. Eligible investors must hold
only one PEKRN issued by any one of the KRAs.
If an application for investment together within investments made
in a rolling 12 month period or in a financial year exceeds
Rs. 50,000, such an application will be rejected.
Fresh / Additional Purchase and Systematic Investment Plans
will be covered in the limit of Rs.50,000. Investors may switch
their investments to other Schemes. However, if the amount
per switch transaction is Rs. 50,000 or more, in accordance
with the extant Income Tax rules, investors will be required
to furnish a copy of PAN to the Mutual Fund. The detailed
procedures / requirements for accepting applications shall be
as specified by the AMC/Trustee from time to time and their
decision in this behalf will be final and binding.
* HUFs and other categories are not eligible for such investments.
 Joint Holders
If an application has more than one investor (maximum three
permitted) the investors are required to specify the ‘mode of
holding‘ in the initial application form as either ‘Joint’ or ‘Anyone
or Survivor’. In the event, the investors fail to specify the mode
of holding, then by default, the mode of holding will be treated
as ‘joint’ for all future purposes by the AMC in respect of the
folio. In case the mode of holding is specified as ‘Joint’, the
financial and non-financial transaction requests and instructions
should be signed by all the Unitholders of the folio. In case the
mode of holding is specified as ‘Anyone or Survivor’, any one
of the Unitholders as mentioned in the initial application form
may sign the financial and non-financial transaction requests
and instructions except for lien requests and appointment of
nominee, where signature of all the Unitholders are required.
However, in both the above scenarios, the account statements,
notices, statutory statements, correspondences with respect to
the folio/s, redemptions, dividends and any other distribution
proceeds that may be declared by the Mutual Fund from
time to time will be paid to the first-named Unit holder. The
Mutual Fund/AMC shall have no liability in this regard
to any other Unitholder other than the first named holder of
Units. In addition, such first-named Unitholders shall have
the voting rights, as permitted, associated with such Units, as
per the applicable guidelines. In case of death/insolvency of
any one or more of the Unit holder/s in the folio, the AMC
shall not recognise any person(s) other than the remaining
Unitholder/s. In all such cases, the redemptions, dividends
and other distributions as may be declared by the Mutual
Fund from time to time shall be paid to the first-named of
the remaining Unit holder/s. It is however clarified that if any
order/direction/instruction to the contrary is issued by any
Governmental/judicial/quasi-judicial authority, the AMC/Mutual
Fund may act in compliance with the same.
For Units held in Electronic (Demat) Mode
For DP account held in joint names, the rules of the Depository
for operation of such DP accounts will be applicable.

 Investments on Behalf of Minor
In addition to the existing procedures, the following procedures
shall apply to the investments made on behalf of Minors:-
(i) The minor shall be the sole Unitholder in a folio. Joint
holders will not be registered.
(ii) The minor Unitholder should be represented either by a
natural parent (i.e. father or mother) or by a legal guardian
i.e., a court appointed guardian.
(iii) Copies of birth certificate/passport evidencing the date of
birth of the minor, relationship proof of the natural parent/
Court Order appointing the legal guardian (as the case
may be) should be mandatorily provided while placing
a request for subscription on behalf of a minor investor.
(iv) The AMC/ Mutual Fund will register standing instructions
like SIP/ STP/SWAP etc. for a folio held by a minor
Unitholder (either for existing folio or new folio) from the
parent/ legal guardian only till the date when the minor
Unitholder attains the age of majority, even though such
instructions may be for a period beyond that date.
 Change of Status from Minor to Major:
i. Prior to the minor Unitholder attaining the age of majority,
the AMC/ Mutual Fund will send a notice to the minor
Unitholder at the registered correspondence address
advising such minor Unitholder to submit, on attaining the
age of majority, an application form along with prescribed
documents to change the status of the folio/s from ‘minor’
to ‘major’. Upon attainment of majority by the minor
Unitholder, the folio/s should be regularized forthwith.
The AMC may specify such procedures for regularisation
of the Folio/s, as it may deem appropriate from time to
time. Till the receipt of such intimation/information from the
minor turned major Unitholder, existing contract as signed
by the parent/legal guardian of the minor Unitholder will
continue. However, from the date of attainment of majority,
Folio/s of the minor Unitholder will be frozen for operation
by the representing guardian and all transactions will
be suspended. No transactions will be permitted in the
Folio(s) till the regularization of the Folio/s in a manner
prescribed by the AMC / Mutual Fund.
The AMC/ Mutual Fund will register standing instructions
like SIP/ STP/SWAP etc. for a folio held by a minor
Unitholder from the parent/ legal guardian only till the
date when the minor Unitholder attains the age of majority,
even though the instructions may be for a period beyond
that date.
However, in respect of SIPs registered prior to April 1,
2011, the AMC/Mutual Fund shall continue to process such
SIPs as registered beyond the date of the minor Unitholder
attaining the age of majority till instructions from the major
Unitholder to terminate the ongoing SIP is received by the
AMC/Mutual Fund along with the prescribed documents
for change of folio status from minor to major, if not
submitted earlier.
 Change of Guardian:
In case of change of natural parent/legal guardian of a minor
Unitholder, the new parent/legal guardian must submit the
documents prescribed by the AMC/Mutual Fund, including
the following:
(a) No Objection Certificate (NoC) or Consent Letter from
existing parent or Court Order appointing new legal
guardian for the benefit of the minor Unitholder.
(b) KYC Acknowledgment Letter of new parent/legal guardian.
 Pledge/Lien of Units
The Units standing to the credit of the Unit holder under the
Scheme(s) (subject to completion of Lock-in Period, if any) may
be offered by the Unit holder as security in favour of scheduled
banks, financial institutions, nonbanking finance companies
(NBFC’s) or any other persons (“Lender”) subject to applicable
SEBI Regulations and other laws, provided such Lenders are
eligible to hold the Units. Upon a specific authorisation request
made by the Unit holder (to be signed by all Unitholders, in
case the mode of holding is joint or either or survivor) and
completion of necessary documentary formalities, the Mutual
Fund/AMC will instruct the Registrar to mark a pledge/ lien
on the Units in favour of the Lender on the Units as may be
requested by the Unitholder. A standard form for this purpose
is available on request from any of the ISCs. Disbursement/
sanctioning of loans/facilities will be at the sole discretion of
the Lender and the Mutual Fund/AMC assumes no responsibility
thereof. The Unitholder will not be able to redeem/switch-out
the Units that are pledged/ lien marked in favour of the Lender
until the Mutual Fund/AMC receives a written authorization
from the Lender that the Unitholder has been absolved of
the financial obligations and that the pledge / lien may be
removed/vacated. As long as the Units are pledged/ lien
marked, the Lender will have complete authority to redeem/
transact in respect of such Units. If by enforcing the pledge /
lien, the Lender seeks to transfer the Units in its own name or
in the name of any other entity, then in such event the Mutual
Fund/ AMC shall be obliged to comply with the said request,
provided the Lender or such other entity, as the case may be,
is eligible to hold the units and all the necessary documentary
evidence is made available to the satisfaction of the Mutual
Fund/AMC. Upon such transfer, the Mutual Fund/AMC shall be
discharged of all its liabilities in respect of the Units towards
the Unitholder.
An intimation of the invocation of the pledge/ lien will be sent
to the Unitholder. The Mutual Fund/AMC thereafter shall not
be responsible for any claims made and/or losses incurred by
the Unitholder and/or any third party in this regard. In case
the units of close-ended scheme are under pledge/ lien, then
at the time of maturity of the scheme if the units are still under
pledge/lien, then on the failure to receive any instructions from
the Lender and the Unitholder, the Mutual Fund/AMC reserves
the right to pay the maturity proceeds to the Unitholder, post
intimation of such payment to the Lender, and AMC/Mutual
Fund shall not be liable/responsible for any loss incurred by
the Lender and/or the Unitholder on account of such payment.
The AMC/ Mutual Fund shall also not be liable/responsible
for any delay in payment of the maturity proceeds in such
an event. Upon such payment, the Mutual Fund/AMC will be
discharged of all its liabilities towards such Unitholder.
The distribution of income in the nature of dividend payouts
declared on units under pledge/ lien shall always be paid
to the Unitholder. The Mutual Fund/AMC reserves the right
to change the operational guidelines for this facility offered
by the AMC from time to time. The requirement of minimum
number of units in cases of “Re-purchase of Units” shall not
be applicable for units under lien.
 For Units held in Electronic (Demat) Mode
For units of the Scheme(s) held in electronic (demat) form, the
rules/bye-laws of Depository applicable for lien/pledge will be
applicable to the units of the Scheme(s). The Unitholder and
the Lender must have a beneficial account with the Depository.
 Powers To Remove Difficulties
If any difficulty arises in giving effect to the provisions of the
Scheme, the Trustee may take such steps that are not inconsistent
with these provisions which appear to them to be necessary
and expedient, for the purpose of removing difficulties.
 Powers To Make Rules
The Mutual Fund/AMC may from time to time prescribe such
forms and make such rules for the purpose of giving effect to
the provisions of the Scheme, and add to, alter or amend all
or any of the forms and rules that may be framed from time
to time in the interest of the Investors.

C. GENERAL INFORMATION
 Investors’ Personal Information and disclosure
of Personal Information to third parties
The AMC, being a SEBI registered intermediary governed by
the provisions of SEBI (Intermediaries) Regulations, 2008 and
by virtue of the provisions of SEBI Circular No. MIRSD/Cir-
23/2011dated December 02, 2011 is authorised to collect
information/ relevant KYC documents relating to investor(s) in
connection with KYC process of investor(s) and in connection
with the transactions executed by such investor(s). The Fund
and the AMC recognize the importance of protecting the
Personal Information of its Investor(s) (as defined in the Privacy
Policy) and the documents so furnished, and have established
policies and procedures in place for appropriate handling and
for maintaining confidentiality and secrecy of the Personal
Information of its Investor(s) and the KYC documents. As per
the Code of Conduct for intermediaries stipulated by SEBI
(Intermediaries) Regulations, 2008, the intermediaries shall not
divulge to anybody, either orally or in writing, directly or indirectly,
any confidential information about its clients/investors, which
has come to its knowledge, without taking prior permission of
its clients/investors except where such disclosures are required
to be made in compliance with any law for the time being
in force and is in line with the Privacy Policy. The Personal
Information provided in the scheme application form/s, any
transaction document and/or provided by Investor(s) shall be
governed by the terms of the Privacy Policy as displayed on
the www.hdfcfund.com (“Site”) . By subscribing to the Unit/s
of the Scheme/s the Investor(s) are deemed to have consented
for the usage of the Personal Information as stated herein and
in the Privacy Policy.
Personal Information collected by the AMC in the physical
form and through the Site may be converted and stored in
electronic form by the AMC and/or its Registrar, CAMS at its
sole discretion for the purposes mentioned in the Privacy Policy.
Personal Information of an Investor, as defined in the Privacy
Policy, shall mean such information that is of a confidential
nature and may include any information that relates to a
natural person, which, either directly or indirectly, is capable
of identifying such Investor. The type of Personal Information
collected from an Investor shall include, but may not be limited
to, full name, address, telephone number, e-mail address and
any other information as defined in Rule 3 of the Information
Technology (Reasonable security practices and procedures and
sensitive personal data or information) Rules,
2011 as may be required by AMC and/ or its Registrar from
time to time in order to provide services to the Investor(s).
The AMC reserves the right to use the Personal Information and
to share/disclose the same with third parties as stated in the
Privacy Policy. Notwithstanding anything contained in the Privacy
Policy, the AMC may also share, disclose, or remit in any form,
mode or manner, all/any of the Personal Information collected
from the Investor(s), including all changes and updates thereto,
as and when provided, with any Indian or foreign governmental
authority including but not limited to the RBI, SEBI, Income Tax
Authority, Financial Intelligence Unit –India (FIU-IND), or any
other judicial and quasi judicial authorities or investigation
agencies, to the extent required by such authority, without any
obligation of advising / informing Investors/Unit holder(s) about
the same. The AMC may also share/exchange with other SEBI
registered intermediaries on a reciprocatory basis the Personal
Information, including information on FATCA/CRS/ UBO and/
or any details of transaction(s) undertaken by the Investor(s)
for single updation/submission for operational/administrative
convenience of the AMC and also to enable the AMC to serve
the Unit holder(s) better. These third parties shall be bound
by confidentiality arrangements when handling the Investor(s)
Personal Information requiring that such information only be
used for the limited purpose for which it was shared. The AMC
shall not make any disclosures of the Personal Information to
any third party for the purpose of marketing their products
or services to the Unit holder(s). The AMC may delegate to
another entity/ third party service provider including to its
Sponsor, its subsidiaries, associates, or any group company of
the Sponsor, either established or to be established at a later
date (the “Service Providers”), the processing of the Personal
Information and/or distributor communications, to the extent
permitted by the applicable laws and SEBI Regulations. For any
further information please refer to the Privacy Policy displayed
on the Site.
The AMC can also share Investors’ Personal Information with
its associates or Group companies of the Sponsor or any other
Organisations / Authorities / Bodies for compliance with any
group, legal or regulatory requirements, including, but not
limited to, compliance with anti-money laundering, sanctions
and / or any other financial crime control risk management
requirements.
Extract of Privacy Policy:
To the extent required or permitted under law, we may share
your Personal Information for the uses mentioned herein with
the following third parties:
• The Sponsor or its associates, Trustee Company, Registrar
and transfer agent/s, call centers, Banks, custodians,
depositories and / or authorized external third parties
who are involved in transaction processing, despatches,
etc., of investors’ investment with us;
• Distributors or Sub-brokers through whom applications of
investors are received for the investments; or
• Entities involved in data analysis, data management, data
storage etc., for various purposes including but not limited
to reporting, audit, investigations, record keeping etc.
• Any other organization for verifying the identity of investors
for complying with anti-money laundering requirements.
• Any governmental authority including but not limited to
the Reserve Bank of India or the Securities and Exchange
Board of India.
• We may share your investment account and transaction
detailsandotherPersonalInformationwiththeintermediaries,
whose ARN stamp appears on the application forms /
transaction slips.
• We may share certain with third parties such as post office,
local and international couriers and other intermediaries
for correspondence with the investor and for making
payments to the investor by cheques, drafts, warrants,
through Electronic Clearing Services (ECS), NEFT etc.
For further details on Privacy Policy refer our website.
 Investment Decisions :
The Investment Committee comprising Chief Investment Officer
(CIO), Fund Manager(s) - Equities (for equity related matters),
Fund Manager(s) - Debt (for debt related matters) and Chief
Compliance Officer will inter alia lay down the fund’s investment
philosophy, policy and processes / procedures, review the
performance / portfolios of the Schemes, monitor the credit
ratings of debt exposures, etc.
Fund Manager(s) shall be responsible for taking investment
/ divestment decisions for their respective scheme(s) and for
adhering to the Fund’s investment philosophy, policy and
processes / procedures. Investment decisions shall be recorded
by the respective Fund Manager(s) along with reasons for the
same. Research reports, both internal and external, covering inter
alia factors like business outlook, financial analysis, valuation,
etc. shall assist the Fund Manager(s) in the decision-making.
Credit exposure limits shall be set and reviewed by the Head
of Credit, Fund Manager(s) – Debt and the CIO. Investment
decisions for investment in Gold related Fund(s) shall be
guided primarily by factors like quantity, fineness and price
of gold. Investment decisions for Arbitrage Fund(s) shall be
guided primarily by arbitrage opportunities available, yield on
debt/money market instruments, etc. Investment decision with
regard to Index Funds would primarily be related to portfolio
re-balancing based on change in weightage of stocks and the
inflows / outflows in the Scheme.
The Executive Director Chief Investment Officer and the
Investment Committee report to the Managing Director.
Investment decisions are taken by the fund manager(s) of the
respective scheme(s) and the Managing Director does not play

any role in the day-to-day investment decisions. The Managing
Director of the AMC shall ensure that the investments made
by the fund managers are in the interest of the Unit holders.
Periodic presentations will be made to the Board of Directors
of the AMC and Trustee Company to review the performance
of the Scheme.
 Soft Dollar Arrangements
In terms of Clause F of SEBI Circular No. SEBI/HO/IMD/
DF2/CIR/P/2016/42 dated March 18, 2016, soft dollar
arrangements between the Asset Management companies and
brokers should be limited to only benefits (like free research
report, etc.) that are in the interest of investors and the same
should be suitably disclosed.
In this context, HDFC Asset Management Company Limited
(‘the AMC’) / HDFC Mutual Fund (‘the Fund’) do not have
any Soft-dollar arrangement with brokers. However, brokers do
provide information based services like free research reports
etc. in the interest of taking more well informed decisions for
the benefit of investors. Also dedicated hot-lines are set up by
few brokers which are used for execution of trades. The hot
lines aid execution of trades.
Further, the AMC / the Fund are under no obligation to use
the services of any broker in lieu of these services.
 Underwriting By The Mutual Fund
Subject to SEBI (MF) Regulations, the Scheme may enter into
underwriting agreements after the Mutual Fund obtains a
certificate of registration in terms of the Securities and Exchange
Board of India (Underwriters) Rules and Securities and Exchange
Board of India (Underwriters) Regulations, 1993 authorising it to
carry on activities as underwriters. The capital adequacy norms
for the purpose of underwriting shall be the net assets of the
respective Scheme/ Plans and that the underwriting obligation
of the respective Scheme/ Plans shall not at any time exceed
the total net asset value of the respective Scheme/ Plans.
 Stock Lending By The Mutual Fund
Subject to the SEBI (MF) Regulations (in case of HDFC TaxSaver
HDFC Long Term Advantage Fund - Equity Linked Savings
Scheme guidelines), as applicable from time to time, the
Mutual Fund may, if the Trustee permits, engage in Stock
Lending. Stock Lending means the lending of stock to another
person or entity for a fixed period of time, at a negotiated
compensation in order to enhance returns of the portfolio. The
securities lent will be returned by the borrower on the expiry
of the stipulated period.
The exposure limits with regard to stock lending for various
Schemes, shall be as specified in the respective Scheme
Information Documents from time to time.
The Mutual Fund may not be able to sell such lent out securities
and this can lead to temporary illiquidity.
 Borrowing By The Mutual Fund
Under the SEBI (MF) Regulations, the Mutual Fund is allowed
to borrow to meet the temporary liquidity requirements of
its Scheme(s) for the purpose of Repurchase or Redemption
of Units or the payment of interest or dividend to the Unit
holders. Further, as per the SEBI (MF) Regulations, the Mutual
Fund shall not borrow more than 20% of the Net Assets of the
Scheme and the duration of such borrowing shall not exceed
a period of six months.
The Mutual Fund may raise such borrowings after approval by
the Trustee from Sponsors or any of their Associate / Group
Companies or Banks in India or any other entity at market
related rates prevailing at the time and applicable to similar
borrowings. The security for such borrowings, if required, will
be as determined by the Trustee. Such borrowings, if raised,
may result in a cost, which would be dealt with in consultation
with the Trustee.
 Issue of Bonus Units
In the interest of the Unit holders and smooth functioning
of the Fund, at an appropriate time, the Asset Management
Company may decide to issue Bonus Units to all existing
Unit holders. For such declaration, the Fund will announce a
Record Date / Book Closure and all Unit holders whose names
appear in the Register of Unit holders as on the Record Date /
Book Closure shall be eligible to be issued such Bonus Units.
These Units will be pari-passu with the original Units. Bonus
Units so issued will be credited to the Unit holders’ account.
Pursuant to allotment of Bonus Units, the per Unit NAV would
fall in proportion to the Bonus Units allotted and as a result
the total value of Units held by the Unit holder would remain
the same. The issue of such Units will increase the number
of Units held by the Unit holder in the Scheme and so also
the total number of Units outstanding in the Scheme. Fresh
account statements will be sent to all Unit holders after the
allotment of bonus units.
 Consolidation of Folios
In case an investor holds investments in multiple folios under
the Fund, the investor can opt for consolidation of such folios
into one folio (Target folio) by sending a written request to the
Mutual Fund/AMC. The Mutual Fund/AMC will process such
requests subject to verification of criterias viz. mode of holding,
bank mandate, address and nomination details in the Target
Folio and other confirmations/requirements, etc. as may be
requested from the investors.
 E-mail Communication
For those Unit holders who have provided an e-mail address,
the AMC will send the communication by e-mail.
It is deemed that the Unit holder is aware of all security risks
including possible third party interception of the documents and
contents of the documents becoming known to third parties.
The Monthly Newsletter, shall be displayed at the website of
the Mutual Fund. The Unit holders can request for a copy of
the Newsletter by post / e-mail. The AMC would arrange to
dispatch these documents to the concerned Unit holder.
 Website
The website of the Fund/AMC is intended for the use of
Resident Indians, Non Resident Indians, persons of Indian
Origin and Foreign Institutional Investors registered with SEBI.
It should not be regarded as a solicitation for business in any
jurisdiction other than India. In particular the information is
not for distribution and does not constitute an offer to sell or
the solicitation of an offer to buy securities in any jurisdiction
where such activity is prohibited. Any persons resident outside
India who nevertheless intend to respond to this material must
first satisfy themselves that they are not subject to any local
requirements, which restrict or prohibit them from doing so.
Information other than that relating specifically to the AMC/
Fund and its products is for information purposes only and
should not be relied upon as a basis for investment decisions.
The Fund/AMC cannot be held responsible for any information
contained in any website linked from the Mutual Fund website.
 Scheme(s) to be binding on the Unit holders
Subject to the SEBI (MF) Regulations, the Trustee may, from time
to time, add or otherwise vary or alter all or any of the features
of investment options/ facilities and terms of any of the Scheme(s)
afterobtainingthepriorpermissionofSEBIandUnitholders(where
necessary), and the same shall be binding on all the Unit holders
of such Scheme and any person or persons claiming through or
under them as if each Unit Holder or such person expressly had
agreed that such features and terms shall be so binding. Any
additions/variations/alterations shall be done in accordance with
the SEBI (Mutual Funds) Regulations. Any change in fundamental
attribute of the Scheme(s) shall be done only in accordance with
Regulation 18(15A) of SEBI (MF) Regulations.
 Inter Scheme Transfer of Investments
Transfer of investments from one Scheme to another Scheme
in the same Mutual Fund, shall be allowed only if: -
(a) such transfers are made at the prevailing market price
for quoted Securities on spot basis
Explanation : spot basis shall have the same meaning as
specified by Stock Exchange for spot transactions
(b) the Securities so transferred shall be in conformity with the
investment objective of the Scheme to which such transfer
has been made.

 Associate Transactions
Investment in Group Companies
During the period April 1, 2014 to March 31, 2015, the following investments were made in the securities of Sponsors and its
Group Companies
Name of the Company Particulars Transaction Type Scheme Name Quantity (Nos.) Grand Total (in Rs. Crs)
Housing
Development Fin.
Corp. Ltd.
Deep
Discount
Bonds
Purchase HDFC Capital Protection Oriented Fund - Series I 4 0.58
HDFC Cash Management Fund-Savings Plan 1500 168.95
HDFC Cash Management Fund Treasury Advantage Plan 1100 114.16
HDFC Corporate Debt Opportunities Fund 80 10.76
HDFC Floating Rate Income Fund - Short Term Plan 900 93.51
HDFC FMP 1113D November 2014 (1) 65 7.91
HDFC FMP 1125D September 2014 (1) 55 6.55
HDFC FMP 366D March 2014 (1) 32 4.36
HDFC FMP 369D FEBRUARY 2014 (2) 12 1.64
HDFC FMP 369D January 2014 (1) 15 2.03
HDFC FMP 369D March 2014 (2) 16 2.17
HDFC FMP 370D August 2013 (1) 110 14.97
HDFC FMP 371D August 2013 (1) 140 19.06
HDFC FMP 747D June 2014 (1) 170 22.86
HDFC FMP 750D June 2014 (1) 98 13.24
HDFC Liquid Fund 4090 455.79
HDFC Medium Term Opportunities Fund 50 6.66
HDFC Short Term Opportunities Fund 10 1.35
Sale HDFC Cash Management Fund-Savings Plan 1500 170.00
HDFC Debt Fund For Cancer Cure 2014 22 3.00
HDFC FMP 1143D JULY 2013 (1) 4 0.58
HDFC FMP 1919D January 2013 (1)-Series 24 8 1.08
HDFC MF Monthly Income Plan-LTP 140 17.43
HDFC Short Term Plan 17 2.31
Equity
Shares
Purchase HDFC Index Fund-Nifty Plan 16165 1.60
HDFC Index Fund-Sensex Plan 26339 2.75
HDFC Index Fund-Sensex Plus Plan 21820 2.32
HDFC Large Cap Fund 494546 42.19
HDFC Small and Mid Cap Fund 83502 6.73
Sale HDFC Growth Fund 312500 32.52
HDFC Index Fund-Nifty Plan 10607 1.18
NCD/
Khokha
Purchase HDFC Capital Protection Oriented Fund - Sr II- 36M June 14 200 20.09
HDFC Capital Protection Oriented Fund - Sr II- 36M May 14 150 15.36
HDFC Capital Protection Oriented Fund- Sr III - 1207D Dec 14 50 5.05
HDFC FMP 1120D June 2012 (1) 50 5.02
HDFC FMP 370D August 2013 (2) 110 11.00
HDFC FMP 370D August 2013 (3) 145 14.50

HDFC FMP 370D August 2013 (4) 95 9.50
HDFC FMP 370D JULY 2013 (3) 340 33.93
HDFC FMP 371D JULY 2013 (1) 160 15.97
HDFC FMP 377D March 2014 (1) 445 44.38
HDFC High Interest Fund - Dynamic Plan 300 29.94
HDFC High Interest Fund-Short Term. 1200 121.30
HDFC Liquid Fund 12700 1,270.03
HDFC Multiple Yield Fund 70 7.02
HDFC Multiple Yield Fund-Plan 2005 230 23.07
Sale HDFC Balanced Fund 50 5.00
HDFC Childrens Gift Fund - Invts 50 5.00
HDFC FMP 377D March 2014 (1) 445 44.50
HDFC FMP 403D March 2013 (1) 121 12.10
HDFC High Interest Fund-Short Term. 700 70.48
Note :The above compilation considers only direct investments made by the Scheme(s) and does not include any Corporate
Group Companies
Housing
Development Fin.
Corp. Ltd.
Deep
Discount
Bonds
Purchase HDFC Cash Management Fund-Savings Plan 190 29.84
HDFC FMP 1095D March 2014 (1) 25 3.49
HDFC FMP 1127D March 2014 (1) 14 1.96
HDFC FMP 531D December 2013 (1) 90 12.48
HDFC FMP 540D DECEMBER 2013 (1) 60 8.32
Sale HDFC Cash Management Fund Treasury Advantage Plan 1100 120.07
HDFC FMP 1143D JULY 2013 (1) 20 2.93
Equity
Shares
Purchase HDFC ARBITRAGE FUND 1166400 136.46
HDFC Focused Equity Fund - Plan A 20000 2.36
HDFC Focused Equity Fund - Plan B 60000 7.07
HDFC Nifty Exchange Traded Fund 29011 3.30
HDFC Rajiv Gandhi Equity Savings Scheme - February 2013 20000 2.36
HDFC Rajiv Gandhi Equity Savings Scheme - Series 2 12000 1.52
HDFC Sensex Exchange Traded Fund 7992 0.93

Housing
Development Fin.
Corp. Ltd.
Sale HDFC ARBITRAGE FUND 702800 79.73
HDFC Equity Fund 1124300 132.60
HDFC Growth Fund 100000 12.10
HDFC Top 200 Fund 1455700 173.95
NCD/
Khokha
Purchase HDFC ARBITRAGE FUND 900 89.95
HDFC Banking and PSU Debt Fund 400 20.13
HDFC Equity Savings Fund 84 8.47
HDFC Floating Rate Income Fund-Long Term 600 30.05
HDFC FMP 1114D March 2016 (1) 25 24.88
HDFC FMP 1115D March 2015 (1) 92 4.60
HDFC FMP 1128D March 2015 (1) 250 12.50
HDFC FMP 1846D August 2013 (1) 10 1.00
HDFC FMP 366D May 2014 (1) 60 6.11
HDFC FMP 366D May 2014 (2) 59 6.01
HDFC FMP 367D May 2014 (2) 5 0.51
HDFC FMP 369D April 2014 (1) 169 17.26
HDFC FMP 370D August 2013 (2) 20 2.02
HDFC FMP 370D August 2013 (3) 20 2.02
HDFC FMP 370D JULY 2013 (3) 50 5.04
HDFC FMP 370D June 2014 (1) 33 3.36
HDFC FMP 370D May 2014 (1) 7 0.71
HDFC FMP 370D May 2014 (2) 28 2.85
HDFC FMP 371D August 2013 (1) 11 1.11
HDFC FMP 371D JULY 2013 (1) 65 6.55
HDFC FMP 371D May 2014 (1) 158 16.10
HDFC FMP 390D March 2014 (1) 131 13.38
HDFC FMP 737D OCTOBER 2013 (1) 140 14.02
HDFC FMP 750D June 2014 (1) 10 1.00
HDFC High Interest Fund-Short Term 50 5.12
HDFC Floating Rate Income Fund - Short Term Plan 10990 1,001.61

HDFC FMP 1001D August 2013 (1) 49 4.90
HDFC FMP 1120D June 2012 (1) 200 20.00
HDFC FMP 1846D August 2013 (1) 18 1.80
HDFC FMP 378D March 2014 (1) 150 15.00
HDFC FMP 390D March 2014 (1) 560 56.00
HDFC FMP 400D March 2014 (1) 340 34.00
HDFC FMP 540D DECEMBER 2013 (1) 50 5.00
HDFC FMP 742D SEPTEMBER 2013 (1) 44 4.40
HDFC FMP 750D June 2014 (1) 10 1.00
Note :The above compilation considers only direct investments made by the Scheme(s) and does not include any Corporate
Group Companies
Credila Financial
Services Pvt. Ltd
NCD/
Khokha
Sale HDFC Short Term Opportunities Fund 250 25.14
Housing
Development Fin.
Corp. Ltd.
Deep
Discount
Bonds
Purchase HDFC Cash Management Fund Treasury Advantage Plan 1500 212.98
Sale HDFC Capital Protection Oriented Fund - Series I 4 0.64
HDFC Capital Protection Oriented Fund - Sr II - 36M Feb 14 85 13.51
HDFC Capital Protection Oriented Fund - Sr II - 36M Jan 14 60 9.45
HDFC Cash Management Fund - Savings Plan 190 30.46
HDFC Cash Management Fund - Treasury Advantage Plan 850 133.34
HDFC Debt Fund For Cancer Cure 2014 228 36.15
HDFC Floating Rate Income Fund - Long Term Plan 750 116.77
HDFC FMP 1095D March 2014 (1) 25 3.96
HDFC FMP 1127D March 2014 (1) 14 2.22
HDFC FMP 1143D July 2013 (1) 501 80.32
HDFC FMP 1846D August 2013 (1) 15 2.38
HDFC FMP 366D March 2014 (1) 32 5.06
HDFC FMP 369D February 2014 (2) 12 1.90
HDFC FMP 369D March 2014 (2) 16 2.53
HDFC FMP 370D August 2013 (1) 110 17.64
HDFC FMP 371D August 2013 (1) 140 22.44

HDFC FMP 747D June 2014 (1) 170 27.25
HDFC FMP 750D June 2014 (1) 98 15.71
Equity
Shares
Purchase HDFC Arbitrage Fund 1135900 149.09
HDFC Balanced Fund 578000 81.56
HDFC Childrens Gift Fund - Investment Plan 140000 19.38
HDFC Index Fund - Nifty Plan 38158 5.31
HDFC Index Fund - Sensex Plan 15182 2.07
HDFC Index Fund - Sensex Plus Plan 4036 0.55
HDFC Top 200 Fund 215000 30.55
Sale HDFC Arbitrage Fund 1081500 154.11
HDFC Capital Protection Oriented Fund - Series I 41547 5.88
HDFC Capital Protection Oriented Fund - Sr I - 36M Oct 13 14468 2.02
HDFC Capital Protection Oriented Fund - Sr I - 36M Sep 13 48491 6.80
HDFC Index Fund - Nifty Plan 28470 4.01
HDFC Index Fund - Sensex Plan 15693 2.07
HDFC Index Fund - Sensex Plus Plan 20188 2.63
HDFC Top 200 Fund 65000 7.21
NCD/
Khokha
Purchase HDFC Arbitrage Fund 375 59.50
HDFC Dual Advantage Fund - II - 1099D March 2016 2 2.00
HDFC Dual Advantage Fund - III – 1224D November 2016 75 3.89
HDFC Dual Advantage Fund - III - 1267D October 2016 5 5.11
HDFC Dual Advantage Fund - III - 1304D August 2016 200 10.28
HDFC FMP 1104D April 2016 (1) 2 2.00
HDFC FMP 1107D March 2016 (1) 35 35.62
HDFC FMP 1114D March 2016 (1) 114 115.88
HDFC FMP 1120D March 2016 (1) 1 1.02
HDFC FMP 1140D March 2016 (1) 190 19.66

HDFC FMP 1846D August 2013 (1) 100 5.05
HDFC FMP 1875D August 2013 (1) 2 2.00
HDFC FMP 366D March 2014 (1) 60 3.01
HDFC FMP 367D May 2014 (2) 20 2.01
HDFC FMP 369D March 2014 (2) 25 1.25
HDFC FMP 370D August 2013 (1) 130 13.03
HDFC FMP 370D May 2014 (1) 60 6.04
HDFC FMP 371D August 2013 (1) 55 5.51
HDFC High Interest Fund - Short Term Plan 950 285.28
HDFC Income Fund 50 49.75
HDFC Medium Term Opportunities Fund 6069 1,369.66
HDFC MF Monthly Income Plan - LTP 50 49.68
HDFC Mid-Cap Opportunites Fund 1500 150.01
HDFC Multiple Yield Fund - Plan 2005 110 20.18
HDFC Regular Savings Fund 880 295.43
Sale HDFC Arbitrage Fund 375 59.81
HDFC Capital Protection Oriented Fund - Sr I - 36M Oct 13 200 20.00
HDFC Capital Protection Oriented Fund - Sr I - 36M Sep 13 100 10.00
HDFC Capital Protection Oriented Fund - Sr II - 36M Jan 14 150 15.00
HDFC Capital Protection Oriented Fund - Sr II - 36M May 14 150 15.00
HDFC FMP 369D April 2014 (1) 169 16.90
HDFC FMP 370D August 2013 (1) 130 13.00
HDFC FMP 370D August 2013 (2) 130 13.00
HDFC FMP 370D August 2013 (3) 165 16.50
HDFC FMP 370D August 2013 (4) 95 9.50
HDFC FMP 370D July 2013 (3) 390 39.00
HDFC FMP 371D August 2013 (1) 66 6.60
HDFC FMP 371D July 2013 (1) 225 22.50
HDFC FMP 390D March 2014 (1) 131 13.10
HDFC High Interest Fund - Short Term Plan 750 40.13
HDFC Medium Term Opportunities Fund 6408 1,045.51
HDFC Multiple Yield Fund - Plan 2005 200 20.00
HDFC Regular Savings Fund 852 67.75
Note: The above compilation considers only direct investments made by the Scheme(s) and does not include any Corporate Actions.

During the period April 1, 2014 to March 31, 2015, the Mutual Fund has invested in the following securities of the Associates
Name of the
Company
Particulars Transaction
Type
Scheme Name Quantity (Nos.) Grand Total (in
Rs. Crs)
ABB India Ltd. Equity Shares Purchase HDFC Top 200 Fund 10,61,200.00 143.94
HDFC Rajiv Gandhi Equity Savings Scheme - February 2013 2,000.00 0.21
Sale HDFC Infrastructure Fund 1,00,625.00 13.14
BOSCH LTD (Motor
Industries Ltd.)
Equity Shares Purchase HDFC Equity Fund 10,050.00 13.60
HDFC Top 200 Fund 64,700.00 96.96
Sale HDFC Equity Fund 10,050.00 19.43
HDFC Top 200 Fund 64,700.00 160.04
Cadila Healthcare
Ltd.
Equity Shares Purchase HDFC Balanced Fund 2,15,000.00 33.76
HDFC Core and Satellite Fund 30,000.00 3.95
HDFC Small and Mid Cap Fund 1,05,000.00 13.82
Sale HDFC Core and Satellite Fund 30,000.00 4.83
HCL Technologies
Ltd.
Equity Shares Purchase HDFC Capital Protection Oriented Fund - Series III - 1173D Jan 15 600.00 0.12
HDFC Index Fund - Nifty Plan 2,777.00 0.41
HDFC Top 200 Fund 3,28,000.00 63.96
Sale HDFC Capital Protection Oriented Fund - Sr I- 36M Aug 13 7,101.00 0.99
HDFC Capital Protection Oriented Fund - Sr I- 36M Sep 13 8,271.00 1.42
HDFC Small and Mid Cap Fund 24,424.00 2.50
HDFC Bank Ltd. Equity Shares Purchase HDFC Capital Protection Oriented Fund - Sr III - 1207D Dec 14 6,000.00 0.58
HDFC Capital Protection Oriented Fund - Series III - 1173D Jan 15 3,500.00 0.38
HDFC Capital Protection Oriented Fund - Sr II- 36M June 14 14,000.00 1.15
HDFC Capital Protection Oriented Fund - Sr II- 36M May 14 13,000.00 1.07
HDFC Capital Protection Oriented Fund - Sr III - 1100D Oct 14 9,000.00 0.81
HDFC Arbitrage Fund 67,000.00 5.69
HDFC Balanced Fund 13,40,000.00 120.48
HDFC Capital Builder Fund 60,000.00 5.99
HDFC Equity Fund 21,10,972.00 210.89
HDFC Focused Equity Fund - Plan A 73,000.00 7.91
HDFC Childrens Gift Fund Investment Plan 60,000.00 4.87
HDFC Growth Fund 2,75,000.00 22.03
HDFC Premier Multi-Cap Fund 1,50,000.00 13.09
HDFC Index Fund - Sensex Plus Plan 26,848.00 2.38
HDFC Index Fund - Sensex Plan 33,433.00 2.94
HDFC Top 200 Fund 11,63,045.00 114.46
HDFC Long Term Advantage Fund 2,50,000.00 20.16
HDFC Taxsaver Fund 90,000.00 9.48
HDFC Focused Large-Cap Fund 60,000.00 4.32
HDFC Rajiv Gandhi Equity Savings Scheme - Series 2 10,000.00 0.73
Sale HDFC Arbitrage Fund 28,000.00 3.01
HDFC Dynamic PE Ratio Fund of Funds 14,994.00 1.17
HDFC Equity Fund 31,62,900.00 277.34
HDFC Large Cap Fund 9,63,987.00 29.36
HDFC Premier Multi-Cap Fund 5,000.00 0.53
HDFC Prudence Fund 9,50,000.00 77.73
HDFC Small and Mid Cap Fund 1,50,904.00 11.12
HDFC Top 200 Fund 13,73,400.00 114.18
Mahindra Mahin-
dra Ltd.
Equity Shares Purchase HDFC Capital Protection Oriented Fund - Sr III - 1207D Dec 14 1,700.00 0.22

Name of the
Company
Type
Rs. Crs)
HDFC Growth Fund 1,30,000.00 15.35
HDFC Large Cap Fund 2,52,000.00 30.95
HDFC Top 200 Fund 10,01,000.00 110.85
Sale HDFC Capital Protection Oriented Fund - Sr I- 36M Sep 13 5,000.00 0.70
HDFC Equity Fund 80,000.00 9.28
HDFC Growth Fund 30,000.00 4.18
HDFC Premier Multi-Cap Fund 30,000.00 3.59
HDFC Top 200 Fund 5,05,000.00 63.63
Siemens Ltd. Equity Shares Purchase HDFC Capital Protection Oriented Fund - Sr III - 1100D Oct 14 3,000.00 0.26
HDFC Core And Satellite Fund 60,000.00 5.22
HDFC Equity Fund 17,77,792.00 163.43
HDFC Top 200 Fund 5,97,000.00 52.96
HDFC Taxsaver Fund 1,60,000.00 16.38
HDFC Infrastructure Fund 4,32,704.00 38.24
Sale HDFC Core And Satellite Fund 60,000.00 7.64
Strides Arcoblab
Ltd.
Equity Shares Purchase HDFC Mid-Cap Opportunities Fund 6,63,216.00 40.73
Sun Pharmaceutical
Industries Ltd.
Equity Shares Purchase HDFC Capital Protection Oriented Fund - Series III - 1173D Jan 15 1,500.00 0.14
HDFC Focused Large-Cap Fund 65,000.00 4.07
HDFC Monthly Income Plan - Short Term Plan 15,000.00 0.92
Sale HDFC Capital Protection Oriented Fund - Sr I- 36M Aug 13 15,000.00 1.31
HDFC Capital Protection Oriented Fund - Sr II- 36M Feb 14 2,000.00 0.17
HDFC Capital Protection Oriented Fund - Sr II- 36M Jan 14 4,000.00 0.24
HDFC Capital Protection Oriented Fund - Sr I- 36M Oct 13 7,662.00 0.70
HDFC Capital Protection Oriented Fund - Sr I- 36M Sep 13 23,424.00 1.75
HDFC Equity Fund 1,30,000.00 8.19
HDFC Childrens Gift Fund Investment Plan 1,30,000.00 7.57
HDFC Monthly Income Plan - Short Term Plan 15,000.00 0.92
HDFC Rajiv Gandhi Equity Savings Scheme - Series 2 18,000.00 1.43
Grand Total 2,328.63

Name of the
Company
Type
Rs. Crs)
ABB India Ltd. Equity Shares Purchase HDFC Top 200 Fund 893000 104.20
Sale HDFC Rajiv Gandhi Equity Savings Scheme - February 2013 2000 0.23
Bosch Limited Equity Shares Purchase HDFC Dual Advantage Fund - I - 1100D August 2015 60 0.13
HDFC Dual Advantage Fund - II - 1160D January 2016 80 0.14
Sale HDFC Index Fund-Nifty Plan 31 0.06
HCL Technologies
Ltd.
Equity Shares Purchase HDFC ARBITRAGE FUND 45000 4.07
HDFC Dual Advantage Fund - I - 1100D August 2015 3600 0.34
HDFC Top 200 Fund 774600 70.11
HDB Financial
Services Ltd.
Commercial
Paper
Purchase HDFC Capital Builder Fund 500 24.99
Sale HDFC Capital Builder Fund 500 25.00
Deep Discount
Bonds
Purchase HDFC FMP 1105D December 2015 (1) 224 22.37
HDFC FMP 1114D March 2016 (1) 550 55.11
HDFC FMP 1126D July 2015 (1) 40 4.00
Sale HDFC Short Term Opportunities Fund 450 45.01
NCD/ Khokha Purchase HDFC Cash Management Fund Treasury Advantage Plan 750 74.89
HDFC FMP 1120D March 2016 (1) 23 2.27
HDFC FMP 435D MARCH 2014 (1) 20 1.01
Sale HDFC FMP 1001D August 2013 (1) 230 23.00
HDFC Bank Ltd. Equity Shares Purchase HDFC ARBITRAGE FUND 2888250 308.58
HDFC Capital Builder Fund 350000 36.53

Name of the
Company
Type
Rs. Crs)
HDFC Long Term Advantage Plan 200000 22.01
HDFC MF Monthly Income Plan-ST 20000 1.97
HDFC Premier Multi-Cap Fund 25000 2.56
HDFC Prudence Fund 277000 29.22
HDFC Retirement Savings Fund - Equity Plan 50000 4.93
HDFC Retirement Savings Fund - Hybrid-Debt Plan 3400 0.35
HDFC Retirement Savings Fund - Hybrid-Equity Plan 20500 2.02
HDFC Taxsaver 1954000 202.91
HDFC Top 200 Fund 1440000 144.05
HDFC Capital Builder Fund 85000 9.00
HDFC Premier Multi-Cap Fund 145000 14.50
HDFC Top 200 Fund 125000 12.72
Indian Hotels
Company Ltd.
Equity Shares Purchase HDFC Balanced Fund 4501600 43.37
HDFC Retirement Savings Fund - Equity Plan 150000 1.48
HDFC Retirement Savings Fund - Hybrid-Debt Plan 13000 0.12
Mahindra Mahin-
dra Ltd.

Name of the
Company
Type
Rs. Crs)
HDFC Top 200 Fund 496000 62.68
NETWORK 18
MEDIA INVEST-
MENTS LTD
Equity Shares Purchase HDFC Capital Builder Fund 2033000 11.23
HDFC Core Satellite Fund 1700000 9.57
Sale HDFC Equity Fund 3560600 21.14
Siemens Ltd. Equity Shares Purchase HDFC ARBITRAGE FUND 233250 27.56
HDFC Top 200 Fund 111000 14.14
HDFC Top 200 Fund 85000 11.85
Sun Pharmaceutical
Industries Ltd.
Commercial
Paper
HDFC Capital Protection Oriented Fund - Sr I- 36M Oct 13 9258 0.49
HDFC CAPITAL PROTECTION ORIENTED FUND - SR II- 36M FEB 14 2400 0.11
HDFC Capital Protection Oriented Fund - Sr II- 36M Jan 14 7200 0.29
NCD/ Khokha Purchase HDFC Cash Management Fund-Savings Plan 650 65.06
This disclosure has been made as Director(s) of the AMC is / are also a Director on the Board of the above Companies.
The above investments were considered sound. Before making an investment, the AMC evaluated the same on merits and on arm’s length basis and in accordance with
the objective of the scheme. The investments under the respective Plans of HDFC Index Fund were made pursuant to their Investment Objectives.

Name of the
Company
Type
Rs. Crs)
ABB India Ltd. Equity Shares Purchase HDFC Prudence Fund 60000 7.15
Equity Shares Purchase HDFC Top 200 Fund 101000 11.91
Bosch Limited Equity Shares Purchase HDFC Arbitrage Fund 19925 44.83
Equity Shares Purchase HDFC Dual Advantage Fund - II - 1099D March 2016 15 0.03
Equity Shares Purchase HDFC Dual Advantage Fund - II - 1111D April 2016 50 0.11
Equity Shares Purchase HDFC Dual Advantage Fund - III – 1224D November 2016 24 0.05
Equity Shares Purchase HDFC Dual Advantage Fund - III - 1267D October 2016 28 0.06
Equity Shares Purchase HDFC Dual Advantage Fund - III - 1304D August 2016 40 0.09
Equity Shares Purchase HDFC Equity Savings Fund 75 0.17
Equity Shares Purchase HDFC Index Fund - Nifty Plan 246 0.54
Equity Shares Purchase HDFC Nifty Exchange Traded Fund 758 1.76
Equity Shares Sale HDFC Arbitrage Fund 9475 21.35
Equity Shares Sale HDFC Equity Savings Fund 2000 4.44
Equity Shares Sale HDFC Index Fund - Nifty Plan 166 0.39
Equity Shares Sale HDFC Nifty Exchange Traded Fund 93 0.21
Cadila Healthcare
Ltd.
Equity Shares Purchase HDFC Arbitrage Fund 3200 0.12
Equity Shares Sale HDFC Small Cap Fund 525000 20.78
HCL Technologies
Ltd.
Equity Shares Purchase HDFC Dual Advantage Fund - III - 1224D November 2016 1470 0.12
Equity Shares Purchase HDFC Prudence Fund 1350000 111.15
Equity Shares Sale HDFC Prudence Fund 1081000 93.65
Equity Shares Sale HDFC Top 200 Fund 1107600 95.24
HDB Financial
Services Ltd.
Commercial Paper Purchase HDFC Liquid Fund 1000 49.50
Commercial Paper Sale HDFC Floating Rate Income Fund - Short Term Plan 1000 49.50
Commercial Paper Sale HDFC Liquid Fund 1000 50.00
Deep Discount Bonds Purchase HDFC Arbitrage Fund 505 59.65
Deep Discount Bonds Purchase HDFC Cash Management Fund - Savings Plan 500 59.03
Deep Discount Bonds Purchase HDFC Floating Rate Income Fund - Short Term Plan 250 29.55
Deep Discount Bonds Purchase HDFC FMP 1155D February 2017 (1) 125 12.52
Deep Discount Bonds Purchase HDFC FMP 1309D September 2016 (1) 5 0.50
Deep Discount Bonds Purchase HDFC Liquid Fund 250 29.58
Deep Discount Bonds Purchase HDFC Medium Term Opportunities Fund 2783 279.04
Deep Discount Bonds Purchase HDFC Prudence Fund 500 59.81
Deep Discount Bonds Sale HDFC Arbitrage Fund 500 60.11
Deep Discount Bonds Sale HDFC Cash Management Fund - Savings Plan 500 59.81
Deep Discount Bonds Sale HDFC Floating Rate Income Fund - Short Term Plan 250 29.58
Deep Discount Bonds Sale HDFC FMP 1105D December 2015 (1) 5 0.56
Deep Discount Bonds Sale HDFC FMP 1169D February 2017 (1) 5 0.50
Deep Discount Bonds Sale HDFC FMP 1183D January 2016 (1) 1 0.11
Deep Discount Bonds Sale HDFC FMP 370D August 2013 (4) 97 11.66

Name of the
Company
Type
Rs. Crs)
Deep Discount Bonds Sale HDFC FMP 370D September 2013 (1) 153 18.39
Deep Discount Bonds Sale HDFC FMP 371D July 2013 (1) 400 47.87
Deep Discount Bonds Sale HDFC Liquid Fund 250 30.06
Deep Discount Bonds Sale HDFC Medium Term Opportunities Fund 125 12.52
Deep Discount Bonds Sale HDFC Prudence Fund 500 59.83
NCD/ Khokha Purchase HDFC Cash Management Fund - Savings Plan 60 6.01
NCD/ Khokha Purchase HDFC Dual Advantage Fund - III - 1224D November 2016 59 6.09
NCD/ Khokha Purchase HDFC Dual Advantage Fund - III - 1267D October 2016 70 7.20
NCD/ Khokha Purchase HDFC Dual Advantage Fund - III - 1304D August 2016 50 5.01
NCD/ Khokha Purchase HDFC Liquid Fund 1750 175.45
NCD/ Khokha Purchase HDFC Medium Term Opportunities Fund 1000 101.64
NCD/ Khokha Purchase HDFC Short Term Opportunities Fund 500 50.00
NCD/ Khokha Sale HDFC Capital Protection Oriented Fund - Series I 440 44.00
NCD/ Khokha Sale HDFC Capital Protection Oriented Fund - Sr I - 36M Oct 13 242 24.20
NCD/ Khokha Sale HDFC Capital Protection Oriented Fund - SR II - 36M FEB 14 180 9.00
NCD/ Khokha Sale HDFC Capital Protection Oriented Fund - Sr II - 36M Jan 14 400 20.00
NCD/ Khokha Sale HDFC Capital Protection Oriented Fund - Sr II - 36M June 14 300 15.00
NCD/ Khokha Sale HDFC Cash Management Fund-Savings Plan 60 6.00
NCD/ Khokha Sale HDFC Cash Management Fund - Treasury Advantage Plan 750 75.17
NCD/ Khokha Sale HDFC Debt Fund For Cancer Cure 2014 600 30.00
NCD/ Khokha Sale HDFC Floating Rate Income Fund - Short Term Plan 750 75.16
NCD/ Khokha Sale HDFC FMP 1143D July 2013 (1) 550 55.00
NCD/ Khokha Sale HDFC FMP 369D December 2013 (1) 22 2.20
NCD/ Khokha Sale HDFC FMP 370D November 2013 (1) 100 10.00
NCD/ Khokha Sale HDFC FMP 371D December 2013 (1) 68 6.80
NCD/ Khokha Sale HDFC FMP 435D March 2014 (1) 20 1.00
NCD/ Khokha Sale HDFC Liquid Fund 1750 175.00
NCD/ Khokha Sale HDFC Medium Term Opportunities Fund 979 100.13
NCD/ Khokha Sale HDFC Short Term Opportunities Fund 210 21.01
HDFC Bank Ltd. Equity Shares Purchase HDFC Arbitrage Fund 1460000 181.73
Equity Shares Purchase HDFC Childrens Gift Fund - Investment Plan 24000 2.84
Equity Shares Purchase HDFC Equity Fund 950000 136.85
Equity Shares Purchase HDFC Focused Equity Fund - Plan B 30000 3.70
Equity Shares Purchase HDFC Growth Fund 75000 8.78
Equity Shares Purchase HDFC Index Fund - Sensex Plan 21063 2.67
Equity Shares Purchase HDFC Index Fund - Sensex Plus Plan 5121 0.67
Equity Shares Purchase HDFC Large Cap Fund 90000 10.92
Equity Shares Purchase HDFC MF Monthly Income Plan - LTP 250000 29.96
Equity Shares Purchase HDFC Rajiv Gandhi Equity Savings Scheme - Series 2 10000 1.28
Equity Shares Purchase HDFC Retirement Savings Fund - Equity Plan 63000 8.73
Equity Shares Purchase HDFC Retirement Savings Fund - Hybrid Equity Plan 14200 1.94
Equity Shares Purchase HDFC Sensex Exchange Traded Fund 44708 5.50
Equity Shares Purchase HDFC Taxsaver 1053659 128.61
Equity Shares Sale HDFC Balanced Fund 2607500 366.67
Equity Shares Sale HDFC Capital Builder Fund 65000 9.08
Equity Shares Sale HDFC Capital Protection Oriented Fund - Series I 49341 6.31

Name of the
Company
Type
Rs. Crs)
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr I - 36M Oct 13 16848 2.11
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr I - 36M Sep 13 57511 7.36
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr II - 36M FEB 14 5000 0.69
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr II - 36M Jan 14 20000 2.51
Equity Shares Sale HDFC Equity Fund 1226000 166.50
Equity Shares Sale HDFC Growth Fund 75000 10.65
Equity Shares Sale HDFC Index Fund - Sensex Plan 19666 2.41
Equity Shares Sale HDFC Index Fund - Sensex Plus Plan 25579 3.10
Equity Shares Sale HDFC Prudence Fund 277000 35.32
Equity Shares Sale HDFC Rajiv Gandhi Equity Savings Scheme - Series 2 50000 6.95
Equity Shares Sale HDFC Sensex Exchange Traded Fund 27337 3.40
Equity Shares Sale HDFC Taxsaver 1040159 132.12
Equity Shares Sale HDFC Top 200 Fund 1257200 170.32
NCD/ Khokha Purchase HDFC Balanced Fund 500 50.00
NCD/ Khokha Purchase HDFC High Interest Fund - Dynamic Plan 250 25.00
NCD/ Khokha Purchase HDFC Prudence Fund 1250 125.00
NCD/ Khokha Sale HDFC High Interest Fund - Dynamic Plan 250 24.89
Indian Hotels
Company Ltd.
Equity Shares Purchase HDFC Mid-Cap Opportunites Fund 19318500 238.05
Equity Shares Purchase HDFC Premier Multi-Cap Fund 430000 4.95
Equity Shares Purchase HDFC Retirement Savings Fund - Equity Plan 30000 0.40
Equity Shares Purchase HDFC Retirement Savings Fund - Hybrid Equity Plan 74500 0.98
Equity Shares Purchase HDFC Small Cap Fund 400000 3.99
Equity Shares Purchase HDFC Taxsaver 2986000 32.35
Mahindra
Mahindra Ltd.
Equity Shares Purchase HDFC Charity Fund For Cancer Cure - Arbitrage Plan 25000 3.20
Equity Shares Purchase HDFC Focused Equity Fund - Plan A 10000 1.36
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr I - 36M Sep 13 9317 1.28
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr II - 36M Feb 14 6000 0.78

Name of the
Company
Type
Rs. Crs)
Network 18 Media
Investments Ltd
Siemens Ltd. Equity Shares Purchase HDFC Arbitrage Fund 4100 0.49
Equity Shares Purchase HDFC Equity Fund 8000 0.96
Strides Shasun Ltd. Equity Shares Purchase HDFC Mid-Cap Opportunites Fund 100000 12.04
Sun Pharmaceutical
Industries Ltd.
Equity Shares Purchase HDFC Focused Equity Fund - Plan A 10000 0.64
Equity Shares Purchase HDFC Growth Fund 122300 8.84
Equity Shares Sale HDFC Capital Protection Oriented Fund - III - 1173D January 2015 4 0.00
Equity Shares Sale HDFC Capital Protection Oriented Fund - SR II - 36M Feb 14 5400 0.37
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr II - 36M June 14 10 0.00
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr II - 36M May 14 17 0.00
Equity Shares Sale HDFC Capital Protection Oriented Fund - Sr III - 1100D Oct 14 10 0.00
Note: The above compilation considers only direct investments made by the Scheme(s) and does not include any Corporate actions.

Underwriting Obligations with respect to issues of Associate Companies –
The AMC has, till date not entered into any Underwriting contracts in respect of any public issue made by any of its associate
companies.
Subscription in issues lead managed by the Sponsor or any of its associates –
The details of subscription to issues lead managed by the Sponsor or any of its Associates are as follows:
Period Particulars
April 1, 2014 to March 31, 2015 Refer Note 1 Below
Note 1:
Name of Scheme Name of Security Type of Security Amount (Rs. in crores)
HDFC FMP 730D April 2014 (1) 0% Sundaram Finance Ltd. ZCB - ISD 190514
MAT 110516
Deep Discount Bond 30.00
Hdfc Cash Management Fund - Treasury
Advantage Plan
9.9011% Cholamandalam Invt and Fin Co Ltd.
NCD - ISD 140714 Mat 240616
Non Convertible Debenture 50.00
HDFC Corporate Debt Opportunities
Fund
NCD - ISD 140714 Mat 240616
Hdfc Cash Management Fund -
Treasury Advantage Plan
NCD - ISD 140714 Mat 221215
Hdfc Short Term Opportunities Fund 9.9007% Cholamandalam Invt and Fin Co Ltd.
NCD - ISD 180714 Mat 230617
HDFC Tax Saver Snowman Logistics Ltd Equity Shares 3.10
HDFC Premier Multi-Cap Fund Snowman Logistics Ltd Equity Shares 0.33
HDFC Core Satellite Fund Snowman Logistics Ltd Equity Shares 0.26
HDFC Monthly Income Plan - Long
Term Plan
Snowman Logistics Ltd Equity Shares 0.99
HDFC Infrastructure Fund ITD Cementation India Limited Equity Shares 19.87
HDFC Growth Fund ITD Cementation India Limited Equity Shares 8.21
HDFC FMP 372D October 2013 (1) 9.2067% Mahindra Mahindra Fin Services
Ltd NCD - ISD 281014 Mat 081116
HDFC Capital Protection Oriented
Fund - Sr III - 1207D Dec 14
9.10% HDB Financial Services Ltd. NCD - ISD
311214 MAT 291217
HDFC FMP 1107D December 2014 (1) 0% Sundaram Finance Limited ZCB - ISD
080115 Mat 150118
Zero Coupon Bonds 8.70
HDFC FMP 372D December 2013 (2) 0% Sundaram Finance Limited ZCB - ISD
090115 Mat 170117
HDFC FMP 1135D March 2015 (1) 0% LIC Hous Finance Ltd. Tr- 245 (Prem on
Red) ISD 240315 Mat 200318
HDFC Short Term Opportunities Fund 0% LIC Hous Finance Ltd. Tr- 245 (Prem on
Red) ISD 240315 Mat 200318
Hdfc Short Term Opportunities Fund 8.97% HDB Financial Services Ltd. NCD - ISD
200215 MAT 200218
Note 2:
HDFC FMP 366D May 2014 (1) 8.6404% LIC Housing Finance Ltd.(Tr. 252
Op. I) NCD - ISD 210515 Mat 170517
Op. I) NCD - ISD 210515 Mat 170517
Op. I) NCD - ISD 210515 Mat 170517
HDFC FMP 435D March 2014 (1) 8.6404% LIC Housing Finance Ltd.(Tr. 252
Op. I) NCD - ISD 210515 Mat 170517

HDFC FMP 472D January 2014 (1) 8.6404% LIC Housing Finance Ltd.(Tr. 252
Op. I) NCD - ISD 210515 Mat 170517
HDFC FMP 478D January 2014 (1) 8.6404% LIC Housing Finance Ltd.(Tr. 252
Op. I) NCD - ISD 210515 Mat 170517
HDFC FMP 491D January 2014
(1)
8.6404% LIC Housing Finance Ltd.
(Tr. 252 Op. I) NCD - ISD 210515 Mat
170517
Non Convertible
Debenture
15.00
HDFC FMP 504D December
2013 (1)
8.6404% LIC Housing Finance Ltd.(Tr. 252
Op. I) NCD - ISD 210515 Mat 170517
Non Convertible
Debenture
14.00
HDFC FMP 538D November
2013 (1)
Op. I) NCD - ISD 210515 Mat 170517
Non Convertible
Debenture
12.00
HDFC FMP 554D
November 2013 (1)
Op. I) NCD - ISD 210515 Mat 170517
Non Convertible
Debenture
21.00
HDFC FMP 572D October 2013
(1)
Op. I) NCD - ISD 210515 Mat 170517
Non Convertible
Debenture
17.00
HDFC Cash Management Fund -
8.60% LIC Housg Fin Ltd Tr 263 Opt I Put
230218 NCD - ISD 290715 Mat 290720
Non Convertible
Debenture
50
HDFC Floating Rate Income Fund
- Short Term Plan
8.60% LIC Housg Fin Ltd Tr 263 Opt I Put
230218 NCD - ISD 290715 Mat 290720
Non Convertible
Debenture
25
HDFC Corporate Debt
Opportunities Fund
11.40% G R Infraprojects Limited Sr 1 -
ISD 070815 MAT 181116
Non Convertible
Debenture
12.5
HDFC Corporate Debt
Opportunities Fund
ISD 070815 MAT 190517
Non Convertible
Debenture
12.5
HDFC Corporate Debt
Opportunities Fund
ISD 070815 MAT 201118
Non Convertible
Debenture
12.5
HDFC Corporate Debt
Opportunities Fund
ISD 070815 MAT 200519
Non Convertible
Debenture
12.5
HDFC Short Term Plan 11.40% G R Infraprojects Limited Sr 3 -
ISD 070815 MAT 201117
Non Convertible
Debenture
12.5
HDFC Short Term Plan 11.40% G R Infraprojects Limited Sr 4 -
ISD 070815 MAT 180518
Non Convertible
Debenture
12.5
HDFC Banking and PSU Debt
Fund
7.80% NABARD Bond Series 16D P/C
121017 - ISD 121015 Mat 121018
Non Convertible
Debenture
7
121017 - ISD 121015 Mat 121018
Non Convertible
Debenture
50
HDFC Medium Term
Opportunities Fund
121017 - ISD 121015 Mat 121018
Non Convertible
Debenture
25
HDFC Short Term Opportunities
Fund
121017 - ISD 121015 Mat 121018
Non Convertible
Debenture
118
HDFC Short Term
Opportunities Fund
8.05% RECL NCD - ISD 081215 Mat
071218
Non Convertible
Debenture
15
HDFC Floating Rate Income Fund
- Short Term Plan
8.28% Rural Electrification Corporation
Sr.138 - ISD 050216 MAT 040317
Non Convertible
Debenture
100
HDFC FMP 1114D March 2016
(1)
0% LIC Housing Finance Ltd.(Prem on
Red) Opt III ISD 280316- Mat 090419
Non Convertible
Debenture
180
HDFC Monthly Income Plan -
Long Term Plan
0% LIC Housing Finance Ltd.(Prem on
Red) Opt III ISD 280316- Mat 090419
Non Convertible
Debenture
70

Note 3:
Name of Scheme Name of Security Type of Security Amount (Rs. in
crores)
HDFC Floating Rate Income Fund -
Short Term Plan
7.65% NABARD Bond Series 17C P/C 260917
- ISD 260516 Mat 270519
Non Convertible Debenture 200
HDFC Short Term Opportunities Fund 7.85% NABARD Bond Series 17D - ISD 310516
Mat 310519
HDFC Banking and PSU Debt Fund 8.25% Mah Mah Fin Services Ltd NCD - ISD
230816- Mat 230819
Fund
7.50% Power Finance Corp Ltd (Sr 150 A) - ISD
160816 Mat 160821
HDFC Medium Term Opportunities
Fund
7.9840% Bajaj Finance Ltd.(Op I) NCD - ISD
020916 MAT 250320
HDFC Short Term Opportunities Fund 8.25% Mah Mah Fin Services Ltd NCD - ISD
230816- Mat 230819
Savings Plan
Tata Motors Finance Ltd CP - ISD 300117
Mat 280217
Commercial Paper 175
Savings Plan
Mat 090317
Commercial Paper 200
Fund
0% Tata Motors Finance Ltd Sr C (Prem on
Red)- ISD 100117 Mat 150420
Fund
0% Tata Motors Finance Ltd Sr B (Prem on
Red)- ISD 250117 Mat 120520
Fund
Mat 280217
Commercial Paper 75
HDFC Short Term Opportunities Fund 6.54% EXIM BANK NCD (Sr.T 08) - ISD 021216
- MAT 021219
HDFC Short Term Plan 0% Tata Motors Finance Ltd Sr A (Prem on
Red)- ISD 100117 Mat 100120
HDFC Medium Term Opportunities
Fund
7.60% NHAI NCD Series V - ISD 200317
Mat 180322
Disclosure regarding payment of commission for distribution of units and payment of
brokerage for securities transactions (for the past three financial years) pursuant to
SEBI Circular No. SEBI/IMD/CIR No. 18/198647/2010 dated March 15, 2010
(i) Commission paid to associates/related parties/group companies of sponsor/AMC
Name of associate/
related parties/group
companies of Sponsor/
AMC
Nature of
Association/
Nature of
relation
Apr 1, 2016 to Mar 31, 2017 Apr 1, 2015 to Mar 31, 2016 Apr 1, 2014 to Mar 31, 2015
Business given Commission paid Business given Commission paid Business given Commission paid
Rs. Cr. % of total
business
received by
the fund
Rs. Cr. % of total
commission
paid by the
fund
Rs. Cr. % of total
business
received by
the fund
Rs. Cr. % of total
commission
paid by the
fund
Rs. Cr. % of total
business
received by
the fund
Rs. Cr. % of total
commission
paid by the
fund
HDFC Bank Limited Associate 27,377.33 8.49 175.59 16.81 23,599.04 5.65 86.88 11.30 14,907.44 4.94 116.96 12.37
HDFC Sales Private Limited Group Company
of Sponsor
0.29 #~ 0.01 #~ 0.35 #~ 0.02 #~ 0.48 #~ 0.02 #~
GRUH Finance Limited Group Company
of Sponsor
# #~ # #~ # #~ # #~ # #~ # #~
HDFC Investments Limited Group Company
of Sponsor
- - # #~ - - # #~ - - # #~
Housing Development
Finance Corporation Limited
Sponsor # #~ # #~ 0.01 #~ # #~ # #~ # #~
(#) Less than Rs. 0.01 Crores, (#~) Less than 0.01%, (*) Pursuant to SEBI directives, no payment of commission has been made in respect of investments made by the
Sponsor of the Mutual Fund.
(ii) Brokerage paid to associates/related parties/group companies of sponsor/AMC
Name of associate/
related parties/group
companies of Sponsor/
AMC
Nature of
Association/
Nature of
relation
Apr 1, 2016 to Mar 31, 2017 Apr 1, 2015 to Mar 31, 2016 Apr 1, 2014 to Mar 31, 2015
Value of transaction Brokerage paid Value of transaction Brokerage paid Value of transaction Brokerage paid
Rs. Cr. % of total
value of
transaction
by the
fund
Rs. Cr. % of total
brokerage
paid by the
fund
Rs. Cr. % of total
value of
transaction
by the
fund
Rs. Cr. % of total
brokerage
paid by the
fund
Rs. Cr. % of total
value of
transaction
by the fund
Rs. Cr. % of total
brokerage
paid by the
fund
HDFC Securities Ltd Associate 1,413.30 0.05 1.69 3.38 539.33 0.22 0.50 1.89 423.47 0.34 0.50 1.14

DEALING WITH ASSOCIATES –
Transactions (aggregate purchase and sale) in securities with associates during the past 3 financial years are given below
April 1, 2014 to March 31, 2015 (Rs. in Crores)
Name of Associate Particulars (April
1, 2014 to March
31, 2015)
HDFC Capital
Protection Orient
Fund -CPO-III-
1207D December
2014
HDFC Capital
Protection
Oriented
Fund - Series
III - 1173D
Jan 15
HDFC Cash
Management Fund-
Savings Plan
HDFC Cash
Management
Fund-Treasury
Advantage
Plan
HDFC
Corporate Debt
Opportunities
Fund
HDFC FMP
1100D April
2014 (1)
HDFC FMP
1113D August
2014 (1)
HDFC FMP
1128D
September
2014 (1)
HDFC FMP
1846D
AUGUST
2013 (1)
HDFC FMP
371D August
2013 (1)
HDFC
FMP 371D
FEBRUARY
2014 (2)
HDFC
FMP 435D
MARCH
2014 (1)
HDFC
FMP 441D
FEBRUARY
2014 (1)
HDFC High
Interest Fund
- Dynamic
Plan
HDFC
High
Interest
Fund-Short
Term
HDFC
Income
Fund
HDFC Liquid
Fund
HDFC
Short Term
Opportunities
Fund
HDFC Bank
Limited
NCD/
Khokha
- 6.00 - 150.00 25.00 4.86 - 13.21 1.80 - - - - 24.93 64.40 - - 4.00
HDFC ERGO
General
Insurance
Co. Ltd.
Certificate
Of Deposit
- - 24.59 - - - - - - - - - - - - - -
NCD/
Khokha
- - - - - - 10.07 - - - - - - - -
15.11
- -
HDFC
Standard Life
Insurance
Co. Ltd
Commercial
Paper
- - - - - - - - - - - - - - - - 99.92
Government
Securities
- - - - - - - - - - 5.05 - - - - - - -
NCD/
Khokha
15.02 - 10.00 - 19.97 - - - - 10.04 - 21.99 3.00 15.35 25.16 - - 10.08
Treasury Bills - - - - - - - - - - - - - - - - 222.13 -
Mahindra
Mahindra
Ltd.
Certificate
Of Deposit
- - - 24.92 - - - - - - - - - - - - -
Treasury Bills – – – – – – – – – – – 48.99 – – – –
IDFC Ltd Commercial
Paper
– 219.64 – 48.22 – – – – – – – – – – – –
NCD/
Khokha
– – – – – – – – – 24.96 – – – – – –
Mahindra
Mahindra Ltd.
Certificate of
Deposit
– 144.62 49.57 – – – – – – – – – – – – –
Sun
Pharmaceutical
Industries
Certificate of
Deposit
– – – 48.69 – – – – – – – – – – – –
NCD/
Khokha
– 49.23 – – – – – – – – – 50.01 – – – –
Name of Associate Particulars (April 1, 2015 to March
31, 2016)
HDFC Banking and PSU
Debt Fund
HHDFC Cash
Management Fund-
Savings Plan
HDFC Cash Management
Fund-Treasury Advantage
Plan
HDFC Corporate
Debt Opportunities
Fundn
HDFC Floating Rate
Income Fund-Short
Term Plan
HDFC FMP 1107D
March 2016 (1)
HDFC FMP 1141D
July 2015 (1)
HDFC FMP 1167D
January 2016 (1)
HDFC FMP
434D February
2014 (1)
HDFC Liquid
Fund
HDFC
Medium Term
Opportunities
Fund
HDFC MF
Monthly
Income Plan-
Long Term
HDFC
Short Term
Opportunities
Fund
HDFC Bank Limited Commercial Paper 199.79
NCD/ Khokha 170.00 75.00 150.00 4.30 94.92 5.00 150.67
Treasury Bills 246.55 1,547.70
HDFC Standard Life
Insurance Co. Ltd
NCD/ Khokha 15.33 25.29 5.14 10.78
Name of
Associates
Asset Type HDFC
Arbitrage
Fund
HDFC
Balanced
Fund
HDFC Banking
and PSU Debt
Fund
HDFC Cash
Management
Fund-Savings
Plan
HDFC Cash
Management
Fund-Treasury
Advantage
Plan
HDFC Core
Satellite
Fund
HDFC
Corporate Debt
Opportunities
Fund
HDFC Floating
Rate Income
Fund-Short
Term Plan
HDFC FMP
1127D May
2016 (1)
HDFC FMP
1140D March
2016 (1)
HDFC FMP
1153D April
2016 (1)
HDFC FMP
1161D
February
2016 (1)
HDFC FMP
1190D
March
2016 (1)
HDFC High
Interest Fund
- Dynamic
Plan
HDFC
High
Interest
Fund-Short
Term
HDFC Liquid
Fund
HDFC
Medium Term
Opportunities
Fund
HDFC
Short Term
Opportunities
Fund
HDFC
Short Term
Plan
Grand Total
HDFC
Bank
Limited
Commercial
Paper
24.52 24.52
NCD/
Khokha
75.00 25.00 200.27 4.00 85.67 350.48 9.50 6.50 4.40 6.50 7.90 150.29 375.00 150.07 50.70 1501.28
Treasury
Bills
397.69 9939.99 10337.68
HDFC
Standard
Life
Insurance
Co. Ltd
Certificate
of Deposits
23.58 23.58
Government
Securities
22.28 22.28
NCD/
Khokha
20.01 10.22 25.19 100.87 100.64 22.13 25.12 37.02 341.20
Zero
Coupon
Bonds
6.96 6.96
Grand
Total
26.97 75.00 35.22 397.69 225.46 4.00 186.54 474.70 9.50 6.50 4.40 6.50 7.90 22.13 24.52 10115.41 434.30 150.07 50.70 12257.50

UTILISATION OF SERVICES OF ASSOCIATES
Details of utilisation of services of associates during the past three financial years are given below:
April 1, 2014 to March 31, 2015 (Rs. in lakhs)
Name of the Associate HDFC Bank Limited$$$ HDFC Asset Management
Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC Rajiv Gandhi Equity
Savings Scheme - February
2013
0.00 1.02 0.00 312.76 38.66 0.21 0.03 10.47 0.00 0.00 0.00 0.00 363.14
HDFC Rajiv Gandhi Equity
Savings Scheme 2014 -
Series 2
0.00 0.51 0.00 157.19 19.43 0.10 0.01 5.19 0.00 0.00 0.00 0.00 182.43
HDFC Focused Equity Fund
- Plan A
0.00 0.11 137.62 26.04 3.22 0.02 # 1.62 0.00 0.00 0.00 0.00 168.63
HDFC Small And Mid
Cap Fund
0.12 0.00 595.39 415.26 51.33 0.73 0.09 47.70 0.00 0.00 0.00 0.00 1110.62
HDFC Large Cap Fund 0.26 0.00 2.18 1749.00 216.18 2.63 0.32 74.04 0.00 0.00 0.00 0.00 2044.60
HDFC Arbitrage Fund 0.03 4.47 1.73 29.63 3.66 0.11 0.01 2.62 0.00 0.00 0.00 0.00 42.26
HDFC Balanced Fund 1.34 12.64 257.30 2022.51 249.98 3.20 0.40 240.95 0.03 0.00 0.00 # 2788.34
HDFC Capital Builder Fund 1.18 0.00 953.39 1100.79 136.06 0.88 0.11 67.50 0.02 # 0.00 # 2259.92
HDFC Core And Satellite
Fund
0.11 1.86 24.63 510.85 63.14 0.39 0.05 25.25 # 0.00 0.00 # 626.27
HDFC Equity Fund 11.25 0.70 1212.89 17420.34 2153.15 21.93 2.71 1363.55 0.19 # 0.00 # 22186.74
HDFC Children's Gift Fund
- Investment Plan
0.67 3.61 28.11 872.60 107.85 0.89 0.11 75.31 0.05 0.00 0.04 # 1089.24
HDFC Growth Fund 0.61 7.67 319.76 1796.97 222.11 1.60 0.20 105.62 0.06 0.02 0.00 # 2454.62
HDFC Children's Gift Fund
- Savings Plan
0.03 0.38 4.12 125.01 15.45 0.12 0.02 7.13 0.00 0.00 # 0.00 152.26
HDFC Multiple Yield Fund 0.03 0.40 5.38 88.85 10.98 0.11 0.01 2.89 0.00 0.00 0.00 0.00 108.65
HDFC Index Fund - Nifty
Plan
0.04 0.53 2.98 15.03 1.86 0.12 0.01 4.05 # 0.00 0.00 0.00 24.62
HDFC Premier Multi-Cap
Fund
0.38 2.17 28.15 595.46 73.60 0.45 0.06 30.21 # 0.00 0.00 # 730.49
HDFC Prudence Fund 3.64 0.11 707.30 8763.35 1083.15 9.73 1.20 611.33 0.18 # 0.00 0.01 11180.00
HDFC Index Fund - Sensex
Plus Plan
0.05 0.63 4.52 65.78 8.13 0.15 0.02 5.37 # 0.00 0.00 # 84.65
HDFC Index Fund - Sensex
Plan
0.03 0.39 3.01 2.31 0.29 0.09 0.01 2.96 0.00 0.00 0.00 0.00 9.09
HDFC Top 200 Fund 10.49 0.52 1311.13 15728.97 1944.10 17.79 2.20 1297.27 0.57 0.00 0.00 # 20313.06
HDFC Long Term
Advantage Fund
1.12 7.37 63.69 1685.26 208.30 1.52 0.19 113.65 0.03 # # # 2081.13
HDFC TaxSaver 2.88 0.00 256.30 6254.34 773.04 6.42 0.79 516.37 0.26 # 0.00 # 7810.41
HDFC Long Term Equity
Fund
# 0.00 7.57 175.62 21.71 0.15 0.02 11.96 # # 0.00 0.00 217.04
HDFC Infrastructure Fund 0.69 0.00 154.44 1280.75 158.30 2.21 0.27 149.51 0.12 # 0.00 0.00 1746.29
HDFC Monthly Income Plan
Long Term Plan
1.18 19.76 745.46 4787.01 591.67 5.06 0.63 197.50 # 0.00 0.00 0.01 6348.28
HDFC Monthly Income Plan
Short Term Plan
0.08 1.61 6.22 362.15 44.76 0.32 0.04 13.75 # 0.00 0.00 0.00 428.95
HDFC Mid-Cap
Opportunities Fund
6.24 46.29 1331.61 6873.12 849.52 9.74 1.20 869.78 0.23 0.00 0.00 0.00 9987.74
HDFC Multiple Yield Fund -
Plan 2005
0.06 0.00 7.72 210.27 25.99 0.25 0.03 6.13 0.00 0.00 0.00 0.00 250.45

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC Banking and PSU
Debt Fund
0.01 0.48 0.08 1.77 0.22 0.09 0.01 2.77 0.00 0.00 0.00 0.00 5.43
HDFC Corporate Debt
Opportunities Fund
# 20.63 1797.63 1655.58 204.63 3.56 0.44 105.86 0.00 0.00 0.00 0.00 3788.35
HDFC Capital Protection
Oriented Fund - Sr I- 36M
Aug 13
0.00 2.90 0.00 634.30 78.40 0.51 0.06 12.37 0.00 0.00 0.00 0.00 728.55
Sep 13
0.00 3.50 0.16 735.49 90.91 0.60 0.07 14.56 0.00 0.00 0.00 0.00 845.29
Oct 13
0.00 2.18 0.00 476.19 58.86 0.38 0.05 9.11 0.00 0.00 0.00 0.00 546.75
Oriented Fund - Sr II- 36M
Jan 14
0.00 1.97 0.00 429.27 53.06 0.34 0.04 8.24 0.00 0.00 0.00 0.00 492.93
Feb 14
0.00 0.80 0.10 199.23 24.62 0.15 0.02 3.60 0.00 0.00 0.00 0.00 228.52
HDFC Debt Fund For
Cancer Cure 2014
0.00 # 0.00 0.00 0.00 0.24 0.03 1.72 0.00 0.00 0.00 0.00 2.00
May 14
0.00 1.04 248.79 229.28 28.34 0.17 0.02 4.36 0.00 0.00 0.00 0.00 512.01
June 14
0.00 1.03 251.96 232.07 28.68 0.18 0.02 4.80 0.00 0.00 0.00 0.00 518.73
Oriented Fund - Sr III -
1100D Oct 14
0.00 0.44 122.27 100.09 12.37 0.07 # 2.11 0.00 0.00 0.00 0.00 237.36
Oriented Fund - Sr III -
1207D Dec 14
0.00 0.20 83.18 46.73 5.78 0.03 # 1.01 0.00 0.00 0.00 0.00 136.92
Oriented Fund - Series III -
1173D Jan 15
0.00 0.06 51.55 13.24 1.64 # # 0.31 0.00 0.00 0.00 0.00 66.81
HDFC Inflation Indexed
Bond Fund
# 0.00 # 0.60 0.07 0.02 # 0.05 0.00 0.00 0.00 0.00 0.75
HDFC High Interest Fund -
Dynamic Plan
0.32 1.71 52.26 646.57 79.92 1.46 0.18 44.54 0.00 0.00 0.00 0.00 826.96
Fund - Treasury Advantage
Plan
3.63 75.36 401.05 4216.20 521.12 13.08 1.62 394.51 0.01 0.00 0.00 # 5626.57
HDFC Income Fund 0.77 7.57 46.75 2205.19 272.56 3.61 0.45 105.41 # 0.00 # # 2642.32
HDFC Liquid Fund 5.60 132.78 116.82 650.76 80.43 25.78 3.19 454.53 0.00 0.00 0.00 # 1469.89
HDFC Gilt Fund - Long
Term Plan
0.20 0.00 7.65 171.27 21.17 0.96 0.12 28.63 0.00 0.00 0.00 0.00 230.00
Fund - Call Plan
0.05 0.00 4.35 18.55 2.29 0.22 0.03 6.01 0.00 0.00 0.00 0.00 31.50
HDFC Medium Term
Opportunities Fund
0.70 18.97 1.26 239.30 29.58 3.28 0.41 88.25 0.00 0.00 0.00 0.00 381.73
Fund - Savings Plan
2.15 50.56 58.51 264.13 32.65 9.93 1.23 183.57 0.00 0.00 0.00 0.00 602.72

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC Short Term
Opportunities Fund
0.81 22.00 9.80 228.22 28.21 3.84 0.47 107.67 0.00 0.00 0.00 0.00 401.03
HDFC Short Term Plan 0.64 16.72 50.34 1264.51 156.29 2.92 0.36 52.65 0.00 0.00 0.00 # 1544.43
HDFC Gilt Fund - Short
Term Plan
# 0.00 0.23 0.47 0.06 0.01 # 0.57 0.00 0.00 0.00 0.00 1.35
HDFC Floating Rate Income
Fund Short Term Plan
1.60 42.46 67.22 701.26 86.68 7.58 0.94 134.51 0.00 0.00 0.00 0.00 1042.24
HDFC Floating Rate Income
Fund Long Term Plan
0.54 15.88 2.58 0.00 0.00 2.53 0.31 68.45 0.00 0.00 0.00 0.00 90.29
HDFC High Interest Fund
Short Term Plan
0.56 12.39 10.59 786.40 97.20 2.63 0.33 75.07 0.00 0.00 0.00 0.00 985.17
HDFC Gold Exchange
Traded Fund
# 0.00 0.00 399.86 49.42 0.90 0.11 8.32 0.00 0.00 0.00 0.00 458.62
HDFC Dynamic PE Ratio
Fund Of Funds
# # 0.20 1.58 0.20 0.05 # 1.07 0.00 0.00 0.00 0.00 3.11
HDFC Gold Fund 2.76 1.77 21.60 0.00 0.00 0.45 0.06 44.75 0.05 0.00 0.00 0.00 71.44
HDFC ANNUAL Interval
Fund - Plan A
0.00 0.29 0.00 0.00 0.00 0.07 # 0.51 0.00 0.00 0.00 0.00 0.88
HDFC ANNUAL Interval
Fund - Plan B
0.00 0.18 0.00 0.00 0.00 0.04 # 0.32 0.00 0.00 0.00 0.00 0.55
HDFC Quarterly Interval
Fund - Plan A
# 0.09 0.04 0.00 0.00 0.03 # 0.46 0.00 0.00 0.00 0.00 0.62
Fund - Plan B
# 0.07 0.04 0.12 0.01 0.02 # 0.19 0.00 0.00 0.00 0.00 0.45
Fund - Plan C
# 0.14 0.07 1.06 0.13 0.04 # 0.43 0.00 0.00 0.00 0.00 1.88
HDFC FMP 90D August
2013 (1)
0.00 0.00 # 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP 398D March
2013 (1)
0.00 # 0.01 7.57 0.94 # # 0.22 0.00 0.00 0.00 0.00 8.76
HDFC FMP 366D April
2013 (1)
0.00 0.02 # 20.71 2.56 0.02 # 0.59 0.00 0.00 0.00 0.00 23.91
HDFC FMP 384D March
2013 (1)
0.00 0.12 0.09 59.51 7.36 0.05 # 1.04 0.00 0.00 0.00 0.00 68.17
HDFC FMP 462D January
2013 (1)
0.00 # 0.00 2.43 0.30 # # 0.14 0.00 0.00 0.00 0.00 2.87
HDFC FMP 400D March
2013 (1)
0.00 0.04 0.02 29.60 3.66 0.02 # 0.43 0.00 0.00 0.00 0.00 33.77
HDFC FMP 370D April
2013 (1)
0.00 0.02 0.02 15.73 1.94 0.01 # 0.31 0.00 0.00 0.00 0.00 18.04
HDFC FMP 370D April
2013 (2)
0.00 0.11 # 14.41 1.78 0.04 # 0.51 0.00 0.00 0.00 0.00 16.86
HDFC FMP 366D April
2013 (2)
0.00 0.01 # 2.31 0.29 # # 0.15 0.00 0.00 0.00 0.00 2.77
HDFC FMP 403D March
2013 (1)
0.00 0.02 # 9.66 1.19 # # 0.14 0.00 0.00 0.00 0.00 11.02
2014 (1)
0.00 0.02 0.01 0.98 0.12 # # 0.12 0.00 0.00 0.00 0.00 1.25
HDFC FMP 772D March
2012 (1)
0.00 0.04 0.00 20.59 2.54 0.02 # 0.25 0.00 0.00 0.00 0.00 23.44
HDFC FMP 24M April
2012 (1)
0.00 0.09 0.00 41.07 5.08 0.03 # 0.96 0.00 0.00 0.00 0.00 47.23

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC FMP 370D May
2013 (1)
0.00 0.04 0.01 0.00 0.00 0.01 # 0.35 0.00 0.00 0.00 0.00 0.42
HDFC FMP 366D May
2013 (1)
0.00 0.03 # 0.63 0.08 # # 0.29 0.00 0.00 0.00 0.00 1.05
HDFC FMP 526D
December 2012 (1)
0.00 0.08 0.00 18.05 2.23 0.03 # 0.27 0.00 0.00 0.00 0.00 20.67
HDFC FMP 366D May
2013 (2)
0.00 0.06 # 2.03 0.25 0.02 # 0.38 0.00 0.00 0.00 0.00 2.74
2012 (1)
0.00 0.15 0.00 63.03 7.79 0.05 # 0.77 0.00 0.00 0.00 0.00 71.79
HDFC FMP 405D April
2013 (1)
0.00 0.04 0.02 4.31 0.53 0.01 # 0.38 0.00 0.00 0.00 0.00 5.30
HDFC FMP 372D May
2013 (1)
0.00 0.07 0.02 0.85 0.11 0.02 # 0.49 0.00 0.00 0.00 0.00 1.56
HDFC FMP 566D
December 2012 (1)
0.00 0.40 0.00 66.58 8.23 0.13 0.02 1.10 0.00 0.00 0.00 0.00 76.45
HDFC FMP 369D June
2013 (1)
0.00 0.46 # 0.00 0.00 0.13 0.02 1.01 0.00 0.00 0.00 0.00 1.62
HDFC FMP 370D July
2013 (1)
0.00 0.23 0.02 4.69 0.58 0.06 # 0.95 0.00 0.00 0.00 0.00 6.55
HDFC FMP 370D July
2013 (2)
0.00 0.47 0.02 99.97 12.36 0.13 0.02 1.22 0.00 0.00 0.00 0.00 114.18
HDFC FMP 371D
September 2013 (1)
0.00 0.09 # 1.05 0.13 0.02 # 0.29 0.00 0.00 0.00 0.00 1.59
HDFC FMP 370D
September 2013 (5)
0.00 0.08 0.00 0.00 0.00 0.02 # 0.21 0.00 0.00 0.00 0.00 0.31
HDFC FMP 36M October
2011 (1)
0.00 1.22 0.08 177.58 21.95 0.38 0.05 3.47 0.00 0.00 0.00 0.00 204.73
HDFC FMP 36M November
2011 (1)
0.00 0.33 0.04 17.16 2.12 0.11 0.01 0.77 0.00 0.00 0.00 0.00 20.54
HDFC FMP 372D
December 2013 (2)
0.00 0.26 # 0.00 0.00 0.06 # 0.44 0.00 0.00 0.00 0.00 0.78
2014 (1)
0.00 1.00 0.06 16.63 2.06 0.25 0.03 1.73 0.00 0.00 0.00 0.00 21.75
2014 (1)
0.00 2.92 0.02 0.00 0.00 0.73 0.09 5.02 0.00 0.00 0.00 0.00 8.77
2014 (1)
0.00 1.20 0.02 0.00 0.00 0.30 0.04 2.03 0.00 0.00 0.00 0.00 3.58
2014 (1)
0.00 2.53 # 4.28 0.53 0.61 0.08 4.22 0.00 0.00 0.00 0.00 12.25
2014 (2)
0.00 2.12 # 1.96 0.24 0.51 0.06 3.57 0.00 0.00 0.00 0.00 8.46
HDFC FMP 369D February
2014 (1)
0.00 0.62 # 0.80 0.10 0.15 0.02 1.09 0.00 0.00 0.00 0.00 2.78
2014 (1)
0.00 1.69 # 0.00 0.00 0.41 0.05 2.94 0.00 0.00 0.00 0.00 5.10
2014 (1)
0.00 1.49 0.02 0.00 0.00 0.36 0.05 2.55 0.00 0.00 0.00 0.00 4.47
2014 (1)
0.00 1.81 0.05 0.00 0.00 0.44 0.05 3.14 0.00 0.00 0.00 0.00 5.48
2014 (2)
0.00 3.03 0.08 0.00 0.00 0.74 0.09 5.26 0.00 0.00 0.00 0.00 9.20

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
2014 (2)
0.00 0.88 # 0.00 0.00 0.21 0.03 1.60 0.00 0.00 0.00 0.00 2.73
HDFC FMP 370D March
2014 (1)
0.00 2.51 0.03 0.00 0.00 0.61 0.08 4.47 0.00 0.00 0.00 0.00 7.70
HDFC FMP 369D March
2014 (1)
0.00 0.78 # 0.00 0.00 0.19 0.02 1.41 0.00 0.00 0.00 0.00 2.40
HDFC FMP 369D March
2014 (2)
0.00 1.02 # 0.00 0.00 0.25 0.03 1.80 0.00 0.00 0.00 0.00 3.10
HDFC FMP 366D March
2014 (1)
0.00 1.37 # 0.00 0.00 0.33 0.04 2.37 0.00 0.00 0.00 0.00 4.11
HDFC FMP 369D March
2014 (3)
0.00 0.76 # 0.00 0.00 0.18 0.02 1.36 0.00 0.00 0.00 0.00 2.33
HDFC FMP 366D March
2014 (2)
0.00 1.37 # 2.81 0.35 0.33 0.04 2.32 0.00 0.00 0.00 0.00 7.23
HDFC FMP 369D April
2014 (1)
0.00 0.84 0.54 0.00 0.00 0.20 0.03 1.43 0.00 0.00 0.00 0.00 3.05
HDFC FMP 377D March
2014 (1)
0.00 1.35 0.00 3.27 0.40 0.33 0.04 2.27 0.00 0.00 0.00 0.00 7.66
HDFC FMP 378D March
2014 (1)
0.00 1.84 # 0.00 0.00 0.45 0.06 3.11 0.00 0.00 0.00 0.00 5.46
HDFC FMP 384D March
2014 (1)
0.00 1.64 0.00 0.00 0.00 0.39 0.05 2.71 0.00 0.00 0.00 0.00 4.79
HDFC FMP 390D March
2014 (1)
0.00 1.63 0.00 0.00 0.00 0.41 0.05 2.83 0.00 0.00 0.00 0.00 4.92
HDFC FMP 370D April
2014 (1)
0.00 2.91 0.81 0.00 0.00 0.69 0.09 4.96 0.00 0.00 0.00 0.00 9.46
HDFC FMP 400D March
2014 (1)
0.00 2.18 0.00 0.00 0.00 0.54 0.07 3.73 0.00 0.00 0.00 0.00 6.51
HDFC FMP 369D April
2014 (2)
0.00 2.27 0.25 0.00 0.00 0.54 0.07 3.95 0.00 0.00 0.00 0.00 7.07
HDFC FMP 370D April
2014 (2)
0.00 2.11 0.06 0.00 0.00 0.50 0.06 3.67 0.00 0.00 0.00 0.00 6.41
HDFC FMP 370D April
2014 (3)
0.00 1.35 0.80 0.00 0.00 0.32 0.04 2.39 0.00 0.00 0.00 0.00 4.90
HDFC FMP 367D April
2014 (1)
0.00 1.04 0.14 0.00 0.00 0.24 0.03 1.86 0.00 0.00 0.00 0.00 3.32
HDFC FMP 370D April
2014 (4)
0.00 0.45 0.61 0.00 0.00 0.11 0.01 0.82 0.00 0.00 0.00 0.00 2.00
2014 (1)
0.00 1.69 0.00 0.00 0.00 0.42 0.05 2.90 0.00 0.00 0.00 0.00 5.06
2014 (1)
0.00 2.29 0.00 0.00 0.00 0.57 0.07 3.97 0.00 0.00 0.00 0.00 6.90
2014 (1)
0.00 1.40 0.00 0.00 0.00 0.35 0.04 2.42 0.00 0.00 0.00 0.00 4.21
2014 (1)
0.00 1.84 0.00 0.00 0.00 0.46 0.06 3.19 0.00 0.00 0.00 0.00 5.55
HDFC FMP 367D May
2014 (1)
0.00 0.52 0.35 0.00 0.00 0.12 0.01 0.86 0.00 0.00 0.00 0.00 1.86
HDFC FMP 572D October
2013 (1)
0.00 0.72 0.00 15.53 1.92 0.19 0.02 1.31 0.00 0.00 0.00 0.00 19.69
HDFC FMP 504D
December 2013 (1)
0.00 0.62 0.00 14.39 1.78 0.16 0.02 1.12 0.00 0.00 0.00 0.00 18.10

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC FMP 370D May
2014 (1)
0.00 0.70 0.14 0.00 0.00 0.16 0.02 1.19 0.00 0.00 0.00 0.00 2.22
2014 (1)
0.00 0.17 0.00 1.97 0.24 0.04 # 0.31 0.00 0.00 0.00 0.00 2.74
2014 (1)
0.00 1.20 0.00 12.37 1.53 0.31 0.04 2.15 0.00 0.00 0.00 0.00 17.60
HDFC FMP 435D March
2014 (1)
0.00 2.76 0.00 0.00 0.00 0.68 0.08 4.77 0.00 0.00 0.00 0.00 8.30
HDFC FMP 367D May
2014 (2)
0.00 0.22 0.05 0.00 0.00 0.05 # 0.38 0.00 0.00 0.00 0.00 0.71
2014 (1)
0.00 1.52 0.00 0.00 0.00 0.39 0.05 2.69 0.00 0.00 0.00 0.00 4.64
HDFC FMP 538D
November 2013 (1)
0.00 0.59 0.00 20.05 2.48 0.15 0.02 1.06 0.00 0.00 0.00 0.00 24.35
HDFC FMP 554D
November 2013 (1)
0.00 0.82 0.00 70.04 8.66 0.21 0.03 1.49 0.00 0.00 0.00 0.00 81.25
HDFC FMP 366D May
2014 (1)
0.00 0.70 0.74 0.00 0.00 0.16 0.02 1.22 0.00 0.00 0.00 0.00 2.85
2015 (1)
0.00 0.08 0.00 0.00 0.00 0.02 # 0.25 0.00 0.00 0.00 0.00 0.35
HDFC FMP 370D May
2014 (2)
0.00 0.13 0.17 0.00 0.00 0.03 # 0.23 0.00 0.00 0.00 0.00 0.56
2012 (1)
0.00 0.60 0.00 20.15 2.49 0.17 0.02 1.15 0.00 0.00 0.00 0.00 24.57
HDFC FMP 540D
December 2013 (1)
0.00 0.63 0.00 15.51 1.92 0.17 0.02 1.21 0.00 0.00 0.00 0.00 19.46
HDFC FMP 531D
December 2013 (1)
0.00 0.71 0.00 16.81 2.08 0.18 0.02 1.29 0.00 0.00 0.00 0.00 21.09
HDFC FMP 371D May
2014 (1)
0.00 0.53 0.10 0.00 0.00 0.12 0.02 0.95 0.00 0.00 0.00 0.00 1.71
HDFC FMP 366D May
2014 (2)
0.00 0.24 0.20 0.00 0.00 0.05 # 0.39 0.00 0.00 0.00 0.00 0.89
HDFC FMP 370D June
2014 (1)
0.00 0.13 0.02 0.00 0.00 0.03 # 0.23 0.00 0.00 0.00 0.00 0.42
HDFC FMP 371D June
2014 (1)
0.00 0.25 0.14 0.00 0.00 0.06 # 0.42 0.00 0.00 0.00 0.00 0.87
HDFC FMP 371D June
2014 (2)
0.00 0.23 0.10 0.00 0.00 0.05 # 0.41 0.00 0.00 0.00 0.00 0.81
HDFC FMP 370D June
2014 (2)
0.00 1.18 0.78 0.00 0.00 0.27 0.03 2.08 0.00 0.00 0.00 0.00 4.34
HDFC FMP 371D June
2014 (3)
0.00 0.66 0.84 0.00 0.00 0.15 0.02 1.10 0.00 0.00 0.00 0.00 2.77
HDFC FMP 1120D June
2012 (1)
0.00 0.64 0.00 69.87 8.64 0.17 0.02 1.15 0.00 0.00 0.00 0.00 80.48
HDFC FMP 742D
September 2013 (1)
0.00 0.25 0.00 0.00 0.00 0.06 # 0.45 0.00 0.00 0.00 0.00 0.78
2013 (1)
0.00 0.35 0.00 3.84 0.47 0.09 0.01 0.64 0.00 0.00 0.00 0.00 5.41
2014 (1)
0.00 1.39 0.00 0.00 0.00 0.39 0.05 2.69 0.00 0.00 0.00 0.00 4.51
HDFC FMP 730D April
2014 (1)
0.00 0.63 7.39 0.00 0.00 0.16 0.02 1.15 0.00 0.00 0.00 0.00 9.35

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC FMP 1001D August
2013 (1)
0.00 0.69 0.00 73.14 9.04 0.18 0.02 1.27 0.00 0.00 0.00 0.00 84.36
2013 (1)
0.00 0.18 0.00 9.10 1.12 0.05 # 0.32 0.00 0.00 0.00 0.00 10.77
2014 (1)
0.00 0.22 0.00 0.00 0.00 0.06 # 0.43 0.00 0.00 0.00 0.00 0.73
HDFC FMP 923D
November 2013 (1)
0.00 0.36 0.00 14.78 1.83 0.09 0.01 0.65 0.00 0.00 0.00 0.00 17.72
HDFC FMP 1107D May
2013 (1)
0.00 0.28 0.00 3.42 0.42 0.07 # 0.50 0.00 0.00 0.00 0.00 4.71
HDFC FMP 747D June
2014 (1)
0.00 0.48 4.19 0.07 # 0.13 0.02 0.96 0.00 0.00 0.00 0.00 5.86
HDFC FMP 750D June
2014 (1)
0.00 0.27 2.07 0.00 0.00 0.07 # 0.54 0.00 0.00 0.00 0.00 2.96
2013 (1)
0.00 0.86 0.06 19.47 2.41 0.23 0.03 1.80 0.00 0.00 0.00 0.00 24.85
2013 (2)
0.00 1.03 0.17 40.94 5.06 0.29 0.04 2.27 0.00 0.00 0.00 0.00 49.79
2013 (1)
0.00 0.98 0.19 83.12 10.27 0.26 0.03 2.11 0.00 0.00 0.00 0.00 96.96
HDFC FMP 370D July
2013 (3)
0.00 1.67 0.31 42.02 5.19 0.46 0.06 3.52 0.00 0.00 0.00 0.00 53.23
HDFC FMP 371D July
2013 (1)
0.00 1.69 0.35 273.80 33.84 0.48 0.06 3.65 0.00 0.00 0.00 0.00 313.88
2013 (3)
0.00 1.48 0.27 34.14 4.22 0.39 0.05 3.15 0.00 0.00 0.00 0.00 43.70
HDFC FMP 1143D July
2013 (1)
0.00 1.81 0.00 27.70 3.42 0.50 0.06 3.45 0.00 0.00 0.00 0.00 36.94
2013 (4)
0.00 0.95 0.25 42.40 5.24 0.25 0.03 1.92 0.00 0.00 0.00 0.00 51.04
HDFC FMP 370D
September 2013 (1)
0.00 1.28 0.24 34.58 4.27 0.33 0.04 2.60 0.00 0.00 0.00 0.00 43.34
HDFC FMP 370D
September 2013 (2)
0.00 1.00 0.09 17.64 2.18 0.26 0.03 1.97 0.00 0.00 0.00 0.00 23.17
2013 (1)
0.00 0.62 0.02 0.00 0.00 0.16 0.02 1.36 0.00 0.00 0.00 0.00 2.18
2013 (2)
0.00 0.18 0.26 2.85 0.35 0.05 # 0.48 0.00 0.00 0.00 0.00 4.18
HDFC FMP 370D
September 2013 (3)
0.00 0.57 0.12 1.51 0.19 0.15 0.02 1.31 0.00 0.00 0.00 0.00 3.86
HDFC FMP 370D
September 2013 (4)
0.00 0.24 # 0.00 0.00 0.06 # 0.50 0.00 0.00 0.00 0.00 0.81
2013 (3)
0.00 0.26 0.07 2.84 0.35 0.07 # 0.63 0.00 0.00 0.00 0.00 4.21
2013 (4)
0.00 0.23 # 0.12 0.01 0.06 # 0.51 0.00 0.00 0.00 0.00 0.95
2013 (5)
0.00 0.26 0.02 7.23 0.89 0.07 # 0.54 0.00 0.00 0.00 0.00 9.02
2013 (1)
0.00 0.61 # 34.42 4.25 0.15 0.02 1.23 0.00 0.00 0.00 0.00 40.69
HDFC FMP 371D
November 2013 (1)
0.00 0.14 # 6.50 0.80 0.04 # 0.32 0.00 0.00 0.00 0.00 7.80

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
HDFC FMP 371D
November 2013 (2)
0.00 0.16 0.01 3.12 0.39 0.04 # 0.38 0.00 0.00 0.00 0.00 4.11
HDFC FMP 370D
November 2013 (1)
0.00 0.67 0.07 14.95 1.85 0.17 0.02 1.15 0.00 0.00 0.00 0.00 18.87
HDFC FMP 371D
December 2013 (1)
0.00 0.28 0.05 0.00 0.00 0.07 # 0.49 0.00 0.00 0.00 0.00 0.89
HDFC FMP 371D
December 2013 (2)
0.00 1.21 0.04 4.47 0.55 0.30 0.04 2.06 0.00 0.00 0.00 0.00 8.67
HDFC FMP 369D
December 2013 (1)
0.00 0.13 0.04 0.00 0.00 0.03 # 0.24 0.00 0.00 0.00 0.00 0.46
HDFC FMP 372D
December 2013 (1)
0.00 1.58 # 0.00 0.00 0.40 0.05 2.76 0.00 0.00 0.00 0.00 4.80
HDFC FMP 1095D March
2014 (1)
0.00 0.71 1.14 0.00 0.00 0.21 0.03 1.45 0.00 0.00 0.00 0.00 3.54
2014 (1)
0.00 2.57 0.00 0.00 0.00 0.69 0.09 4.80 0.00 0.00 0.00 0.00 8.15
2014 (1)
0.00 0.90 0.00 0.00 0.00 0.25 0.03 1.72 0.00 0.00 0.00 0.00 2.90
HDFC FMP 1100D April
2014 (1)
0.00 0.89 15.69 1.52 0.19 0.24 0.03 1.78 0.00 0.00 0.00 0.00 20.33
HDFC FMP 1116D July
2014 (1)
0.00 0.37 4.47 0.00 0.00 0.09 0.01 0.73 0.00 0.00 0.00 0.00 5.67
HDFC FMP 1123D July
2014 (1)
0.00 0.54 20.59 0.00 0.00 0.14 0.02 1.06 0.00 0.00 0.00 0.00 22.36
2014 (1)
0.00 0.38 13.72 0.00 0.00 0.10 0.01 0.70 0.00 0.00 0.00 0.00 14.90
2014 (1)
0.00 0.59 13.30 0.00 0.00 0.14 0.02 1.12 0.00 0.00 0.00 0.00 15.16
HDFC FMP 1128D
September 2014 (1)
0.00 0.18 0.00 0.00 0.00 0.05 # 0.38 0.00 0.00 0.00 0.00 0.60
HDFC FMP 1134D
September 2014 (1)
0.00 0.42 6.23 0.00 0.00 0.10 0.01 0.81 0.00 0.00 0.00 0.00 7.58
2014 (1)
0.00 0.06 1.39 0.00 0.00 0.01 # 0.12 0.00 0.00 0.00 0.00 1.59
HDFC FMP 1125D
September 2014 (1)
0.00 0.16 2.29 0.00 0.00 0.04 # 0.32 0.00 0.00 0.00 0.00 2.81
2014 (1)
0.00 0.14 1.64 0.00 0.00 0.04 # 0.28 0.00 0.00 0.00 0.00 2.11
HDFC FMP 1113D
November 2014 (1)
0.00 0.15 2.63 0.00 0.00 0.04 # 0.32 0.00 0.00 0.00 0.00 3.14
HDFC FMP 1111D
November 2014 (1)
0.00 0.05 0.90 0.00 0.00 0.01 # 0.10 0.00 0.00 0.00 0.00 1.07
HDFC FMP 1107D
December 2014 (1)
0.00 0.06 2.41 0.00 0.00 0.01 # 0.11 0.00 0.00 0.00 0.00 2.59
2015 (1)
0.00 0.03 0.98 0.00 0.00 # # 0.07 0.00 0.00 0.00 0.00 1.09
2013 (1)
0.00 0.61 0.00 17.04 2.11 0.15 0.02 1.05 0.00 0.00 0.00 0.00 20.97
2015 (1)
0.00 0.08 0.17 0.00 0.00 0.02 # 0.25 0.00 0.00 0.00 0.00 0.52
2015 (1)
0.00 0.23 1.32 0.00 0.00 0.06 # 0.69 0.00 0.00 0.00 0.00 2.31

Company Limited$
HDFC Trustee
Company Limited$
Computer
Age
Management
Services Pvt.
Limited$$$
HDFC Sales
Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
Total
Scheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service Tax
on Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax on
Trustee
Fees
Registrar
and Transfer
Agent Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on
distribution
of Units
2015 (1)
0.00 # 0.70 0.00 0.00 # # 0.06 0.00 0.00 0.00 0.00 0.76
2015 (1)
0.00 # 3.09 0.00 0.00 # # 0.06 0.00 0.00 0.00 0.00 3.16
2013 (1)
0.00 2.05 0.00 155.26 19.19 0.52 0.06 3.63 0.00 0.00 0.00 0.00 180.71
2013 (1)
0.00 0.39 0.00 0.00 0.00 0.10 0.01 0.71 0.00 0.00 0.00 0.00 1.21
2014 (1)
0.00 0.00 0.00 172.51 21.32 0.59 0.07 4.08 0.00 0.00 0.00 0.00 198.57
Total 62.90 658.49 11696.17 92087.92 11382.07 201.56 24.91 8047.12 1.83 0.04 0.05 0.06 124163.09
$ Group Company of Sponsor, (@) Sponsor. ($$$) Associate
# less than Rs 0.01 lacs
Name of
the
Associate
HDFC Bank Limited$$$ HDFC Asset
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
TotalScheme Name Bank
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Rajiv
Gandhi Equity
Savings Scheme
- February
2013
- # 0.05 3.64 0.51 # # 0.18 - - - - - 0.02 4.41
HDFC Rajiv
Gandhi Equity
Savings Scheme
2014 - Series 2
- # - 1.95 0.27 # # 0.05 - - - - - # 2.27
HDFC Focused
Equity Fund -
Plan A
- # - 3.46 0.48 # # 0.09 - - - - - # 4.05
HDFC Focused
Equity Fund -
Plan B
# 0.02 7.20 8.41 1.19 # # 0.24 - - - - - # 17.07
HDFC Dual
Advantage Fund
- I - 1100D
August 2015
# # 2.05 0.88 0.13 # # 0.03 - - - - # # 3.09
HDFC Dual
Advantage Fund
- II - 1160D
January 2016
- # 0.62 0.18 0.03 # # 0.01 - - - - - # 0.85
HDFC Small
And Mid Cap
Fund
# - 0.32 14.72 2.05 0.01 # 0.76 - - - - - 0.02 17.89
HDFC Large
Cap Fund
# - 0.11 22.75 3.16 0.01 # 0.85 - - - - - 0.01 26.91
HDFC Arbitrage
Fund
# 0.48 0.09 2.58 0.37 0.01 # 0.19 - - - - - - 3.72
HDFC Balanced
Fund
0.02 0.16 7.62 43.55 6.08 0.05 # 4.14 # - - # # 0.04 61.67

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Capital
Builder Fund
0.02 # 3.30 15.98 2.23 0.01 # 1.09 # # - # - # 22.65
HDFC Core
And Satellite
Fund
# 0.02 0.71 5.48 0.76 # # 0.29 # - - # - 0.03 7.30
HDFC Equity
Fund
0.11 # 11.92 192.14 26.68 0.19 0.03 13.76 # # - # - 0.08 244.91
HDFC
Children's
Gift Fund -
Investment Plan
# 0.03 0.29 10.95 1.52 0.01 # 0.98 # # # # # # 13.81
HDFC Growth
Fund
# 0.06 0.73 18.20 2.53 0.01 # 0.95 # # - # - # 22.50
HDFC
Children's Gift
Fund - Savings
Plan
# # 0.04 1.38 0.19 # # 0.07 - - # - # # 1.70
HDFC Multiple
Yield Fund
# 0.02 0.13 1.18 0.17 # # 0.04 - - - - - # 1.54
HDFC Index
Fund - Nifty
Plan
# # 0.03 0.33 0.05 # # 0.06 # - - - - - 0.47
HDFC Premier
Multi-Cap Fund
# 0.02 0.26 5.48 0.76 # # 0.26 # - - # - 0.02 6.79
HDFC Prudence
Fund
0.03 # 5.47 108.37 15.08 0.10 0.01 6.59 # # - # # 0.10 135.76
HDFC
Retirement
Savings Fund -
Equity Plan
- # 0.10 # # # # 0.09 - - - - - # 0.21
HDFC
Retirement
Savings Fund
- Hybrid-Debt
Plan
- # 0.03 0.01 # # # # - - - - - # 0.05
HDFC
Retirement
Savings Fund
- Hybrid-Equity
Plan
- # 0.06 0.02 # # # 0.02 - - - - - # 0.10
HDFC Index
Fund - Sensex
Plus Plan
# # 0.04 0.76 0.11 # # 0.06 # - - # - - 0.97
HDFC Index
Fund - Sensex
Plan
# # 0.03 0.05 # # # 0.03 - - - - - - 0.12
HDFC Top 200
Fund
0.08 # 12.02 158.63 22.03 0.15 0.02 11.72 # - - # # 0.09 204.73
HDFC Long
Term Advantage
Fund
# 0.05 0.36 19.55 2.72 0.01 # 1.02 # # # # - # 23.72
HDFC TaxSaver 0.03 # 2.29 73.05 10.14 0.05 # 4.79 # # - # - 0.03 90.40
HDFC
Infrastructure
Fund
# - 0.80 22.11 3.07 0.02 # 1.35 # # - - - # 27.35

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Monthly
Income Plan
Long Term Plan
# 0.15 1.41 51.70 7.21 0.04 # 1.92 # - - # - 0.02 62.47
HDFC Monthly
Income Plan
Short Term
Plan
# 0.01 0.10 4.88 0.68 # # 0.16 # - - - - - 5.83
HDFC Mid-Cap
Opportunities
Fund
0.10 0.51 11.69 114.50 15.94 0.12 0.02 10.80 # - - # # 0.13 153.80
HDFC Multiple
Yield Fund -
Plan 2005
# # 0.06 2.22 0.31 # # 0.06 - - - - - # 2.64
HDFC Banking
and PSU Debt
Fund
# 0.01 # 0.28 0.04 # # 0.08 - - - - - - 0.40
HDFC
Corporate Debt
Opportunities
Fund
# 0.42 5.67 65.17 9.17 0.07 0.01 2.26 - - - - - - 82.77
HDFC Capital
Protection
Oriented Fund
- Sr I- 36M
Aug 13
- 0.02 - 8.41 1.17 # # 0.13 - - - - - - 9.74
HDFC Capital
Protection
Oriented Fund
- Sr I- 36M
Sep 13
- 0.02 - 9.71 1.36 # # 0.15 - - - - - - 11.25
HDFC Capital
Protection
Oriented Fund
- Sr I- 36M
Oct 13
- 0.01 - 6.04 0.84 # # 0.10 - - - - - - 7.00
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
Jan 14
- 0.01 - 5.58 0.78 # # 0.09 - - - - - - 6.47
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
Feb 14
- # - 2.61 0.36 # # 0.04 - - - - - - 3.02
HDFC Debt
Fund For
Cancer Cure
2014
- # - - - # # 0.02 - - - - - - 0.02
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
May 14
- # - 3.70 0.52 # # 0.06 - - - - - - 4.28
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
June 14
- # - 3.97 0.55 # # 0.06 - - - - - - 4.59

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Capital
Protection
Oriented Fund
- Sr III - 1100D
Oct 14
- # - 3.06 0.43 # # 0.05 - - - - - # 3.55
HDFC Capital
Protection
Oriented Fund
- Sr III - 1207D
Dec 14
- # # 2.22 0.31 # # 0.03 - - - - - - 2.58
HDFC Capital
Protection
Oriented Fund
- Series III -
1173D Jan 15
- # - 1.34 0.19 # # 0.02 - - - - - - 1.55
HDFC Inflation
Indexed Bond
Fund
# - # # # # # # - - - - - - 0.01
HDFC High
Interest Fund -
Dynamic Plan
# 0.02 0.42 13.61 1.90 0.02 # 0.81 - - - - - - 16.79
HDFC Cash
Management
Fund - Treasury
Advantage Plan
0.03 0.62 3.77 40.69 5.68 0.10 0.01 2.90 # - - # - - 53.80
HDFC Income
Fund
# 0.04 0.33 28.61 3.98 0.04 # 1.25 # - # # - - 34.26
HDFC Liquid
Fund
0.06 1.02 0.76 25.41 3.66 0.29 0.04 3.87 - - - # - - 35.11
HDFC Gilt
Fund - Long
Term Plan
# - 0.20 5.68 0.79 0.03 # 1.09 - - - - - - 7.80
HDFC Cash
Management
Fund - Call
Plan
# - 0.02 0.11 0.02 # # 0.04 - - - - - - 0.19
HDFC
Medium Term
Opportunities
Fund
# 0.25 0.01 4.18 0.58 0.04 # 1.35 - - - - - - 6.43
HDFC Cash
Management
Fund - Savings
Plan
0.02 0.35 0.45 8.92 1.27 0.09 0.01 1.35 - - - - # - 12.46
HDFC
Short Term
Opportunities
Fund
0.01 0.34 0.16 4.11 0.57 0.06 # 2.01 - - - - - - 7.28
HDFC Short
Term Plan
# 0.17 1.01 15.60 2.17 0.03 # 0.41 - - - # - - 19.40
HDFC Gilt
Fund - Short
Term Plan
# - # 0.01 # # # 0.04 - - - - - - 0.06
HDFC Floating
Rate Income
Fund Short
Term Plan
0.02 0.58 0.51 3.78 0.54 0.10 0.01 1.28 - - - - - - 6.81

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Floating
Rate Income
Fund Long Term
Plan
# 0.09 0.01 0.89 0.13 0.02 # 0.67 - - - - - - 1.82
HDFC High
Interest Fund
Short Term
Plan
# 0.12 0.37 9.78 1.35 0.03 # 0.91 - - - - - - 12.58
HDFC Nifty
Exchange
Traded Fund
# # # # # # # # - - - - - - 0.00
HDFC Sensex
Exchange
Traded Fund
- # # # # # # # - - - - - - 0.00
HDFC Gold
Exchange
Traded Fund
- - - 4.09 0.57 # # 0.07 - - - - - - 4.75
HDFC Dynamic
PE Ratio Fund
Of Funds
# - # - - # # # - - - - - - 0.01
HDFC Gold
Fund
0.01 0.01 0.15 - - # # 0.30 # - - - - - 0.48
HDFC ANNUAL
Interval Fund -
Plan A
- # - - - # # # - - - - - - 0.01
HDFC ANNUAL
Interval Fund -
Plan B
- # - # # # # # - - - - - - 0.01
HDFC Quarterly
Interval Fund -
Plan A
# # # - - # # # - - - - - - 0.00
HDFC Quarterly
Interval Fund -
Plan B
# # # # # # # # - - - - - - 0.00
HDFC Quarterly
Interval Fund -
Plan C
# # # - - # # # - - - - - - 0.00
HDFC
FMP 372D
December
2013 (2)
- # # # # # # # - - - - - - 0.02
HDFC FMP
371D January
2014 (1)
- # # - - # # # - - - - - - 0.02
HDFC FMP
369D January
2014 (1)
- 0.01 # 0.01 # # # 0.03 - - - - - - 0.06
HDFC FMP
372D January
2014 (1)
- # # - - # # # - - - - - - 0.00
HDFC FMP
370D January
2014 (1)
- # - - - # # # - - - - - - 0.01
HDFC FMP
371D January
2014 (2)
- # # - - # # # - - - - - - 0.00

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
369D February
2014 (1)
- # - - - # # # - - - - - - 0.01
HDFC FMP
372D February
2014 (1)
- # # - - # # 0.02 - - - - - - 0.03
HDFC FMP
371D February
2014 (1)
- # # - - # # # - - - - - - 0.00
HDFC FMP
370D February
2014 (1)
- # # - - # # # - - - - - - 0.01
HDFC FMP
369D February
2014 (2)
- # # - - # # 0.02 - - - - - - 0.03
HDFC FMP
371D February
2014 (2)
- # # - - # # # - - - - - - 0.01
HDFC FMP
370D March
2014 (1)
- # # - - # # 0.02 - - - - - - 0.03
HDFC FMP
369D March
2014 (1)
- # # - - # # # - - - - - - 0.00
HDFC FMP
369D March
2014 (2)
- # # - - # # # - - - - - - 0.01
HDFC FMP
366D March
2014 (1)
- # # - - # # # - - - - - - 0.00
HDFC FMP
369D March
2014 (3)
- # - - - # # # - - - - - - 0.01
HDFC FMP
366D March
2014 (2)
- # # - - # # 0.01 - - - - - - 0.02
HDFC FMP
369D April
2014 (1)
- # # - - # # 0.01 - - - - - - 0.02
HDFC FMP
377D March
2014 (1)
- # # 0.08 # # # 0.01 - - - - - - 0.11
HDFC FMP
378D March
2014 (1)
- # # 0.03 # # # 0.01 - - - - - - 0.05
HDFC FMP
384D March
2014 (1)
- # # 0.05 # # # # - - - - - - 0.07
HDFC FMP
390D March
2014 (1)
- # # 0.06 # # # # - - - - - - 0.08
HDFC FMP
370D April
2014 (1)
- 0.01 # 0.04 # # # 0.03 - - - - - - 0.10
HDFC FMP
400D March
2014 (1)
- 0.01 # 0.01 # # # 0.02 - - - - - - 0.05

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
369D April
2014 (2)
- # # 0.07 # # # 0.02 - - - - - - 0.11
HDFC FMP
370D April
2014 (2)
- 0.01 # - - # # 0.03 - - - - - - 0.05
HDFC FMP
370D April
2014 (3)
- # # # # # # 0.02 - - - - - - 0.03
HDFC FMP
367D April
2014 (1)
- # # 0.03 # # # 0.02 - - - - - - 0.06
HDFC FMP
370D April
2014 (4)
- # # 0.04 # # # # - - - - - - 0.05
HDFC FMP
434D February
2014 (1)
- # # 0.02 # # # 0.02 - - - - - - 0.05
HDFC FMP
441D February
2014 (1)
- # 0.01 0.01 # # # 0.02 - - - - - - 0.06
HDFC FMP
447D February
2014 (1)
- # # 0.28 0.03 # # 0.01 - - - - - - 0.33
HDFC FMP
453D February
2014 (1)
- # # 0.05 # # # # - - - - - - 0.07
HDFC FMP
367D May
2014 (1)
- # # 0.01 # # # # - - - - - - 0.02
HDFC FMP
572D October
2013 (1)
- # 0.01 0.36 0.04 # # 0.01 - - - - - - 0.43
HDFC
FMP 504D
December
2013 (1)
- # # 0.24 0.03 # # 0.01 - - - - - - 0.29
HDFC FMP
370D May
2014 (1)
- # # # # # # 0.01 - - - - - - 0.02
HDFC FMP
472D January
2014 (1)
- # # 0.06 # # # # - - - - - - 0.07
HDFC FMP
491D January
2014 (1)
- # # 0.39 0.05 # # 0.01 - - - - - - 0.47
HDFC FMP
435D March
2014 (1)
- # # 0.09 0.01 # # 0.03 - - - - - - 0.14
HDFC FMP
367D May
2014 (2)
- # # - - # # # - - - - - - 0.01
HDFC FMP
478D January
2014 (1)
- # # 0.41 0.05 # # 0.02 - - - - - - 0.49

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC
FMP 538D
November
2013 (1)
- # # 0.29 0.04 # # # - - - - - - 0.34
HDFC
FMP 554D
November
2013 (1)
- # 0.04 0.44 0.06 # # 0.01 - - - - - - 0.56
HDFC FMP
366D May
2014 (1)
- # # # # # # 0.01 - - - - - - 0.02
HDFC FMP
91D February
2015 (1)
- # - - - # # # - - - - - - 0.00
HDFC FMP
370D May
2014 (2)
- # # - - # # # - - - - - - 0.01
HDFC FMP
1203D January
2012 (1)
- # - 0.41 0.05 # # # - - - - - - 0.47
HDFC
FMP 540D
December
2013 (1)
- # # 0.43 0.06 # # # - - - - - - 0.51
HDFC
FMP 531D
December
2013 (1)
- # # 0.18 0.02 # # # - - - - - - 0.22
HDFC FMP
371D May
2014 (1)
- # # # # # # # - - - - - - 0.02
HDFC FMP
366D May
2014 (2)
- # # # # # # # - - - - - - 0.01
HDFC FMP
370D June
2014 (1)
- # # # # # # # - - - - - - 0.00
HDFC FMP
371D June
2014 (1)
- # # # # # # # - - - - - - 0.01
HDFC FMP
371D June
2014 (2)
- # # # # # # # - - - - - - 0.01
HDFC FMP
370D June
2014 (2)
- # # # # # # 0.02 - - - - - - 0.04
HDFC FMP
371D June
2014 (3)
- # 0.01 # # # # 0.01 - - - - - - 0.03
HDFC FMP
1120D June
2012 (1)
- # - 0.43 0.06 # # # - - - - - - 0.50
HDFC
FMP 742D
September
2013 (1)
- # # 0.04 # # # # - - - - - - 0.06

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
737D October
2013 (1)
- # # 0.23 0.03 # # # - - - - - - 0.28
HDFC FMP
793D February
2014 (1)
- 0.01 - 2.66 0.38 # # 0.03 - - - - - - 3.09
HDFC FMP
730D April
2014 (1)
- # - 0.43 0.06 # # 0.01 - - - - - - 0.51
HDFC FMP
1001D August
2013 (1)
- # - 1.40 0.20 # # 0.01 - - - - - - 1.61
HDFC FMP
1198D
February
2013 (1)
- # - 0.32 0.05 # # # - - - - - - 0.37
HDFC FMP
840D January
2014 (1)
- # - 0.16 0.02 # # # - - - - - - 0.19
HDFC
FMP 923D
November
2013 (1)
- # - 0.38 0.05 # # # - - - - - - 0.45
FMP 92D
March 2016 (1)
# # # # # # # # - - - - - - 0.01
HDFC FMP
1107D May
2013 (1)
- # - 0.12 0.02 # # # - - - - - - 0.15
HDFC FMP
747D June
2014 (1)
- # - 0.20 0.03 # # 0.01 - - - - - - 0.25
HDFC FMP
750D June
2014 (1)
- # - 0.16 0.02 # # # - - - - - - 0.20
HDFC FMP
370D August
2013 (1)
- # # - - # # 0.01 - - - - - - 0.02
HDFC FMP
370D August
2013 (2)
- # # - - # # 0.01 - - - - - - 0.02
HDFC FMP
371D August
2013 (1)
- # # - - # # 0.02 - - - - - - 0.03
HDFC FMP
370D July
2013 (3)
- # # 0.05 # # # 0.02 - - - - - - 0.10
HDFC FMP
371D July
2013 (1)
- 0.01 # # # # # 0.02 - - - - - - 0.04
HDFC FMP
370D August
2013 (3)
- # # 0.02 # # # 0.02 - - - - - - 0.06
HDFC FMP
1143D July
2013 (1)
- 0.02 - 0.68 0.10 # # 0.04 - - - - - - 0.83

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
370D August
2013 (4)
- # # - - # # 0.01 - - - - - - 0.02
HDFC
FMP 370D
September
2013 (1)
- # # 0.02 # # # 0.02 - - - - - - 0.06
HDFC
FMP 370D
September
2013 (2)
- # # 0.02 # # # # - - - - - - 0.04
HDFC FMP
370D October
2013 (1)
- # # - - # # # - - - - - - 0.01
HDFC FMP
370D October
2013 (2)
- # # - - # # # - - - - - - 0.01
HDFC
FMP 370D
September
2013 (3)
- # # 0.02 # # # # - - - - - - 0.04
HDFC
FMP 370D
September
2013 (4)
- # # # # # # # - - - - - - 0.01
HDFC FMP
370D October
2013 (3)
- # # - - # # # - - - - - - 0.01
HDFC FMP
370D October
2013 (4)
- # # - - # # # - - - - - - 0.00
HDFC FMP
370D October
2013 (5)
- # # - - # # # - - - - - - 0.01
HDFC FMP
372D October
2013 (1)
- # # # # # # # - - - - - - 0.02
HDFC
FMP 371D
November
2013 (1)
- # # - - # # # - - - - - - 0.00
HDFC
FMP 371D
November
2013 (2)
- # # - - # # # - - - - - - 0.00
HDFC
FMP 370D
November
2013 (1)
- # # 0.07 0.01 # # # - - - - - - 0.10
HDFC
FMP 371D
December
2013 (1)
- # # # # # # # - - - - - - 0.02
HDFC
FMP 371D
December
2013 (2)
- # # 0.04 # # # 0.01 - - - - - - 0.07

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC
FMP 369D
December
2013 (1)
- # # - - # # # - - - - - - 0.00
HDFC
FMP 372D
December
2013 (1)
- # - 0.03 # # # 0.02 - - - - - - 0.07
HDFC FMP
1095D March
2014 (1)
- # - 0.29 0.04 # # 0.02 - - - - - - 0.36
HDFC FMP
1175D January
2014 (1)
- 0.02 - 0.76 0.11 # # 0.05 - - - - - - 0.95
HDFC FMP
1127D March
2014 (1)
- # - 0.35 0.05 # # 0.02 - - - - - - 0.43
HDFC FMP
1100D April
2014 (1)
- # - 0.67 0.09 # # 0.02 - - - - - - 0.79
HDFC FMP
1116D July
2014 (1)
- # - 0.19 0.03 # # 0.01 - - - - - - 0.23
HDFC FMP
1123D July
2014 (1)
- # - 0.28 0.04 # # 0.02 - - - - - - 0.34
HDFC FMP
1099D August
2014 (1)
- # - 0.15 0.02 # # 0.01 - - - - - - 0.20
HDFC FMP
1113D August
2014 (1)
- # - 0.19 0.03 # # 0.02 - - - - - - 0.24
HDFC FMP
1128D
September
2014 (1)
- # - 0.07 # # # # - - - - - - 0.09
HDFC FMP
1134D
September
2014 (1)
- # - 0.30 0.04 # # 0.02 - - - - - - 0.37
HDFC FMP
1113D October
2014 (1)
- # - 0.05 # # # # - - - - - - 0.06
HDFC FMP
1125D
September
2014 (1)
- # - 0.04 # # # # - - - - - - 0.06
HDFC FMP
1107D October
2014 (1)
- # - 0.06 # # # # - - - - - - 0.08
HDFC FMP
1113D
November
2014 (1)
- # - 0.07 # # # # - - - - - - 0.09
HDFC FMP
1111D
November
2014 (1)
- # - 0.05 # # # # - - - - - - 0.06

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
1107D
December
2014 (1)
- # - 0.04 # # # # - - - - - - 0.05
HDFC FMP
1115D January
2015 (1)
- # - 0.02 # # # # - - - - - - 0.03
HDFC FMP
1919D January
2013 (1)
- # - 0.19 0.03 # # 0.01 - - - - - - 0.23
HDFC FMP
1157D
February
2015 (1)
- # - - - # # 0.02 - - - - - - 0.03
HDFC FMP
1184D January
2015 (1)
- 0.01 - 1.59 0.23 # # 0.03 - - - - - - 1.87
HDFC FMP
1115D March
2015 (1)
- # 0.01 0.03 # # # # - - - - - - 0.05
HDFC FMP
1128D March
2015 (1)
- # - 0.06 # # # # - - - - - - 0.08
HDFC FMP
1135D March
2015 (1)
- # - 0.09 0.01 # # # - - - - - - 0.11
HDFC FMP
1106D May
2015 (1)
- # # - - # # # - - - - - - 0.01
HDFC FMP
1127D May
2015 (1)
- # 0.02 - - # # # - - - - - - 0.02
FMP 1112D
June 2015 (1)
- # # - - # # # - - - - - - 0.02
FMP 1126D
July 2015 (1)
- # 0.02 0.05 # # # # - - - - - - 0.08
FMP 1134D
July 2015 (1)
- # # # # # # # - - - - - - 0.01
HDFC FMP
1846D August
2013 (1)
- 0.02 - 2.92 0.41 # # 0.04 - - - - - - 3.39
FMP 1141D
July 2015 (1)
- # # 0.05 # # # # - - - - - - 0.07
FMP 1108D
September
2015 (1)
- # 0.01 0.05 # # # # - - - - - - 0.08
HDFC FMP
1875D August
2013 (1)
- # - 0.06 # # # # - - - - - - 0.09
FMP 1105D
October
2015 (1)
- # # 0.02 # # # # - - - - - - 0.03
HDFC FMP
1111D
November
2015 (1)
- # 0.01 0.03 # # # # - - - - - - 0.06

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
FMP 1105D
December
2015 (1)
- # # # # # # # - - - - - - 0.01
FMP 1132D
February
2016 (1)
- # # # # # # # - - - - - - 0.01
FMP 1155D
February
2016 (1)
- # 0.02 0.02 # # # # - - - - - - 0.04
FMP 1167D
January
2016 (1)
- # 0.01 0.03 # # # 0.02 - - - - - - 0.08
FMP 1176D
January
2016 (1)
- # # 0.01 # # # # - - - - - - 0.03
FMP 1183D
January
2016 (1)
- # # 0.04 # # # # - - - - - - 0.05
FMP 1107D
March 2016 (1)
- # 0.02 - - # # # - - - - - - 0.02
FMP 1114D
March 2016 (1)
- # 0.04 # # # # 0.01 - - - - - - 0.06
FMP 1120D
March 2016 (1)
- # # # # # # # - - - - - - 0.01
FMP 1148D
February
2016 (1)
- # 0.02 0.01 # # # # - - - - - - 0.04
FMP 1168D
February
2016 (1)
- # # 0.01 # # # # - - - - - - 0.02
FMP 1148D
February
2016 (2)
- # 0.99 0.13 0.02 # # # - - - - - - 1.14
FMP 1161D
February
2016 (1)
- # # 0.16 0.02 # # # - - - - - - 0.19
FMP 1140D
March 2016 (1)
- # 1.11 0.08 0.01 # # # - - - - - - 1.21
FMP 1190D
March 2016 (1)
- # 0.52 0.02 # # # # - - - - - - 0.55
HDFC FMP
3360D March
2014 (1)
- - - 2.18 0.31 # # 0.04 - - - - - - 2.53
Total 0.63 6.31 86.89 1,209.74 168.58 2.00 0.29 85.63 0.02 0.00 0.00 0.00 0.00 0.65 1,560.73

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Rajiv
Gandhi Equity
Savings Scheme
- February
2013
0.00 0.00 0.00 0.00 0.00 0.00 0.00 # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC Rajiv
Gandhi Equity
Savings Scheme
2014 - Series 2
# # 0.02 1.97 0.29 # # 0.09 0.00 0.00 0.00 0.00 0.00 0.01 2.38
HDFC Focused
Equity Fund -
Plan A
# # 0.00 3.78 0.56 # # 0.09 0.00 0.00 0.00 0.00 0.00 # 4.44
HDFC Focused
Equity Fund -
Plan B
# 0.02 0.00 10.26 1.53 # # 0.27 0.00 0.00 0.00 0.00 0.00 0.02 12.10
HDFC Dual
Advantage Fund
- I - 1100D
August 2015
0.00 # 1.24 1.93 0.29 # # 0.06 0.00 0.00 0.00 0.00 # 0.00 3.52
HDFC Dual
Advantage Fund
- II - 1160D
January 2016
0.00 # 0.65 1.18 0.18 # # 0.06 0.00 0.00 0.00 0.00 0.00 # 2.07
HDFC Dual
Advantage Fund
- II - 1099D
March 2016
0.00 # 0.05 0.29 0.04 # # 0.01 0.00 0.00 0.00 0.00 0.00 # 0.40
HDFC Dual
Advantage Fund
- II - 1111D
April 2016
0.00 # 2.22 1.23 0.18 # # 0.04 0.00 0.00 0.00 0.00 0.00 # 3.68
HDFC Dual
Advantage Fund
- III - 1304D
August 2016
0.00 # 0.11 0.42 0.06 # # 0.02 0.00 0.00 0.00 0.00 0.00 # 0.62
HDFC Dual
Advantage Fund
- III - 1224D
November
2016
0.00 # # 0.13 0.02 # # 0.01 0.00 0.00 0.00 0.00 0.00 # 0.16
HDFC Dual
Advantage Fund
- III - 1267D
October 2016
0.00 # 0.04 0.27 0.04 # # 0.01 0.00 0.00 0.00 0.00 0.00 # 0.36
HDFC Charity
Fund for
Cancer Cure -
Arbitrage Plan
0.00 # 0.20 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.20
HDFC Small
And Mid Cap
Fund
# 0.00 0.52 11.32 1.69 # # 0.76 0.00 0.00 0.00 0.00 0.00 0.04 14.32
HDFC Large
Cap Fund
# 0.00 0.06 24.20 3.61 0.01 # 0.80 0.00 0.00 0.00 0.00 0.00 0.02 28.70
HDFC Arbitrage
Fund
# 1.42 0.79 6.05 0.90 0.03 # 0.44 0.00 0.00 0.00 0.00 0.00 0.00 9.64
HDFC Balanced
Fund
0.07 0.30 12.10 56.65 8.46 0.07 0.01 6.53 # 0.00 0.00 # # 0.10 84.28
HDFC Capital
Builder Fund
0.04 0.00 3.65 19.89 2.97 0.01 # 1.37 # # 0.00 # 0.00 0.06 27.99
HDFC Core
And Satellite
Fund
# 0.03 1.10 8.92 1.33 # # 0.43 # 0.00 0.00 # 0.00 # 11.81

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Equity
Fund
0.10 0.01 13.52 176.97 26.41 0.15 0.02 12.49 # # 0.00 # 0.00 0.32 229.98
HDFC
Children's
Gift Fund -
Investment Plan
0.02 0.05 0.41 13.70 2.04 0.01 # 1.21 # # # # # 0.03 17.47
HDFC Growth
Fund
# 0.05 0.57 20.30 3.03 # # 0.85 # # 0.00 # 0.00 # 24.80
HDFC
Children's Gift
Fund - Savings
Plan
# # 0.05 1.53 0.23 # # 0.08 0.00 0.00 # 0.00 # # 1.88
HDFC Multiple
Yield Fund
# 0.15 0.30 3.22 0.48 # # 0.14 0.00 0.00 0.00 0.00 0.00 0.03 4.32
HDFC Index
Fund - Nifty
Plan
# # 0.04 0.45 0.07 # # 0.07 # 0.00 0.00 0.00 0.00 0.00 0.63
HDFC Premier
Multi-Cap Fund
# 0.01 0.26 6.39 0.95 # # 0.25 # 0.00 0.00 # 0.00 0.00 7.87
HDFC Prudence
Fund
0.05 0.02 79.57 144.98 21.67 0.12 0.02 10.31 # # 0.00 # # 0.36 257.08
HDFC
Retirement
Savings Fund -
Equity Plan
0.02 # 0.20 1.40 0.21 # # 0.22 0.00 0.00 0.00 0.00 0.00 0.02 2.07
HDFC
Retirement
Savings Fund
- Hybrid-Debt
Plan
# # 0.04 0.30 0.05 # # 0.01 0.00 0.00 0.00 0.00 0.00 # 0.40
HDFC
Retirement
Savings Fund
- Hybrid-Equity
Plan
# # 0.08 0.80 0.12 # # 0.06 0.00 0.00 0.00 0.00 0.00 0.01 1.08
HDFC Index
Fund - Sensex
Plus Plan
# # 0.04 0.70 0.10 # # 0.05 # 0.00 0.00 # 0.00 # 0.90
HDFC Index
Fund - Sensex
Plan
# # 0.03 0.06 # # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.12
HDFC Top 200
Fund
0.09 0.02 11.52 159.70 23.83 0.12 0.02 11.11 # 0.00 0.00 # # 0.31 206.72
HDFC Long
Term Advantage
Fund
# 0.06 0.47 19.73 2.95 0.01 # 1.11 # # # # 0.00 # 24.34
HDFC TaxSaver 0.03 # 2.55 75.08 11.21 0.05 # 4.97 # # 0.00 # # 0.12 94.02
HDFC
Infrastructure
Fund
# 0.00 0.71 17.19 2.56 0.01 # 1.04 # # 0.00 0.00 # 0.03 21.55
HDFC Monthly
Income Plan
Long Term Plan
# 0.15 1.71 47.92 7.15 0.03 # 1.86 # 0.00 0.00 # 0.00 0.02 58.84
HDFC Monthly
Income Plan
Short Term
Plan
# 0.01 0.11 5.80 0.87 # # 0.15 # 0.00 0.00 0.00 0.00 # 6.94
HDFC Mid-Cap
Opportunities
Fund
0.16 0.63 13.65 131.02 19.56 0.12 0.02 12.76 # 0.00 0.00 # # 0.13 178.04

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Multiple
Yield Fund -
Plan 2005
# # 0.05 2.71 0.40 # # 0.05 0.00 0.00 0.00 0.00 0.00 # 3.21
HDFC Banking
and PSU Debt
Fund
# 0.13 0.17 3.14 0.47 0.02 # 0.67 0.00 0.00 0.00 0.00 0.00 0.00 4.59
HDFC
Corporate Debt
Opportunities
Fund
# 0.63 11.15 78.85 11.80 0.08 0.01 3.08 0.00 0.00 0.00 0.00 0.00 0.00 105.61
HDFC Capital
Protection
Oriented Fund
- Sr I- 36M
Aug 13
0.00 # 0.16 3.78 0.56 # # 0.06 0.00 0.00 0.00 0.00 0.00 0.00 4.56
HDFC Capital
Protection
Oriented Fund
- Sr I- 36M
Sep 13
0.00 0.01 0.12 5.45 0.81 # # 0.13 0.00 0.00 0.00 0.00 0.00 0.00 6.53
HDFC Capital
Protection
Oriented Fund
- Sr I- 36M
Oct 13
0.00 # 0.09 3.92 0.58 # # 0.06 0.00 0.00 0.00 0.00 0.00 # 4.66
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
Jan 14
0.00 0.01 0.16 4.96 0.74 # # 0.08 0.00 0.00 0.00 0.00 0.00 0.00 5.95
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
Feb 14
0.00 # 0.06 2.57 0.38 # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 3.05
HDFC Debt
Fund For
Cancer Cure
2014
0.00 # 0.00 0.00 0.00 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
May 14
0.00 # 0.00 3.91 0.58 # # 0.05 0.00 0.00 0.00 0.00 0.00 0.00 4.55
HDFC Capital
Protection
Oriented Fund
- Sr II- 36M
June 14
0.00 # 0.00 4.19 0.63 # # 0.06 0.00 0.00 0.00 0.00 0.00 0.00 4.88
HDFC Capital
Protection
Oriented Fund
- Sr III - 1100D
Oct 14
0.00 # 0.00 3.26 0.49 # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 3.79
HDFC Capital
Protection
Oriented Fund
- Sr III - 1207D
Dec 14
0.00 # 0.00 2.35 0.35 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 2.74
HDFC Capital
Protection
Oriented Fund
- Series III -
1173D Jan 15
0.00 # 0.00 1.42 0.21 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 1.65

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Charity
Fund for
Cancer Cure -
Debt Plan
0.00 # 0.03 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC High
Interest Fund -
Dynamic Plan
# 0.03 0.95 18.37 2.74 0.02 # 0.80 0.00 0.00 0.00 0.00 0.00 0.00 22.92
HDFC Cash
Management
Fund - Treasury
Advantage Plan
0.02 0.75 3.08 36.95 5.51 0.10 0.02 3.36 # 0.00 0.00 0.00 0.00 0.00 49.78
HDFC Income
Fund
# 0.03 0.32 24.40 3.64 0.02 # 0.98 # 0.00 # # 0.00 0.00 29.39
HDFC Liquid
Fund
0.02 1.09 0.71 71.38 10.70 0.31 0.05 4.64 0.00 0.00 0.00 # 0.00 0.00 88.89
HDFC Gilt
Fund - Long
Term Plan
# 0.00 0.19 8.37 1.25 0.03 # 1.02 0.00 0.00 0.00 0.00 0.00 0.00 10.85
HDFC Cash
Management
Fund - Call
Plan
# 0.00 # 0.14 0.02 # # 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.21
HDFC
Medium Term
Opportunities
Fund
# 0.41 0.02 11.91 1.78 0.07 # 2.41 0.00 0.00 0.00 0.00 0.00 0.00 16.60
HDFC Cash
Management
Fund - Savings
Plan
# 0.29 0.49 21.30 3.19 0.08 0.01 1.31 0.00 0.00 0.00 0.00 0.00 0.00 26.66
HDFC
Short Term
Opportunities
Fund
# 0.51 0.11 10.72 1.60 0.08 0.01 2.83 0.00 0.00 0.00 0.00 0.00 0.00 15.86
HDFC Short
Term Plan
# 0.24 5.00 33.86 5.06 0.03 # 0.56 0.00 0.00 0.00 # 0.00 0.00 44.75
HDFC Gilt
Fund - Short
Term Plan
# 0.00 # 0.18 0.03 # # 0.15 0.00 0.00 0.00 0.00 0.00 0.00 0.35
HDFC Floating
Rate Income
Fund Short
Term Plan
# 0.94 1.10 26.44 3.96 0.12 0.02 1.80 0.00 0.00 0.00 0.00 0.00 0.00 34.38
HDFC Floating
Rate Income
Fund Long Term
Plan
# 0.09 0.01 1.15 0.17 0.02 # 0.64 0.00 0.00 0.00 0.00 0.00 0.00 2.07
HDFC High
Interest Fund
Short Term
Plan
# 0.09 0.36 11.42 1.71 0.02 # 0.70 # 0.00 0.00 0.00 0.00 0.00 14.29
HDFC Nifty
Exchange
Traded Fund
# # 0.00 0.01 # # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC Sensex
Exchange
Traded Fund
0.00 # 0.00 # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC Gold
Exchange
Traded Fund
0.00 0.00 0.00 3.87 0.58 # # 0.07 0.00 0.00 0.00 0.00 0.00 0.00 4.51

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC Dynamic
PE Ratio Fund
Of Funds
# 0.00 # 0.12 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.14
HDFC Gold
Fund
# # 0.16 0.00 0.00 # # 0.28 # 0.00 0.00 0.00 0.00 0.00 0.44
HDFC Annual
Interval Fund -
Plan A
0.00 # 0.00 0.09 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.10
HDFC Annual
Interval Fund -
Plan B
0.00 # 0.00 0.03 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC Quarterly
Interval Fund -
Plan A
0.00 0.00 0.00 0.00 0.00 0.00 0.00 # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC
FMP 372D
December
2013 (2)
0.00 # # 0.05 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.05
HDFC FMP
371D January
2014 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
369D January
2014 (1)
0.00 0.01 # 0.38 0.06 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.47
HDFC FMP
372D January
2014 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
370D January
2014 (1)
0.00 # 0.00 0.06 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
371D January
2014 (2)
0.00 # # 0.02 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC FMP
369D February
2014 (1)
0.00 # 0.00 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
372D February
2014 (1)
0.00 0.01 # 0.00 0.00 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC FMP
371D February
2014 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
370D February
2014 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
369D February
2014 (2)
0.00 0.01 # 0.00 0.00 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC FMP
371D February
2014 (2)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
370D March
2014 (1)
0.00 0.01 # 0.13 0.02 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.18
HDFC FMP
369D March
2014 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
369D March
2014 (2)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
366D March
2014 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
369D March
2014 (3)
0.00 # 0.00 # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
366D March
2014 (2)
0.00 # # 0.04 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.05
HDFC FMP
369D April
2014 (1)
0.00 # # 0.02 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC FMP
377D March
2014 (1)
0.00 # # 0.05 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.07
HDFC FMP
378D March
2014 (1)
0.00 # # 0.06 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.07
HDFC FMP
384D March
2014 (1)
0.00 # # 0.02 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC FMP
390D March
2014 (1)
0.00 # # 0.02 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC FMP
370D April
2014 (1)
0.00 0.02 # 0.26 0.04 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.34
HDFC FMP
400D March
2014 (1)
0.00 0.01 # 0.20 0.03 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.27
HDFC FMP
369D April
2014 (2)
0.00 # # 0.05 # # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
370D April
2014 (2)
0.00 0.01 # 0.31 0.05 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.40
HDFC FMP
370D April
2014 (3)
0.00 # # 0.15 0.02 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.19
HDFC FMP
367D April
2014 (1)
0.00 # # 0.26 0.04 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.31
HDFC FMP
370D April
2014 (4)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC FMP
434D February
2014 (1)
0.00 # # 0.15 0.02 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.19
HDFC FMP
441D February
2014 (1)
0.00 # 0.02 0.23 0.03 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.29
HDFC FMP
447D February
2014 (1)
0.00 # # 0.18 0.03 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.21
HDFC FMP
453D February
2014 (1)
0.00 # # 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC FMP
367D May
2014 (1)
0.00 # # 0.03 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.03

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
572D October
2013 (1)
0.00 # # 0.10 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.12
HDFC
FMP 504D
December
2013 (1)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC FMP
370D May
2014 (1)
0.00 # # 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
472D January
2014 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
491D January
2014 (1)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC FMP
435D March
2014 (1)
0.00 # # 0.20 0.03 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.25
HDFC FMP
367D May
2014 (2)
0.00 # # 0.01 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.01
HDFC FMP
478D January
2014 (1)
0.00 # # 0.16 0.02 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.20
HDFC
FMP 538D
November
2013 (1)
0.00 # # 0.06 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC
FMP 554D
November
2013 (1)
0.00 # 0.03 0.12 0.02 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.18
HDFC FMP
366D May
2014 (1)
0.00 # # 0.06 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.07
HDFC FMP
370D May
2014 (2)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC
FMP 540D
December
2013 (1)
0.00 # # 0.09 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.11
HDFC
FMP 531D
December
2013 (1)
0.00 # # 0.11 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.13
HDFC FMP
371D May
2014 (1)
0.00 # # 0.13 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.14
HDFC FMP
366D May
2014 (2)
0.00 # # 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
370D June
2014 (1)
0.00 # # 0.03 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC FMP
371D June
2014 (1)
0.00 # # 0.05 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.05
HDFC FMP
371D June
2014 (2)
0.00 # # 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
370D June
2014 (2)
0.00 # # 0.33 0.05 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.39
HDFC FMP
371D June
2014 (3)
0.00 # 0.02 0.03 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.05
HDFC
FMP 742D
September
2013 (1)
0.00 # # 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
737D October
2013 (1)
0.00 # # 0.09 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.11
HDFC FMP
793D February
2014 (1)
0.00 0.01 # 0.94 0.14 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 1.11
HDFC FMP
730D April
2014 (1)
0.00 # # 0.29 0.04 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.35
HDFC FMP
1001D August
2013 (1)
0.00 # # 0.46 0.07 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.53
HDFC FMP
1198D
February
2013 (1)
0.00 # # 0.10 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.11
HDFC FMP
840D January
2014 (1)
0.00 # # 0.15 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.17
HDFC
FMP 923D
November
2013 (1)
0.00 # # 0.16 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.18
HDFC FMP
92D March
2016 (1)
0.00 # 0.00 0.06 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
1107D May
2013 (1)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC FMP
747D June
2014 (1)
0.00 # # 0.10 0.02 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.13
HDFC FMP
750D June
2014 (1)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC FMP
370D August
2013 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
370D August
2013 (2)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
371D August
2013 (1)
0.00 # # 0.01 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.01
HDFC FMP
370D July
2013 (3)
0.00 # # 0.32 0.05 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.38
HDFC FMP
371D July
2013 (1)
0.00 # # 0.16 0.02 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.20

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
370D August
2013 (3)
0.00 # # 0.17 0.03 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.20
HDFC FMP
1143D July
2013 (1)
0.00 # 0.05 0.53 0.08 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.68
HDFC FMP
370D August
2013 (4)
0.00 # # 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08
HDFC
FMP 370D
September
2013 (1)
0.00 # # 0.21 0.03 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.25
HDFC
FMP 370D
September
2013 (2)
0.00 # # 0.16 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.18
HDFC FMP
370D October
2013 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
370D October
2013 (2)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC
FMP 370D
September
2013 (3)
0.00 # # 0.16 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.19
HDFC
FMP 370D
September
2013 (4)
0.00 # # 0.07 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.07
HDFC FMP
370D October
2013 (3)
0.00 # # 0.01 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.01
HDFC FMP
370D October
2013 (4)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
370D October
2013 (5)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
372D October
2013 (1)
0.00 # # 0.06 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC
FMP 371D
November
2013 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC
FMP 371D
November
2013 (2)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC
FMP 370D
November
2013 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC
FMP 371D
December
2013 (1)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.09
HDFC
FMP 371D
December
2013 (2)
0.00 # # 0.32 0.05 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.36

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC
FMP 369D
December
2013 (1)
0.00 # # 0.01 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.01
HDFC
FMP 372D
December
2013 (1)
0.00 # 0.00 0.22 0.03 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.27
HDFC FMP
1095D March
2014 (1)
0.00 # 0.00 0.95 0.14 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 1.11
HDFC FMP
1175D January
2014 (1)
0.00 0.03 0.00 12.03 1.80 # # 0.05 0.00 0.00 0.00 0.00 0.00 0.00 13.91
HDFC FMP
1127D March
2014 (1)
0.00 0.01 0.00 4.54 0.68 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 5.25
HDFC FMP
1100D April
2014 (1)
0.00 0.01 0.00 0.71 0.11 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.85
HDFC FMP
1116D July
2014 (1)
0.00 # 0.00 0.33 0.05 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.39
HDFC FMP
1123D July
2014 (1)
0.00 # 0.00 0.58 0.09 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.68
HDFC FMP
1099D August
2014 (1)
0.00 # 0.00 0.53 0.08 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.63
HDFC FMP
1113D August
2014 (1)
0.00 0.01 0.00 0.51 0.08 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.62
HDFC FMP
1128D
September
2014 (1)
0.00 # 0.00 0.14 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.16
HDFC FMP
1134D
September
2014 (1)
0.00 # 0.00 0.69 0.10 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.81
HDFC FMP
1113D October
2014 (1)
0.00 # 0.00 0.06 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
1125D
September
2014 (1)
0.00 # 0.00 0.05 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.05
HDFC FMP
1107D October
2014 (1)
0.00 # 0.00 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08
HDFC FMP
1113D
November
2014 (1)
0.00 # 0.00 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08
HDFC FMP
1111D
November
2014 (1)
0.00 # 0.00 0.05 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.05
HDFC FMP
1107D
December
2014 (1)
0.00 # 0.00 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
1115D January
2015 (1)
0.00 # 0.00 0.02 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC FMP
1919D January
2013 (1)
0.00 # 0.00 0.32 0.05 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.38
HDFC FMP
1157D
February
2015 (1)
0.00 # 0.00 0.00 0.00 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC FMP
1184D January
2015 (1)
0.00 0.02 0.00 3.29 0.49 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 3.83
HDFC FMP
1115D March
2015 (1)
0.00 # 0.00 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
1128D March
2015 (1)
0.00 # 0.00 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08
HDFC FMP
1135D March
2015 (1)
0.00 # 0.00 0.10 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.11
HDFC FMP
1106D May
2015 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
1127D May
2015 (1)
0.00 # 0.02 # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.02
HDFC FMP
1112D June
2015 (1)
0.00 # # 0.02 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC FMP
1126D July
2015 (1)
0.00 # # 0.09 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.10
HDFC FMP
1134D July
2015 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
1846D August
2013 (1)
0.00 0.02 0.00 3.15 0.47 # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 3.69
HDFC FMP
1141D July
2015 (1)
0.00 # # 0.03 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.03
HDFC FMP
1108D
September
2015 (1)
0.00 # # 0.06 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
1875D August
2013 (1)
0.00 # 0.00 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08
HDFC FMP
1105D October
2015 (1)
0.00 # # 0.04 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
1111D
November
2015 (1)
0.00 0.01 # 0.07 0.01 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.12
HDFC FMP
1105D
December
2015 (1)
0.00 # # 0.03 # # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.04

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
1132D
February
2016 (1)
0.00 0.02 # 0.22 0.03 # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.32
HDFC FMP
1155D
February
2016 (1)
0.00 # # 0.18 0.03 # # 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.22
HDFC FMP
1167D January
2016 (1)
0.00 0.06 # 0.30 0.05 0.01 # 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.52
HDFC FMP
1176D January
2016 (1)
0.00 0.01 # 0.10 0.02 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.15
HDFC FMP
1183D January
2016 (1)
0.00 # # 0.17 0.03 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.19
HDFC FMP
1107D March
2016 (1)
# 0.03 # 0.22 0.03 # # 0.05 0.00 0.00 0.00 0.00 0.00 0.00 0.33
HDFC FMP
1114D March
2016 (1)
0.00 0.10 # 0.30 0.05 0.02 # 0.17 0.00 0.00 0.00 0.00 0.00 0.00 0.63
HDFC FMP
1120D March
2016 (1)
0.00 # # 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08
HDFC FMP
1148D
February
2016 (1)
0.00 # # 0.09 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.10
HDFC FMP
1168D
February
2016 (1)
0.00 0.01 # 0.17 0.03 # # 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.23
HDFC FMP
1148D
February
2016 (2)
0.00 0.02 0.34 1.90 0.28 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 2.56
HDFC FMP
1104D April
2016 (1)
0.00 # 0.02 0.05 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.07
HDFC FMP
1161D
February
2016 (1)
0.00 0.03 # 1.80 0.27 # # 0.06 0.00 0.00 0.00 0.00 0.00 0.00 2.17
HDFC FMP
1140D March
2016 (1)
0.00 0.01 0.35 2.08 0.31 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 2.79
HDFC FMP
1113D June
2016 (1)
0.00 # # 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.10
HDFC FMP
1190D March
2016 (1)
0.00 0.02 0.17 1.14 0.17 # # 0.05 0.00 0.00 0.00 0.00 0.00 0.00 1.55
HDFC FMP
1153D April
2016 (1)
0.00 # 0.14 0.36 0.05 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.55
HDFC FMP
1127D May
2016 (1)
0.00 # 0.11 0.36 0.05 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.53
HDFC FMP
1127D June
2016 (1)
0.00 # # 0.07 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.08

Name of
the
Associate
Management
Company Limited$
HDFC
Trustee
ompany
Limited$
Computer Age
Management
Services Pvt.
Limited$$$
HDFC
Sales Private
Limited $
GRUH
Finance
Limited$
HDFC
Investments
Limited$
Housing
Development
Finance
Corporation
Limited@
HDFC
Securities
Limited$$$
Charges
Custody
Charges
Commission
on
distribution
of Units
Investment
Management
and Advisory
Fees
Service
Tax on
Investment
Management
and Advisory
Fees
Trustee
Fees
Service
Tax
on
Trustee
Fees
Registrar and
Transfer Agent
Fees
Commission
on
distribution
of Units
Commission
on
distribution
of Units
Commission
on
distribution of
Units
Commission
on distribution
of Units
Commission
on
distribution of
Units
Brokerage
on
securities
transactions
HDFC FMP
1112D June
2016 (1)
0.00 # 0.01 0.08 0.01 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.10
HDFC FMP
1128D June
2016 (1)
0.00 # 0.03 0.27 0.04 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.34
HDFC FMP
1161D JULY
2016 (1)
0.00 # 0.04 0.20 0.03 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.26
HDFC FMP
1111D
September
2016 (1)
0.00 # # 0.10 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.12
HDFC FMP
1155D
February
2017 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
1150D
February
2017 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
1169D
February
2017 (1)
0.00 # # # # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
1309D
September
2016 (1)
0.00 0.02 # 0.00 0.00 # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
1302D
September
2016 (1)
0.00 0.01 # 0.00 0.00 # # 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.04
HDFC FMP
1218D
December
2016 (1)
0.00 # 0.41 0.11 0.02 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.54
HDFC FMP
1170D
February
2017 (1)
0.00 # 0.46 0.02 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.48
HDFC FMP
1199D January
2017 (1)
0.00 # 0.09 0.03 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.12
HDFC FMP
1178D
February
2017 (1)
0.00 # 0.04 0.02 # # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.06
HDFC FMP
1188D March
2017 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
1213D March
2017 (1)
0.00 # # 0.00 0.00 # # # 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HDFC FMP
3360D March
2014 (1)
0.00 0.00 0.00 2.45 0.37 # # 0.04 0.00 0.00 0.00 0.00 0.00 0.00 2.86
Total 0.60 8.75 175.36 1428.42 213.10 1.74 0.20 97.34 0.00 0.00 0.00 0.00 0.00 1.63 1927.14

The percentage of brokerage paid to associate brokers was in line with the norms relating to brokerage payment for secondary
market transactions of the Mutual Fund.
The AMC may, from time to time, for the purpose of conducting its normal business, use the services (including Brokerage services
and securities transactions) of the Sponsors, subsidiaries, group companies, associates of its Sponsor and their employees or
relatives. The subsidiaries of HDFC Ltd. as on March 31, 2017.
1. HDFC Developers Ltd.
2. HDFC Holdings Ltd.
3. HDFC Investments Ltd.
4. HDFC Realty Ltd.
5. HDFC Trustee Co. Ltd.
6. HDFC Ventures Trustee Co. Ltd.
7. HDFC Sales Pvt. Ltd.
8. HDFC Property Ventures Ltd
9. Grandeur Properties Pvt. Ltd.
10. Griha Investments Mauritius (Face Value in USD) (through HDFC Holdings Ltd.)
11. HDFC Education and Development Services Pvt. Ltd.
12. Griha Pte Ltd. Singapore (Face Value in SGD) (through HDFC Investments Ltd.)
13. Winchester Properties Pvt. Ltd.
14. Windermere Properties Pvt. Ltd.
15. Haddock Properties Pvt. Ltd.
16. Pentagram Properties Pvt. Ltd.
17. HDFC Capital Advisors Ltd.
18. HDFC Credila Financial Services Pvt. Ltd.
19. HDFC Venture Capital Ltd
20. HDFC Ergo General Insurance Co. Ltd.
21. HDFC Life Pension Fund Management Co. Ltd. (Through HDFC Standard Life Insurance company Limited)
22. HDFC International Life and Re Company Limited (Through HDFC Standard Life Insurance company Limited)
23. HDFC Standard Life Insurance Co. Ltd.
24. HDFC Asset Management Co. Ltd.
25. GRUH Finance Ltd.
26. Magnum Foundations Pvt. Ltd (Through HDFC Property Ventures Ltd.)
27. HDFC General Insurance Limited (Through HDFC Ergo General Insurance Co. Ltd.)
The AMC may utilise the services of Sponsors, group companies and any other subsidiary or associate company of the Sponsors
established or to be established at a later date, in case such a company (including their employees or relatives) is in a position
to provide the requisite services to the AMC. Further, the Scheme(s) may invest in the securities issued by associates or group
companies of the Sponsor / the AMC.
The AMC will conduct its business with the aforesaid companies (including their employees or relatives) on commercial terms
and on arms-length basis and at mutually agreed terms and conditions to the extent permitted under the SEBI (MF) Regulations,
after evaluation of the competitiveness of the pricing offered by the Sponsors, associate companies (including their employees
or relatives) and the services to be provided by them.
Associate transactions, if carried out, will be as per the SEBI (MF) Regulations and the limits prescribed thereunder. The Scheme
shall not make any investments in –
 any unlisted security of an associate or group company of the Sponsors; or
 any security issued by way of private placement by an associate or group company of the Sponsors; or
 the listed securities of group companies of the Sponsors which is in excess of 25% of the net assets.
 Documents Available For Inspection
Copies of the following documents may be inspected during Business Hours on any Business Day at the registered office of
the AMC.
1. Trust Deed and amendments thereto, if any
2. Investment Management Agreement;
3. Custodian Agreement;
4. Registrars Agreement;
5. Memorandum and Articles of Association of the AMC;
6. Securities and Exchange Board of India (Mutual Funds) Regulations, 1996 and amendments thereto from time to time;
7. Indian Trusts Act, 1882;
8. Consent of the Auditors and Legal Advisors to act in the said capacity; and
9. Registration Certificate for the Mutual Fund granted by SEBI.
 Investor Grievances Redressal Mechanism
Investors may contact any of the Investor Service Centres (ISCs) of the AMC for any queries / clarifications at telephone number
1800 3010 6767 / 1800 419 7676 (toll free), Fax number. (022) 22821144, e-mail: cliser@hdfcfund.com. Investors can also
post their grievances/feedback/suggestions on our website www.hdfcfund.com under the section ‘’Feedback or queries’’ appearing
under ‘Contact Us’. The Head Office of the AMC will follow up with the respective ISCs to ensure timely redressal and prompt
investor services. Mr. John Mathews, Head - Client Services can be contacted at HDFC House, 3rd Floor, H.T. Parekh Marg,
165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020 at telephone number (Direct) (022) 66316301 or telephone
number (Board) (022) 66316333. His e-mail contact is: jmathews@hdfcfund.com

Investor Complaints
A. Given below is the status of complaints received during the period April 1, 2014 to May 31, 2017.
Name of Scheme Complaints received Complaints redressed Complaints Pending
April 1,
2014 to
March 31,
2015
April 1,
2015 to
March 31,
2016
April 1,
2016 to
Mar 31,
2017
April 1,
2017 to
May 31,
2017
April 1,
2014 to
March 31,
2015
April 1,
2015 to
March 31,
2016
April 1,
2016 to
Mar 31,
2017
April 1,
2017 to
May 31,
2017
As at
March 31,
2015
As at
March 31,
2016
As at
Mar 31,
2017
As at
May 31,
2017
HDFC Annual Interval Fund–Series I 1 2 1 – 1 2 1 – – – – –
HDFC Arbitrage Fund 2 4 7 4 2 4 7 4 – – – –
HDFC Balanced Fund 193 228 253 80 193 229 251 81 1 – 2 1
HDFC Banking and PSU Debt Fund 2 1 12 6 2 1 12 6 – – – –
HDFC Capital Builder Fund 52 53 40 12 52 52 41 12 – 1 – –
HDFC Capital Protection Oriented Fund 32 10 7 4 32 10 7 4 – – – –
HDFC Cash Management Fund 240 134 105 27 242 134 105 27 – – – –
HDFC Children's Gift Fund 275 159 124 17 278 159 123 17 – – 1 1
HDFC Core Satellite Fund 24 12 7 2 24 12 7 2 – – – –
HDFC Corporate Debt Opportunities Fund 32 10 30 1 31 11 30 1 1 – – –
HDFC Debt Fund for Cancer Cure 9 – 1 2 9 – 1 2 – – – –
HDFC Dual Advantage Fund – 7 7 – – 7 7 – – – – –
HDFC Dynamic PE Ratio Fund of Funds# 5 1 – 1 5 1 – 1 – – – –
HDFC Equity Fund@ 849 564 249 69 850 565 241 77 1 – 8 –
HDFC Equity Savings Fund$ 4 2 9 5 4 2 9 5 – – – –
HDFC Fixed Maturity Plans 54 27 47 4 54 27 47 4 – – – –
HDFC Floating Rate Income Fund 8 8 4 2 8 8 4 2 – – – –
HDFC Focused Equity Fund – 28 4 – – 28 4 – – – – –
HDFC Gilt Fund 3 6 16 1 3 6 16 1 – – – –
HDFC Gold ETF – – – – – – – – – – – –
HDFC Gold Fund 90 36 14 3 91 36 14 3 – – – –
HDFC Growth Fund 74 45 14 2 75 45 14 2 – – – –
HDFC High Interest Fund 22 21 23 2 22 21 23 2 – – – –
HDFC Income Fund 13 12 8 – 13 12 8 – – – – –
HDFC Index Fund 16 14 2 – 16 14 2 – – – – –
HDFC Infrastructure Fund 107 54 18 6 107 54 18 6 – – – –
HDFC Large Cap Fund# 110 81 15 4 109 82 15 4 1 – – –
HDFC Liquid Fund 62 57 41 5 62 57 41 5 – – – –
HDFC Long Term Advantage Fund 149 58 46 13 149 58 46 11 – – – 2
HDFC Medium Term Opportunities Fund 8 7 15 2 8 7 14 3 – – 1 –
HDFC MF Monthly Income Plan 66 47 30 4 67 47 30 4 – – – –
HDFC Mid – Cap Opportunities Fund 841 602 519 112 840 603 514 116 4 3 8 4
HDFC Multiple Yield Fund – Plan 2005 8 3 – 1 8 3 – 1 – – – –
HDFC Nifty ETF – – – – – – – – – – – –
HDFC Premier Multi–Cap Fund 32 21 9 1 32 21 9 1 – – – –
HDFC Prudence Fund 300 166 353 97 298 167 353 97 2 1 1 1
HDFC Retirement Savings Fund – Equity Plan – 16 42 5 – 16 42 5 – – – –
HDFC Retirement Savings Fund – Hybrid Debt Plan – 2 7 2 – 2 7 2 – – – –
HDFC Retirement Savings Fund – Hybrid Equity Plan – 8 8 1 – 8 8 1 – – – –
HDFC Rajiv Gandhi Equity Savings Schemes 6 3 10 – 7 3 10 – – – – –
HDFC Sensex ETF – – 1 1 – – 1 1 – – – –
HDFC Short Term Opportunities Fund 12 7 6 – 12 7 6 – – – – –
HDFC Regular Savings Fund ¥ 14 9 14 3 14 9 14 3 – – – –
HDFC Small Cap Fund# Ω 38 18 29 9 37 19 29 9 1 – – –
HDFC TaxSaver 808 403 238 61 807 403 235 63 1 1 4 2
HDFC Top 200 Fund 1329 602 291 64 1335 600 291 64 – 2 2 2
Total 5,890 3,548 2,676 635 5,899 3,552 2,657 649 12 8 27 13
@
Includes complaints received in respect of HDFC Focused Large-Cap Fund which was merged into HDFC Equity Fund w.e.f. close of business
hours on June 20, 2014.
#
The complaints are w.e.f. date of acquisition of Schemes from Morgan Stanley Mutual Fund viz. close of business hours on June 27, 2014.
Ω Due to change in fundamental attribute and change in name of HDFC Small and Mid-Cap Fund, with effect from November 9, 2016, the
scheme is managed as HDFC Small Cap Fund.
$Change in the fundamental attributes of the Scheme has been effected from December 16, 2015. Earlier to this, the Scheme was managed as
HDFC Multiple Yield Fund, open ended income scheme.
¥ w.e.f April 21, 2017 the Scheme name has been changed from HDFC Short Term Plan to HDFC Regular Savings Fund.

B. Given below is the status of SEBI complaints received during the period April 1, 2014 to May 31, 2017.
Period Opening Received Redressed Pending
April 1, 2014 to March 31, 2015 – 55 54 1
April 1, 2015 to March 31, 2016 1 212 209 4
April 1, 2016 to March 31, 2017 4 181 182 3
April 1, 2017 to May 31, 2017 – 635 649 13
The data on the number of complaints received, redressed and pending required to be updated every two months as prescribed by SEBI is
accordingly updated upto May 31, 2017.
Notes:
1. The Statement of Additional Information (‘SAI’) will be
uploaded by HDFC Mutual Fund on its website (www.
hdfcfund.com) and on AMFI website (www.amfiindia.
com). The printed copy of SAI will be made available to
the investor on request.
2. SAI will be updated within 3 months from the end of each
financial year and filed with SEBI.
3. Any material changes to SAI will be made on an ongoing
basis by HDFC Mutual Fund by updating SAI on its website
(www.hdfcfund.com) and on AMFI website (www.amfiindia.
com). SEBI will be intimated of all such changes within
7 days. The effective date for all such changes will be
mentioned in the updated SAI.
4. Notwithstanding anything contained in this Statement
of Additional Information, the provisions of SEBI (MF)
Regulations, 1996 and the guidelines thereunder
shall be applicable.
For and on behalf of the Board of Directors of
Place : Mumbai MILIND BARVE
Date : June 29, 2017 Managing Director

Statement of Additional Information for HDFC Mutual Fund

A Joint Venture with Standard Life Investments
Registered Office :
HDFC House, 2nd Floor, H.T. Parekh Marg,
165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020
Tel.: 022-66316333  Toll Free no. 1800 3010 6767 / 1800 419 7676  Fax : 022-22821144
e-mail for Investors: cliser@hdfcfund.com
e-mail for Distributors: broser@hdfcfund.com
website : www.hdfcfund.com

Statement of Additional Information for HDFC Mutual Fund

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