FOR IMMEDIATE RELEASE

Contact:      Erin Hable
              Account Executive
              Sterling Kilgore, Inc.
              (630) 964-8500 ext. 222
              ehable@sterlingkilgore.com




                    Steve Cain Hired to Head LTCI Partners Sales Team

    Former Marsh Executive Brings Commitment to Continued Growth of Long-Term Care Insurance


LAKE FOREST, IL. -- October 6, 2009 -- LTCI Partners, a nationwide Long-Term Care insurance wholesaler, is pleased to
announce that Steve Cain has joined LTCI Partners to lead its sales team. Cain brings over 12 years experience in the area
of specialized insurance solutions, most recently as Senior Vice President and the National Sales Leader of Long-Term
Care insurance (LTCI) for Marsh Private Client Services, a division at Marsh USA, Inc. where he helped build Marsh into
one of the industry’s largest wholesale and retail distributors of LTCI. His focus at LTCI Partners will be on long-term care as
an employee and executive benefit and institutional long-term care relationships.

Prior to joining Marsh, Cain worked for a third-party administrator introducing several insurance carriers’ products into the
brokerage market. With additional experience that ranges from the home office to retail sales, to the brokerage market,
Cain has gained valuable insight on all aspects of the industry, from sales and marketing, underwriting, policy
administration, and claims.

“It is our belief that one of the most essential pieces of a sound financial plan is LTCI. In spite of the current tough economic
times, we recognize the importance of hiring the best talent in the industry to support the product’s growth and provide our
clients the support they need to successfully add LTCI to their portfolio,” said Tom Riekse, Jr, managing principal at LTCI
Partners. “We are excited to welcome Steve to our group of industry professionals.”

To support Cain’s commitment to enhance awareness of the LTCI industry, he regularly addresses industry groups such as
state bar associations, the American Association for Long-Term Care Insurance (AALTCI), the Society of Actuaries (SOA),
the National Association of Health Underwriters (NAHU), the Million Dollar Round Table (MDRT), and the National
Association of Insurance and Financial Advisors (NAIFA).

Cain is a graduate from the University of California at Santa Barbara.


About LTCI Partners
LTCI Partners, LLC, is a nationwide brokerage agency fully devoted to serving the Long- Term Care industry. LTCI Partners
offers marketing, sales and administrative support, as well as a wide variety of Long-Term Care products from the nation’s
largest and most-respected carriers. For more information, visit www.ltcipartners.com or call 800.245.8108.


                                                              ###

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Press Release -- Hiring

  • 1. FOR IMMEDIATE RELEASE Contact: Erin Hable Account Executive Sterling Kilgore, Inc. (630) 964-8500 ext. 222 ehable@sterlingkilgore.com Steve Cain Hired to Head LTCI Partners Sales Team Former Marsh Executive Brings Commitment to Continued Growth of Long-Term Care Insurance LAKE FOREST, IL. -- October 6, 2009 -- LTCI Partners, a nationwide Long-Term Care insurance wholesaler, is pleased to announce that Steve Cain has joined LTCI Partners to lead its sales team. Cain brings over 12 years experience in the area of specialized insurance solutions, most recently as Senior Vice President and the National Sales Leader of Long-Term Care insurance (LTCI) for Marsh Private Client Services, a division at Marsh USA, Inc. where he helped build Marsh into one of the industry’s largest wholesale and retail distributors of LTCI. His focus at LTCI Partners will be on long-term care as an employee and executive benefit and institutional long-term care relationships. Prior to joining Marsh, Cain worked for a third-party administrator introducing several insurance carriers’ products into the brokerage market. With additional experience that ranges from the home office to retail sales, to the brokerage market, Cain has gained valuable insight on all aspects of the industry, from sales and marketing, underwriting, policy administration, and claims. “It is our belief that one of the most essential pieces of a sound financial plan is LTCI. In spite of the current tough economic times, we recognize the importance of hiring the best talent in the industry to support the product’s growth and provide our clients the support they need to successfully add LTCI to their portfolio,” said Tom Riekse, Jr, managing principal at LTCI Partners. “We are excited to welcome Steve to our group of industry professionals.” To support Cain’s commitment to enhance awareness of the LTCI industry, he regularly addresses industry groups such as state bar associations, the American Association for Long-Term Care Insurance (AALTCI), the Society of Actuaries (SOA), the National Association of Health Underwriters (NAHU), the Million Dollar Round Table (MDRT), and the National Association of Insurance and Financial Advisors (NAIFA). Cain is a graduate from the University of California at Santa Barbara. About LTCI Partners LTCI Partners, LLC, is a nationwide brokerage agency fully devoted to serving the Long- Term Care industry. LTCI Partners offers marketing, sales and administrative support, as well as a wide variety of Long-Term Care products from the nation’s largest and most-respected carriers. For more information, visit www.ltcipartners.com or call 800.245.8108. ###