The document outlines key tech and digital trends for 2018, highlighting the integration of AI, big data, and IoT to improve user experience and business efficiency. It discusses advancements such as contactless payments, the impact of GDPR on data protection, and the emergence of open API protocols to enhance payment services. Additionally, it emphasizes the role of 5G in facilitating the growth of interconnected systems and the implementation of Industry 4.0 principles.
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