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Saving involves setting aside money for future use rather than spending all that is available. It enables people to achieve both short and long-term goals. Setting SMART financial goals, where the goals are specific, measurable, achievable, realistic and timely, provides direction and focus to saving. There are also tricks to help with saving, such as cutting unnecessary expenses and automating savings contributions. The document provides information on defining saving, setting SMART goals, and savings tricks to achieve financial goals.