1. Predicting break-even in FinTech startups as a signal for success. (2025). Grassi, Laura ; Garitta, Claudio.
   In: Finance Research Letters.
   RePEc:eee:finlet:v:74:y:2025:i:c:s1544612324017641.

   Full description at Econpapers || Download paper

2. Class-Imbalanced-Aware Adaptive Dataset Distillation for Scalable Pretrained Model on Credit Scoring. (2025). Chen, Xiao ; Zheng, Hanghang ; Li, Xia ; Mao, Mao ; Liu, Hong.
   In: Papers.
   RePEc:arx:papers:2501.10677.

   Full description at Econpapers || Download paper

1. Albanesi, S. ; Vamossy, D.F. Predicting Consumer Default: A Deep Learning Approach. 2019 National Bureau of Economic Research:

2. Baesens, B. ; Setiono, R. ; Mues, C. ; Vanthienen, J. Using neural network rule extraction and decision tables for credit-risk evaluation. 2003 Manage. Sci.. 49 312-329

3. Baidu, B. Loan default data. 2021 :
   Paper not yet in RePEc: Add citation now
   
4. Barbaglia, L. ; Manzan, S. ; Tosetti, E. Forecasting loan default in europe with machine learning*. 2021 J. Financ. Econom.. 21 569-596
   Paper not yet in RePEc: Add citation now
   

5. Bauer, J. ; Agarwal, V. Are hazard models superior to traditional bankruptcy prediction approaches? A comprehensive test. 2014 J. Bank. Financ.. 40 432-442

6. Berger, J. ; Milkman, K.L. What makes online content viral?. 2012 J. Mar. Res.. 49 192-205
   Paper not yet in RePEc: Add citation now
   
7. Butaru, F. ; Chen, Q. ; Clark, B. ; Das, S. ; Lo, A.W. ; Siddique, A. Risk and risk management in the credit card industry. 2016 J. Bank. Financ.. 72 218-239
   Paper not yet in RePEc: Add citation now
   

8. Caliendo, M. ; Kopeinig, S. Some practical guidance for the implementation of propensity score matching. 2008 J. Econ. Surv.. 22 31-72

9. Durand, D. Risk Elements in Consumer Instalment Financing. 1941 NBER:

10. Fang, A., Ben-Miled, Z., 2017. Does Bad News Spread Faster?. In: International Conference on Computing, Networking and Communications. pp. 793–797.
    Paper not yet in RePEc: Add citation now
    

11. Fuster, A. ; Goldsmith-Pinkham, P. ; Ramadorai, T. ; Walther, A. Predictably unequal? The effects of machine learning on credit markets. 2022 J. Finance. 77 5-47

12. Gao, W. ; Ju, M. ; Yang, T. Severe weather and peer-to-peer farmers’ loan default predictions: Evidence from machine learning analysis. 2023 Finance Res. Lett.. 58 -

13. Gross, D.B. ; Souleles, N.S. An empirical analysis of personal bankruptcy and delinquency. 2002 Rev. Financ. Stud.. 15 319-347

14. Kahneman, D. ; Tversky, A. Prospect theory: An analysis of decision under risk. 1979 Econometrica. 47 263-291

15. Kvamme, H. ; Sellereite, N. ; Aas, K. ; Sjursen, S. Predicting mortgage default using convolutional neural networks. 2018 Expert Syst. Appl.. 102 207-217
    Paper not yet in RePEc: Add citation now
    

16. Lane, S. Submarginal credit risk classification. 1972 J. Financ. Quant. Anal.. 7 1379-1385

17. Ma, Y. ; Zhang, P. ; Duan, S. ; Zhang, T. Credit default prediction of Chinese real estate listed companies based on explainable machine learning. 2023 Finance Res. Lett.. 58 -

18. Myers, J.H. ; Forgy, E.W. The development of numerical credit evaluation systems. 1963 J. Amer. Statist. Assoc.. 58 799-806
    Paper not yet in RePEc: Add citation now
    

19. Rosett, R.N. ; Nelson, F.D. Estimation of the two-limit probit regression model. 1975 Econometrica. 43 141-146

20. Sigrist, F. ; Hirnschall, C. Grabit: Gradient tree-boosted tobit models for default prediction. 2019 J. Bank. Financ.. 102 177-192

21. Thaler, R.H. Behavioral economics: Past, present, and future. 2016 Amer. Econ. Rev.. 106 1577-1600

22. Tobin, J. Estimation of relationships for limited dependent variables. 1958 Econometrica. 26 24-36
    Paper not yet in RePEc: Add citation now
    

23. Wiginton, J.C. A note on the comparison of logit and discriminant models of consumer credit behavior. 1980 J. Financ. Quant. Anal.. 15 757-770

24. Zhu, X. ; Chu, Q. ; Song, X. ; Hu, P. ; Peng, L. Explainable prediction of loan default based on machine learning models. 2023 Data Sci. Manag.. 6 123-133
    Paper not yet in RePEc: Add citation now
    
25. Zieba, M. ; Tomczak, S.K. ; Tomczak, J.M. Ensemble boosted trees with synthetic features generation in application to bankruptcy prediction. 2016 Expert Syst. Appl.. 58 93-101
    Paper not yet in RePEc: Add citation now
    

1. Social Media Emotions and IPO Returns. (2025). Vamossy, Domonkos F.
   In: Journal of Money, Credit and Banking.
   RePEc:wly:jmoncb:v:57:y:2025:i:1:p:31-67.

   Full description at Econpapers || Download paper

2. Comment on Credit Scores and Inequality Across the Life Cycle. (2025). Albanesi, Stefania.
   In: NBER Chapters.
   RePEc:nbr:nberch:15149.

   Full description at Econpapers || Download paper

3. EmTract: Extracting emotions from social media. (2025). Skog, Rolf P ; Vamossy, Domonkos F.
   In: International Review of Financial Analysis.
   RePEc:eee:finana:v:97:y:2025:i:c:s1057521924007014.

   Full description at Econpapers || Download paper

4. Cryptocurrency ownership and cognitive biases in perceived financial literacy. (2025). Carbo Valverde, Santiago ; Cuadros-Solas, Pedro J ; Carb-Valverde, Santiago ; Rodrguez-Fernndez, Francisco.
   In: Journal of Behavioral and Experimental Finance.
   RePEc:eee:beexfi:v:45:y:2025:i:c:s2214635024001345.

   Full description at Econpapers || Download paper

5. Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan.
   In: Journal of Economic Literature.
   RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

   Full description at Econpapers || Download paper

6. Examining the research taxonomy of artificial intelligence, deep learning & machine learning in the financial sphere—a bibliometric analysis. (2024). Thasneem, J ; Thomas, Ann Susan ; Vijayappan, Ajitha Kumari.
   In: Quality & Quantity: International Journal of Methodology.
   RePEc:spr:qualqt:v:58:y:2024:i:1:d:10.1007_s11135-023-01673-0.

   Full description at Econpapers || Download paper

7. Determinants of the price of bitcoin: An analysis with machine learning and interpretability techniques. (2024). Gorjon, Sergio ; Carbo, Jose Manuel.
   In: International Review of Economics & Finance.
   RePEc:eee:reveco:v:92:y:2024:i:c:p:123-140.

   Full description at Econpapers || Download paper

8. The role of banks’ technology adoption in credit markets during the pandemic. (2024). Rainone, Edoardo ; Branzoli, Nicola ; Supino, Ilaria.
   In: Journal of Financial Stability.
   RePEc:eee:finsta:v:71:y:2024:i:c:s1572308924000159.

   Full description at Econpapers || Download paper

9. Loan default predictability with explainable machine learning. (2024). Wu, Weixing ; Li, Huan.
   In: Finance Research Letters.
   RePEc:eee:finlet:v:60:y:2024:i:c:s1544612323012394.

   Full description at Econpapers || Download paper

10. Credit Scores: Performance and Equity. (2024). Albanesi, Stefania ; Vamossy, Domonkos F.
    In: Papers.
    RePEc:arx:papers:2409.00296.

    Full description at Econpapers || Download paper

11. Social Media Emotions and Market Behavior. (2024). Vamossy, Domonkos F.
    In: Papers.
    RePEc:arx:papers:2404.03792.

    Full description at Econpapers || Download paper

12. Forecasting Loan Default in Europe with Machine Learning*. (2023). Barbaglia, Luca ; Manzan, Sebastiano ; Tosetti, Elisa.
    In: Journal of Financial Econometrics.
    RePEc:oup:jfinec:v:21:y:2023:i:2:p:569-596..

    Full description at Econpapers || Download paper

13. The role of banks technology adoption in credit markets during the pandemic. (2023). Rainone, Edoardo ; Branzoli, Nicola ; Supino, Ilaria.
    In: Temi di discussione (Economic working papers).
    RePEc:bdi:wptemi:td_1406_23.

    Full description at Econpapers || Download paper

14. EmTract: Extracting Emotions from Social Media. (2023). Skog, Rolf ; Vamossy, Domonkos.
    In: Papers.
    RePEc:arx:papers:2112.03868.

    Full description at Econpapers || Download paper

15. Racial Disparities in Debt Collection. (2023). LaVoice, Jessica ; Vamossy, Domonkos F.
    In: Papers.
    RePEc:arx:papers:1910.02570.

    Full description at Econpapers || Download paper

16. Machine learning methods in finance: Recent applications and prospects. (2022). Wiegratz, Kevin ; Hoang, Daniel.
    In: Working Paper Series in Economics.
    RePEc:zbw:kitwps:158.

    Full description at Econpapers || Download paper

17. Life after Default: Credit Hardship and its Effects. (2022). De Giorgi, Giacomo ; Naguib, Costanza.
    In: Diskussionsschriften.
    RePEc:ube:dpvwib:dp2206.

    Full description at Econpapers || Download paper

18. Credit Scoring with Drift Adaptation Using Local Regions of Competence. (2022). Doumpos, Michalis ; Nikolaidis, Dimitrios.
    In: SN Operations Research Forum.
    RePEc:spr:snopef:v:3:y:2022:i:4:d:10.1007_s43069-022-00177-1.

    Full description at Econpapers || Download paper

19. Measuring the model risk-adjusted performance of machine learning algorithms in credit default prediction. (2022). Alonso, Andres ; Carbo, Jose Manuel ; Robisco, Andres Alonso.
    In: Financial Innovation.
    RePEc:spr:fininn:v:8:y:2022:i:1:d:10.1186_s40854-022-00366-1.

    Full description at Econpapers || Download paper

20. Consumer Bankruptcy Prediction Using Balanced and Imbalanced Data. (2022). Brygaa, Magdalena.
    In: Risks.
    RePEc:gam:jrisks:v:10:y:2022:i:2:p:24-:d:727536.

    Full description at Econpapers || Download paper

21. One Threshold Doesn’t Fit All: Tailoring Machine Learning Predictions of Consumer Default for Lower-Income Areas. (2022). Santucci, Larry ; Meursault, Vitaly ; Schor, Nathan ; Moulton, Daniel.
    In: Working Papers.
    RePEc:fip:fedpwp:95158.

    Full description at Econpapers || Download paper

22. Macroeconomic determinants of loan defaults: Evidence from the U.S. peer-to-peer lending market. (2022). Shams, Syed ; Alam, Khorshed ; Nigmonov, Asror.
    In: Research in International Business and Finance.
    RePEc:eee:riibaf:v:59:y:2022:i:c:s0275531921001379.

    Full description at Econpapers || Download paper

23. On similarity. (2022). Da, Luciano.
    In: Physica A: Statistical Mechanics and its Applications.
    RePEc:eee:phsmap:v:599:y:2022:i:c:s037843712200334x.

    Full description at Econpapers || Download paper

24. Digitalization and data, institutional quality and culture as drivers of technology-based credit providers. (2022). Kowalewski, Oskar ; Pisany, Pawe ; Lzak, Emil.
    In: Journal of Economics and Business.
    RePEc:eee:jebusi:v:121:y:2022:i:c:s014861952200025x.

    Full description at Econpapers || Download paper

25. Return on investment on artificial intelligence: The case of bank capital requirement. (2022). Laporte, Matthias ; Fraisse, Henri.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:138:y:2022:i:c:s0378426622000012.

    Full description at Econpapers || Download paper

26. Can machine learning models save capital for banks? Evidence from a Spanish credit portfolio. (2022). Alonso, Andres ; Carbo, Jose Manuel ; Alonso-Robisco, Andres.
    In: International Review of Financial Analysis.
    RePEc:eee:finana:v:84:y:2022:i:c:s1057521922003222.

    Full description at Econpapers || Download paper

27. Accuracy of explanations of machine learning models for credit decisions. (2022). Alonso, Andres ; Carbo, Jose Manuel.
    In: Working Papers.
    RePEc:bde:wpaper:2222.

    Full description at Econpapers || Download paper

28. Model-Free Reinforcement Learning for Asset Allocation. (2022). Mbaka, Timothy ; Kamashazi, Peruth ; Ajiboye, Eniola ; Oshingbesan, Adebayo.
    In: Papers.
    RePEc:arx:papers:2209.10458.

    Full description at Econpapers || Download paper

29. Understanding corporate default using Random Forest: The role of accounting and market information. (2021). Filomeni, Stefano ; Modina, Michele ; Bitetto, Alessandro.
    In: DEM Working Papers Series.
    RePEc:pav:demwpp:demwp0205.

    Full description at Econpapers || Download paper

30. What determines cross-country differences in fintech and bigtech credit markets?. (2021). Kowalewski, Oskar ; Pisany, Pawel ; Slazak, Emil.
    In: Working Papers.
    RePEc:ies:wpaper:f202102.

    Full description at Econpapers || Download paper

31. A New Model Averaging Approach in Predicting Credit Risk Default. (2021). Cucculelli, Marco ; Jha, Paritosh Navinchandra.
    In: Risks.
    RePEc:gam:jrisks:v:9:y:2021:i:6:p:114-:d:570809.

    Full description at Econpapers || Download paper

32. Investor emotions and earnings announcements. (2021). Vamossy, Domonkos F.
    In: Journal of Behavioral and Experimental Finance.
    RePEc:eee:beexfi:v:30:y:2021:i:c:s2214635021000186.

    Full description at Econpapers || Download paper

33. Scaling up SMEs credit scoring scope with LightGBM. (2021). Lextrait, Bastien.
    In: EconomiX Working Papers.
    RePEc:drm:wpaper:2021-25.

    Full description at Econpapers || Download paper

34. The impact of machine learning and big data on credit markets. (2021). Siciliani, Paolo ; Eccles, Peter ; Grout, Paul ; Zalewska, Anna.
    In: Bank of England working papers.
    RePEc:boe:boeewp:0930.

    Full description at Econpapers || Download paper

35. Understanding the performance of machine learning models to predict credit default: a novel approach for supervisory evaluation. (2021). Alonso, Andres ; Carbo, Jose Manuel.
    In: Working Papers.
    RePEc:bde:wpaper:2105.

    Full description at Econpapers || Download paper

36. Predicting Mortality from Credit Reports. (2021). De Giorgi, Giacomo ; Harding, Matthew ; Vasconcelos, Gabriel.
    In: Papers.
    RePEc:arx:papers:2111.03662.

    Full description at Econpapers || Download paper

37. Consumer preferences for farm-raised meat, lab-grown meat, and plant-based meat alternatives: Does information or brand matter?. (2020). Van Loo, Ellen ; Lusk, Jayson ; Caputo, Vincenzina.
    In: Food Policy.
    RePEc:eee:jfpoli:v:95:y:2020:i:c:s0306919220301354.

    Full description at Econpapers || Download paper

38. What can we learn about mortgage supply from online data?. (2020). Signoretti, Federico ; Michelangeli, Valentina ; Ciocchetta, Federica ; Carella, Agnese.
    In: Questioni di Economia e Finanza (Occasional Papers).
    RePEc:bdi:opques:qef_583_20.

    Full description at Econpapers || Download paper

39. FinTech credit: a critical review of empirical research. (2020). Branzoli, Nicola ; Supino, Ilaria.
    In: Questioni di Economia e Finanza (Occasional Papers).
    RePEc:bdi:opques:qef_549_20.

    Full description at Econpapers || Download paper

40. An overall view of key problems in algorithmic trading and recent progress. (2020). Karpe, Michael.
    In: Papers.
    RePEc:arx:papers:2006.05515.

    Full description at Econpapers || Download paper

41. Corporate default forecasting with machine learning. (2019). PARLAPIANO, FABIO ; Moscatelli, Mirko ; Narizzano, Simone ; Viggiano, Gianluca.
    In: Temi di discussione (Economic working papers).
    RePEc:bdi:wptemi:td_1256_19.

    Full description at Econpapers || Download paper

Report date: 2025-10-04 23:59:54 || Missing content? Let us know