1. National Governance Quality, Competition and Firm Investment. (2025). van Diep, Nguyen ; Trang, Phan Quynh.
   In: Economics.
   RePEc:vrs:econom:v:13:y:2025:i:1:p:449-466:n:1020.

   Full description at Econpapers || Download paper

2. Does public funding reduce financial constraints of young firms in Germany?. (2025). Weuschek, Nadine.
   In: Journal of Business Economics.
   RePEc:spr:jbecon:v:95:y:2025:i:1:d:10.1007_s11573-024-01218-3.

   Full description at Econpapers || Download paper

3. Bridging the nexus between Fintech, operational efficiency and banks profitability: the moderating role of bank size. (2025). Mikhaeel, Mina Ayman ; Khaled, Menna Talla ; Abdelaziz, Asmaa Hamdy.
   In: Future Business Journal.
   RePEc:spr:futbus:v:11:y:2025:i:1:d:10.1186_s43093-025-00478-x.

   Full description at Econpapers || Download paper

4. The risk management effect of bank fintech: Evidence from stock price crash risk. (2025). Liu, Yue ; Zhou, Jinlan.
   In: International Review of Financial Analysis.
   RePEc:eee:finana:v:99:y:2025:i:c:s1057521925000262.

   Full description at Econpapers || Download paper

5. Does investment in consumer finance companies impact credit allocation of banks? Evidence from China. (2025). Jun, Xiao ; Jiang, Chuyu ; Luo, Yan ; Zhao, Yang.
   In: Economic Modelling.
   RePEc:eee:ecmode:v:150:y:2025:i:c:s0264999325001282.

   Full description at Econpapers || Download paper

6. Artificial intelligence and relationship lending. (2025). Schiaffi, Stefano ; Gambacorta, Leonardo ; Sabatini, Fabiana.
   In: Temi di discussione (Economic working papers).
   RePEc:bdi:wptemi:td_1476_25.

   Full description at Econpapers || Download paper

7. Front-end Innovation and Top Income Inequality: Evidence from Emerging Markets. (2024). Eyisi, Nwakego ; Ichoku, Hyacinth E ; Kanwal, Asma.
   In: Journal of the Knowledge Economy.
   RePEc:spr:jknowl:v:15:y:2024:i:1:d:10.1007_s13132-023-01105-2.

   Full description at Econpapers || Download paper

8. Access to Credit in a Market Downturn. (2024). Filomeni, Stefano ; Chiaramonte, Laura ; Croci, Ettore ; Casu, Barbara.
   In: Journal of Financial Services Research.
   RePEc:kap:jfsres:v:66:y:2024:i:2:d:10.1007_s10693-022-00388-x.

   Full description at Econpapers || Download paper

9. How does soft information on the causes of default affect debt renegotiation? The Italian evidence. (2024). Rigoni, Ugo ; Cocco, Ludovico Maria ; Simion, Giorgia ; Cavezzali, Elisa.
   In: Annals of Finance.
   RePEc:kap:annfin:v:20:y:2024:i:1:d:10.1007_s10436-023-00435-0.

   Full description at Econpapers || Download paper

10. Local government debt and corporate tax avoidance: Evidence from China. (2024). Shen, Zhihan ; Zhang, Ruipeng ; Li, Peigong.
    In: International Review of Economics & Finance.
    RePEc:eee:reveco:v:93:y:2024:i:pa:p:985-1000.

    Full description at Econpapers || Download paper

11. Banks can help? Evidence in the speed of lending for COVID-19 personal relief loans and financial inclusion. (2024). Hsiao, Yu-Jen ; Lo, Wen-Chi ; Kung, Ming-Hsin ; Chang, Chuang-Chang.
    In: Pacific-Basin Finance Journal.
    RePEc:eee:pacfin:v:86:y:2024:i:c:s0927538x24001999.

    Full description at Econpapers || Download paper

12. Financial geographic density and corporate financial asset holdings: Evidence from China. (2024). Wang, Ting ; Yang, Liuyong ; Xu, Jiani.
    In: Pacific-Basin Finance Journal.
    RePEc:eee:pacfin:v:86:y:2024:i:c:s0927538x24001720.

    Full description at Econpapers || Download paper

13. Does Fintech affect shadow banking of non-financial firms? Evidence from the entrusted loans. (2024). Cao, Yue ; Feng, Yongqi ; Ni, Juan.
    In: International Review of Financial Analysis.
    RePEc:eee:finana:v:94:y:2024:i:c:s105752192400200x.

    Full description at Econpapers || Download paper

14. Fintech, information heterogeneity, and the regional distribution effects of corporate financing constraints. (2024). Lu, Yao ; Zhan, Minghua ; Li, LU.
    In: Economic Modelling.
    RePEc:eee:ecmode:v:137:y:2024:i:c:s0264999324001330.

    Full description at Econpapers || Download paper

15. Does size matter? Examining the probability of firm emergence from bankruptcy. (2024). Krishnamurti, Chandrasekhar ; Rashid, Afzalur ; Shams, Syed ; Zikri, Miftah.
    In: International Review of Finance.
    RePEc:bla:irvfin:v:24:y:2024:i:4:p:669-713.

    Full description at Econpapers || Download paper

16. Optimal Information Acquisition Strategies: The Case of Online Lending. (2024). Mingxi, Zhu ; Haim, Mendelson.
    In: Papers.
    RePEc:arx:papers:2410.05539.

    Full description at Econpapers || Download paper

17. The Effect of Financial Technology Investment Level on European Banks’ Profitability. (2023). Chhaidar, Ahlem ; Abdelhedi, Mouna ; Abdelkafi, Ines.
    In: Journal of the Knowledge Economy.
    RePEc:spr:jknowl:v:14:y:2023:i:3:d:10.1007_s13132-022-00992-1.

    Full description at Econpapers || Download paper

18. Income Inequality and Frontend Innovation: Evidence from Frontier Markets. (2023). Eyisi, Nwakego ; Kanwal, Asma.
    In: Journal of the Knowledge Economy.
    RePEc:spr:jknowl:v:14:y:2023:i:1:d:10.1007_s13132-021-00861-3.

    Full description at Econpapers || Download paper

19. Firm characteristics and asymmetric information based credit rationing in an emerging economy: a gender perspective. (2023). Orkoh, Emmanuel ; Sackey, Frank Gyimah ; Ankrah, Isaac ; Asravor, Richard Kofi.
    In: Journal of Global Entrepreneurship Research.
    RePEc:spr:jglont:v:13:y:2023:i:1:d:10.1007_s40497-023-00363-3.

    Full description at Econpapers || Download paper

20. The power of technology: FinTech and corporate debt default risk in China. (2023). Nie, ZI ; Ling, Xuan ; Chen, Meian.
    In: Pacific-Basin Finance Journal.
    RePEc:eee:pacfin:v:78:y:2023:i:c:s0927538x23000355.

    Full description at Econpapers || Download paper

21. Bank fintech, liquidity creation, and risk-taking: Evidence from China. (2023). Fang, YI ; Zhao, Yang ; Wang, QI.
    In: Economic Modelling.
    RePEc:eee:ecmode:v:127:y:2023:i:c:s0264999323002572.

    Full description at Econpapers || Download paper

22. Do family firms perform better under financial constraints? Financial constraints, family firms and performance. (2022). Guedes, Maria ; Patel, Pankaj C.
    In: Managerial and Decision Economics.
    RePEc:wly:mgtdec:v:43:y:2022:i:4:p:933-949.

    Full description at Econpapers || Download paper

23. Is corporate social responsibility constrained by bank credit resource allocation?. (2022). Chen, Qiao ; Zeng, Huixiang.
    In: Corporate Social Responsibility and Environmental Management.
    RePEc:wly:corsem:v:29:y:2022:i:5:p:1560-1577.

    Full description at Econpapers || Download paper

24. Borrowing in Unsettled Times and Cash Holdings Afterwards. (2022). Ogura, Yoshiaki ; Cai, Yue ; Orihara, Masanori.
    In: Working Papers.
    RePEc:wap:wpaper:2207.

    Full description at Econpapers || Download paper

25. Relationship lending and the use of trade credit: the role of relational capital and private information. (2022). Peruzzi, Valentina ; Murro, Pierluigi.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:59:y:2022:i:1:d:10.1007_s11187-021-00537-x.

    Full description at Econpapers || Download paper

26. Bargaining power and renegotiation of small private debt contracts. (2022). Augusto, Mario ; Valente, Jose ; Murteira, Jose.
    In: Annals of Finance.
    RePEc:kap:annfin:v:18:y:2022:i:4:d:10.1007_s10436-022-00413-y.

    Full description at Econpapers || Download paper

27. Do Dutch SMEs Manage Financial Risk Rationally? Implications from an Empirical Study. (2022). R. P. M. ) van den Boom, .
    In: International Journal of Economics and Finance.
    RePEc:ibn:ijefaa:v:14:y:2022:i:7:p:44.

    Full description at Econpapers || Download paper

28. Does Fintech Development Reduce Corporate Earnings Management? Evidence from China. (2022). Zhan, Weiwei ; Jing, Hao.
    In: Sustainability.
    RePEc:gam:jsusta:v:14:y:2022:i:24:p:16647-:d:1001284.

    Full description at Econpapers || Download paper

29. How Do Banking Characteristics Influence Companies’ Debt Features and Performance during COVID-19? A Study of Portuguese Firms. (2022). Nogueira, Pedro Manuel ; Soares, Antonio Pedro.
    In: IJFS.
    RePEc:gam:jijfss:v:10:y:2022:i:4:p:98-:d:947554.

    Full description at Econpapers || Download paper

30. What drives the credit constraints faced by Chinese small and micro enterprises?. (2022). Yang, Liu ; Cheng, Chao.
    In: Economic Modelling.
    RePEc:eee:ecmode:v:113:y:2022:i:c:s0264999322001444.

    Full description at Econpapers || Download paper

31. The signaling role of trade credit in bank lending decisions: Evidence from small and medium‐sized enterprises. (2022). Verdoliva, Vincenzo ; Sampagnaro, Gabriele ; Porzio, Claudio ; del Gaudio, Belinda L.
    In: Journal of Business Finance & Accounting.
    RePEc:bla:jbfnac:v:49:y:2022:i:1-2:p:327-354.

    Full description at Econpapers || Download paper

32. Relationship lending and access to financial services by SMEs in Kenya. (2021). , Fredrick ; Kiring, Edward ; Wekesa, Argan.
    In: International Journal of Research in Business and Social Science (2147-4478).
    RePEc:rbs:ijbrss:v:10:y:2021:i:5:p:235-244.

    Full description at Econpapers || Download paper

33. Firm size and growth barriers: a data-driven approach. (2021). Karlsson, Johan.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:57:y:2021:i:3:d:10.1007_s11187-020-00350-y.

    Full description at Econpapers || Download paper

34. Effects of information-processing mechanisms on Internet-based purchase order financing. (2021). zhao, xiande ; Huang, Qiuping ; Ma, Lijun ; Yeung, Kwanho.
    In: Transportation Research Part E: Logistics and Transportation Review.
    RePEc:eee:transe:v:146:y:2021:i:c:s1366554520308644.

    Full description at Econpapers || Download paper

35. How financial shocks transmit to the real economy? Banking business models and firm size. (2021). Vinas, Frederic.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:123:y:2021:i:c:s0378426620302703.

    Full description at Econpapers || Download paper

36. Creditor information registries and relationship lending. (2021). Klein, Paul-Olivier ; Bertrand, Jeremie.
    In: International Review of Law and Economics.
    RePEc:eee:irlaec:v:65:y:2021:i:c:s0144818820301794.

    Full description at Econpapers || Download paper

37. The effect of fintech on banks’ credit provision to SMEs: Evidence from China. (2021). Sheng, Tianxiang.
    In: Finance Research Letters.
    RePEc:eee:finlet:v:39:y:2021:i:c:s1544612320301148.

    Full description at Econpapers || Download paper

38. Proximity‐based screening tools and credit rationing: Lessons from a Cameroonian greenfield microfinance institution. (2021). Tchuigoua, Hubert Tchakoute.
    In: African Development Review.
    RePEc:bla:afrdev:v:33:y:2021:i:3:p:506-517.

    Full description at Econpapers || Download paper

39. Heterogeneity and state dependence in firms’ access to credit: Microevidence from the euro area. (2020). Aristei, David ; Angori, Gabriele.
    In: SEEDS Working Papers.
    RePEc:srt:wpaper:0220.

    Full description at Econpapers || Download paper

40. Effects of declining bank health on borrowers’ earnings quality: evidence from the European sovereign debt crisis. (2020). Zick, Theresa ; Kiy, Florian.
    In: Journal of Business Economics.
    RePEc:spr:jbecon:v:90:y:2020:i:4:d:10.1007_s11573-020-00968-0.

    Full description at Econpapers || Download paper

41. Relationship lending and the use of trade credit: the role of relational capital and private information. (2020). Peruzzi, Valentina ; Murro, Pierluigi.
    In: Working Papers CASMEF.
    RePEc:lui:casmef:2006.

    Full description at Econpapers || Download paper

42. Crowdlending Campaigns for Renewable Energy: Success Factors. (2020). Rousseau, Antoine ; ben Slimane, Faten.
    In: Post-Print.
    RePEc:hal:journl:hal-02371926.

    Full description at Econpapers || Download paper

43. Internationalization and firm default risk: The roles of environmental dynamism and marketing capability. (2020). Ding, Zhihua ; Xu, Xiaobo ; Sun, Wenbin ; Cui, Kacie.
    In: Journal of Business Research.
    RePEc:eee:jbrese:v:121:y:2020:i:c:p:142-153.

    Full description at Econpapers || Download paper

44. Banking relationships, firm-size heterogeneity and access to credit: Evidence from European firms. (2020). Aristei, David ; Gallo, Manuela ; Angori, Gabriele.
    In: Finance Research Letters.
    RePEc:eee:finlet:v:33:y:2020:i:c:s1544612318306032.

    Full description at Econpapers || Download paper

45. Credit rationing in P2P lending to SMEs: Do lender-borrower relationships matter?. (2020). Galema, Rients.
    In: Journal of Corporate Finance.
    RePEc:eee:corfin:v:65:y:2020:i:c:s0929119920301863.

    Full description at Econpapers || Download paper

46. Impact of Credit Market Development and Stability on Productivity: New Evidence from the Industry Level. (2020). Brzozowski, Michalo.
    In: Annals of Economics and Finance.
    RePEc:cuf:journl:y:2020:v:21:i:1:brzozowski.

    Full description at Econpapers || Download paper

47. Blockchain, bank credit and SME financing. (2019). Luo, Robin Hang ; Lin, Zhangxi ; Wang, Rui.
    In: Quality & Quantity: International Journal of Methodology.
    RePEc:spr:qualqt:v:53:y:2019:i:3:d:10.1007_s11135-018-0806-6.

    Full description at Econpapers || Download paper

48. Analysis and Comparison of Economic and Financial Risk Sources in SMEs of the Visegrad Group and Serbia. (2019). Virglerova, Zuzana ; Lakner, Zoltan ; Kovacs, Sandor ; Kovacova, Maria ; Olah, Judit ; Popp, Jozsef.
    In: Sustainability.
    RePEc:gam:jsusta:v:11:y:2019:i:7:p:1853-:d:217845.

    Full description at Econpapers || Download paper

49. Firm Size and Age mediating the Firm Survival-Hedging Effect: Hayes’ 3-Way Parallel Approach. (2019). Okwo, Henry ; Ezenwakwelu, Charity ; Imhanrenialena, Benedict ; Igwe, Anthony.
    In: Sustainability.
    RePEc:gam:jsusta:v:11:y:2019:i:3:p:887-:d:204441.

    Full description at Econpapers || Download paper

50. Board Governance, Sustainable Innovation Capability and Corporate Expansion: Empirical Data from Private Listed Companies in China. (2019). Xu, Peng ; Bai, Guiyu.
    In: Sustainability.
    RePEc:gam:jsusta:v:11:y:2019:i:13:p:3529-:d:243394.

    Full description at Econpapers || Download paper

51. Loan loss provisioning by Italian banks: Managerial discretion, relationship banking, functional distance and bank risk. (2019). Aristei, David ; Gallo, Manuela.
    In: International Review of Economics & Finance.
    RePEc:eee:reveco:v:60:y:2019:i:c:p:238-256.

    Full description at Econpapers || Download paper

52. Bank lending technologies and credit availability in Europe. What can we learn from the crisis?. (2018). Peruzzi, Valentina ; Murro, Pierluigi ; Ferri, Giovanni ; Rotondi, Zeno.
    In: CERBE Working Papers.
    RePEc:lsa:wpaper:wpc17.

    Full description at Econpapers || Download paper

53. Does Collateral Reduce Loan-Size Credit Rationing? Survey Evidence. (2018). Forssbæck, Jens ; Forssbaeck, Jens ; Chala, Alemu Tulu.
    In: Working Papers.
    RePEc:hhs:lunewp:2018_036.

    Full description at Econpapers || Download paper

54. Financial Infrastructure and Access to Finance for European SMEs. (2018). Andrieș, Alin Marius ; Marcu, Nicu ; Tofan, Mihaela ; Oprea, Florin.
    In: Sustainability.
    RePEc:gam:jsusta:v:10:y:2018:i:10:p:3400-:d:171764.

    Full description at Econpapers || Download paper

55. Assessing the Reliability of Self‐reported Income Information in Informal Small Business Lending through a Bogus Pipeline Experiment. (2018). Turvey, Calum ; Musshoff, Oliver ; Romer, Ulf ; Weber, Ron.
    In: Journal of Agricultural Economics.
    RePEc:bla:jageco:v:69:y:2018:i:3:p:726-738.

    Full description at Econpapers || Download paper

56. Truth and consequences: Bogus pipeline experiment in informal small business lending. (2017). Turvey, Calum ; Musshoff, Oliver ; Romer, Ulf ; Weber, Ron.
    In: DARE Discussion Papers.
    RePEc:zbw:daredp:1702.

    Full description at Econpapers || Download paper

57. Determinants of SME Finance: Evidence from Three Central European Countries. (2017). Twyeafur, Rahman M ; Ashiqur, Rahman ; Jaroslav, Belas.
    In: Review of Economic Perspectives.
    RePEc:vrs:reoecp:v:17:y:2017:i:3:p:263-285:n:3.

    Full description at Econpapers || Download paper

58. Wie ehrlich sind Kunden von Mikrofinanzinstituten? Ein Bogus-Pipeline-Experiment zur Untersuchung asymmetrischer Information im Mikrofinanzsektor auf den Philippinen. (2017). Turvey, Calum ; Musshoff, Oliver ; Romer, Ulf ; Weber, Ron.
    In: Schmalenbach Journal of Business Research.
    RePEc:spr:sjobre:v:69:y:2017:i:2:d:10.1007_s41471-016-0026-5.

    Full description at Econpapers || Download paper

59. Beyond Banks¡¯ Capitalization: What Affects the Credit Lines?. (2017). Formisano, Vincenzo ; Santulli, Rosalia ; Modina, Michele ; Gallucci, Carmen.
    In: International Journal of Financial Research.
    RePEc:jfr:ijfr11:v:8:y:2017:i:4:p:71-79.

    Full description at Econpapers || Download paper

60. Bank-firm relationship and credit risk: An analysis on Tunisian firms. (2017). Boussaada, Rim ; Belguith, Houda ; Belaid, Faial.
    In: Research in International Business and Finance.
    RePEc:eee:riibaf:v:42:y:2017:i:c:p:532-543.

    Full description at Econpapers || Download paper

61. Do borrower-lender relationships still matter for small business loans?. (2017). Durguner, Sena.
    In: Journal of International Financial Markets, Institutions and Money.
    RePEc:eee:intfin:v:50:y:2017:i:c:p:98-118.

    Full description at Econpapers || Download paper

62. Bank lending technologies and credit availability in Europe. What can we learn from the crisis?. (2017). Peruzzi, Valentina ; Murro, Pierluigi ; Ferri, Giovanni ; Rotondi, Zeno.
    In: Mo.Fi.R. Working Papers.
    RePEc:anc:wmofir:135.

    Full description at Econpapers || Download paper

63. FINANCING CONSTRAINTS ON SMES IN EMERGING MARKETS: DOES FINANCIAL LITERACY MATTER?. (2017). Nhu, Thi Anh.
    In: Review of Socio - Economic Perspectives.
    RePEc:aly:journl:201711.

    Full description at Econpapers || Download paper

64. Truth and consequences: Bogus pipeline experiment in informal small business lending. (2017). Turvey, Calum ; Musshoff, Oliver ; Romer, Ulf ; Weber, Ron.
    In: Department of Agricultural and Rural Development (DARE) Discussion Papers.
    RePEc:ags:gadadp:260765.

    Full description at Econpapers || Download paper

65. Factores determinantes que explican el acceso a la financiación bancaria: un estudio empírico en empresas peruanas. (2017). Rocca, Salustiano Eduardo ; Gomez-Guillamon, Antonio Durendez.
    In: Small Business International Review.
    RePEc:aaz:sbir01:v:1:y:2017:i:1:p:11-34.

    Full description at Econpapers || Download paper

66. The role of bank credit allocation: Evidence from the Spanish economy. (2016). Teglio, Andrea ; Alfarano, Simone ; Petrovic, Marko.
    In: Working Papers.
    RePEc:jau:wpaper:2016/17.

    Full description at Econpapers || Download paper

67. Adoption of the International Financial Reporting Standards (IFRS) on companies’ financing structure in emerging economies. (2016). Fávero, Luiz Paulo ; Dos, Marco Aurelio ; Lopes, Luiz Paulo ; Distadio, Luiz Fernando.
    In: Finance Research Letters.
    RePEc:eee:finlet:v:16:y:2016:i:c:p:179-189.

    Full description at Econpapers || Download paper

68. Asymmetric Information, Bank Lending and Implicit Contracts: Differences between Banks. (2015). Niinimaki, Juha-Pekka.
    In: Czech Economic Review.
    RePEc:fau:aucocz:au2015_074.

    Full description at Econpapers || Download paper

1. Agarwal, S. ; Hauswald, R. Distance and private information in lending. 2010 Review of Financial Studies. 23 2758-2788

2. Ai, C. ; Norton, E.C. Interaction terms in logit and probit models. 2003 Economics Letters. 80 123-129

3. Albareto, G. ; Benvenuti, M. ; Mocetti, S. ; Pagnini, M. ; Rossi, P. The Organization of Lending and the Use of Credit Scoring Techniques in Italian Banks. 2011 Journal of Financial Transformation. 32 143-168

4. Alessandrini, P. ; Fratianni, M. ; Zazzaro, A. The Changing Geography of Banking and Finance. 2009 Springer: US

5. Alessandrini, P. ; Presbitero, A.F. ; Zazzaro, A. Banks, distances and firms’ financing constraints. 2009 Review of Finance. 13 261-307

6. Allison, Paul D. Comparing logit and probit coefficients across groups. 1999 Sociological Methods and Research. 28 186-208

7. Angelini, P. ; Di Salvo, R. ; Ferri, G. Availability and cost of credit for small businesses: customer relationships and credit cooperatives. 1998 Journal of Banking & Finance. 22 925-954

8. Atzeni, G.E. ; Piga, C.A. R&D investment, credit rationing and sample selection. 2007 Bulletin of Economic Research. 59 149-178

9. Becchetti, L. ; Castelli, A. ; Hasan, I. Investment-cash flow sensitivities, credit rationing and financing constraints in small and medium-sized firms. 2010 Small Business Economics. 35 467-497

10. Berger, A.N. ; Black, L.K. Bank size, lending technologies, and small business finance. 2011 Journal of Banking & Finance. 35 724-735

11. Berger, A.N. ; Demirgüc-Kunt, A. ; Levine, R. ; Haubrich, J.G. Bank concentration and competition: an evolution in the making. 2004 Journal of Money, Credit and Banking. 36 433-451

12. Berger, A.N. ; Udell, G.F. Relationship lending and lines of credit in small firm finance. 1995 Journal of Business. 68 351-381

13. Berkowitz, J. ; White, M.J. Bankruptcy and small firms’ access to credit. 2004 Rand Journal of Economics. 35 69-84

14. Bharath, S.T. ; Dahiya, S. ; Saunders, A. ; Srinivasan, A. Lending relationships and loan contract terms. 2011 Review of Financial Studies. 24 1141-1203
    Paper not yet in RePEc: Add citation now
    

15. Bhattacharya, S. ; Chiesa, G. Proprietary information, financial intermediation, and research incentives. 1995 Journal of Financial Intermediation. 4 328-357

16. Bhattacharya, S. ; Thakor, A.V. Contemporary banking theory. 1993 Journal of Financial Intermediation. 3 2-50

17. Bolton, P. ; Scharfstein, D.S. Optimal debt structure and the number of creditors. 1996 The Journal of Political Economy. 104 1-25

18. Bongini, P. ; Di Battista, M.L. ; Nieri, L. Relationship banking: an old solution for the present crisis?. 2009 Bancaria. 5 2-20

19. Boot, A.W.A. Relationship banking: what do we know?. 2000 Journal of Financial Intermediation. 9 7-25

20. Boot, A.W.A. ; Thakor, A.V. Moral hazard and secured lending in an infinitely repeated credit market game. 1994 International Economic Review. 35 899-920

21. Boyd, J.H. ; Prescott, E.C. Financial intermediary-coalitions. 1986 Journal of Economic Theory. 38 211-232

22. Bris, A. ; Welch, I.V.O. The optimal concentration of creditors. 2005 Journal of Finance. 60 2193-2212

23. CarboValverde, S. ; Rodriguez-Fernandez, F. ; Udell, G.F. Bank market power and SME financing constraints. 2009 Review of Finance. 13 309-340

24. Carletti, E. ; Cerasi, V. ; Daltung, S. Multiple-bank lending: diversification and free-riding in monitoring. 2007 Journal of Financial Intermediation. 16 425-451

25. Cole, R.A. The importance of relationships to the availability of credit. 1998 Journal of Banking & Finance. 22 959-977

26. Cole, R.A. ; Goldberg, L.G. ; White, L.J. Cookie-cutter versus character: the micro-structure of small business lending by large and small banks. 2004 Journal of Financial and Quantitative Analysis. 39 227-251

27. Cotugno, M. ; Monferrà, S. ; Sampagnaro, G. Relationship lending, hierarchical distance and credit tightening: evidence from the financial crisis. 2013 Journal of Banking and Finance. 37 1372-1385

28. De Bodt, E. ; Lobez, F. ; Statnik, J.C. Credit rationing, customer relationship and the number of banks: an empirical analysis. 2005 European Financial Management. 11 195-228

29. Degryse, H. ; Kim, M. ; Ongena, S. Microeconometrics of Banking: Methods, Applications and Results. 2009 Oxford University Press: Oxford

30. Degryse, H. ; Van Cayseele, P. Relationship lending within a bank-based system: evidence from European small business data. 2000 Journal of Financial Intermediation. 9 90-109

31. Dell’Ariccia, G. ; Marquez, R. Information and bank credit allocation. 2004 Journal of Financial Economics. 72 185-214

32. Detragiache, E. ; Garella, P. ; Guiso, L. Multiple versus single banking relationships: theory and evidence. 2000 Journal of Finance. 55 1133-1161

33. Dewatripont, M. ; Maskin, E. Credit and efficiency in centralized and decentralized economies. 1995 Review of Economic Studies. 62 541-555

34. DeYoung, R. ; Glennon, D. ; Nigro, P. Borrower–lender distance, credit scoring, and the performance of small business loans. 2008 Journal of Financial Intermediation. 17 113-143
    Paper not yet in RePEc: Add citation now
    

35. Elsas, R., Heinemann, F., Tyrell, M., 2004. Multiple but asymmetric bank financing: The case of relationship lending. Working Paper, CESifo Group Munich.

36. Fama, E.F. What’s different about banks?. 1985 Journal of Monetary Economics. 15 29-39

37. Gobbi, G. ; Sette, E. Do firms benefit from concentrating their borrowing? Evidence from the great recession. 2014 Review of Finance. 18 527-560

38. Gopalan, R. ; Nanda, V.K. ; Seru, A. Affiliated firms and financial support: evidence from indian business groups. 2007 Journal of Financial Economics. 86 759-795

39. Greene, W. Econometric Analysis, 7/E. 2012 Prentice Hall: New Jersey
    Paper not yet in RePEc: Add citation now
    

40. Greene, W. Testing hypotheses about interaction terms in nonlinear models. 2010 Economics Letters. 107 291-296

41. Greene, William H., A Statistical Model for Credit Scoring (April 8, 1992). NYU Working Paper No. EC-92-29. Available from SSRN: http://ssrn.com/abstract=1867088.

42. Guiso, L. High-tech firms and credit rationing. 1998 Journal of Economic Behavior and Organization. 35 39-59

43. Guiso, L. ; Minetti, R. The structure of multiple credit relationships: Evidence from U.S. firms. 2010 Journal of Money, Credit and Banking. 46 1037-1071

44. Harhoff, D. ; Körting, T. Lending relationships in Germany – empirical evidence from survey data. 1998 Journal of Banking & Finance. 22 1317-1353

45. Hernandéz-Canovas, G. ; Martìnez-Solano, P. Effect of number of banking relationships on credit availability: evidence from panel data of Spanish small firms. 2007 Small Business Economics. 28 37-53
    Paper not yet in RePEc: Add citation now
    

46. Herrera, A.M. ; Minetti, R. Informed finance and technological change: evidence from credit relationships. 2007 Journal of Financial Economics. 83 223-269

47. Hubert, F. ; Schäfer, D. Coordination failure with multiple-source lending: the cost of protection against a powerful lender. 2002 Journal of Institutional and Theoretical Economics. 158 256-275

48. Jaffee, D.M. ; Russell, T. Imperfect information, uncertainty, and credit rationing. 1976 Quarterly Journal of Economics. 90 651-666

49. Karaca-Mandic, P. ; Norton, E.C. ; Dowd, B. Interaction terms in nonlinear models. 2012 Health Services Research. 47 255-274
    Paper not yet in RePEc: Add citation now
    

50. Kim, M. ; Kliger, D. ; Vale, B. Estimating switching costs: the case of banking. 2003 Journal of Financial Intermediation. 12 25-56

51. Knyazeva, A.K. ; Knyazeva, D. Does being your bank’s neighbor matter?. 2012 Journal of Banking & Finance. 36 1194-1209

52. Leland, H.E. ; Pyle, D.H. Information asymmetries, financial structure, and financial intermediation. 1977 Journal of Finance. 32 371-387

53. Long, S., 2009. Group comparisons in logit and probit using predicted probabilities. Working Paper, Indiana University.
    Paper not yet in RePEc: Add citation now
    

54. Minetti, R. ; Zhu, S.C. Credit constraints and firm export: microeconomic evidence from Italy. 2011 Journal of International Economics. 83 109-125

55. Ongena, S. ; Smith, D.C. The duration of bank relationships. 2001 Journal of Financial Economics. 61 449-475

56. Padilla, A.J. ; Pagano, M. Endogenous communication among lenders and entrepreneurial incentives. 1997 Review of Financial Studies, Society for Financial Studies. 10 205-236

57. Pavitt, K. Sectoral patterns of technical change: towards a taxonomy and a theory. 1984 Research Policy. 13 343-373

58. Petersen, M.A. Information: Hard and Soft. 2004 Northwestern University: Mimeo
    Paper not yet in RePEc: Add citation now
    

59. Petersen, M.A. ; Rajan, R.G. The benefits of lending relationships: evidence from small business data. 1994 Journal of Finance. 49 3-37

60. Petersen, M.A. ; Rajan, R.G. The effect of credit market competition on lending relationships. 1995 The Quarterly Journal of Economics. 110 407-443

61. Presbitero, A.F. ; Zazzaro, A. Competition and relationship lending: friends or foes?”. 2011 Journal of Financial Intermediation. 20 387-413

62. Rajan, R.G. Insiders and outsiders: the choice between informed and arms’ length debt. 1992 Journal of Finance. 47 1367-1400

63. Ratti, R.A. ; Lee, S. ; Seol, Y. Bank concentration and financial constraints on firm-level investment in Europe. 2008 Journal of Banking & Finance. 32 2684-2694

64. Ryan, R.M. ; O’Toole, C.M. ; McCann, F. Does bank market power affect SME financing constraints?. 2014 Journal of Banking and Finance. 49 495-505

65. Sartori, A. An estimator for some binary outcome selection models without exclusion restrictions. 2003 Political Analysis. 11 111-138

66. Saunders, A. ; Allen, L. Credit Risk Measurement. 2002 Wiley: New York
    Paper not yet in RePEc: Add citation now
    

67. Sharpe, S.A. Asymmetric information, bank lending and implicit contracts: a stylized model of customer relationships. 1990 Journal of Finance. 45 1069-1087

68. Stein, J.C. Information production and capital allocation: decentralized versus hierarchical firms. 2002 Journal of Finance. 57 1891-1921

69. Stiglitz, J.E. ; Weiss, A.M. Credit rationing in markets with imperfect information. 1981 American Economic Review. 71 393-410

70. Van de Ven, W.P.M.M. ; Van Praag, B.M.S. The demand for deductibles in private health insurance: a probit model with sample selection. 1981 Journal of Econometrics. 17 229-252

71. von Rheinbaben, J. ; Ruckes, M. The number and the closeness of bank relationships. 2004 Journal of Banking & Finance. 28 1597-1615

72. von Thadden, E., 1992. The commitment of finance, duplicated monitoring and the investment horizon. Working Paper, CEPR.

73. von Thadden, E.L. Long-term contracts, short-term investment and monitoring. 1995 Review of Economic Studies. 62 557-575

74. Wooldridge, J.M. Introductory Econometrics: A Modern Approach, 3/E. 2006 Thomson/South-Western: Mason
    Paper not yet in RePEc: Add citation now
    

1. Green Investment by Firms : Finance or Climate Driven ?. (2022). Kalantzis, Fotios ; Schweiger, Helena ; Dominguez, Sofia.
   In: Policy Research Working Paper Series.
   RePEc:wbk:wbrwps:10064.

   Full description at Econpapers || Download paper

2. The failure of models that predict failure: Distance, incentives, and defaults. (2015). Vig, Vikrant ; Seru, Amit ; Rajan, Uday.
   In: Journal of Financial Economics.
   RePEc:eee:jfinec:v:115:y:2015:i:2:p:237-260.

   Full description at Econpapers || Download paper

3. Credit rationing and relationship lending. Does firm size matter?. (2015). Torluccio, Giuseppe ; Salotti, Valentina ; Monferra, Stefano ; Cenni, Stefano ; Sangiorgi, Marco.
   In: Journal of Banking & Finance.
   RePEc:eee:jbfina:v:53:y:2015:i:c:p:249-265.

   Full description at Econpapers || Download paper

4. Relationship and Transaction Lending in a Crisis. (2015). Mistrulli, Paolo Emilio ; Gambacorta, Leonardo ; FREIXAS, XAVIER ; Bolton, Patrick.
   In: Working Papers.
   RePEc:bge:wpaper:714.

   Full description at Econpapers || Download paper

5. Optimal Return in a Model of Bank Small-business Financing. (2014). Peia, Oana.
   In: Post-Print.
   RePEc:hal:journl:hal-00952641.

   Full description at Econpapers || Download paper

6. Homebuilders, Affiliated Financing Arms and the Mortgage Crisis. (2014). Paulson, Anna ; Amromin, Gene ; Agarwal, Sumit ; Villupuram, Sriram ; Gartenberg, Claudine.
   In: Economic Perspectives.
   RePEc:fip:fedhep:00006.

   Full description at Econpapers || Download paper

7. Credit constraints and investment in human capital: Training evidence from transition economies. (2014). Popov, Alexander.
   In: Journal of Financial Intermediation.
   RePEc:eee:jfinin:v:23:y:2014:i:1:p:76-100.

   Full description at Econpapers || Download paper

8. Impact of ethical behavior on syndicated loan rates. (2014). Tribó, Josep ; Kim, Moshe ; Surroca, Jordi.
   In: Journal of Banking & Finance.
   RePEc:eee:jbfina:v:38:y:2014:i:c:p:122-144.

   Full description at Econpapers || Download paper

9. Local institutional shareholders and corporate hedging policies. (2014). Lin, Lin ; Lai, Yi-Hsun ; Tai, Vivian W..
   In: The North American Journal of Economics and Finance.
   RePEc:eee:ecofin:v:28:y:2014:i:c:p:287-312.

   Full description at Econpapers || Download paper

10. Optimal Return in a Model of Bank Small-business Financing. (2014). Vranceanu, Radu ; Peia, Oana.
    In: ESSEC Working Papers.
    RePEc:ebg:essewp:dr-14003.

    Full description at Econpapers || Download paper

11. When Arm’s Length Is Too Far. Relationship Banking over the Business Cycle. (2014). Van Horen, Neeltje ; De Haas, Ralph ; Degryse, Hans ; Beck, Thorsten.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:10050.

    Full description at Econpapers || Download paper

12. Relationship and transaction lending in a crisis. (2013). Mistrulli, Paolo Emilio ; Gambacorta, Leonardo ; FREIXAS, XAVIER ; Bolton, Patrick.
    In: Economics Working Papers.
    RePEc:upf:upfgen:1385.

    Full description at Econpapers || Download paper

13. Running for the Exit? International Bank Lending During a Financial Crisis. (2013). Van Horen, Neeltje ; De Haas, Ralph.
    In: The Review of Financial Studies.
    RePEc:oup:rfinst:v:26:y:2013:i:1:p:244-285.

    Full description at Econpapers || Download paper

14. Relationship and Transaction Lending in a Crisis. (2013). Mistrulli, Paolo Emilio ; Gambacorta, Leonardo ; FREIXAS, XAVIER ; Bolton, Patrick.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:19467.

    Full description at Econpapers || Download paper

15. Relationship banking and escalating commitments to bad loans. (2013). Paetzold, Ramona ; Kang, Eugene ; Fraser, Donald ; Zardkoohi, Asghar.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:40:y:2013:i:4:p:899-910.

    Full description at Econpapers || Download paper

16. Spatial correlation in credit risk and its improvement in credit scoring. (2013). Artes, Rinaldo ; Fernandes, Guilherme Barreto .
    In: Insper Working Papers.
    RePEc:ibm:ibmecp:wpe_321.

    Full description at Econpapers || Download paper

17. Bank Lending Relationships and the Use of Performance-Sensitive Debt. (2013). Streitz, Daniel ; Adam, Tim R..
    In: SFB 649 Discussion Papers.
    RePEc:hum:wpaper:sfb649dp2013-027.

    Full description at Econpapers || Download paper

18. Credit ratings and bank monitoring ability. (2013). Roszbach, Kasper ; Nakamura, Leonard.
    In: Working Papers.
    RePEc:fip:fedpwp:13-21.

    Full description at Econpapers || Download paper

19. Monetary policy and regional availability of debt financing. (2013). Massa, Massimo ; Zhang, Lei.
    In: Journal of Monetary Economics.
    RePEc:eee:moneco:v:60:y:2013:i:4:p:439-458.

    Full description at Econpapers || Download paper

20. “When the cats away the mice will play”: Does regulation at home affect bank risk-taking abroad?. (2013). Udell, Gregory ; Popov, Alexander ; Ongena, Steven.
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:108:y:2013:i:3:p:727-750.

    Full description at Econpapers || Download paper

21. Does banking competition alleviate or worsen credit constraints faced by small- and medium-sized enterprises? Evidence from China. (2013). Ongena, Steven ; CHONG, Terence Tai Leung ; Lu, Liping.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:37:y:2013:i:9:p:3412-3424.

    Full description at Econpapers || Download paper

22. Business credit information sharing and default risk of private firms. (2013). Langer, Thomas ; Dierkes, Maik ; Norden, Lars ; Erner, Carsten.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:37:y:2013:i:8:p:2867-2878.

    Full description at Econpapers || Download paper

23. Relationship lending, hierarchical distance and credit tightening: Evidence from the financial crisis. (2013). Cotugno, Matteo ; Monferra, Stefano ; Sampagnaro, Gabriele.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:37:y:2013:i:5:p:1372-1385.

    Full description at Econpapers || Download paper

24. Who gets credit after bankruptcy and why? An information channel. (2013). Montoriol Garriga, Judit ; Montoriol-Garriga, Judit ; Cohen-Cole, Ethan ; Duygan-Bump, Burcu.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:37:y:2013:i:12:p:5101-5117.

    Full description at Econpapers || Download paper

25. Do banks price discriminate spatially? Evidence from small business lending in local credit markets. (2013). Zazzaro, Alberto ; Bellucci, Andrea ; Borisov, Alexander.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:37:y:2013:i:11:p:4183-4197.

    Full description at Econpapers || Download paper

26. Credit constraints and investment in human capital: training evidence from transition economies. (2013). Popov, Alexander.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20131606.

    Full description at Econpapers || Download paper

27. Monetary policy, bank capital and credit supply: a role for discouraged and informally rejected firms. (2013). Popov, Alexander.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20131593.

    Full description at Econpapers || Download paper

28. Hidden gems and borrowers with dirty little secrets: investment in soft information, borrower self-selection and competition. (2013). Gropp, Reint ; Gruendl, Christian ; Guettler, Andre.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20131555.

    Full description at Econpapers || Download paper

29. Relationship and Transaction Lending in a Crisis. (2013). Mistrulli, Paolo Emilio ; Gambacorta, Leonardo ; FREIXAS, XAVIER ; Bolton, Patrick.
    In: BIS Working Papers.
    RePEc:bis:biswps:417.

    Full description at Econpapers || Download paper

30. Do Banks Price Discriminate Spatially? Evidence from Small Business Lending in Local Credit Markets. (2013). Zazzaro, Alberto ; Bellucci, Andrea ; Borisov, Alexander V..
    In: Mo.Fi.R. Working Papers.
    RePEc:anc:wmofir:79.

    Full description at Econpapers || Download paper

31. How can banks effectively stabilize their retail customers saving behavior? The impact of contractual rewards on saving persistence and cash flow volatility. (2012). Hartmann-Wendels, Thomas ; Sievers, Sonke ; Schluter, Tobias.
    In: VfS Annual Conference 2012 (Goettingen): New Approaches and Challenges for the Labor Market of the 21st Century.
    RePEc:zbw:vfsc12:62057.

    Full description at Econpapers || Download paper

32. Does Religion Matter to Equity Pricing?. (2012). Saadi, Samir ; Ni, Yang ; El Ghoul, Sadok ; Guedhami, Omrane ; Pittman, Jeffrey.
    In: Journal of Business Ethics.
    RePEc:kap:jbuset:v:111:y:2012:i:4:p:491-518.

    Full description at Econpapers || Download paper

33. Differentiated Use of Small Business Credit Scoring by Relationship Lenders and Transactional Lenders: Evidence from Firm-Bank Matched Data in Japan. (2012). Ono, Arito ; Hirata, Hideaki ; Hasumi, Ryo.
    In: Working Paper Series.
    RePEc:hit:cinwps:23.

    Full description at Econpapers || Download paper

34. Loan officers and relationship lending to SMEs. (2012). Yamori, Nobuyoshi ; Udell, Gregory ; Uchida, Hirofumi.
    In: Journal of Financial Intermediation.
    RePEc:eee:jfinin:v:21:y:2012:i:1:p:97-122.

    Full description at Econpapers || Download paper

35. Adverse selection in mortgage securitization. (2012). Yavas, Abdullah ; Agarwal, Sumit ; Chang, Yan.
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:105:y:2012:i:3:p:640-660.

    Full description at Econpapers || Download paper

36. Does being your bank’s neighbor matter?. (2012). Knyazeva, Diana.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:36:y:2012:i:4:p:1194-1209.

    Full description at Econpapers || Download paper

37. Cross-border banking, credit access, and the financial crisis. (2012). Udell, Gregory ; Popov, Alexander.
    In: Journal of International Economics.
    RePEc:eee:inecon:v:87:y:2012:i:1:p:147-161.

    Full description at Econpapers || Download paper

38. When the cats away the mice will play: does regulation at home affect bank risk taking abroad?. (2012). Udell, Gregory ; Popov, Alexander ; Ongena, Steven.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20121488.

    Full description at Econpapers || Download paper

39. Follow the money: what does the literature on banking tell prudential supervisors on bank business models?. (2012). Cavelaars, Paul ; Passenier, Joost.
    In: Working Papers.
    RePEc:dnb:dnbwpp:336.

    Full description at Econpapers || Download paper

40. Relationship lending in a financial turmoil. (2012). Sette, Enrico ; gobbi, giorgio.
    In: Mo.Fi.R. Working Papers.
    RePEc:anc:wmofir:59.

    Full description at Econpapers || Download paper

41. International Propagation of Financial Shocks in a Search and Matching Environment. (2011). Isoré, Marlène.
    In: FIW Working Paper series.
    RePEc:wsr:wpaper:y:2011:i:068.

    Full description at Econpapers || Download paper

42. Firms Exporting Behavior under Quality Constraints. (2011). Sivadasan, Jagadeesh ; Hallak, Juan.
    In: Working Papers.
    RePEc:mie:wpaper:628.

    Full description at Econpapers || Download paper

43. Geographies of Finance : Centers, Flows, and Relations. (2011). Seo, Bongman.
    In: Hitotsubashi Journal of Economics.
    RePEc:hit:hitjec:v:52:y:2011:i:1:p:69-86.

    Full description at Econpapers || Download paper

44. Firm-level determinants and impacts of finance-seeking behaviour and outcomes for small and medium-sized enterprises (SMEs) in Australia. (2011). Worthington, Andrew ; Higgs, Helen ; Xiang, Dong.
    In: Discussion Papers in Finance.
    RePEc:gri:fpaper:finance:201115.

    Full description at Econpapers || Download paper

45. Reexamining the empirical relation between loan risk and collateral: the roles of collateral characteristics and types. (2011). Ioannidou, Vasso ; Frame, W ; Berger, Allen.
    In: FRB Atlanta Working Paper.
    RePEc:fip:fedawp:2011-12.

    Full description at Econpapers || Download paper

46. Rules versus discretion in loan rate setting. (2011). Ongena, Steven ; Degryse, Hans ; Cerqueiro, Geraldo.
    In: Journal of Financial Intermediation.
    RePEc:eee:jfinin:v:20:y:2011:i:4:p:503-529.

    Full description at Econpapers || Download paper

47. On the importance of prior relationships in bank loans to retail customers. (2011). Steffen, Sascha ; Puri, Manju ; Rocholl, Jorg.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20111395.

    Full description at Econpapers || Download paper

48. Running for the Exit: International Banks and Crisis Transmission. (2011). de Haas, Ralph ; van Horen, Neeltje.
    In: Working Papers.
    RePEc:dnb:dnbwpp:279.

    Full description at Econpapers || Download paper

49. Does gender matter in bank-firm relationships? Evidence from small business lending. (2010). Zazzaro, Alberto ; Bellucci, Andrea ; Borisov, Alexander.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:34:y:2010:i:12:p:2968-2984.

    Full description at Econpapers || Download paper

50. Soft Information and Investment: Evidence from Plant-Level Data. (2010). Giroud, Xavier.
    In: Working Papers.
    RePEc:cen:wpaper:10-38r.

    Full description at Econpapers || Download paper

Report date: 2025-09-20 20:23:53 || Missing content? Let us know