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2. The new debit card regulations: effects on merchants, consumers, and payments system efficiency. (2013). Hayashi, Fumiko.
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1. An experiment on retail payments systems. (2014). Camera, Gabriele ; Casari, Marco ; Bortolotti, Stefania.
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2. Cash management and payment choices: A simulation model with international comparisons. (2014). Hernandez, Lola ; bouhdaoui, yassine ; Arango, Carlos Alberto ; Eschelbach, Martina ; Bounie, David.
   In: Discussion Papers.
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3. The Vulnerability of Minority Homeowners in the Housing Boom and Bust. (2014). Ross, Stephen ; Ferreira, Fernando ; Bayer, Patrick.
   In: Working papers.
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4. Technological Change, Financial Innovation, and Diffusion in Banking. (2014). Frame, W ; White, Lawrence J..
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5. The Vulnerability of Minority Homeowners in the Housing Boom and Bust. (2014). Ross, Stephen ; Ferreira, Fernando ; Bayer, Patrick.
   In: Working Papers.
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6. Fair lending analysis of credit cards. (2014). Ritter, Dubravka ; Skanderson, David .
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7. Default Predictors in Credit Scoring - Evidence from France’s Retail Banking Institution. (2014). NGUYEN, Ha Thu.
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8. Cash versus debit card: the role of budget control. (2014). Jonker, Nicole ; Hernandez, Lola ; Kosse, Anneke.
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9. An Experiment on Retail Payments Systems. (2014). Camera, Gabriele ; Casari, Marco ; Bortolotti, Stefania.
   In: Working Papers.
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10. The Vulnerability of Minority Homeowners in the Housing Boom and Bust. (2014). Ross, Stephen L. ; Bayer, Patrick ; Ferreira, Fernando.
    In: Working Papers.
    RePEc:bfi:wpaper:2014-006.

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11. Why Do Shoppers Use Cash? Evidence from Shopping Diary Data. (2013). Welte, Angelika ; Wakamori, Naoki.
    In: Discussion Paper Series of SFB/TR 15 Governance and the Efficiency of Economic Systems.
    RePEc:trf:wpaper:431.

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12. The Vulnerability of Minority Homeowners in the Housing Boom and Bust. (2013). Ross, Stephen ; Ferreira, Fernando ; Bayer, Patrick.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:19020.

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13. Estimating Cash Usage: The Impact of Survey Design on Research Outcomes. (2013). Kosse, Anneke ; Jonker, Nicole.
    In: De Economist.
    RePEc:kap:decono:v:161:y:2013:i:1:p:19-44.

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14. The Safety of Cash and Debit Cards: A Study on the Perception and Behavior of Dutch Consumers. (2013). Kosse, Anneke.
    In: International Journal of Central Banking.
    RePEc:ijc:ijcjou:y:2013:q:4:a:3.

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15. Constrained or Unconstrained Price for Debit Card Payment?. (2013). Lee, Manjong.
    In: Discussion Paper Series.
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16. The new debit card regulations: effects on merchants, consumers, and payments system efficiency. (2013). Hayashi, Fumiko.
    In: Economic Review.
    RePEc:fip:fedker:y:2013:i:qi:p:89-118:n:v.98no.1.

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17. How many cards do you use?. (2013). Shy, Oz.
    In: Working Papers.
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18. Choosing how to pay: The influence of foreign backgrounds. (2013). Kosse, Anneke ; Jansen, David-Jan.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:37:y:2013:i:3:p:989-998.

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19. Cash Management and Payment Choices: A Simulation Model with International Comparisons. (2013). Hernandez, Lola ; bouhdaoui, yassine ; Arango, Carlos Alberto ; Eschelbach, Martina ; Bounie, David.
    In: Staff Working Papers.
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20. Effects of credit scores on consumer payment choice. (2012). Stavins, Joanna ; Hayashi, Fumiko.
    In: Research Working Paper.
    RePEc:fip:fedkrw:rwp12-03.

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21. Mobile payments: What’s in it for consumers?. (2012). Hayashi, Fumiko.
    In: Economic Review.
    RePEc:fip:fedker:y:2012:i:qi:p:35-66:n:v.97no.1.

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22. How consumers pay: adoption and use of payments. (2012). Stavins, Joanna ; Schuh, Scott.
    In: Working Papers.
    RePEc:fip:fedbwp:12-2.

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23. Effects of credit scores on consumer payment choice. (2012). Stavins, Joanna ; Hayashi, Fumiko.
    In: Public Policy Discussion Paper.
    RePEc:fip:fedbpp:12-1.

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24. Interchange fees and inefficiencies in the substitution between debit cards and cash. (2012). Verdier, Marianne.
    In: International Journal of Industrial Organization.
    RePEc:eee:indorg:v:30:y:2012:i:6:p:682-696.

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25. Cash usage in the Netherlands: How much, where, when, who and whenever one wants?. (2012). Jonker, Nicole ; Hernandez, Lola ; Kosse, Anneke.
    In: Occasional Studies.
    RePEc:dnb:dnbocs:1002.

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26. Why Do Shoppers Use Cash? Evidence from Shopping Diary Data. (2012). Welte, Angelika ; Wakamori, Naoki.
    In: Staff Working Papers.
    RePEc:bca:bocawp:12-24.

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27. Why Is Cash (Still) So Entrenched? Insights from the Bank of Canada’s 2009 Methods-of-Payment Survey. (2012). Arango, Carlos Alberto ; Hogg, Dylan ; Lee, Alyssa .
    In: Discussion Papers.
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28. Using cash to monitor liquidity: Implications for payments, currency demand and withdrawal behavior. (2011). von Kalckreuth, Ulf ; Stix, Helmut ; Schmidt, Tobias.
    In: Discussion Paper Series 1: Economic Studies.
    RePEc:zbw:bubdp1:201122.

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29. Golden eggs versus plastic eggs: hyperbolic preferences and the persistence of debit. (2011). King, John.
    In: Journal of Economics and Finance.
    RePEc:spr:jecfin:v:35:y:2011:i:1:p:93-103.

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30. Preferences for banking and payment services among low- and moderate-income households. (2011). Barr, Michael S. ; Dokko, Jane K. ; Feit, Eleanor M..
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2011-13.

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31. Potential effects of an increase in debit card fees. (2011). Stavins, Joanna.
    In: Public Policy Brief.
    RePEc:fip:fedbpb:y:2011:n:11-3.

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32. How effective are rewards programs in promoting payment card usage? Empirical evidence. (2011). Liñares-Zegarra, José ; Carbo Valverde, Santiago ; Carb-Valverde, Santiago ; Liares-Zegarra, Jos M..
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:35:y:2011:i:12:p:3275-3291.

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33. Do newspaper articles on card fraud affect debit card usage?. (2011). Kosse, Anneke.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20111389.

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34. How do you pay? The role of incentives at the point-of-sale. (2011). Sabetti, Leonard ; Huynh, Kim ; Arango, Carlos Alberto.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20111386.

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35. Using cash to monitor liquidity - implications for payments, currency demand and withdrawal behavior. (2011). von Kalckreuth, Ulf ; Stix, Helmut ; Schmidt, Tobias.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20111385.

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36. Card acceptance and surcharging: the role of costs and competition. (2011). Jonker, Nicole.
    In: Working Papers.
    RePEc:dnb:dnbwpp:300.

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37. Analyzing Economic Effects of Extreme Events using Debit and Payments System Data. (2011). Tkacz, Greg ; Galbraith, John.
    In: CIRANO Working Papers.
    RePEc:cir:cirwor:2011s-70.

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38. How Do You Pay? The Role of Incentives at the Point-of-Sale. (2011). Sabetti, Leonard ; Huynh, Kim ; Arango, Carlos Alberto.
    In: Staff Working Papers.
    RePEc:bca:bocawp:11-23.

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39. Why do banks reward their customers to use their credit cards?. (2010). Chakravorti, Sujit ; Agarwal, Sumit ; Lunn, Anna.
    In: Working Paper Series.
    RePEc:fip:fedhwp:wp-2010-19.

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40. Payment card rewards programs and consumer payment choice. (2010). Hayashi, Fumiko ; Ching, Andrew.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:34:y:2010:i:8:p:1773-1787.

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41. Price incentives and consumer payment behaviour. (2010). Simon, John ; West, Tim ; Smith, Kylie .
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:34:y:2010:i:8:p:1759-1772.

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42. Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics. (2010). Stavins, Joanna ; Schuh, Scott.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:34:y:2010:i:8:p:1745-1758.

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43. Retail payments: New contributions, empirical results, and unanswered questions. (2010). Humphrey, David B..
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:34:y:2010:i:8:p:1729-1737.

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44. A model of debit card as a means of payment. (2010). Lee, Manjong ; Kim, Youngsik.
    In: Journal of Economic Dynamics and Control.
    RePEc:eee:dyncon:v:34:y:2010:i:8:p:1359-1368.

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45. Digitization of Retail Payment. (2010). Bolt, Wilko.
    In: Working Papers.
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46. Choosing and using payment instruments: evidence from German microdata. (2009). von Kalckreuth, Ulf ; Stix, Helmut ; Schmidt, Tobias.
    In: Discussion Paper Series 1: Economic Studies.
    RePEc:zbw:bubdp1:200936.

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47. Price Incentives and Consumer Payment Behaviour. (2009). Simon, John ; West, Tim ; Smith, Kylie .
    In: RBA Research Discussion Papers.
    RePEc:rba:rbardp:rdp2009-04.

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48. Why pay? An introduction to payments economics. (2009). Roberds, William ; Kahn, Charles.
    In: Journal of Financial Intermediation.
    RePEc:eee:jfinin:v:18:y:2009:i:1:p:1-23.

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49. Debit or credit?. (2009). Zinman, Jonathan.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:33:y:2009:i:2:p:358-366.

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50. Choosing and using payment instruments: evidence from German microdata. (2009). von Kalckreuth, Ulf ; Stix, Helmut ; Schmidt, Tobias.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20091144.

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51. A Note on Monitoring Daily Economic Activity Via Electronic Transaction Data. (2009). Tkacz, Greg ; Galbraith, John.
    In: CIRANO Working Papers.
    RePEc:cir:cirwor:2009s-23.

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52. Payment Card Rewards Programs and Consumer Payment Choice. (2008). Hayashi, Fumiko ; Ching, Andrew.
    In: MPRA Paper.
    RePEc:pra:mprapa:8458.

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53. ELECTRONIC TRANSACTIONS AS HIGH-FREQUENCY INDICATORS OF ECONOMICS ACTIVITY. (2008). Tkacz, Greg ; Galbraith, John.
    In: Departmental Working Papers.
    RePEc:mcl:mclwop:2008-04.

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54. How people pay: Evidence from grocery store data. (2008). Klee, Elizabeth.
    In: Journal of Monetary Economics.
    RePEc:eee:moneco:v:55:y:2008:i:3:p:526-541.

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55. Incentives at the counter: An empirical analysis of surcharging card payment and payment behaviour in the Netherlands. (2008). Jonker, Nicole ; van Renselaar, Corry.
    In: Working Papers.
    RePEc:dnb:dnbwpp:196.

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56. Payment Instruments as Perceived by Consumers – Results from a Household Survey. (2007). Jonker, Nicole.
    In: De Economist.
    RePEc:kap:decono:v:155:y:2007:i:3:p:271-303.

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