References contributed by 560131_0591923612422040
Agarwal, S., Chomsisengphet, S., Mahoney, N., Stroebel, J. (2015). Regulating Consumer Financial Products: Evidence from Credit Cards. The Quarterly Journal of Economics, 130(1), 111-164. https://doi.org/10.3386/w19484.
- Ainia, N. S. N., Lutfi, L. (2019). The Influence of Risk Perception, Risk Tolerance, Overconfidence, and Loss Aversion towards Investment Decision Making. Journal of Economics, Business, & Accountancy Ventura, 21(3), 401-413. https://doi.org/10.14414/jebav.v21i3.1663. Agarwal, S., Driscoll, J. C., Gabaix, X., Laibson, D. (2009). The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation. Brookings Papers on Economic Activity, 2009(2), 51-117. https://doi.org/10.2139/ssrn.973790.
Paper not yet in RePEc: Add citation now
- Akinbami, F. (2011). Financial Services and Consumer Protection after the Crisis. International Journal of Bank Marketing, 29(2), 134-147. https://doi.org/10.1108/02652321111107620.
Paper not yet in RePEc: Add citation now
- Aren, S., Zengin, A. N. (2016). Influence of Financial Literacy and Risk Perception on Choice of Investment. Procedia-Social and Behavioral Sciences, 235, 656-663. https://doi.org/10.1016/j.sbspro.2016.11.047.
Paper not yet in RePEc: Add citation now
- Avgouleas, E. (2009). The Global Financial Crisis and the Disclosure Paradigm in European Financial Regulation: The Case for Reform. European Company and Financial Law Review, 6(4), 1-40. https://doi.org/10.1515/ecfr.2009.440 Barberis, N., Thaler, R. (2005). A Survey of Behavioral Finance (pp. 1-76). Princeton University Press. https://doi.org/10.1515/9781400829125-004.
Paper not yet in RePEc: Add citation now
- Bar-Gill, O. (2012). Seduction by Contract: Law, Economics, and Psychology in Consumer Markets. Oxford University Press, Oxford, UK. https://doi.org/10.1093/acprof:oso/9780199663361.001.0001.
Paper not yet in RePEc: Add citation now
- Bexley, J. B. (2014). Three Stages to Bank over Regulation. Academy of Accounting and Financial Studies Journal, 18(3), 89.
Paper not yet in RePEc: Add citation now
Biais, B., Weber, M. (2009). Hindsight Bias, Risk Perception, and Investment Performance. Management Science, 55(6), 1018-1029. https://doi.org/10.1287/mnsc.1090.1000.
Bijlsma, M., Van Der Wiel, K. (2015). Consumer Perception of Deposit Insurance: Little Awareness, Limited Effectiveness? Applied Economics, 47(32), 3439-3461. https://doi.org/10.2139/ssrn.2034186.
Boyle, G., Stover, R., Tiwana, A., Zhylyevskyy, O. (2015). The Impact of Deposit Insurance on Depositor Behavior during a Crisis: A Conjoint Analysis Approach. Journal of Financial Intermediation, 24(4), 590-601. https://doi.org/10.1016/j.jfi.2015.02.001 Burkett, M. W., Scherer, W. T. (2020). A Fundamental Misunderstanding of Risk: The Bias Associated with the Annualized Calculation of Standard Deviation. Cogent Economics & Finance, 8(1), 1857005. https://doi.org/10.1080/23322039.2020.1857005.
- Burn, L. (2018). The Effect of Recent EU Legislation on EU Retail Bond Markets. Capital Markets Law Journal, 13(4), 518-533. https://doi.org/10.1093/cmlj/kmy022.
Paper not yet in RePEc: Add citation now
Calvet, L. E., Campbell, J. Y., Sodini, P. (2009). Measuring the Financial Sophistication of Households. American Economic Review, 99(2), 393-98. https://doi.org/10.3386/w14699 Campbell, J. Y. (2016). Restoring Rational Choice: The Challenge of Consumer Financial Regulation. American Economic Review, 106(5), 1-30. https://doi.org/10.3386/w22025.
Campbell, J. Y., Jackson, H. E., Madrian, B. C., Tufano, P. (2011). Consumer Financial Protection. Journal of Economic Perspectives, 25(1), 91-114. https://doi.org/10.1257/jep.25.1.91.
Choi, J. J., Laibson, D., Madrian, B. C., Metrick, A. (2009). Reinforcement Learning and Savings Behavior. The Journal of Finance, 64(6), 2515-2534. https://doi.org/10.1111/j.1540-6261.2009.01509.x. Kahneman, D., Tversky, A. (1979). Prospect Theory: An Analysis of Decision under Risk. Econometrica, 47(2), 363-391. https://doi.org/10.21236/ada045771.
- Cole, S. A., Shastry, G. K. (2009). Smart Money: The Effect of Education, Cognitive Ability, and Financial Literacy on Financial Market Participation (pp. 09-071). Boston, MA: Harvard Business School. https://doi.org/10.2139/ssrn.1317298 DALBAR. (2021). 27th Annual Quantitative Analysis of Investor Behavior. Publication no. 27. Dalbar and Keats Connelly, Marlborough, USA.
Paper not yet in RePEc: Add citation now
Firth, C. (2020). Protecting Investors from Themselves: Evidence from a Regulatory Intervention. Journal of Behavioral and Experimental Finance, 27, 100329. https://doi.org/10.2139/ssrn.3509807.
Frederick, S. (2005). Cognitive Reflection and Decision Making. Journal of Economic perspectives, 19(4), 25-42. https://doi.org/10.1257/089533005775196732.
- Garcia, G., Prast, H. (2003). Depositor and Investor Protection in the EU and the Netherlands: A Brief History. Journal of European Economic History, 32(3), 307-348.
Paper not yet in RePEc: Add citation now
- Gerhardt, R., Hackethal, A. (2009). The Influence of Financial Advisors on Household Portfolios: A Study on Private Investors Switching to Financial Advice. SSRN 1343607. https://doi.org/10.2139/ssrn.1343607 Grubb, M. D. (2015). Overconfident Consumers in the Marketplace. Journal of Economic Perspectives, 29(4), 9-36. https://doi.org/10.1257/jep.29.4.9. Handel, B. R. (2013). Adverse Selection and Inertia in Health Insurance Markets: When Nudging Hurts. American Economic Review, 103(7), 2643-2682. https://doi.org/10.3386/w17459.
Paper not yet in RePEc: Add citation now
- Helfer, R. T. (1999). Guest Article: What Deposit Insurance Can and Cannot Do. Finance & Development, 36(001).
Paper not yet in RePEc: Add citation now
- Hirshleifer, D. (2015). Behavioral Finance. Annual Review of Financial Economics, 7, 133-159. https://doi.org/10.1146/annurev-financial-092214-043752.
Paper not yet in RePEc: Add citation now
- Kartini, K., Nahda, K. (2021). Behavioral Biases on Investment Decision: A Case Study in Indonesia. The Journal of Asian Finance, Economics and Business, 8(3), 1231-1240.
Paper not yet in RePEc: Add citation now
- Kawamura, T., Mori, T., Motonishi, T., Ogawa, K. (2021). Is Financial Literacy Dangerous? Financial Literacy, Behavioral Factors, and Financial Choices of Households. Journal of the Japanese and International Economies, 60, 101131. https://doi.org/10.2139/ssrn.3621890.
Paper not yet in RePEc: Add citation now
Klapper, L., Sulla, V., Vittas, D. (2004). The Development of Mutual Funds around the World. Emerging Markets Review, 5(1), 1-38. https://doi.org/10.1016/j.ememar.2003.12.001.
- Korniotis, G., Kumar, A. (2005). Does Investment Skill Decline due to Cognitive Aging or Improve with Experience? Social Sciences Research Network, Working Paper.
Paper not yet in RePEc: Add citation now
Koufaris, M. (2002). Applying the Technology Acceptance Model and Flow Theory to Online Consumer Behavior. Information Systems Research, 13(2), 205-223. https://doi.org/10.1287/isre.13.2.205.83.
La Porta, R., Lopez-de-Silanes, F., Shleifer, A. (2006). What Works in Securities Laws? The Journal of Finance, 61(1), 1-32. https://doi.org/10.2139/ssrn.425880.
- Lefevre, A. F., Chapman, M. (2017). Behavioural Economics and Financial Consumer Protection. OECD Working Papers on Finance, Insurance and Private Pensions, 42/2017. https://doi.org/10.1787/0c8685b2-en Lim, K. L., Soutar, G. N., Lee, J. A. (2016). Factors Affecting Investment Intentions: A Consumer Behaviour Perspective. In Financial Literacy and the Limits of Financial Decision-Making (pp. 201-223). Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-319-30886-9_10 Lude, M., Prügl, R. (2019). Risky Decisions and the Family Firm Bias: An Experimental Study Based on Prospect Theory. Entrepreneurship Theory and Practice, 43(2), 386-408. https://doi.org/10.1177/1042258718796078 Lusardi, A., Mitchell, O. S. (2011). Financial Literacy and Planning: Implications for Retirement Wellbeing (No. w17078). National Bureau of Economic Research. https://doi.org/10.3386/w17078.
Paper not yet in RePEc: Add citation now
- MacGregor, D. G., Slovic, P., Berry, M., Evensky, H. R. (1999). Perception of Financial Risk: A Survey Study of Advisors and Planners. Journal of Financial Planning, 12(8), 68.
Paper not yet in RePEc: Add citation now
- Madrian, B. C., Shea, D. F. (2001). The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior. The Quarterly Journal of Economics, 116(4), 1149-1187. https://doi.org/10.3386/w7682 Mandell, L. (2004). Financial Literacy: Are We Improving? Results of the 2004 National Jump Start Coalition Survey. Jump Start Coalition for Personal Financial Literacy.
Paper not yet in RePEc: Add citation now
- Markham, J. W. (2006). Mutual Funds Scandals - Comparative Analysis of the Role of Corporate Governance in the Regulation of Collective Investments. Hastings Bus. LJ, 3, 67.
Paper not yet in RePEc: Add citation now
- Markowitz, H. (1952). Portfolio Selection. Journal of Finance, 7, 77-91. https://doi.org/10.2307/2975974 Massa, M., Simonov, A. (2005). Behavioral Biases and Investment. Review of Finance, 9(4), 483-507. https://doi.org/10.1007/s10679-005-4998-y.
Paper not yet in RePEc: Add citation now
Nguyen, L., Gallery, G., Newton, C. (2019). The Joint Influence of Financial Risk Perception and Risk Tolerance on Individual Investment Decision-making. Accounting & Finance, 59, 747-771. https://doi.org/10.1111/acfi.12295 Nosić, A., Weber, M. (2010). How Riskily Do I Invest? The Role of Risk Attitudes, Risk Perceptions, and Overconfidence. Decision Analysis, 7(3), 282-301. https://doi.org/10.1287/deca.1100.0178.
Novianggie, V., Asandimitra, N. (2019). The Influence of Behavioral Bias, Cognitive Bias, and Emotional Bias on Investment Decision for College Students with Financial Literacy as the Moderating Variable. International Journal of Academic Research in Accounting, Finance and Management Sciences, 9(2), 92-107. https://doi.org/10.47153/jbmr411.8252023.
Oechssler, J., Roider, A., Schmitz, P. W. (2009). Cognitive Abilities and Behavioral Biases. Journal of Economic Behavior & Organization, 72(1), 147-152. https://doi.org/10.2139/ssrn.1294555.
- Powell, M., Michaels, E. (2016). Behavioural Finance and Financial Regulation: Something Old or Something New? In book: Banking on Recovery, Towards an Accountable, Stable Financial Sector (pp.35-45).
Paper not yet in RePEc: Add citation now
- Ryu, H. S. (2018, January). Understanding Benefit and Risk Framework of Fintech Adoption: Comparison of Early Adopters and Late Adopters. In Proceedings of the 51st Hawaii International Conference on System Sciences. https://doi.org/10.24251/hicss.2018.486.
Paper not yet in RePEc: Add citation now
Sharpe, W. F. (1964). Capital Asset Prices: A Theory of Market Equilibrium under Conditions of Risk. The Journal of Finance, 19(3), 425-442. https://doi.org/10.2307/2977928.
- Šindelář, J., Budinský, P. (2019). Does Commission Remuneration Affect the Investor's Outcome? Experience from Central Europe. Journal of Financial Regulation and Compliance, 27(4), 494-508. https://doi.org/10.1108/jfrc-10-2018-0141 Šindelář, J., Erben, M. (2018a). Problems with Quality in Financial Distribution - A State or Market Failure? Český Finanční a Účetní Časopis, 2017(3), 5-17. https://doi.org/10.18267/j.cfuc.498.
Paper not yet in RePEc: Add citation now
Šindelář, J., Erben, M. (2018b). Does an Attractive Pension Product Design Sell by Itself? The Experience of the Czech Republic. Acta Oeconomica Pragensia, 2018(3), 35-46. https://doi.org/10.18267/j.aop.604 Thaler, R. H., Sunstein, C. R. (2008). Nudge: Improving Decisions about Health, Wealth, and Happiness. Yale University Press, Yale, USA.
Slonim, R., Carlson, J., Bettinger, E. (2007). Possession and Discounting Behavior. Economic Letters, 97(3), 215-221. https://doi.org/10.1016/j.econlet.2007.03.018 Spiegler, R. (2015). On the Equilibrium Effects of Nudging. The Journal of Legal Studies, 44(2), 389-416. https://doi.org/10.1086/684291 Spindler, G. (2011). Behavioural Finance and Investor Protection Regulations. Journal of Consumer Policy, 34(3), 315-336. https://doi.org/10.1007/s10603-011-9165-6.
- Varga, D. (2017). Fintech, the New Era of Financial Services. Vezetéstudomány-Budapest Management Review, 48(11), 22-32. https://doi.org/10.14267/veztud.2017.11.03.
Paper not yet in RePEc: Add citation now
Weber, E. U., Siebenmorgen, N., Weber, M. (2005). Communicating Asset Risk: How Name Recognition and the Format of Historic Volatility Information Affect Risk Perception and Investment Decisions. Risk Analysis: An International Journal, 25(3), 597609. https://doi.org/10.1111/j.1539-6924.2005.00627.x .