National Bank of California Merchant Services, LLC is a subsidiary of National Bank of California that provides credit and debit card processing services. As a direct member of Visa and MasterCard, NBOCMS offers wholesale interchange rates for lower processing fees compared to other providers. They offer a variety of payment processing products including mobile payment solutions. Their PocketPOS bundle provides a portable card reader and printer that connects to a mobile phone or laptop for accepting payments on the go at a lower cost than other wireless payment options.