Dave Hawes presented on using PayPal's Adaptive Payments. He had problems with customers not trusting him with money, legal responsibility, and double fees when transferring money to customers. He chose PayPal's Chained Payment, which allows a consumer to pay a training provider, who then pays the website commission immediately. Only one set of fees is levied and it is automatic with zero admin time. The code example shows setting up a chained payment by specifying the receivers and amounts. Approval from PayPal is required for some operations. Other payment types and more information can be found on PayPal's website.