Pritam, a businessman, had losses of ₹4 lakh and ₹1 lakh in 2010 and 2011, but made a profit of ₹7 lakh in 2012 that covered his previous losses. He then used ₹2 lakh for home repairs that cost double, and had a ₹15 lakh loss when his company caught fire; but claimed a ₹25 lakh insurance payment, leaving him with a ₹8 lakh profit in the end.