Baker Hill Advisor for Relationship Lending Overview
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Baker Hill's Advisor for Relationship Lending allows banks to quickly process and make decisions on commercial loans through a collaborative process across sales, underwriting, and credit analysis pipelines. It provides powerful credit analysis capabilities, configurable credit memos, financial statement spreading, and interfaces with document preparation systems. The software facilitates reporting, data collection, cash flow analysis, and generates customized documentation to streamline the lending process and provide a 360-degree view of client relationships. A case study found that using the software reduced time spent on approval documentation by 66% and errors from single data entry, while helping to increase total loans by 10% and the number of client calls by 14% for one regional bank.
Baker Hill Advisor for Relationship Lending Overview
- 1. Advisor® for Relationship Lending Copyright © 2016 Baker Hill Solutions LLC – Confidential & Privileged
- 2. Gives the ability for commercial loans to be processed and decisioned, quickly and easily. Collaborative process Sales and underwriting pipelines Principal credit bureaus Configurable credit memo Financial spreading capabilities Powerful credit analysis Decision capture Doc prep interface Tracking and document exception creation Baker Hill Advisor® for Relationship Lending
- 3. Spread statements Statement Analyzer facilitates: Reporting Covenants Data Collections Global cash flows Cash flow re-mappings Comprehensive Credit Memo
- 4. Spread statements Use one of our many standard formats, or create your own Easily define and customize calculation methods Conduct complex ratio analysis And more…
- 5. Narrative for the memo Use one of our best practice analysis types, or create your own credit memo narrative Be able to have your analysis page merge with your credit memo
- 6. Render commercial credit memo New enhanced relationship lending driven credit memo’s You have the ability to author your own credit memo templates
- 7. Using client, collateral and other data to generate an export for a document preparation system We will be providing a data report that you can review before exporting Export to document preparation system
- 8. Reporting and documentation Dashboards for real time reporting Custom reports with charts, graphs, scheduling Personalized documentation for forms, letters, credit memos
- 9. Baker Hill Advisor for Relationship Lending Case study B U S I N E S S C H A L L E N G E S O L U T I O N Baker Hill’s Advisor for relationship lending is a powerful relationship management application that automates the lending process while enabling a 360 degree view of complex client relationships A regional bank wishes to grow faster than peer institutions. Working with their multiple systems, the management needs to maintain its high credit quality while renewing a focus on commercial and industrial loans. Time spent in creation of approval documentation reduced by 66% Single point of data entry helped to reduce number of errors Increased total outstandings by 10% while reducing losses Relationship managers increased the number of calls by 14%
Editor's Notes
- #2: We do this not only by continuing to offer the industry's most trusted loan origination and portfolio management solutions for business, consumer-direct, and indirect loans, but also by bringing them sophisticated new products that deliver award-winning business intelligence and marketing analytics that support informed business decisions and provide 360 degree views of customer and member relationships.
- #3: What does Baker Hill do? - integration expertise, data scorecard expertise
- #4: For expectations – project timeline; incremental adoption
- #6: What does Baker Hill do? - integration expertise, data scorecard expertise
- #8: What does Baker Hill do? - integration expertise, data scorecard expertise
- #10: Case Study This is a client that purchased relationship lending that lift they saw a 1year to 1 year and half into using the solution. -Relationship Managers (hunters) were able to increase the number of calls they made by 14% Why? : The system helped them find information faster to help expedite calls so they could move on to the next client. Also the information is in one place and not a multiple vendors. -Single point Why?: As I stated before errors are not just typos. Bad data has to be found and made sure that it is correct or it could corrupt the system. You do not know if it was entered wrong or it is wrong at its point of origin. -Time Spent Why? When I talked about the success of the ability for clients to create their own custom documents. Client used to have to do this in word manually. Now they can use this document and have all of the information prefilled through this mail merge technology. We have basic sample templates that client can use at the start. -Increased Why? The client was able to grow their outstanding 1 year after implementation while reducing losses at the same time.