The document proposes a new technique for automatic image annotation and retrieval using the Joint Composite Descriptor (JCD). It utilizes two sets of keywords - colors and words - to allow users to naturally specify queries. The JCD fusion combines the Color and Edge Directivity Descriptor (CEDD) and Fuzzy Color and Texture Histogram (FCTH) to compactly represent images. Color and Portrait Similarity Grades are calculated from the JCD to measure keyword similarity. Support Vector Machines further determine portrait similarity. The technique was implemented in an image retrieval web application and evaluated on databases, demonstrating effectiveness in retrieving results consistent with human perception.