What's the Difference Between SSDI and SSI? | Myler Disability
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Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are federal programs providing cash payments to individuals considered 'disabled'. SSI is welfare for low-income individuals who haven't worked enough, while SSDI is an insurance benefit for those with sufficient work credits. It's possible to qualify for both programs if income requirements are met and social security contributions have been made.
What's the Difference Between SSDI and SSI? | Myler Disability
- 2. Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are both federal programs that provide cash payments to people who meet qualifications to be considered “disabled”.
- 3. SSI Supplemental Security Income is a type of welfare benefit for those who have either not worked in their lives or have not worked for 5 out of the last 10 years
- 4. To get SSI, you will have to prove that you are disabled, or that you won’t be able to work for at least the next 12 months. You also can’t have more than $2,000 in liquid assets ($3,000 for couples).
- 5. Whether or not you qualify will be based on the income of the entire household, not just your income, so if your household income exceeds the SGA limits you are unlikely to qualify.
- 6. SSDI Social Security Disability Insurance is available to those who have worked for approximately 5 full years out of the last 10. It is an insurance benefit, not welfare. Net worth and most household income will not disqualify you from receiving these benefits.
- 7. What’s the difference? Slide 7 – What’s the difference? The main difference between SSDI and SSI is that SSDI is available to workers who have accumulated a sufficient number of work credits, while SSI disability benefits are available to low- income individuals who have either never worked or who haven’t earned enough work credits to qualify for SSDI.
- 8. Can I get both? You may qualify for both SSI and SSDI if you meet the low-income requirements and have paid into Social Security. 2.2 million people receive both SSI and SSDI.
- 9. I want to know more! If you have more questions regarding the requirements for these two programs, you can read the details here: http://www.ssa.gov/disability/professionals/ bluebook/AdultListings.htm.