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This document provides details of various open-ended equity, balanced, index and monthly income schemes offered by HDFC Mutual Fund. It lists the names and types of 12 schemes along with their investment objectives and asset allocation patterns. It also provides information on sponsors, asset management company and trustee for HDFC Mutual Fund. The document should be read along with Scheme Information Document and Statement of Additional Information before investing.

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Open-ended Growth Schemes Open-ended Equity Schemes Open-ended Balanced Schemes Open-ended Equity Linked Savings Schemes Open-ended Index Linked Scheme Open-ended Monthly Income Scheme Sponsors : Housing Development Finance Corporation Limited Registered Office : Asset Management Company : Ramon House, H. T. Parekh Marg, HDFC Asset Management Company Limited Trustee : 169, Backbay Reclamation, A Joint Venture with Standard Life Investments Limited HDFC Trustee Company Limited Churchgate, Mumbai 400 020. Registered Office : Registered Office : Standard Life Investments Limited Ramon House, 3rd Floor, Ramon House, 3rd Floor, Registered Office : H. T. Parekh Marg, H. T. Parekh Marg, 1 George Street, Edinburgh, EH2 2LL 169, Backbay Reclamation, 169, Backbay Reclamation, United Kingdom. Churchgate, Mumbai 400 020. Churchgate, Mumbai 400 020. This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme / Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors' rights & services, risk factors, penalties & pending litigations, etc. investors should, before investment, refer to the Scheme Information Document(s) (SID) and Statement of Additional Information (SAI) available free of cost at any of the Investor Service Centres or distributors or from the website www.hdfcfund.com The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM. The date of this Key Information Memorandum is April 27, 2011.
SCHEMES OFFERED TABLE OF CONTENTS Page No. Open-Ended Growth Schemes HDFC Growth Fund (HGF)........................................ 1 HDFC Growth Fund (HGF) HDFC Equity Fund (HEF)............................................ 2 HDFC Equity Fund (HEF) HDFC Top 200 Fund (HT200) HDFC Top 200 Fund (HT200).................................... 3 HDFC Capital Builder Fund (HCBF) HDFC Core & Satellite Fund (HCSF) HDFC Capital Builder Fund (HCBF)............................ 4 HDFC Premier Multi-Cap Fund (HPMCF) HDFC Core & Satellite Fund (HCSF)........................... 5 Open-Ended Equity Schemes HDFC Premier Multi-Cap Fund (HPMCF).................... 6 HDFC Mid-Cap Opportunities Fund (HMCOF) HDFC Long Term Equity Fund (HLTEF) HDFC Mid-Cap Opportunities Fund (HMCOF)............ 8 HDFC Infrastructure Fund (HINF) HDFC Long Term Equity Fund (HLTEF)........................ 10 HDFC Arbitrage Fund (HAF) HDFC Infrastructure Fund (HINF)................................ 12 Open-Ended Balanced Schemes HDFC Balanced Fund (HBF) HDFC Arbitrage Fund (HAF)....................................... 14 HDFC Prudence Fund (HPF) HDFC Balanced Fund (HBF)........................................ 16 Open-Ended Equity Linked Savings Schemes (Lock-in period : 3 years) HDFC Prudence Fund (HPF)........................................ 17 HDFC Long Term Advantage Fund (HLTAF) HDFC Long Term Advantage Fund (HLTAF)................ 18 HDFC TaxSaver (HTS) HDFC TaxSaver (HTS)................................................ 19 Open-Ended Index Linked Scheme HDFC Index Fund (HIF) HDFC Index Fund (HIF) .............................................. 20 Open-Ended Monthly Income Scheme HDFC MF Monthly Income Plan (HMIP)...................... 22 HDFC MF Monthly Income Plan (HMIP) (An open-ended Income Scheme. Monthly Income is not Information Common to Schemes............................. 24 assured and is subject to availability of distributable surplus)
Type Name & Type of Scheme HDFC Growth Fund (HGF) (An Open-ended Growth Scheme) Investment Objective To generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity- related instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 80 - 100 Debt Securities, Money Market instruments & Cash (including CBLO/Reverse Repos) 0 - 20 The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subject to SEBI (Mutual Funds) Regulations, 1996. Maximum exposure to investment in Foreign Debt Securities will be restricted to 20% of the net assets. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy The Scheme is an open-ended equity scheme that invests predominantly in equity and equity related instruments. The following are the five basic principles that serve as the foundation for this investment approach : i) Focus on the long term; ii) Investments confer proportionate ownership; iii) Maintain a margin of safety; iv) Maintain a balanced outlook on the market; v) Disciplined approach to selling A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual (Redemption) Request Fund. Benchmark Index SENSEX. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Srinivas Rao Ravuri Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Growth Fund - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark Return (%)^ Returns (%)# Last 1 Year (365 days) 18.04 10.94 Last 3 Years (1095 days) 12.27 7.52 Last 5 Years (1826 days) 16.35 11.50 Last 10 Years (3653 days) 27.95 18.34 Since Inception* (3853 days) 22.87 14.41 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: September 11, ’00 # SENSEX ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) :1.97% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 1
Type Name & Type of Scheme HDFC Equity Fund (HEF) (An Open-ended Growth Scheme) Investment Objective To achieve capital appreciation. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 80 - 100 Debt and Money Market instruments* 0 - 20 *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy The Scheme is an open-ended equity scheme that invests predominantly in equity and equity related instruments. The Scheme invests predominantly in growth companies. Companies selected under this portfolio would as far as practicable consist of medium to large sized companies which : a) are likely to achieve above average growth than the industry; b) enjoy distinct competitive advantages; and c) have superior financial strengths. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan/ Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual (Redemption) Request Fund. Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Equity Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 19.89 7.26 Last 3 Years (1095 days) 19.55 6.54 Last 5 Years (1826 days) 17.37 9.71 Last 10 Years (3653 days) 32.90 19.87 Last 15 Years (5480 days) 27.88 13.40 Since Inception* (5933 days) 22.84 10.06 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: January 01, ’95 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.79% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 2 HDFC Mutual Fund
Type Name & Type of Scheme HDFC Top 200 Fund (HT200) (An Open-ended Growth Scheme) Top Investment Objective To generate long term capital appreciation from a portfolio of equity and equity-linked instruments primarily drawn from the companies in BSE 200 index. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity linked instruments Upto 100% (including use of derivatives for hedging and other uses as permitted by prevailing SEBI Regulations) Debt and money market instruments* Balance in debt and money market instruments *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments. The net assets of the Scheme’s portfolio consist of equity and equity-linked instruments primarily drawn from the companies in BSE 200 index. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31-33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan/ Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual (Redemption) Request Fund. Benchmark Index BSE 200 Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Top Growth Performance of the Scheme HDFC Top 200 Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)$$^ Returns (%)# Last 1 Year (365 days) 17.14 8.15 Last 3 Years (1095 days) 17.84 7.17 Last 5 Years (1826 days) 17.45 10.98 Last 10 Years (3653 days) 31.63 20.54 Since Inception* (5284 days) 25.32 15.02 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: October 11, ’96 # BSE 200 $$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV). ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.78% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 3
Type Name & Type of Scheme HDFC Capital Builder Fund (HCBF) (An Open-ended Growth Scheme) Investment Objective To achieve capital appreciation in the long term. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments Upto 100 Debt and Money Market instruments* Not more than 20 *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments. The net assets of the Scheme’s portfolio consist of strong companies at prices which are quoting below fair value, in the opinion of the Fund Manager. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Dividend Policy Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Capital Builder Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 14.94 7.26 Last 3 Years (1095 days) 13.73 6.54 Last 5 Years (1826 days) 13.17 9.71 Last 10 Years (3653 days) 27.01 19.87 Last 15 Years (5480 days) 19.54 13.40 Since Inception* (6267 days) 15.09 8.94 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: February 1, ’94 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.20% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 4 HDFC Mutual Fund
Type Name & Type of Scheme HDFC Core & Satellite Fund (HCSF) (An Open-ended Growth Scheme) Investment Objective To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 90 - 95 Fixed Income Securities (including securitised debt of upto 10% of net assets & 5 - 10 Money Market instruments) The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments comprising of ‘Core’ group of companies and ‘Satellite’ group of companies. ‘Core’ group will comprise of well established and predominantly large cap companies. The ‘Satellite’ group will comprise of predominantly small-mid cap companies that offer higher potential returns with higher risk. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index BSE 200 Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Core & Satellite Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 13.53 8.15 Last 3 Years (1095 days) 14.08 7.17 Last 5 Years (1826 days) 11.27 10.98 Since Inception* (2386 days) 23.92 19.94 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: September 17, ’04 # BSE 200 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.28% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 5
Type Name & Type of Scheme HDFC Premier Multi-Cap Fund (HPMCF) (An Open-ended Growth Scheme) Investment Objective To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of Mid Cap and Large Cap ‘blue chip’ companies. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity related instruments out of which 85 - 100 Large Cap 35 - 65 Mid Cap 35 - 65 Debt Securities (including securitised debt of upto 10% of the net assets) 0 - 15 Money Market Instruments 0 - 15 The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25% of net assets in ADR / GDR and Foreign Equity Securities and max. 10% of net assets in Foreign Debt Securities) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy This Scheme predominantly invests in equity and equity related instruments by taking advantage of the opportunities in terms of asset allocation between Mid and Large Caps. The Scheme will invest predominantly in ‘premier’ or ‘blue chip’ companies. The Scheme will invest a minimum of 35% of the portfolio each in Large Caps and Mid Caps. The balance will be a ‘SWING’ portfolio that can invest in either Mid or Large Cap companies based on their relative valuations. This provides an opportunity in terms of asset allocation between Mid Caps and Large Caps. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Applicable NAV NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Premier Multi - Cap Fund - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 12.26 7.26 Last 3 Years (1095 days) 13.52 6.54 Last 5 Years (1826 days) 11.59 9.71 Since Inception* (2185 days) 19.46 17.00 Past may ^ Past performance may or maymay not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: April 06, ’05 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Continuous Offer Period Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. 6 HDFC Mutual Fund
HDFC Premier Multi-Cap Fund (HPMCF) (An Open-ended Growth Scheme) (Contd...) (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.25% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 7
Type Name & Type of Scheme HDFC Mid-Cap Opportunities Fund (HMCOF) (An Open-ended Equity Scheme) Investment Objective The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. Asset Allocation Types of Instruments Minimum Maximum Pattern of the Scheme Allocation Allocation (% of Net Assets) Equity and equity related securities of Small and Mid-Cap companies of which 75 100 Small-Cap companies 5 15 Mid-Cap companies 70 95 Equity and equity related securities other than the above 0 25 Debt and Money Market Securities 0 25 (including investments in securitised debt#) # The Investment in Securitised Debt will not normally exceed 25% of the net assets of the Scheme. The Scheme may take derivatives position (both equity and fixed income) based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the investment objective of the Scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy as permitted under SEBI (MF) Regulations from time to time. The maximum derivative position will be restricted to 20% of the Net Assets (including cash) of the Scheme. The Scheme may seek investment opportunity in the Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, exposure to foreign securities subject to regulatory limits shall not be more than 25% of the Scheme’s net assets. Investment Strategy The Scheme is an open-ended equity scheme wherein the net assets of the Scheme shall be mainly invested in a combined portfolio of equity and equity related securities of Small and Mid-Cap companies. The Fund Manager shall also invest in other equity and equity related securities to achieve optimal portfolio construction. The Scheme may also invest a certain portion of its corpus in debt and money market securities. While the portfolio focuses primarily on a buy and hold strategy at most times, it will balance the same with a rational approach to selling when the valuations become too demanding even in the face of reasonable growth prospects in the long run. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index CNX Midcap. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Mid-Cap Opportunities Fund - Growth Option Absolute Returns for each Financial Year for last 3 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 15.33 4.35 Last 3 Years (1095 days) 16.74 8.81 Since Inception* (1375 days) 11.55 8.92 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: June 25, ‘07 # CNX Midcap ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) 8 HDFC Mutual Fund
HDFC Mid-Cap Opportunities Fund (HMCOF) (An Open-ended Equity Scheme) (Contd...) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.00% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact Unit holder’s Information holder’s Please refer to point 8 on page 33 for details. Key Information Memorandum 9
Type Name & Type of Scheme HDFC Long Term Equity Fund (An Open-ended Equity Scheme@) Term Investment Objective To achieve long term capital appreciation. Asset Allocation The following table provides the asset allocation of the Scheme's portfolio under normal circumstances. Pattern of the Scheme Types of Instruments Minimum Maximum Allocation Allocation (% of Net Assets) Equity and Equity Related Instruments 70 100 Fixed Income Securities (including money 0 30 market instruments) The Scheme will not invest in securitised debt. The Scheme may take derivatives position (both equity and fixed income) based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the investment objective of the Scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy as permitted under SEBI (MF) Regulations from time to time. The maximum derivative position will be restricted to 20% of the Net Assets (including cash) of the Scheme. The Scheme may seek investment opportunity in the Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, exposure to foreign securities subject to regulatory limits shall not be more than 25% of the Scheme's net assets. Investment Strategy The Scheme is an open-ended equity scheme wherein the net assets of the Scheme shall be mainly invested in equity and equity related instruments. The Scheme shall also invest a small portion of the net assets in Fixed Income Securities and money- market instruments. The aim will be to build a portfolio that adequately reflects a cross-section of the growth areas of the economy from time to time. While the portfolio focuses primarily on a buy and hold strategy at most times, it will balance the same with a rational approach to selling when the valuations become too demanding even in the face of reasonable growth prospects in the long run. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index S&P CNX Nifty. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Srinivas Rao Raouri Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme Term Growth HDFC Long Term Equity Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 18.48 11.14 Last 3 Years (1095 days) 11.89 7.21 Last 5 Years (1826 days) 9.62 11.38 Since Inception* (1875 days) 10.53 13.62 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: February 10, ‘06 # S&P CNX Nifty ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure a) Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) @ Converted into an Open-ended Equity Scheme effective February 10, 2011 10 HDFC Mutual Fund
HDFC Long Term Equity Fund (An Open-ended Equity Scheme) (Contd...) Term Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.05 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 1.75 March 31, 2011 (Unaudited) : 2.03% p.a. Balance 1.50 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact Unit holder’s Information holder’s Please refer to point 8 on page 33 for details. Key Information Memorandum 11
Type Name & Type of Scheme HDFC Infrastructure Fund (An Open-ended Equity Scheme@) Investment Objective To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Asset Allocation Types of Instruments Minimum Maximum Pattern of the Scheme Allocation Allocation (% of Net Assets) Equity and Equity Related Instruments of infrastructure/ 65% 100% infrastructure related companies Equity and Equity Related Instruments of companies 0 35% other than mentioned above Debt Securities and Money Market Instruments* and 0 35% Fixed Income Derivative * Investments in securitised debt shall not normally exceed 30% of the net assets of the Scheme. The Scheme may seek investment opportunity in Foreign Securities (max. 35% of net assets). The Scheme may take derivatives position for hedging, portfolio balancing or to undertake any other strategy as permitted under SEBI Regulations from time to time (max. 20% of the net assets) based on the opportunities available subject to SEBI Regulations. Investment Strategy The net assets of the Scheme shall be predominantly invested in equity and equity related securities of companies engaged in or expected to benefit from the growth and development of infrastructure. The Scheme shall invest in the indicative list of sectors / industries. The Scheme shall invest across the above-mentioned sectors or other areas of infrastructure as identified by the Fund Manager. The Fund Manager may add such other sector/group of industries, which broadly satisfy the category of services, and infrastructure industries. A portion of the net assets may be invested in non infrastructure related companies. The Scheme shall invest across all market capitalization. The balance, if any, will be invested in Debt or Money Market Instruments and Fixed Income Derivative, including Securitised Debt. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain & Mr. Srinivas Rao Ravuri Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Infrastructure Fund - Growth Option Absolute Returns for each Financial Year for last 3 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 6.31 7.26 Last 3 Years (1095 days) 8.35 6.54 Since Inception* (1116 days) 5.85 5.50 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: March 10, 2008 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) @ Converted into an Open-ended Equity Scheme effective March 10, 2011 12 HDFC Mutual Fund
HDFC Infrastructure Fund (An Open-ended Equity Scheme)(Contd...) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.95% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact Unit holder’s Information holder’s Please refer to point 8 on page 33 for details. Key Information Memorandum 13
Type Name & Type of Scheme HDFC Arbitrage Fund (HAF) (An Open-ended Equity Fund) Investment Objective To generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by deployment of surplus cash in debt securities and money market instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity related instruments 65 - 90 Derivative including index futures, stock futures, 65 - 90 Index Options and Stock Options etc.^ Debt Securities and Money Market Instruments* and Fixed Income Derivative 10 - 35 When adequate arbitrage opportunities are not available in the Derivative and equity markets, the asset scheme’s follows allocation of the scheme’s portfolio will be as follows : Types of Instruments Normal Allocation (% of Net Assets) Equity & Equity related instruments 0 - 65 Derivative including index futures, stock futures, 0 - 65 Index Options and Stock Options etc.^ Debt Securities and Money Market Instruments* and Fixed Income Derivative 35 - 100 * Investment in Securitised debt shall not normally exceed 50% of the net assets of the Scheme. ^ The exposure to derivative shown in the above asset allocation table is exposure taken against the underlying equity investments and should not be considered for calculating the total asset allocation. The idea is not to take additional asset allocation with the use of derivative. The margin money deployed on these positions would be included in Money Market category. The Scheme may seek investment opportunity in the Foreign Securities in accordance with guidelines stiulated in this regard by SEBI and RBI from time to time. Under normal circumstances, the Scheme shall not have an exposure of more than 75% of its assets in foreign securities (including bonds, mutual funds and other approved instruments) subject to regulatory limits. Investment Strategy This Scheme aims to generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment. The Scheme may adopt simple derivative strategies, which would be to take offsetting positions on various markets simultaneously. In the absence of adequate arbitrage opportunities, the Scheme may invest in short term debt securities or money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Wholesale Plan • Retail Plan Options : • Growth Option • Dividend Option Options: Dividend Option offers Quarterly Dividend Option with Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Plan Wholesale Plan : Option) Growth / Quarterly Dividend Option A 1 crore and any A 1 crore and A 50,000 or minimum of amount thereafter. any amount thereafter. 5,000 units Plan Retail Plan : Growth / Quarterly Dividend Option A 5,000 and A 5,000 and any A 1,000 or minimum of any amount amount thereafter. 100 units thereafter. Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the Official Points of Acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index CRISIL Liquid Fund Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Anil Bamboli Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Arbitrage Fund - Wholesale Plan – Growth Option Financial Year year ears Absolute Returns for each Financial Year for last 3 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 7.80 6.21 Last 3 Years (1095 days) 6.48 6.22 Since Inception* (1255 days) 6.89 6.28 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: October 23, ’07 # CRISIL Liquid Fund Index 14 HDFC Mutual Fund
HDFC Arbitrage Fund (HAF) (An Open-ended Equity Fund) (Contd...) HDFC Arbitrage Fund - Retail Plan - Growth Option Financial Year year ears Absolute Returns for each Financial Year for last 3 years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 7.55 6.21 Last 3 Years (1095 days) 6.22 6.22 Since Inception* (1255 days) 6.62 6.28 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: October 23, ’07 # CRISIL Liquid Fund Index Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : Retail Plan & Wholesale Plan • In respect of each purchase / switch - in of units, an exit load of 0.50% is payable if units are redeemed / switched out within 6 months from the date of allotment. • No exit load is payable if units are redeemed / switched - out after 6 months from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 0.84% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 15
Type Name & Type of Scheme HDFC Balanced Fund (HBF) (An Open-ended Balanced Scheme) Investment Objective To generate capital appreciation along with current income from a combined portfolio of equity & equity-related and debt & money market instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 60 Debt Securities (including securitised debt) 40 and Money Market instruments) The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subject to SEBI (Mutual Funds) Regulations, 1996. Maximum exposure to investment in Foreign Debt Securities will be restricted to 40% of the net assets. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy The Scheme is an open-ended balanced scheme. The net assets of the Scheme shall be invested in a combined portfolio of equity and equity related instruments : debt securities and money market instruments in the range of 60 : 40 respectively (normal asset allocation). The Fund Manager would continuously monitor the potential for both debt and equities to arrive at a dynamic allocation between the asset classes. The exact portfolio mix will be a function of interest rates, equity valuations, reserves position and risk taking capacity of the portfolio. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plan : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index CRISIL Balanced Fund Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Balanced Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 16.17 9.37 Last 3 Years (1095 days) 16.87 8.13 Last 5 Years (1826 days) 13.68 10.59 Last 10 Years (3653 days) 19.47 N.A. Since Inception* (3853 days) 17.49 N.A. Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: September 11, ’00 # CRISIL Balanced Fund Index N.A. - Not available. ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.25 (% of weekly average Next A 300 crores 2.00 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 1.75 March 31, 2011 (Unaudited) : 2.12% p.a. Balance 1.50 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 16 HDFC Mutual Fund
Type Name & Type of Scheme HDFC Prudence Fund (HPF) (An Open-ended Balanced Scheme) Investment Objective To provide periodic returns and capital appreciation over a long period of time from a judicious mix of equity and debt investments with an aim to prevent / minimise any capital erosion. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity linked instruments 40 - 75 Debt Securities and Money Market Instruments* 25 - 60 *Investment in Securitised debt, if undertaken, would not exceed 10% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy The Scheme is an open-ended balanced scheme. This Scheme provides a judicious mix of equity and debt investments. The net assets of the Scheme shall be invested in equity and equity related instruments between the range of 40-75% and in debt securities and money market instruments between the range of 25-60%. The Fund Manager would continuously monitor the potential for both debt and equities to arrive at a dynamic allocation between the asset classes. The exact portfolio mix will be a function of interest rates, equity valuations, reserves position and risk taking capacity of the portfolio. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index CRISIL Balanced Fund Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Prudence Fund - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)$ (%) $ $^ Returns (%)# Last 1 Year (365 days) 17.49 9.37 Last 3 Years (1095 days) 18.75 8.13 Last 5 Years (1826 days) 17.53 10.59 Last 10 Years (3653 days) 28.48 N.A. Last 15 Years (5480 days) 24.75 N.A. Since Inception* (6267 days) 21.33 N.A. Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: February 1, 1994 # CRISIL Balanced Fund Index $$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV). ‡ Due to an overall sharp rise in the stock prices N.A. - Not available. Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.81% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 17
Type Name & Type of Scheme HDFC Long Term Advantage Fund (HLTAF) Term (HLT (An Open-ended Equity Linked Savings Scheme with a lock-in period of 3 years) Investment Objective To generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity- related instruments. Note : Units purchased (including units allotted on dividend reinvestment) cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from the date of allotment of the respective Units. The AMC reserves the right to change the Lock-in Period prospectively from time to time to the extent permitted under the Equity Linked Savings Scheme (ELSS), 1992 as amended from time to time. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity linked instruments 80 Debt securities, Money market instruments (including cash / CBLO/Reverse Repos) 20 The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy This Scheme is launched as an open-ended Equity Linked Savings Scheme(s) having a lock-in period of 3 years in accordance with the Equity Linked Savings Scheme, 1992 as amended in 1998. The net assets of the Scheme will be invested predom-inantly in equity and equity related instruments. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Invest-ment made in this Scheme is eligible for tax benefit under section 80C of the Income-tax Act, 1961. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout and Reinvestment facility. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units A 500 and in multiples A 500 and in multiples (Under each Plan / Option) of A 500 thereafter of A 500 thereafter A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index SENSEX. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Long Term Advantage Fund - Growth Option Term Growth Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 16.76 10.94 Last 3 Years (1095 days) 13.09 7.52 Last 5 Years (1826 days) 10.07 11.50 Last 10 Years (3653 days) 31.06 18.34 Since Inception* (3740 days) 29.29 16.63 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: January 2, ’01 # SENSEX ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : Nil Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.06% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 18 HDFC Mutual Fund
Type Name & Type of Scheme HDFC TaxSaver (HTS) (An Open-ended Equity Linked Savings Scheme with a lock-in period of 3 years) TaxSa axSav Investment Objective To achieve long term growth of capital. Note : Units purchased (including units allotted on dividend reinvestment) cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from thedate of allotment of the respective Units. The AMC reserves the right to change the Lock-in Period prospectively from time to timeto the extent permitted under the Equity Linked Savings Scheme (ELSS), 1992 as amended from time to time. Asset Allocation Types of Instruments Normal Allocation (% of Net Assets) Pattern of the Scheme Equities & related instruments Minimum 80 Debt and money market instruments* Maximum 20 *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is launched as an open-ended Equity Linked Savings Scheme(s) having a lock-in period of 3 years in accordance with the Equity Linked Savings Scheme, 1992 as amended in 1998. The net assets of the Scheme will be invested predom-inantly in equity and equity related instruments. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Invest-ment made in this Scheme is eligible for tax benefit under section 80C of the Income-tax Act, 1961. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout and Reinvestment facility. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units A 500 and in multiples A 500 and in multiples (Under each Plan / Option) of A 500 thereafter. of A 500 thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC TaxSaver - Growth Option TaxSa axSav Growth Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)$$ ^ Returns (%)# (%)$$ Last 1 Year (365 days) 13.24 7.26 Last 3 Years (1095 days) 15.28 6.54 Last 5 Years (1826 days) 12.15 9.71 Last 10 Years (3653 days) 30.91 19.87 Since Inception* (5478 days) 31.18 13.41 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: March 31, ’96 # S&P CNX 500 $$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV). ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load: Nil Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.86% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 19
Type Name & Type of Scheme HDFC Index Fund (HIF) (An Open-ended Index Linked Scheme) Investment Objective SENSEX Plan : To generate returns that are commensurate with the performance of the SENSEX, subject to tracking errors Nifty Plan : To generate returns that are commensurate with the performance of the Nifty, subject to tracking errors SENSEX Plus Plan : To invest 80 to 90% of the net assets of the Plan in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Plan SENSEX Plan Securities covered by the SENSEX 95 - 100 Cash & Money Market instruments, including CBLO/Reverse Repos but 0-5 excluding Subscription and Redemption Cash Flow Nifty Plan Securities covered by the Nifty 95 - 100 Cash & Money Market Instruments, including CBLO/Reverse Repos but 0-5 excluding subscription and Redemption Cash Flow SENSEX Plus Plan Securities covered by the SENSEX 80 - 90 Securities other than covered by SENSEX 10 - 20 Money Market instruments, convertible bonds & cash including CBLO/Reverse 0-5 Repos but excluding Subscription and Redemption Cash Flow Subscription Cash Flow is the subscription money in transit before deployment and Redemption Cash Flow is the money kept aside for meeting redemptions. The respective Plans under the Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy SENSEX PLAN: This Plan under the Scheme will generate returns by investing predominantly in stocks constituting PLAN: the SENSEX and / or in exchange traded derivatives on SENSEX. The returns of the Plan shall be commensurate with the performance of the SENSEX, subject to tracking errors. A small portion of the net assets may be invested in money market instruments. Nifty Plan: This Plan under the Scheme will generate returns by investing predominantly in stocks constituting the S&P CNX Nifty and / or in exchange traded derivatives on the S&P CNX Nifty. The returns of the Plan shall be commensurate with the performance of the Nifty, subject to tracking errors. A small portion of the net assets may be invested in money market instruments. SENSEX Plus Plan: This Plan under the Scheme will generate returns by investing 80 to 90% of the net assets in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX. A small portion of the net assets may be invested in money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • SENSEX Plan • Nifty Plan • SENSEX Plus Plan Options : Each Plan offers Growth Option only NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter.# # A 1,000 and any amount thereafter.# # A 500 Pa Mode of Payment for # All applications for purchase of units including additional purchases for an amount of A 5 Lakhs and above will Purchase transactions be accepted with payment mode only as Real Time Gross Settlement (RTGS) /National Electronic Funds Transfer (NEFT)/ Funds Transfer Letter/ Transfer Cheque of a bank where the Scheme has a collection account. Any application for an amount of A 5 Lakhs and above with payment mode other than the above will be rejected. Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index • SENSEX Plan : SENSEX (Total Returns Index) • Nifty Plan : S&P CNX Nifty (Total Returns Index) • SENSEX Plus Plan : SENSEX (Total Returns Index) Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Name of the Trustee Trustee HDFC Trustee Company Limited Company 20 HDFC Mutual Fund
HDFC Index Fund (HIF) (An Open-ended Index Linked Scheme) (Contd....) Performance of the Scheme SENSEX Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 10.46 12.14 Last 3 Years (1095 days) 5.68 8.78 Last 5 Years (1826 days) 8.95 13.29 Since Inception* (3179 days) 20.30 25.52 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: July 17, ’02 # SENSEX (Total Returns Index) Face value per unit: A 32.1610 ‡ Due to an overall sharp rise in the stock prices Nifty Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 10.46 12.36 Last 3 Years (1095 days) 5.98 8.34 Last 5 Years (1826 days) 8.47 12.70 Since Inception* (3179 days) 19.98 23.79 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: July 17, ’02 # S&P CNX Nifty (Total Returns Index) Face value per unit: A 10.3260 ‡ Due to an overall sharp rise in the stock prices SENSEX Plus Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 14.63 12.14 Last 3 Years (1095 days) 12.06 8.78 Last 5 Years (1826 days) 14.06 13.29 Since Inception* (3179 days) 25.67 25.52 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: July 17, ’02 # SENSEX (Total Returns Index) Face value per unit: A 32.1610 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Continuous Offer Period Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load: Nil Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses The total recurring expenses of the Scheme Actual expenses for the previous financial year ended (% of weekly average shall not exceed 1.50%. March 31, 2011 (Unaudited) : SENSEX Plan : 1.00% p.a., Net Assets) Nifty Plan : 1.00% p.a., SENSEX Plus Plan : 1.00% p.a. Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 21
Type Name & Type of Scheme HDFC MF Monthly Income Plan (HMIP) (An Open-ended Income Scheme. Monthly Income is not assured and is subject to availability of distributable surplus) Investment Objective The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Debt instruments (including securitised debt) & Money Market instruments 75 (including cash / CBLO/Reverse Repos ) Equities & Equity related instruments 25 The investments in central and state government securities will not exceed 75% of the net assets of the respective Plans. It is the intention of the Scheme that the investments in securitised debt will not, normally exceed 75% of the net assets of the respective Plans. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25% of net assets in ADR / GDR and Foreign Equity Securities and max. 50% of net assets in Foreign Debt Securities) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy The Scheme offers investors two plans namely, Short Term Plan and Long Term Plan. Each Plan is managed as a separate investment portfolio. The net assets of the Scheme will be invested primarily in debt securities and money market instruments and balance in equity and equity related instruments. • Equity Investments : The following are the five basic principles that serve as the foundation for this investment approach: i) Focus on the long term; ii) Investments confer proportionate ownership; iii) Maintain a margin of safety; iv) Maintain a balanced outlook on the market; v) Disciplined approach to selling • Debt Investments : The Scheme will retain the flexibility to invest in the entire range of debt instruments and money market instruments. Investment in Debt securities and Money Market Instruments will be as per the limits in the asset allocation table of the Scheme, subject to permissible limits laid under SEBI (MF) Regulations. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Short Term Plan • Long Term Plan Options : • Each Plan offers Growth, Monthly Dividend & Quarterly Dividend Option. Options: Each of the Dividend Option offers Payout and Reinvestment facility. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Growth & Quarterly Dividend Amount / Number of Units Purchase Additional Purchase Repurchase (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Monthly Dividend Option Purchase Additional Purchase Repurchase A 25,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index Short Term Plan : CRISIL MIP Blended Index Long Term Plan : CRISIL MIP Blended Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Short Term Plan : Mr. Vinay Kulkarni (Equities); Mr. Shobhit Mehrotra (Debt) Term Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Long Term Plan : Mr. Prashant Jain (Equities); Mr. Shobhit Mehrotra (Debt) Term Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company 22 HDFC Mutual Fund
HDFC MF Monthly Income Plan (HMIP) (An Open-ended Income Scheme. Monthly Income is not assured and is subject to availability of distributable surplus) (Contd...) Performance of the Scheme Term Growth HMIP - Short Term Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 4.84 6.17 Last 3 Years (1095 days) 8.05 6.82 Last 5 Years (1826 days) 6.54 7.41 Since Inception* (2652 days) 7.63 7.09 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: December 26, ’03 # CRISIL MIP Blended Index ‡ Due to an overall sharp rise in the stock prices Term Growth HMIP - Long Term Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 9.11 6.17 Last 3 Years (1095 days) 12.60 6.82 Last 5 Years (1826 days) 11.08 7.41 Since Inception* (2652 days) 12.16 7.09 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: December 26, ’03 # CRISIL MIP Blended Index ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : Short Term Plan & Long Term Plan • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.25 Actual expenses for the previous financial year ended (% of weekly average Next A 300 crores 2.00 March 31, 2011 (Unaudited) : Short Term Plan : 1.79% p.a., Net Assets) Next A 300 crores 1.75 Long Term Plan : 1.49% p.a. Balance 1.50 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 23
1. Comparision of Existing Schemes A. Existing Equity Schemes Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Name of the HDFC Growth Fund HDFC Equity Fund Top HDFC Top 200 Fund HDFC Capital Builder Fund Scheme Type of Scheme Open-ended Growth Scheme Open-ended Growth Scheme Open-ended Growth Scheme Open-ended Growth Scheme Investment To generate long term capital appreciation from a To achieve capital appreciation. To generate long term capital appreciation from a To achieve capital appreciation in the long term. Objective portfolio that is invested predominantly in equity portfolio of equity and equity linked instruments and equity related instruments. primarily drawn from the companies in BSE 200 index. Investment The Scheme is an open-ended equity scheme that The Scheme is an open-ended equity scheme that This Scheme is an open-ended equity scheme that This Scheme is an open-ended equity scheme that Strategy invests predominantly in equity and equity related invests predominantly in equity and equity predominantly invests in equity and equity related predominantly invests in equity and equity related instruments. The following are the five basic related instruments. The Scheme invests instruments. The net assets of the Scheme’s instruments. The net assets of the Scheme’s principles that serve as the foundation for this predominantly in growth companies. Companies portfolio consist of equity and equity-linked portfolio consist of strong companies at prices [Please refer to investment approach : selected under this portfolio would as far as instruments primarily drawn from the companies which are quoting below fair value, in the opinion Scheme practicable consist of medium to large sized in BSE 200 index. A part of the net assets of the of the Fund Manager. A part of the net assets of Information i) Focus on the long term; companies which : Scheme may be invested in debt securities the Scheme may be invested in debt securities Document ii) Investments confer proportionate ownership; a) are likely to achieve above average growth than (including securitised debt) and money market (including securitised debt) and money market (SID) of the iii) Maintain a margin of safety; the industry; instruments. instruments. Scheme(s) for complete iv) Maintain a balanced outlook on the market; b)enjoy distinct competitive advantages; and details] v) Disciplined approach to selling c) have superior financial strengths. A part of the net assets of the Scheme may be A part of the net assets of the Scheme may be invested in debt securities and money market invested in debt securities (including securitised instruments. debt) and money market instruments. Risk Mitigation • The Scheme has a well-diversified equity portfolio • The Scheme has a well-diversified equity portfolio • The Scheme's investment universe comprises • The Scheme has a well-diversified equity portfolio Strategy comprising stocks across various sectors of the comprising stocks across various sectors of the stocks in the BSE200 Index or those drawn from comprising stocks across various sectors of the economy. This shall aid in managing concentration economy. This shall aid in managing concentration the 200 largest capitalised companies on the BSE. economy. This shall aid in managing concentration risk and sector-specific risks. risk and sector-specific risks. Hence, the Scheme's portfolio comprises a large risk and sector-specific risks. number of large cap stocks. These stocks are • The Scheme has equity holdings across all market •The Scheme has equity holdings across all market • The Scheme has equity holdings across all market characterised by a high level of trading volumes cap segments -- i.e. very large, large, mid-cap and cap segments - i.e. very large, large, mid-cap and cap segments - i.e. very large, large, mid-cap and imparting relatively high liquidity to the portfolio. small cap. This shall aid in managing volatility and small cap. This shall aid in managing volatility and small cap. This shall aid in managing volatility and • Within its investment universe, the Scheme has a also ensure adequate liquidity at all times. also ensure adequate liquidity at all times. also ensure adequate liquidity at all times. well-diversified equity portfolio comprising stocks • Any investments in debt securities would be • Any investments in debt securities would be • Any investments in debt securities would be across various sectors of the economy. This shall undertaken after assessing the associated credit undertaken after assessing the associated credit risk, undertaken after assessing the associated credit aid in managing concentration risk and sector- risk, interest rate risk and liquidity risk. interest rate risk and liquidity risk. risk, interest rate risk and liquidity risk. specific risks. • Any investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk and liquidity risk. Asset Under 1,312.80 8,946.62 10,369.22 564.80 Management (AUM) (A in Key Information Memorandum crores) (as on March 31, 2011) (Unaudited) Number of 1,59,938 6,18,989 12,26,362 85,897 Folios (Live Accounts) (as on March 31, 2011) 24
1. Comparision of Existing Schemes (Contd...) Equity Schemes (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) 25 Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) A. Name of HDFC Core & Satellite Fund HDFC Premier Multi-Cap Fund HDFC Arbitrage Fund Term HDFC Long Term HDFC Mutual Fund the Scheme Advantage Fund Type of Open-ended Growth Scheme Open-ended Growth Scheme Open-ended Equity Fund Open-ended Equity Linked Savings Scheme with a Scheme lock-in-period of 3 years Investment To generate capital appreciation through equity To generate capital appreciation in the long term through To generate income through arbitrage opportunities To generate long term capital appreciation from a Objective investment in companies whose shares are equity investments by investing in a diversified portfolio between cash and derivative market and arbitrage portfolio that is invested predominantly in equity and quoting at prices below their true value. of Mid Cap & Large Cap ‘blue chip’ companies. opportunities within the derivative segment and by equity related instruments. deployment of surplus cash in debt securities and money market instruments. Investment This Scheme is an open-ended equity scheme This Scheme predominantly invests in equity and equity This Scheme aims to generate income through This Scheme is launched as an open-ended Equity Strategy that predominantly invests in equity and equity related instruments by taking advantage of the arbitrage opportunities between cash and derivative Linked Savings Scheme having a lock-in period of 3 related instruments comprising of ‘Core’ group opportunities in terms of asset allocation between Mid market and arbitrage opportunities within the derivative years in accordance with the Equity Linked Savings [Please refer to of companies and ‘Satellite’ group of and Large Caps. The Scheme will invest predominantly segment. The Scheme may adopt simple derivative Scheme, 1992 as amended in 1998. The net assets Scheme companies. ‘Core’ group will comprise of well in ‘premier’ or ‘blue chip’ companies. The Scheme will strategies, which would be to take offsetting positions of the Scheme will be invested predom-inantly in Information established and predominantly large cap invest a minimum of 35% of the portfolio each in on various markets simultan-eously. In the absence equity and equity related instruments. A part of the Document (SID) companies. The ‘Satellite’ group will comprise Large Caps and Mid Caps. The balance will be a ‘SWING’ of adequate arbitrage opportunities, the Scheme may net assets of the Scheme may be invested in debt of the of predominantly small-mid cap companies that portfolio that can invest in either Mid or Large Cap invest in short term debt securities (including securities (including securitised debt) and money Scheme(s) for offer higher potential returns with higher risk. A companies based on their relative valuations. This securitised debt) or money market instruments. market instruments. Investment made in this Scheme complete part of the net assets of the Scheme may be provides an opportunity in terms of asset allocation is eligible for tax benefit under section 80C of the details] invested in debt securities (including securitised between Mid Caps and Large Caps. A part of the net Income-tax Act, 1961. debt) and money market instruments. assets of the Scheme may be invested in debt securities (including securitised debt) and money market instruments. Risk Mitigation • The Scheme has a well-diversified equity •The Scheme's portfolio comprises equity holdings • In the event of inadequate arbitrage opportunities or • The Scheme has a well-diversified equity portfolio Strategy portfolio comprising stocks across various across large cap as well as mid cap stocks with each inadequate liquidity in those securities, the Scheme comprising stocks across various sectors of the sectors of the economy. This shall aid in of these segments constituting at least 35% of the provides for allocating upto 100% of assets in debt and economy. This shall aid in managing concentration managing concentration risk and sector-specific portfolio. This balance shall aid in managing volatility money/market securities for generating regular income. risk and sector-specific risks. risks. and also ensure adequate liquidity at all times. • Investments in debt / money market securities would • The Scheme has equity holdings across all market • The Scheme has equity holdings across all • The Scheme has a well-diversified equity portfolio be undertaken after assessing the associated credit cap segments -- i.e. very large, large, mid-cap and market cap segments - i.e. very large, large, comprising stocks across various sectors of the risk, interest rate risk and liquidity risk. small cap. This shall aid in managing volatility and mid-cap and small cap. This shall aid in economy. This shall aid in managing concentration also ensure adequate liquidity at all times. managing volatility and also ensure adequate • The Scheme seeks to manage the duration of debt risk and sector-specific risks. assets on a proactive basis to manage interest rate Any investments in debt securities would be liquidity at all times. • • Any investments in debt securities would be • Any investments in debt securities would be risks and to optimise returns. undertaken after assessing the associated credit risk, undertaken after assessing the associated credit undertaken after assessing the associated credit risk, interest rate risk and liquidity risk. • A credit evaluation of each debt exposure would be risk, interest rate risk and liquidity risk. interest rate risk and liquidity risk. undertaken. This would also consider the credit ratings given to the instrument by recognised rating agencies. Investments in debt / money market securities would normally be undertaken in instruments that have been assigned high investment grade ratings by any of the recognised rating agencies. Unrated investments, if any, would require specific approval from a committee constituted for the purpose. Asset Under 431.67 470.80 78.69 949.56 Management (AUM) (A in crores) (as on March 31, 2011) (Unaudited) Number of 60,698 82,023 2,031 2,27,468 Folios (Live Accounts) (as on March 31, 2011)
1. Comparision of Existing Schemes (Contd...) A. Equity Schemes (Contd...) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Name of the TaxSa axSav HDFC TaxSav er HDFC Index Fund HDFC Mid-Cap Opportunities Fund Scheme Type of Open-ended Equity Linked Savings Scheme with a Open-ended Index Linked Scheme Open-ended Equity Scheme Scheme lock-in-period of 3 years Investment To achieve long term growth of capital. • SENSEX Plan - To generate returns that are commensurate with the performance of the To generate long-term capital appreciation from a portfolio that Objective SENSEX, subject to tracking error. is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. • Nifty Plan - To generate returns that are commensurate with the performance of the Nifty, subject to tracking error. •SENSEX Plus Plan - To invest 80 to 90% of the net assets of the Plan in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX. Investment This Scheme is launched as an open-ended Equity • SENSEX Plan: This Plan under the Scheme will generate returns by investing predominantly The Scheme is an open-ended equity scheme wherein the net Strategy Linked Savings Scheme having a lock-in period of 3 in stocks constituting the SENSEX and / or in exchange traded derivatives on SENSEX. The assets of the Scheme shall be mainly invested in a combined years in accordance with the Equity Linked Savings returns of the Plan shall be commensurate with the performance of the SENSEX, subject to portfolio of equity and equity related securities of Small and [Please refer to Scheme, 1992 as amended in 1998. The net assets tracking errors. A small portion of the net assets may be invested in money market instruments. Mid-Cap companies. Scheme of the Scheme will be invested predominantly in equity Information and equity related instruments. A part of the net assets • Nifty Plan: This Plan under the Scheme will generate returns by investing predominantly in The Fund Manager shall also invest in other equity and equity Document of the Scheme may be invested in debt securities stocks constituting the S&P CNX Nifty and / or in exchange traded derivatives on the S&P CNX related securities to achieve optimal portfolio construction. The (SID) of the (including securitised debt) and money market Nifty. The returns of the Plan shall be commensurate with the performance of the Nifty, subject Scheme may also invest a certain portion of its corpus in debt Scheme(s) for instruments. Investment made in this Scheme is to tracking errors. A small portion of the net assets may be invested in money market instruments. and money market securities. complete eligible for tax benefit under section 80C of the While the portfolio focuses primarily on a buy and hold strategy • SENSEX Plus Plan: This Plan under the Scheme will generate returns by investing 80 to details] Income-tax Act, 1961. at most times, it will balance the same with a rational approach 90% of the net assets in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the to selling when the valuations become too demanding even in SENSEX. A small portion of the net assets may be invested in money market instruments. the face of reasonable growth prospects in the long run. Risk Mitigation • The Scheme has a well-diversified equity portfolio • SENSEX Plan: The Risk Mitigation strategy revolves around reducing the Tracking error • The Fund’s portfolio comprises equity holdings mainly mid Strategy comprising stocks across various sectors of the to the least possible through regular rebalancing of the portfolio, taking into account the cap stocks (at least 70% of the portfolio). The portfolio can also economy. This shall aid in managing concentration change in weights of stocks in the Index as well as the incremental inflows into / redemptions comprise of large cap stocks upto 25% of the portfolio. This risk and sector-specific risks. from the Plan. combination of mid-cap and large-cap stocks shall aid in managing volatility and also ensure adequate liquidity at all •The Scheme has equity holdings across all market • Nifty Plan: The Risk Mitigation strategy revolves around reducing the Tracking error to times. cap segments -- i.e. very large, large, mid-cap and the least possible through regular rebalancing of the portfolio, taking into account the small cap. This shall aid in managing volatility and change in weights of stocks in the Index as well as the incremental inflows into / redemptions • Within its investment universe, the Scheme has a well- also ensure adequate liquidity at all times. from the Plan. diversified equity portfolio comprising stocks across various sectors of the economy. This shall aid in managing concentration • Any investments in debt securities would be • SENSEX Plus Plan: For the portion of the Scheme invested in Sensex stocks, the Risk risk and sector-specific risks. undertaken after assessing the associated credit risk, Mitigation strategy revolves around reducing the Tracking error to the least possible interest rate risk and liquidity risk. through regular rebalancing of the portfolio, taking into account the change in weights of • Any investments in debt securities would be undertaken after stocks in the Index as well as the incremental inflows into / redemptions from the Plan. assessing the associated credit risk, interest rate risk and liquidity risk. Investment in stocks not included in the Sensex is limited to 20% of Net Assets. This would be a diversified portfolio comprising stocks across various companies. This shall aid in managing concentration risk and company / sector-specific risks. Asset Under 3,093.16 • Sensex Plan: 48.71 1,221.22 Management • Nifty Plan: 53.53 (AUM) (A in • Plan: Sensex Plus Plan 62.58 crores) (as on Key Information Memorandum March 31, 2011) (Unaudited) Number of 7,66,236 •Sensex Plan: 3,698 2,31,341 Folios (Live Nifty Plan: 3,638 • • Sensex Plus Plan: 5,115 Accounts) (as on March 31, 2011) 26
1. Comparision of Existing Schemes (Contd...) Equity Schemes (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) 27 Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) A. Name of the Term HDFC Long Term Equity Fund HDFC Infrastructure Fund HDFC Mutual Fund Scheme Type of Open-ended Equity Scheme. An Open-ended Equity Scheme Scheme Investment To achieve long term capital appreciation To seek long-term capital appreciation by investing predominantly in equity and equity related securities Objective of companies engaged in or expected to benefit from growth and development of infrastructure. Investment The Scheme is an open-ended equity scheme wherein the net assets of the Scheme shall be mainly invested in The net assets of the Scheme shall be predominantly invested in equity and equity related Strategy equity and equity related instruments. The Scheme shall also invest a small portion of the net assets in Fixed securities of companies engaged in or expected to benefit from the growth and development of Income Securities and money- market instruments. infrastructure. The Scheme shall invest in the indicative list of sectors / industries. [Please refer to The aim will be to build a portfolio that adequately reflects a cross-section of the growth areas of the economy The Scheme shall invest across the above-mentioned sectors or other areas of infrastructure as Scheme from time to time. While the portfolio focuses primarily on a buy and hold strategy at most times, it will balance identified by the Fund Manager. The Fund Manager may add such other sector/group of industries, Information the same with a rational approach to selling when the valuations become too demanding even in the face of which broadly satisfy the category of services, and infrastructure industries. Document reasonable growth prospects in the long run. (SID) of the A portion of the net assets may be invested in non infrastructure related companies. The Scheme Scheme(s) for shall invest across all market capitalization. complete The balance, if any, will be invested in Debt or Money Market Instruments and Fixed Income details] Derivative, including Securitised Debt. Risk Mitigation • The Fund has a well-diversified equity portfolio comprising stocks across various sectors of the economy. This • The Fund is mandated to construct a portfolio comprising largely of stocks of companies engaged Strategy shall aid in managing concentration risk and sector-specific uncertainties. in the growth and development of infrastructure or expected to benefit from the same. •The Fund has equity holdings across all market cap segments - i.e. very large, large, mid-cap and small cap. This • However, the Fund also provides for investment upto 35% in sectors other than Infrastructure. shall aid in managing volatility and also ensure adequate liquidity at all times. This will help mitigate the risk associated with investments in the Infrastructure sector. •The Fund shall use derivatives only for the purpose of hedging / portfolio rebalancing. Derivatives shall not be • Stocks in the Infrastructure sector and related sectors have a presence across all market cap used to leverage the portfolio or to undertake naked short sell positions. Further, use of derivatives in the Fund segments i.e. very large, large, midcap and small cap. The portfolio comprising stocks across would be limited to 20% of Net Assets. market cap segments shall help in managing volatility and ensuring adequate liquidity at all times. • Any investments in debt securities would be undertaken after assessing the associated credit risk, interest rate • The Fund shall use derivatives only for the purpose of hedging / portfolio rebalancing. Derivatives risk and liquidity risk. shall not be used to leverage the portfolio or to undertake naked short sell positions. Further, use of derivatives in the Fund would be limited to 20% of Net Assets. • Any investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk and liquidity risk. Asset Under 815.36 1,159.45 Management (AUM) (A in crores) (as on March 31, 2011) (Unaudited) Number of 1,16,286 2,67,823 Folios (Live Accounts) (as on March 31, 2011)
1. Comparison of Existing Schemes (Contd...) B. Balanced Schemes (Equity-oriented) Information common to Schemes (as applicable) (Contd...) Name of the HDFC Balanced Fund HDFC Prudence Fund Children’ Investment HDFC Children’s Gift Fund - Investment Plan Scheme Type of Open-ended Balanced Scheme Open-ended Balanced Scheme Open-ended Balanced Scheme Scheme Investment To generate capital appreciation along with current To provide periodic returns and capital appreciation over a long period of To generate long term capital appreciation. Objective income from a combined portfolio of equity and equity related and debt time from a judicious mix of equity and debt instruments with an aim to and money market instruments. prevent / minimise any capital erosion. Investment The Scheme is an open-ended balanced scheme. The net assets of the The Scheme is an open-ended balanced scheme. This Scheme provides Investment Plan: The Plan under the Scheme is an open-ended Strategy Scheme shall be invested in a combined portfolio of equity and equity a judicious mix of equity and debt investments. The net assets of the balanced scheme. The net assets of the Plan will be primarily invested related instruments : debt securities (including securitised debt) and Scheme shall be invested in equity and equity related instruments between in Equities and Equity related instruments. The net assets of the Plan [Please refer money market instruments in the range of 60 : 40 respectively (normal the range of 40:75 and in debt securities (including securitised debt) and may also be invested in debt securities (including securitised debt) to Scheme asset allocation). The Fund Manager would continuously monitor the money market instruments between the range of 25:60. The Fund and money market instruments with an objective of generating long Information potential for both debt and equities to arrive at a dynamic allocation Manager would continuously monitor the potential for both debt and term returns and maintaining risk under control. Document between the asset classes. The exact portfolio mix will be a function of equities to arrive at a dynamic allocation between the asset classes. The (SID) of the interest rates, equity valuations, reserves position and risk taking capacity exact portfolio mix will be a function of interest rates, equity valuations, Scheme(s) of the portfolio. reserves position and risk taking capacity of the portfolio. complete for complete details] Risk • The Scheme's portfolio comprises a judicious mix of equity and debt • The Scheme's portfolio comprises a judicious mix of equity and debt • The Scheme's portfolio comprises a judicious mix of equity and debt Mitigation investments. The Scheme has the flexibility to vary the equity component investments. The Scheme has the flexibility to vary the equity : debt mix investments. The Scheme has the flexibility to vary the equity Strategy from 72% to 48%. from 75 : 25 to 40 : 60. component from 40% to 75% in the Investment Plan. • The Scheme's equity portfolio is well-diversified comprising stocks • The Scheme's equity portfolio is well-diversified comprising stocks • The equity portfolio is well-diversified comprising stocks across various across various sectors of the economy. This shall aid in managing across various sectors of the economy. This shall aid in managing sectors of the economy. This shall aid in managing concentration risk concentration risk and sector-specific risks. concentration risk and sector-specific risks. and sector-specific risks. • The Scheme has equity holdings across all market cap segments - i.e. • The Scheme has equity holdings across all market cap segments - i.e. • The Scheme has equity holdings across all market cap segments - large, mid and small cap stocks. This shall aid in managing volatility and large, mid and small cap stocks. This shall aid in managing volatility and i.e. large, mid and small cap stocks. This shall aid in managing volatility also ensure adequate liquidity at all times. The debt and money market also ensure adequate liquidity at all times. The debt and money market and also ensure adequate liquidity at all times. The debt and money investments of the scheme also help in maintaining the necessary portfolio investments of the scheme also help in maintaining the necessary portfolio market investments of the scheme also help in maintaining the necessary liquidity. liquidity. portfolio liquidity. • Investments in debt securities would be undertaken after assessing the • Investments in debt securities would be undertaken after assessing the • Investments in debt securities would be undertaken after assessing associated credit risk, interest rate risk and liquidity risk. associated credit risk, interest rate risk and liquidity risk. the associated credit risk, interest rate risk and liquidity risk. • The Scheme seeks to manage the duration of debt assets on a proactive • The Scheme seeks to manage the duration of debt assets on a proactive • The Scheme seeks to manage the duration of debt assets on a basis to manage interest rate risks and to optimise returns. basis to manage interest rate risks and to optimise returns. proactive basis to manage interest rate risks and to optimise returns. • A credit evaluation of each debt exposure would be undertaken. This • A credit evaluation of each debt exposure would be undertaken. This • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit ratings given to the instrument by recognised would also consider the credit ratings given to the instrument by recognised would also consider the credit ratings given to the instrument by rating agencies. Investments in debt / money market securities would rating agencies. Investments in debt / money market securities would recognised rating agencies. Investments in debt / money market normally be undertaken in instruments that have been assigned high normally be undertaken in instruments that have been assigned high securities would normally be undertaken in instruments that have investment grade ratings by any of the recognised rating agencies. Unrated investment grade ratings by any of the recognised rating agencies. Unrated been assigned high investment grade ratings by any of the recognised investments, if any, would require specific approval from a committee investments, if any, would require specific approval from a committee rating agencies. Unrated investments, if any, would require specific constituted for the purpose. constituted for the purpose. approval from a committee constituted for the purpose. Asset Under Management (AUM) (` in (` crores) (as on 244.71 5,969.89 280.17 Key Information Memorandum March 31, 2011) (Unaudited) Number of Folios (Live Accounts) 30,158 3,17,237 47,313 (as on March 31, 2011 31 , 2011 ) 28
1. Comparison of Existing Schemes (Contd...) C. Hybrid Schemes (Debt-oriented) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) 29 Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Name of the Children’ Savings HDFC Children’s Gift Fund - Savings Plan HDFC MF Monthly Income Plan Scheme HDFC Mutual Fund Type of Scheme Open-ended Balanced Scheme Open-ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus. Investment To generate long term capital appreciation. The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Objective Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. Investment Savings Plan: The Plan under the Scheme is an open-ended balanced scheme. The net assets The net assets of the Scheme will be invested primarily in debt securities and money market instruments and Strategy of the Plan will be primarily invested in debt securities and money market instruments. The balance in equity and equity related instruments. AMC will also invest the net assets of the Plan in Equities and Equity related instruments. This • Equity Investments : The following are the five basic principles that serve as the foundation for this investment [Please refer to Plan seeks to generate steady long term returns with relatively low levels of risk. Scheme approach : Information i) Focus on the long term; Document (SID) of ii) Investments confer proportionate ownership; the Scheme(s) for complete details] iii) Maintain a margin of safety; iv) Maintain a balanced outlook on the market; v) Disciplined approach to selling • Debt Investments : The Scheme will retain the flexibility to invest in the entire range of debt instruments and money market instruments. Investment in Debt securities and Money Market Instruments will be as per the limits in the asset allocation table of the Scheme, subject to permissible limits laid under SEBI (MF) Regulations. Risk Mitigation • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme has the flexibility Strategy has the flexibility to vary the equity component from 0% to 20% in the Savings Plan. to vary the equity component from 0% to 50%. • The equity portfolio is well-diversified comprising stocks across various sectors of the economy. • The equity portfolio of each of the Plans is well-diversified comprising stocks across various sectors of the This shall aid in managing concentration risk and sector-specific risks. economy. This shall aid in managing concentration risk and sector-specific risks. • The Scheme has equity holdings across all market cap segments -- i.e. large, mid and small cap • The Scheme has equity holdings across all market cap segments -- i.e. large, mid and small cap stocks. This shall stocks. This shall aid in managing volatility and also ensure adequate liquidity at all times. The debt aid in managing volatility and also ensure adequate liquidity at all times. The debt and money market investments and money market investments of the scheme also help in maintaining the necessary portfolio of the scheme also help in maintaining the necessary portfolio liquidity. liquidity. • Investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk • Investments in debt securities would be undertaken after assessing the associated credit risk, and liquidity risk. interest rate risk and liquidity risk. • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest rate risks and • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest to optimise returns. rate risks and to optimise returns. • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit ratings given ratings given to the instrument by recognised rating agencies. Investments in debt / money market to the instrument by recognised rating agencies. Investments in debt / money market securities would normally securities would normally be undertaken in instruments that have been assigned high investment be undertaken in instruments that have been assigned high investment grade ratings by any of the recognised grade ratings by any of the recognised rating agencies. Unrated investments, if any, would require rating agencies. Unrated investments, if any, would require specific approval from a committee constituted for the specific approval from a committee constituted for the purpose. purpose. Asset Under Management (AUM) (` in (` 64.43 Short Term Plan: 537.98 Term crores) (as on Long Term Plan: 9,902.95 Term March 31, 2011) (Unaudited) Number of Folios (Live Accounts) Short Term Plan: 16,239 Term (as on March 31, 15,783 Long Term Plan: 211,308 Term 2011)
1. Comparison of Existing Schemes (Contd...) Hybrid Schemes (Debt-oriented) (Contd...) Information common to Schemes (as applicable) (Contd...) C. Name of the Scheme HDFC Multiple Yield Fund HDFC Multiple Yield Fund - Plan 2005 Type of Scheme Open-ended income scheme Open-ended income scheme Investment Objective To generate positive returns over medium time frame with low risk of capital loss over medium time frame. To generate positive returns over medium time frame with low risk of capital loss over medium time frame. Investment Strategy The Scheme target positive returns over medium time frame and aims to reduce the chances and The Scheme target positive returns over medium time frame and aims to reduce the chances and extent of a capital extent of a capital depreciation over medium term holding period for the unit holder. The Scheme depreciation over medium term holding period for the unit holder. The Scheme aims to achieve this by adopting the [Please refer to aims to achieve this by adopting the following investment strategy: following investment strategy: Scheme Information a. Invest around 85% of the net assets of the Scheme in fixed income securities of roughly one a. Invest around 85% of the net assets of the Scheme in fixed income securities of roughly 15 months maturity and year maturity and adopt a predominantly buy and hold strategy. This will mean that over adopt a predominantly buy and hold strategy. This will mean that over medium term irrespective of the interest Document (SID) of medium term irrespective of the interest rate movements, the Scheme will earn returns that rate movements, the Scheme will earn returns that are nearly equal to the underlying yield on the bonds. the Scheme(s) for are nearly equal to the underlying yield on the bonds. b. Invest the balance nearly 15% of the net assets of the Scheme in equities where the dividend yields are moderate complete details] b. Invest the balance nearly 15% of the net assets of the Scheme in equities where the dividend to high. The investment focus will be on dividend yield stocks. yields are moderate to high. The investment focus will be on dividend yield stocks. Both a) and b) combined together represent two sources of yield on the entire portfolio. These two yields combined Both a) and b) combined together represent two sources of yield on the entire portfolio. These two together are expected to reduce the chances and extent of a capital loss. yields combined together are expected to reduce the chances and extent of a capital loss. The Scheme intend to use derivative instruments such as Futures, Options, interest rate swaps (IRS), forward rate The Scheme intend to use derivative instruments such as Futures, Options, interest rate swaps agreements (FRA) and any other derivative instruments as may be permitted by RBI / SEBI from time to time. (IRS), forward rate agreements (FRA) and any other derivative instruments as may be permitted by RBI / SEBI from time to time. Risk Mitigation • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme has the flexibility Strategy has the flexibility to vary the equity component from 15% to 25%. to vary the equity component from 5% to 20%. • The equity portfolio of the Scheme is well-diversified comprising stocks across various sectors of • The equity portfolio of the Scheme is well-diversified comprising stocks across various sectors of the economy. This the economy. This shall aid in managing concentration risk and sector-specific risks. shall aid in managing concentration risk and sector-specific risks. • The Scheme has equity holdings across all market cap segments - i.e. large, mid and small cap • The Scheme has equity holdings across all market cap segments - i.e. large, mid and small cap stocks. This shall stocks. This shall aid in managing volatility and also ensure adequate liquidity at all times. The debt aid in managing volatility and also ensure adequate liquidity at all times. The debt and money market investments of and money market investments of the scheme also help in maintaining the necessary portfolio the scheme also help in maintaining the necessary portfolio liquidity. liquidity. • Investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk and • Investments in debt securities would be undertaken after assessing the associated credit risk, liquidity risk. interest rate risk and liquidity risk. • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest rate risks and to • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest optimise returns. rate risks and to optimise returns. • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit ratings given • A credit evaluation of each debt exposure would be undertaken. This would also consider the to the instrument by recognised rating agencies. Investments in debt / money market securities would normally be credit ratings given to the instrument by recognised rating agencies. Investments in debt / money undertaken in instruments that have been assigned high investment grade ratings by any of the recognised rating market securities would normally be undertaken in instruments that have been assigned high agencies. Unrated investments, if any, would require specific approval from a committee constituted for the purpose. investment grade ratings by any of the recognised rating agencies. Unrated investments, if any, would require specific approval from a committee constituted for the purpose. Under Asset Under Management (AUM) (` in crores) (as on 44.60 64.93 31, 2011 March 31 , 2011) (Unaudited) Number of Folios (Live Accounts) 2,893 3,119 Key Information Memorandum 31, 2011 (as on March 31 , 2011 ) 30
Information common to Schemes (as applicable) (Contd...) 2) Risk Profile of the Scheme Scheme Specific Risk Factors Mutual Fund Units involve investment risks including the possible loss of principal. Please read the Scheme Information Document of the respective Scheme carefully for details on risk factors before investment. Scheme specific Risk Factors include but are not limited to the following: Risk factors associated with investing in equities and equity related instruments • Equity shares and equity related instruments are volatile and prone to price fluctuations on a daily basis. Investments in equity shares and equity related instruments involve a degree of risk and investors should not invest in the Scheme(s) unless they can afford to take the risks. • Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry a larger amount of liquidity risk, in comparison to securities that are listed on the exchanges. Investment in such securities may lead to increase in the scheme portfolio risk. • While securities that are listed on the stock exchange carry lower liquidity risk, the ability to sell these investments is limited by the overall trading volume on the stock exchanges and may lead to the Scheme(s) incurring losses till the security is finally sold. • Investment strategy to be adopted by the Scheme(s) may carry the risk of significant variance between the portfolio allocation of the Scheme(s) and the Benchmark particularly over a short to medium term period. General Risk factors • Trading volumes, settlement periods and transfer procedures may restrict the liquidity of the investments made by the Scheme(s). Different segments of the Indian financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances leading to delays in receipt of proceeds from sale of securities. The NAV of the Units of the Scheme(s) can go up or down because of various factors that affect the capital markets in general. • As the liquidity of the investments made by the Scheme(s) could, at times, be restricted by trading volumes and settlement periods, the time taken by the Mutual Fund for redemption of Units may be significant in the event of a inordinately large number of redemption requests or restructuring of the Scheme(s). In view of the above, the Trustee has the right, in its sole discretion, to limit redemptions (including suspending redemptions) under certain circumstances, as described on Page ----- under "Right to Limit Redemptions" in Section 'Restrictions, if any, on the right to freely retain or dispose of units being offered'. • At times, due to the forces and factors affecting the capital market, the Scheme(s) may not be able to invest in securities falling within its investment objective resulting in holding the monies collected by it in cash or cash equivalent or invest the same in other permissible securities amounting to substantial reduction in the earning capability of the Scheme(s). Risk factors associated with investing in Fixed Income Securities • The Net Asset Value (NAV) of the Scheme(s), to the extent invested in Debt and Money Market securities, will be affected by changes in the general level of interest rates. The NAV of the Scheme(s) is expected to increase from a fall in interest rates while it would be adversely affected by an increase in the level of interest rates. • Money market securities, while fairly liquid, lack a well developed secondary market, which may restrict the selling ability of the Scheme(s) and may lead to the Scheme(s) incurring losses till the security is finally sold. • Investment in Debt Securities are subject to the risk of an issuer’s inability to meet interest and principal payments on its obligations and market perception of the creditworthiness of the issuer. • Government securities where a fixed return is offered run price-risk like any other fixed income security. Generally, when interest rates rise, prices of fixed income securities fall and when interest rates drop, the prices increase. The extent of fall or rise in the prices is a function of the existing coupon, days to maturity and the increase or decrease in the level of interest rates. The new level of interest rate is determined by the rates at which government raises new money and/or the price levels at which the market is already dealing in existing securities. The price-risk is not unique to Government Securities. It exists for all fixed income securities. However, Government Securities are unique in the sense that their credit risk generally remains zero. Therefore, their prices are influenced only by movement in interest rates in the financial system. • Different types of fixed income securities in which the Scheme(s) would invest as given in the Scheme Information Document(s) carry different levels and types of risk. Accordingly, the Scheme(s) risk may increase or decrease depending upon its investment pattern. e.g. corporate bonds carry a higher level of risk than Government securities. Further even among corporate bonds, bonds, which are AAA rated, are comparatively less risky than bonds, which are AA rated. • The AMC may, considering the overall level of risk of the portfolio, invest in lower rated / unrated securities offering higher yields as well as zero coupon securities that offer attractive yields. This may increase the absolute level of risk of the portfolio. • As zero coupon securities do not provide periodic interest payments to the holder of the security, these securities are more sensitive to changes in interest rates. Therefore, the interest rate risk of zero coupon securities is higher. The AMC may choose to invest in zero coupon securities that offer attractive yields. This may increase the risk of the portfolio. • Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry a larger amount of liquidity risk, in comparison to securities that are listed on the exchanges or offer other exit options to the investor, including a put option. The AMC may choose to invest in unlisted securities that offer attractive yields. This may increase the risk of the portfolio. • Scheme’s performance may differ from the benchmark index to the extent of the investments held in the debt segment, as per the investment pattern indicated under normal circumstances. • The Scheme(s) at times may receive large number of redemption requests, leading to an asset-liability mismatch and therefore, requiring the investment manager to make a distress sale of the securities leading to realignment of the portfolio and consequently resulting in investment in lower yield instruments. Risk factors associated with investing in Foreign Securities (except HDFC Index Fund) Risk factors associated with investing in Foreign Securities summarized below. • Currency Risk • Interest Rate Risk • Credit Risk Please read the Scheme Information Document (SID) of the respective Scheme(s) for complete details. Risk factors associated with investing in Derivatives • The AMC, on behalf of the Scheme(s) may use various derivative products, from time to time, in an attempt to protect the value of the portfolio and enhance Unit holders’ interest. Derivative products are specialized instruments that require investment techniques and risk analysis different from those associated with stocks and bonds. The use of a derivative requires an understanding not only of the underlying instrument but of the derivative itself. Other risks include, the risk of mispricing or improper valuation and the inability of derivatives to correlate perfectly with underlying assets, rates and indices. • Derivative products are leveraged instruments and can provide disproportionate gains as well as disproportionate losses to the investor. Execution of such strategies depends upon the ability of the fund manager to identify such opportunities. Identification and execution of the strategies to be pursued by the fund manager involve uncertainty and decision of fund manager may not always be profitable. No assurance can be given that the fund manager will be able to identify or execute such strategies. • The risks associated with the use of derivatives are different from or possibly greater than, the risks associated with investing directly in securities and other traditional investments. Risk factors associated with investing in Securitised Debt Risk factors associated with investing in Securitised Debt summarized below. • Limited Liquidity & Price Risk • Limited Recourse, Delinquency and Credit Risk • Risks due to possible prepayments and Charge Offs • Bankruptcy of the Swap Bank • Risk of Co-mingling Please read the Scheme Information Document (SID) of the respective Scheme(s) for complete details. Risk Factors specific to HDFC Arbitrage Fund • The primary objective of the Fund Manager is to identify investment opportunities and to exploit price discrepancies in various markets. Identification and exploitation of the strategies to be pursued by the Fund Manager involve uncertainty. No assurance can be given that Fund Manager will be able to locate investment opportunities or to correctly exploit price discrepancies in the capital markets. Reduction in mis-pricing opportunities between the cash market and Future and Options market may lead to lower level of activity affecting the returns. As the Scheme proposes to execute arbitrage transactions in various markets simultaneously, this may result in high portfolio turnover and, consequently, high transaction cost. • There may be instances, where the price spread between cash and derivative market is insufficient to meet the cost of carry. In such situations, the fund manager due to lack of opportunities in the derivative market may not be able to outperform liquid / money market funds. • Though the constituent stocks of most indexes are typically liquid, liquidity differs across stock. Due to heterogeneity in liquidity in the capital market segment, trades on this segment do not get implemented instantly. This often makes arbitrage expensive, risky and difficult to implement. Risk Factors Specific to HDFC Premier Multi-Cap Fund While mid cap stocks give one an opportunity to go beyond the usual large blue chip stocks and present possible higher capital appreciation, it is important to note that mid cap stocks can be riskier and more volatile on a relative basis. Therefore, the risk levels of investing in mid cap stocks is more than investing in stocks of large well-established companies. It should be noted that over a time, mid cap and large cap stocks have demonstrated different levels of volatility and investment returns. And it is important to note that generally, no one class consistently outperforms the others. Risk Factors Specific to HDFC Mid-Cap Opportunities Fund • While Small & Mid-cap stocks give one an opportunity to go beyond the usual large blue chip stocks and present possible higher capital appreciation, it is important to note that Small & Mid- cap stocks can be riskier and more volatile on a relative basis. Therefore, the risk levels of investing in Small & Mid-cap stocks are more than investing in stocks of large well-established companies. It should be noted that over a period of time, Small, Mid and Large cap stocks have demonstrated different levels of volatility and investment returns. And it is important to note that generally, no one class consistently outperforms the others. • HDFC Mid-Cap Opportunities Fund benchmarked to CNX Midcap is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL makes no representation or warranty, express or implied to the owners of HDFC Mid-Cap Opportunities Fund or any member of the public regarding the advisability of investing in securities generally or in HDFC Mid- Cap Opportunities Fund particularly or the ability of the CNX Midcap Index to track general stock market performance in India. The relationship of IISL to HDFC Asset Management Company Limited is in respect of the using of the trademark and trade name of CNX Midcap Index which is determined, composed and calculated by IISL without regard to HDFC Asset Management Company Limited or HDFC Mid-Cap Opportunities Fund. IISL has no obligation to take the needs of HDFC Asset Management Company Limited or the owners of HDFC Mid-Cap Opportunities Fund into consideration in determining, composing or calculating the CNX Midcap Index. IISL is not responsible for nor has participated in the determination of the timing of, prices at, or quantities of HDFC Mid-Cap Opportunities Fund to be issued or in the determination or calculation of the equation by which HDFC Mid-Cap Opportunities Fund is to be converted into cash. IISL has no obligation or liability in connection with the administration, marketing or trading of HDFC Mid-Cap Opportunities Fund. Key Information Memorandum 31
Information common to Schemes (as applicable) (Contd...) • IISL does not guarantee the accuracy and/or the completeness of the CNX Midcap Index or any data included therein and they shall have no liability for any errors, omissions, or interruptions therein. IISL makes no warranty, express or implied, as to the results to be obtained by HDFC Asset Management Company Limited, owners of HDFC Mid-Cap Opportunities Fund, or any other persons or entities from the use of the CNX Midcap Index or any data included therein. IISL makes no express or implied warranties and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the CNX Midcap Index or any data included therein. Without limiting any of the foregoing, in no event shall IISL have any liability for any special, punitive, indirect or consequential damages (including lost profits), even if notified of the possibility of such damages. Factors Risk Factors Specific to HDFC Long Term Equity Fund Term • HDFC Long Term Equity Fund benchmarked to S&P CNX Nifty is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL is not responsible for any errors or omissions or the results obtained from the use of such index and in no event shall IISL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due to purchase or sale or otherwise of such product benchmarked to such index. Risk Factors Specific to HDFC Infrastructure Fund • The investments under the Scheme are predominantly oriented towards equity/equity related securities of Companies engaged in the area of growth and development of infrastructure and hence will be affected by risks associated with such companies. Further, amongst the infrastructure sector as defined under the investment strategy, the majority of the equity/ equity oriented investments could be under a single sector. Hence if the said sector does not perform positively as expected by the Fund Manager of the Scheme, the Scheme's performance may be adversely affected due to a risk associated with non-diversification and thus could affect the value of investments. • Given that the Scheme seeks to invest in equity/ equity related securities of the Companies belonging to the infrastructure sector and that the investment concentration may be high in certain companies belonging to the said sector, the volatility and/or performance of the said sector and/or of the scrips belonging to this sector can have a material adverse bearing on the performance of the Scheme. • Although the Scheme seeks to make investments in equity and equity related securities of the Infrastructure sector, this scheme will not be a sector specific scheme for the purpose of monitoring the investment restrictions applicable to the Scheme and hence investments per issuer under the Scheme will not exceed 10% (at the time of investment) of the net assets of the Scheme. • As the Scheme may hold securities that are not in the S&P CNX 500 Index and may invest in limited number of sectors with higher concentration to certain sectors and industries, it may perform differently from the general stock market. Further Scheme's performance may differ from the benchmark index to the extent of the investments held in the debt segment, as per the investment pattern indicated under normal circumstances. Standard & Poor's ("S&P") is a division of The McGraw-Hill Companies, Inc., a New York corporation. Among other things, S&P is engaged in the business of developing, constructing, compiling, computing and maintaining various equity indices that are recognized worldwide as benchmarks for U.S. stock market performance. • "Standard & Poor's® " and "S&P®" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by India Index Services & Products Limited in connection with the S&P CNX 500 Index. The S&P CNX 500 Index is not compiled, calculated or distributed by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in products that utilize S&P CNX 500 Index as a component thereof, including HDFC Infrastructure Fund ("the Product"). • HDFC Infrastructure Fund benchmarked to S&P CNX 500 is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL") or Standard & Poor's, a division of The McGraw-Hill Companies, Inc. ("S&P"). Neither IISL nor S&P makes any representation or warranty, express or implied, to the owners of HDFC Infrastructure Fund or any member of the public regarding the advisability of investing in securities generally or in HDFC Infrastructure Fund particularly or the ability of the S&P CNX 500 Index to track general stock market performance in India. The relationship of S&P and IISL to HDFC Asset Management Company Ltd. Is only in respect of usage of the trademark and trade name of the S&P CNX 500 Index for benchmarking purposes which is determined, composed and calculated by IISL without regard to HDFC Asset Management Company Limited or the Product. Neither S&P nor IISL has any obligation to take the needs of HDFC Asset Management Company Ltd. or the owners of HDFC Infrastructure Fund into consideration in determining, composing or calculating the S&P CNX 500 Index. Neither S&P nor IISL is responsible for or has participated in the determination of the timing of, prices at, or quantities of HDFC Infrastructure Fund to be issued or in the determination or calculation of the equation by which HDFC Infrastructure Fund is to be converted into cash. Neither IISL nor S&P has any obligation or liability in connection with the administration, marketing or trading of the Product. • S&P and IISL does not guarantee the accuracy and/or the completeness of the S&P CNX 500 Index or any data included therein and they shall have no liability for any errors, omissions, or interruptions therein. Neither S&P nor IISL makes any warranty, express or implied, as to the results to be obtained by HDFC Asset Management Company Ltd., owners of the Product, or any other person or entity from the use of the S&P CNX 500 Index or any data included therein. IISL and S&P make no express or implied warranties, and expressly disclaim all warranties of merchantability or fitness for a particular purpose or use with respect to the index or any data included therein. Without limiting any of the foregoing, IISL and S&P expressly disclaim any and all liability for any damages or losses arising out of or related to the Product, including any and all direct, special, punitive, indirect or consequential damages (including lost profits), even if notified of the possibility of such damages. Risk Factors Specific to HDFC Index Fund • Except for the actively managed part of the SENSEX Plus Plan, the Scheme attempts to track the respective indices and it would primarily invest in the securities included in its Underlying indices regardless of their investment merit. The Scheme may be affected by a general decline in the Indian markets. • The performance of the SENSEX Plus Plan may not be in line with BSE SENSEX as 10-20% of the net assets will be invested in non-index scrips. Performance of the BSE SENSEX / S&P CNX Nifty Index will have a direct bearing on the performance of the respective Plans. In the event the BSE SENSEX / S&P CNX Nifty, as the case may be, is dissolved or is withdrawn by Bombay Stock Exchange Limited (BSE) / India Index Services & Products Ltd. (IISL) respectively or is not published due to any reason whatsoever, the Trustee reserves the right to modify the respective Plans so as track a different and suitable index or to suspend tracking the BSE SENSEX / Nifty till such time it is dissolved / withdrawn or not published and appropriate intimation will be sent to the Unit holders of the respective Plans. In such a case, the investment pattern will be modified suitably to match the composition of the securities that are included in the new index to be tracked and the respective Plans will be subject to tracking errors during the intervening period. • Tracking errors are inherent in any index fund and such errors may cause the respective Plans to generate returns which are not in line with the performance of the BSE SENSEX / S&P CNX Nifty or one or more securitiescovered by / included in the BSE SENSEX / S&P CNX Nifty and may arise from a variety of factors including but not limited to: • Any delay in the purchase or sale of shares due to illiquidity in the market, settlement and realisation of sales proceeds, delay in credit of securities or in receipt and consequent reinvestment of dividends, etc. • The Indices reflect the prices of securities at a point in time, which is the price at close of business day on Bombay Stock Exchange Limited (BSE) / National Stock Exchange of India Limited (NSE). The respective Plans, however, may trade these securities at different points in time during the trading session and therefore the prices at which the respective Plans trade may not be identical to the closing price of each scrip on that day on the BSE / NSE. In addition, the respective Plans may opt to trade the same securities on different exchanges due to price or liquidity factors, which may also result in traded prices being at variance, from BSE / NSE closing prices. • IISL undertakes periodic reviews of the fifty securities that are represented in the Nifty and from time to time may exclude existing securities or include new ones. Similarly, the BSE may exclude existing securities or include new ones. In such an event, the respective Plans will endeavor to reallocate its portfolio to mirror the changes. However, the reallocation process may not occur instantaneously and permit precise mirroring of the BSE SENSEX / Nifty during this period. • The potential of trades to fail may result in the respective Plans not having acquired the security at the price necessary to mirror the index. • Transaction and other expenses, such as but not limited to brokerage, custody, trustee and investment management fees. • Being an open-ended scheme, the respective Plans may hold appropriate levels of cash or cash equivalents to meet ongoing redemptions. • The respective Plans may not be able to acquire or sell the desired number of securities due to conditions prevailing in the securities market, such as, but not restricted to: circuit filters in the securities, liquidity and volatility in security prices. • Due to the reasons mentioned above and other reasons that may arise, it is expected that the Nifty Plan and the SENSEX Plan may have a tracking error in the range of 2-3% per annum from their respective Benchmarks. However, it needs to be clearly understood that the actual tracking error can be higher or lower than the range given. • In case of investments in derivatives like index futures, the risk reward would be the same as investments in portfolio of shares representing an index. However, there may be a cost attached to buying an index future. Further, there could be an element of settlement risk, which could be different from the risk in settling physical shares and there is a risk attached to the liquidity and the depth of the index futures market as it is relatively new market. Please refer the Scheme Information Document (SID) of the respective Scheme(s) for complete details. Factors Term Risk Factors Specific to HDFC Long Term Advantage Fund and HDFC TaxSaver TaxSa axSav Units purchased (including units allotted on dividend reinvestment) cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from the date of allotment of the respective Units. The AMC reserves the right to change the Lock-in Period prospectively from time to time to the extent permitted under the Equity Linked Savings Scheme (ELSS), 1992 as amended from time to time. 3) Applicable NAV NAV  All Schemes (Except HDFC MF Monthly Income Plan) NAV Applicable NAV for Purchases including Switch - Ins • In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official Point(s) of acceptance where the application is received, the closing NAV of the day on which application is received shall be applicable. • In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official Point(s) of acceptance where the application is received, the closing NAV of the next Business Day shall be applicable. • However, in respect of valid applications, with outstation cheques / demand drafts not payable at par at the official Point(s) of acceptance where the application is received, closing NAV of the day on which the cheque / demand draft is credited shall be applicable. NAV Applicable NAV for Redemptions including Switch - Outs: • In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund, same day’s closing NAV shall be applicable. • In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund, the closing NAV of the next Business Day shall be applicable.  For HDFC MF Monthly Income Plan NAV Applicable NAV for Purchases including Switch – Ins • Applications for amount less than A 1 crore (i) For Purchases including switch-ins:  In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official point(s) of acceptance where the application is received, the closing NAV of the day on which application is received shall be applicable.  In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official point(s) of acceptance where the application is received, the closing NAV of the next Business Day shall be applicable. 32 HDFC Mutual Fund
 However, in respect of valid applications, with outstation cheques / demand drafts not payable at par at the official point(s) of acceptance where the application is received, closing NAV of the day on which the cheque / demand draft is credited shall be applicable. • Applications for amount equal to or greater than ` 1 crore (i) For Purchases: (i) In respect of valid application received for an amount equal to or more than ` 1 crore upto 3.00 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the Scheme before the cut-off time i.e. available for utilization before the cut-off time- the closing NAV of the day shall be applicable; (ii) In respect of valid application received for an amount equal to or more than ` 1 crore after 3.00 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the respective Plans under the Scheme before the cut-off time of the next Business Day i.e. available for utilization before the cut-off time of the next Business Day - the closing NAV of the next Business Day shall be applicable. (iii) Irrespective of the time of receipt of application for an amount equal to or more than ` 1 crore on a Business Day at the official point(s) of acceptance, where funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the respective Plans under the Scheme before the cut-off time on any subsequent Business Day i.e. available for utilization before the cutoff time on any subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable. (ii) For Switch-ins: For determining the applicable NAV, the following shall be ensured: i) Application for switch-in is received before the applicable cut-off time during a Business Day. ii) Funds for the entire amount of subscription/purchase as per the switch-in request are credited to the bank account of the Scheme before the cut-off time. iii) The funds are available for utilization before the cut-off time. NAV Applicable NAV for Redemptions including switch-outs: • In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund, same day’s closing NAV shall be applicable. • In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund, the closing NAV of the next Business Day shall be applicable. The AMC has the right to amend cut off timings subject to SEBI (MF) Regulations for the smooth and efficient functioning of the Scheme(s). 4) Dividend Policy Policy It is proposed to declare dividends subject to availability of distributable profits, as computed in accordance with SEBI (Mutual Funds) Regulations, 1996. Dividends, if declared, will be paid (subject of deduction of tax at source, if any) to those unit holders whose names appear in the register of unit holders on the notified record date. The Dividend Warrants shall be despatched within 30 days of the declaration of the dividend. In the event of failure of dispatch of dividend within the stipulated 30 day period, the AMC shall be liable to pay interest @ 15 per cent per annum to the unit holders. The AMC reserves the right to change the record date from time to time. However, it must be distinctly understood that the actual declaration of dividend and the frequency thereof will inter alia, depend on the availability of distributable profits as computed in accordance with SEBI (Mutual Funds) Regulations,1996. The decision of the Trustee in this regard shall be final. There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor that dividends will be paid regularly. On payment of dividends, the NAV will stand reduced by the amount of dividend and dividend tax (if applicable) paid. 5) Load Structure (i) No Loads shall be imposed for switching between Plans / Options within the Scheme (Except HDFC Index Fund and HDFC MF Monthly Income Plan). No Loads shall be imposed for switching between the options within the respective Plans of HDFC MF Monthly Income Plan. (ii) No Entry / Exit Load will be levied on Bonus units and units allotted on Dividend Reinvestment. 6) Waiver of Load for Direct Application Pursuant to SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009 no entry load shall be charged for all mutual fund schemes. Therefore, the procedure for waiver of load for direct applications is no longer applicable. 7) For Investor Grievances, Please contact Investors may contact any of the Investor Service Centres (ISCs) of the AMC for any queries / clarifications at telephone number Transfer Registrar and Transfer Agent : 60006767 (Do not Prefix STD Code) or 1800 233 6767 (toll free), Fax number. (022) 22821144, e-mail: cliser@hdfcfund.com. Investors can Computer Age Management Services Pvt. Ltd., also post their grievances/feedback/suggestions on our website www.hdfcfund.com under the section ‘Customer Care’ appearing Unit: HDFC Mutual Fund under ‘Contact Us’. The Head Office of the AMC will follow up with the respective ISCs to ensure timely redressal and prompt 5th Floor, Rayala Tower, 158, Anna Salai, Chennai - 600 002. investor services. Mr. John Mathews, Head - Client Services can be contacted at Mistry Bhavan, 2nd Floor, 122, Dinsha Vachha Road, Telephone No: 044-30212816 Churchgate, Mumbai - 400 020 at telephone number (Direct) (022) 66316301 or telephone number (Board) (022) 66316333. His e-mail Fax No: 044-42032955 contact is: jmathews@hdfcfund.com Email: enq_h@camsonline.com 8) Unit holder’s Information Account Statements: Account Statement stating the number of Units will be sent by ordinary post and /or electronic mail (if so mandated) to Unit Holder's within the following periods: • New or additional subscription as well as Redemption / Switch of Units: The Account Statement reflecting the new or additional subscription as well as Redemption / Switch of Units shall be despatched to the Unit holder within 5 Business Days from the date of receipt of request from the Unit holder. • For SIP/STP: The first Account Statement under SIP/STP shall be issued within 10 Business Days of the initial investment / transfer. Subsequently, the Account Statement will be despatched once every quarter ending March, June, September and December within 10 Business Days of the end of the respective quarter. • Annual Account Statement: The Mutual Funds shall provide the Account Statement to the Unitholders who have not transacted during the last six months prior to the date of generation of account statements. The account statements in such cases may be generated and issued along with the Portfolio Statement or Annual Report of the Scheme. For more details, please refer the Scheme Information Document (SID) and Statement of Additional Information (SAI). Annual Financial Results: The Scheme wise annual report or an abridged summary thereof shall be mailed (e-mailed if opted / requested) to all Unit holders not later than four months from the date of closure of the relevant accounting year (i.e. 31st March each year) and full annual report shall be available for inspection at the Head Office of the Mutual Fund and a copy shall be made available to the Unit holders on request on payment of nominal fees, if any. These results shall also be displayed on the website of the Mutual Fund on www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com Half Yearly Unaudited Financial Results: Half Yearly Unaudited Financial Results shall be published in one national English daily newspaper circulating in the whole of India and in a Yearly Financial newspaper published in the language of the region where the Head Office of the Mutual Fund is situated before expiry one month from the close of each half-year, that is on March 31 and September 30. It is also displayed on the website of the Mutual Fund on www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com Half yearly Portfolio Disclosure: Full portfolio in the Prescribed format shall be disclosed either by publishing it in one national English daily newspaper circulating in the whole of India yearly Portfolio and in a newspaper published in the language of the region where the Head Office of the Mutual Fund is situated or by sending it to the Unit Holders within one month from the end of each half- year, that is as on March 31 and September 30. It is also displayed on the website of the Mutual Fund on www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com 9) S&P CNX 500 / CNX MIDCAP / S&P CNX NIFTY / SENSEX HDFC Equity Fund, HDFC Capital Builder Fund, HDFC TaxSaver, HDFC Premier Multi-Cap Fund and HDFC Infrastructure Fund benchmarked to S&P CNX 500 Index, HDFC Mid-Cap Opportunities Fund benchmarked to CNX Midcap Index and HDFC Long Term Equity Fund benchmarked to S&P CNX Nifty, are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL is not responsible for any errors or omissions or the results obtained from the use of such index and in no event shall IISL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due to purchase or sale or otherwise of such product benchmarked to such index. “Standard & Poor’s® and “S&P® are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by India Index Services & Products Limited (IISL), which has sublicensed such marks to the HDFC Asset Management Company Limited. The S&P CNX Nifty is not compiled, calculated or distributed by Standard & Poor’s and Standard & Poor’s and IISL make no representation regarding the advisability of investing in products that utilize any such Index as a component. All rights in the SENSEX vest in Bombay Stock Exchange Ltd. (“BSE”). BSE and SENSEX are trademarks of BSE and are used by HDFC Asset Management Company Limited under license. BSE shall not be liable in any manner whatsoever (including in negligence) for any loss arising to any person whosoever out of use of or reliance on the SENSEX by any person. Key Information Memorandum 33
INSTRUCTIONS 1 . General Instructions Name of Scheme Plan Option Payout Option Please read the Key Information Memorandum and the terms of the Scheme Information Document(s) of the respective Scheme(s) and Statement of Additional Information •HDFC Arbitrage Fund •Wholesale Plan •Growth - carefully before filling the Application Form. Investors should apprise themselves of •Retail Plan •Quarterly •Payout the prevailing Load structure on the date of submitting the Application Form. Dividend •Reinvestment Investors are deemed to have accepted the terms subject to which these offers are •HDFC Balanced Fund - •Growth - being made and bind themselves to the terms upon signing the Application Form and tendering payment. •Dividend •Payout •Reinvestment Investors have been provided the following Application Forms: •HDFC Prudence Fund - •Growth - • Two Common Application Forms for Equity, Balanced, ELSS and MIP Schemes with Nomination Facility. (HGF / HEF / HT200 / HCBF / HAF / HBF / HPF / HLTAF / HTS / HMCOF/ •Dividend •Payout HLTEF / HINF/ / HDFC Index Fund/ HCSF / HPMCF / HMIP.) •Reinvestment • Two Systematic Investment Plan (SIP) Enrolment Forms (for ECS (Debit Clearing) / Direct Debit •HDFC Long Term Advantage Fund - •Growth - Facility / Standing Instruction) •Dividend •Payout • One Systematic Transfer Plan (STP) Form •Reinvestment • One Flex Systematic Transfer Plan (Flex STP) Form •HDFC TaxSaver - •Growth - • One Third Party Payment Declaration Form. •Dividend •Payout New investors wishing to make SIP investment will need to complete and submit •Reinvestment both the Application Form and the SIP Enrolment Form (for Post Dated Cheques or •HDFC Index Fund •SENSEX Plan •Growth - for Auto Debit/ ECS/ Standing Instruction as applicable). •SENSEX Plus Plan The Application Form should be completed in ENGLISH and in BLOCK LETTERS BLOCK •Nifty Plan only. Please tick in the appropriate box for relevant options wherever applicable. •HDFC MF Monthly Income Plan •Short Term Plan • G r o w t h - Please do not overwrite. For any correction / changes (if any) made, the sole / all •Long Term Plan •Monthly •Payout applicants are requested to authenticate the same by canceling and re-writing the Dividend •Reinvestment correct details and counter-signing the same. •Quarterly Applications complete in all respects, may be submitted at the designated Investor Dividend Service Centres (ISCs) / Official points of Acceptance. Investors must write the Application Form number / Folio number 3 . Existing Unit holder information on the reverse of the cheques and bank drafts accompanying Investors already having an account in any of HDFC Mutual Fund Schemes should provide the Application Form. their Folio Number & Name of the First Unit Holder in section 1 and proceed to section 5. Applications incomplete in any respect are liable to be rejected. The personal details and Bank Account details as they feature in the existing folio would apply to this investment as well and would prevail over any conflicting information furnished The AMC / Trustee retains the sole and absolute discretion to reject any application. in this form. Unitholder’s name should match with the details in the existing folio number, It may be noted that the Securities and Exchange Board of India (SEBI) vide its Notification failing which the application form is liable to be rejected. dated May 31, 2010 read with Circular dated June 24, 2010 states that with effect from June 01, 2010, the distributors, agents or any persons employed or engaged or to be 4 . Unit holder Information employed or engaged in the sale and/or distribution of mutual fund products shall be Name and address must be written in full. In case the Investor is an NRI/FII, an overseas required to have a valid certification from the National Institute of Securities Markets address must be provided. A local address if available may also be mentioned in the (NISM) by passing the certification examination. Application Form. Further, no agents / distributors would be entitled to sell units of mutual funds unless Applications under a Power of Attorney or by a limited company or a corporate body or the intermediary is registered with AMFI. an eligible institution or a registered society or a trust fund must be accompanied by the 2 . Investment Details original Power of Attorney (or a certified true copy of the same duly notarised) or the relevant resolution or authority to make the application (or certified true copy thereof) as Investors are required to indicate their choice of Scheme, Plan, Option and Payout option the case may be, along with a certified copy of the Memorandum and Articles of Association for which subscription is made at the time of filling up the Application Form. Please note and/or bye-laws and/or trust deed and/or partnership deed and/or Certificate of Registration. that if the same is not mentioned, the Plans/Options mentioned under Instruction 6 - Authorised officials should sign the Application Form under their official designation. A Default Plan/Option shall apply. list of specimen signatures of the authorised officials, duly certified / attested should also Name of Scheme Plan Option Payout Option be attached to the Application Form. In case of a Trust/Fund a resolution from the Trustee(s) authorising such purchase must be submitted. •HDFC Growth Fund - •Growth - Applications not complying with the above are liable to be rejected. •Dividend •Payout •Reinvestment Unit holders are advised to provide their contact details like telephone numbers, mobile numbers and email IDs to HDFC Mutual Fund in writing. •HDFC Equity Fund - •Growth - All communication and payments shall be made by the Mutual Fund in the name of and •Dividend •Payout •Reinvestment favouring the first/sole applicant. In case of applications made in joint names without indicating the mode of holding, mode of holding will be deemed as ‘Joint’ and processed •HDFC Top 200 Fund - •Growth - accordingly. •Dividend •Payout Accounts of Minors •Reinvestment The minor shall only be the first and the sole holder in an account (folio). There shall not •HDFC Capital Builder Fund - •Growth - be any joint accounts with minor as the first or joint holder. Name of the Parent or Guardian •Dividend •Payout must be mentioned if the investments are being made on behalf of a minor. Guardian in the •Reinvestment folio should either be a natural guardian (i.e. father or mother, as the case may be) or a court appointed legal guardian. •HDFC Core & Satellite Fund - •Growth - Date of birth of the minor along with photocopy of supporting documents (i.e. Birth •Dividend •Payout •Reinvestment certificate, School leaving certificate / Mark sheet issued by Higher Secondary Board of respective states, ICSE, CBSE etc., Passport, or any other suitable proof evidencing the •HDFC Premier Multi-Cap Fund - •Growth - date of birth of the minor) should be provided while opening the folio. In case of a natural •Dividend •Payout guardian, document evidencing the relationship of the Guardian with the minor, if the •Reinvestment same is not available as part of the documents mentioned above should be submitted. In case of court appointed legal guardian, supporting documentary evidence should be •HDFC Mid-Cap Opportunities Fund - •Growth - provided. •Dividend •Payout Further, in case of SIP/STP/SWAP registration requests received on/after April 1, 2011, the •Reinvestment Mutual Fund/AMC will register SIP/STP/SWAP in the folio held by a minor only till the date •HDFC Long Term Equity Fund - •Growth - of the minor attaining majority, even though the instructions may be for a period beyond •Dividend •Payout that date. •Reinvestment For folios where the units are held on behalf of the minor, the account shall be frozen for •HDFC Infrastructure Fund - •Growth - operation by the guardian on the day the minor attains majority and no transactions shall •Dividend •Payout •Reinvestment 34 HDFC Mutual Fund
INSTRUCTIONS (Contd...) be permitted till the documents for changing the status of the account from ‘minor’ to demand drafts will be borne by the AMC and will be limited to the bank charges ‘major’ as prescribed are received. stipulated by the State Bank of India. Outstation Demand Draft has been defined as a demand draft issued by a bank where there is no ISC available for Investors. The AMC 5 . Bank Details will not accept any request for refund of demand draft charges, in such cases. A . Pay - Out Bank Account Details:  NRIs, FIIs An investor at the time of purchase of units must provide the details of his / her pay-out  Repatriation Basis bank account (i.e. account into which redemption / dividend proceeds are to be paid) in Section 4 in the Application Form.  In the case of NRIs, payment may be made either by inward remittance through normal banking channels or out of funds held in his Non - Resident (External) Rupee Account B . Multiple Bank Account Registration: (NRE) / Foreign Currency (Non-Resident) Account (FCNR). In case Indian rupee drafts The AMC/ Mutual Fund provides a facility to the investors to register multiple bank accounts are purchased abroad or from Foreign Currency Accounts or Non-resident Rupee (currently upto 5 for Individuals and 10 for Non – Individuals) for receiving redemption/ Accounts an account debit certificate from the Bank issuing the draft confirming the dividend proceeds etc. by providing necessary documents. Investors must specify any one debit shall also be enclosed. account as the “Default Bank Account”. The investor, may however, specify any other FIIs shall pay their subscription either by inward remittance through normal banking  registered bank account for credit of redemption proceeds at the time of requesting for channels or out of funds held in Foreign Currency Account or Non-Resident Rupee the redemption. Account maintained by the FII with a designated branch of an authorised dealer. Investors holding units in non-demat form are requested to avail the facility of registering  Non-repatriation Basis multiple bank accounts by filling in the 'Multiple Bank Accounts Registration Form' available  In the case of NRIs, payment may be made either by inward remittance through normal at our Investor Service Centres (ISCs) or on our website www.hdfcfund.com banking channels or out of funds held in his NRE / FCNR / Non-Resident Ordinary C . Indian Financial System Code (IFSC) Rupee Account (NRO). In case Indian rupee drafts are purchased abroad or from Foreign Currency Accounts or Non-resident Rupee Accounts an account debit certificate IFSC is a 11 digit number given by some of the banks on the cheques. IFSC will help to from the Bank issuing the draft confirming the debit shall also be enclosed. secure transfer of redemption and dividend payouts via the various electronic mode of transfers that are available with the banks. In order to prevent frauds and misuse of payment instruments, the investors are mandated to make the payment instrument i.e. cheque, demand draft, pay order, etc. favouring either 6. Default Plan / Option of the following given below and crossed “Account Payee only". Investors are urged to In case of valid applications received without indicating any choice of Plan / Option, follow the order of preference in making the payment instrument favouring as under: the following Default Plan / Option will be considered: 1. 'the Specific Scheme A/c Permanent Account Number' or Scheme Name Default Plan / Option 2. 'the Specific Scheme A/c First Investor Name' • HDFC Growth Fund • Growth Option in case Growth Option e.g. In case of HGF the cheque should be drawn in favour of “HDFC Equity Fund • HDFC Equity Fund or Dividend Option is not indicated. A/c ABCDE1234F” OR “HDFC Growth Fund A/c Bhavesh Shah” in Shah”; • HDFC Top 200 Fund case of HDFC Index Fund, HDFC MF Monthly Income Plan the name of the respective Plan • HDFC Capital Builder Fund • Dividend Payout in case Dividend should also be mentioned. A separate cheque or bank draft must accompany each Scheme • HDFC Core & Satellite Fund Payout or Dividend Re-investment is not / each Plan.Returned cheque(s) are liable not to be presented again for collection, and the • HDFC Premier Multi-Cap Fund indicated under the Dividend Option. accompanying Application Form is liable to be rejected. In case the returned cheque(s) are • HDFC Mid-Cap Opportunities Fund presented again, the necessary charges are liable to be debited to the Investor. • HDFC Long Term Equity Fund • HDFC Infrastructure Fund 8 . Third Party Payments • HDFC Balanced Fund 1. HDFC Asset Management Company Limited ("HDFC AMC") / HDFC Mutual Fund ("Mutual • HDFC Prudence Fund Fund"), shall not accept applications for subscriptions of units accompanied with Third • HDFC Long Term Advantage Fund Party Payments except in cases as enumerated in para 8.2a below. • HDFC TaxSaver "Third Party Payment" means payment made through an instrument issued from a • HDFC Arbitrage Fund • Retail Plan in case Retail Plan or bank account other than that of the first named applicant/ investor mentioned in the Wholesale Plan is not indicated. application form. In case of payment instruments issued from a joint bank account, the • Growth Option in case Growth Option first named applicant/ investor must be one of the joint holders of the bank account from or Quarterly Dividend Option is not which the payment instrument is issued. indicated. • Dividend Re-investment in case Illustrations Dividend Payout or Dividend Illustration 1: An Application submitted in joint names of A, B & C alongwith cheque issued Re-investment is not indicated. from a bank account in names of C, A & B. This is a valid application and will not be considered • HDFC MF Monthly Income Plan • Long Term Plan in case Long Term Plan as Third Party Payment. or Short Term Plan is not indicated. Illustration 2: An Application submitted in joint names of A, B & C alongwith cheque issued • Growth Option in case Growth Option from a bank account in name of A. This is a valid application and will not be considered as or Dividend Option is not indicated. Third Party Payment. • Quarterly Dividend Option in case Quarterly/ Illustration 3: An Application submitted in joint names of A, B & C alongwith cheque issued Monthly dividend is not indicated. from a bank account in names of B, C & Y. This will be considered as Third Party Payment. • Dividend Payout in case Dividend Payout or Dividend Re-investment is 2a. As referred to in para 8.1 above, following are the exceptional cases where third party not indicated under Monthly Dividend payments will be accepted subject to submission of requisite documentation/ declarations. Option or Quarterly Dividend Option. i) Payment by Parents/Grand-Parents/Related Persons* on behalf of a minor in Term TaxSa axSav Units of HDFC Long Term Advantage Fund and HDFC TaxSav er (including consideration of natural love and affection or as gift for a value not exceeding ` 50,000 reinvestment) units allotted on dividend r einvestment) cannot be assigned/transferred/ for each regular purchase or per SIP installment. However this restriction of ` 50,000 pledged/redeemed/switched out until completion of three years from will not be applicable for payment made by a Guardian whose name is registered in the date of allotment of the respective Units. the records of Mutual Fund in that folio (i.e. Father / Mother / Court Appointed Legal Gaurdian). 7. Mode of Payment : ii) Payment by Employer on behalf of employee under Systematic Investment Plans or  Pay-In Bank Account as lump sum / one-time subscription, through Payroll deductions. An investor at the time of his/her purchase of units must provide the details of his / her iii) Custodian on behalf of an FII or a Client. pay-in bank account (i.e. account from which a subscription payment is being made) * 'Related Person' means any person investing on behalf of a minor in consideration of natural in Section 8 in the Application Form. love and affection or as a gift.  Resident Investors 2b. For investments through third party payments, Investors must accompany the 'Third (a) For Investors having a bank account with HDFC Bank Limited or such banks with Party Payment Declaration Form' (available at any of our ISCs or on our website whom the AMC would have an arrangement from time to time: www.hdfcfund.com) along with the Application Form for subscription of units. Payment may be made for subscription to the Units of the Scheme either by issuing 3. The Mutual Fund shall adopt the following procedures to ascertain whether payments a cheque drawn on such banks or by giving a debit mandate to their account with a are Third Party Payments and investors are therefore required to comply with the branch of HDFC Bank Limited situated at the same location as the ISC or such other requirements specified hereinbelow. banks with whom the AMC would have an arrangement from time to time. (i) Source of funds - if paid by cheque (b) For other Investors not covered by (a) above: Identification of third party cheques by the AMC/Mutual Fund/ Registrar & Transfer Payment may be made by cheque or bank draft drawn on any bank, which is situated Agent (R&TA) will be on the basis of matching the name / signature on the investment at and is a member of the Bankers’ Clearing House, located at the place where the cheque with the name/ signature of the first named applicant available on the application is submitted. No cash, money orders, outstation cheques, application or in our records for the said folio. If the name of the bank account holder post-dated cheques [except through Systematic Investment Plan is not pre-printed on the investment cheque or the signature on the said cheque does (SIP)] and postal orders will be accepted. Bank charges for outstation Key Information Memorandum 35
INSTRUCTIONS (Contd...) not match with that of the first named applicant mentioned on the application / .Mode 1 0 .Mode of Payment of Redemption / Dividend Proceeds-via Direct Credit available in our records for the said folio, then the investor should submit any one of / Neft / ECS the following documents at the time of investment: • Direct Credit (a) a copy# of the bank passbook or a statement of bank account having the name The AMC has entered into arrangements with eleven banks to facilitate direct credit of and address of the account holder and account number; redemption and dividend proceeds (if any) into the bank account of the respective Unit (b) a letter* (in original) from the bank on its letterhead certifying that the investor maintains holders maintained with any of these banks. These banks are: Axis Bank Ltd., Citibank an account with the bank, along with information like bank account number, bank N.A., Deutsche Bank AG, HDFC Bank Limited, The Hongkong and Shanghai Banking branch, account type, the MICR code of the branch & IFSC Code (where available). Corporation, ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Royal Bank # Investors should also bring the original documents along with the documents of Scotland N.V., Standard Chartered Bank and YES Bank Limited. The list of banks is mentioned in (a) above to the ISCs/Official Points of Acceptance of HDFC Mutual subject to change from time to time. Fund. The copy of such documents will be verified with the original documents to the • Transfer National Electronic Funds Transfer (NEFT) satisfaction of the AMC/ Mutual Fund/R&TA. The original documents will be returned across the counter to the investor after due verification. The AMC provides the facility of ‘National Electronic Funds Transfer (NEFT)’ offered by Reserve Bank of India(RBI), which aims to provide credit of redemption and dividend * In respect of (b) above, it should be certified by the bank manager with his / her full payouts (if any) directly into the bank account of the Unit holder maintained with the signature, name, employee code, bank seal and contact number. banks (participating in the NEFT System). Unit holders can check the list of banks Investors should note that where the bank account numbers have changed on account participating in the NEFT System from the RBI website i.e. www.rbi.org.in or contact any of the implementation of core banking system at their banks, any related of our Investor Service Centres. communication from the bank towards a change in bank account number should However, in the event of the name of Unit holder’s bank not appearing in the ‘List of Banks accompany the application form for subscription of units. However, for updation of participating in NEFT’ updated on RBI website www.rbi.org.in, from time to time, the the changed bank details in the folio, the investor should follow the change of bank instructions of the Unit holder for remittance of redemption/ dividend (if any) proceeds details process. via NEFT System will be discontinued by HDFC Mutual Fund / HDFC Asset Management The Mutual Fund has also provided a facility to the investors to register multiple bank Company Limited without prior notice to the Unit holder and the payouts of redemption accounts, as detailed in Instruction No. 5B. Investors are requested to avail the facility / dividend (if any) proceeds shall be effected by sending the Unit holder(s) a cheque / of registering multiple bank accounts by filling in the 'Multiple Bank Accounts demand draft. Registration Form' available at our Investor Service Centres (ISCs) or on our website For more details on NEFT or for frequently asked questions (FAQs) on NEFT, Unit holders www.hdfcfund.com are advised to visit the RBI website www.rbi.org.in / HDFC Mutual Fund website (ii) Source of funds - if funded by pre-funded instruments such as Pay www.hdfcfund.com Order, Demand Draft, Banker's cheque etc. Order, Banker's • Electronic Clearing Service (ECS) Investors should attach any one of the following supporting documents with the Investors who have opted for the ECS facility of RBI for dividend payment will receive a purchase application where subscription for units is vide a pre - funded instrument direct credit of the amount due to them in their mandated account whenever the payment issued by way of debit to his / her bank account: (i) a Certificate (in original) from the is made through ECS. A separate advice regarding credit of amount(s) via ECS will be sent issuing banker duly certified by the bank manager with his / her full signature, name, to the unit holder. It should be noted that while the Mutual Fund will make all efforts, employee code, bank seal and contact number, stating the Account holder's name, there is no commitment that this facility will be made available to all desirous investors. the Bank Account Number which has been debited for issue of the instrument and PAN as per bank records, if available (ii) a copy of the acknowledgement from the Applicants in cities not covered under ECS facility will receive dividend payments , if any bank, wherein the instructions to debit carry the bank account details and name of by cheques or demand drafts and the same will be mailed to the Unit holders. Please note the investor as an account holder are available (iii) a copy of the passbook/bank that the ECS Facility is available only in respect of dividend payments and not in the case statement evidencing the debit for issuance of the instrument. of Redemption of Units. The account number mentioned in the above supporting documents should be the Therefore, the Investors will receive their redemption / dividend proceeds (if any) directly same as / one of the registered bank account or the bank details mentioned in the into their bank accounts in the following order: application form. (i) In case the bank account of an investor is covered under Direct Credit facility then the payment of redemption / dividend proceeds (if any) will happen via direct credit payout (iii) Source of funds - if paid by RTGS, Bank Account-to-Account mode only. Investors having these bank accounts will not receive payouts via NEFT/ECS* ransfer, NEFT, Transfer, NEFT, ECS, etc. (ii) In case the bank account of an investor is not covered under Direct Credit facility but Investors should attach to the purchase application form, an acknowledged copy of covered under NEFT system offered by the RBI then the payment of redemption / dividend the instruction to the bank also stating the account number debited. The account proceeds (if any) shall be effected via NEFT mechanism only. number mentioned on the transfer instruction copy should be a registered bank account or the first named applicant/ investor should be one of the account holders (iii) The facility for payment of dividend proceeds, if any via ECS* shall be affected only in case to the bank account debited for such electronic transfer of funds. the bank account of an investor is not covered under the Direct Credit facility or NEFT system. (iv) Source of funds - if paid by a pre-funded instrument issued by the * available only in respect of dividend payments. Bank against Cash Each of the above facilities aims to provide direct credit of the redemption proceeds and dividend The AMC/Mutual Fund /R&TA will not accept any purchase applications from investors payouts (if any) into the bank account (as furnished in Section 4 of the Application Form) of the if accompanied by a pre-funded instrument issued by a bank (such as Pay Order, Unit holder and eliminates the time lag between despatch of the cheque, its receipt by the Unit Demand Draft, Banker's cheque) against cash for investments of ` 50,000 or more. holders and the need to personally bank the instrument and await subsequent credit to the Unit The investor should submit a Certificate (in original) obtained from the bank giving holders account. Further, the potential risk of loss of instruments in transit through courier / post name, bank account number and PAN as per the bank records (if available) of the is also eliminated. Each of the said facility as a mode of payment, is faster, safer and reliable. person who has requested for the payment instrument. The said Certificate should be duly certified by the bank manager with his / her full signature, name, employee In case the bank account as communicated by the Unit holder is with any of the said banks with code, bank seal and contact number. The AMC / Mutual Fund /R&TA will check that the whom the AMC has entered into arrangements to facilitate such direct credits or with any of the name mentioned in the Certificate matches with the first named investor. banks participating in the NEFT System offered by RBI, the AMC shall automatically extend this facility to the Unit holders. The account number mentioned in the Certificate should be the same as / one of the registered bank account or the bank details mentioned in the application form. HDFC Asset Management Company Limited / HDFC Mutual Fund shall not be held liable for any losses / claims, etc. arising on account of processing the direct credit or credit via NEFT / ECS of HDFC Mutual Fund/HDFC AMC reserves the right to seek information and /or obtain such other redemption / dividend proceeds on the basis of Bank Account details as provided by the unit additional documents/information from the investors for identifying whether it is a third party holder in the Application Form. payment. However, if the Unit holders are not keen on availing of any of the said facilities and prefer receiving 9 . E-mail Communication cheques / demand drafts, Unit holders may indicate their intention in the Application Form in the Account Statements / Newsletters / Annual Reports / Other statutory information (as may be space provided specifically. The AMC would then ensure that the payouts are effected by sending permitted under SEBI (Mutual Funds) Regulations, 1996) can be sent to each Unit holder by the Unit holders a cheque / demand draft. In case of unforeseen circumstances, the AMC reserves courier / post / e-mail. the right to issue a cheque / demand draft. Unit holders who have opted to receive these documents by email will be required to download 1 1 eServices facility 1. and print the documents after receiving e-mail from the Mutual Fund. Should the Unit holder The e S e r v i c e s facility includes H D F C M F Online , H D F C M F I n v e s t Online , experience any difficulty in accessing the electronically delivered documents, the Unit holder HDFCMFMobile, eDocs eAlerts and ePayouts Docs, Payouts. shall promptly advise the Mutual Fund to enable the Mutual Fund to make the delivery through alternate means. It is deemed that the Unit holder is aware of all security risks including HDFCMF Online possible third party interception of the documents and contents of the documents becoming This facility enables investors to transact online on www.hdfcfund.com using known to third parties. HDFCMFOnline. On HDFCMF Online, Unitholders can execute transactions online for The Newsletter, shall be displayed at the website of the Mutual Fund. The Unit holders can purchase*, redemption, switch and also register for Systematic Investment Plan (SIP) / request for a copy of the Newsletter by post / e-mail. The AMC would arrange to dispatch Systematic Transfer Plan (STP) of units of schemes of HDFC Mutual Fund and other services these documents to the concerned Unit holder. 36 HDFC Mutual Fund
INSTRUCTIONS (Contd...) as may be introduced by HDFC Mutual Fund from time to time. Unitholders can also view Cancellation of nomination can be made only by those individuals who hold units on their account details and portfolio valuation online, download account statements and request own behalf singly or jointly and who made the original nomination. for documents via email, besides other options. On cancellation of the nomination, the nomination shall stand rescinded and the AMC shall * facility available with select banks and subject to submission of Permanent Account Number not be under any obligation to transfer the units in favour of the Nominee(s). (PAN) and Know Your Customer (KYC) compliance proof by all Unitholder(s). Please refer to Nomination can be made for maximum number of three nominees. In case of multiple paragraphs on Permanent Account Number (PAN) and Know Your Customer (KYC) for further nominees, the percentage of allocation/share in favour of each of the nominees should be details. indicated against their name and such allocation/share should be in whole numbers without HDFCMFInvestOnline any decimals making a total of 100 percent. This facility enables existing Unitholders not having a HDFC Personal Identification Number In the event of the Unitholders not indicating the percentage of allocation/share for each of (HPIN) to transact online on the Fund's website www.hdfcfund.com using the nominees, HDFC Mutual Fund/ HDFC Asset Management Company Limited (AMC), by HDFCMFInvestOnline. Unitholders can execute purchase transactions or register for invoking default option shall settle the claim equally amongst all the nominees. Systematic Investment Plan and avail such other services as may be introduced by the Fund In case of investors opting to hold the Units in demat form, the nomination from time to time. details provided by the investor to the depository participant will be Unitholders must possess a Folio Number (KYC validated), valid PAN, KYC, Bank Account applicable. Number registered in the folio and Net banking facility with any of the select banks to avail 14 . Permanent Account Number the HDFCMFInvestOnline facility. HDFCMFInvest SEBI has made it mandatory for all applicants (in the case of application in joint names, each H D F C M F Mobile of the applicants) to mention his/her permanent account number (PAN) irrespective of the This facility enables investors to transact on their mobile handsets. On HDFCMFMobile, amount [Except for SIP upto ` 50,000/- per year per investor (Micro SIP)]. Where the applicant Unitholders can execute transactions on their mobile phone for purchase*, redemption or is a minor, and does not possess his / her own PAN, he / she shall quote the PAN of his/ her switching of units of schemes of HDFC Mutual Fund and other services as may be introduced father or mother or the guardian, as the case may be. However, PAN is not mandatory in the by HDFC Mutual Fund from time to time. Unitholders can also view account details and case of Central Government, State Government entities and the officials appointed by the portfolio valuation on their mobile phone, request for account statements, besides other courts e.g. Official liquidator, Court receiver etc (under the category of Government) for options. transacting in the securities market. PAN card copy is not required separately if KYC * Payment arrangement for purchase of units is available at present with HDFC Bank only. acknowledgement issued by CVL is made available. HDFC Mutual Fund reserves the right to Please visit our website from time to time for an updated list of banks. You also need to have ascertain the status of such entities with adequate supporting documents. Applications not opted for the mobile-banking facility with your Bank. As per RBI’s operative guidelines on complying with the above requirement may not be accepted/processed. Mobile banking dated December 24, 2009, presently there is a restriction of ` 50,000 per For further details, please refer Section 'Permanent Account Number' under Statement of customer per day for transactions. Additional Information available on our website www.hdfcfund.com. eD o c s 15 . Prevention of Money Laundering This facility enables the Unit holder to receive documents viz. account statements, etc. by SEBI vide its circular reference number ISD/CIR/RR/AML/1/06 dated January 18, 2006 mandated email to the email address provided by the Unit holder in HDFCMF eServices Request Form. that all intermediaries including Mutual Funds should formulate and implement a proper eAlerts policy framework as per the guidelines on anti money laundering measures and also to adopt This facility enables the Unit holder to receive SMS confirmation for purchase, redemption or a Know Your Customer (KYC) policy. switch, dividend declaration details and other alerts. The Investor(s) should ensure that the amount invested in the Scheme is through legitimate Apart from above mentioned facilities, the facility of ePayouts comprising of mode of payment sources only and does not involve and is not designated for the purpose of any contravention of Redemption / Dividend Proceeds if any, via Direct Credit / NEFT / ECS is covered under or evasion of the provisions of the Income Tax Act, Prevention of Money Laundering Act eServices facility. For further details, please refer eServices booklet available at all Investor (PMLA), Prevention of Corruption Act and / or any other applicable law in force and also any Service Centres (ISCs) as well as on our website on www.hdfcfund.com. laws enacted by the Government of India from to time or any rules, regulations, notifications or directions issued thereunder. 12 . Signatures To ensure appropriate identification of the Investor(s) and with a view to monitor transactions Signature(s) should be in English or in any Indian Language. Applications on behalf of minors for the prevention of money laundering, HDFC Asset Management Company Limited (HDFC should be signed by their Guardian. In case of a HUF, the Karta should sign the Application AMC) / HDFC Mutual Fund reserves the right to seek information, record investor's telephonic Form on behalf of the HUF. calls and or obtain and retain documentation for establishing the identity of the Investor(s), If you are investing through your Constituted Attorney, please ensure that the Power of proof of residence, source of funds, etc. It may re-verify identity and obtain any incomplete Attorney is signed by you and your Constituted Attorney. The signature in the Application or additional information for this purpose. Form then needs to clearly indicate that the signature is on behalf of the applicant by the HDFC Mutual Fund, HDFC AMC, HDFC Trustee Company Limited ("HDFC Trustee") and their Constituted Attorney. Directors, employees and agents shall not be liable in any manner for any claims arising 13 . Nomination whatsoever on account of freezing the folios/rejection of any application / allotment of Units Nomination ensures all rights and/or amount(s) payable in respect of the holdings in Schemes or mandatory redemption of Units due to non compliance with the provisions of the PMLA, of HDFC Mutual Fund would vest in and be transferred to the nominee upon death of the Unit SEBI/AMFI circular(s) and KYC policy and / or where the AMC believes that transaction is holder. The nominee receives the units only as agent and trustee for the legal heirs or legatees suspicious in nature within the purview of the PMLA and SEBI/AMFI circular(s) and reporting as the case may be. Investors should opt for the nomination facility to avoid hassles and the same to FIU-IND. inconveniences in case of unforeseen events in future. For further details, please refer Section 'Prevention of Money Laundering' under the Statement Nomination by a unit holder shall be applicable for investments in all schemes in the folio or of Additional Information available on our website www.hdfcfund.com. account. 16 . Know Your Customer (KYC) Compliance Know Your Every new nomination for a folio/account will overwrite the existing nomination. Nomination Units held in account statement (non-demat) form will be subject to the provisions of the respective Scheme Information Document. Investors should note that it is mandatory for all purchases/ switches/ registrations Nomination shall be mandatory for new folios/accounts opened by an individual especially with for Systematic Investment Plan (SIP)/ Systematic Transfer Plan (STP)/ Flex STP/ Flexindex sole holding and no new folios/accounts for Individuals (with sole holding) would be opened Plan/ Dividend Transfer Plan(DTP) made on or after January 1, 2011 to quote the KYC without nomination. However, investors who do not wish to nominate must sign separately Compliance Status of each applicant (guardian in case of minor) in the application and confirming their non-intention to nominate. In case nomination/non-intention to nominate is attach proof of KYC Compliance viz. KYC Acknowledgement Letter / Printout of KYC not provided by Individual (with sole holding), the application is liable to be rejected. Compliance Status downloaded from CDSL Ventures Ltd. (CVL) website The nomination can be made only by individuals applying for/ holding units on their own (www.cvlindia.com) using the PAN. behalf singly or jointly. Non-individuals including society, trust, body corporate, partnership Applicants intending to apply for units through a Power of Attorney (PoA) must firm, karta of Hindu undivided family, holder of Power of Attorney cannot nominate. ensure that the issuer of the PoA and the holder of the PoA must mention their KYC Nomination shall not be allowed in a folio held on behalf of a minor. In case a folio has joint Compliance Status and attach proof of KYC Compliance at the time of investment. holders, all joint holders should sign the request for nomination/cancellation of nomination, even if the mode of holding is not “joint”. Units held in electronic (demat) form Minor(s) can be nominated and in that event, the name, address and signature of the guardian For units held in demat form, the KYC performed by the Depository Participant of the of the minor nominee(s) shall be provided by the unitholder. Nomination can also be in favour applicants will be considered as KYC verification done by the Trustee / AMC. of the Central Government, State Government, a local authority, any person designated by In the event of non compliance of KYC requirements, the Trustee/AMC reserves the right virtue of his office or a religious or charitable trust. to freeze the folio of the investor(s) and effect mandatory redemption of unit holdings of The Nominee shall not be a trust (other than a religious or charitable trust), society, body the investors at the applicable NAV, subject to payment of exit load, if any. corporate, partnership firm, karta of Hindu undivided family or a Power of Attorney holder. For further details, please refer Section 'Know Your Customer (KYC) Compliance under A non-resident Indian can be a Nominee subject to the exchange controls in force, from time Statement of Additional Information available on our website www.hdfcfund.com. to time. Nomination in respect of the units stands rescinded upon the transfer of units. Transfer of units in favour of Nominee(s) shall be valid discharge by the AMC against the legal heirs. Key Information Memorandum 37
INSTRUCTIONS (Contd...) CHECKLIST  Please ensure that your Application Form is complete in all respect and signed by all applicants: • Name, Address and Contact Details are mentioned in full. • Status of First/Sole Applicant is correctly indicated. • Bank Account Details are entered completely and correctly. • Permanent Account Number (PAN) of all Applicants is mentioned irrespective of the amount of purchase and proof attached (if not already validated). • Please attach proof of KYC Compliance status (if not already validated) • Appropriate Option is selected. If the Dividend Option is chosen, Dividend Payout or Re-investment is indicated. • If units are applied by more than one applicant, Mode of Operation of account is indicated.  Your investment Cheque / DD is drawn in favour of 'the Specific Scheme A/c PA N or 'the Specific Scheme A/c Investor Name dated, signed and crossed ‘A/c Payee only’. the PA N' the Investor Name' Application Number / Folio No. is mentioned on the reverse of the Cheque/DD.  Documents as listed below are submitted along with the Application Form (as applicable to your specific case). Documents Companies Trusts Societies Partnership LLP FIIs* NRI Minor Investments through Firms Constituted Attorney 1. Resolution / Authorisation to invest       2. List of Authorised Signatories with Specimen Signature(s)        3. Memorandum & Articles of Association  4. Trust Deed  5. Bye-Laws  6. Partnership Deed / LLP Agreement (as applicable)   7. Certificate of Incorporation  8. Notarised Power of Attorney  9. Account Debit Certificate in case payment is made by DD from NRE / FCNR A/c. where applicable  10. PAN Proof        #  11. KYC Acknowledgement Letter / Print out of KYC Compliance Status downloaded from CDSL Ventures Ltd. website (www.cvlindia.com) using PAN Number        #  12. Proof of Date of Birth  13. Proof of Relationship with Guardian  All documents in 1 to 7 above should be originals or true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public, as applicable. * For FIIs, copy of SEBI registration certificate should be provided. # If PAN/KYC proof of Minor is not available, PAN/KYC proof of Guardian should be provided. 38 HDFC Mutual Fund
Form Equity, Application Form for Equity, Balanced, MIP and ELSS Schemes HDFC GROWTH FUND • HDFC EQUITY FUND • HDFC TOP 200 FUND • HDFC CAPITAL BUILDER FUND • HDFC CORE & SATELLITE FUND • HDFC PREMIER MULTI-CAP FUND • HDFC MID-CAP OPPORTUNITIES FUND • HDFC LONG TERM EQUITY FUND • HDFC INFRASTRUCTURE FUND • HDFC ARBITRAGE FUND • HDFC BALANCED FUND FUND* PLAN# • HDFC PRUDENCE FUND • HDFC LONG TERM ADVANTAGE FUND* • HDFC TAXSAVER* • HDFC INDEX FUND • HDFC MF MONTHLY INCOME PLAN# #(open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus) Continuing a tradition of trust. * (open -ended equity linked savings scheme with a lock-in period of 3 years) NAV Offer of Units At Applicable NAV CEQ Investors must read the Ke y Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only. Investors Ke Form. BLOCK PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONL FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder. EXISTING HOLDER INFORMATION you hav 1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 5. Refer instruction 3). folio, proceed Refer Folio No. The details in our records under the folio number mentioned alongside will apply for this application. NAME OF FIRST / SOLE APPLICANT Mr. Ms. M/s. 2. STATUS (of First/Sole Applicant) MODE OF HOLDING OCCUPATION (of First/Sole Applicant) OCCUPA [Please tick ()] ( [Please tick ()] ( [Please tick ()] ( Resident Individual NRI-Repatriation NRI-Non Repatriation Partnership Trust Single Service Student Professional HUF AOP PIO Company FIIs Joint Housewife Business Retired Minor through guardian BOI Body Corporate LLP Anyone or Survivor Agriculture Proprietorship Society / Club Others __________________________________________ (please specify) Others _______________________ (please specify) HOLDER INFORMATION (ref efer 3a. UNIT HOLDER INFORMATION (refer instruction 4) DATE OF BIRTH@ Proof of [Please tick ()] NAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders) Date of Birth @ Attached DD MM YYYY Mr. Ms. M/s. Nationality PAN#  C# [Please tick ( )] K Y C# Proof Attached NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON – DESIGNATION (in case of non-individual Investors) (Mandatory for any amount) Mr. Ms. Nationality Designation Contact No. PAN# K Y C [Please tick ( )] Proof Attached (Mandatory for any amount)  Relationship with Minor@ [Please tick ( )]: Minor@ Father Mother Court appointed Legal Guardian Proof of R elationship with Minor@ [Please tick ( ) ] Attached NAME OF THE SECOND APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Second Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) NAME OF THE THIRD APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Third Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address may not be sufficient) MAILING ADDRESS FIRST SOLE APPLICANT CITY STATE PIN CODE OVERSEAS ADDRESS (Mandatory in case of NRIs /FIIs/PIOs) (P. O. Box Address may not be sufficient) ADDRESS CONTACT DETAILS OF FIRST / SOLE APPLICANT STD Code Telephone : Off. Res. Mobile Fax E-mail # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer instruction No 14 for PAN and No 16 for KYC. @Mandatory in case of Minor. ATT TTORNEY (PoA) HOLDER DETAI AILS 3b. POWER OF ATTORNEY (PoA) HOLDER DETAILS NAME OF PoA Mr. Ms. M/s. PAN# K Y C * * [Please tick ()] C* Proof Attached # Refer instruction no. 14. ** Refer instruction No 16. (Mandatory for any amount) (PAY DETAI AILS FIRST/ SOLE APPLICANT 4. BANK ACCOUNT (PAY – OUT) DETAILS OF THE FIRST/ SOLE APPLICANT (refer instruction 5) Please note that as per SEBI Regulations it is mandatory for investors to provide their bank account details investors provide Account No. Name of the Bank Branch Bank City Account Type [Please tick ( )] SAVINGS CURRENT NRE NRO FCNR OTHERS__________ (please specify) OTHERS The 9 digit MICR Code number IFSC Code*** of my/our Bank & Branch is** *** Refer Instruction 5C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your (** Refer Instruction 10) (Mandatory for Dividend Payout via ECS) (The 9 digit code cheque leaf. If you do not find this on your cheque leaf, please check for the same with your bank) appears on your cheque next to the cheque number) 5. MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA DIRECT CREDIT / NEFT / ECS (refer instruction 10) [Please tick ()] PA DIRECT (ref efer Unitholders will receive redemption/ dividend proceeds directly into their bank account (as furnished in Section 4) via Direct credit/ NEFT/ECS facility. I/We want to receive the redemption / dividend proceeds (if any) by way of a cheque/demand draft instead of direct credit/credit through NEFT system/credit through ECS into my/our bank account 6. eSERVICES OPTIONS (SAVE PAPER, SAVE TREES) [Please tick ()] (refer instruction 11) (SAVE PAPER, SAVE ( (refefer HDFCMFOnline & HDFCMFMobile - I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact online HDFCMFOnline HDFCMFMobile i) Mandatory information to be provided: a) Email address: _______________________________________________________________________________________________________________________ (if the address given herein is different from the email address under section 3(a), the email address under section 6(i) will be considered during registration for HPIN). b) Mother's maiden name: ________________________________________________________________________________________________________________ I/ We have read and understood the terms and conditions and confirm that I/ we shall be bound by them (Terms & Conditions available in the eServices booklet as well as on our website) ii) eDocs: I/ We wish to receive account statements, newsletters, annual reports and other statutory information documents by email in lieu of physical documents (Email address is mandatory). Docs: iii) eAlerts: I/ We would like to receive SMS updates (Mobile number in section 3(a) is mandatory). Alerts: ... continued overleaf ACKNOWLEDGEMENT SLIP ( To be filled in by the Inv estor) [F or any queries please contact our near est Inv estor Service Centr e or call us at our Customer Service Number 60006767 or 18002336767 (Toll Fr ee)] SLIP To by Investor) [For any nearest Investor Centre (Toll Fr HDFC MUTUAL FUND Head office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400020 MUTUAL ISC Stamp & Signature Date : Received from Mr. / Ms. / M/s. _____________________________________________________________________________________ an application for Purchase of Units of Scheme/Plan Name _____________________________________________________________ Option / Sub-option: _________________________________________________ Payout Option: ______________________________ alongwith Cheque / DD as detailed overleaf. P l e a s e N o t e : All Purchases are subject to realisation of cheques / demand drafts.
INVESTMENT DETAI (ref AILS efer 7. INVESTMENT DETAILS (refer instruction 2 & 6 ) SCHEME 1 SCHEME 2 SCHEME 3 } Name of the Scheme / Plan Option / Refer Instruction No. 2 Sub-option Payout Option PA DETAI (ref AILS efer 8. PAYMENT DETAILS (refer instruction 7 & 8) (Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft.) Please attach a separate Cheque/ Demand Draft ffor each Scheme. Please write Application Form Folio re erse Draft.) separate Draft or Cheque/DD in favour of 'the Specific Scheme A/c PAN' or 'the Specific Scheme A/c Investor Name'. Payment Type [Please ( )] NON- THIRD PARTY PAYMENT THIRD PARTY PAYMENT (Please attach ‘Third Party Payment Declaration Form’) SCHEME 1 SCHEME 2 SCHEME 3 Cheque / DD No. Cheque / DD Date Amount of Cheque/DD/RTGS in figures (`) (i) DD charges, if any, in figures (`) (ii) Total Amount in figures (`) (i) + (ii) in words Drawn on Bank /Branch Name Pay - In Bank Account No. (For Cheque Only) SAVINGS CURRENT SAVINGS CURRENT SAVINGS CURRENT Account Type [Please ( )] NRE NRO FCNR NRE NRO FCNR NRE NRO FCNR OTHERS __________(please specify) OTHERS __________(please specify) OTHERS __________(please specify) 9. NOMINATION (refer instruction 13) (Mandatory for new folios of Individuals where mode of holding is single) NOMINATION (ref efer for new folios where (Unit holder 1) (Unit holder 2 ) I/ We ___________________________________________________________________________________ , ______________________________________________________________________________ and (Unit holder 3 ) _________________________________________________________________________________ *do hereby nominate the person(s) more particularly described hereunder/ and*/ cancel the nomination made by me/ us on the _____________ day of _________________________ in respect of the Units under Folio No. _____________________________ (* strike out which is not applicable) Signature of Nominee/ Proportion (%) in which the Name and Address of Nominee(s) Date of Birth Name and Address of Guardian Guardian of Nominee units will be shared by each (to be furnished in case the Nominee is a minor) (Optional) Nominee (should aggregate to 100%) Nominee 1 Nominee 2 Nominee 3 OR TO NOMINATE: for new folios where NON-INTENTION TO NOMINATE: (Mandatory for new folios of Individuals where mode of holding is single and who do not wish to nominate) SIGNATURE(S) [Please ( )] I/We hereby confirm that I/We do not wish to exercise the right of nomination in respect of units subscribed/purchased by me/us. First /Sole Applicant Second Applicant Third Applicant 10. DOCUMENTS ENCLOSED (Please ) APPLICATIONS ENCLOSED (Please  ) APPLICA ENCL Memorandum & Articles of Association Trust Deed SIP Enrolment Form (For Investments through Post Dated Cheques) Partnership Deed Resolution / Authorisation to invest SIP Enrolment Form (For Investments through Auto Debit/ECS/Standing Instruction) PAN Proof Bye-Laws STP Enrolment Form Power of Attorney Certificate of Incorporation Third Party Payment Declaration Form LLP Agreement List of Authorised Signatories with Specimen Signature(s) Multiple Bank Account Registration Form DECLARA LARATION SIGNATURE/S (refefer 11. DECLARATION & SIGNATURE/S (refer instruction 12) Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft. I / We have read and understood the terms and contents of the Document(s) of the respective Scheme(s) First / Sole and Statement of Additional Information of HDFC Mutual Fund. I / We hereby apply to the Trustee of Applicant / HDFC Mutual Fund for allotment of Units of the Scheme(s) of HDFC Mutual Fund, as indicated above Guardian and agree to abide by the terms, conditions, rules and regulations of the relevant Scheme(s). I / We have understood the details of the Scheme(s) and I / we have not received nor been induced by any rebate SIGNATURE(S) SIGNATURE(S) or gifts, directly or indirectly, in making this investment. The ARN holder (AMFI registered Distributor) The has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We hereby declare that I/We am/are authorised Second to make this investment and that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any Applicant Act, Rules, Regulations, Notifications or Directions issued by any regulatory authority in India. I/We declare that the information given in this application form is correct, complete and truly stated. Applicable to NRIs only : I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or Third from funds in my / our Non-Resident External / Ordinary Account / FCNR Account. Applicant Please ( ) Yes No D D M M Y Y Y Y If Yes, ( ) Repatriation basis Non-repatriation basis Particulars SCHEME 1 SCHEME 2 SCHEME 3 Scheme Name / Plan / Option / Sub-option / Payout Option Cheque / DD No. / Date Drawn on (Name of Bank and Branch) Amount in figures (`)
Form Equity, Application Form for Equity, Balanced, MIP and ELSS Schemes HDFC GROWTH FUND • HDFC EQUITY FUND • HDFC TOP 200 FUND • HDFC CAPITAL BUILDER FUND • HDFC CORE & SATELLITE FUND • HDFC PREMIER MULTI-CAP FUND • HDFC MID-CAP OPPORTUNITIES FUND • HDFC LONG TERM EQUITY FUND • HDFC INFRASTRUCTURE FUND • HDFC ARBITRAGE FUND • HDFC BALANCED FUND FUND* PLAN# • HDFC PRUDENCE FUND • HDFC LONG TERM ADVANTAGE FUND* • HDFC TAXSAVER* • HDFC INDEX FUND • HDFC MF MONTHLY INCOME PLAN# #(open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus) Continuing a tradition of trust. * (open -ended equity linked savings scheme with a lock-in period of 3 years) NAV Offer of Units At Applicable NAV CEQ Investors must read the Ke y Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only. Investors Ke Form. BLOCK PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONL FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder. EXISTING HOLDER INFORMATION you hav 1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 5. Refer instruction 3). folio, proceed Refer Folio No. The details in our records under the folio number mentioned alongside will apply for this application. NAME OF FIRST / SOLE APPLICANT Mr. Ms. M/s. 2. STATUS (of First/Sole Applicant) MODE OF HOLDING OCCUPATION (of First/Sole Applicant) OCCUPA [Please tick ()] ( [Please tick ()] ( [Please tick ()] ( Resident Individual NRI-Repatriation NRI-Non Repatriation Partnership Trust Single Service Student Professional HUF AOP PIO Company FIIs Joint Housewife Business Retired Minor through guardian BOI Body Corporate LLP Anyone or Survivor Agriculture Proprietorship Society / Club Others __________________________________________ (please specify) Others _______________________ (please specify) HOLDER INFORMATION (ref efer 3a. UNIT HOLDER INFORMATION (refer instruction 4) DATE OF BIRTH@ Proof of [Please tick ()] NAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders) Date of Birth @ Attached DD MM YYYY Mr. Ms. M/s. Nationality PAN#  C# [Please tick ( )] K Y C# Proof Attached NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON – DESIGNATION (in case of non-individual Investors) (Mandatory for any amount) Mr. Ms. Nationality Designation Contact No. PAN# K Y C [Please tick ( )] Proof Attached (Mandatory for any amount)  Relationship with Minor@ [Please tick ( )]: Minor@ Father Mother Court appointed Legal Guardian Proof of R elationship with Minor@ [Please tick ( ) ] Attached NAME OF THE SECOND APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Second Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) NAME OF THE THIRD APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Third Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address may not be sufficient) MAILING ADDRESS FIRST SOLE APPLICANT CITY STATE PIN CODE OVERSEAS ADDRESS (Mandatory in case of NRIs /FIIs/PIOs) (P. O. Box Address may not be sufficient) ADDRESS CONTACT DETAILS OF FIRST / SOLE APPLICANT STD Code Telephone : Off. Res. Mobile Fax E-mail # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer instruction No 14 for PAN and No 16 for KYC. @Mandatory in case of Minor. ATT TTORNEY (PoA) HOLDER DETAI AILS 3b. POWER OF ATTORNEY (PoA) HOLDER DETAILS NAME OF PoA Mr. Ms. M/s. PAN# K Y C * * [Please tick ()] C* Proof Attached # Refer instruction no. 14. ** Refer instruction No 16. (Mandatory for any amount) (PAY DETAI AILS FIRST/ SOLE APPLICANT 4. BANK ACCOUNT (PAY – OUT) DETAILS OF THE FIRST/ SOLE APPLICANT (refer instruction 5) Please note that as per SEBI Regulations it is mandatory for investors to provide their bank account details investors provide Account No. Name of the Bank Branch Bank City Account Type [Please tick ( )] SAVINGS CURRENT NRE NRO FCNR OTHERS__________ (please specify) OTHERS The 9 digit MICR Code number IFSC Code*** of my/our Bank & Branch is** *** Refer Instruction 5C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your (** Refer Instruction 10) (Mandatory for Dividend Payout via ECS) (The 9 digit code cheque leaf. If you do not find this on your cheque leaf, please check for the same with your bank) appears on your cheque next to the cheque number) 5. MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA DIRECT CREDIT / NEFT / ECS (refer instruction 10) [Please tick ()] PA DIRECT (ref efer Unitholders will receive redemption/ dividend proceeds directly into their bank account (as furnished in Section 4) via Direct credit/ NEFT/ECS facility. I/We want to receive the redemption / dividend proceeds (if any) by way of a cheque/demand draft instead of direct credit/credit through NEFT system/credit through ECS into my/our bank account 6. eSERVICES OPTIONS (SAVE PAPER, SAVE TREES) [Please tick ()] (refer instruction 11) (SAVE PAPER, SAVE ( (refefer HDFCMFOnline & HDFCMFMobile - I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact online HDFCMFOnline HDFCMFMobile i) Mandatory information to be provided: a) Email address: _______________________________________________________________________________________________________________________ (if the address given herein is different from the email address under section 3(a), the email address under section 6(i) will be considered during registration for HPIN). b) Mother's maiden name: ________________________________________________________________________________________________________________ I/ We have read and understood the terms and conditions and confirm that I/ we shall be bound by them (Terms & Conditions available in the eServices booklet as well as on our website) ii) eDocs: I/ We wish to receive account statements, newsletters, annual reports and other statutory information documents by email in lieu of physical documents (Email address is mandatory). Docs: iii) eAlerts: I/ We would like to receive SMS updates (Mobile number in section 3(a) is mandatory). Alerts: ... continued overleaf ACKNOWLEDGEMENT SLIP ( To be filled in by the Inv estor) [F or any queries please contact our near est Inv estor Service Centr e or call us at our Customer Service Number 60006767 or 18002336767 (Toll Fr ee)] SLIP To by Investor) [For any nearest Investor Centre (Toll Fr HDFC MUTUAL FUND Head office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400020 MUTUAL ISC Stamp & Signature Date : Received from Mr. / Ms. / M/s. _____________________________________________________________________________________ an application for Purchase of Units of Scheme/Plan Name _____________________________________________________________ Option / Sub-option: _________________________________________________ Payout Option: ______________________________ alongwith Cheque / DD as detailed overleaf. P l e a s e N o t e : All Purchases are subject to realisation of cheques / demand drafts.
INVESTMENT DETAI (ref AILS efer 7. INVESTMENT DETAILS (refer instruction 2 & 6 ) SCHEME 1 SCHEME 2 SCHEME 3 } Name of the Scheme / Plan Option / Refer Instruction No. 2 Sub-option Payout Option PA DETAI (ref AILS efer 8. PAYMENT DETAILS (refer instruction 7 & 8) (Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft.) Please attach a separate Cheque/ Demand Draft ffor each Scheme. Please write Application Form Folio re erse Draft.) separate Draft or Cheque/DD in favour of 'the Specific Scheme A/c PAN' or 'the Specific Scheme A/c Investor Name'. Payment Type [Please ( )] NON- THIRD PARTY PAYMENT THIRD PARTY PAYMENT (Please attach ‘Third Party Payment Declaration Form’) SCHEME 1 SCHEME 2 SCHEME 3 Cheque / DD No. Cheque / DD Date Amount of Cheque/DD/RTGS in figures (`) (i) DD charges, if any, in figures (`) (ii) Total Amount in figures (`) (i) + (ii) in words Drawn on Bank /Branch Name Pay - In Bank Account No. (For Cheque Only) SAVINGS CURRENT SAVINGS CURRENT SAVINGS CURRENT Account Type [Please ( )] NRE NRO FCNR NRE NRO FCNR NRE NRO FCNR OTHERS __________(please specify) OTHERS __________(please specify) OTHERS __________(please specify) 9. NOMINATION (refer instruction 13) (Mandatory for new folios of Individuals where mode of holding is single) NOMINATION (ref efer for new folios where (Unit holder 1) (Unit holder 2 ) I/ We ___________________________________________________________________________________ , ______________________________________________________________________________ and (Unit holder 3 ) _________________________________________________________________________________ *do hereby nominate the person(s) more particularly described hereunder/ and*/ cancel the nomination made by me/ us on the _____________ day of _________________________ in respect of the Units under Folio No. _____________________________ (* strike out which is not applicable) Signature of Nominee/ Proportion (%) in which the Name and Address of Nominee(s) Date of Birth Name and Address of Guardian Guardian of Nominee units will be shared by each (to be furnished in case the Nominee is a minor) (Optional) Nominee (should aggregate to 100%) Nominee 1 Nominee 2 Nominee 3 OR TO NOMINATE: for new folios where NON-INTENTION TO NOMINATE: (Mandatory for new folios of Individuals where mode of holding is single and who do not wish to nominate) SIGNATURE(S) [Please ( )] I/We hereby confirm that I/We do not wish to exercise the right of nomination in respect of units subscribed/purchased by me/us. First /Sole Applicant Second Applicant Third Applicant 10. DOCUMENTS ENCLOSED (Please ) APPLICATIONS ENCLOSED (Please  ) APPLICA ENCL Memorandum & Articles of Association Trust Deed SIP Enrolment Form (For Investments through Post Dated Cheques) Partnership Deed Resolution / Authorisation to invest SIP Enrolment Form (For Investments through Auto Debit/ECS/Standing Instruction) PAN Proof Bye-Laws STP Enrolment Form Power of Attorney Certificate of Incorporation Third Party Payment Declaration Form LLP Agreement List of Authorised Signatories with Specimen Signature(s) Multiple Bank Account Registration Form DECLARA LARATION SIGNATURE/S (refefer 11. DECLARATION & SIGNATURE/S (refer instruction 12) Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft. I / We have read and understood the terms and contents of the Document(s) of the respective Scheme(s) First / Sole and Statement of Additional Information of HDFC Mutual Fund. I / We hereby apply to the Trustee of Applicant / HDFC Mutual Fund for allotment of Units of the Scheme(s) of HDFC Mutual Fund, as indicated above Guardian and agree to abide by the terms, conditions, rules and regulations of the relevant Scheme(s). I / We have understood the details of the Scheme(s) and I / we have not received nor been induced by any rebate SIGNATURE(S) SIGNATURE(S) or gifts, directly or indirectly, in making this investment. The ARN holder (AMFI registered Distributor) The has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We hereby declare that I/We am/are authorised Second to make this investment and that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any Applicant Act, Rules, Regulations, Notifications or Directions issued by any regulatory authority in India. I/We declare that the information given in this application form is correct, complete and truly stated. Applicable to NRIs only : I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or Third from funds in my / our Non-Resident External / Ordinary Account / FCNR Account. Applicant Please ( ) Yes No D D M M Y Y Y Y If Yes, ( ) Repatriation basis Non-repatriation basis Particulars SCHEME 1 SCHEME 2 SCHEME 3 Scheme Name / Plan / Option / Sub-option / Payout Option Cheque / DD No. / Date Drawn on (Name of Bank and Branch) Amount in figures (`)
S SYSTEMATIC SIP Enrolment Form I INVESTMENT [For Investments through ECS (Debit Clearing) / Direct Debit Facility/ through Standing Instruction] P PLAN (Please read terms & conditions overleaf) Enrolment Form No. IMPORTANT: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised use IMPORTANT: strike you av SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only. PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONLY FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ Holder. investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y I/ We have read and understood the contents of the Scheme Information Document(s) and Statement of Additional Information and the terms & conditions of SIP enrolment and ECS (Debit Clearing) / Direct Debit / Standing Instruction and agree to abide by the same. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the SIP of the following Scheme(s)/ Plan(s) / Option(s) and agree to abide by the terms and conditions of the same. I/ We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for pay the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/ We hereby apply to the Trustee of HDFC Mutual Fund: Please () any one. In the absence of indication of the option the form is liable to be rejected. REGISTRATION NEW REGISTRATION CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 11) CANCELLATION INVESTOR AND SIP DETAILS Application No. (For new investor)/Folio No. (For existing Unitholder) Sole/1st Applicant SIGNATURE (Refer Item No. 3(b) SIGNATURE PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Name of Guardian (In case first/sole holder is minor) PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Second Applicant PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Third Applicant KYC Compliance Status** YES NO PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer Item No 14 and 15. Scheme Plan Option Each SIP Amount (R) SIP Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)] SIP Top-up (Optional) (Please  to avail this facility) Top-up Amount (R) ____________________ (The amount should be in multiples of R 500 only) (Refer Item No. 7 e) SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.) + + SIP Date 1st 5th 10th 15th 20th 25th ( Default Date ) [Refer Item No. 6(iv)] SIP Period Start From M M Y Y End On** M M Y Y OR Default Date (December 2031) **Please refer Item No. 6(ii) and 6(iii) D D M M YAmount@ (R ) Y (R First SIP Transaction via Cheque No. Transaction Cheque Dated @The first cheque amount should Mandatory Enclosure (if 1st Installment is not by cheque) Blank cancelled cheque Copy of cheque be same as each SIP Amount. I/We hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) / Direct Debit / Standing Instruction for collection of SIP payments. BANK DETAILS Bank Name Branch Name Bank City Account Number 9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number) Account Type (Please ) Savings Current NRO NRE FCNR Others (please specify) _______________________ Accountholder Name as in Bank Account Authorisation of the Bank Account Holder (to be signed by the Investor)** ** To, The Branch Manager, _______________________________________________________(Name of the Bank) This is to inform that I/We have registered for the RBI's Electronic Clearing Service (Debit Clearing) / Direct Debit / Standing Instruction and that my payment towards my investment in HDFC Mutual Fund shall be made from my/our Bank Account Number below mentioned bank account with your bank. I/We authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate Form to get it verified & executed. I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/ We would not hold the user institution responsible. I / We will also inform HDFC Mutual Fund/HDFC Asset Management Company Limited, about any changes in my bank account. I/ We have read and agreed to the terms and conditions mentioned overleaf. Top-up Applicable to SIP Top-up facility: I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increase in installment from my designated account. Please write SIP Enrolment Form No. / Folio No. on the reverse of the cheque. 1st Account 2nd Account 3rd Account Holder’s Signature Holder’s Signature Holder’s Signature (As in Bank Records) (As in Bank Records) (As in Bank Records) BANKER’S ATTESTATION (FOR BANK USE ONLY) ATTEST TTESTA BANK ONLY) Certified that the signature of account holder and the details of Bank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account Number For Office Use only (Not to be filled in by Investor) Recorded on Scheme Code Recorded by Credit Account Number
FACILITY STANDING SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION 1. SIP is available to investors in the following Scheme(s) of HDFC Mutual Fund: (a) Entry Load: Not Applicable. Theupfrontcommissiononinvestment (iii) SIP payment through Standing Instruction HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Capital made by the investor, if any, shall be paid to the ARN Holder (AMFI Payment may also be accepted by direct debits to unit holders’ bank Builder Fund, HDFC Index Fund, HDFC Children’s Gift Fund, HDFC Balanced registered Distributor) directly by the investor, based on the investor’s accounts. For this purpose, unit holders are required to give standing Fund, HDFC Prudence Fund, HDFC Long Term Advantage Fund*, HDFC assessment of various factors including service rendered by the ARN instructions to their bankers (with whom HDFC Mutual Fund may TaxSaver*, HDFC MF Monthly Income Plan (an open-ended income scheme. Holder. have an arrangement from time to time) to debit their bank accounts Monthly income is not assured and is subject to availability of distributable (b) Exit Load: Applicable Exit Load, if any, in the Scheme/Plan/Option as at periodic intervals and credit the subscription proceeds to the surplus), HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC on the date of enrollment of the SIP will be levied. HDFC Mutual Fund bank account. Currently, the arrangement for Mid-Cap Opportunities Fund, HDFC Long Term Equity Fund, HDFC For Scheme load structure please refer to Key Information direct debit facility is with: Infrastructure Fund, HDFC Multiple Yield Fund, HDFC Arbitrage Fund, HDFC Memorandum or contact the nearest Investor Service Centre (ISC) of AxisBank DhanlaxmiBankLtd.HDFCBank ICICIBankINGVysya Income Fund, HDFC High Interest Fund, HDFC Short Term Plan, HDFC Short HDFC Mutual Fund or visit our website www.hdfcfund.com. Bank  Royal Bank of Scotland NV  South Indian Bank Term Opportunities Fund, HDFC Medium T Opportunities Fund, HDFC erm (iv) In case the Frequency (Monthly/Quarterly) and SIP date is not indicated,  This facility is offered only to the investors having bank accounts Cash Management Fund- Treasury Advantage Plan, HDFC Gilt Fund, HDFC Monthly frequency shall be treated as the Default Frequency and 10th in the above mentioned Banks. Floating Rate Income Fund and HDFC Multiple Yield Fund- Plan 2005. shall be treated as the Default date.  This facility is available on all SIP dates of a month / quarter. *an open-ended equity linked savings scheme with a lock-in period of 3 years 7. All SIP installments are available on the 1st, 5th, 10th, 15th, 20th or 25th of a month. All SIP installments under MSIP and QSIP should be of the same The cities / banks / branches in the list may be modified/updated/changed/ The above list is subject to change from time to time. Please contact the removed at any time in future entirely at the discretion of HDFC Mutual nearest Investor Service Centre (ISC) of HDFC Mutual Fund for updated list. amount and same date. For example, if an investor is enrolling for MSIP for the period July- December 2009 for total amount of R 60,000/-, there shall be Fund / HDFC Asset Management Company Limited without assigning 2. The SIP Enrolment Form should be completed in English and in Block Letters any reasons or prior notice. If any city / bank / branch is removed, SIP a minimum of six installments (except for first SIP cheque which could be of only. Please tick ( ) in the appropriate box ( ), where boxes have been any date) and same amount. The first cheque should be drawn on the same instructions for investors in such city / bank / branch via (ECS) (Debit provided.TheSIPEnrolmentFormcompleteinallrespects,shouldbesubmitted bank account which is to be registered for ECS (Debit Clearing) / Direct Debit Clearing) / Direct Debit / Standing Instruction route will be discontinued at any of the Investor Service Centres (ISCs) of HDFC Mutual Fund or at the / Standing Instruction. Alternatively, the cheque may be drawn on any bank, withoutpriornotice.Please contact the nearest Investor Service Centre Official Points of Acceptance of Transactions of Computer Age Management but investor should provide a photocopy of the cheque of the bank / branch of HDFC Mutual Fund for updated list. Services Pvt Ltd. (CAMS). for which ECS (Debit Clearing) / Direct Debit / Standing Instruction is to be 8. Units will be allotted on the applicable dates. In case the date falls on a Non- In case SIP investments are made through 'Third Party Payments' i.e. registered. However, investors need not submit the First Cheque for SIP Business Day or falls during a book closure period, the immediate next Business payment made through an instrument issued from a bank account other enrollment provided the SIP Enrolment Form is attested by the Bank from Day will be considered for the purpose of determining the applicability of thanthatofthefirstnamedapplicant/investormentionedintheapplication which SIP installment will be debited or copy of the cancelled cheque or NAV subject to the realization of proceeds. Further, in case of first SIP investment form, Investors are required to additionally fill up & submit the 'Third Party photocopy of the cheque of bank account from which the SIP installment accepted through cheque drawn on a location where ISCs of HDFC Mutual Payment Declaration Form' (available at any of our ISCs or on our website will be debited is attached to the form. Fund does not have a presence but HDFC Bank has a presence, units will be www.hdfcfund.com) www.hdfcfund.com) along with the SIP Enrolment Form. Form. a. FirstSIPChequeandsubsequentSIPInstallmentsviaECS(DebitClearing) / allotted on the date on which subscription proceeds are realized. This Form is not applicable for investments through Micro Systematic Direct Debit / Standing Instruction should be of the same amount. 9. The first SIP cheque should be drawn in favour of 'the Specific Scheme A/c Investment Plan (Micro SIP) i.e. upto R 50,000 per year per investor. For Investment year investor For estor. b. The SIP Enrolment Form should be submitted atleast 30 days before the Permanent Account Number' or 'the Specific Scheme A/c First Investor investment through Micro SIP investor is required to fill up Micro SIP first SIP date^ for ECS (Debit Clearing) / Direct Debit / Standing Instruction. Name' (e.g. In case of HGF the cheque should be drawn in favour of "HDFC Enrolment Form available at any of our ISCs or on our website If the SIP start period is not mentioned, the chosen/Default date falling 30 Growth Fund A/c ABCDE1234F" OR "HDFC Growth Fund A/c Bhavesh www.hdfcfund.com. www.hdfcfund.com. .hdfcfund.com days from SIP submission date wil be considered as the SIP start date and Shah"; in case of HDFC Index Fund, HDFC MF Monthly Income Plan the name 3. a. Existing unit holders in Scheme(s) of HDFC Mutual Fund are required to SIP wil be registered from that date (eg. If the application is submitted on of the respective Plan should also be mentioned) and crossed "Account submit only the SIP Enrolment Form. Existing unit holders should provide June 1 without indicating the SIP start period then the SIP start date would beJuly1). Payee only". Unit holders must write the SIP Enrolment Form number, if any, their Folio Number. Unitholders’ details and mode of holding (single, on the reverse of the cheque. jointly, anyone or survivor) will be as per the existing folio number and ^ In case the auto debit start date as mentioned in the form does not satisfy this condition, the first SIP date shall be rolled over to begin from 10. An Account Statement will be issued by mail or by e-mail (if opted by the unit would prevail over any conflicting information furnished in this form. the immediately following month (provided the roll over SIP date does holder) to the unit holder within 10 Business Days for the first investment Unitholders name should match with the details in the existing folio notexceedthemaximumtimegapof90daysbetweentheSIPsubmission through SIP The subsequent account statement will be despatched once . number, failing which the application form is liable to be rejected. date and first installment of SIP through ECS (Debit Clearing) or Direct every quarter ending March, June, September and December within 10 b. Signature(s) should be as it appears on the Application Form / Folio and Business Days of the end of respective quarter. In case of specific request Debit / Standing Instruction) and the end date shall accordingly get in the same order. In case the mode of holding is joint, all unitholders are received from investors, Mutual Fund will provide the account statement to extended. required to sign. the investors within 5 Business Days from the receipt of such request without c. Payment may be made by cheque drawn on any bank which is situated 4. a. New investors who wish to enroll for SIP are required to fil the (i) SIP Enrolment at and is a member of the Bankers’ Clearing House located at the place any charges. Form Investments through ECS/ Direct Debit Facility / Standing Instruction (ii) the where the SIP application is submitted. Outstation cheques will not be 11. You can choose to change your bank account or discontinue the SIP facility respective Scheme Application Form (included in the Key Information accepted and applications accompanied by such cheques are liable to be by giving thirty days written notice to any of our Investor Service Centres. For Memorandum) along with / without the initial investment instrument. New rejected. No cash, money orders or postal orders will be accepted. SIP cancellation request, please mention the SIP start date as mentioned at the investorsareadvisedtoreadtheSchemeInformationDocument(s)andStatement d. In case, the name is not pre-printed on the cheque or signature on the time of registration. of Additional Information carefully before investing. The Scheme Information cheque does not match, then the first named applicant/investor should Document(s) / Key Information Memorandum(s) and Statement of Additional 12. The SIP enrollment will be discontinued in cases where three consecutive SIP submit any one of the following documents i.e. a copy of the bank passbook installments are not honored or the Bank Account [for ECS (Debit clearing)/ information are available with the ISCs of HDFC Mutual Fund, brokers/distributors or a statement of bank account or a letter from the bank on its letterhead and also displayed at the HDFC Mutual Fund website i.e. www .hdfcfund.com Direct Debit / Standing Instruction] is closed and request for change in bank certifying the investors bank account details (Account Number, T Branch, ype, account [for ECS (Debit clearing) / Direct Debit / Standing Instruction] is not b. New investors can apply for SIP in to respective Scheme / Plans / Options MICR Code). For other mode of payment for SIP and further details, please submitted at least 30 days before the next SIP Auto Debit. without any existing investment / folio. refer to the section 'Third Party Payments' under the Instructions in the Key Information Memorandum and section 'How to Apply' under Statement 13. Units of HDFC Long T Advantage Fund and HDFC TaxSaver cannot be erm Theprovisionfor‘Minimum Application Amount’specifiedintherespective Scheme Information Document will not be applicable for SIP investments. of Additional Information available on our website www.hdfcfund.com. assigned / transferred / pledged / redeemed / switched - out until completion e.g. the minimum application amount for new investors in HDFC Equity e. SIP T Top-up Facility: op-up Facility: of 3 years from the date of allotment of the respective units. Units of HDFC Fund - Growth Option is R 5,000/-. However, in case of SIP investments, an 1. SIP Top-up is a facility wherein an investor who wishes to enrol for Children's Gift Fund (subject to lock-in period) cannot be redeemed / switched investor can enter the Scheme with minimum amount of R 500/-. SIP has an option to increase the amount of the SIP installment by , - out until the Unitholder (being the beneficiary child) attains 18 years of age a fixed amount at pre-defined intervals. The SIP Top-up amount or till completion of 3 years from the date of allotment, whichever is later. 5. SIP offers investors the following two Plans (Frequency): should be filled in the SIP Enrolment Form itself. 14. Permanent Account Number (PAN) i) Monthly Systematic Investment Plan (MSIP) ii) Quarterly Systematic Investment Plan (QSIP) 2. The SIP Top-up amount should be in multiples of R 500 only. SEBI has made it mandatory for all applicants (in the case of application in joint 3. Monthly SIP offers top-up frequency at half yearly and yearly intervals. names, each of the applicants) to mention his/her permanent account number 6. (i) The details of minimum amount per cheque, minimum number of (PAN) irrespective of the amount [Except for SIP upto R 50,000/- per year per Quarterly SIP offers top-up frequency at yearly intervals only. In case cheques, duration, entry load, exit load, etc. are given below: investor (Micro SIP)]. Where the applicant is a minor, and does not posses his the top-up frequency is not indicated under Monthly SIP, it will be Schemes other than TaxSa axSav HDFC TaxSaver* and considered as yearly interval. / her own PAN, he / she shall quote the PAN of his/ her father or mother or the TaxSa axSav HDFC TaxSaver* and HDFC HDFC Long Term Term f. (i) SIP Payment through Electronic Clearing Service (ECS) (Debit guardian, as the case may be. Applications not complying with the above Term Long Term Advantage Fund* Advantage Fund* Clearing) of the Reserve Bank of India (RBI) - Investors/Unitholders requirement may not be accepted/ processed. PAN card copy is not required i ) Minimum Amount per Installment may also enroll for SIP Auto Debit facility through ECS (Debit Clearing) separately if KYC acknowledgement issued by CVL is made available. MSIP R 500/- and in multiples of R 100/- R 500/- and in multiples of the RBI. For further details, please refer Section 'Permanent Account Number' under of R 500/- thereafter List of Cities for SIP Auto Debit Facility via ECS (Debit Clearing) should Statement of Additional Information available on our website QSIP R 1,500/- and in multiples of R 100/- R 1,500/- and in multiples conform to the ECS Debit locations approved by RBI. The same is www.hdfcfund.com. of R 500/- thereafter. available on www.rbi.org.in and on our website www.hdfcfund.com  This facility is offered only to the investors having bank accounts in 15. Know Your Customer (KYC) Compliance: Investors should note that it is ii) Total Minimum Number of Installments mandatory for all registrations for Systematic Investment Plan (SIP) to quote MSIP  In respect of each SIP Installment less 6 Installments select cities.  The bank account provided for ECS (Debit) should participate in local the KYC Compliance Status of each applicant (guardian in case of minor) in than R 1,000/- in value: 12 Installments theapplicationandattachproofofKYCComplianceviz.KYCAcknowledgement MICR clearing.  In respect of each SIP Installment equal  SIP auto debit facility is available only on specific dates of the month Letter / Printout of KYC Compliance Status downloaded from CDSL Ventures to or greater than R 1,000/ - as under : Ltd. (CVL) website (www.cvlindia.com) using the PAN. For more details, please in value: 6 Installments refer to the Statement of Additional Information available on our website Cities SIP Dates QSIP  In respect of each SIP Installment less 2 Installments Pondicherry 5th / 10th / 15th / 25th www.hdfcfund.com than R 3,000/- in value: 4 Installments 16 a. Investors will not hold HDFC Mutual Fund / HDFC Asset Management  In respect of each SIP Installment equal The investor agrees to abide by the terms and conditions of ECS facility of RBI. Company Limited (HDFC AMC), its registrars and other service providers to or greater than R 3,000/- responsible if the transaction is delayed or not effected or the investor in value: 2 Installments (ii) SIP payment through Direct Debit Facility Investors / Unit holders may enroll for SIP Direct Debit Facility available bank account is debited in advance or after the specific SIP date due to *open-ended equity linked savings scheme with a lock-in period of 3 years local holidays or any other reason. with the following banks / branches (ii) There is no maximum duration for SIP enrolment. However, SIPs will be b. HDFC Mutual Fund / HDFC AMC, its registrars and other service providers registered in a folio held by a minor only till the date of the minor attaining Banks Branches shall not be responsible and liable for any damages/compensation for majority, even though the instructions may be for a period beyond that Axis Bank Limited, IDBI Bank Limited, Kotak All any loss, damage etc. incurred by the investor. The investor assumes the date. The SIP facility will automatically stand terminated upon the Unit Mahindra Bank Limited, IndusInd Bank Limited, Branches entire risk of using this facility and takes full responsibility. Holder attaining 18 years of age. State Bank of India and Union Bank of India c. HDFCMutualFund/HDFCAMCreservestherighttorejectanyapplication An investor has an option to choose the 'End Date' of the SIP by filling Bank of India, Bank of Baroda and Select Punjab National Bank Branches without assigning any reason thereof. the date or by selecting the Default Date i.e. December 2031. d. The SIP Auto Debit facility is subject to the terms and conditions of the (iii) In respect of SIP enrollments, the Load Structure prevalent at the time of  This facility is offered only to the investors having bank accounts Banks offering the said facility and the Investors will not hold HDFC enrollment shall govern the investors during the tenure of the SIP . in select banks / branches eligible for this facility. Mutual Fund / HDFC AMC responsible for any rejection. The Load Structure for investments through SIP is as follows  This facility is available on all SIP dates of a month / quarter. 17. The T rustee reserves the right to change/modify the terms and conditions of the SIP.
S SYSTEMATIC SIP Enrolment Form I INVESTMENT [For Investments through ECS (Debit Clearing) / Direct Debit Facility/ through Standing Instruction] P PLAN (Please read terms & conditions overleaf) Enrolment Form No. IMPORTANT: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised use IMPORTANT: strike you av SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only. PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONLY FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ Holder. investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y I/ We have read and understood the contents of the Scheme Information Document(s) and Statement of Additional Information and the terms & conditions of SIP enrolment and ECS (Debit Clearing) / Direct Debit / Standing Instruction and agree to abide by the same. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the SIP of the following Scheme(s)/ Plan(s) / Option(s) and agree to abide by the terms and conditions of the same. I/ We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for pay the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/ We hereby apply to the Trustee of HDFC Mutual Fund: Please () any one. In the absence of indication of the option the form is liable to be rejected. REGISTRATION NEW REGISTRATION CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 11) CANCELLATION INVESTOR AND SIP DETAILS Application No. (For new investor)/Folio No. (For existing Unitholder) Sole/1st Applicant SIGNATURE (Refer Item No. 3(b) SIGNATURE PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Name of Guardian (In case first/sole holder is minor) PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Second Applicant PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Third Applicant KYC Compliance Status** YES NO PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer Item No 14 and 15. Scheme Plan Option Each SIP Amount (R) SIP Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)] SIP Top-up (Optional) (Please  to avail this facility) Top-up Amount (R) ____________________ (The amount should be in multiples of R 500 only) (Refer Item No. 7 e) SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.) + + SIP Date 1st 5th 10th 15th 20th 25th ( Default Date ) [Refer Item No. 6(iv)] SIP Period Start From M M Y Y End On** M M Y Y OR Default Date (December 2031) **Please refer Item No. 6(ii) and 6(iii) D D M M YAmount@ (R ) Y (R First SIP Transaction via Cheque No. Transaction Cheque Dated @The first cheque amount should Mandatory Enclosure (if 1st Installment is not by cheque) Blank cancelled cheque Copy of cheque be same as each SIP Amount. I/We hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) / Direct Debit / Standing Instruction for collection of SIP payments. BANK DETAILS Bank Name Branch Name Bank City Account Number 9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number) Account Type (Please ) Savings Current NRO NRE FCNR Others (please specify) _______________________ Accountholder Name as in Bank Account Authorisation of the Bank Account Holder (to be signed by the Investor)** ** To, The Branch Manager, _______________________________________________________(Name of the Bank) This is to inform that I/We have registered for the RBI's Electronic Clearing Service (Debit Clearing) / Direct Debit / Standing Instruction and that my payment towards my investment in HDFC Mutual Fund shall be made from my/our Bank Account Number below mentioned bank account with your bank. I/We authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate Form to get it verified & executed. I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/ We would not hold the user institution responsible. I / We will also inform HDFC Mutual Fund/HDFC Asset Management Company Limited, about any changes in my bank account. I/ We have read and agreed to the terms and conditions mentioned overleaf. Top-up Applicable to SIP Top-up facility: I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increase in installment from my designated account. Please write SIP Enrolment Form No. / Folio No. on the reverse of the cheque. 1st Account 2nd Account 3rd Account Holder’s Signature Holder’s Signature Holder’s Signature (As in Bank Records) (As in Bank Records) (As in Bank Records) BANKER’S ATTESTATION (FOR BANK USE ONLY) ATTEST TTESTA BANK ONLY) Certified that the signature of account holder and the details of Bank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account Number For Office Use only (Not to be filled in by Investor) Recorded on Scheme Code Recorded by Credit Account Number
FACILITY STANDING SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION 1. SIP is available to investors in the following Scheme(s) of HDFC Mutual Fund: (a) Entry Load: Not Applicable. Theupfrontcommissiononinvestment (iii) SIP payment through Standing Instruction HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Capital made by the investor, if any, shall be paid to the ARN Holder (AMFI Payment may also be accepted by direct debits to unit holders’ bank Builder Fund, HDFC Index Fund, HDFC Children’s Gift Fund, HDFC Balanced registered Distributor) directly by the investor, based on the investor’s accounts. For this purpose, unit holders are required to give standing Fund, HDFC Prudence Fund, HDFC Long Term Advantage Fund*, HDFC assessment of various factors including service rendered by the ARN instructions to their bankers (with whom HDFC Mutual Fund may TaxSaver*, HDFC MF Monthly Income Plan (an open-ended income scheme. Holder. have an arrangement from time to time) to debit their bank accounts Monthly income is not assured and is subject to availability of distributable (b) Exit Load: Applicable Exit Load, if any, in the Scheme/Plan/Option as at periodic intervals and credit the subscription proceeds to the surplus), HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC on the date of enrollment of the SIP will be levied. HDFC Mutual Fund bank account. Currently, the arrangement for Mid-Cap Opportunities Fund, HDFC Long Term Equity Fund, HDFC For Scheme load structure please refer to Key Information direct debit facility is with: Infrastructure Fund, HDFC Multiple Yield Fund, HDFC Arbitrage Fund, HDFC Memorandum or contact the nearest Investor Service Centre (ISC) of AxisBank DhanlaxmiBankLtd.HDFCBank ICICIBankINGVysya Income Fund, HDFC High Interest Fund, HDFC Short Term Plan, HDFC Short HDFC Mutual Fund or visit our website www.hdfcfund.com. Bank  Royal Bank of Scotland NV  South Indian Bank Term Opportunities Fund, HDFC Medium T Opportunities Fund, HDFC erm (iv) In case the Frequency (Monthly/Quarterly) and SIP date is not indicated,  This facility is offered only to the investors having bank accounts Cash Management Fund- Treasury Advantage Plan, HDFC Gilt Fund, HDFC Monthly frequency shall be treated as the Default Frequency and 10th in the above mentioned Banks. Floating Rate Income Fund and HDFC Multiple Yield Fund- Plan 2005. shall be treated as the Default date.  This facility is available on all SIP dates of a month / quarter. *an open-ended equity linked savings scheme with a lock-in period of 3 years 7. All SIP installments are available on the 1st, 5th, 10th, 15th, 20th or 25th of a month. All SIP installments under MSIP and QSIP should be of the same The cities / banks / branches in the list may be modified/updated/changed/ The above list is subject to change from time to time. Please contact the removed at any time in future entirely at the discretion of HDFC Mutual nearest Investor Service Centre (ISC) of HDFC Mutual Fund for updated list. amount and same date. For example, if an investor is enrolling for MSIP for the period July- December 2009 for total amount of R 60,000/-, there shall be Fund / HDFC Asset Management Company Limited without assigning 2. The SIP Enrolment Form should be completed in English and in Block Letters any reasons or prior notice. If any city / bank / branch is removed, SIP a minimum of six installments (except for first SIP cheque which could be of only. Please tick ( ) in the appropriate box ( ), where boxes have been any date) and same amount. The first cheque should be drawn on the same instructions for investors in such city / bank / branch via (ECS) (Debit provided.TheSIPEnrolmentFormcompleteinallrespects,shouldbesubmitted bank account which is to be registered for ECS (Debit Clearing) / Direct Debit Clearing) / Direct Debit / Standing Instruction route will be discontinued at any of the Investor Service Centres (ISCs) of HDFC Mutual Fund or at the / Standing Instruction. Alternatively, the cheque may be drawn on any bank, withoutpriornotice.Please contact the nearest Investor Service Centre Official Points of Acceptance of Transactions of Computer Age Management but investor should provide a photocopy of the cheque of the bank / branch of HDFC Mutual Fund for updated list. Services Pvt Ltd. (CAMS). for which ECS (Debit Clearing) / Direct Debit / Standing Instruction is to be 8. Units will be allotted on the applicable dates. In case the date falls on a Non- In case SIP investments are made through 'Third Party Payments' i.e. registered. However, investors need not submit the First Cheque for SIP Business Day or falls during a book closure period, the immediate next Business payment made through an instrument issued from a bank account other enrollment provided the SIP Enrolment Form is attested by the Bank from Day will be considered for the purpose of determining the applicability of thanthatofthefirstnamedapplicant/investormentionedintheapplication which SIP installment will be debited or copy of the cancelled cheque or NAV subject to the realization of proceeds. Further, in case of first SIP investment form, Investors are required to additionally fill up & submit the 'Third Party photocopy of the cheque of bank account from which the SIP installment accepted through cheque drawn on a location where ISCs of HDFC Mutual Payment Declaration Form' (available at any of our ISCs or on our website will be debited is attached to the form. Fund does not have a presence but HDFC Bank has a presence, units will be www.hdfcfund.com) www.hdfcfund.com) along with the SIP Enrolment Form. Form. a. FirstSIPChequeandsubsequentSIPInstallmentsviaECS(DebitClearing) / allotted on the date on which subscription proceeds are realized. This Form is not applicable for investments through Micro Systematic Direct Debit / Standing Instruction should be of the same amount. 9. The first SIP cheque should be drawn in favour of 'the Specific Scheme A/c Investment Plan (Micro SIP) i.e. upto R 50,000 per year per investor. For Investment year investor For estor. b. The SIP Enrolment Form should be submitted atleast 30 days before the Permanent Account Number' or 'the Specific Scheme A/c First Investor investment through Micro SIP investor is required to fill up Micro SIP first SIP date^ for ECS (Debit Clearing) / Direct Debit / Standing Instruction. Name' (e.g. In case of HGF the cheque should be drawn in favour of "HDFC Enrolment Form available at any of our ISCs or on our website If the SIP start period is not mentioned, the chosen/Default date falling 30 Growth Fund A/c ABCDE1234F" OR "HDFC Growth Fund A/c Bhavesh www.hdfcfund.com. www.hdfcfund.com. .hdfcfund.com days from SIP submission date wil be considered as the SIP start date and Shah"; in case of HDFC Index Fund, HDFC MF Monthly Income Plan the name 3. a. Existing unit holders in Scheme(s) of HDFC Mutual Fund are required to SIP wil be registered from that date (eg. If the application is submitted on of the respective Plan should also be mentioned) and crossed "Account submit only the SIP Enrolment Form. Existing unit holders should provide June 1 without indicating the SIP start period then the SIP start date would beJuly1). Payee only". Unit holders must write the SIP Enrolment Form number, if any, their Folio Number. Unitholders’ details and mode of holding (single, on the reverse of the cheque. jointly, anyone or survivor) will be as per the existing folio number and ^ In case the auto debit start date as mentioned in the form does not satisfy this condition, the first SIP date shall be rolled over to begin from 10. An Account Statement will be issued by mail or by e-mail (if opted by the unit would prevail over any conflicting information furnished in this form. the immediately following month (provided the roll over SIP date does holder) to the unit holder within 10 Business Days for the first investment Unitholders name should match with the details in the existing folio notexceedthemaximumtimegapof90daysbetweentheSIPsubmission through SIP The subsequent account statement will be despatched once . number, failing which the application form is liable to be rejected. date and first installment of SIP through ECS (Debit Clearing) or Direct every quarter ending March, June, September and December within 10 b. Signature(s) should be as it appears on the Application Form / Folio and Business Days of the end of respective quarter. In case of specific request Debit / Standing Instruction) and the end date shall accordingly get in the same order. In case the mode of holding is joint, all unitholders are received from investors, Mutual Fund will provide the account statement to extended. required to sign. the investors within 5 Business Days from the receipt of such request without c. Payment may be made by cheque drawn on any bank which is situated 4. a. New investors who wish to enroll for SIP are required to fil the (i) SIP Enrolment at and is a member of the Bankers’ Clearing House located at the place any charges. Form Investments through ECS/ Direct Debit Facility / Standing Instruction (ii) the where the SIP application is submitted. Outstation cheques will not be 11. You can choose to change your bank account or discontinue the SIP facility respective Scheme Application Form (included in the Key Information accepted and applications accompanied by such cheques are liable to be by giving thirty days written notice to any of our Investor Service Centres. For Memorandum) along with / without the initial investment instrument. New rejected. No cash, money orders or postal orders will be accepted. SIP cancellation request, please mention the SIP start date as mentioned at the investorsareadvisedtoreadtheSchemeInformationDocument(s)andStatement d. In case, the name is not pre-printed on the cheque or signature on the time of registration. of Additional Information carefully before investing. The Scheme Information cheque does not match, then the first named applicant/investor should Document(s) / Key Information Memorandum(s) and Statement of Additional 12. The SIP enrollment will be discontinued in cases where three consecutive SIP submit any one of the following documents i.e. a copy of the bank passbook installments are not honored or the Bank Account [for ECS (Debit clearing)/ information are available with the ISCs of HDFC Mutual Fund, brokers/distributors or a statement of bank account or a letter from the bank on its letterhead and also displayed at the HDFC Mutual Fund website i.e. www .hdfcfund.com Direct Debit / Standing Instruction] is closed and request for change in bank certifying the investors bank account details (Account Number, T Branch, ype, account [for ECS (Debit clearing) / Direct Debit / Standing Instruction] is not b. New investors can apply for SIP in to respective Scheme / Plans / Options MICR Code). For other mode of payment for SIP and further details, please submitted at least 30 days before the next SIP Auto Debit. without any existing investment / folio. refer to the section 'Third Party Payments' under the Instructions in the Key Information Memorandum and section 'How to Apply' under Statement 13. Units of HDFC Long T Advantage Fund and HDFC TaxSaver cannot be erm Theprovisionfor‘Minimum Application Amount’specifiedintherespective Scheme Information Document will not be applicable for SIP investments. of Additional Information available on our website www.hdfcfund.com. assigned / transferred / pledged / redeemed / switched - out until completion e.g. the minimum application amount for new investors in HDFC Equity e. SIP T Top-up Facility: op-up Facility: of 3 years from the date of allotment of the respective units. Units of HDFC Fund - Growth Option is R 5,000/-. However, in case of SIP investments, an 1. SIP Top-up is a facility wherein an investor who wishes to enrol for Children's Gift Fund (subject to lock-in period) cannot be redeemed / switched investor can enter the Scheme with minimum amount of R 500/-. SIP has an option to increase the amount of the SIP installment by , - out until the Unitholder (being the beneficiary child) attains 18 years of age a fixed amount at pre-defined intervals. The SIP Top-up amount or till completion of 3 years from the date of allotment, whichever is later. 5. SIP offers investors the following two Plans (Frequency): should be filled in the SIP Enrolment Form itself. 14. Permanent Account Number (PAN) i) Monthly Systematic Investment Plan (MSIP) ii) Quarterly Systematic Investment Plan (QSIP) 2. The SIP Top-up amount should be in multiples of R 500 only. SEBI has made it mandatory for all applicants (in the case of application in joint 3. Monthly SIP offers top-up frequency at half yearly and yearly intervals. names, each of the applicants) to mention his/her permanent account number 6. (i) The details of minimum amount per cheque, minimum number of (PAN) irrespective of the amount [Except for SIP upto R 50,000/- per year per Quarterly SIP offers top-up frequency at yearly intervals only. In case cheques, duration, entry load, exit load, etc. are given below: investor (Micro SIP)]. Where the applicant is a minor, and does not posses his the top-up frequency is not indicated under Monthly SIP, it will be Schemes other than TaxSa axSav HDFC TaxSaver* and considered as yearly interval. / her own PAN, he / she shall quote the PAN of his/ her father or mother or the TaxSa axSav HDFC TaxSaver* and HDFC HDFC Long Term Term f. (i) SIP Payment through Electronic Clearing Service (ECS) (Debit guardian, as the case may be. Applications not complying with the above Term Long Term Advantage Fund* Advantage Fund* Clearing) of the Reserve Bank of India (RBI) - Investors/Unitholders requirement may not be accepted/ processed. PAN card copy is not required i ) Minimum Amount per Installment may also enroll for SIP Auto Debit facility through ECS (Debit Clearing) separately if KYC acknowledgement issued by CVL is made available. MSIP R 500/- and in multiples of R 100/- R 500/- and in multiples of the RBI. For further details, please refer Section 'Permanent Account Number' under of R 500/- thereafter List of Cities for SIP Auto Debit Facility via ECS (Debit Clearing) should Statement of Additional Information available on our website QSIP R 1,500/- and in multiples of R 100/- R 1,500/- and in multiples conform to the ECS Debit locations approved by RBI. The same is www.hdfcfund.com. of R 500/- thereafter. available on www.rbi.org.in and on our website www.hdfcfund.com  This facility is offered only to the investors having bank accounts in 15. Know Your Customer (KYC) Compliance: Investors should note that it is ii) Total Minimum Number of Installments mandatory for all registrations for Systematic Investment Plan (SIP) to quote MSIP  In respect of each SIP Installment less 6 Installments select cities.  The bank account provided for ECS (Debit) should participate in local the KYC Compliance Status of each applicant (guardian in case of minor) in than R 1,000/- in value: 12 Installments theapplicationandattachproofofKYCComplianceviz.KYCAcknowledgement MICR clearing.  In respect of each SIP Installment equal  SIP auto debit facility is available only on specific dates of the month Letter / Printout of KYC Compliance Status downloaded from CDSL Ventures to or greater than R 1,000/ - as under : Ltd. (CVL) website (www.cvlindia.com) using the PAN. For more details, please in value: 6 Installments refer to the Statement of Additional Information available on our website Cities SIP Dates QSIP  In respect of each SIP Installment less 2 Installments Pondicherry 5th / 10th / 15th / 25th www.hdfcfund.com than R 3,000/- in value: 4 Installments 16 a. Investors will not hold HDFC Mutual Fund / HDFC Asset Management  In respect of each SIP Installment equal The investor agrees to abide by the terms and conditions of ECS facility of RBI. Company Limited (HDFC AMC), its registrars and other service providers to or greater than R 3,000/- responsible if the transaction is delayed or not effected or the investor in value: 2 Installments (ii) SIP payment through Direct Debit Facility Investors / Unit holders may enroll for SIP Direct Debit Facility available bank account is debited in advance or after the specific SIP date due to *open-ended equity linked savings scheme with a lock-in period of 3 years local holidays or any other reason. with the following banks / branches (ii) There is no maximum duration for SIP enrolment. However, SIPs will be b. HDFC Mutual Fund / HDFC AMC, its registrars and other service providers registered in a folio held by a minor only till the date of the minor attaining Banks Branches shall not be responsible and liable for any damages/compensation for majority, even though the instructions may be for a period beyond that Axis Bank Limited, IDBI Bank Limited, Kotak All any loss, damage etc. incurred by the investor. The investor assumes the date. The SIP facility will automatically stand terminated upon the Unit Mahindra Bank Limited, IndusInd Bank Limited, Branches entire risk of using this facility and takes full responsibility. Holder attaining 18 years of age. State Bank of India and Union Bank of India c. HDFCMutualFund/HDFCAMCreservestherighttorejectanyapplication An investor has an option to choose the 'End Date' of the SIP by filling Bank of India, Bank of Baroda and Select Punjab National Bank Branches without assigning any reason thereof. the date or by selecting the Default Date i.e. December 2031. d. The SIP Auto Debit facility is subject to the terms and conditions of the (iii) In respect of SIP enrollments, the Load Structure prevalent at the time of  This facility is offered only to the investors having bank accounts Banks offering the said facility and the Investors will not hold HDFC enrollment shall govern the investors during the tenure of the SIP . in select banks / branches eligible for this facility. Mutual Fund / HDFC AMC responsible for any rejection. The Load Structure for investments through SIP is as follows  This facility is available on all SIP dates of a month / quarter. 17. The T rustee reserves the right to change/modify the terms and conditions of the SIP.
S SYSTEMATIC SYSTEMATIC Enrolment Form (Please read terms & conditions / instructions overleaf) T TRANSFER Enrolment P PLAN Form No. PAR ARTNER INFORMATION KEY PARTNER / AGENT INFORMATION ONLY FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on Date: D D M M Y Y Y Y the investors’ assessment of various factors including the service rendered by the ARN Holder. I / We have read and understood the contents of the Scheme Information Document(s) of the respective Scheme(s) and Statement of Additional Information and the terms & conditions overleaf. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the STP of the following Scheme(s)/ Plan(s) / Option(s) and agree to abide by the terms and conditions of the respective Scheme(s) / Plan(s) / Option(s). The ARN holder (AMFI registered Distributor) has disclosed to me/ us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Please (✓) any one. REGISTRATION NEW REGISTRATION CANCELLATION CANCELLATION Folio No. of 'Transferor' Scheme (for existing Unit holder) / 'Transferor' Application No. (for new investor) Name of the Applicant PAN KYC is mandatory# Please (✓) First / Sole Applicant Proof Attached Guardian (in case the First / Sole Applicant is a minor) Proof Attached Second Applicant Proof Attached Third Applicant Proof Attached # Please attach Proof. If KYC is already validated, please don’t attach any proof. Refer Instruction 16 Particulars 'Transferor' 1. Name of 'Transferor' Scheme/Plan/Option 'Transferee' 2. Name of 'Transferee' Scheme/Plan/Option 3. Type of STP Plan/Frequency FSTP Amount of Transfer per Installment: R______________ CASTP (Please ✓ any one) (Refer Instruction No. 7 & 8) Daily# Monthly+ Quarterly Monthly+ Quarterly W eekly$ Weekly$ Date of Transfer (Please ✓ any one) Date of Transfer (Please ✓ any one) 1st 5th 10th+ 15th 20th 25th 1st 5th 10th+ 15th 20th 25th No. of Enrolment Period* : Enrolment Period*: Installments:* From: M M Y Y Y Y From: M M Y Y Y Y _______________ To: M M Y Y Y Y To: M M Y Y Y Y In case of insufficient space, please fill up separate Enrolment Forms. #Refer Instruction No. 7 (a) $Refer Instruction No. 7 (b) * Refer Instruction No. 9 overleaf + Default Frequency/Date [Refer Instruction 9(a)(v)] SIGNATURE(S) SIGNATURE(S) First / Sole Unit Holder / Guardian Second Unit Holder Third Unit Holder Please note : Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign. (To ACKNOWLEDGEMENT SLIP (To be filled in by the Unit holder) HDFC MUTUAL FUND Enrolment Date: Regd. office : Ramon House, 3rd Floor, H.T. Parekh Marg, Form No. 169, Backbay Reclamation, Churchgate, Mumbai 400020 ISC Stamp & Signature Received from Mr./Ms./M/s. ___________________________________________ 'STP' applications(s) for transfer of Units; from Scheme / Plan / Option _______________________________________________________________________________ to Scheme / Plan / Option __________________________________________________________________________________
TERMS & CONDITIONS / INSTRUCTIONS 1. STP is a facility wherein unit holder(s) of designated and minimum R 500 and in multiples of R 500 b. In case of FSTP - Daily and Weekly Interval, the open-ended scheme(s) of HDFC Mutual Fund thereafter for HDFC TaxSaver* and HDFC Long commencement date shall be within 15 days from (Transferor Scheme) can opt to transfer a fixed Term Advantage Fund*) on the 1st, 5th, 10th, 15th, the date of receipt of a valid request. FSTP - Weekly amount or capital appreciation amount at regular 20th or 25th of each month. will be registered effective from first Friday (if intervals to designated open-ended schemes) of d. Under the FSTP - Quarterly Interval unit holders Interval, Friday is not a Business Day, then immediately HDFC Mutual Fund (Transferee Scheme). Currently, will be eligible to transfer a fixed amount succeeding Business Day) after 10 days from the the schemes eligible for this facility are as follows, (minimum R 3,000 and in multiples of R 100 date of receipt of the valid STP Enrolment Form. HDFC Growth Fund, HDFC Equity Fund, HDFC Top thereafter for schemes other than HDFC c. The application for enrollment for FSTP - Monthly 200 Fund, HDFC Capital Builder Fund, HDFC Index TaxSaver* and HDFC Long Term Advantage Fund* & Quarterly Interval and CASTP - Monthly & Fund, HDFC Balanced Fund, HDFC Prudence Fund, and minimum R 500 and in multiples of R 500 Quarterly Interval should be submitted at least 10 HDFC Long Term Advantage Fund*, HDFC thereafter for HDFC TaxSaver* and HDFC Long Days before the commencement date of the same. TaxSaver*, HDFC MF Monthly Income Plan (an open Term Advantage Fund*) on the 1st, 5th, 10th, 15th, However, there should be a maximum gap of 30 - ended income scheme, Monthly income is not 20th or 25th of the first month of each quarter. days between the submission of a valid STP assured and is subject to availability of distributable The beginning of the quarter could be of any request and commencement date of the same. surplus), HDFC Core & Satellite Fund, HDFC Multiple month e.g. April, August, October, November, etc. d. There will be no maximum duration for STP Yield Fund, HDFC Multiple Yield Fund - Plan 2005, In case there is no minimum amount (as specified enrolment. However, STPs will be registered in a HDFC Arbitrage Fund, HDFC Premier Multi-Cap Fund, above under each Option) available in the unit folio held by a minor, only till the date of the minor HDFC Mid-Cap Opportunities Fund, HDFC Long Term holder’s account, the residual amount will be attaining majority, even though the instructions Equity Fund, HDFC Infrastructure Fund, HDFC transferred to the Transferee Scheme and account may be for a period beyond that date. The STP Income Fund, HDFC High Interest Fund, HDFC Short closed. facility will automatically stand terminated upon the Term Plan, HDFC Short Term Opportunities Fund, If STP date is a non-Business Day, then the next Unit Holder attaining 18 years of age. HDFC Medium Term Opportunities Fund, HDFC Cash Business Day shall be the STP Date and the same 10. In respect of STP enrollments made in the above- Management Fund, HDFC Gilt Fund, HDFC Floating will be considered for the purpose of determining mentioned Scheme(s), the Load Structure prevalent Rate Income Fund, HDFC Liquid Fund. the applicability of NAV. at the time of enrollment shall govern the investors * an open-ended equity linked savings schemes with Unit holders should be aware that if they decide to during the tenure of the STP. a lock-in period of 3 years. These schemes shall not take up this facility, there is possibility of erosion of Load structure for investments through STP to the be eligible for Captial Appreciation Systematic capital e.g. If the unit holder decides to transfer Schemes eligible for this facility: Transfer Plan (CASTP). R 3,000 every quarter and the appreciation is R 2,500, Transferor  Exit Load of the Transferor Scheme(s): The above list is subject to change from time to time. then such transfer proceeds will comprise of Rs 2,500 Please contact the nearest Investor Service Centre from the capital appreciation and R 500 from the unit The amount transferred under the STP from the (ISC) of HDFC Mutual Fund for updated list. holder’s capital amount. Transferor Scheme to the Transferee Scheme shall be effected by redeeming units of Transferor Scheme 2. The STP Enrolment Form should be completed in *an open-ended equity linked savings scheme with at applicable NAV, after payment of any Exit Load if Load, English and in Block Letters only. Please tick () in a lock-in period of 3 years. any, and subscribing to the units of the Transferee the appropriate box ( ), where boxes have been 8. Under the CASTP- Monthly Interval unit holders will Interval, Scheme at Applicable NAV. provided. The STP Enrolment Form complete in all be eligible to transfer the entire capital appreciation  Exit Load of the Transferee Scheme(s): Transferee respects, should be submitted at any of the Investor amount (minimum R 300) by way of capital appreciation on the 1st, 5th, 10th, 15th, 20th or 25th Applicable Exit Load, if any, in the Transferee Service Centres (ISCs) of HDFC Mutual Fund. Scheme / Plan / Option as on the date of enrollment of each month. Under the CASTP-Quarterly Interval Interval, 3. One STP Enrolment Form can be filled for one unit holders will be eligible to transfer the entire will also be levied. Scheme/Plan/ Option only. capital appreciation amount (minimum R 1,000) by For Scheme load structure please refer to Key 4. Investors are advised to read the Scheme Information way of capital appreciation on the 1st, 5th, 10th, 15th, Information Memorandum or contact the nearest Document(s) and Statement of Additional Information 20th or 25th of the first month of each quarter. The Investor Service Centre (ISC) of HDFC Mutual Fund of the Transferee Scheme(s) carefully before beginning of the quarter could be of any month e.g. or visit our website www.hdfcfund.com. investing. The Scheme Information Document(s) / April, August, October, November, etc. Please note 11. STP will be automatically terminated if all units are Key Information Memorandum(s) of the respective that no transfers will take place if there is no minimum liquidated or withdrawn from the Transferor Scheme Scheme(s) and Statement of Additional Information capital appreciation amount (except for last transfer or pledged or upon receipt of intimation of death of are available with the ISCs of HDFC Mutual Fund, leading to closure of account). The capital the unit holder. brokers/distributors and also displayed at the HDFC appreciation, if any, will be calculated from the 12. The provision of ‘Minimum Redemption Amount’ as Mutual Fund website i.e. www.hdfdund.com. enrolment date of the CASTP under the folio, till the specified in the Scheme Information Document(s) of Unitholders’ names should match with the details in first transfer date. Subsequent capital appreciation, the respective designated Transferor Schemes and the existing folio number, failing which, the if any, will be the capital appreciation between the ‘Minimum Application Amount’ specified in the application is liable to be rejected. previous CASTP date (where redemption has been Scheme Information Document(s) of the respective 5. Unit holders should note that unit holders’ details and processed and paid) and the next CASTP date e.g. if designated Transferee Schemes will not be applicable mode of holding (single, joint, anyone or survivor) in the appreciation is R 3,500 in the first quarter and for STP. the Transferee Scheme will be as per the existing R 3,000 in the second quarter, the unit holder will receive only the appreciation i.e. R 3,500 in the first 13. An Account Statement will be issued by mail or by e- folio number of the Transferor Scheme, Units will be mail (if opted by the unit holder) to the unit holder allotted under the same folio number. quarter and R 3,000 in the second quarter. within 10 Business Days for the first investment 6. STP offers unit holders the following two Plans: 9 a. i) The minimum number of installments under through STP. The subsequent account statement will Daily FSTP is as follows: be despatched once every quarter ending March, Transfer i. Fixed Systematic Transfer Plan (FSTP)  For schemes other than HDFC TaxSaver* June, September and December within 10 Business Transfer ii Capital Appreciation Systematic Transfer Plan and HDFC Long Term Advantage Fund*: Days of the end of respective quarter. In case of (CASTP)  where installment amount is less than specific request received from investors, Mutual FSTP offers transfer facility at daily, weekly, R 1,000/- : 12 Fund will provide the account statement to the monthly and quarterly intervals and CASTP offers  where installment amount is equal to investors within 5 Business Days from the receipt of transfer facility at monthly and quarterly intervals. or greater than R 1,000/- : 6 such request without any charges. Unit holder is free to opt for any of the Plans and 14. Unit holders will have the right to discontinue the  For HDFC TaxSaver* and HDFC Long Term also choose the frequency of such transfers. STP facility at any time by sending a written request Advantage Fund*, 6 7. a. Under the FSTP -Daily Interval unit holders will Interval, to the ISC. Notice of such discontinuance should be * an open-ended equity linked savings scheme received at least 10 days prior to the due date of the be eligible to transfer a fixed amount (minimum with a lock-in period of 3 years. R 500 and in multiples of R 100 thereafter for next transfer date. On receipt of such request, the schemes other than HDFC Long Term Advantage (ii) There should be a minimum of 6 Installments STP facility will be terminated. Fund* and HDFC TaxSaver* and minimum R 500 for enrolment under Weekly FSTP, Monthly 15. Units of HDFC Long Term Advantage Fund and HDFC and in multiples of R 500 thereafter for HDFC FSTP and CASTP and 2 installments for TaxSaver cannot be assigned / transferred / pledged / TaxSaver* and HDFC Long Term Advantage Quarterly FSTP and CASTP. redeemed / switched - out until completion of 3 years Fund*) on every Business Day. (iii) Also, the minimum unit holder’s account from the date of allotment of the respective units. b. Under the FSTP - Weekly Interval unit holders will Weekly Interval, balance or a minimum amount of application 16. Know Your Customer (KYC) Compliance: Investors be eligible to transfer a fixed amount (minimum at the time of STP enrolment in the Transferor should note that it is mandatory for all registrations R 1,000 and in multiples of R 100 thereafter for Scheme should be R 12,000. for Systematic Transfer Plan (STP) to quote the schemes other than HDFC Long Term Advantage (iv) In case of FSTP Daily / Weekly Interval and KYC Compliance Status of each applicant (guardian Fund* and HDFC TaxSaver* and minimum R 500 Monthly/ Quarterly Interval, Unitholders are in case of minor) in the application and attach and in multiples of R 500 thereafter for HDFC required to fill in the number of installments proof of KYC Compliance viz. KYC Acknowledgement TaxSaver* and HDFC Long Term Advantage and the enrolment period respectively in the Letter / Printout of KYC Compliance Status Fund*) on every Friday (If Friday is a Non-Business Enrollment Form, failing which the Form is downloaded from CDSL Ventures Ltd. (CVL) Day, then the immediate next Business Day). liable to be rejected. website (www.cvlindia.com) using the PAN. For more c. Under the FSTP - Monthly Interval unit holders Interval, (v) In case, the Enrolment Period has been filled, details, please refer to the Statement of will be eligible to transfer a fixed amount but the STP Date and/or Frequency (Monthly/ Additional Information available on our website (minimum R 1,000 and in multiples of R 100 Quarterly) has not been indicated, Monthly www.hdfcfund.com thereafter for schemes other than HDFC frequency shall be treated as Default 17. The Trustee reserves the right to change/modify the TaxSaver* and HDFC Long Term Advantage Fund* frequency and 10th shall be treated as Default terms and conditions of the STP. Date.
F FLEX HDFC FLEX SYSTEMATIC TRANSFER PLAN S SYSTEMATIC (Please read terms & conditions / instructions overleaf) T TRANSFER P PLAN KEY PARTNER / AGENT INFORMATION FOR OFFICE USE ONLY Name and AMFI Reg. No. (ARN) Sub Agent's Name and Code/ M O Code Bank Branch Code 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y I / We have read and understood the contents of the Scheme Information Document(s) of the respective Scheme(s) and the Statement of Additional Information and the terms & conditions overleaf. I / We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the Flex STP of the following Scheme(s) / Plan(s) / Option(s) and agree to abide by the terms and conditions of the respective Scheme(s) / Plan(s) / Option(s). The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Please ( ) any one NEW REGISTRATION CANCELLATION Name of the Applicant PAN KYC is Mandatory # Please ( ) First / Sole Applicant Proof Attached Guardian (in case the First / Sole Applicant is a minor) Proof Attached Second Applicant Proof Attached Third Applicant Proof Attached # Please attach Proof. If KYC is already validated, please don’t attach any proof. Refer Instruction 16 Particulars 1. Folio No. of 'Transferor' Scheme (for existing Unit holder) / Application No. (for new investor) 2. Name of 'Transferor' Scheme/Plan/Option 3. Name of 'Transferee' Scheme/Plan/Option (ONLY GROWTH OPTION) 4. Amount and Frequency of Flex STP Amount of Transfer per Installment: Rs.______________ (please any one) Daily# Weekly$ Monthly+ Quarterly Date of Transfer (Please any one) 1st 5th 10th+ 15th 20th 25th Enrolment Period*: No. of Installments:* From : M M Y Y Y Y _______________ To : M M Y Y Y Y In case of insufficient space, please fill up separate Enrolment Forms. # Refer Instruction No.8(a) $ Refer Instruction No.8(b) * Refer Instruction No.9 + Default Frequency/Date [Refer Instruction 9(h)] First/Sole Unit holder / Guardian Second Unit holder Third Unit holder Please note: Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign. Date : Received from Mr./Ms.M/s ‘Flex STP’ application(s) for transfer of Units; From Scheme / Plan / Option To Scheme / Plan / Option
TERMS & CONDITIONS / INSTRUCTIONS 1. HDFC Flex Systematic Transfer Plan (“Flex STP”) is a Transferee Scheme on the date of transfer] whichever is thereafter. facility wherein unit holder(s) of designated open-ended higher} on the 1st, 5th, 10th, 15th, 20th or 25th of the first ● Flex STP - Weekly & Monthly Interval: R 1,000/- and Scheme(s) of HDFC Mutual Fund can opt to transfer month of each quarter. The beginning of the quarter could any amount thereafter. variable amount(s) linked to value of investments under be of any month e.g. April, August, October, November, ● Flex STP - Quarterly Interval: R 3,000/- and any amount Flex STP on the date of transfer at pre-determined intervals etc. In case the amount (as specified above) to be transferred thereafter. from designated open-ended Scheme(s) of HDFC Mutual is not available in the Transferor Scheme in the unit holder’s b. The minimum number of installments for enrollment under Fund [hereinafter referred to as “Transferor Scheme”] to account, the residual amount will be transferred to the Daily Flex STP: the growth option of designated open-ended Scheme(s) Transferee Scheme and Flex STP will be closed. ● minimum of 12 installments where installment amount of HDFC Mutual Fund [hereinafter referred to as “Transferee e. In case the date of transfer falls on a Non-Business Day or is less than R 1,000/-. Scheme”]. Currently, the Scheme(s) eligible for this facility falls during a book closure period, the immediate next ● minimum of 6 installments where installment amount is are as follows: HDFC Growth Fund, HDFC Equity Fund, BusinessDaywillbeconsideredforthepurposeofdetermining equal to or greater than R 1,000/-. HDFC Top 200 Fund, HDFC Capital Builder Fund, HDFC the applicability of NAV. c. There should be a minimum of 6 installments for enrollment Index Fund, HDFC Balanced Fund, HDFC Prudence Fund, f. The first Flex STP installment will be processed for the fixed under Weekly and Monthly Flex STP and 2 installments for installment amount specified by the unitholder at the time Quarterly Flex STP . HDFC MF Monthly Income Plan (an open - ended income d. The minimum unit holder’s account balance or a minimum scheme. Monthly income is not assured and is subject to of enrollment. From the second Flex STP installment amount of application at the time of Flex STP enrollment in availability of distributable surplus), HDFC Core & Satellite onwards, the transfer amount shall be computed as per the Transferor Scheme should be R 12,000. Fund, HDFC Premier Multi-Cap Fund, HDFC Mid-Cap formula stated above. e. In case of Flex STP - Daily and Weekly Interval, the Opportunities Fund, HDFC Long Term Equity Fund, HDFC g. The total Flex STP amount invested in the Transferee commencement date shall be within 15 days from the date Infrastructure Fund, HDFC Income Fund, HDFC High Interest Scheme shall not exceed the total enrollment amount i.e. of receipt of a valid request. Fund, HDFC Short Term Plan, HDFC Short Term amount per installment X number of installments. f. The application for enrollment for Flex STP - Monthly & Opportunities Fund, HDFC Medium Term Opportunities h. The redemption/ switch-out of units allotted in the Transferee Quarterly Interval should be submitted at least 10 Days Fund, HDFC Cash Management Fund, HDFC Gilt Fund, Scheme shall be processed on First In First Out (FIFO) basis. In before the commencement date of the same. HDFC Floating Rate Income Fund and HDFC Liquid Fund. casethereisaredemption/switch-outofanyunitsallottedunder g. In case of Daily / Weekly Interval and Monthly/ Quarterly The above list is subject to change from time to time. Flex STP the balance installments under Flex STP will be , Interval, Unitholders are required to fill in the number of Please contact the nearest Investor Service Centre (ISC) of processed for the fixed installment amount specified by the installments and the enrollment period respectively in the HDFC Mutual Fund for updated list. unitholderatthetimeofenrollmentsubjecttoclause8(g)above. Enrollment Form, failing which the form is liable to be 2. HDFC Flex STP Enrollment Form should be completed in i. Illustration 1: How to calculate the transfer amount? rejected. English and in Block Letters only. Please tick () in the Flex STP Enrollment Details : h. In case, the Enrolment Period has been filled, but the Flex appropriate box (), where boxes have been provided. STP Date and/or Frequency (Monthly/Quarterly) has not Transferor Scheme : HDFC Income Fund been indicated, Monthly frequency shall be treated as The Flex Transferee Scheme : HDFC Equity Fund Default frequency and 10th shall be treated as Default STP Enrollment Form complete in all respects, should be - Growth Option Date. submitted at any of the Investor Service Centres (ISCs) of i. There is no maximum duration for Flex STP enrollment. HDFC Mutual Fund. Date & Frequency of Flex STP : 15th date - Monthly Interval Flex STPs will be registered in a folio held by a minor only till 3. One Flex STP Enrollment Form can be filled for transfer into the date of the minor attaining majority, even though the one Scheme/Plan/Option only. Amount of Transfer per Installment : R 5,000/- instructions may be for a period beyond that date. The Flex 4. In case of valid enrollment forms received, indicating choice Number of Installments : 12 STP facility will automatically stand terminated upon the of option other than the growth option in the Transferee EnrollmentPeriod : January - December Unit Holder attaining 18 years of age. Scheme, it will be deemed as the growth option in the 2009 10. In respect of Flex STP enrollments made in the above- Transferee Scheme and processed accordingly. Calculation of Flex STP installment amount on the date of mentioned Scheme(s), the Load Structure prevalent at the the fourth installment i.e. April 15, 2009: time of enrollment shall govern the investors during the 5. Investors are advised to read the Scheme Information tenure of the Flex STP . Document(s) of the Transferee Scheme(s) and Statement ● Total units allotted upto the date of last installment i.e. Load structure for investments through Flex STP to the of Additional Information carefully before investing. The March 15, 2009 is assumed as 1,371.22; Schemes eligible for this facility: Scheme Information Document(s)/ Statement of Additional ● The NAV of HDFC Equity Fund - Growth Option on April ● Exit Load of the Transferor Scheme(s) Information / Key Information Memorandum(s) of the 15, 2009 is assumed as R 9/- per unit; The amount transferred under the Flex STP from the respective Scheme(s) are available with the ISCs of HDFC Transferor Scheme to the Transferee Scheme shall be Mutual Fund, brokers/distributors and also displayed at the ● Hence the market value of the investment in the Transferee Scheme on the date of transfer is R12,340.91 effected by redeeming units of Transferor Scheme at HDFC Mutual Fund website i.e. www.hdfcfund.com. applicable NAV, after payment of any Exit Load, if any, [1,371.22 X 9]. 6. Unit holders should note that unit holders’ details and mode and subscribing to the units of the Transferee Scheme at of holding (single, jointly, anyone or survivor) in the Transferee The installment amount will be calculated as follows: Applicable NAV. Fixed amount specified at ● Exit Load of the Transferee Scheme(s) Scheme will be as per the existing folio number of the Transferor Scheme. Units will be allotted under the same the time of enrollment : R5,000/- Applicable Exit Load, if any, in the Transferee Scheme / folio number. Unitholders’ name should match with the or Plan / Option as on the date of enrollment will also be levied. details in the existing folio number, failing which the enrollment For Scheme load structure please refer to Key Information Asdeterminedbytheformula : [(5,000 X 4) – 12,340.91] Memorandum or contact the nearest Investor Service Centre form is liable to be rejected. =R 7,659.09 (ISC) of HDFC Mutual Fund or visit our website 7. Flex STP offers transfer facility at daily, weekly, monthly whicheverishigher www.hdfcfund.com. and quarterly intervals. Unit holder is free to choose the 11. Flex STP will be automatically terminated if all units are Hence, on April 15, 2009, the installment amount frequency of such transfers. liquidated or withdrawn from the Transferor Scheme or transferred to the Transferee Scheme will be R 7,659.09 8.a. Under the Flex STP - Daily Interval, unit holders will be Note 1 : The Flex STP installment dates above are assumed pledged or upon receipt of intimation of death of the unit eligible to transfer {fixed amount to be transferred per to be Business Days. holder. installment or the amount as determined by the following 12. The provision of ‘Minimum Redemption Amount’ as formula [(fixed amount to be transferred per installment X j. Illustration 2: How to calculate the transfer amount? specified in the Scheme Information Document(s) of the number of installments including the current installment) - FLEX STP Enrollment Details : respective designated Transferor Scheme(s) and ‘Minimum market value of the investments through Flex STP in the TransferorScheme : HDFC Floating Rate Income Application Amount’ specified in the Scheme Information Transferee Scheme on the date of transfer] whichever is Fund - Short T Plan erm Document(s) of the respective designated Transferee higher} on every Business Day. In case the amount (as Transferee Scheme : HDFCMFMonthlyIncome Scheme(s) will not be applicable for Flex STP. specified above) to be transferred is not available in the 13. An Account Statement will be issued by mail or by e-mail Plan-LongT Plan erm (if opted by the unit holder) to the unit holder within 10 Transferor Scheme in the unit holder’s account, the residual -GrowthOption amount will be transferred to the Transferee Scheme and Business Days for the first investment through Flex STP. Flex STP will be closed. Date & Frequency of Flex STP : 1st date - Monthly Interval The subsequent account statement will be despatched AmountofT ransfer once every quarter ending March, June, September and b. Under the Flex STP - Weekly Interval, unit holders will be December within 10 Business Days of the end of respective eligible to transfer {fixed amount to be transferred per perInstallment : R5,000/- quarter. In case of specific request received from investors, installment or the amount as determined by the following NumberofInstallments : 12 Mutual Fund will provide the account statement to the formula [(fixed amount to be transferred per installment X EnrollmentPeriod : January - December 2009 investors within 5 Business Days from the receipt of such number of installments including the current installment) - Calculation of Flex STP installment amount on the date of request without any charges. market value of the investments through Flex STP in the the seventh installment i.e. July 1, 2009: 14. Unit holders will have the right to discontinue the Flex STP Transferee Scheme on the date of transfer] whichever is facility at any time by sending a written request to the ISC. higher} on every Friday. In case the amount (as specified ● Total units allotted upto the date of last installment i.e. June 1, 2009 is assumed as 4,196.43; Notice of such discontinuance should be received at least above) to be transferred is not available in the Transferor 7 days prior to the due date of the next transfer date. On Scheme in the unit holder’s account, the residual amount ● NAV of HDFC MF Monthly Income Plan - Long Term receipt of such request, the Flex STP facility will be terminated. will be transferred to the Transferee Scheme and Flex STP Plan - Growth Option on July 1, 2009 is assumed as R 10/ In case of Flex STP - Daily Interval, termination of Flex STP will be closed. - per unit; will be effective not later than the 7th Business Day from c. Under the Flex STP - Monthly Interval, unit holders will be ● Hence the market value of the investment in the the date of receipt of written request. eligible to transfer {fixed amount to be transferred per Transferee Scheme on the date of transfer is R 41,964.29 15. HDFC Flex STP in any manner whatsoever is installment or the amount as determined by the following [4,196.43 X 10]. not an assurance or promise or guarantee on formula [(fixed amount to be transferred per installment X The installment amount will be calculated as follows : part of HDFC Mutual Fund/ HDFC Asset Management number of installments including the current installment) - Company Limited to the Unit holders in terms of Fixed amount specified at the returns or capital appreciation or minimization of market value of the investments through Flex STP in the time of enrollment : R 5,000/- Transferee Scheme on the date of transfer] whichever is loss of capital or otherwise. or 16. Know Your Customer (KYC) Compliance: Investors should higher} on the 1st, 5th, 10th, 15th, 20th or 25th of each month. As determined by the formula : [(5,000 X 7) - 41,964.29] note that it is mandatory for all registrations for Flex STP to In case the amount (as specified above) to be transferred is quote the KYC Compliance Status of each applicant not available in the Transferor Scheme in the unit holder’s = R – 6,964.29 (guardian in case of minor) in the application and attach account, the residual amount will be transferred to the whichever is higher. proof of KYC Compliance viz. KYC Acknowledgement Transferee Scheme and Flex STP will be closed. Letter / Printout of KYC Compliance Status downloaded Hence, on July 1, 2009, the installment amount d. Under the Flex STP - Quarterly Interval, unit holders will transferred to the Transferee Scheme will be R 5,000/-. from CDSL Ventures Ltd. (CVL) website (www.cvlindia.com) be eligible to transfer {fixed amount to be transferred per using the PAN. For more details, please refer to the Note 1 : The Flex STP installment dates above are assumed installment or the amount as determined by the following to be Business Days. Statement of Additional Information available on our website formula [(fixed amount to be transferred per installment X 9.a. The minimum amount per Flex STP installment is as www.hdfcfund.com number of installments including the current installment) - follows: 17. The Trustee reserve the right to change/modify the terms market value of the investments through Flex STP in the ● Flex STP - Daily Interval : R 500/- and any amount and conditions of the Flex STP The Trustee reserves the . right to withdraw the Flex STP.
Third Party Payment Declaration Form Continuing a tradition of trust. Declaration Form No. Third Party Pa yment Declaration Form should be completed in English and in B LOCK LETTERS only. Party Pa Form LOCK (Please read the Third Party Payment Rules and Instructions carefully before completing this Form) ONLY FOR OFFICE USE ONLY Date of Receipt Folio No. Branch Trans. No. INVESTOR INFORMATION 1. BENEFICIAL INVESTOR INFORMATION (Refer Instruction No. 2) Folio No. (For existing investor) Application No. NAME OF FIRST/SOLE APPLICANT (BENEFICIAL INVESTOR) Mr. Ms. M/s. PAR INFORMATION ARTY 2. THIRD PARTY INFORMATION (Refer Instruction No. 3 ) PAR ARTY PA NAME OF THIRD PARTY (PERSON MAKING THE PAYMENT) Mr. Ms. M/s. Nationality PAN# [Please tick ()] Attached KYC** (Mandatory for any amount) PAN Proof. #Mandatory for any amount. Please attach PAN Proof. Refer instruction No. 6. ** Refer instruction No. 8. NAME OF CONTACT PERSON & DESIGNATION (in case of non-Individual Third Party) CONTA DESIGNATION Mr. Ms. Designation (P.O. Box may MAILING ADDRESS (P.O. Box Address may not be sufficient) CITY STATE PIN CODE CONTACT DETAILS CONTA DETAILS STD Code Tel. : Off. Tel. : Res. Mobile Fax Email RELATIONSHIP OF THIRD PARTY WITH THE BENEFICIAL INVESTOR ( Refer Instruction No. 3) [Please tick () as applicable] RELATIONSHIP PAR ARTY INVESTOR (Refer Status of the Minor FII Employee(s) Beneficial Investor Client Relationship of Father/Mother/Court Grand Parent Custodian - SEBI Registration No. of Custodian Employer Third Party with appointed Legal Related Person (Please specify ________________________________________________ the Beneficial Guardian relationship) _________________ Investor (Please attach proof of _____________________________ _____________________________ Registration Valid Till D D M M Y Y Y Y relationship, if not (Maximum investment - already submitted@) v 50,000/- per transaction@) @ Not Applicable for investment in HDFC Children's Gift Fund Declaration by I/We declare that the payment made on behalf of minor is in I/We declare that the payment is made on I/We declare that the payment is made on Third Party consideration of natural love and affection or as a gift. behalf of FII/ Client and the source of this behalf of employee(s) under Systematic payment is from funds provided to us by FII/Client. Investment Plans or as lump sum / one-time subscription, through Payroll Deductions. PAR PA ARTY DETAILS 3. THIRD PARTY PAYMENT DETAILS (Refer Instruction No. 4) Mode of Payment [Please tick ()] Pa ( Mandatory Enclosure(s)* Cheque In case the account number and account holder name of the third party is not pre-printed on the cheque then a copy of the bank passbook / statement of bank account or letter from the bank certifying that the third party maintains a bank account. Pay Order Certificate from the Issuing Banker stating the Bank Account Holder's Name and Bank Account Number Demand Draft debited for issue of the instrument or Copy of the acknowledgement from the bank, wherein the instructions to debit carry the bank account details and name of the third party as an account holder are Banker's Cheque available or Copy of the passbook/bank statement evidencing the debit for issuance of the instrument. RTGS NEFT Copy of the Instruction to the Bank stating the Bank Account Number which has been debited. Fund Transfer * HDFC Mutual Fund/HDFC Asset Management Company Limited ("HDFC AMC") reserves the right to seek information and /or obtain such other additional documents/information from the Third Party for establishing the identity of the Third Party. in figures (M) Amount# in words Cheque/DD/PO/UTR No. Cheque/DD/PO/RTGS Date DD MM YYYY Pay- in Bank A/c No. Name of the Bank Branch Bank City Account Type [Please tick ()] SAVINGS CURRENT NRE NRO FCNR OTHERS ______________________ (please specify) # including Demand Draft charges, if any.
DECLARATIONS SIGNATURE/S 4. DECLARATIONS & SIGNATURE/S (Refer Instruction 5) PAR ARTY DECLARATION THIRD PARTY DECLARATION I/We confirm having read and understood the Third Party Payment rules, as given below and hereby agree to be bound by the same. I/We declare that the information declared herein is true and correct, which HDFC Mutual Fund is entitled to verify directly or indirectly. I agree to furnish such further information as HDFC Mutual Fund may require from me/us. I/We agree that, if any such declarations made by me/us are found to be incorrect or incomplete, HDFC Mutual Fund/HDFC AMC is not bound to pay any interest or compensation of whatsoever nature on the said payment received from me/us and shall have absolute discretion to reject / not process the Application Form received from the Beneficial Investor(s) and refund the subscription monies. I/We hereby declare that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by any regulatory authority in India. I/We will assume personal liability for any claim, loss and/or damage of whatsoever nature that HDFC Mutual Fund/HDFC AMC may suffer as a result of accepting the aforesaid payment from me/us towards processing of the transaction in favour of the beneficial investor(s) as detailed in the Application Form. Applicable to NRIs only : I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my / our Non-Resident External / Ordinary Account /FCNR Account. Please () Yes No If yes, () Repatriation basis Non-repatriation basis DD MM YYYY Signature of the Third Party INVESTOR(S) DECLARATION BENEFICIAL INVESTOR(S) DECLARATION I/We certify that the information declared herein by the Third Party is true and correct. I/We acknowledge that HDFC Mutual Fund reserves the right in its sole discretion to reject/ First / Sole not process the Application Form and refund the payment received from the aforesaid Third Applicant / Party and the declaration made by the Third Party will apply solely to my/our transaction Guardian as the beneficial investor(s) detailed in the Application Form. HDFC Mutual Fund/ HDFC AMC SIGNATURE/S SIGNATURE/S will not be liable for any damages or losses or any claims of whatsoever nature arising out of any delay or failure to process this transaction due to occurrences beyond the control of HDFC Mutual Fund/HDFC AMC. Second Applicant Applicable to Guardian receiving funds on behalf of Minor only: I/We confirm that I/We are the guardian of the Minor registered in folio and have no objection to the funds received towards Subscription of Units in this Scheme on behalf of the minor. Third Applicant DD MM YYYY PARTY PAYMENT THIRD PARTY PAYMENT RULES 1. In order to enhance compliance with Know your Customer (KYC) ('HDFC AMC') will not accept subscriptions with Third Party payments norms under the Prevention of Money Laundering Act, 2002 (PMLA) except in the following exceptional cases, which is subject to and to mitigate the risks associated with acceptance of third party submission of requisite documentation/ declarations: payments, Association of Mutual Funds of India (AMFI) issued best (i) Payment by Parents/Grand-Parents/Related Persons* on behalf practice guidelines on "risk mitigation process against third party of a minor in consideration of natural love and affection or as gift instruments and other payment modes for mutual fund subscriptions". for a value not exceeding s 50,000/- for each regular Purchase AMFI has issued the said best practice guidelines requiring mutual or per SIP installment. However, this restriction of s 50,000/- will funds/asset management companies to ensure that Third-Party not be applicable for payment made by a Guardian whose name payments are not used for mutual fund subscriptions is registered in the records of Mutual Fund in that folio (i.e. father, mother or court appointed Legal Guardian). 2a. The following words and expressions shall have the meaning specified herein: (This limit of s 50,000 shall not be applicable for investments How er, in HDFC Children's Gift Fund. However, the Donors will have hav (a) "Beneficial Investor" is the first named applicant/investor in to comply with all the requirements specified in 2c below) whose name the application for subscription of Units is applied (ii) Payment by Employer on behalf of employee under Systematic for with the Mutual Fund. Investment Plans or as lump sum/one-time subscription, through (b) "Third Party" means any person making payment towards "Third Party" Payroll deductions. subscription of Units in the name of the Beneficial Investor. (iii) Custodian on behalf of an FII or a Client. * 'Related Person' means any person investing on behalf of a minor in (c) "Third Party payment" is referred to as a payment made through "Third Party payment" consideration of natural love and affection or as a gift. instruments issued from a bank account other than that of the first named applicant/ investor mentioned in the application 2c. Applications submitted through the above mentioned 'exceptional form. cases' are required to comply with the following, without which applications for subscriptions for units will be rejected / not processed / Illustrations refunded. Illustration 1: An Application submitted in joint names of A, B (i) Mandatory KYC for all investors (guardian in case of minor) and & C alongwith cheque issued from a bank account in names of the person making the payment i.e. third party. B, C & Y. This will be considered as Third Party payment. (ii) Submission of a complete and valid 'Third Party Payment Illustration 2: An Application submitted in joint names of A, B Declaration Form' from the investors (guardian in case of minor) & C alongwith cheque issued from a bank account in names of and the person making the payment i.e. third party. C, A & B. This will not be considered as Third Party payment. 2d. Investor(s) are requested to note that any application for subscription Illustration 3: An Application submitted in joint names of A, B of Units of the Scheme(s) of HDFC Mutual Fund accompanied with & C alongwith cheque issued from a bank account in name of Third Party payment other than the above mentioned exceptional A. This will not be considered as Third Party payment. cases as described in Rule (2b) above is liable for rejection without 2b. HDFC Mutual Fund/ HDFC Asset Management Company Limited any recourse to Third Party or the applicant investor(s). abov Third Party Pa Investor The above mentioned Third Party Payment Rules are subject to change from time to time. Please contact any of the Investor Service Centres of HDFC AMC or visit our website www.hdfcfund.com for any further information or updates on the same. website www.hdfcfund.com
INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM PAR ARTY PA DECLARATION 1. GENERAL INSTRUCTIONS 2. a letter (in original) from the bank on its letterhead certifying that Please read the terms of the Key Information Memorandum, the the third party maintains an account with the bank, along with Scheme Information Document (SID) and Statement of Additional information like bank account number, bank branch, account Information (SAI) carefully before filling the Third Party Payment type, the MICR code of the branch & IFSC Code (where available). Declaration Form (hereinafter referred to as 'Declaration Form'). The said letter should be certified by the bank manager with his / her full signature, name, employee code, bank seal and contact The Declaration Form should be completed in ENGLISH and in BLOCK number. LETTERS only. Please tick in the appropriate box for rele vant box relevant declarations wherever applicable. Please do not overwrite. Any # the original documents along with the documents mentioned correction / changes (if any) made in the Declaration Form, shall be above should be submitted to the ISCs / Official Points of authenticated by canceling and re-writing the correct details and Acceptance of HDFC Mutual Fund. The copy of such documents counter signature of the Third Party and the Beneficial Investor(s). will be verified with the original documents to the satisfaction of the HDFC AMC/ HDFC Mutual Fund / Registrar and Transfer Applications along with the Declaration Form completed in all Agent. The original documents will be returned across the counter respects, must be submitted at the Official Points of Acceptance / after due verification. Investor Service Centres (ISCs) of HDFC Mutual Fund. (ii) Source of funds - if funded by pre-funded investments such In case the Declaration Form does not comply with the above Pa Order, Banker's as Pay Order, Demand Draft, Banker's cheque etc. requirements, HDFC Mutual Fund /HDFC Asset Management Company The Third Party should attach any one of the following supporting Limited (HDFC AMC) retains the sole and absolute discretion to reject documents with the purchase application where subscription for units / not process such Declaration Form and refund the subscription is vide a pre - funded instrument issued by way of debit to his / her money and shall not be liable for any such rejection. bank account: (i) a Certificate (in original) from the issuing banker duly 2. BENEFICIAL INVESTOR INFORMATION INVESTOR INFORMATION certified by the bank manager with his / her full signature, name, employee code, bank seal and contact number, stating the Account The Third Party should provide the Folio Number of the Beneficial holder's name, the Bank Account Number which has been debited for Investor already having an account in any of the HDFC Mutual Fund issue of the instrument and PAN as per bank records, if available (ii) Schemes in Section 1. In case the Beneficial Investor does not have a copy of the acknowledgement from the bank, wherein the a Folio Number, the Third Party should mention the Application Number instructions to debit carry the bank account details and name of the as stated in the Application Form. Name must be written in full. third party as an account holder are available (iii) a copy of the passbook/bank statement evidencing the debit for issuance of the 3. PAR ARTY INFORMATION THIRD PARTY INFORMATION instrument. "Third Party" includes the Parent, Grand Parent, Related Person, "Third Party" Custodian of FII/Client, or Employer, making payment towards The account number mentioned in the above supporting documents subscription of Units in the name of the Beneficial Investor(s). should be the same as the bank details mentioned in the application form. Full Name and relationship of Third Party with the Beneficial Investor must be provided. (iii) Source of funds - if paid by RTGS, Bank Account-to-Account ransfer, NEFT, Transfer, NEFT, ECS, etc. The Relationship declared by the Third Party will suggest that the Acknowledged copy of the instruction to the bank stating the account payment made on behalf of Beneficial Investor(s) is: number debited. a. On behalf of a minor in consideration of natural love and affection or as gift for a value not exceeding s 50,000/- (which includes (iv) Source of funds - if paid by a pre-funded instrument issued each regular purchase or per SIP installment) made by Parents/ by the Bank against Cash Grand Parents/ Related Persons. However this restriction of s The AMC/Mutual Fund /R&TA will not accept any purchase applications 50,000/- will not be applicable for payment made by a guardian from third party if accompanied by a pre-funded instrument issued by whose name is registered in the records of Mutual Fund in that a bank (such as Pay Order, Demand Draft, Banker's cheque) against folio (i.e. father or mother or court appointed legal guardian). (This cash for investments of S 50,000 or more. The third party should submit limit of s 50,000 shall not be applicable for investments in HDFC a Certificate (in original) obtained from the bank giving name, bank Children's Gift Fund); or account number and PAN as per the bank records (if available) of the person who has requested for the payment instrument. The said b. On behalf of employee under Systematic Investment Plans or as Certificate should be duly certified by the bank manager with his / her lump sum / one-time subscription, through Payroll deductions full signature, name, employee code, bank seal and contact number. made by employer; or The AMC / Mutual Fund / R&TA will check that the name mentioned c. On behalf of an FII or a Client made by the Custodian. in the Certificate matches with the name of the third party. Mailing address and contact details of Third Party must be written in The account number mentioned in the Certificate should be the same full. as / one of the registered bank account or the bank details mentioned in the application form. 4. PAR ARTY PA DETAILS THIRD PARTY PAYMENT DETAILS 5. SIGNATURE(S) SIGNATURE(S) Third Party must provide in the Declaration Form the details of the Pay-in Bank Account i.e. account from which subscription payment Signature(s) should be in English or in any Indian Language. Declarations is made in the name of the Beneficial Investor(s). on behalf of minors should be signed by their Guardian. The Declaration Form with incomplete payment details shall be 6. PERMANENT ACCOUNT NUMBER rejected. The following document(s) is/are required to be submitted It is mandatory for the Third Party to mention the permanent account by Third Party as per the mode of payment selected: number (PAN) irrespective of the amount of Purchase*. In order to verify that the PAN of Third Party has been duly and correctly quoted (i) Source of funds - if paid by cheque therein, the Third Party shall attach along with the Declaration Form, In case the account number and account holder name of the third a photocopy of the PAN card duly self-certified along with the original party is not pre-printed on the cheque, then the third party should PAN card. The original PAN Card will be returned immediately across provide any one of the following documents: the counter after verification. 1. a copy# of the bank passbook or a statement of bank account *includes fresh/additional purchase, Systematic Investment Plan. having the name and address of the account holder and account number; Declaration Forms not complying with the above requirement will not be accepted/ processed.
INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM (Contd.) PAR ARTY PA DECLARATION For further details, please refer Section 'Permanent Account Number' ("HDFC Trustee") and their Directors, employees and agents shall not under the Statement of Additional Information available on our website be liable in any manner for any claims arising whatsoever on account www.hdfcfund.com. of freezing the folios/rejection of any application / allotment of Units or mandatory redemption of Units due to non compliance with the 7. PREVENTION OF MONEY LAUNDERING provisions of the PMLA, SEBI/AMFI circular(s) and KYC policy and / SEBI vide its circular reference number ISD/CIR/RR/AML/1/06 dated or where the AMC believes that transaction is suspicious in nature January 18, 2006 mandated that all intermediaries including Mutual within the purview of the Act and SEBI/AMFI circular(s) and reporting Funds should formulate and implement a proper policy framework as the same to FIU-IND. per the guidelines on anti money laundering measures and also to adopt a Know Your Customer (KYC) policy. For further details, please refer Section 'Prevention of Money Laundering' under the Statement of Additional Information available The Third Party should ensure that the amount invested in the Scheme on our website www.hdfcfund.com. is through legitimate sources only and does not involve and is not designated for the purpose of any contravention or evasion of the 8. KNOW YOUR CUSTOMER (KYC) COMPLIANCE provisions of the Income Tax Act, Prevention of Money Laundering Act It is mandatory for the Third Party to quote the KYC Compliance Status (PMLA), Prevention of Corruption Act and / or any other applicable law and attach proof of KYC Compliance viz. KYC Acknowledgement in force and also any laws enacted by the Government of India from Letter (or Printout of KYC Compliance Status downloaded from CVL to time or any rules, regulations, notifications or directions issued website (www.cvlindia.com) using the PAN. Declaration Form without thereunder. a valid KYC Compliance of Third Party will be rejected. To ensure appropriate identification of the Third Party and with a view In the event of non-compliance of KYC requirements, HDFC Trustee/ to monitor transactions for the prevention of money laundering, HDFC HDFC AMC reserves the right to freeze the folio of the investor(s) and AMC/ HDFC Mutual Fund reserves the right to seek information, effect mandatory redemption of unit holdings of the investors at the record investor's/Third party's telephonic calls and/or obtain and retain applicable NAV, subject to payment of exit load, if any. documentation for establishing the identity of the third party, proof of residence, source of funds, etc. It may re-verify identity and obtain any For further details, please refer Section 'Know Your Customer (KYC) incomplete or additional information for this purpose. Compliance' under the Statement of Additional Information available on our website www.hdfcfund.com. HDFC Mutual Fund, HDFC AMC, HDFC Trustee Company Limited
ACCEPTANCE Transactions) CAMS – OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS (For ongoing Transactions) Service Centres Services Transfer A. List of Investor Service Centres (ISCs) of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These ISCs will be in addition to the existing points of acceptance at the offices of HDFC Limited / HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund). These ISCs of CAMS will be the official points of acceptance of transactions for schemes of HDFC Mutual Fund except Liquid Schemes/ Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and Premium Plus Plan and HDFC Cash Management Fund - Savings Plan & Call Plan. ANDHRA PRADESH : 208, II Floor, Jade Arcade, Paradise Circle, Secunderabad - 500 003 47/ 9 / 17, 1st Floor, 3rd Lane , Dwaraka Nagar, V isakhapatnam – 530 016 • BIHAR: Kamlalaye Shobha Plaza 003. 016. BIHAR: (1st Floor), Behind RBI, Near Ashiana Tower, Exhibition Road, Patna - 800 001 • GOA: No.108, 1st Floor, Gurudutta Bldg, Above Weekender, M.G. Road, Panaji Goa - 403 001 • GUJARAT : 402-406, 4th 001. GOA: Panaji, 001. GUJARAT Floor - Devpath Building, Off C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad – 380 006 1st Floor, B Wing, Katira Complex,RTO Circle, Bhuj - 370 001 Office 207 - 210, Everest Building, Opp. 006. 001. Shastri Maidan, Limda Chowk, Rajkot - 360 001 Plot No-629, 2nd Floor, Office No. 2-C / 2-D, Mansukhlal Tower, Beside Seventh Day Hospital, Opp. Dhiraj Sons, Athwalines, Surat - 395 001 103 Aries 001. 001. Complex, BPC Road, Off R.C. Dutt Road, Alkapuri, Vadodara - 390 007 • JHARKAND : Millennium Tower, S-4 Ground Floor, R- Road, Bistupur, Jamshedpur - 831 001 • KARNATAKA : Trade Centre, 007. 001. KARNAT 1st Floor, 45, Dikensen Road (Next to Manipal Centre), Bangalore – 560 042. # 145, 1st Floor, 60 ft Road, 5th Block, Koramangala, Bangalore - 560 034. # 493, 1st Floor, 4th Cross, 2nd Main, Sampige Bangalore Bangalore Road, Malleshwaram, Bangalore - 560 003. G 4 & 5, Inland Monarch, Opp. Karnataka Bank, Kadri Main Road, Kadri, Mangalore - 575 003 • KERALA : 40 / 9633 D, Veekshanam Road, Near International 003. Hotel, Kochi – 682 035 • MAHARASHTRA : Ground Floor, Rajabahadur Compound, Opp. Allahabad Bank, Behind ICICI Bank, 30, Mumbai Samachar Marg, Fort, Mumbai – 400 023 145 Lendra Park,Behind 035. 023. Shabari, New Ramdaspeth, Nagpur – 440 010 Nirmiti Eminence, Off No. 6, 1st Floor, Opp. Abhishek Hotel, Mehandale Garage Road, Erandawane, Pune – 411 004 • MADHYA PRADESH: Plot No. 10, 010. 004. MADHYA PRADESH: 2nd Floor, Alankar Complex, Near ICICI Bank, M. P. Nagar, Zone II, Bhopal - 462 011 101, Shalimar Corporate Centre, 8-B, South Tukoganj, Opp. Green Park, Indore – 452 001 • NEW DELHI : 304-305, 011. Indore III Floor, Kanchenjunga Building,18, Barakhamba Road, New Delhi – 110 001 • ORISSA : Plot No. - 111, Varaha Complex Building, 3rd Floor, Station Square, Kharvel Nagar, Unit 3, Bhubaneswar - 751 001 001. 001. • PUNJAB : Deepak Towers, SCO 154-155, 1st Floor, Sector 17-C, Chandigarh -160 017. Shop no. 20-21 ( Ground Floor ), Prince Market, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road, P.O: Model Chandigarh Town, Ludhiana - 141 002 • RAJASTHAN: G-III, Park Saroj, Behind Ashok Nagar Police Station, R-7, Yudhisthir Marg ,C-Scheme, Jaipur – 302 001 1/5, Nirmal Tower, 1st Chopasani Road, Jodhpur – 002. RAJASTHAN: 001. 342 003 • TAMIL NADU : 66, Lokmanya Street (West), Ground Floor, R. S. Puram, Coimbatore – 641 002 178/10, Kodambakkam High Road, Opp. Hotel Palm Grove, Nungambakkam, Chennai - 600 003. Coimbatore 002. 034 • UTTAR PRADESH: 106 - 107 - 108, 1st Floor, IInd Phase,City Centre, 63/2, The Mall, Kanpur - 208 001 B-20, Sector -16, Near Metro Station, Noida - 201 301. Off# 4, 1st Floor, Centre Court, 034. UTTAR PRADESH: 001. 5, Park Road, Hazratganj, Lucknow - 226 001 • WEST BENGAL : Lords Building, 7/1, Lord Sinha Road, Ground Floor, Kolkata – 700 071 001. 071. B. List of Transaction Points of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These Transaction Points will be in addition to the existing Transaction Services Transfer Transaction points of acceptance at the offices of HDFC Limited / HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund) ANDHRA PRADESH : 15-570-33, I Floor, Pallavi Towers, Ananthapur - 515 001. Door No.: 23 B - 4 - 73, Andhra Bank Lane, Opp. Srinivasa Theatre, Ramachandra Rao Peta, Eluru - 534 002 D. No. 5- Eluru 002. 38-44, 5/1, Brodipet, Near Ravi Sankar Hotel, Guntur - 522 002 Bandi Subbaramaiah Complex, Door No: 3/1718, Shop No: 8, Raja Reddy Street, Besides Bharathi Junior College, Kadapa - 516 001 No.33- 002. 001. 1, 44 Sri Sathya Complex, Main Road, Kakinada – 533 001. H. No.7-1-257, Upstairs S.B.H, Mankammathota, Karimnagar – 505 001 Shop No: 11 - 2 - 31/3, 1st Floor, Philips Complex, Balajinagar, Wyra 001. Road, Near Baburao Petrol Bunk, Khammam - 507 001 H. No. 43/8, Upstairs, Uppini Arcade, N R Peta, Kurnool - 518 004 House No : 6 - 2 - 1477, Samadhana Nagar, Besides HDFC Standard, Life Office 001. Kurnool 004. Lane, Ramagiri, Nalgonda - 508 001. Shop No.: 62 & 63, Srinivasa Complex, Besides Ramakrishna Ply Wood, Srinivasa Nagar, Nandyal - 518 501 9/756, 1st Floor, Immadisetty Towers, Ranganayakulapet 501. Road, Santhapet, Nellore - 524 001 No. 5-6-209, Saraswathi Nagar, Nizamabad - 503 001 Shop No.1, ARN Complex, Kurnool Road, Ongole - 523 001. "Dwarakamayee", D. No. 8 / 239, Opp. Saraswathi Nellore 001. 001. Type Institute, Sreeramula Peta, Proddatur - 516 360 Prakasam District. Tel. No.( 08592) 322707/08D. No. 7-27-4, Krishna Complex, Baruvari Street, T. Nagar, Rajahmundry – 533 101 Door No. 4 - 1 - Proddatur 360. Rajahmundry 101. 62, Adjacent to Idea Show Room, Palakonda Road, Srikakulam - 532 001 Shop No.14, Boligala Complex, 1st Floor, Door No. 18-8-41B, Near Leela Mahal Circle, Tirumala Bye Pass Road, T irupathi - 517 001. irupathi 501 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M. G. Road, Labbipet, V ijayawada – 520 010 F13, 1st Floor, BVSS Mayuri Complex, Opp. Public Garden, Lashkar Bazaar, Hanamkonda, 501. 010. Warangal - 506 001 • ASSAM : Old Post Office Lane, Bye Lane No 1, Rehabari, Guwahati - 781 008 Sanairan Lohia Road, 1st Floor, T insukia - 786 125 • BIHAR : Krishna, 1st Floor, Near Mahadev 001. 008. 125. Cinema, Dr. R. P. Road, Bhagalpur - 812 002 Shahi Complex, 1st Floor, Near RB Memorial hospital, V.I. P. Road, Benta, Laheriasarai, Darbhanga - 846 001 Brahman Toil, Durga Asthan, Gola Road, 002. 001. Muzaffarpur - 842 001 • CHHATTISGARH : 209, Khichariya Complex, Near Nehru Nagar SQ, Bhilai - 490 020 Beside HDFC Bank, Link Road, Bilaspur - 495 001 Tel: (7752) 327 886 / 887. C-23, Sector Muzaffarpur 001. CHHATTISGARH 020. 001. 1, Devendra Nagar, Raipur - 492 004 • GOA : Virginkar Chambers, 1st floor, Near Kamat Milan Hotel, New Market, Near Lily Garments, Old. Station Road, Margao - 403 601 • GUJARAT : No. 101, 004. Margao 601. GUJARAT A P Towers, B/H Sardar Gunj, Next to Nathwani Chambers, Anand - 388 001. 305-306, Sterling Point, Waghawadi, Opp. HDFC Bank, Bhavnagar - 364 002. Shop No - F -56, 1st Floor, Omkar Complex, Opp. Old Colony, Near Valia Char Rasta, GIDC, Ankleshwar - 393002. Office No. 17, 1st Floor, Municipal Bldg, Opp. Hotel Prince Station Road, Bhuj – 370 001 Grain Merchants Association Building, Office 001. No. 70, 2nd Floor, Near Old Court, Gandhidham - 370 201 Kailash Complex, Wing-A, Office No. 52, Bus Stand Road, Near Gundala Gate, Gondal - 360 311 217/218, Manek Centre, P. N. Marg, Jamnagar 201. 311. - 361 001 Circle Chowk, Near Choksi Bazar Kaman, Junagadh - 362 001. D-78 First Floor, New Durga Bazar, Near Railway Crossing, Himmatnagar - 383 001 1st Floor, Subhadra Complex, Urban Bank 001. 001. Road, Mehsana - 384 002 108, Galaxy Complex, Opp. K.K. Steel, Sanala Road, Morbi - 363 641 Dinesh Vasani & Associates, 103-Harekrishna Complex, Above IDBI Bank, Near Vasant Talkies, Chimnabai 002. 641. Road, Navasari - 396 445. Jyotindra Industries Compound, Near Vinayak Party Plot, Deesa Road, Palanpur - 385 001. 1st Floor, Silver Complex, S.T. Road, Porbandar – 360 575. 2 M I Park, Near Commerce College, Wadhwan City, Surendranagar – 363 035 Gita Nivas, 3rd Floor, Opp. Head Post Office, Halar Cross Lane, Valsad - 396 001 215-216, Heena Arcade, Opp. Tirupati Tower, Near G.I.D.C. Char Surendranagar 035. 001. Rasta, Vapi - 396 195 Opp. to Lohanan Mahajan Wadi, Satta Bazar, Veraval - 362 265 Junagadh District. • HARYANA : Opposite PEER, Bal Bhawan Road, Ambala City - 134 003. 24-25, 1st Floor, 195. 265, HARY City Mall, Hansi Gate, Bhiwani - 127 021 B-49, 1st Floor, Nehru Ground, Behind Anupam Sweet House, NIT, Faridabad - 121 001 SCO - 16, First Floor, Sector - 14, Gurgaon - 122 001 12, Opp. Bank 021. 001. Gurgaon 001. of Baroda, Red Square Market, Hisar - 125 001 83, Devi Lal Shopping Complex, Opp ABN AMRO Bank, G. T. Road, Panipat – 132 103 205, 2nd Floor, Bldg No. 2, Munjal Complex, Delhi Road, Rohtak – 001. 103. 124 001 Shop No. 5, PP Tower, Ground Floor, Opp. Income Tax Office, Sonepat - 131 001 Yamuna Nagar – 135 001. • HIMACHAL PRADESH : 1st Floor, Opp. Panchayat Bhawan Main Gate, Bus 001. 001. Yamuna Stand, Shimla – 171 001 • JAMMU & KASHIMIR : 660 - A, Near Digital Wares Lane, Opposite Dushara Ground, Front Gate Gandhi Nagar, Jammu - 180 004. • JHARKHAND : Mazzanine Floor, F-4, 001. City Centre Sector 4, Bokaro Steel City, Bokaro - 827 004. S. S. M. Jalan Road, Ground Floor, Opp. Hotel Ashoke, Caster Town, Deoghar - 814 112. Urmila Towers, Room No. 111, 1st Floor, Bank More, Bokaro Dhanbad - 826 001 Municipal Market, Annanda Chowk, Hazaribagh - 825 301 4, HB Road No. 206, 2nd Floor, Shri Lok Complex, Ranchi - 834 001 • KARNATAKA : No. 6, Ground Floor, Pushpak 001. 301. 001. KARNAT Plaza, TP No.: 52, Ward No. 10, Next to Kumatagi Motors, Station Road, Near Basaveshwar Circle, Bagalkot - 587 101 1st Floor, 221/2A/1B, Vaccine Depot Road, Near 2nd Railway gate, Tilakwadi, Belgaum 101. - 590 006 No. 18A, 1st Floor, Opp. Ganesh Petrol Pump, Parvati Nagar Main Road, Bellary - 583 101 # 13, 1st Floor, Akkamahadevi Samaj Complex, Church Road, P J Extension, Davangere - 577 002. 006. Bellary 101. Davangere Pal Complex, Ist Floor, Opp. City Bus Stop, Super Market, Gulbarga - 585 101 No. 206 & 207, ‘A’ Block, 1st Floor, Kundagol Complex, Opp. Court, Club Road, Hubli - 580 029 Trade Centre, 2nd Floor, Gulbarga 101. 029. Syndicate Circle, Starting Point, Manipal - 576 104 No.3, 1st Floor, CH.26, 7th Main, 5th Cross (Above Trishakthi Medicals) Saraswati Puram, Mysore – 570 009 # 12 - 10 - 51 / 3C, Maram Complex, 104. Mysore 009. Besides State Bank of Mysore, Basaveswara Road, Raichur - 584 101 Nethravathi, Near Gutti Nursing Home, Kuvempu Road, Shimoga - 577 201 • KERALA : Building No. VIII / 411, C C N B Road, Near 101. 201. Pagoda Resort, Chungom, Alleppey - 688 001. Room No. 14/435, Casa Marina Shopping Centre, Talap, Kannur - 670 004. Kochupilamoodu Junction, Near VLC, Beach Road, Kollam - 691 001. Building No.: KMC IX / 1331 A, Opp. Malayala Manorama, Railway Station Road, Thekkummoottil, Kottayam - 686 001. 29/97G, 2nd Floor, Gulf Air Building, Mavoor Road, Kozhikode - 673 016 10 / 688, Sreedevi 016. Residency, Mettupalayam Street, Palakkad - 678 001 Adam Bazar, Room No. 49, Ground Floor, Rice Bazar (East), Thrissur – 680 001 R. S. Complex, Opp. LIC Building, Pattom, P.O., Trivandrum – 695 001. 001. rivandrum 004 Central Tower, Above Indian Bank, Cross Junction, Thiruvalla - 689 101. • MADHYA PRADESH : Office No. 1, Parasia Road, Near Mehta Colony, Chhindwara - 480 001 G-6, Global Apartment, 004. Thiruvalla MADHYA 001. Phase-II, Opposite Income Tax Office, Kailash Vihar City Centre, Gwalior - 474 011 8, Ground Floor, Datt Towers, Behind Commercial Automobiles, Napier Town, Jabalpur - 482 001 1st Floor, Shiva 011. 001. Complex, Bharat Talkies Road, Itarsi - 461 111 18, Ram Bagh, Near Scholar's School, Ratlam - 457 001 Opp. Somani Automoblies, Bhagwanganj, Sagar – 470 002. 1st Floor, Shri Ram Market, Besides 111. 001. Hotel Pankaj, Birla Road, Satna - 485 001. 123, 1st Floor, Siddhi Vinanyaka Trade Centre, Saheed Park, Ujjain - 456 010 • MAHARASHTRA : 203-A, Mutha Chambers, Old Vasant Talkies, Market Yard 010. Road, Ahmednagar – 414 001. Opp. RLT Science College, Civil Lines, Akola – 444 001. 81, Gulsham Tower, Near Panchsheel, Amaravati – 444 601 Office No. 1, 1st Floor, Amodi Complex, Juna Bazar, 601. Aurangabad - 431 001 Above Mustafa Décor, Hakim Plaza, Near Jetpura Gate, Near Bangalore Bakery, Kasturba Road, Chandrapur - 422 402. H. No. 1793 / A, J.B. Road, Near Tower Garden, Dhule 001. – 424 001 Shri Talkies Road, Gondia - 441 601 70, Navipeth, Opp. Old Bus Stand, Jalgaon – 425 001 Shop No: 11, 1st Floor, Ashok Plaza, Opp. Magistic Talkies, Subhash Road, Jalna - 431 203. AMD 001. 601. 001. Sofex Office No.7, 3rd Floor, Ayodhya Towers, Station Road, Kolhapur - 416 001 Kore Complex, 2nd Cross Kapad Line, Near Shegau Patsanstha, Latur - 413 512 Shop No. 302, 1st Floor, Raj Mohd. Complex, 001. 512. Work Shop Road, Shrinagar, Nanded - 431 605 Ruturang Bungalow, 2, Godavari Colony, Behind Big Bazar, Near Boys Town School, Off College Road, Nasik - 422 005 Mahavir Centre, Office No. 17, Plot 605. 005.
ACCEPTANCE Transactions) CAMS – OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS (For ongoing Transactions) (Contd.) No. 77, Sector - 17, Vashi, Navi Mumbai - 400 703 Kohinoor Complex, Near Natya Theatre, Nachane Road, Ratnagiri - 415 639 117 / A / 3 / 22, Shukrawar Peth, Sargam Apartment, Satara – 415 002 703. 639. 002. Flat No 109, 1st Floor, A Wing, Kalyani Tower, 126 Siddheshwar Peth, Near Pangal High School, Solapur - 413 001 3rd Floor, Nalanda Chambers, "B" Wing, Gokhale Road, Near Hanuman Temple, Naupada, 001. Thane (W) - 400 602. Opp. Raman Cycle Industries, Krishna Nagar, Wardha - 442 001 Pushpam, Tilakwadi, Opp. Dr. Shrotri Hospital, Yavatmal - 445 001 • MEGHALAYA : LDB Building, 1st Floor, G. ardha 001. 001. MEGHALAY S. Road, Shillong - 793 001 • ORISSA : Similipada, Angul - 759 122 B. C. Sen Road, Balasore - 756 001 Gandhi Nagar Main Road, 1st Floor, Upstairs of Aroon Printers, Berhampur - 760 001 001. 122. Balasore 001. Berhampur 001. Cantonment Road, Cuttack - 753 001 Room No- 1, First Floor, Sulaikha Complex, Chorda By pass, Jajpur Road - 755 019 1st Floor, Mangal Bhawan, Phase II, Power House Road, Rourkela – 769 001 001. 019. 001. Opp.Town High School, Sansarak, Sambalpur - 768 001 • PONDICHERRY : S-8, 100, Jawaharlal Nehru Street, (New Complex, Opp. Indian Coffee House), Pondicherr y – 605 001 • PUNJAB : 378-Majithia 001. PONDICHERRY Pondicherr 001. Complex, 1st Floor, M. M. Malviya Road, Amritsar – 143 001 1st Floor, R. K. Marble House, Court Road, Barnala - 148 101. 2907 GH, GT Road, Near Zilla Parishad, Bhatinda - 151 001 Near Archies 001. Barnala 001. Gallery, Shimla Pahari Chowk, Hoshiarpur - 146 001. 367/8, Central Town, Opp. Gurudwara Diwan Asthan, Jalandhar – 144 001 Shop No 3, Bank of India Building, Guru Amar Dass Market, Khanna - 001. 141 401 Ground Floor, Adjoining TATA Indicom Office, Dutta Road, Moga - 142 001. 13 - A, 1st Floor, Gurjeet Market, Dhangu Road, Pathankot - 145 001 35, New Lal Bagh Colony, Patiala – 147 001 401. 001. 001. SCF 17, Zail Singh Nagar, Ropar - 140 001 • RAJASTHAN : AMC No. 423/30, Near Church, Brahampuri, Opposite T B Hospital, Jaipur Road, Ajmer – 305 001 256 - A, Scheme No. 1, Arya Nagar, Alwar 001. 001. - 301 001 C/o. Kodwani & Associates, F-20-21 Apsara Complex, Azad Market, Bhilwara-311 001. F 4, 5, Bothra Complex, Modern Market, Bikaner – 334 001. 187 Rana Sanga Market, Chittorgarh - 001. 312 001 B-33 'Kalyan Bhawan', Triangle Part ,Vallabh Nagar, Kota – 324 007 18 L Block, Sri Ganganagar - 335 001 32, Ahinsapuri, Fatehpura Circle, Udaipur – 313 004 • TAMILNADU : Ground 001. 007. 001. 004. Floor, 148,Old Mahabalipuram Road, Okkiyam, Chennai - 600 097. 16A/63A, Pidamaneri Road, Near Indoor Stadium, Dharmapuri - 636 701 171-E, Sheshaiyer Complex, First Floor, Agraharam Street, Dharmapuri 701. Erode - 638 001 Shop No. 8, J. D. Plaza, Opp. TNEB Office, Royakotta Road, Hosur - 635 109 126 GVP Towers, Kovai Road, Basement of Axis Bank, Karur - 639 002. Jailani Complex, 47, Mutt Street, Erode 001. 109. Karur Kumbakonam - 612 001 156A / 1, First Floor, Lakshmi Vilas Building, Opp. to District Registrar Office, Trichy Road, Namakkal - 637 001. 86/71-A, Tamil Sangam Road, Madurai - 625 001 No. 2, 1st 001. 001. Floor, Vivekanand Street, New Fairland, Salem - 636 016 1112, West Main Street, Tanjore - 613 009 1st Floor, Mano Prema Complex, 182/6, S.N. High Road, T irunelveli - 627 001 No. 1 (1), Binny 016. Tanjor anjore 009. irunelveli 001. Compound, 2nd Street, Kumaran Road, T iruppur - 641 601 No. 8, 1st Floor, 8th Cross West Extn., Thillainagar, Trichy - 620 018 No.54, 1st Floor, Pillaiyar Koil Street, Thottapalayam, Vellore - 632 004 iruppur 601. 018. ellore 004. 1-A/25, 1st Floor, Eagle Book Centre Complex, Chidambaram Nagar Main, Palayamkottai Road, Tuticorin - 628 008. D. No. 59A/1, Railway Feeder Road, (Near Railway Station), Rajapalayam - 626 117. • TRIPURA : Krishnanagar, Advisor Chowmuhani (Ground Floor), Agartala - 799 001. • UTTAR PRADESH : F-39/203, Sky Tower, Sanjay Place, Agra - 282 002 City Enclave, Opp. Kumar Nursing Home, Agartala UTTAR 002. Ramghat Road, Aligarh - 202 001 30/2, A&B, Civil Lines Station, Besides Vishal Mega Mart, Strachey Road, Allahabad - 211 001 F-62, 63, IInd Floor, Butler Plaza Commercial Complex, Civil Lines, Bareilly Aligarh 001. 001. Bareilly – 243 001 Office No. 3, 1st Floor, Jamia Shopping Complex, Opposite Pandey School, Station Road, Basti - 272 002. 64, Cantonment, Near GPO, Faizabad - 224 001. Shop No. 19, 1st Floor, Above YO 001. Bikes, Seth Vimal Chand Jain Market, Jain Nagar, Agra Gate, Firozabad - 283 203 207/A - 14, 2nd Floor, Devika Chamber RDC Rajnagar, Ghaziabad - 201 002 Shop No. 3, 2nd Floor, Cross Road, A. D. Firozabad 203. 002. Chowk Bank Road, Gorakhpur - 273001 248, Fort Road, Near Amber Hotel, Jaunpur-222 001 Opp. SBI Credit Branch, Babu Lal Karkhana Compound, Gwalior Road, Jhansi – 284 001 159 / 160, Vikas 273001. 001. 001. Bazar, Mathura - 281 001 B-612 ‘Sudhakar’, Lajpat Nagar, Moradabad - 244 001 108, Ist Floor, Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut – 250 002 17, Anand Nagar Complex, Rae 001. 001. Meerut 002. Bareli - 229 001 I Floor, Krishna Complex, Opp. Hathi Gate, Court Road, Saharanpur - 247 001 967, Civil Lines, Near Pant Stadium, Sultanpur - 228 001 C 27/249 - 22A, Vivekanand Nagar Colony, Bareli 001. 001. 001. Maldhaiya, Varanasi – 221 002 • UTTARAKHAND : 399/1 Jadugar Road, 33 Civil Lines, Roorkee - 247 667. Durga City Centre, Nainital Road, Haldwani - 263 139 Arya Nagar, Near Arya Kanya School, 002. UTTARAKHAND 139. Sitapur - 261 001. • UTTARANCHAL : 204/121, Nari Shilp Mandir Marg, Old Connaught Place, Dehradun - 248 001 • WEST BENGAL : Block - G, 1st Floor, P C Chatterjee Market Complex, Rambandhu UTTARANCHAL 001. Talab, P. O. Ushagram, Asansol - 713 303 399, G T Road, Opposite of Talk of the Town, Burdwan - 713 101 City Plaza Building, 3rd Floor, City Centre, Durgapur - 713 216 2nd Floor, New Market 303. Burdwan 101. Durgapur 216. Complex, Durgachak Post Office, Purba Medinipur District, Haldia - 721 602. A - 1/50, Block - A, Kalyani - 741 235. Shivhare Niketan, H. No. 29/11, Ward No. 15, Malancha Main Road, Opposite UCO Bank, Kharagpur - 721 301. AA 101, Prafulla Kanan, Sreeparna Appartment, Ground Floor, Kestopur, Kolkata - 700 101 33, C.R. Avenue,2nd Floor, Room No. 13, Kolkata - 700 012 Daxhinapan Abasan, 101. 012. Opp Lane of Hotel Kalinga, SM Pally, Malda - 732 101. No. 8, Swamiji Sarani, Ground Floor, Hakimpara, Siliguri – 734 401 401. Centres Services Transfer Centres C. List of Collection Centres of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These Collection Centres will be in addition to the existing points of acceptance at the offices of HDFC Limited / HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund). These Collection Centres will not accept purchase from purchase transactions vide high value cheques. These CCs will accept Applications from Monday to Friday between 12 p.m. to 3 p.m. only. only. GOA : Office No. CF-8, 1st Floor, Business Point, Above Bicholim Urban Co-op Bank Ltd, Angod, Mapusa - 403 507. Tel No: 09326126122 • GUJARAT : F-108, Rangoli Complex, Station Road, Bharuch - GUJARAT Bharuch 392 001 Tel No.: 9825304183. 8, Ravi Kiran Complex, Ground Floor, Nanakumbhnath Road, Nadiad - 387 001. Tel No: (02692) 325071/320704. 10/11, Maruti Complex, Opp. B R Marbles, Highway Road, 001. Unjha - 384 170 Tel No: (02762) 323 985 / 117. • HARYANA : 7, 1st Floor, Kunjapura Road, Opp Bata Showroom, Karnal - 132 001 Tel. No.: 09813999809 • MAHARASHTRA : 3, Adelade Apartment, 170. HARY Karnal 001. Christian Mohala, Behind Gulshan-E-Iran Hotel, Amardeep Talkies Road, Bhusawal - 425 201. Shop No.6, Ground Floor, Anand Plaza Complex, Bharat Nagar, Shivaji Putla Road, JaIna - 431 203. 12/178 Behind Congress Committee Office, Ichalkaranji, Kolhapur District - 416 115 1, Skylark Ground Floor, Near Kamgar Kalyan Kendra & B.M.C. Office, Azad Road, Andheri (E), Mumbai - 400 069. Tel No.: (022) 115. 25261431. Diwan Niketan, 313, Radhakrishna Vasahat, Opp. Hotel Suruchi, Near S.T. Stand, Sangli - 416 416 Tel No.: 09326016616. • WEST BENGAL : Gagananchal Shopping Complex, Shop No. 36 (Basement), 416. 37, Dr. Abani Dutta Road, Salkia, Howrah - 711 106 Tel No.: 9331737444. 33, C.R Avenue, 2nd floor, Room No.13, Kolkata - 700 012 Tel No.: 09339746915. 106. 012. CAMS AS THE OFFICIAL POINT OF ACCEPTANCE FOR ELECTRONIC TRANSACTIONS : CAMS, Registrar & Transfer Agents to HDFC Mutual Fund having its office at Rayala Tower, 158, Anna Salai, Chennai ACCEPTANCE - 600 002, will be the official point of acceptance for electronic transactions received from specified banks, financial institutions, etc. (mobilized on behalf of their clients) with whom HDFC Asset Management Risk Factors: All mutual funds and securities investments are subject to market risks and there can be no assurance that the scheme's objectives will be achieved and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market. Past performance of the Sponsors and their affiliates / AMC / Mutual Fund and its Scheme(s) do not indicate the future performance of the Scheme of the Mutual Fund. There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor that dividends will be paid regularly. Investors in the Scheme are not being offered any guaranteed / assured returns. The NAV of the units issued under the Scheme may be affected, inter-alia by changes in the interest rates, trading volumes, settlement periods, transfer Growth Top procedures and performance of individual securities. The NAV will inter-alia be exposed to Price / Interest Rate Risk and Credit Risk. HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Core Premier Opportunities Ter erm Infrastructur ucture Capital Builder Fund, HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC Mid-Cap Opportunities Fund, HDFC Long Term Equity Fund, HDFC Infrastructure Fund, HDFC Arbitrage Prudence Ter erm TaxSaver are Fund, HDFC Balanced Fund, HDFC Prudence Fund, HDFC Long Term Advantage Fund, HDFC TaxSaver , HDFC Index Fund and HDFC MF Monthly Income Plan are only the names of the Schemes and do not in any manner indicate either the quality of the Schemes, their future prospects and returns. Please read the Scheme Information Document and Statement of Additional Information before investing. Applications would be accepted at official points of acceptance and on-going redemptions can be made at the official points of acceptance on all Business Days at NAV based prices. The AMC will calculate and publish NAVs on all Business Days. Statutory Details: HDFC Mutual Fund has been set up as a trust sponsored by Housing Development Finance Corporation Limited and Standard Life Investments Limited (liability restricted to their contribution of ` 1 lakh each to the corpus) with HDFC Trustee Company Limited as the Trustee (Trustee under the Indian Trusts Act, 1882) and with HDFC Asset Management Company Limited as the Investment Manager.
HDFC ASSET MANAGEMENT COMPANY LIMITED (HDFC AMC LIMITED) – INVESTOR SERVICE CENTRES / OFFICIAL POINTS OF ACCEPTANCE FOR HDFC MUTUAL FUND ANDHRA PRADESH : HDFC AMC Limited, 6-3-883/7, IInd Floor, Saphire Square, Somajiguda, Hyderabad - 500 282 Tel. : 040 - 23417401 / 02 / 03 / 04 / 05, Fax : 040 -23417407. HDFC AMC Limited, 18-2- 282. 299/B, 1st Floor, Leela Mahal Circle, Tirumala Bypass Road, T irupati - 517 507 Tel. : (0877) 2222 871 / 872 / 873 / 874, Fax No.: (0877) 2222689. HDFC AMC Limited, 2nd Floor, Centurion Bank Complex, Near irupati 507. Benz Circle, M. G. Road, V ijayawada-520 010 Tel. No: (0866)-3988029. HDFC AMC Limited, First Floor, Saigopal Arcade, Waltair Main Road, Siripuram, V isakhapatnam - 530 003 Tel. No.: (0891) 2769636, 010. 003. 6450306 / 9685 / 7584, Fax. No.: (0891) 2738728. HDFC AMC Limited, 2-5-83/84 1st Floor, Mitralaxmi Narayana Arcade, Nakkala Gutta, Hanmakonda, Warangal - 506 002 Tel: (0870) 2566 005 / 006/ 007 / 008/ Warangal 002. 009, Fax: (0870) 2566010. ASSAM : HDFC AMC Limited, Premises- 1C, 1st Floor, Ganpati Enclave, G.S.Road, Guwahati-781 007 Tel No.: (0361)-2464759/60. Fax No.: (0361)-2464758. BIHAR : HDFC AMC Limited, 007. Ishwari Complex, 1st Floor, Dr. Rajendra Prasad Road, Bhagalpur - 812 002 Tel No: (0641) 2300 390, Fax No: (0641) 2300391. HDFC AMC Limited, C/o Hera Enclave (Adjacent to Sahara Unique Showroom), 002. Mezzanine Floor, New Dak Bunglow Road, Patna - 800 001 Tel: 0612 - 2230540/3201439, Telefax: 0612 - 2200747. CHHATTISGARH : Ground Floor, Chawla Complex, Devendra Nagar, Sai Nagar Road, Near Vanijya 001. CHHATTISGARH Bhawan, Near Indhira Gandhi Square, Raipur - 492 001. Tel: (0771) 4020 167 / 168. DELHI : HDFC AMC Limited, Ground Floor - 2 & 3 and First Floor, Prakashdeep Building, 7, Tolstoy Marg, Connaught Place, New Delhi - 110 001 Tel: (011) 6632 4000, Fax: (011) 23351317 /18. GOA : HDFC AMC Limited, Ground Floor, G3 & G4, Jivottam, Minguel Miranda Road, Off. Abade Faria Road, Margao - 403 601 Salcete. 001. Margao 601. Tel : (0832) 2737410 / 11. Fax : (0832) 2736477. HDFC AMC Limited, S1, Second Floor, Above Axis Bank, Edcon Centre, Angod, Mapusa - 403 507 Bardez, Goa. Tel: (0832) 2253 460 / 461, Fax: (0832) 2253465. 507, HDFC AMC Limited, A-3, First Floor, Krishna Building, Opp. Education Department, Behind Susheela Building, G. P. Road, Panaji - 403 001 Tel. : 0832 - 2425609, 2425610, Fax : 0832 - 2425614. HDFC AMC Limited, 001. 6, Ground Floor, Pereira Chambers, Padre Jose Vaz Road, Vasco - 403 802 Mormugao. Tel No: (0832) 2513 402 / 406, Fax No: (0832) 2513448. GUJARAT : HDFC AMC Limited, 2nd Floor, Megha House, Besides 802, GUJARAT GRUH House, Mithakhali Six Roads, Ahmedabad - 380 009 Tel. : 079 – 40050055 / 66, Fax : 079 - 40050506. HDFC AMC Limited, Maruti Sharanam, No.117, 1st Floor, Anand-Vidhyanagar Road, Opposite 009. Nandbhumi Party Plot, Anand - 388 001 Tel : (02692) - 398200, Fax : (02692) - 398222. HDFC AMC Limited, 3rd Floor, Shreemangalam Complex, Above IDBI Bank, Patel Society Road, Ward No. 1, Kasak Circle, 001. Bhar uch - 392 012 Tel : (0264) 2227205, Fax : (0264) 2227206. HDFC AMC Limited, 2nd Floor, Gangotri Plaza, Opposite Daxinamurty School, Waghawadi Road, Bhavnagar - 364 001 Tel : (0278) - 3988029, Bharuch 012. 001. Fax : (0278) - 3984039. HDFC AMC Limited, 1st Floor, B Wing, Katira Complex, RTO Circle, Bhuj - 370 001 Tel No: (02832) 223 223, Fax No: (02832) 251. 946 HDFC AMC Limited, 2nd Floor, Keshav Complex, 001. P N Marg, Opposite Dhanvantry, Jamnagar - 361 001 Tel : (0288) - 3988029, Fax : (0288) - 3982426. HDFC AMC Limited, 2nd Floor, Rajendra Estate, State Highway, Mehsana - 384 002 Tel: (02762) 302000. 001. 002. Fax: (02762) 302020. HDFC AMC Limited, 2nd Floor, Shiv Darshan, Dr. Radha Krishnan Road, 5, Jagnath, Plot Corner, Rajkot - 360 001 Tel. : 0281- 6624881 / 82, Fax : 0281 - 6624883. HDFC AMC Limited, U1 001. - U3, Jolly Plaza, Opp. Athwa Gate Police Station, Athwa Gate, Surat - 395 001 Tel. : 0261 – 2460082 / 83, Fax : 0261 - 2460091. HDFC AMC Limited, Upper Ground Floor, Gokulesh, R. C. Dutt Road, Vadodara 001. - 390 007 Tel. : 0265 - 6621110 / 20, Fax : 0265 - 6621150. HDFC AMC Limited, 5-B, 2nd Floor, Sapphire Building, Daulatnagar, Chala-Vapi Road, Vapi - 396 191. Tel No: (0260) 3983900, Fax : (0260) 3983908 007. HAR YANA : HDFC AMC Limited, 1st Floor, Sudarshan Tower, Cross Road # 1, Nicholson Road, Ambala Cantt -133 001. Tel: (0171) 2631995/6, Fax: (0171) 2631994. HDFC AMC Limited, TA - 12A, 15-18, Third HARY Floor, Crown Plaza, Sector 15A, Mathura Road, Faridabad - 121 001 Tel. : (0129) 2221 338 / 339 / 341 / 342 / 343, Fax No.: (0129) 2221340. HDFC AMC Limited, Premises 102, 1st Floor, Vipul Agora, MG Road, 001. Gurgaon - 122 002. Tel No: (0124) 2560 450 - 54 Fax : (0124) 2560455 HDFC AMC Limited, 1175 B Royal 1, 1st Floor, Adjoining Gurudawara, G.T Road, Panipat - 132 103 Tel: (0180) 3985400/ 01, Fax: (0180) Gurgaon 103. 3985403. JAMMU & KASHMIR : HDFC AMC Limited, Hall No-102 A/2, South Block, Bahu Plaza, Gandhi Nagar, Jammu - 180 012 Tel No.: (0191)-2477911/12/13 / (0191) 2474297/98/99. JHARKHAND : HDFC 012. AMC Limited, Vardhan Complex, 1st Floor, Opp. Sreeleathers Showroom, Bank More, Dhanbad- 826 001. Tel No.: (0326) 3205352, 2301756. Fax No.: (0326) 2300552. HDFC AMC Limited, Gayatri Enclave, 2nd Floor, "K Road", Bistupur, Jamshedpur - 831 001 Telefax.: 0657 - 2426730 / 2435791. HDFC AMC Limited, Pradhan Towers, 1st Floor, 5, Main Road, Ranchi- 834 001 Tel No.: (0651) 6003358. Fax No.: (0651) 001. 001. 3242077. KARNATAKA : HDFC AMC Limited, No. 114, 1st Floor, Prestige Towers, 99 & 100, Residency Road, Bangalore - 560 025 Tel. : 080 - 66205300, Fax : 080 - 51125255. HDFC AMC Limited, Premises KARNAT Bangalore 025. No. 4830 / B, First Floor, Dr. Ambedkar Road, Opp. Civil Medical College, Belgaum - 590 002 Tel No: (0831) 4206 915 / 916 / 918, Fax No: (0831) 4206919. HDFC AMC Limited, # 63, Upper Ground Floor, Opposite 002. Bellary Gas Agency, Anantapura Cross Road, Bellary - 583 103 Tel: (08392) 276576, Fax: (08392) 276580. HDFC AMC Limited, 190/3, 1st Floor, S.V.C. Plaza, Opposite Mothi Talkies, Gandhi Circle, Davangere - Bellary 103. Davangere 577 002 Tel No: (08192) 250 240 / 241 / 242, Fax No: (08192) 250243. HDFC AMC Limited, Plot # 8 & 73, 3rd Floor, Rajesh Building, Super Market, Main Road, Gulbarga - 585 101. Tel: (08472) 399910 Fax: (08472) 002. Gulbarga 271041. HDFC AMC Limited, No. 1, First Floor, Revankar Comforts, Vivekanand Road, Court Circle, Hubli - 580 029. Tel No.: (0836) 4252 294 / 95. Fax No: (0836) 4252 290 HDFC AMC Limited, UG-II, 6 & 7, Upper Ground Floor, Maximus Commercial Complex, Light House Hill Road, Opp. KMC, Mangalore - 575 001 Tel. 0824 – 4285337 / 33, Fax : 0824 – 4285336. No. 2918, CH 51 / 1 B, 1st Floor, Patel Mansion, Kantharaj Mangalore 001. Urs Road, Saraswathipuram, Mysore - 570 009 Tel No.: (0821) 4000 530 Fax No: (0821) 4000 535. KERALA : HDFC AMC Limited, 3rd Floor, City Mall, Opposite YMCA, Kannur Road, Calicut - 673 001 Tel: Mysore 009. 001. (0495) - 4099222 / 333, 3982310, Fax: (0495) - 3982330. HDFC AMC Limited Second Floor, Down Town Complex, Near Koyili Hospital, Kannur - 670 004. Tel: (0497) 645 0489 / 276 2044 / 2045 Fax: (0497) 2762046. HDFC AMC Limited, Ground Floor, Cinema cum Commercial Complex, Behind Ravipuram Bus Stop, M. G. Road, Kochi - 682 016 Tel. : 0484 - 2357707 / 8, 3243058 / 59, Fax : 0484 - 2358462. HDFC AMC Limited, 016. Sofia Complex, Near Andamukkam Bus Stand, Beach Road, Kollam - 691 001 Tel No: (0474) 2752 070 / 071/ 072 / 074, Fax No: (0474) 2752073. HDFC AMC Limited, 14/868, Ground Floor, Sri Krishna Complex, 001. Coimbatore Road, Palghat - 678 001 Tel No.: (0491) 2548 302 / 6452 185 / 186 / 188, Fax No: (0491) 2548303. HDFC AMC Limited, 2nd Floor, E-Town Shopping, College Road, East Fort, Thrissur - 680 005 Tel: 001. 005. (0487) 2441976. Fax: (0487) 2441976. HDFC AMC Limited, 1st Floor, Kaniamparambil Arcade, G S Junction, Shastri Road, Kottayam - 686 001. Tel No: (0481) 2309 759 / 760 / 761. Fax No: (0481) 3018397. HDFC AMC Limited, Ground Floor, Bhadra Tower, Cotton Hill Road, Vazhuthacaud, Thycaud P.O., Trivandrum – 695 014. Tel No.: (0471) 3983 730 / 731 / 732 Fax No.: (0471) 3983738. MADHYA PRADESH : HDFC AMC Trivandr rivandrum MADHYA Limited, 1st Floor, Ranjeet Tower, 8, Zone-II, M. P. Nagar, Bhopal - 462 011 Tel. : 0755 - 4285385, 4246995, Fax : 0755 - 4058890. HDFC AMC Limited, M1, M2 & M3, Mezzanine Floor, Sterling Arcade,15 / 3, 011. Race Course Road, Indore - 452 001 Tel No.: 0731 - 4022241 / 42. Fax No.: 0731 - 4245436. HDFC AMC Limited, First Floor, Muthye Udyog Bhawan,1039, Wright Town, Opp. Telephone Exchange, Jabalpur - Indore 001. 482 002. Tel No.: (0761) - 4049800, 3988029 Fax No.: (0761) - 4068814 HDFC AMC Limited, First Floor, Alakhnanda Towers, Shrimant Madhav Rao Scindia Marg, City Centre, Gwalior - 474 001. Tel No.: (0751) - 4066060, 3988029 Fax No.: (0751) - 3982803 MAHARASHTRA : HDFC AMC Limited, 1st Floor, Amar Arcade - 2, Opp. Raja peth Police Station, Raja Peth, Amravati - 444 601. Tel No: (0721) 2562 112 / 113 Fax No: (0721) 2564115 HDFC AMC Limited, 2nd Floor, Renuka Commercial Complex, Samarth Nagar, Nirala Bazar, Nageshwar Wadi Road, Aurangabad - 431 001 Tel: (0240) - 3988029, Fax: (0240) - 3982068. 001. HDFC AMC Limited, 138, Ground Floor, Kavya Ratnavali Chowk, Omkareshwar Road, Jalgaon – 425 002 Tel. No.: (0257) 3982100/ 01. Fax : (0257) 3982114. HDFC AMC Limited, Royal Prestige, C1/C9, 1st Floor, 002. E - Ward, Sykes Extension, Rajarampuri Road, Kolhapur - 416 008 Tel : (0231) - 3988029, Fax : (0231) - 3982060. HDFC AMC Limited**, Shop No. 3, Ground Floor, Abhishek Building, Irla Bridge, S.V. Road, Andheri 008. (W), Mumbai - 400 058 Tel No.: (022) 32157352 / 34. Fax: (022) 26241131. HDFC AMC Limited** Shop # 7, Abhilasha Building, Punjabi Lane, Borivali (W), Mumbai - 400 092 Tel: (022) 32157268 / 342, Fax: 058. (022) 32719222. HDFC AMC Limited,* Ramon House, 3rd Floor, H. T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai - 400 020. Tel. : 022 – 66316333, Fax : 022 – 66580200. HDFC AMC Limited, Mistry Bhavan, 2nd Floor, 122, Backbay Reclamation, Dinsha Vachha Road, Churchgate, Mumbai - 400 020 Tel. : 022 - 60006767, Fax : 022 - 66580211. HDFC AMC Limited**, Shop No. 1 & 2, Ground Floor, 020. Atlantic Tower, R B Mehta Road, Near Railway Station, Ghatkopar (East), Mumbai - 400 077. Tel: (022) 65253409/08/06/21, Fax: (022) 25116805. HDFC AMC Limited**, Unit No. 101, First Floor, Landmark Building, 136 Hill Road,Opp. St. Peters Church, Bandra (West), Mumbai - 400 050 Tel: (022) 26434 760 / 762 / 763 / 764, Fax: (022) 26434768. HDFC AMC Limited**, Shop No. 21/22, Ground Floor, Rajdeep CHS, Near Malhar 050. Cinema, Gokhale Road, Thane (West) - 400 602. Tel: (022) 67124172/73/74/75/76, Fax: (022) 67124177. HDFC AMC Limited, 106-110, 2nd Floor, Shriram Shyam Towers, Near NIT Building, Kingsway, Sadar, Nagpur (West) - 440 001 Tel: 0712 - 6630301/02/04, Fax : 0712 - 6630206. HDFC AMC Ltd. G- 1 & G-2, "Suyojit Heights", Opp. Rajiv Gandhi Bhavan, Sharanpur Road, Nashik - 422 002 Tel. No.: 0253 - 6611831 / 32. Fax 001. 002. No.: 0253 - 6611836. HDFC AMC Limited, HDFC House, 2nd Floor, Shivaji Nagar, University Road, Pune - 411 005 Tel. : 020 - 25521680 / 81, Fax : 020 - 25521683. HDFC AMC Limited**, BSE 1, Tech Building, 005. 109, A Wing, 1st Floor, Opposite Vashi railway station, Sector 30, Vashi - 400 703 Tel: (022) - 39880299. HDFC AMC Limited**, 1st Floor, Anant Kuti (Bibikar Bldg.), Manpada Road, Opp. Muncipal Corporation 703. Bldg., Dombivli (East), Mumbai - 421 201. Tel: (0251) 2860 648 / 649 / 645 / 656 Fax: (0251) 2863953, ORISSA : HDFC AMC Limited, Sri Jagannath Complex, 1st Floor, Opposite Hari - Omm Bhawan, Barbil - 758 035 Tel No: 09238106515 / 09238106525, Fax No: (06767) 277565. HDFC AMC Limited, Vinayak, 2nd Floor, 96, Janpath, Bhubaneswar - 751 001 Tel. : 0674 - 6450502/1502, Fax : 0674 - 2531483. HDFC 035. 001. AMC Limited, 1st Floor, Plot No. 2690 (P), Bajrakabati Road, Ranihat, Cuttack – 753 001. Tel: (0671) 2323724/ 725, Fax: (0671) 2324741. HDFC AMC Limited, Praful Tower, 1st Floor, Panposh Road, Rourkela - 769 004 Tel No.: (0661) - 3988029,3982060/70. Fax No.: (0661) -3982068. HDFC AMC Limited, Kadambari Complex, 1st Floor, Unit - 4, Nayapara, Golbazar, Sambalpur - 768 001 Tel No: (0663) 2400 323 / 339, 004. 001. Fax No: (0663) 2400324. PONDICHERRY : HDFC AMC Limited, No.17, I Floor, Sree Velayudham Complex, Near Indhira Gandhi Square, Natesan Nagar, Pondicherr y - 605 005 Tel: (0413) 3043 293 / 500 / 600. PONDICHERRY Pondicherr 005. Fax: (0413) 2206776. PUNJAB : HDFC AMC Limited, SCO-28, 1st Floor, Taneja Towers, District Shopping Complex, Ranjit Avenue, Amritsar-143 001 Tel: (0183) 3988028 / 2570, Fax: (0183) 3982599. HDFC AMC Amritsar-143 001. Limited, SCO 375-376, Ground Floor, Sector 35-B, Chandigarh - 160 022. Tel. : 0172 - 5050887 / 5050888 / 2771218 Telfax: 0172 - 5050886. HDFC AMC Limited, 2nd Floor, Above ING Vysya Bank, Adjacent Chandigarh to Sekhon Grand Hotel, Namdev Chowk, G T Road, Jalandhar City - 144 001 Tel: (0181) 3988029 / 970, Fax: (0181) 3982966. HDFC AMC Limited, SCO 122, Feroze Gandhi Market, Ludhiana - 141 001 Tel.: 001. 001. 0161 - 2774321 / 5014321. Fax : 0161 - 3013838. RAJASTHAN : HDFC AMC Limited, 4th Floor, K.C. Complex, Opp. Daulat Bagh, Ajmer - 305 001 Tel: (0145) 3099000. Fax: (0145) 3099001. Indraparshta Tower, 001. Shop Nos. 209 - 213, Second Floor, Shyam Ki Sabji Mandi, Near Mukharji Garden, Bhilwara - 311 001. HDFC AMC Limited, “Moondhra Bhavan”, 3-Ajmer Road, Jaipur - 302 001 Tel. : 0141 - 5111125, 2374968, 001. Fax : 0141 - 5111126. Gulab Singh Bhavan, 11, Chopasni Road, Jodhpur - 342 003 Tel. : 0291 - 5101927, 5101937, Fax : 0291 - 5105919. HDFC AMC Limited, 1st Floor, Gowardhan Plaza, 25, Trench Colony, Opposite 003. Lok Kalamandal, Udaipur - 313 001. Tel: (0294) 3988029, Fax: (0294) 3982000. TAMIL NADU : HDFC AMC Limited, ITC Centre, First Floor, 760, Anna Salai, Chennai - 600 002 Tel. : 044 - 43979797 / 43979716, 002. Fax : 044 - 28415855. HDFC AMC Limited, 1371A, Ground Floor, Nadar Building, Trichy Road, Coimbatore - 641 018 Tel: 0422 - 4391861/62/63. Fax: 0422 - 4391714. HDFC AMC Limited, 127 C/3 East Veli Street, Coimbatore 018. Madurai - 625 001 Telefax : (0452) - 3988029. HDFC AMC Limited, 1st Floor, No1 Bhimsena Garden Street, Royapettah High Road, Mylapore, Chennai – 600 004. Tel: (044) 30913060, Fax: (044) 30913082. 001. Mylapore, HDFC AMC Limited, First floor, Ram Complex, No. 454/3, Meyanoor Main Road, Salem - 636 009 Tel : (0427) 3982680/700. Fax : (0427) 2333617. HDFC AMC Limited, No. 60, Sri Krishna Arcade, First Floor, Tennur 009.
HDFC ASSET MANAGEMENT COMPANY LIMITED (HDFC AMC LIMITED) – INVESTOR SERVICE CENTRES / OFFICIAL POINTS OF ACCEPTANCE FOR HDFC MUTUAL FUND (CONTD.) High Road, Tennur, Trichy - 620 017 Tel: (0431) 3982830, Fax: (0431) 3982835. UTTARAKHAND : HDFC AMC Limited, 76, Rajpur Road, Near RTO, Dehradun - 248 001. Tel: (0135) 3988029/ 7434, Fax: (0135) 017. UTTARAKHAND 3987444. HDFC AMC Limited, Plot No. 1, 1st Floor, Durga City Centre, Bhotia Parao, Nainital Road, Haldwani - 263139. Tel: No: (05946), 285286 Fax: (05946) 285290. HDFC AMC Limited, 1st Floor, Kumar Complex, Chandracharya Chowk, Haridwar - 249407. Tel No: (01334) 222406/7 Fax: (01334) 222410. UTTAR PRADESH : HDFC AMC Limited, B2, 1st Floor, 9/4, Shankar Point, Sanjay Place, Agra- 282 002 Tel: (0562) UTTAR 002. 3984761-73, Fax: (0562) 3984777. HDFC AMC Limited, 3/260-A, Arena Complex, Laxmibai Marg, Marris Road, Aligarh - 202 001 Tel No: (0571) 2740 770 / 771 / 772 / 773, 2743 970 / 971, Fax No: (0571) 2740772. Aligarh 001. HDFC AMC Limited, 3rd Floor, Agarwal Arcade, Hyundai Motors Showroom, 4 Sardar Patel Marg, Civil Lines, Allahabad - 211 001 Tel No: (0532) 2561 035/036/038/041/042/043, Fax No: (0532) 2561035. HDFC 001. AMC Limited, 146 Civil Lines, 1st Floor, Gupta Complex, Near Circuit House Chouraha, Bareilly - 243 001 Tel: (0581) 2510 749 / 759, Fax: (0581) 2510709. HDFC AMC Limited, D-2, 1st Floor, Raj Nagar District Bareilly 001. Centre, Raj Nagar, Gaziabad - 201 010. Tel: (0120) 301 0635 Fax: (0120) 3010636. HDFC AMC Limited, 1st Floor, 16/80 D, Behind SBI Main, Civil Lines, Kanpur - 208 001 Tel. : 0512 - 2331484-87, Fax : 0512 001. - 2331487. HDFC AMC Limited, 4 Shahnajaf Road, Lucknow - 226 001 Tel. : 0522 -2207591, 2200163, Fax : 0522 - 2230408. HDFC AMC Limited, 143/145/1, Ganpati Plaza, Ground Floor, Magal Pandey Nagar, 001. Meerut - 250 005 Tel No: (0121) 2602 380 / 2601 964 / 965, Fax No: (0121) 2602380. HDFC AMC Limited, Parsvnath Plaza-II, UGF Hall No.4, Delhi Road, Moradabad - 244 001 Tel No.: (0591) 3988029 / 3982131. Meerut 005. 001. Fax No.: (0591) 3982137. HDFC AMC Limited, K-24/25, Premises No. 36 & 37, Pearl Plaza, Sector-18, Noida - 201 301 Tel No.: (0120) 3988029. Fax No.: (0120) 3980610. HDFC AMC Limited, D-64/127, 4th Floor, 301. Arihant Complex, Sigra, Varanasi - 221 010 Tel. : 9935177068, 9935147068. WEST BENGAL : HDFC AMC Limited, City Plaza, City Centre, 1st Floor, Durgapur - 713 216 Tel: (0343) 3982150, Fax: (0343) 3982153. 010. Durgapur 216. HDFC AMC Limited, MS Towers, 2nd Floor, O.T. Road, Inda, Kharagpur - 721 305 Tel No: (03222) 227 627 / 657. Fax No: (03222) 227683. HDFC AMC Limited, Menaka Estate, 1st Floor, 3 Red Cross Place, Kolkata 305. - 700 001 Tel. : 033 - 22427849 / 53 / 56 / 59, Fax : 033 - 22439582. Gitanjali Complex, 2nd Floor, Above Corporation Bank, Sevoke Road, Siliguri - 734 001 Tel No.: (0353) - 6453474. Fax No.: (0353) 2545270. 001. 001. *This is not an Investor Service Centre for HDFC Mutual Fund. However, this is an official point of acceptance for acceptance of all on-going transactions from Institutional Investors only, i.e. broadly covering all entities other than resident / non resident individuals. Institutional Investors are free to lodge their applications at any other official points of acceptance also. **Official points of acceptance of transactions for schemes of HDFC Mutual Fund except purchase transactions of Liquid Schemes / Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and Premium Plus Plan and HDFC Cash Management Fund - Savings Plan & Call Plan. CERTIFIED /DEPOSITORY PA RTICIP TICIPANTS# ACCEPTANCE AMFI CER TIFIED STOCK EXCHANGE BROKERS/ CLEARING MEMBERS /DEPOSITORY PA R TICIPANTS# AS OFFICIAL POINTS OF ACCEPTANCE FOR TRANSACTIONS (PURCHASE/ REDEMPTION) OF UNITS OF HDFC MUTUAL FUND SCHEMES THROUGH THE STOCK EXCHANGE(S) INFRASTRUCTURE. # For Processing only Redemption Request of Units Held in Demat Form. The eligible AMFI certified stock exchange Brokers/Clearing Members/Depository Participants who have complied with the conditions stipulated in SEBI Circular No. SEBI /IMD / CIR No.11/183204/2009 dated November 13, 2009 for stock brokers viz. AMFI /NISM certification, code of conduct prescribed by SEBI for Intermediaries of Mutual Fund will be considered as Official Points of Acceptance (OPA) of the Mutual Fund. Continuing a tradition of trust. COMPANY HDFC ASSET MANAGEMENT COMPANY LIMITED A Joint Venture with Standard Life Investments Limited Registered Office Registered Office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020 Tel.: 022-66316333 Toll Free no. 1800 233 6767 • Fax : 022-22821144 e-mail for Investors: cliser@hdfcfund.com • e-mail for Distributors: broser@hdfcfund.com www.hdfcfund.com website : www.hdfcfund.com alok graphics 10/10

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Hdfc tax saver application form

  • 1. Open-ended Growth Schemes Open-ended Equity Schemes Open-ended Balanced Schemes Open-ended Equity Linked Savings Schemes Open-ended Index Linked Scheme Open-ended Monthly Income Scheme Sponsors : Housing Development Finance Corporation Limited Registered Office : Asset Management Company : Ramon House, H. T. Parekh Marg, HDFC Asset Management Company Limited Trustee : 169, Backbay Reclamation, A Joint Venture with Standard Life Investments Limited HDFC Trustee Company Limited Churchgate, Mumbai 400 020. Registered Office : Registered Office : Standard Life Investments Limited Ramon House, 3rd Floor, Ramon House, 3rd Floor, Registered Office : H. T. Parekh Marg, H. T. Parekh Marg, 1 George Street, Edinburgh, EH2 2LL 169, Backbay Reclamation, 169, Backbay Reclamation, United Kingdom. Churchgate, Mumbai 400 020. Churchgate, Mumbai 400 020. This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme / Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors' rights & services, risk factors, penalties & pending litigations, etc. investors should, before investment, refer to the Scheme Information Document(s) (SID) and Statement of Additional Information (SAI) available free of cost at any of the Investor Service Centres or distributors or from the website www.hdfcfund.com The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM. The date of this Key Information Memorandum is April 27, 2011.
  • 2. SCHEMES OFFERED TABLE OF CONTENTS Page No. Open-Ended Growth Schemes HDFC Growth Fund (HGF)........................................ 1 HDFC Growth Fund (HGF) HDFC Equity Fund (HEF)............................................ 2 HDFC Equity Fund (HEF) HDFC Top 200 Fund (HT200) HDFC Top 200 Fund (HT200).................................... 3 HDFC Capital Builder Fund (HCBF) HDFC Core & Satellite Fund (HCSF) HDFC Capital Builder Fund (HCBF)............................ 4 HDFC Premier Multi-Cap Fund (HPMCF) HDFC Core & Satellite Fund (HCSF)........................... 5 Open-Ended Equity Schemes HDFC Premier Multi-Cap Fund (HPMCF).................... 6 HDFC Mid-Cap Opportunities Fund (HMCOF) HDFC Long Term Equity Fund (HLTEF) HDFC Mid-Cap Opportunities Fund (HMCOF)............ 8 HDFC Infrastructure Fund (HINF) HDFC Long Term Equity Fund (HLTEF)........................ 10 HDFC Arbitrage Fund (HAF) HDFC Infrastructure Fund (HINF)................................ 12 Open-Ended Balanced Schemes HDFC Balanced Fund (HBF) HDFC Arbitrage Fund (HAF)....................................... 14 HDFC Prudence Fund (HPF) HDFC Balanced Fund (HBF)........................................ 16 Open-Ended Equity Linked Savings Schemes (Lock-in period : 3 years) HDFC Prudence Fund (HPF)........................................ 17 HDFC Long Term Advantage Fund (HLTAF) HDFC Long Term Advantage Fund (HLTAF)................ 18 HDFC TaxSaver (HTS) HDFC TaxSaver (HTS)................................................ 19 Open-Ended Index Linked Scheme HDFC Index Fund (HIF) HDFC Index Fund (HIF) .............................................. 20 Open-Ended Monthly Income Scheme HDFC MF Monthly Income Plan (HMIP)...................... 22 HDFC MF Monthly Income Plan (HMIP) (An open-ended Income Scheme. Monthly Income is not Information Common to Schemes............................. 24 assured and is subject to availability of distributable surplus)
  • 3. Type Name & Type of Scheme HDFC Growth Fund (HGF) (An Open-ended Growth Scheme) Investment Objective To generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity- related instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 80 - 100 Debt Securities, Money Market instruments & Cash (including CBLO/Reverse Repos) 0 - 20 The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subject to SEBI (Mutual Funds) Regulations, 1996. Maximum exposure to investment in Foreign Debt Securities will be restricted to 20% of the net assets. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy The Scheme is an open-ended equity scheme that invests predominantly in equity and equity related instruments. The following are the five basic principles that serve as the foundation for this investment approach : i) Focus on the long term; ii) Investments confer proportionate ownership; iii) Maintain a margin of safety; iv) Maintain a balanced outlook on the market; v) Disciplined approach to selling A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual (Redemption) Request Fund. Benchmark Index SENSEX. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Srinivas Rao Ravuri Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Growth Fund - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark Return (%)^ Returns (%)# Last 1 Year (365 days) 18.04 10.94 Last 3 Years (1095 days) 12.27 7.52 Last 5 Years (1826 days) 16.35 11.50 Last 10 Years (3653 days) 27.95 18.34 Since Inception* (3853 days) 22.87 14.41 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: September 11, ’00 # SENSEX ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) :1.97% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 1
  • 4. Type Name & Type of Scheme HDFC Equity Fund (HEF) (An Open-ended Growth Scheme) Investment Objective To achieve capital appreciation. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 80 - 100 Debt and Money Market instruments* 0 - 20 *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy The Scheme is an open-ended equity scheme that invests predominantly in equity and equity related instruments. The Scheme invests predominantly in growth companies. Companies selected under this portfolio would as far as practicable consist of medium to large sized companies which : a) are likely to achieve above average growth than the industry; b) enjoy distinct competitive advantages; and c) have superior financial strengths. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan/ Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual (Redemption) Request Fund. Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Equity Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 19.89 7.26 Last 3 Years (1095 days) 19.55 6.54 Last 5 Years (1826 days) 17.37 9.71 Last 10 Years (3653 days) 32.90 19.87 Last 15 Years (5480 days) 27.88 13.40 Since Inception* (5933 days) 22.84 10.06 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: January 01, ’95 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.79% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 2 HDFC Mutual Fund
  • 5. Type Name & Type of Scheme HDFC Top 200 Fund (HT200) (An Open-ended Growth Scheme) Top Investment Objective To generate long term capital appreciation from a portfolio of equity and equity-linked instruments primarily drawn from the companies in BSE 200 index. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity linked instruments Upto 100% (including use of derivatives for hedging and other uses as permitted by prevailing SEBI Regulations) Debt and money market instruments* Balance in debt and money market instruments *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments. The net assets of the Scheme’s portfolio consist of equity and equity-linked instruments primarily drawn from the companies in BSE 200 index. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31-33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan/ Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual (Redemption) Request Fund. Benchmark Index BSE 200 Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Top Growth Performance of the Scheme HDFC Top 200 Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)$$^ Returns (%)# Last 1 Year (365 days) 17.14 8.15 Last 3 Years (1095 days) 17.84 7.17 Last 5 Years (1826 days) 17.45 10.98 Last 10 Years (3653 days) 31.63 20.54 Since Inception* (5284 days) 25.32 15.02 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: October 11, ’96 # BSE 200 $$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV). ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.78% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 3
  • 6. Type Name & Type of Scheme HDFC Capital Builder Fund (HCBF) (An Open-ended Growth Scheme) Investment Objective To achieve capital appreciation in the long term. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments Upto 100 Debt and Money Market instruments* Not more than 20 *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments. The net assets of the Scheme’s portfolio consist of strong companies at prices which are quoting below fair value, in the opinion of the Fund Manager. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Dividend Policy Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Capital Builder Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 14.94 7.26 Last 3 Years (1095 days) 13.73 6.54 Last 5 Years (1826 days) 13.17 9.71 Last 10 Years (3653 days) 27.01 19.87 Last 15 Years (5480 days) 19.54 13.40 Since Inception* (6267 days) 15.09 8.94 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: February 1, ’94 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.20% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 4 HDFC Mutual Fund
  • 7. Type Name & Type of Scheme HDFC Core & Satellite Fund (HCSF) (An Open-ended Growth Scheme) Investment Objective To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 90 - 95 Fixed Income Securities (including securitised debt of upto 10% of net assets & 5 - 10 Money Market instruments) The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is an open-ended equity scheme that predominantly invests in equity and equity related instruments comprising of ‘Core’ group of companies and ‘Satellite’ group of companies. ‘Core’ group will comprise of well established and predominantly large cap companies. The ‘Satellite’ group will comprise of predominantly small-mid cap companies that offer higher potential returns with higher risk. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index BSE 200 Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Core & Satellite Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 13.53 8.15 Last 3 Years (1095 days) 14.08 7.17 Last 5 Years (1826 days) 11.27 10.98 Since Inception* (2386 days) 23.92 19.94 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: September 17, ’04 # BSE 200 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.28% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 5
  • 8. Type Name & Type of Scheme HDFC Premier Multi-Cap Fund (HPMCF) (An Open-ended Growth Scheme) Investment Objective To generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of Mid Cap and Large Cap ‘blue chip’ companies. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity related instruments out of which 85 - 100 Large Cap 35 - 65 Mid Cap 35 - 65 Debt Securities (including securitised debt of upto 10% of the net assets) 0 - 15 Money Market Instruments 0 - 15 The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25% of net assets in ADR / GDR and Foreign Equity Securities and max. 10% of net assets in Foreign Debt Securities) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy This Scheme predominantly invests in equity and equity related instruments by taking advantage of the opportunities in terms of asset allocation between Mid and Large Caps. The Scheme will invest predominantly in ‘premier’ or ‘blue chip’ companies. The Scheme will invest a minimum of 35% of the portfolio each in Large Caps and Mid Caps. The balance will be a ‘SWING’ portfolio that can invest in either Mid or Large Cap companies based on their relative valuations. This provides an opportunity in terms of asset allocation between Mid Caps and Large Caps. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Applicable NAV NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Premier Multi - Cap Fund - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 12.26 7.26 Last 3 Years (1095 days) 13.52 6.54 Last 5 Years (1826 days) 11.59 9.71 Since Inception* (2185 days) 19.46 17.00 Past may ^ Past performance may or maymay not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: April 06, ’05 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Continuous Offer Period Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. 6 HDFC Mutual Fund
  • 9. HDFC Premier Multi-Cap Fund (HPMCF) (An Open-ended Growth Scheme) (Contd...) (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.25% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 7
  • 10. Type Name & Type of Scheme HDFC Mid-Cap Opportunities Fund (HMCOF) (An Open-ended Equity Scheme) Investment Objective The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. Asset Allocation Types of Instruments Minimum Maximum Pattern of the Scheme Allocation Allocation (% of Net Assets) Equity and equity related securities of Small and Mid-Cap companies of which 75 100 Small-Cap companies 5 15 Mid-Cap companies 70 95 Equity and equity related securities other than the above 0 25 Debt and Money Market Securities 0 25 (including investments in securitised debt#) # The Investment in Securitised Debt will not normally exceed 25% of the net assets of the Scheme. The Scheme may take derivatives position (both equity and fixed income) based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the investment objective of the Scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy as permitted under SEBI (MF) Regulations from time to time. The maximum derivative position will be restricted to 20% of the Net Assets (including cash) of the Scheme. The Scheme may seek investment opportunity in the Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, exposure to foreign securities subject to regulatory limits shall not be more than 25% of the Scheme’s net assets. Investment Strategy The Scheme is an open-ended equity scheme wherein the net assets of the Scheme shall be mainly invested in a combined portfolio of equity and equity related securities of Small and Mid-Cap companies. The Fund Manager shall also invest in other equity and equity related securities to achieve optimal portfolio construction. The Scheme may also invest a certain portion of its corpus in debt and money market securities. While the portfolio focuses primarily on a buy and hold strategy at most times, it will balance the same with a rational approach to selling when the valuations become too demanding even in the face of reasonable growth prospects in the long run. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index CNX Midcap. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Mid-Cap Opportunities Fund - Growth Option Absolute Returns for each Financial Year for last 3 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 15.33 4.35 Last 3 Years (1095 days) 16.74 8.81 Since Inception* (1375 days) 11.55 8.92 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: June 25, ‘07 # CNX Midcap ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) 8 HDFC Mutual Fund
  • 11. HDFC Mid-Cap Opportunities Fund (HMCOF) (An Open-ended Equity Scheme) (Contd...) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.00% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact Unit holder’s Information holder’s Please refer to point 8 on page 33 for details. Key Information Memorandum 9
  • 12. Type Name & Type of Scheme HDFC Long Term Equity Fund (An Open-ended Equity Scheme@) Term Investment Objective To achieve long term capital appreciation. Asset Allocation The following table provides the asset allocation of the Scheme's portfolio under normal circumstances. Pattern of the Scheme Types of Instruments Minimum Maximum Allocation Allocation (% of Net Assets) Equity and Equity Related Instruments 70 100 Fixed Income Securities (including money 0 30 market instruments) The Scheme will not invest in securitised debt. The Scheme may take derivatives position (both equity and fixed income) based on the opportunities available subject to the guidelines issued by SEBI from time to time and in line with the investment objective of the Scheme. These may be taken to hedge the portfolio, rebalance the same or to undertake any other strategy as permitted under SEBI (MF) Regulations from time to time. The maximum derivative position will be restricted to 20% of the Net Assets (including cash) of the Scheme. The Scheme may seek investment opportunity in the Foreign Securities, in accordance with guidelines stipulated in this regard by SEBI and RBI from time to time. Under normal circumstances, exposure to foreign securities subject to regulatory limits shall not be more than 25% of the Scheme's net assets. Investment Strategy The Scheme is an open-ended equity scheme wherein the net assets of the Scheme shall be mainly invested in equity and equity related instruments. The Scheme shall also invest a small portion of the net assets in Fixed Income Securities and money- market instruments. The aim will be to build a portfolio that adequately reflects a cross-section of the growth areas of the economy from time to time. While the portfolio focuses primarily on a buy and hold strategy at most times, it will balance the same with a rational approach to selling when the valuations become too demanding even in the face of reasonable growth prospects in the long run. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index S&P CNX Nifty. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Srinivas Rao Raouri Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme Term Growth HDFC Long Term Equity Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 18.48 11.14 Last 3 Years (1095 days) 11.89 7.21 Last 5 Years (1826 days) 9.62 11.38 Since Inception* (1875 days) 10.53 13.62 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: February 10, ‘06 # S&P CNX Nifty ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure a) Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) @ Converted into an Open-ended Equity Scheme effective February 10, 2011 10 HDFC Mutual Fund
  • 13. HDFC Long Term Equity Fund (An Open-ended Equity Scheme) (Contd...) Term Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.05 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 1.75 March 31, 2011 (Unaudited) : 2.03% p.a. Balance 1.50 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact Unit holder’s Information holder’s Please refer to point 8 on page 33 for details. Key Information Memorandum 11
  • 14. Type Name & Type of Scheme HDFC Infrastructure Fund (An Open-ended Equity Scheme@) Investment Objective To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Asset Allocation Types of Instruments Minimum Maximum Pattern of the Scheme Allocation Allocation (% of Net Assets) Equity and Equity Related Instruments of infrastructure/ 65% 100% infrastructure related companies Equity and Equity Related Instruments of companies 0 35% other than mentioned above Debt Securities and Money Market Instruments* and 0 35% Fixed Income Derivative * Investments in securitised debt shall not normally exceed 30% of the net assets of the Scheme. The Scheme may seek investment opportunity in Foreign Securities (max. 35% of net assets). The Scheme may take derivatives position for hedging, portfolio balancing or to undertake any other strategy as permitted under SEBI Regulations from time to time (max. 20% of the net assets) based on the opportunities available subject to SEBI Regulations. Investment Strategy The net assets of the Scheme shall be predominantly invested in equity and equity related securities of companies engaged in or expected to benefit from the growth and development of infrastructure. The Scheme shall invest in the indicative list of sectors / industries. The Scheme shall invest across the above-mentioned sectors or other areas of infrastructure as identified by the Fund Manager. The Fund Manager may add such other sector/group of industries, which broadly satisfy the category of services, and infrastructure industries. A portion of the net assets may be invested in non infrastructure related companies. The Scheme shall invest across all market capitalization. The balance, if any, will be invested in Debt or Money Market Instruments and Fixed Income Derivative, including Securitised Debt. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC (Redemption) Request Mutual Fund. Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain & Mr. Srinivas Rao Ravuri Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Infrastructure Fund - Growth Option Absolute Returns for each Financial Year for last 3 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 6.31 7.26 Last 3 Years (1095 days) 8.35 6.54 Since Inception* (1116 days) 5.85 5.50 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: March 10, 2008 # S&P CNX 500 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) @ Converted into an Open-ended Equity Scheme effective March 10, 2011 12 HDFC Mutual Fund
  • 15. HDFC Infrastructure Fund (An Open-ended Equity Scheme)(Contd...) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.95% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact Unit holder’s Information holder’s Please refer to point 8 on page 33 for details. Key Information Memorandum 13
  • 16. Type Name & Type of Scheme HDFC Arbitrage Fund (HAF) (An Open-ended Equity Fund) Investment Objective To generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by deployment of surplus cash in debt securities and money market instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity related instruments 65 - 90 Derivative including index futures, stock futures, 65 - 90 Index Options and Stock Options etc.^ Debt Securities and Money Market Instruments* and Fixed Income Derivative 10 - 35 When adequate arbitrage opportunities are not available in the Derivative and equity markets, the asset scheme’s follows allocation of the scheme’s portfolio will be as follows : Types of Instruments Normal Allocation (% of Net Assets) Equity & Equity related instruments 0 - 65 Derivative including index futures, stock futures, 0 - 65 Index Options and Stock Options etc.^ Debt Securities and Money Market Instruments* and Fixed Income Derivative 35 - 100 * Investment in Securitised debt shall not normally exceed 50% of the net assets of the Scheme. ^ The exposure to derivative shown in the above asset allocation table is exposure taken against the underlying equity investments and should not be considered for calculating the total asset allocation. The idea is not to take additional asset allocation with the use of derivative. The margin money deployed on these positions would be included in Money Market category. The Scheme may seek investment opportunity in the Foreign Securities in accordance with guidelines stiulated in this regard by SEBI and RBI from time to time. Under normal circumstances, the Scheme shall not have an exposure of more than 75% of its assets in foreign securities (including bonds, mutual funds and other approved instruments) subject to regulatory limits. Investment Strategy This Scheme aims to generate income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment. The Scheme may adopt simple derivative strategies, which would be to take offsetting positions on various markets simultaneously. In the absence of adequate arbitrage opportunities, the Scheme may invest in short term debt securities or money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Wholesale Plan • Retail Plan Options : • Growth Option • Dividend Option Options: Dividend Option offers Quarterly Dividend Option with Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Plan Wholesale Plan : Option) Growth / Quarterly Dividend Option A 1 crore and any A 1 crore and A 50,000 or minimum of amount thereafter. any amount thereafter. 5,000 units Plan Retail Plan : Growth / Quarterly Dividend Option A 5,000 and A 5,000 and any A 1,000 or minimum of any amount amount thereafter. 100 units thereafter. Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the Official Points of Acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index CRISIL Liquid Fund Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Anil Bamboli Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Arbitrage Fund - Wholesale Plan – Growth Option Financial Year year ears Absolute Returns for each Financial Year for last 3 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 7.80 6.21 Last 3 Years (1095 days) 6.48 6.22 Since Inception* (1255 days) 6.89 6.28 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: October 23, ’07 # CRISIL Liquid Fund Index 14 HDFC Mutual Fund
  • 17. HDFC Arbitrage Fund (HAF) (An Open-ended Equity Fund) (Contd...) HDFC Arbitrage Fund - Retail Plan - Growth Option Financial Year year ears Absolute Returns for each Financial Year for last 3 years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 7.55 6.21 Last 3 Years (1095 days) 6.22 6.22 Since Inception* (1255 days) 6.62 6.28 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: October 23, ’07 # CRISIL Liquid Fund Index Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : Retail Plan & Wholesale Plan • In respect of each purchase / switch - in of units, an exit load of 0.50% is payable if units are redeemed / switched out within 6 months from the date of allotment. • No exit load is payable if units are redeemed / switched - out after 6 months from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 0.84% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 15
  • 18. Type Name & Type of Scheme HDFC Balanced Fund (HBF) (An Open-ended Balanced Scheme) Investment Objective To generate capital appreciation along with current income from a combined portfolio of equity & equity-related and debt & money market instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity related instruments 60 Debt Securities (including securitised debt) 40 and Money Market instruments) The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subject to SEBI (Mutual Funds) Regulations, 1996. Maximum exposure to investment in Foreign Debt Securities will be restricted to 40% of the net assets. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy The Scheme is an open-ended balanced scheme. The net assets of the Scheme shall be invested in a combined portfolio of equity and equity related instruments : debt securities and money market instruments in the range of 60 : 40 respectively (normal asset allocation). The Fund Manager would continuously monitor the potential for both debt and equities to arrive at a dynamic allocation between the asset classes. The exact portfolio mix will be a function of interest rates, equity valuations, reserves position and risk taking capacity of the portfolio. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plan : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index CRISIL Balanced Fund Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Balanced Fund - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 16.17 9.37 Last 3 Years (1095 days) 16.87 8.13 Last 5 Years (1826 days) 13.68 10.59 Last 10 Years (3653 days) 19.47 N.A. Since Inception* (3853 days) 17.49 N.A. Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: September 11, ’00 # CRISIL Balanced Fund Index N.A. - Not available. ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.25 (% of weekly average Next A 300 crores 2.00 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 1.75 March 31, 2011 (Unaudited) : 2.12% p.a. Balance 1.50 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 16 HDFC Mutual Fund
  • 19. Type Name & Type of Scheme HDFC Prudence Fund (HPF) (An Open-ended Balanced Scheme) Investment Objective To provide periodic returns and capital appreciation over a long period of time from a judicious mix of equity and debt investments with an aim to prevent / minimise any capital erosion. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equity & Equity linked instruments 40 - 75 Debt Securities and Money Market Instruments* 25 - 60 *Investment in Securitised debt, if undertaken, would not exceed 10% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy The Scheme is an open-ended balanced scheme. This Scheme provides a judicious mix of equity and debt investments. The net assets of the Scheme shall be invested in equity and equity related instruments between the range of 40-75% and in debt securities and money market instruments between the range of 25-60%. The Fund Manager would continuously monitor the potential for both debt and equities to arrive at a dynamic allocation between the asset classes. The exact portfolio mix will be a function of interest rates, equity valuations, reserves position and risk taking capacity of the portfolio. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout* and Reinvestment facility. * If the dividend amount payable to the Unitholders under the Dividend Payout Option of the Scheme, is equal to or less than the threshold limit of A 500, then such dividend amount will be compulsorily & automatically reinvested in the Scheme. Please refer to Scheme Information Document (SID) of the Scheme for complete details. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index CRISIL Balanced Fund Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Prashant Jain Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Name of the Trustee Company HDFC Trustee Company Limited Trustee Performance of the Scheme HDFC Prudence Fund - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ (as at March 31, 2011) Period Returns Benchmark (%)$ (%) $ $^ Returns (%)# Last 1 Year (365 days) 17.49 9.37 Last 3 Years (1095 days) 18.75 8.13 Last 5 Years (1826 days) 17.53 10.59 Last 10 Years (3653 days) 28.48 N.A. Last 15 Years (5480 days) 24.75 N.A. Since Inception* (6267 days) 21.33 N.A. Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: February 1, 1994 # CRISIL Balanced Fund Index $$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV). ‡ Due to an overall sharp rise in the stock prices N.A. - Not available. Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.81% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 17
  • 20. Type Name & Type of Scheme HDFC Long Term Advantage Fund (HLTAF) Term (HLT (An Open-ended Equity Linked Savings Scheme with a lock-in period of 3 years) Investment Objective To generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity- related instruments. Note : Units purchased (including units allotted on dividend reinvestment) cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from the date of allotment of the respective Units. The AMC reserves the right to change the Lock-in Period prospectively from time to time to the extent permitted under the Equity Linked Savings Scheme (ELSS), 1992 as amended from time to time. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Equities & Equity linked instruments 80 Debt securities, Money market instruments (including cash / CBLO/Reverse Repos) 20 The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 20% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy This Scheme is launched as an open-ended Equity Linked Savings Scheme(s) having a lock-in period of 3 years in accordance with the Equity Linked Savings Scheme, 1992 as amended in 1998. The net assets of the Scheme will be invested predom-inantly in equity and equity related instruments. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Invest-ment made in this Scheme is eligible for tax benefit under section 80C of the Income-tax Act, 1961. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout and Reinvestment facility. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units A 500 and in multiples A 500 and in multiples (Under each Plan / Option) of A 500 thereafter of A 500 thereafter A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index SENSEX. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Chirag Setalvad Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC Long Term Advantage Fund - Growth Option Term Growth Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 16.76 10.94 Last 3 Years (1095 days) 13.09 7.52 Last 5 Years (1826 days) 10.07 11.50 Last 10 Years (3653 days) 31.06 18.34 Since Inception* (3740 days) 29.29 16.63 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: January 2, ’01 # SENSEX ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on & Investments through the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : Nil Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 2.06% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. 18 HDFC Mutual Fund
  • 21. Type Name & Type of Scheme HDFC TaxSaver (HTS) (An Open-ended Equity Linked Savings Scheme with a lock-in period of 3 years) TaxSa axSav Investment Objective To achieve long term growth of capital. Note : Units purchased (including units allotted on dividend reinvestment) cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from thedate of allotment of the respective Units. The AMC reserves the right to change the Lock-in Period prospectively from time to timeto the extent permitted under the Equity Linked Savings Scheme (ELSS), 1992 as amended from time to time. Asset Allocation Types of Instruments Normal Allocation (% of Net Assets) Pattern of the Scheme Equities & related instruments Minimum 80 Debt and money market instruments* Maximum 20 *Investment in Securitised debt, if undertaken, would not exceed 20% of the net assets of the Scheme. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 40% of net assets) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 25% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy This Scheme is launched as an open-ended Equity Linked Savings Scheme(s) having a lock-in period of 3 years in accordance with the Equity Linked Savings Scheme, 1992 as amended in 1998. The net assets of the Scheme will be invested predom-inantly in equity and equity related instruments. A part of the net assets of the Scheme may be invested in debt securities and money market instruments. Invest-ment made in this Scheme is eligible for tax benefit under section 80C of the Income-tax Act, 1961. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Nil Options : • Growth Option • Dividend Option Dividend Option offers Payout and Reinvestment facility. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units A 500 and in multiples A 500 and in multiples (Under each Plan / Option) of A 500 thereafter. of A 500 thereafter. A 500 or minimum of 50 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index S&P CNX 500. Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company Performance of the Scheme HDFC TaxSaver - Growth Option TaxSa axSav Growth Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)$$ ^ Returns (%)# (%)$$ Last 1 Year (365 days) 13.24 7.26 Last 3 Years (1095 days) 15.28 6.54 Last 5 Years (1826 days) 12.15 9.71 Last 10 Years (3653 days) 30.91 19.87 Since Inception* (5478 days) 31.18 13.41 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: March 31, ’96 # S&P CNX 500 $$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV). ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the & Investments through investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load: Nil Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.50 (% of weekly average Next A 300 crores 2.25 Actual expenses for the previous financial year ended Net Assets) Next A 300 crores 2.00 March 31, 2011 (Unaudited) : 1.86% p.a. Balance 1.75 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 19
  • 22. Type Name & Type of Scheme HDFC Index Fund (HIF) (An Open-ended Index Linked Scheme) Investment Objective SENSEX Plan : To generate returns that are commensurate with the performance of the SENSEX, subject to tracking errors Nifty Plan : To generate returns that are commensurate with the performance of the Nifty, subject to tracking errors SENSEX Plus Plan : To invest 80 to 90% of the net assets of the Plan in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Plan SENSEX Plan Securities covered by the SENSEX 95 - 100 Cash & Money Market instruments, including CBLO/Reverse Repos but 0-5 excluding Subscription and Redemption Cash Flow Nifty Plan Securities covered by the Nifty 95 - 100 Cash & Money Market Instruments, including CBLO/Reverse Repos but 0-5 excluding subscription and Redemption Cash Flow SENSEX Plus Plan Securities covered by the SENSEX 80 - 90 Securities other than covered by SENSEX 10 - 20 Money Market instruments, convertible bonds & cash including CBLO/Reverse 0-5 Repos but excluding Subscription and Redemption Cash Flow Subscription Cash Flow is the subscription money in transit before deployment and Redemption Cash Flow is the money kept aside for meeting redemptions. The respective Plans under the Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing (max. 50% of net assets) based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme will not invest in Foreign Securitised Debt. Investment Strategy SENSEX PLAN: This Plan under the Scheme will generate returns by investing predominantly in stocks constituting PLAN: the SENSEX and / or in exchange traded derivatives on SENSEX. The returns of the Plan shall be commensurate with the performance of the SENSEX, subject to tracking errors. A small portion of the net assets may be invested in money market instruments. Nifty Plan: This Plan under the Scheme will generate returns by investing predominantly in stocks constituting the S&P CNX Nifty and / or in exchange traded derivatives on the S&P CNX Nifty. The returns of the Plan shall be commensurate with the performance of the Nifty, subject to tracking errors. A small portion of the net assets may be invested in money market instruments. SENSEX Plus Plan: This Plan under the Scheme will generate returns by investing 80 to 90% of the net assets in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX. A small portion of the net assets may be invested in money market instruments. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • SENSEX Plan • Nifty Plan • SENSEX Plus Plan Options : Each Plan offers Growth Option only NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Purchase Additional Purchase Repurchase Amount / Number of Units (Under each Plan / Option) A 5,000 and any amount thereafter.# # A 1,000 and any amount thereafter.# # A 500 Pa Mode of Payment for # All applications for purchase of units including additional purchases for an amount of A 5 Lakhs and above will Purchase transactions be accepted with payment mode only as Real Time Gross Settlement (RTGS) /National Electronic Funds Transfer (NEFT)/ Funds Transfer Letter/ Transfer Cheque of a bank where the Scheme has a collection account. Any application for an amount of A 5 Lakhs and above with payment mode other than the above will be rejected. Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index • SENSEX Plan : SENSEX (Total Returns Index) • Nifty Plan : S&P CNX Nifty (Total Returns Index) • SENSEX Plus Plan : SENSEX (Total Returns Index) Please refer point 9 on page 33 for further details. Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Mr. Vinay Kulkarni Name of the Trustee Trustee HDFC Trustee Company Limited Company 20 HDFC Mutual Fund
  • 23. HDFC Index Fund (HIF) (An Open-ended Index Linked Scheme) (Contd....) Performance of the Scheme SENSEX Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 10.46 12.14 Last 3 Years (1095 days) 5.68 8.78 Last 5 Years (1826 days) 8.95 13.29 Since Inception* (3179 days) 20.30 25.52 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: July 17, ’02 # SENSEX (Total Returns Index) Face value per unit: A 32.1610 ‡ Due to an overall sharp rise in the stock prices Nifty Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 10.46 12.36 Last 3 Years (1095 days) 5.98 8.34 Last 5 Years (1826 days) 8.47 12.70 Since Inception* (3179 days) 19.98 23.79 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: July 17, ’02 # S&P CNX Nifty (Total Returns Index) Face value per unit: A 10.3260 ‡ Due to an overall sharp rise in the stock prices SENSEX Plus Plan - Growth Option Absolute Returns for each Financial Year for last 5 years^ Financial Year years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 14.63 12.14 Last 3 Years (1095 days) 12.06 8.78 Last 5 Years (1826 days) 14.06 13.29 Since Inception* (3179 days) 25.67 25.52 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: July 17, ’02 # SENSEX (Total Returns Index) Face value per unit: A 32.1610 ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Continuous Offer Period Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load: Nil Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses The total recurring expenses of the Scheme Actual expenses for the previous financial year ended (% of weekly average shall not exceed 1.50%. March 31, 2011 (Unaudited) : SENSEX Plan : 1.00% p.a., Net Assets) Nifty Plan : 1.00% p.a., SENSEX Plus Plan : 1.00% p.a. Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 21
  • 24. Type Name & Type of Scheme HDFC MF Monthly Income Plan (HMIP) (An Open-ended Income Scheme. Monthly Income is not assured and is subject to availability of distributable surplus) Investment Objective The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. Asset Allocation Types of Instruments Normal Allocation Pattern of the Scheme (% of Net Assets) Debt instruments (including securitised debt) & Money Market instruments 75 (including cash / CBLO/Reverse Repos ) Equities & Equity related instruments 25 The investments in central and state government securities will not exceed 75% of the net assets of the respective Plans. It is the intention of the Scheme that the investments in securitised debt will not, normally exceed 75% of the net assets of the respective Plans. The Scheme may seek investment opportunity in the ADR / GDR / Foreign Equity and Debt Securities (max. 25% of net assets in ADR / GDR and Foreign Equity Securities and max. 50% of net assets in Foreign Debt Securities) subject to SEBI (Mutual Funds) Regulations, 1996. The Scheme may use derivatives mainly for the purpose of hedging and portfolio balancing based on the opportunities available subject to SEBI (Mutual Funds) Regulations, 1996. Investment Strategy The Scheme offers investors two plans namely, Short Term Plan and Long Term Plan. Each Plan is managed as a separate investment portfolio. The net assets of the Scheme will be invested primarily in debt securities and money market instruments and balance in equity and equity related instruments. • Equity Investments : The following are the five basic principles that serve as the foundation for this investment approach: i) Focus on the long term; ii) Investments confer proportionate ownership; iii) Maintain a margin of safety; iv) Maintain a balanced outlook on the market; v) Disciplined approach to selling • Debt Investments : The Scheme will retain the flexibility to invest in the entire range of debt instruments and money market instruments. Investment in Debt securities and Money Market Instruments will be as per the limits in the asset allocation table of the Scheme, subject to permissible limits laid under SEBI (MF) Regulations. Please refer to Scheme Information Document (SID) of the Scheme for complete details. Comparison of Existing For Comparison of Existing Schemes, Risk Mitigation Strategy, Asset Under Management (AUM) and Schemes & Risk Number of Folios, please refer to point 1 on pages 24 - 30 for details. Mitigation Strategy Risk Profile of the Scheme Please refer to point 2 on pages 31 - 33 for details. Plans and Options Plans : • Short Term Plan • Long Term Plan Options : • Each Plan offers Growth, Monthly Dividend & Quarterly Dividend Option. Options: Each of the Dividend Option offers Payout and Reinvestment facility. NAV Applicable NAV Please refer to point 3 on page 32 - 33 for details. Minimum Application Growth & Quarterly Dividend Amount / Number of Units Purchase Additional Purchase Repurchase (Under each Plan / Option) A 5,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Monthly Dividend Option Purchase Additional Purchase Repurchase A 25,000 and any amount thereafter. A 1,000 and any amount thereafter. A 1,000 or minimum of 100 units Despatch of Repurchase Within 10 Business Days of the receipt of the redemption request at the official points of acceptance of HDFC Mutual Fund. (Redemption) Request Benchmark Index Short Term Plan : CRISIL MIP Blended Index Long Term Plan : CRISIL MIP Blended Index Policy Dividend Policy Please refer to point 4 on page 33 for details. Name of the Fund Manager Short Term Plan : Mr. Vinay Kulkarni (Equities); Mr. Shobhit Mehrotra (Debt) Term Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Long Term Plan : Mr. Prashant Jain (Equities); Mr. Shobhit Mehrotra (Debt) Term Mr. Miten Lathia (Dedicated Fund Manager for Overseas Investments) Trustee Name of the Trustee HDFC Trustee Company Limited Company 22 HDFC Mutual Fund
  • 25. HDFC MF Monthly Income Plan (HMIP) (An Open-ended Income Scheme. Monthly Income is not assured and is subject to availability of distributable surplus) (Contd...) Performance of the Scheme Term Growth HMIP - Short Term Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ (as at March 31, 2011) Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 4.84 6.17 Last 3 Years (1095 days) 8.05 6.82 Last 5 Years (1826 days) 6.54 7.41 Since Inception* (2652 days) 7.63 7.09 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: December 26, ’03 # CRISIL MIP Blended Index ‡ Due to an overall sharp rise in the stock prices Term Growth HMIP - Long Term Plan - Growth Option Financial Year years^ Absolute Returns for each Financial Year for last 5 years^ Period Returns Benchmark (%)^ Returns (%)# Last 1 Year (365 days) 9.11 6.17 Last 3 Years (1095 days) 12.60 6.82 Last 5 Years (1826 days) 11.08 7.41 Since Inception* (2652 days) 12.16 7.09 Past may may ^ Past performance may or may not be sustained in the future Above returns are compounded annualized (CAGR). *Inception Date: December 26, ’03 # CRISIL MIP Blended Index ‡ Due to an overall sharp rise in the stock prices Expenses of the Scheme Period Continuous Offer Period ( i ) Load Structure Entry Load: Not Applicable (For Lumpsum Purchases Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based & Investments through on the investors’ assessment of various factors including the service rendered by the ARN Holder. SIP / STP) Exit Load : Short Term Plan & Long Term Plan • In respect of each purchase / switch-in of units, an Exit Load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Please refer point no 5 on page 33 for further details on load structure. The Trustee reserves the right to change / modify the load structure from a prospective date. (ii) Recurring Expenses First A 100 crores 2.25 Actual expenses for the previous financial year ended (% of weekly average Next A 300 crores 2.00 March 31, 2011 (Unaudited) : Short Term Plan : 1.79% p.a., Net Assets) Next A 300 crores 1.75 Long Term Plan : 1.49% p.a. Balance 1.50 Waiver of Load for Direct Not Applicable. Please refer to point 6 on page 33 for details. Applications Tax treatment for the Investors are advised to refer to the Section on ‘Taxation on investing in Mutual Funds’ in the ‘Statement of ‘Taxation investing Investors (Unit holders) Additional Information’ and to consult their own tax advisors with respect to the specific amount of tax and other implications arising out of their participation in the Scheme. Daily Net Asset Value (NAV) The NAV will be declared on all Business Days and will be published in 2 newspapers NAV can also be viewed on Value (NAV) Publication www.hdfcfund.com and www.amfiindia.com Investors may also contact any of the Investor Service Centres www.hdfcfund.com www.amfiindia.com .amfiindia.com. (ISCs) of HDFC Mutual Fund. For Investor Grievances, Please refer to point 7 on page 33 for details. Please contact holder’s Unit holder’s Information Please refer to point 8 on page 33 for details. Key Information Memorandum 23
  • 26. 1. Comparision of Existing Schemes A. Existing Equity Schemes Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Name of the HDFC Growth Fund HDFC Equity Fund Top HDFC Top 200 Fund HDFC Capital Builder Fund Scheme Type of Scheme Open-ended Growth Scheme Open-ended Growth Scheme Open-ended Growth Scheme Open-ended Growth Scheme Investment To generate long term capital appreciation from a To achieve capital appreciation. To generate long term capital appreciation from a To achieve capital appreciation in the long term. Objective portfolio that is invested predominantly in equity portfolio of equity and equity linked instruments and equity related instruments. primarily drawn from the companies in BSE 200 index. Investment The Scheme is an open-ended equity scheme that The Scheme is an open-ended equity scheme that This Scheme is an open-ended equity scheme that This Scheme is an open-ended equity scheme that Strategy invests predominantly in equity and equity related invests predominantly in equity and equity predominantly invests in equity and equity related predominantly invests in equity and equity related instruments. The following are the five basic related instruments. The Scheme invests instruments. The net assets of the Scheme’s instruments. The net assets of the Scheme’s principles that serve as the foundation for this predominantly in growth companies. Companies portfolio consist of equity and equity-linked portfolio consist of strong companies at prices [Please refer to investment approach : selected under this portfolio would as far as instruments primarily drawn from the companies which are quoting below fair value, in the opinion Scheme practicable consist of medium to large sized in BSE 200 index. A part of the net assets of the of the Fund Manager. A part of the net assets of Information i) Focus on the long term; companies which : Scheme may be invested in debt securities the Scheme may be invested in debt securities Document ii) Investments confer proportionate ownership; a) are likely to achieve above average growth than (including securitised debt) and money market (including securitised debt) and money market (SID) of the iii) Maintain a margin of safety; the industry; instruments. instruments. Scheme(s) for complete iv) Maintain a balanced outlook on the market; b)enjoy distinct competitive advantages; and details] v) Disciplined approach to selling c) have superior financial strengths. A part of the net assets of the Scheme may be A part of the net assets of the Scheme may be invested in debt securities and money market invested in debt securities (including securitised instruments. debt) and money market instruments. Risk Mitigation • The Scheme has a well-diversified equity portfolio • The Scheme has a well-diversified equity portfolio • The Scheme's investment universe comprises • The Scheme has a well-diversified equity portfolio Strategy comprising stocks across various sectors of the comprising stocks across various sectors of the stocks in the BSE200 Index or those drawn from comprising stocks across various sectors of the economy. This shall aid in managing concentration economy. This shall aid in managing concentration the 200 largest capitalised companies on the BSE. economy. This shall aid in managing concentration risk and sector-specific risks. risk and sector-specific risks. Hence, the Scheme's portfolio comprises a large risk and sector-specific risks. number of large cap stocks. These stocks are • The Scheme has equity holdings across all market •The Scheme has equity holdings across all market • The Scheme has equity holdings across all market characterised by a high level of trading volumes cap segments -- i.e. very large, large, mid-cap and cap segments - i.e. very large, large, mid-cap and cap segments - i.e. very large, large, mid-cap and imparting relatively high liquidity to the portfolio. small cap. This shall aid in managing volatility and small cap. This shall aid in managing volatility and small cap. This shall aid in managing volatility and • Within its investment universe, the Scheme has a also ensure adequate liquidity at all times. also ensure adequate liquidity at all times. also ensure adequate liquidity at all times. well-diversified equity portfolio comprising stocks • Any investments in debt securities would be • Any investments in debt securities would be • Any investments in debt securities would be across various sectors of the economy. This shall undertaken after assessing the associated credit undertaken after assessing the associated credit risk, undertaken after assessing the associated credit aid in managing concentration risk and sector- risk, interest rate risk and liquidity risk. interest rate risk and liquidity risk. risk, interest rate risk and liquidity risk. specific risks. • Any investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk and liquidity risk. Asset Under 1,312.80 8,946.62 10,369.22 564.80 Management (AUM) (A in Key Information Memorandum crores) (as on March 31, 2011) (Unaudited) Number of 1,59,938 6,18,989 12,26,362 85,897 Folios (Live Accounts) (as on March 31, 2011) 24
  • 27. 1. Comparision of Existing Schemes (Contd...) Equity Schemes (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) 25 Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) A. Name of HDFC Core & Satellite Fund HDFC Premier Multi-Cap Fund HDFC Arbitrage Fund Term HDFC Long Term HDFC Mutual Fund the Scheme Advantage Fund Type of Open-ended Growth Scheme Open-ended Growth Scheme Open-ended Equity Fund Open-ended Equity Linked Savings Scheme with a Scheme lock-in-period of 3 years Investment To generate capital appreciation through equity To generate capital appreciation in the long term through To generate income through arbitrage opportunities To generate long term capital appreciation from a Objective investment in companies whose shares are equity investments by investing in a diversified portfolio between cash and derivative market and arbitrage portfolio that is invested predominantly in equity and quoting at prices below their true value. of Mid Cap & Large Cap ‘blue chip’ companies. opportunities within the derivative segment and by equity related instruments. deployment of surplus cash in debt securities and money market instruments. Investment This Scheme is an open-ended equity scheme This Scheme predominantly invests in equity and equity This Scheme aims to generate income through This Scheme is launched as an open-ended Equity Strategy that predominantly invests in equity and equity related instruments by taking advantage of the arbitrage opportunities between cash and derivative Linked Savings Scheme having a lock-in period of 3 related instruments comprising of ‘Core’ group opportunities in terms of asset allocation between Mid market and arbitrage opportunities within the derivative years in accordance with the Equity Linked Savings [Please refer to of companies and ‘Satellite’ group of and Large Caps. The Scheme will invest predominantly segment. The Scheme may adopt simple derivative Scheme, 1992 as amended in 1998. The net assets Scheme companies. ‘Core’ group will comprise of well in ‘premier’ or ‘blue chip’ companies. The Scheme will strategies, which would be to take offsetting positions of the Scheme will be invested predom-inantly in Information established and predominantly large cap invest a minimum of 35% of the portfolio each in on various markets simultan-eously. In the absence equity and equity related instruments. A part of the Document (SID) companies. The ‘Satellite’ group will comprise Large Caps and Mid Caps. The balance will be a ‘SWING’ of adequate arbitrage opportunities, the Scheme may net assets of the Scheme may be invested in debt of the of predominantly small-mid cap companies that portfolio that can invest in either Mid or Large Cap invest in short term debt securities (including securities (including securitised debt) and money Scheme(s) for offer higher potential returns with higher risk. A companies based on their relative valuations. This securitised debt) or money market instruments. market instruments. Investment made in this Scheme complete part of the net assets of the Scheme may be provides an opportunity in terms of asset allocation is eligible for tax benefit under section 80C of the details] invested in debt securities (including securitised between Mid Caps and Large Caps. A part of the net Income-tax Act, 1961. debt) and money market instruments. assets of the Scheme may be invested in debt securities (including securitised debt) and money market instruments. Risk Mitigation • The Scheme has a well-diversified equity •The Scheme's portfolio comprises equity holdings • In the event of inadequate arbitrage opportunities or • The Scheme has a well-diversified equity portfolio Strategy portfolio comprising stocks across various across large cap as well as mid cap stocks with each inadequate liquidity in those securities, the Scheme comprising stocks across various sectors of the sectors of the economy. This shall aid in of these segments constituting at least 35% of the provides for allocating upto 100% of assets in debt and economy. This shall aid in managing concentration managing concentration risk and sector-specific portfolio. This balance shall aid in managing volatility money/market securities for generating regular income. risk and sector-specific risks. risks. and also ensure adequate liquidity at all times. • Investments in debt / money market securities would • The Scheme has equity holdings across all market • The Scheme has equity holdings across all • The Scheme has a well-diversified equity portfolio be undertaken after assessing the associated credit cap segments -- i.e. very large, large, mid-cap and market cap segments - i.e. very large, large, comprising stocks across various sectors of the risk, interest rate risk and liquidity risk. small cap. This shall aid in managing volatility and mid-cap and small cap. This shall aid in economy. This shall aid in managing concentration also ensure adequate liquidity at all times. managing volatility and also ensure adequate • The Scheme seeks to manage the duration of debt risk and sector-specific risks. assets on a proactive basis to manage interest rate Any investments in debt securities would be liquidity at all times. • • Any investments in debt securities would be • Any investments in debt securities would be risks and to optimise returns. undertaken after assessing the associated credit risk, undertaken after assessing the associated credit undertaken after assessing the associated credit risk, interest rate risk and liquidity risk. • A credit evaluation of each debt exposure would be risk, interest rate risk and liquidity risk. interest rate risk and liquidity risk. undertaken. This would also consider the credit ratings given to the instrument by recognised rating agencies. Investments in debt / money market securities would normally be undertaken in instruments that have been assigned high investment grade ratings by any of the recognised rating agencies. Unrated investments, if any, would require specific approval from a committee constituted for the purpose. Asset Under 431.67 470.80 78.69 949.56 Management (AUM) (A in crores) (as on March 31, 2011) (Unaudited) Number of 60,698 82,023 2,031 2,27,468 Folios (Live Accounts) (as on March 31, 2011)
  • 28. 1. Comparision of Existing Schemes (Contd...) A. Equity Schemes (Contd...) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Information common to Schemes (as applicable) Name of the TaxSa axSav HDFC TaxSav er HDFC Index Fund HDFC Mid-Cap Opportunities Fund Scheme Type of Open-ended Equity Linked Savings Scheme with a Open-ended Index Linked Scheme Open-ended Equity Scheme Scheme lock-in-period of 3 years Investment To achieve long term growth of capital. • SENSEX Plan - To generate returns that are commensurate with the performance of the To generate long-term capital appreciation from a portfolio that Objective SENSEX, subject to tracking error. is substantially constituted of equity and equity related securities of Small and Mid-Cap companies. • Nifty Plan - To generate returns that are commensurate with the performance of the Nifty, subject to tracking error. •SENSEX Plus Plan - To invest 80 to 90% of the net assets of the Plan in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX. Investment This Scheme is launched as an open-ended Equity • SENSEX Plan: This Plan under the Scheme will generate returns by investing predominantly The Scheme is an open-ended equity scheme wherein the net Strategy Linked Savings Scheme having a lock-in period of 3 in stocks constituting the SENSEX and / or in exchange traded derivatives on SENSEX. The assets of the Scheme shall be mainly invested in a combined years in accordance with the Equity Linked Savings returns of the Plan shall be commensurate with the performance of the SENSEX, subject to portfolio of equity and equity related securities of Small and [Please refer to Scheme, 1992 as amended in 1998. The net assets tracking errors. A small portion of the net assets may be invested in money market instruments. Mid-Cap companies. Scheme of the Scheme will be invested predominantly in equity Information and equity related instruments. A part of the net assets • Nifty Plan: This Plan under the Scheme will generate returns by investing predominantly in The Fund Manager shall also invest in other equity and equity Document of the Scheme may be invested in debt securities stocks constituting the S&P CNX Nifty and / or in exchange traded derivatives on the S&P CNX related securities to achieve optimal portfolio construction. The (SID) of the (including securitised debt) and money market Nifty. The returns of the Plan shall be commensurate with the performance of the Nifty, subject Scheme may also invest a certain portion of its corpus in debt Scheme(s) for instruments. Investment made in this Scheme is to tracking errors. A small portion of the net assets may be invested in money market instruments. and money market securities. complete eligible for tax benefit under section 80C of the While the portfolio focuses primarily on a buy and hold strategy • SENSEX Plus Plan: This Plan under the Scheme will generate returns by investing 80 to details] Income-tax Act, 1961. at most times, it will balance the same with a rational approach 90% of the net assets in companies whose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the to selling when the valuations become too demanding even in SENSEX. A small portion of the net assets may be invested in money market instruments. the face of reasonable growth prospects in the long run. Risk Mitigation • The Scheme has a well-diversified equity portfolio • SENSEX Plan: The Risk Mitigation strategy revolves around reducing the Tracking error • The Fund’s portfolio comprises equity holdings mainly mid Strategy comprising stocks across various sectors of the to the least possible through regular rebalancing of the portfolio, taking into account the cap stocks (at least 70% of the portfolio). The portfolio can also economy. This shall aid in managing concentration change in weights of stocks in the Index as well as the incremental inflows into / redemptions comprise of large cap stocks upto 25% of the portfolio. This risk and sector-specific risks. from the Plan. combination of mid-cap and large-cap stocks shall aid in managing volatility and also ensure adequate liquidity at all •The Scheme has equity holdings across all market • Nifty Plan: The Risk Mitigation strategy revolves around reducing the Tracking error to times. cap segments -- i.e. very large, large, mid-cap and the least possible through regular rebalancing of the portfolio, taking into account the small cap. This shall aid in managing volatility and change in weights of stocks in the Index as well as the incremental inflows into / redemptions • Within its investment universe, the Scheme has a well- also ensure adequate liquidity at all times. from the Plan. diversified equity portfolio comprising stocks across various sectors of the economy. This shall aid in managing concentration • Any investments in debt securities would be • SENSEX Plus Plan: For the portion of the Scheme invested in Sensex stocks, the Risk risk and sector-specific risks. undertaken after assessing the associated credit risk, Mitigation strategy revolves around reducing the Tracking error to the least possible interest rate risk and liquidity risk. through regular rebalancing of the portfolio, taking into account the change in weights of • Any investments in debt securities would be undertaken after stocks in the Index as well as the incremental inflows into / redemptions from the Plan. assessing the associated credit risk, interest rate risk and liquidity risk. Investment in stocks not included in the Sensex is limited to 20% of Net Assets. This would be a diversified portfolio comprising stocks across various companies. This shall aid in managing concentration risk and company / sector-specific risks. Asset Under 3,093.16 • Sensex Plan: 48.71 1,221.22 Management • Nifty Plan: 53.53 (AUM) (A in • Plan: Sensex Plus Plan 62.58 crores) (as on Key Information Memorandum March 31, 2011) (Unaudited) Number of 7,66,236 •Sensex Plan: 3,698 2,31,341 Folios (Live Nifty Plan: 3,638 • • Sensex Plus Plan: 5,115 Accounts) (as on March 31, 2011) 26
  • 29. 1. Comparision of Existing Schemes (Contd...) Equity Schemes (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) 27 Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) A. Name of the Term HDFC Long Term Equity Fund HDFC Infrastructure Fund HDFC Mutual Fund Scheme Type of Open-ended Equity Scheme. An Open-ended Equity Scheme Scheme Investment To achieve long term capital appreciation To seek long-term capital appreciation by investing predominantly in equity and equity related securities Objective of companies engaged in or expected to benefit from growth and development of infrastructure. Investment The Scheme is an open-ended equity scheme wherein the net assets of the Scheme shall be mainly invested in The net assets of the Scheme shall be predominantly invested in equity and equity related Strategy equity and equity related instruments. The Scheme shall also invest a small portion of the net assets in Fixed securities of companies engaged in or expected to benefit from the growth and development of Income Securities and money- market instruments. infrastructure. The Scheme shall invest in the indicative list of sectors / industries. [Please refer to The aim will be to build a portfolio that adequately reflects a cross-section of the growth areas of the economy The Scheme shall invest across the above-mentioned sectors or other areas of infrastructure as Scheme from time to time. While the portfolio focuses primarily on a buy and hold strategy at most times, it will balance identified by the Fund Manager. The Fund Manager may add such other sector/group of industries, Information the same with a rational approach to selling when the valuations become too demanding even in the face of which broadly satisfy the category of services, and infrastructure industries. Document reasonable growth prospects in the long run. (SID) of the A portion of the net assets may be invested in non infrastructure related companies. The Scheme Scheme(s) for shall invest across all market capitalization. complete The balance, if any, will be invested in Debt or Money Market Instruments and Fixed Income details] Derivative, including Securitised Debt. Risk Mitigation • The Fund has a well-diversified equity portfolio comprising stocks across various sectors of the economy. This • The Fund is mandated to construct a portfolio comprising largely of stocks of companies engaged Strategy shall aid in managing concentration risk and sector-specific uncertainties. in the growth and development of infrastructure or expected to benefit from the same. •The Fund has equity holdings across all market cap segments - i.e. very large, large, mid-cap and small cap. This • However, the Fund also provides for investment upto 35% in sectors other than Infrastructure. shall aid in managing volatility and also ensure adequate liquidity at all times. This will help mitigate the risk associated with investments in the Infrastructure sector. •The Fund shall use derivatives only for the purpose of hedging / portfolio rebalancing. Derivatives shall not be • Stocks in the Infrastructure sector and related sectors have a presence across all market cap used to leverage the portfolio or to undertake naked short sell positions. Further, use of derivatives in the Fund segments i.e. very large, large, midcap and small cap. The portfolio comprising stocks across would be limited to 20% of Net Assets. market cap segments shall help in managing volatility and ensuring adequate liquidity at all times. • Any investments in debt securities would be undertaken after assessing the associated credit risk, interest rate • The Fund shall use derivatives only for the purpose of hedging / portfolio rebalancing. Derivatives risk and liquidity risk. shall not be used to leverage the portfolio or to undertake naked short sell positions. Further, use of derivatives in the Fund would be limited to 20% of Net Assets. • Any investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk and liquidity risk. Asset Under 815.36 1,159.45 Management (AUM) (A in crores) (as on March 31, 2011) (Unaudited) Number of 1,16,286 2,67,823 Folios (Live Accounts) (as on March 31, 2011)
  • 30. 1. Comparison of Existing Schemes (Contd...) B. Balanced Schemes (Equity-oriented) Information common to Schemes (as applicable) (Contd...) Name of the HDFC Balanced Fund HDFC Prudence Fund Children’ Investment HDFC Children’s Gift Fund - Investment Plan Scheme Type of Open-ended Balanced Scheme Open-ended Balanced Scheme Open-ended Balanced Scheme Scheme Investment To generate capital appreciation along with current To provide periodic returns and capital appreciation over a long period of To generate long term capital appreciation. Objective income from a combined portfolio of equity and equity related and debt time from a judicious mix of equity and debt instruments with an aim to and money market instruments. prevent / minimise any capital erosion. Investment The Scheme is an open-ended balanced scheme. The net assets of the The Scheme is an open-ended balanced scheme. This Scheme provides Investment Plan: The Plan under the Scheme is an open-ended Strategy Scheme shall be invested in a combined portfolio of equity and equity a judicious mix of equity and debt investments. The net assets of the balanced scheme. The net assets of the Plan will be primarily invested related instruments : debt securities (including securitised debt) and Scheme shall be invested in equity and equity related instruments between in Equities and Equity related instruments. The net assets of the Plan [Please refer money market instruments in the range of 60 : 40 respectively (normal the range of 40:75 and in debt securities (including securitised debt) and may also be invested in debt securities (including securitised debt) to Scheme asset allocation). The Fund Manager would continuously monitor the money market instruments between the range of 25:60. The Fund and money market instruments with an objective of generating long Information potential for both debt and equities to arrive at a dynamic allocation Manager would continuously monitor the potential for both debt and term returns and maintaining risk under control. Document between the asset classes. The exact portfolio mix will be a function of equities to arrive at a dynamic allocation between the asset classes. The (SID) of the interest rates, equity valuations, reserves position and risk taking capacity exact portfolio mix will be a function of interest rates, equity valuations, Scheme(s) of the portfolio. reserves position and risk taking capacity of the portfolio. complete for complete details] Risk • The Scheme's portfolio comprises a judicious mix of equity and debt • The Scheme's portfolio comprises a judicious mix of equity and debt • The Scheme's portfolio comprises a judicious mix of equity and debt Mitigation investments. The Scheme has the flexibility to vary the equity component investments. The Scheme has the flexibility to vary the equity : debt mix investments. The Scheme has the flexibility to vary the equity Strategy from 72% to 48%. from 75 : 25 to 40 : 60. component from 40% to 75% in the Investment Plan. • The Scheme's equity portfolio is well-diversified comprising stocks • The Scheme's equity portfolio is well-diversified comprising stocks • The equity portfolio is well-diversified comprising stocks across various across various sectors of the economy. This shall aid in managing across various sectors of the economy. This shall aid in managing sectors of the economy. This shall aid in managing concentration risk concentration risk and sector-specific risks. concentration risk and sector-specific risks. and sector-specific risks. • The Scheme has equity holdings across all market cap segments - i.e. • The Scheme has equity holdings across all market cap segments - i.e. • The Scheme has equity holdings across all market cap segments - large, mid and small cap stocks. This shall aid in managing volatility and large, mid and small cap stocks. This shall aid in managing volatility and i.e. large, mid and small cap stocks. This shall aid in managing volatility also ensure adequate liquidity at all times. The debt and money market also ensure adequate liquidity at all times. The debt and money market and also ensure adequate liquidity at all times. The debt and money investments of the scheme also help in maintaining the necessary portfolio investments of the scheme also help in maintaining the necessary portfolio market investments of the scheme also help in maintaining the necessary liquidity. liquidity. portfolio liquidity. • Investments in debt securities would be undertaken after assessing the • Investments in debt securities would be undertaken after assessing the • Investments in debt securities would be undertaken after assessing associated credit risk, interest rate risk and liquidity risk. associated credit risk, interest rate risk and liquidity risk. the associated credit risk, interest rate risk and liquidity risk. • The Scheme seeks to manage the duration of debt assets on a proactive • The Scheme seeks to manage the duration of debt assets on a proactive • The Scheme seeks to manage the duration of debt assets on a basis to manage interest rate risks and to optimise returns. basis to manage interest rate risks and to optimise returns. proactive basis to manage interest rate risks and to optimise returns. • A credit evaluation of each debt exposure would be undertaken. This • A credit evaluation of each debt exposure would be undertaken. This • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit ratings given to the instrument by recognised would also consider the credit ratings given to the instrument by recognised would also consider the credit ratings given to the instrument by rating agencies. Investments in debt / money market securities would rating agencies. Investments in debt / money market securities would recognised rating agencies. Investments in debt / money market normally be undertaken in instruments that have been assigned high normally be undertaken in instruments that have been assigned high securities would normally be undertaken in instruments that have investment grade ratings by any of the recognised rating agencies. Unrated investment grade ratings by any of the recognised rating agencies. Unrated been assigned high investment grade ratings by any of the recognised investments, if any, would require specific approval from a committee investments, if any, would require specific approval from a committee rating agencies. Unrated investments, if any, would require specific constituted for the purpose. constituted for the purpose. approval from a committee constituted for the purpose. Asset Under Management (AUM) (` in (` crores) (as on 244.71 5,969.89 280.17 Key Information Memorandum March 31, 2011) (Unaudited) Number of Folios (Live Accounts) 30,158 3,17,237 47,313 (as on March 31, 2011 31 , 2011 ) 28
  • 31. 1. Comparison of Existing Schemes (Contd...) C. Hybrid Schemes (Debt-oriented) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) 29 Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Information common to Schemes (as applicable) (Contd...) Name of the Children’ Savings HDFC Children’s Gift Fund - Savings Plan HDFC MF Monthly Income Plan Scheme HDFC Mutual Fund Type of Scheme Open-ended Balanced Scheme Open-ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus. Investment To generate long term capital appreciation. The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Objective Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. Investment Savings Plan: The Plan under the Scheme is an open-ended balanced scheme. The net assets The net assets of the Scheme will be invested primarily in debt securities and money market instruments and Strategy of the Plan will be primarily invested in debt securities and money market instruments. The balance in equity and equity related instruments. AMC will also invest the net assets of the Plan in Equities and Equity related instruments. This • Equity Investments : The following are the five basic principles that serve as the foundation for this investment [Please refer to Plan seeks to generate steady long term returns with relatively low levels of risk. Scheme approach : Information i) Focus on the long term; Document (SID) of ii) Investments confer proportionate ownership; the Scheme(s) for complete details] iii) Maintain a margin of safety; iv) Maintain a balanced outlook on the market; v) Disciplined approach to selling • Debt Investments : The Scheme will retain the flexibility to invest in the entire range of debt instruments and money market instruments. Investment in Debt securities and Money Market Instruments will be as per the limits in the asset allocation table of the Scheme, subject to permissible limits laid under SEBI (MF) Regulations. Risk Mitigation • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme has the flexibility Strategy has the flexibility to vary the equity component from 0% to 20% in the Savings Plan. to vary the equity component from 0% to 50%. • The equity portfolio is well-diversified comprising stocks across various sectors of the economy. • The equity portfolio of each of the Plans is well-diversified comprising stocks across various sectors of the This shall aid in managing concentration risk and sector-specific risks. economy. This shall aid in managing concentration risk and sector-specific risks. • The Scheme has equity holdings across all market cap segments -- i.e. large, mid and small cap • The Scheme has equity holdings across all market cap segments -- i.e. large, mid and small cap stocks. This shall stocks. This shall aid in managing volatility and also ensure adequate liquidity at all times. The debt aid in managing volatility and also ensure adequate liquidity at all times. The debt and money market investments and money market investments of the scheme also help in maintaining the necessary portfolio of the scheme also help in maintaining the necessary portfolio liquidity. liquidity. • Investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk • Investments in debt securities would be undertaken after assessing the associated credit risk, and liquidity risk. interest rate risk and liquidity risk. • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest rate risks and • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest to optimise returns. rate risks and to optimise returns. • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit ratings given ratings given to the instrument by recognised rating agencies. Investments in debt / money market to the instrument by recognised rating agencies. Investments in debt / money market securities would normally securities would normally be undertaken in instruments that have been assigned high investment be undertaken in instruments that have been assigned high investment grade ratings by any of the recognised grade ratings by any of the recognised rating agencies. Unrated investments, if any, would require rating agencies. Unrated investments, if any, would require specific approval from a committee constituted for the specific approval from a committee constituted for the purpose. purpose. Asset Under Management (AUM) (` in (` 64.43 Short Term Plan: 537.98 Term crores) (as on Long Term Plan: 9,902.95 Term March 31, 2011) (Unaudited) Number of Folios (Live Accounts) Short Term Plan: 16,239 Term (as on March 31, 15,783 Long Term Plan: 211,308 Term 2011)
  • 32. 1. Comparison of Existing Schemes (Contd...) Hybrid Schemes (Debt-oriented) (Contd...) Information common to Schemes (as applicable) (Contd...) C. Name of the Scheme HDFC Multiple Yield Fund HDFC Multiple Yield Fund - Plan 2005 Type of Scheme Open-ended income scheme Open-ended income scheme Investment Objective To generate positive returns over medium time frame with low risk of capital loss over medium time frame. To generate positive returns over medium time frame with low risk of capital loss over medium time frame. Investment Strategy The Scheme target positive returns over medium time frame and aims to reduce the chances and The Scheme target positive returns over medium time frame and aims to reduce the chances and extent of a capital extent of a capital depreciation over medium term holding period for the unit holder. The Scheme depreciation over medium term holding period for the unit holder. The Scheme aims to achieve this by adopting the [Please refer to aims to achieve this by adopting the following investment strategy: following investment strategy: Scheme Information a. Invest around 85% of the net assets of the Scheme in fixed income securities of roughly one a. Invest around 85% of the net assets of the Scheme in fixed income securities of roughly 15 months maturity and year maturity and adopt a predominantly buy and hold strategy. This will mean that over adopt a predominantly buy and hold strategy. This will mean that over medium term irrespective of the interest Document (SID) of medium term irrespective of the interest rate movements, the Scheme will earn returns that rate movements, the Scheme will earn returns that are nearly equal to the underlying yield on the bonds. the Scheme(s) for are nearly equal to the underlying yield on the bonds. b. Invest the balance nearly 15% of the net assets of the Scheme in equities where the dividend yields are moderate complete details] b. Invest the balance nearly 15% of the net assets of the Scheme in equities where the dividend to high. The investment focus will be on dividend yield stocks. yields are moderate to high. The investment focus will be on dividend yield stocks. Both a) and b) combined together represent two sources of yield on the entire portfolio. These two yields combined Both a) and b) combined together represent two sources of yield on the entire portfolio. These two together are expected to reduce the chances and extent of a capital loss. yields combined together are expected to reduce the chances and extent of a capital loss. The Scheme intend to use derivative instruments such as Futures, Options, interest rate swaps (IRS), forward rate The Scheme intend to use derivative instruments such as Futures, Options, interest rate swaps agreements (FRA) and any other derivative instruments as may be permitted by RBI / SEBI from time to time. (IRS), forward rate agreements (FRA) and any other derivative instruments as may be permitted by RBI / SEBI from time to time. Risk Mitigation • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme • The Scheme's portfolio comprises a judicious mix of equity and debt investments. The Scheme has the flexibility Strategy has the flexibility to vary the equity component from 15% to 25%. to vary the equity component from 5% to 20%. • The equity portfolio of the Scheme is well-diversified comprising stocks across various sectors of • The equity portfolio of the Scheme is well-diversified comprising stocks across various sectors of the economy. This the economy. This shall aid in managing concentration risk and sector-specific risks. shall aid in managing concentration risk and sector-specific risks. • The Scheme has equity holdings across all market cap segments - i.e. large, mid and small cap • The Scheme has equity holdings across all market cap segments - i.e. large, mid and small cap stocks. This shall stocks. This shall aid in managing volatility and also ensure adequate liquidity at all times. The debt aid in managing volatility and also ensure adequate liquidity at all times. The debt and money market investments of and money market investments of the scheme also help in maintaining the necessary portfolio the scheme also help in maintaining the necessary portfolio liquidity. liquidity. • Investments in debt securities would be undertaken after assessing the associated credit risk, interest rate risk and • Investments in debt securities would be undertaken after assessing the associated credit risk, liquidity risk. interest rate risk and liquidity risk. • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest rate risks and to • The Scheme seeks to manage the duration of debt assets on a proactive basis to manage interest optimise returns. rate risks and to optimise returns. • A credit evaluation of each debt exposure would be undertaken. This would also consider the credit ratings given • A credit evaluation of each debt exposure would be undertaken. This would also consider the to the instrument by recognised rating agencies. Investments in debt / money market securities would normally be credit ratings given to the instrument by recognised rating agencies. Investments in debt / money undertaken in instruments that have been assigned high investment grade ratings by any of the recognised rating market securities would normally be undertaken in instruments that have been assigned high agencies. Unrated investments, if any, would require specific approval from a committee constituted for the purpose. investment grade ratings by any of the recognised rating agencies. Unrated investments, if any, would require specific approval from a committee constituted for the purpose. Under Asset Under Management (AUM) (` in crores) (as on 44.60 64.93 31, 2011 March 31 , 2011) (Unaudited) Number of Folios (Live Accounts) 2,893 3,119 Key Information Memorandum 31, 2011 (as on March 31 , 2011 ) 30
  • 33. Information common to Schemes (as applicable) (Contd...) 2) Risk Profile of the Scheme Scheme Specific Risk Factors Mutual Fund Units involve investment risks including the possible loss of principal. Please read the Scheme Information Document of the respective Scheme carefully for details on risk factors before investment. Scheme specific Risk Factors include but are not limited to the following: Risk factors associated with investing in equities and equity related instruments • Equity shares and equity related instruments are volatile and prone to price fluctuations on a daily basis. Investments in equity shares and equity related instruments involve a degree of risk and investors should not invest in the Scheme(s) unless they can afford to take the risks. • Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry a larger amount of liquidity risk, in comparison to securities that are listed on the exchanges. Investment in such securities may lead to increase in the scheme portfolio risk. • While securities that are listed on the stock exchange carry lower liquidity risk, the ability to sell these investments is limited by the overall trading volume on the stock exchanges and may lead to the Scheme(s) incurring losses till the security is finally sold. • Investment strategy to be adopted by the Scheme(s) may carry the risk of significant variance between the portfolio allocation of the Scheme(s) and the Benchmark particularly over a short to medium term period. General Risk factors • Trading volumes, settlement periods and transfer procedures may restrict the liquidity of the investments made by the Scheme(s). Different segments of the Indian financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances leading to delays in receipt of proceeds from sale of securities. The NAV of the Units of the Scheme(s) can go up or down because of various factors that affect the capital markets in general. • As the liquidity of the investments made by the Scheme(s) could, at times, be restricted by trading volumes and settlement periods, the time taken by the Mutual Fund for redemption of Units may be significant in the event of a inordinately large number of redemption requests or restructuring of the Scheme(s). In view of the above, the Trustee has the right, in its sole discretion, to limit redemptions (including suspending redemptions) under certain circumstances, as described on Page ----- under "Right to Limit Redemptions" in Section 'Restrictions, if any, on the right to freely retain or dispose of units being offered'. • At times, due to the forces and factors affecting the capital market, the Scheme(s) may not be able to invest in securities falling within its investment objective resulting in holding the monies collected by it in cash or cash equivalent or invest the same in other permissible securities amounting to substantial reduction in the earning capability of the Scheme(s). Risk factors associated with investing in Fixed Income Securities • The Net Asset Value (NAV) of the Scheme(s), to the extent invested in Debt and Money Market securities, will be affected by changes in the general level of interest rates. The NAV of the Scheme(s) is expected to increase from a fall in interest rates while it would be adversely affected by an increase in the level of interest rates. • Money market securities, while fairly liquid, lack a well developed secondary market, which may restrict the selling ability of the Scheme(s) and may lead to the Scheme(s) incurring losses till the security is finally sold. • Investment in Debt Securities are subject to the risk of an issuer’s inability to meet interest and principal payments on its obligations and market perception of the creditworthiness of the issuer. • Government securities where a fixed return is offered run price-risk like any other fixed income security. Generally, when interest rates rise, prices of fixed income securities fall and when interest rates drop, the prices increase. The extent of fall or rise in the prices is a function of the existing coupon, days to maturity and the increase or decrease in the level of interest rates. The new level of interest rate is determined by the rates at which government raises new money and/or the price levels at which the market is already dealing in existing securities. The price-risk is not unique to Government Securities. It exists for all fixed income securities. However, Government Securities are unique in the sense that their credit risk generally remains zero. Therefore, their prices are influenced only by movement in interest rates in the financial system. • Different types of fixed income securities in which the Scheme(s) would invest as given in the Scheme Information Document(s) carry different levels and types of risk. Accordingly, the Scheme(s) risk may increase or decrease depending upon its investment pattern. e.g. corporate bonds carry a higher level of risk than Government securities. Further even among corporate bonds, bonds, which are AAA rated, are comparatively less risky than bonds, which are AA rated. • The AMC may, considering the overall level of risk of the portfolio, invest in lower rated / unrated securities offering higher yields as well as zero coupon securities that offer attractive yields. This may increase the absolute level of risk of the portfolio. • As zero coupon securities do not provide periodic interest payments to the holder of the security, these securities are more sensitive to changes in interest rates. Therefore, the interest rate risk of zero coupon securities is higher. The AMC may choose to invest in zero coupon securities that offer attractive yields. This may increase the risk of the portfolio. • Securities, which are not quoted on the stock exchanges, are inherently illiquid in nature and carry a larger amount of liquidity risk, in comparison to securities that are listed on the exchanges or offer other exit options to the investor, including a put option. The AMC may choose to invest in unlisted securities that offer attractive yields. This may increase the risk of the portfolio. • Scheme’s performance may differ from the benchmark index to the extent of the investments held in the debt segment, as per the investment pattern indicated under normal circumstances. • The Scheme(s) at times may receive large number of redemption requests, leading to an asset-liability mismatch and therefore, requiring the investment manager to make a distress sale of the securities leading to realignment of the portfolio and consequently resulting in investment in lower yield instruments. Risk factors associated with investing in Foreign Securities (except HDFC Index Fund) Risk factors associated with investing in Foreign Securities summarized below. • Currency Risk • Interest Rate Risk • Credit Risk Please read the Scheme Information Document (SID) of the respective Scheme(s) for complete details. Risk factors associated with investing in Derivatives • The AMC, on behalf of the Scheme(s) may use various derivative products, from time to time, in an attempt to protect the value of the portfolio and enhance Unit holders’ interest. Derivative products are specialized instruments that require investment techniques and risk analysis different from those associated with stocks and bonds. The use of a derivative requires an understanding not only of the underlying instrument but of the derivative itself. Other risks include, the risk of mispricing or improper valuation and the inability of derivatives to correlate perfectly with underlying assets, rates and indices. • Derivative products are leveraged instruments and can provide disproportionate gains as well as disproportionate losses to the investor. Execution of such strategies depends upon the ability of the fund manager to identify such opportunities. Identification and execution of the strategies to be pursued by the fund manager involve uncertainty and decision of fund manager may not always be profitable. No assurance can be given that the fund manager will be able to identify or execute such strategies. • The risks associated with the use of derivatives are different from or possibly greater than, the risks associated with investing directly in securities and other traditional investments. Risk factors associated with investing in Securitised Debt Risk factors associated with investing in Securitised Debt summarized below. • Limited Liquidity & Price Risk • Limited Recourse, Delinquency and Credit Risk • Risks due to possible prepayments and Charge Offs • Bankruptcy of the Swap Bank • Risk of Co-mingling Please read the Scheme Information Document (SID) of the respective Scheme(s) for complete details. Risk Factors specific to HDFC Arbitrage Fund • The primary objective of the Fund Manager is to identify investment opportunities and to exploit price discrepancies in various markets. Identification and exploitation of the strategies to be pursued by the Fund Manager involve uncertainty. No assurance can be given that Fund Manager will be able to locate investment opportunities or to correctly exploit price discrepancies in the capital markets. Reduction in mis-pricing opportunities between the cash market and Future and Options market may lead to lower level of activity affecting the returns. As the Scheme proposes to execute arbitrage transactions in various markets simultaneously, this may result in high portfolio turnover and, consequently, high transaction cost. • There may be instances, where the price spread between cash and derivative market is insufficient to meet the cost of carry. In such situations, the fund manager due to lack of opportunities in the derivative market may not be able to outperform liquid / money market funds. • Though the constituent stocks of most indexes are typically liquid, liquidity differs across stock. Due to heterogeneity in liquidity in the capital market segment, trades on this segment do not get implemented instantly. This often makes arbitrage expensive, risky and difficult to implement. Risk Factors Specific to HDFC Premier Multi-Cap Fund While mid cap stocks give one an opportunity to go beyond the usual large blue chip stocks and present possible higher capital appreciation, it is important to note that mid cap stocks can be riskier and more volatile on a relative basis. Therefore, the risk levels of investing in mid cap stocks is more than investing in stocks of large well-established companies. It should be noted that over a time, mid cap and large cap stocks have demonstrated different levels of volatility and investment returns. And it is important to note that generally, no one class consistently outperforms the others. Risk Factors Specific to HDFC Mid-Cap Opportunities Fund • While Small & Mid-cap stocks give one an opportunity to go beyond the usual large blue chip stocks and present possible higher capital appreciation, it is important to note that Small & Mid- cap stocks can be riskier and more volatile on a relative basis. Therefore, the risk levels of investing in Small & Mid-cap stocks are more than investing in stocks of large well-established companies. It should be noted that over a period of time, Small, Mid and Large cap stocks have demonstrated different levels of volatility and investment returns. And it is important to note that generally, no one class consistently outperforms the others. • HDFC Mid-Cap Opportunities Fund benchmarked to CNX Midcap is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL makes no representation or warranty, express or implied to the owners of HDFC Mid-Cap Opportunities Fund or any member of the public regarding the advisability of investing in securities generally or in HDFC Mid- Cap Opportunities Fund particularly or the ability of the CNX Midcap Index to track general stock market performance in India. The relationship of IISL to HDFC Asset Management Company Limited is in respect of the using of the trademark and trade name of CNX Midcap Index which is determined, composed and calculated by IISL without regard to HDFC Asset Management Company Limited or HDFC Mid-Cap Opportunities Fund. IISL has no obligation to take the needs of HDFC Asset Management Company Limited or the owners of HDFC Mid-Cap Opportunities Fund into consideration in determining, composing or calculating the CNX Midcap Index. IISL is not responsible for nor has participated in the determination of the timing of, prices at, or quantities of HDFC Mid-Cap Opportunities Fund to be issued or in the determination or calculation of the equation by which HDFC Mid-Cap Opportunities Fund is to be converted into cash. IISL has no obligation or liability in connection with the administration, marketing or trading of HDFC Mid-Cap Opportunities Fund. Key Information Memorandum 31
  • 34. Information common to Schemes (as applicable) (Contd...) • IISL does not guarantee the accuracy and/or the completeness of the CNX Midcap Index or any data included therein and they shall have no liability for any errors, omissions, or interruptions therein. IISL makes no warranty, express or implied, as to the results to be obtained by HDFC Asset Management Company Limited, owners of HDFC Mid-Cap Opportunities Fund, or any other persons or entities from the use of the CNX Midcap Index or any data included therein. IISL makes no express or implied warranties and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the CNX Midcap Index or any data included therein. Without limiting any of the foregoing, in no event shall IISL have any liability for any special, punitive, indirect or consequential damages (including lost profits), even if notified of the possibility of such damages. Factors Risk Factors Specific to HDFC Long Term Equity Fund Term • HDFC Long Term Equity Fund benchmarked to S&P CNX Nifty is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL is not responsible for any errors or omissions or the results obtained from the use of such index and in no event shall IISL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due to purchase or sale or otherwise of such product benchmarked to such index. Risk Factors Specific to HDFC Infrastructure Fund • The investments under the Scheme are predominantly oriented towards equity/equity related securities of Companies engaged in the area of growth and development of infrastructure and hence will be affected by risks associated with such companies. Further, amongst the infrastructure sector as defined under the investment strategy, the majority of the equity/ equity oriented investments could be under a single sector. Hence if the said sector does not perform positively as expected by the Fund Manager of the Scheme, the Scheme's performance may be adversely affected due to a risk associated with non-diversification and thus could affect the value of investments. • Given that the Scheme seeks to invest in equity/ equity related securities of the Companies belonging to the infrastructure sector and that the investment concentration may be high in certain companies belonging to the said sector, the volatility and/or performance of the said sector and/or of the scrips belonging to this sector can have a material adverse bearing on the performance of the Scheme. • Although the Scheme seeks to make investments in equity and equity related securities of the Infrastructure sector, this scheme will not be a sector specific scheme for the purpose of monitoring the investment restrictions applicable to the Scheme and hence investments per issuer under the Scheme will not exceed 10% (at the time of investment) of the net assets of the Scheme. • As the Scheme may hold securities that are not in the S&P CNX 500 Index and may invest in limited number of sectors with higher concentration to certain sectors and industries, it may perform differently from the general stock market. Further Scheme's performance may differ from the benchmark index to the extent of the investments held in the debt segment, as per the investment pattern indicated under normal circumstances. Standard & Poor's ("S&P") is a division of The McGraw-Hill Companies, Inc., a New York corporation. Among other things, S&P is engaged in the business of developing, constructing, compiling, computing and maintaining various equity indices that are recognized worldwide as benchmarks for U.S. stock market performance. • "Standard & Poor's® " and "S&P®" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by India Index Services & Products Limited in connection with the S&P CNX 500 Index. The S&P CNX 500 Index is not compiled, calculated or distributed by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in products that utilize S&P CNX 500 Index as a component thereof, including HDFC Infrastructure Fund ("the Product"). • HDFC Infrastructure Fund benchmarked to S&P CNX 500 is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL") or Standard & Poor's, a division of The McGraw-Hill Companies, Inc. ("S&P"). Neither IISL nor S&P makes any representation or warranty, express or implied, to the owners of HDFC Infrastructure Fund or any member of the public regarding the advisability of investing in securities generally or in HDFC Infrastructure Fund particularly or the ability of the S&P CNX 500 Index to track general stock market performance in India. The relationship of S&P and IISL to HDFC Asset Management Company Ltd. Is only in respect of usage of the trademark and trade name of the S&P CNX 500 Index for benchmarking purposes which is determined, composed and calculated by IISL without regard to HDFC Asset Management Company Limited or the Product. Neither S&P nor IISL has any obligation to take the needs of HDFC Asset Management Company Ltd. or the owners of HDFC Infrastructure Fund into consideration in determining, composing or calculating the S&P CNX 500 Index. Neither S&P nor IISL is responsible for or has participated in the determination of the timing of, prices at, or quantities of HDFC Infrastructure Fund to be issued or in the determination or calculation of the equation by which HDFC Infrastructure Fund is to be converted into cash. Neither IISL nor S&P has any obligation or liability in connection with the administration, marketing or trading of the Product. • S&P and IISL does not guarantee the accuracy and/or the completeness of the S&P CNX 500 Index or any data included therein and they shall have no liability for any errors, omissions, or interruptions therein. Neither S&P nor IISL makes any warranty, express or implied, as to the results to be obtained by HDFC Asset Management Company Ltd., owners of the Product, or any other person or entity from the use of the S&P CNX 500 Index or any data included therein. IISL and S&P make no express or implied warranties, and expressly disclaim all warranties of merchantability or fitness for a particular purpose or use with respect to the index or any data included therein. Without limiting any of the foregoing, IISL and S&P expressly disclaim any and all liability for any damages or losses arising out of or related to the Product, including any and all direct, special, punitive, indirect or consequential damages (including lost profits), even if notified of the possibility of such damages. Risk Factors Specific to HDFC Index Fund • Except for the actively managed part of the SENSEX Plus Plan, the Scheme attempts to track the respective indices and it would primarily invest in the securities included in its Underlying indices regardless of their investment merit. The Scheme may be affected by a general decline in the Indian markets. • The performance of the SENSEX Plus Plan may not be in line with BSE SENSEX as 10-20% of the net assets will be invested in non-index scrips. Performance of the BSE SENSEX / S&P CNX Nifty Index will have a direct bearing on the performance of the respective Plans. In the event the BSE SENSEX / S&P CNX Nifty, as the case may be, is dissolved or is withdrawn by Bombay Stock Exchange Limited (BSE) / India Index Services & Products Ltd. (IISL) respectively or is not published due to any reason whatsoever, the Trustee reserves the right to modify the respective Plans so as track a different and suitable index or to suspend tracking the BSE SENSEX / Nifty till such time it is dissolved / withdrawn or not published and appropriate intimation will be sent to the Unit holders of the respective Plans. In such a case, the investment pattern will be modified suitably to match the composition of the securities that are included in the new index to be tracked and the respective Plans will be subject to tracking errors during the intervening period. • Tracking errors are inherent in any index fund and such errors may cause the respective Plans to generate returns which are not in line with the performance of the BSE SENSEX / S&P CNX Nifty or one or more securitiescovered by / included in the BSE SENSEX / S&P CNX Nifty and may arise from a variety of factors including but not limited to: • Any delay in the purchase or sale of shares due to illiquidity in the market, settlement and realisation of sales proceeds, delay in credit of securities or in receipt and consequent reinvestment of dividends, etc. • The Indices reflect the prices of securities at a point in time, which is the price at close of business day on Bombay Stock Exchange Limited (BSE) / National Stock Exchange of India Limited (NSE). The respective Plans, however, may trade these securities at different points in time during the trading session and therefore the prices at which the respective Plans trade may not be identical to the closing price of each scrip on that day on the BSE / NSE. In addition, the respective Plans may opt to trade the same securities on different exchanges due to price or liquidity factors, which may also result in traded prices being at variance, from BSE / NSE closing prices. • IISL undertakes periodic reviews of the fifty securities that are represented in the Nifty and from time to time may exclude existing securities or include new ones. Similarly, the BSE may exclude existing securities or include new ones. In such an event, the respective Plans will endeavor to reallocate its portfolio to mirror the changes. However, the reallocation process may not occur instantaneously and permit precise mirroring of the BSE SENSEX / Nifty during this period. • The potential of trades to fail may result in the respective Plans not having acquired the security at the price necessary to mirror the index. • Transaction and other expenses, such as but not limited to brokerage, custody, trustee and investment management fees. • Being an open-ended scheme, the respective Plans may hold appropriate levels of cash or cash equivalents to meet ongoing redemptions. • The respective Plans may not be able to acquire or sell the desired number of securities due to conditions prevailing in the securities market, such as, but not restricted to: circuit filters in the securities, liquidity and volatility in security prices. • Due to the reasons mentioned above and other reasons that may arise, it is expected that the Nifty Plan and the SENSEX Plan may have a tracking error in the range of 2-3% per annum from their respective Benchmarks. However, it needs to be clearly understood that the actual tracking error can be higher or lower than the range given. • In case of investments in derivatives like index futures, the risk reward would be the same as investments in portfolio of shares representing an index. However, there may be a cost attached to buying an index future. Further, there could be an element of settlement risk, which could be different from the risk in settling physical shares and there is a risk attached to the liquidity and the depth of the index futures market as it is relatively new market. Please refer the Scheme Information Document (SID) of the respective Scheme(s) for complete details. Factors Term Risk Factors Specific to HDFC Long Term Advantage Fund and HDFC TaxSaver TaxSa axSav Units purchased (including units allotted on dividend reinvestment) cannot be assigned / transferred / pledged / redeemed / switched out until completion of 3 years from the date of allotment of the respective Units. The AMC reserves the right to change the Lock-in Period prospectively from time to time to the extent permitted under the Equity Linked Savings Scheme (ELSS), 1992 as amended from time to time. 3) Applicable NAV NAV  All Schemes (Except HDFC MF Monthly Income Plan) NAV Applicable NAV for Purchases including Switch - Ins • In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official Point(s) of acceptance where the application is received, the closing NAV of the day on which application is received shall be applicable. • In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official Point(s) of acceptance where the application is received, the closing NAV of the next Business Day shall be applicable. • However, in respect of valid applications, with outstation cheques / demand drafts not payable at par at the official Point(s) of acceptance where the application is received, closing NAV of the day on which the cheque / demand draft is credited shall be applicable. NAV Applicable NAV for Redemptions including Switch - Outs: • In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund, same day’s closing NAV shall be applicable. • In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund, the closing NAV of the next Business Day shall be applicable.  For HDFC MF Monthly Income Plan NAV Applicable NAV for Purchases including Switch – Ins • Applications for amount less than A 1 crore (i) For Purchases including switch-ins:  In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official point(s) of acceptance where the application is received, the closing NAV of the day on which application is received shall be applicable.  In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund along with a local cheque or a demand draft payable at par at the official point(s) of acceptance where the application is received, the closing NAV of the next Business Day shall be applicable. 32 HDFC Mutual Fund
  • 35. However, in respect of valid applications, with outstation cheques / demand drafts not payable at par at the official point(s) of acceptance where the application is received, closing NAV of the day on which the cheque / demand draft is credited shall be applicable. • Applications for amount equal to or greater than ` 1 crore (i) For Purchases: (i) In respect of valid application received for an amount equal to or more than ` 1 crore upto 3.00 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the Scheme before the cut-off time i.e. available for utilization before the cut-off time- the closing NAV of the day shall be applicable; (ii) In respect of valid application received for an amount equal to or more than ` 1 crore after 3.00 p.m. on a Business Day at the official point(s) of acceptance and funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the respective Plans under the Scheme before the cut-off time of the next Business Day i.e. available for utilization before the cut-off time of the next Business Day - the closing NAV of the next Business Day shall be applicable. (iii) Irrespective of the time of receipt of application for an amount equal to or more than ` 1 crore on a Business Day at the official point(s) of acceptance, where funds for the entire amount of subscription/purchase as per the application are credited to the bank account of the respective Plans under the Scheme before the cut-off time on any subsequent Business Day i.e. available for utilization before the cutoff time on any subsequent Business Day - the closing NAV of such subsequent Business Day shall be applicable. (ii) For Switch-ins: For determining the applicable NAV, the following shall be ensured: i) Application for switch-in is received before the applicable cut-off time during a Business Day. ii) Funds for the entire amount of subscription/purchase as per the switch-in request are credited to the bank account of the Scheme before the cut-off time. iii) The funds are available for utilization before the cut-off time. NAV Applicable NAV for Redemptions including switch-outs: • In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund, same day’s closing NAV shall be applicable. • In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund, the closing NAV of the next Business Day shall be applicable. The AMC has the right to amend cut off timings subject to SEBI (MF) Regulations for the smooth and efficient functioning of the Scheme(s). 4) Dividend Policy Policy It is proposed to declare dividends subject to availability of distributable profits, as computed in accordance with SEBI (Mutual Funds) Regulations, 1996. Dividends, if declared, will be paid (subject of deduction of tax at source, if any) to those unit holders whose names appear in the register of unit holders on the notified record date. The Dividend Warrants shall be despatched within 30 days of the declaration of the dividend. In the event of failure of dispatch of dividend within the stipulated 30 day period, the AMC shall be liable to pay interest @ 15 per cent per annum to the unit holders. The AMC reserves the right to change the record date from time to time. However, it must be distinctly understood that the actual declaration of dividend and the frequency thereof will inter alia, depend on the availability of distributable profits as computed in accordance with SEBI (Mutual Funds) Regulations,1996. The decision of the Trustee in this regard shall be final. There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor that dividends will be paid regularly. On payment of dividends, the NAV will stand reduced by the amount of dividend and dividend tax (if applicable) paid. 5) Load Structure (i) No Loads shall be imposed for switching between Plans / Options within the Scheme (Except HDFC Index Fund and HDFC MF Monthly Income Plan). No Loads shall be imposed for switching between the options within the respective Plans of HDFC MF Monthly Income Plan. (ii) No Entry / Exit Load will be levied on Bonus units and units allotted on Dividend Reinvestment. 6) Waiver of Load for Direct Application Pursuant to SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009 no entry load shall be charged for all mutual fund schemes. Therefore, the procedure for waiver of load for direct applications is no longer applicable. 7) For Investor Grievances, Please contact Investors may contact any of the Investor Service Centres (ISCs) of the AMC for any queries / clarifications at telephone number Transfer Registrar and Transfer Agent : 60006767 (Do not Prefix STD Code) or 1800 233 6767 (toll free), Fax number. (022) 22821144, e-mail: cliser@hdfcfund.com. Investors can Computer Age Management Services Pvt. Ltd., also post their grievances/feedback/suggestions on our website www.hdfcfund.com under the section ‘Customer Care’ appearing Unit: HDFC Mutual Fund under ‘Contact Us’. The Head Office of the AMC will follow up with the respective ISCs to ensure timely redressal and prompt 5th Floor, Rayala Tower, 158, Anna Salai, Chennai - 600 002. investor services. Mr. John Mathews, Head - Client Services can be contacted at Mistry Bhavan, 2nd Floor, 122, Dinsha Vachha Road, Telephone No: 044-30212816 Churchgate, Mumbai - 400 020 at telephone number (Direct) (022) 66316301 or telephone number (Board) (022) 66316333. His e-mail Fax No: 044-42032955 contact is: jmathews@hdfcfund.com Email: enq_h@camsonline.com 8) Unit holder’s Information Account Statements: Account Statement stating the number of Units will be sent by ordinary post and /or electronic mail (if so mandated) to Unit Holder's within the following periods: • New or additional subscription as well as Redemption / Switch of Units: The Account Statement reflecting the new or additional subscription as well as Redemption / Switch of Units shall be despatched to the Unit holder within 5 Business Days from the date of receipt of request from the Unit holder. • For SIP/STP: The first Account Statement under SIP/STP shall be issued within 10 Business Days of the initial investment / transfer. Subsequently, the Account Statement will be despatched once every quarter ending March, June, September and December within 10 Business Days of the end of the respective quarter. • Annual Account Statement: The Mutual Funds shall provide the Account Statement to the Unitholders who have not transacted during the last six months prior to the date of generation of account statements. The account statements in such cases may be generated and issued along with the Portfolio Statement or Annual Report of the Scheme. For more details, please refer the Scheme Information Document (SID) and Statement of Additional Information (SAI). Annual Financial Results: The Scheme wise annual report or an abridged summary thereof shall be mailed (e-mailed if opted / requested) to all Unit holders not later than four months from the date of closure of the relevant accounting year (i.e. 31st March each year) and full annual report shall be available for inspection at the Head Office of the Mutual Fund and a copy shall be made available to the Unit holders on request on payment of nominal fees, if any. These results shall also be displayed on the website of the Mutual Fund on www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com Half Yearly Unaudited Financial Results: Half Yearly Unaudited Financial Results shall be published in one national English daily newspaper circulating in the whole of India and in a Yearly Financial newspaper published in the language of the region where the Head Office of the Mutual Fund is situated before expiry one month from the close of each half-year, that is on March 31 and September 30. It is also displayed on the website of the Mutual Fund on www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com Half yearly Portfolio Disclosure: Full portfolio in the Prescribed format shall be disclosed either by publishing it in one national English daily newspaper circulating in the whole of India yearly Portfolio and in a newspaper published in the language of the region where the Head Office of the Mutual Fund is situated or by sending it to the Unit Holders within one month from the end of each half- year, that is as on March 31 and September 30. It is also displayed on the website of the Mutual Fund on www.hdfcfund.com and Association of Mutual Funds in India (AMFI) on www.amfiindia.com 9) S&P CNX 500 / CNX MIDCAP / S&P CNX NIFTY / SENSEX HDFC Equity Fund, HDFC Capital Builder Fund, HDFC TaxSaver, HDFC Premier Multi-Cap Fund and HDFC Infrastructure Fund benchmarked to S&P CNX 500 Index, HDFC Mid-Cap Opportunities Fund benchmarked to CNX Midcap Index and HDFC Long Term Equity Fund benchmarked to S&P CNX Nifty, are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL is not responsible for any errors or omissions or the results obtained from the use of such index and in no event shall IISL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due to purchase or sale or otherwise of such product benchmarked to such index. “Standard & Poor’s® and “S&P® are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by India Index Services & Products Limited (IISL), which has sublicensed such marks to the HDFC Asset Management Company Limited. The S&P CNX Nifty is not compiled, calculated or distributed by Standard & Poor’s and Standard & Poor’s and IISL make no representation regarding the advisability of investing in products that utilize any such Index as a component. All rights in the SENSEX vest in Bombay Stock Exchange Ltd. (“BSE”). BSE and SENSEX are trademarks of BSE and are used by HDFC Asset Management Company Limited under license. BSE shall not be liable in any manner whatsoever (including in negligence) for any loss arising to any person whosoever out of use of or reliance on the SENSEX by any person. Key Information Memorandum 33
  • 36. INSTRUCTIONS 1 . General Instructions Name of Scheme Plan Option Payout Option Please read the Key Information Memorandum and the terms of the Scheme Information Document(s) of the respective Scheme(s) and Statement of Additional Information •HDFC Arbitrage Fund •Wholesale Plan •Growth - carefully before filling the Application Form. Investors should apprise themselves of •Retail Plan •Quarterly •Payout the prevailing Load structure on the date of submitting the Application Form. Dividend •Reinvestment Investors are deemed to have accepted the terms subject to which these offers are •HDFC Balanced Fund - •Growth - being made and bind themselves to the terms upon signing the Application Form and tendering payment. •Dividend •Payout •Reinvestment Investors have been provided the following Application Forms: •HDFC Prudence Fund - •Growth - • Two Common Application Forms for Equity, Balanced, ELSS and MIP Schemes with Nomination Facility. (HGF / HEF / HT200 / HCBF / HAF / HBF / HPF / HLTAF / HTS / HMCOF/ •Dividend •Payout HLTEF / HINF/ / HDFC Index Fund/ HCSF / HPMCF / HMIP.) •Reinvestment • Two Systematic Investment Plan (SIP) Enrolment Forms (for ECS (Debit Clearing) / Direct Debit •HDFC Long Term Advantage Fund - •Growth - Facility / Standing Instruction) •Dividend •Payout • One Systematic Transfer Plan (STP) Form •Reinvestment • One Flex Systematic Transfer Plan (Flex STP) Form •HDFC TaxSaver - •Growth - • One Third Party Payment Declaration Form. •Dividend •Payout New investors wishing to make SIP investment will need to complete and submit •Reinvestment both the Application Form and the SIP Enrolment Form (for Post Dated Cheques or •HDFC Index Fund •SENSEX Plan •Growth - for Auto Debit/ ECS/ Standing Instruction as applicable). •SENSEX Plus Plan The Application Form should be completed in ENGLISH and in BLOCK LETTERS BLOCK •Nifty Plan only. Please tick in the appropriate box for relevant options wherever applicable. •HDFC MF Monthly Income Plan •Short Term Plan • G r o w t h - Please do not overwrite. For any correction / changes (if any) made, the sole / all •Long Term Plan •Monthly •Payout applicants are requested to authenticate the same by canceling and re-writing the Dividend •Reinvestment correct details and counter-signing the same. •Quarterly Applications complete in all respects, may be submitted at the designated Investor Dividend Service Centres (ISCs) / Official points of Acceptance. Investors must write the Application Form number / Folio number 3 . Existing Unit holder information on the reverse of the cheques and bank drafts accompanying Investors already having an account in any of HDFC Mutual Fund Schemes should provide the Application Form. their Folio Number & Name of the First Unit Holder in section 1 and proceed to section 5. Applications incomplete in any respect are liable to be rejected. The personal details and Bank Account details as they feature in the existing folio would apply to this investment as well and would prevail over any conflicting information furnished The AMC / Trustee retains the sole and absolute discretion to reject any application. in this form. Unitholder’s name should match with the details in the existing folio number, It may be noted that the Securities and Exchange Board of India (SEBI) vide its Notification failing which the application form is liable to be rejected. dated May 31, 2010 read with Circular dated June 24, 2010 states that with effect from June 01, 2010, the distributors, agents or any persons employed or engaged or to be 4 . Unit holder Information employed or engaged in the sale and/or distribution of mutual fund products shall be Name and address must be written in full. In case the Investor is an NRI/FII, an overseas required to have a valid certification from the National Institute of Securities Markets address must be provided. A local address if available may also be mentioned in the (NISM) by passing the certification examination. Application Form. Further, no agents / distributors would be entitled to sell units of mutual funds unless Applications under a Power of Attorney or by a limited company or a corporate body or the intermediary is registered with AMFI. an eligible institution or a registered society or a trust fund must be accompanied by the 2 . Investment Details original Power of Attorney (or a certified true copy of the same duly notarised) or the relevant resolution or authority to make the application (or certified true copy thereof) as Investors are required to indicate their choice of Scheme, Plan, Option and Payout option the case may be, along with a certified copy of the Memorandum and Articles of Association for which subscription is made at the time of filling up the Application Form. Please note and/or bye-laws and/or trust deed and/or partnership deed and/or Certificate of Registration. that if the same is not mentioned, the Plans/Options mentioned under Instruction 6 - Authorised officials should sign the Application Form under their official designation. A Default Plan/Option shall apply. list of specimen signatures of the authorised officials, duly certified / attested should also Name of Scheme Plan Option Payout Option be attached to the Application Form. In case of a Trust/Fund a resolution from the Trustee(s) authorising such purchase must be submitted. •HDFC Growth Fund - •Growth - Applications not complying with the above are liable to be rejected. •Dividend •Payout •Reinvestment Unit holders are advised to provide their contact details like telephone numbers, mobile numbers and email IDs to HDFC Mutual Fund in writing. •HDFC Equity Fund - •Growth - All communication and payments shall be made by the Mutual Fund in the name of and •Dividend •Payout •Reinvestment favouring the first/sole applicant. In case of applications made in joint names without indicating the mode of holding, mode of holding will be deemed as ‘Joint’ and processed •HDFC Top 200 Fund - •Growth - accordingly. •Dividend •Payout Accounts of Minors •Reinvestment The minor shall only be the first and the sole holder in an account (folio). There shall not •HDFC Capital Builder Fund - •Growth - be any joint accounts with minor as the first or joint holder. Name of the Parent or Guardian •Dividend •Payout must be mentioned if the investments are being made on behalf of a minor. Guardian in the •Reinvestment folio should either be a natural guardian (i.e. father or mother, as the case may be) or a court appointed legal guardian. •HDFC Core & Satellite Fund - •Growth - Date of birth of the minor along with photocopy of supporting documents (i.e. Birth •Dividend •Payout •Reinvestment certificate, School leaving certificate / Mark sheet issued by Higher Secondary Board of respective states, ICSE, CBSE etc., Passport, or any other suitable proof evidencing the •HDFC Premier Multi-Cap Fund - •Growth - date of birth of the minor) should be provided while opening the folio. In case of a natural •Dividend •Payout guardian, document evidencing the relationship of the Guardian with the minor, if the •Reinvestment same is not available as part of the documents mentioned above should be submitted. In case of court appointed legal guardian, supporting documentary evidence should be •HDFC Mid-Cap Opportunities Fund - •Growth - provided. •Dividend •Payout Further, in case of SIP/STP/SWAP registration requests received on/after April 1, 2011, the •Reinvestment Mutual Fund/AMC will register SIP/STP/SWAP in the folio held by a minor only till the date •HDFC Long Term Equity Fund - •Growth - of the minor attaining majority, even though the instructions may be for a period beyond •Dividend •Payout that date. •Reinvestment For folios where the units are held on behalf of the minor, the account shall be frozen for •HDFC Infrastructure Fund - •Growth - operation by the guardian on the day the minor attains majority and no transactions shall •Dividend •Payout •Reinvestment 34 HDFC Mutual Fund
  • 37. INSTRUCTIONS (Contd...) be permitted till the documents for changing the status of the account from ‘minor’ to demand drafts will be borne by the AMC and will be limited to the bank charges ‘major’ as prescribed are received. stipulated by the State Bank of India. Outstation Demand Draft has been defined as a demand draft issued by a bank where there is no ISC available for Investors. The AMC 5 . Bank Details will not accept any request for refund of demand draft charges, in such cases. A . Pay - Out Bank Account Details:  NRIs, FIIs An investor at the time of purchase of units must provide the details of his / her pay-out  Repatriation Basis bank account (i.e. account into which redemption / dividend proceeds are to be paid) in Section 4 in the Application Form.  In the case of NRIs, payment may be made either by inward remittance through normal banking channels or out of funds held in his Non - Resident (External) Rupee Account B . Multiple Bank Account Registration: (NRE) / Foreign Currency (Non-Resident) Account (FCNR). In case Indian rupee drafts The AMC/ Mutual Fund provides a facility to the investors to register multiple bank accounts are purchased abroad or from Foreign Currency Accounts or Non-resident Rupee (currently upto 5 for Individuals and 10 for Non – Individuals) for receiving redemption/ Accounts an account debit certificate from the Bank issuing the draft confirming the dividend proceeds etc. by providing necessary documents. Investors must specify any one debit shall also be enclosed. account as the “Default Bank Account”. The investor, may however, specify any other FIIs shall pay their subscription either by inward remittance through normal banking  registered bank account for credit of redemption proceeds at the time of requesting for channels or out of funds held in Foreign Currency Account or Non-Resident Rupee the redemption. Account maintained by the FII with a designated branch of an authorised dealer. Investors holding units in non-demat form are requested to avail the facility of registering  Non-repatriation Basis multiple bank accounts by filling in the 'Multiple Bank Accounts Registration Form' available  In the case of NRIs, payment may be made either by inward remittance through normal at our Investor Service Centres (ISCs) or on our website www.hdfcfund.com banking channels or out of funds held in his NRE / FCNR / Non-Resident Ordinary C . Indian Financial System Code (IFSC) Rupee Account (NRO). In case Indian rupee drafts are purchased abroad or from Foreign Currency Accounts or Non-resident Rupee Accounts an account debit certificate IFSC is a 11 digit number given by some of the banks on the cheques. IFSC will help to from the Bank issuing the draft confirming the debit shall also be enclosed. secure transfer of redemption and dividend payouts via the various electronic mode of transfers that are available with the banks. In order to prevent frauds and misuse of payment instruments, the investors are mandated to make the payment instrument i.e. cheque, demand draft, pay order, etc. favouring either 6. Default Plan / Option of the following given below and crossed “Account Payee only". Investors are urged to In case of valid applications received without indicating any choice of Plan / Option, follow the order of preference in making the payment instrument favouring as under: the following Default Plan / Option will be considered: 1. 'the Specific Scheme A/c Permanent Account Number' or Scheme Name Default Plan / Option 2. 'the Specific Scheme A/c First Investor Name' • HDFC Growth Fund • Growth Option in case Growth Option e.g. In case of HGF the cheque should be drawn in favour of “HDFC Equity Fund • HDFC Equity Fund or Dividend Option is not indicated. A/c ABCDE1234F” OR “HDFC Growth Fund A/c Bhavesh Shah” in Shah”; • HDFC Top 200 Fund case of HDFC Index Fund, HDFC MF Monthly Income Plan the name of the respective Plan • HDFC Capital Builder Fund • Dividend Payout in case Dividend should also be mentioned. A separate cheque or bank draft must accompany each Scheme • HDFC Core & Satellite Fund Payout or Dividend Re-investment is not / each Plan.Returned cheque(s) are liable not to be presented again for collection, and the • HDFC Premier Multi-Cap Fund indicated under the Dividend Option. accompanying Application Form is liable to be rejected. In case the returned cheque(s) are • HDFC Mid-Cap Opportunities Fund presented again, the necessary charges are liable to be debited to the Investor. • HDFC Long Term Equity Fund • HDFC Infrastructure Fund 8 . Third Party Payments • HDFC Balanced Fund 1. HDFC Asset Management Company Limited ("HDFC AMC") / HDFC Mutual Fund ("Mutual • HDFC Prudence Fund Fund"), shall not accept applications for subscriptions of units accompanied with Third • HDFC Long Term Advantage Fund Party Payments except in cases as enumerated in para 8.2a below. • HDFC TaxSaver "Third Party Payment" means payment made through an instrument issued from a • HDFC Arbitrage Fund • Retail Plan in case Retail Plan or bank account other than that of the first named applicant/ investor mentioned in the Wholesale Plan is not indicated. application form. In case of payment instruments issued from a joint bank account, the • Growth Option in case Growth Option first named applicant/ investor must be one of the joint holders of the bank account from or Quarterly Dividend Option is not which the payment instrument is issued. indicated. • Dividend Re-investment in case Illustrations Dividend Payout or Dividend Illustration 1: An Application submitted in joint names of A, B & C alongwith cheque issued Re-investment is not indicated. from a bank account in names of C, A & B. This is a valid application and will not be considered • HDFC MF Monthly Income Plan • Long Term Plan in case Long Term Plan as Third Party Payment. or Short Term Plan is not indicated. Illustration 2: An Application submitted in joint names of A, B & C alongwith cheque issued • Growth Option in case Growth Option from a bank account in name of A. This is a valid application and will not be considered as or Dividend Option is not indicated. Third Party Payment. • Quarterly Dividend Option in case Quarterly/ Illustration 3: An Application submitted in joint names of A, B & C alongwith cheque issued Monthly dividend is not indicated. from a bank account in names of B, C & Y. This will be considered as Third Party Payment. • Dividend Payout in case Dividend Payout or Dividend Re-investment is 2a. As referred to in para 8.1 above, following are the exceptional cases where third party not indicated under Monthly Dividend payments will be accepted subject to submission of requisite documentation/ declarations. Option or Quarterly Dividend Option. i) Payment by Parents/Grand-Parents/Related Persons* on behalf of a minor in Term TaxSa axSav Units of HDFC Long Term Advantage Fund and HDFC TaxSav er (including consideration of natural love and affection or as gift for a value not exceeding ` 50,000 reinvestment) units allotted on dividend r einvestment) cannot be assigned/transferred/ for each regular purchase or per SIP installment. However this restriction of ` 50,000 pledged/redeemed/switched out until completion of three years from will not be applicable for payment made by a Guardian whose name is registered in the date of allotment of the respective Units. the records of Mutual Fund in that folio (i.e. Father / Mother / Court Appointed Legal Gaurdian). 7. Mode of Payment : ii) Payment by Employer on behalf of employee under Systematic Investment Plans or  Pay-In Bank Account as lump sum / one-time subscription, through Payroll deductions. An investor at the time of his/her purchase of units must provide the details of his / her iii) Custodian on behalf of an FII or a Client. pay-in bank account (i.e. account from which a subscription payment is being made) * 'Related Person' means any person investing on behalf of a minor in consideration of natural in Section 8 in the Application Form. love and affection or as a gift.  Resident Investors 2b. For investments through third party payments, Investors must accompany the 'Third (a) For Investors having a bank account with HDFC Bank Limited or such banks with Party Payment Declaration Form' (available at any of our ISCs or on our website whom the AMC would have an arrangement from time to time: www.hdfcfund.com) along with the Application Form for subscription of units. Payment may be made for subscription to the Units of the Scheme either by issuing 3. The Mutual Fund shall adopt the following procedures to ascertain whether payments a cheque drawn on such banks or by giving a debit mandate to their account with a are Third Party Payments and investors are therefore required to comply with the branch of HDFC Bank Limited situated at the same location as the ISC or such other requirements specified hereinbelow. banks with whom the AMC would have an arrangement from time to time. (i) Source of funds - if paid by cheque (b) For other Investors not covered by (a) above: Identification of third party cheques by the AMC/Mutual Fund/ Registrar & Transfer Payment may be made by cheque or bank draft drawn on any bank, which is situated Agent (R&TA) will be on the basis of matching the name / signature on the investment at and is a member of the Bankers’ Clearing House, located at the place where the cheque with the name/ signature of the first named applicant available on the application is submitted. No cash, money orders, outstation cheques, application or in our records for the said folio. If the name of the bank account holder post-dated cheques [except through Systematic Investment Plan is not pre-printed on the investment cheque or the signature on the said cheque does (SIP)] and postal orders will be accepted. Bank charges for outstation Key Information Memorandum 35
  • 38. INSTRUCTIONS (Contd...) not match with that of the first named applicant mentioned on the application / .Mode 1 0 .Mode of Payment of Redemption / Dividend Proceeds-via Direct Credit available in our records for the said folio, then the investor should submit any one of / Neft / ECS the following documents at the time of investment: • Direct Credit (a) a copy# of the bank passbook or a statement of bank account having the name The AMC has entered into arrangements with eleven banks to facilitate direct credit of and address of the account holder and account number; redemption and dividend proceeds (if any) into the bank account of the respective Unit (b) a letter* (in original) from the bank on its letterhead certifying that the investor maintains holders maintained with any of these banks. These banks are: Axis Bank Ltd., Citibank an account with the bank, along with information like bank account number, bank N.A., Deutsche Bank AG, HDFC Bank Limited, The Hongkong and Shanghai Banking branch, account type, the MICR code of the branch & IFSC Code (where available). Corporation, ICICI Bank Limited, IDBI Bank Limited, Kotak Mahindra Bank Ltd., Royal Bank # Investors should also bring the original documents along with the documents of Scotland N.V., Standard Chartered Bank and YES Bank Limited. The list of banks is mentioned in (a) above to the ISCs/Official Points of Acceptance of HDFC Mutual subject to change from time to time. Fund. The copy of such documents will be verified with the original documents to the • Transfer National Electronic Funds Transfer (NEFT) satisfaction of the AMC/ Mutual Fund/R&TA. The original documents will be returned across the counter to the investor after due verification. The AMC provides the facility of ‘National Electronic Funds Transfer (NEFT)’ offered by Reserve Bank of India(RBI), which aims to provide credit of redemption and dividend * In respect of (b) above, it should be certified by the bank manager with his / her full payouts (if any) directly into the bank account of the Unit holder maintained with the signature, name, employee code, bank seal and contact number. banks (participating in the NEFT System). Unit holders can check the list of banks Investors should note that where the bank account numbers have changed on account participating in the NEFT System from the RBI website i.e. www.rbi.org.in or contact any of the implementation of core banking system at their banks, any related of our Investor Service Centres. communication from the bank towards a change in bank account number should However, in the event of the name of Unit holder’s bank not appearing in the ‘List of Banks accompany the application form for subscription of units. However, for updation of participating in NEFT’ updated on RBI website www.rbi.org.in, from time to time, the the changed bank details in the folio, the investor should follow the change of bank instructions of the Unit holder for remittance of redemption/ dividend (if any) proceeds details process. via NEFT System will be discontinued by HDFC Mutual Fund / HDFC Asset Management The Mutual Fund has also provided a facility to the investors to register multiple bank Company Limited without prior notice to the Unit holder and the payouts of redemption accounts, as detailed in Instruction No. 5B. Investors are requested to avail the facility / dividend (if any) proceeds shall be effected by sending the Unit holder(s) a cheque / of registering multiple bank accounts by filling in the 'Multiple Bank Accounts demand draft. Registration Form' available at our Investor Service Centres (ISCs) or on our website For more details on NEFT or for frequently asked questions (FAQs) on NEFT, Unit holders www.hdfcfund.com are advised to visit the RBI website www.rbi.org.in / HDFC Mutual Fund website (ii) Source of funds - if funded by pre-funded instruments such as Pay www.hdfcfund.com Order, Demand Draft, Banker's cheque etc. Order, Banker's • Electronic Clearing Service (ECS) Investors should attach any one of the following supporting documents with the Investors who have opted for the ECS facility of RBI for dividend payment will receive a purchase application where subscription for units is vide a pre - funded instrument direct credit of the amount due to them in their mandated account whenever the payment issued by way of debit to his / her bank account: (i) a Certificate (in original) from the is made through ECS. A separate advice regarding credit of amount(s) via ECS will be sent issuing banker duly certified by the bank manager with his / her full signature, name, to the unit holder. It should be noted that while the Mutual Fund will make all efforts, employee code, bank seal and contact number, stating the Account holder's name, there is no commitment that this facility will be made available to all desirous investors. the Bank Account Number which has been debited for issue of the instrument and PAN as per bank records, if available (ii) a copy of the acknowledgement from the Applicants in cities not covered under ECS facility will receive dividend payments , if any bank, wherein the instructions to debit carry the bank account details and name of by cheques or demand drafts and the same will be mailed to the Unit holders. Please note the investor as an account holder are available (iii) a copy of the passbook/bank that the ECS Facility is available only in respect of dividend payments and not in the case statement evidencing the debit for issuance of the instrument. of Redemption of Units. The account number mentioned in the above supporting documents should be the Therefore, the Investors will receive their redemption / dividend proceeds (if any) directly same as / one of the registered bank account or the bank details mentioned in the into their bank accounts in the following order: application form. (i) In case the bank account of an investor is covered under Direct Credit facility then the payment of redemption / dividend proceeds (if any) will happen via direct credit payout (iii) Source of funds - if paid by RTGS, Bank Account-to-Account mode only. Investors having these bank accounts will not receive payouts via NEFT/ECS* ransfer, NEFT, Transfer, NEFT, ECS, etc. (ii) In case the bank account of an investor is not covered under Direct Credit facility but Investors should attach to the purchase application form, an acknowledged copy of covered under NEFT system offered by the RBI then the payment of redemption / dividend the instruction to the bank also stating the account number debited. The account proceeds (if any) shall be effected via NEFT mechanism only. number mentioned on the transfer instruction copy should be a registered bank account or the first named applicant/ investor should be one of the account holders (iii) The facility for payment of dividend proceeds, if any via ECS* shall be affected only in case to the bank account debited for such electronic transfer of funds. the bank account of an investor is not covered under the Direct Credit facility or NEFT system. (iv) Source of funds - if paid by a pre-funded instrument issued by the * available only in respect of dividend payments. Bank against Cash Each of the above facilities aims to provide direct credit of the redemption proceeds and dividend The AMC/Mutual Fund /R&TA will not accept any purchase applications from investors payouts (if any) into the bank account (as furnished in Section 4 of the Application Form) of the if accompanied by a pre-funded instrument issued by a bank (such as Pay Order, Unit holder and eliminates the time lag between despatch of the cheque, its receipt by the Unit Demand Draft, Banker's cheque) against cash for investments of ` 50,000 or more. holders and the need to personally bank the instrument and await subsequent credit to the Unit The investor should submit a Certificate (in original) obtained from the bank giving holders account. Further, the potential risk of loss of instruments in transit through courier / post name, bank account number and PAN as per the bank records (if available) of the is also eliminated. Each of the said facility as a mode of payment, is faster, safer and reliable. person who has requested for the payment instrument. The said Certificate should be duly certified by the bank manager with his / her full signature, name, employee In case the bank account as communicated by the Unit holder is with any of the said banks with code, bank seal and contact number. The AMC / Mutual Fund /R&TA will check that the whom the AMC has entered into arrangements to facilitate such direct credits or with any of the name mentioned in the Certificate matches with the first named investor. banks participating in the NEFT System offered by RBI, the AMC shall automatically extend this facility to the Unit holders. The account number mentioned in the Certificate should be the same as / one of the registered bank account or the bank details mentioned in the application form. HDFC Asset Management Company Limited / HDFC Mutual Fund shall not be held liable for any losses / claims, etc. arising on account of processing the direct credit or credit via NEFT / ECS of HDFC Mutual Fund/HDFC AMC reserves the right to seek information and /or obtain such other redemption / dividend proceeds on the basis of Bank Account details as provided by the unit additional documents/information from the investors for identifying whether it is a third party holder in the Application Form. payment. However, if the Unit holders are not keen on availing of any of the said facilities and prefer receiving 9 . E-mail Communication cheques / demand drafts, Unit holders may indicate their intention in the Application Form in the Account Statements / Newsletters / Annual Reports / Other statutory information (as may be space provided specifically. The AMC would then ensure that the payouts are effected by sending permitted under SEBI (Mutual Funds) Regulations, 1996) can be sent to each Unit holder by the Unit holders a cheque / demand draft. In case of unforeseen circumstances, the AMC reserves courier / post / e-mail. the right to issue a cheque / demand draft. Unit holders who have opted to receive these documents by email will be required to download 1 1 eServices facility 1. and print the documents after receiving e-mail from the Mutual Fund. Should the Unit holder The e S e r v i c e s facility includes H D F C M F Online , H D F C M F I n v e s t Online , experience any difficulty in accessing the electronically delivered documents, the Unit holder HDFCMFMobile, eDocs eAlerts and ePayouts Docs, Payouts. shall promptly advise the Mutual Fund to enable the Mutual Fund to make the delivery through alternate means. It is deemed that the Unit holder is aware of all security risks including HDFCMF Online possible third party interception of the documents and contents of the documents becoming This facility enables investors to transact online on www.hdfcfund.com using known to third parties. HDFCMFOnline. On HDFCMF Online, Unitholders can execute transactions online for The Newsletter, shall be displayed at the website of the Mutual Fund. The Unit holders can purchase*, redemption, switch and also register for Systematic Investment Plan (SIP) / request for a copy of the Newsletter by post / e-mail. The AMC would arrange to dispatch Systematic Transfer Plan (STP) of units of schemes of HDFC Mutual Fund and other services these documents to the concerned Unit holder. 36 HDFC Mutual Fund
  • 39. INSTRUCTIONS (Contd...) as may be introduced by HDFC Mutual Fund from time to time. Unitholders can also view Cancellation of nomination can be made only by those individuals who hold units on their account details and portfolio valuation online, download account statements and request own behalf singly or jointly and who made the original nomination. for documents via email, besides other options. On cancellation of the nomination, the nomination shall stand rescinded and the AMC shall * facility available with select banks and subject to submission of Permanent Account Number not be under any obligation to transfer the units in favour of the Nominee(s). (PAN) and Know Your Customer (KYC) compliance proof by all Unitholder(s). Please refer to Nomination can be made for maximum number of three nominees. In case of multiple paragraphs on Permanent Account Number (PAN) and Know Your Customer (KYC) for further nominees, the percentage of allocation/share in favour of each of the nominees should be details. indicated against their name and such allocation/share should be in whole numbers without HDFCMFInvestOnline any decimals making a total of 100 percent. This facility enables existing Unitholders not having a HDFC Personal Identification Number In the event of the Unitholders not indicating the percentage of allocation/share for each of (HPIN) to transact online on the Fund's website www.hdfcfund.com using the nominees, HDFC Mutual Fund/ HDFC Asset Management Company Limited (AMC), by HDFCMFInvestOnline. Unitholders can execute purchase transactions or register for invoking default option shall settle the claim equally amongst all the nominees. Systematic Investment Plan and avail such other services as may be introduced by the Fund In case of investors opting to hold the Units in demat form, the nomination from time to time. details provided by the investor to the depository participant will be Unitholders must possess a Folio Number (KYC validated), valid PAN, KYC, Bank Account applicable. Number registered in the folio and Net banking facility with any of the select banks to avail 14 . Permanent Account Number the HDFCMFInvestOnline facility. HDFCMFInvest SEBI has made it mandatory for all applicants (in the case of application in joint names, each H D F C M F Mobile of the applicants) to mention his/her permanent account number (PAN) irrespective of the This facility enables investors to transact on their mobile handsets. On HDFCMFMobile, amount [Except for SIP upto ` 50,000/- per year per investor (Micro SIP)]. Where the applicant Unitholders can execute transactions on their mobile phone for purchase*, redemption or is a minor, and does not possess his / her own PAN, he / she shall quote the PAN of his/ her switching of units of schemes of HDFC Mutual Fund and other services as may be introduced father or mother or the guardian, as the case may be. However, PAN is not mandatory in the by HDFC Mutual Fund from time to time. Unitholders can also view account details and case of Central Government, State Government entities and the officials appointed by the portfolio valuation on their mobile phone, request for account statements, besides other courts e.g. Official liquidator, Court receiver etc (under the category of Government) for options. transacting in the securities market. PAN card copy is not required separately if KYC * Payment arrangement for purchase of units is available at present with HDFC Bank only. acknowledgement issued by CVL is made available. HDFC Mutual Fund reserves the right to Please visit our website from time to time for an updated list of banks. You also need to have ascertain the status of such entities with adequate supporting documents. Applications not opted for the mobile-banking facility with your Bank. As per RBI’s operative guidelines on complying with the above requirement may not be accepted/processed. Mobile banking dated December 24, 2009, presently there is a restriction of ` 50,000 per For further details, please refer Section 'Permanent Account Number' under Statement of customer per day for transactions. Additional Information available on our website www.hdfcfund.com. eD o c s 15 . Prevention of Money Laundering This facility enables the Unit holder to receive documents viz. account statements, etc. by SEBI vide its circular reference number ISD/CIR/RR/AML/1/06 dated January 18, 2006 mandated email to the email address provided by the Unit holder in HDFCMF eServices Request Form. that all intermediaries including Mutual Funds should formulate and implement a proper eAlerts policy framework as per the guidelines on anti money laundering measures and also to adopt This facility enables the Unit holder to receive SMS confirmation for purchase, redemption or a Know Your Customer (KYC) policy. switch, dividend declaration details and other alerts. The Investor(s) should ensure that the amount invested in the Scheme is through legitimate Apart from above mentioned facilities, the facility of ePayouts comprising of mode of payment sources only and does not involve and is not designated for the purpose of any contravention of Redemption / Dividend Proceeds if any, via Direct Credit / NEFT / ECS is covered under or evasion of the provisions of the Income Tax Act, Prevention of Money Laundering Act eServices facility. For further details, please refer eServices booklet available at all Investor (PMLA), Prevention of Corruption Act and / or any other applicable law in force and also any Service Centres (ISCs) as well as on our website on www.hdfcfund.com. laws enacted by the Government of India from to time or any rules, regulations, notifications or directions issued thereunder. 12 . Signatures To ensure appropriate identification of the Investor(s) and with a view to monitor transactions Signature(s) should be in English or in any Indian Language. Applications on behalf of minors for the prevention of money laundering, HDFC Asset Management Company Limited (HDFC should be signed by their Guardian. In case of a HUF, the Karta should sign the Application AMC) / HDFC Mutual Fund reserves the right to seek information, record investor's telephonic Form on behalf of the HUF. calls and or obtain and retain documentation for establishing the identity of the Investor(s), If you are investing through your Constituted Attorney, please ensure that the Power of proof of residence, source of funds, etc. It may re-verify identity and obtain any incomplete Attorney is signed by you and your Constituted Attorney. The signature in the Application or additional information for this purpose. Form then needs to clearly indicate that the signature is on behalf of the applicant by the HDFC Mutual Fund, HDFC AMC, HDFC Trustee Company Limited ("HDFC Trustee") and their Constituted Attorney. Directors, employees and agents shall not be liable in any manner for any claims arising 13 . Nomination whatsoever on account of freezing the folios/rejection of any application / allotment of Units Nomination ensures all rights and/or amount(s) payable in respect of the holdings in Schemes or mandatory redemption of Units due to non compliance with the provisions of the PMLA, of HDFC Mutual Fund would vest in and be transferred to the nominee upon death of the Unit SEBI/AMFI circular(s) and KYC policy and / or where the AMC believes that transaction is holder. The nominee receives the units only as agent and trustee for the legal heirs or legatees suspicious in nature within the purview of the PMLA and SEBI/AMFI circular(s) and reporting as the case may be. Investors should opt for the nomination facility to avoid hassles and the same to FIU-IND. inconveniences in case of unforeseen events in future. For further details, please refer Section 'Prevention of Money Laundering' under the Statement Nomination by a unit holder shall be applicable for investments in all schemes in the folio or of Additional Information available on our website www.hdfcfund.com. account. 16 . Know Your Customer (KYC) Compliance Know Your Every new nomination for a folio/account will overwrite the existing nomination. Nomination Units held in account statement (non-demat) form will be subject to the provisions of the respective Scheme Information Document. Investors should note that it is mandatory for all purchases/ switches/ registrations Nomination shall be mandatory for new folios/accounts opened by an individual especially with for Systematic Investment Plan (SIP)/ Systematic Transfer Plan (STP)/ Flex STP/ Flexindex sole holding and no new folios/accounts for Individuals (with sole holding) would be opened Plan/ Dividend Transfer Plan(DTP) made on or after January 1, 2011 to quote the KYC without nomination. However, investors who do not wish to nominate must sign separately Compliance Status of each applicant (guardian in case of minor) in the application and confirming their non-intention to nominate. In case nomination/non-intention to nominate is attach proof of KYC Compliance viz. KYC Acknowledgement Letter / Printout of KYC not provided by Individual (with sole holding), the application is liable to be rejected. Compliance Status downloaded from CDSL Ventures Ltd. (CVL) website The nomination can be made only by individuals applying for/ holding units on their own (www.cvlindia.com) using the PAN. behalf singly or jointly. Non-individuals including society, trust, body corporate, partnership Applicants intending to apply for units through a Power of Attorney (PoA) must firm, karta of Hindu undivided family, holder of Power of Attorney cannot nominate. ensure that the issuer of the PoA and the holder of the PoA must mention their KYC Nomination shall not be allowed in a folio held on behalf of a minor. In case a folio has joint Compliance Status and attach proof of KYC Compliance at the time of investment. holders, all joint holders should sign the request for nomination/cancellation of nomination, even if the mode of holding is not “joint”. Units held in electronic (demat) form Minor(s) can be nominated and in that event, the name, address and signature of the guardian For units held in demat form, the KYC performed by the Depository Participant of the of the minor nominee(s) shall be provided by the unitholder. Nomination can also be in favour applicants will be considered as KYC verification done by the Trustee / AMC. of the Central Government, State Government, a local authority, any person designated by In the event of non compliance of KYC requirements, the Trustee/AMC reserves the right virtue of his office or a religious or charitable trust. to freeze the folio of the investor(s) and effect mandatory redemption of unit holdings of The Nominee shall not be a trust (other than a religious or charitable trust), society, body the investors at the applicable NAV, subject to payment of exit load, if any. corporate, partnership firm, karta of Hindu undivided family or a Power of Attorney holder. For further details, please refer Section 'Know Your Customer (KYC) Compliance under A non-resident Indian can be a Nominee subject to the exchange controls in force, from time Statement of Additional Information available on our website www.hdfcfund.com. to time. Nomination in respect of the units stands rescinded upon the transfer of units. Transfer of units in favour of Nominee(s) shall be valid discharge by the AMC against the legal heirs. Key Information Memorandum 37
  • 40. INSTRUCTIONS (Contd...) CHECKLIST  Please ensure that your Application Form is complete in all respect and signed by all applicants: • Name, Address and Contact Details are mentioned in full. • Status of First/Sole Applicant is correctly indicated. • Bank Account Details are entered completely and correctly. • Permanent Account Number (PAN) of all Applicants is mentioned irrespective of the amount of purchase and proof attached (if not already validated). • Please attach proof of KYC Compliance status (if not already validated) • Appropriate Option is selected. If the Dividend Option is chosen, Dividend Payout or Re-investment is indicated. • If units are applied by more than one applicant, Mode of Operation of account is indicated.  Your investment Cheque / DD is drawn in favour of 'the Specific Scheme A/c PA N or 'the Specific Scheme A/c Investor Name dated, signed and crossed ‘A/c Payee only’. the PA N' the Investor Name' Application Number / Folio No. is mentioned on the reverse of the Cheque/DD.  Documents as listed below are submitted along with the Application Form (as applicable to your specific case). Documents Companies Trusts Societies Partnership LLP FIIs* NRI Minor Investments through Firms Constituted Attorney 1. Resolution / Authorisation to invest       2. List of Authorised Signatories with Specimen Signature(s)        3. Memorandum & Articles of Association  4. Trust Deed  5. Bye-Laws  6. Partnership Deed / LLP Agreement (as applicable)   7. Certificate of Incorporation  8. Notarised Power of Attorney  9. Account Debit Certificate in case payment is made by DD from NRE / FCNR A/c. where applicable  10. PAN Proof        #  11. KYC Acknowledgement Letter / Print out of KYC Compliance Status downloaded from CDSL Ventures Ltd. website (www.cvlindia.com) using PAN Number        #  12. Proof of Date of Birth  13. Proof of Relationship with Guardian  All documents in 1 to 7 above should be originals or true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public, as applicable. * For FIIs, copy of SEBI registration certificate should be provided. # If PAN/KYC proof of Minor is not available, PAN/KYC proof of Guardian should be provided. 38 HDFC Mutual Fund
  • 41. Form Equity, Application Form for Equity, Balanced, MIP and ELSS Schemes HDFC GROWTH FUND • HDFC EQUITY FUND • HDFC TOP 200 FUND • HDFC CAPITAL BUILDER FUND • HDFC CORE & SATELLITE FUND • HDFC PREMIER MULTI-CAP FUND • HDFC MID-CAP OPPORTUNITIES FUND • HDFC LONG TERM EQUITY FUND • HDFC INFRASTRUCTURE FUND • HDFC ARBITRAGE FUND • HDFC BALANCED FUND FUND* PLAN# • HDFC PRUDENCE FUND • HDFC LONG TERM ADVANTAGE FUND* • HDFC TAXSAVER* • HDFC INDEX FUND • HDFC MF MONTHLY INCOME PLAN# #(open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus) Continuing a tradition of trust. * (open -ended equity linked savings scheme with a lock-in period of 3 years) NAV Offer of Units At Applicable NAV CEQ Investors must read the Ke y Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only. Investors Ke Form. BLOCK PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONL FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder. EXISTING HOLDER INFORMATION you hav 1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 5. Refer instruction 3). folio, proceed Refer Folio No. The details in our records under the folio number mentioned alongside will apply for this application. NAME OF FIRST / SOLE APPLICANT Mr. Ms. M/s. 2. STATUS (of First/Sole Applicant) MODE OF HOLDING OCCUPATION (of First/Sole Applicant) OCCUPA [Please tick ()] ( [Please tick ()] ( [Please tick ()] ( Resident Individual NRI-Repatriation NRI-Non Repatriation Partnership Trust Single Service Student Professional HUF AOP PIO Company FIIs Joint Housewife Business Retired Minor through guardian BOI Body Corporate LLP Anyone or Survivor Agriculture Proprietorship Society / Club Others __________________________________________ (please specify) Others _______________________ (please specify) HOLDER INFORMATION (ref efer 3a. UNIT HOLDER INFORMATION (refer instruction 4) DATE OF BIRTH@ Proof of [Please tick ()] NAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders) Date of Birth @ Attached DD MM YYYY Mr. Ms. M/s. Nationality PAN#  C# [Please tick ( )] K Y C# Proof Attached NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON – DESIGNATION (in case of non-individual Investors) (Mandatory for any amount) Mr. Ms. Nationality Designation Contact No. PAN# K Y C [Please tick ( )] Proof Attached (Mandatory for any amount)  Relationship with Minor@ [Please tick ( )]: Minor@ Father Mother Court appointed Legal Guardian Proof of R elationship with Minor@ [Please tick ( ) ] Attached NAME OF THE SECOND APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Second Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) NAME OF THE THIRD APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Third Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address may not be sufficient) MAILING ADDRESS FIRST SOLE APPLICANT CITY STATE PIN CODE OVERSEAS ADDRESS (Mandatory in case of NRIs /FIIs/PIOs) (P. O. Box Address may not be sufficient) ADDRESS CONTACT DETAILS OF FIRST / SOLE APPLICANT STD Code Telephone : Off. Res. Mobile Fax E-mail # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer instruction No 14 for PAN and No 16 for KYC. @Mandatory in case of Minor. ATT TTORNEY (PoA) HOLDER DETAI AILS 3b. POWER OF ATTORNEY (PoA) HOLDER DETAILS NAME OF PoA Mr. Ms. M/s. PAN# K Y C * * [Please tick ()] C* Proof Attached # Refer instruction no. 14. ** Refer instruction No 16. (Mandatory for any amount) (PAY DETAI AILS FIRST/ SOLE APPLICANT 4. BANK ACCOUNT (PAY – OUT) DETAILS OF THE FIRST/ SOLE APPLICANT (refer instruction 5) Please note that as per SEBI Regulations it is mandatory for investors to provide their bank account details investors provide Account No. Name of the Bank Branch Bank City Account Type [Please tick ( )] SAVINGS CURRENT NRE NRO FCNR OTHERS__________ (please specify) OTHERS The 9 digit MICR Code number IFSC Code*** of my/our Bank & Branch is** *** Refer Instruction 5C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your (** Refer Instruction 10) (Mandatory for Dividend Payout via ECS) (The 9 digit code cheque leaf. If you do not find this on your cheque leaf, please check for the same with your bank) appears on your cheque next to the cheque number) 5. MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA DIRECT CREDIT / NEFT / ECS (refer instruction 10) [Please tick ()] PA DIRECT (ref efer Unitholders will receive redemption/ dividend proceeds directly into their bank account (as furnished in Section 4) via Direct credit/ NEFT/ECS facility. I/We want to receive the redemption / dividend proceeds (if any) by way of a cheque/demand draft instead of direct credit/credit through NEFT system/credit through ECS into my/our bank account 6. eSERVICES OPTIONS (SAVE PAPER, SAVE TREES) [Please tick ()] (refer instruction 11) (SAVE PAPER, SAVE ( (refefer HDFCMFOnline & HDFCMFMobile - I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact online HDFCMFOnline HDFCMFMobile i) Mandatory information to be provided: a) Email address: _______________________________________________________________________________________________________________________ (if the address given herein is different from the email address under section 3(a), the email address under section 6(i) will be considered during registration for HPIN). b) Mother's maiden name: ________________________________________________________________________________________________________________ I/ We have read and understood the terms and conditions and confirm that I/ we shall be bound by them (Terms & Conditions available in the eServices booklet as well as on our website) ii) eDocs: I/ We wish to receive account statements, newsletters, annual reports and other statutory information documents by email in lieu of physical documents (Email address is mandatory). Docs: iii) eAlerts: I/ We would like to receive SMS updates (Mobile number in section 3(a) is mandatory). Alerts: ... continued overleaf ACKNOWLEDGEMENT SLIP ( To be filled in by the Inv estor) [F or any queries please contact our near est Inv estor Service Centr e or call us at our Customer Service Number 60006767 or 18002336767 (Toll Fr ee)] SLIP To by Investor) [For any nearest Investor Centre (Toll Fr HDFC MUTUAL FUND Head office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400020 MUTUAL ISC Stamp & Signature Date : Received from Mr. / Ms. / M/s. _____________________________________________________________________________________ an application for Purchase of Units of Scheme/Plan Name _____________________________________________________________ Option / Sub-option: _________________________________________________ Payout Option: ______________________________ alongwith Cheque / DD as detailed overleaf. P l e a s e N o t e : All Purchases are subject to realisation of cheques / demand drafts.
  • 42. INVESTMENT DETAI (ref AILS efer 7. INVESTMENT DETAILS (refer instruction 2 & 6 ) SCHEME 1 SCHEME 2 SCHEME 3 } Name of the Scheme / Plan Option / Refer Instruction No. 2 Sub-option Payout Option PA DETAI (ref AILS efer 8. PAYMENT DETAILS (refer instruction 7 & 8) (Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft.) Please attach a separate Cheque/ Demand Draft ffor each Scheme. Please write Application Form Folio re erse Draft.) separate Draft or Cheque/DD in favour of 'the Specific Scheme A/c PAN' or 'the Specific Scheme A/c Investor Name'. Payment Type [Please ( )] NON- THIRD PARTY PAYMENT THIRD PARTY PAYMENT (Please attach ‘Third Party Payment Declaration Form’) SCHEME 1 SCHEME 2 SCHEME 3 Cheque / DD No. Cheque / DD Date Amount of Cheque/DD/RTGS in figures (`) (i) DD charges, if any, in figures (`) (ii) Total Amount in figures (`) (i) + (ii) in words Drawn on Bank /Branch Name Pay - In Bank Account No. (For Cheque Only) SAVINGS CURRENT SAVINGS CURRENT SAVINGS CURRENT Account Type [Please ( )] NRE NRO FCNR NRE NRO FCNR NRE NRO FCNR OTHERS __________(please specify) OTHERS __________(please specify) OTHERS __________(please specify) 9. NOMINATION (refer instruction 13) (Mandatory for new folios of Individuals where mode of holding is single) NOMINATION (ref efer for new folios where (Unit holder 1) (Unit holder 2 ) I/ We ___________________________________________________________________________________ , ______________________________________________________________________________ and (Unit holder 3 ) _________________________________________________________________________________ *do hereby nominate the person(s) more particularly described hereunder/ and*/ cancel the nomination made by me/ us on the _____________ day of _________________________ in respect of the Units under Folio No. _____________________________ (* strike out which is not applicable) Signature of Nominee/ Proportion (%) in which the Name and Address of Nominee(s) Date of Birth Name and Address of Guardian Guardian of Nominee units will be shared by each (to be furnished in case the Nominee is a minor) (Optional) Nominee (should aggregate to 100%) Nominee 1 Nominee 2 Nominee 3 OR TO NOMINATE: for new folios where NON-INTENTION TO NOMINATE: (Mandatory for new folios of Individuals where mode of holding is single and who do not wish to nominate) SIGNATURE(S) [Please ( )] I/We hereby confirm that I/We do not wish to exercise the right of nomination in respect of units subscribed/purchased by me/us. First /Sole Applicant Second Applicant Third Applicant 10. DOCUMENTS ENCLOSED (Please ) APPLICATIONS ENCLOSED (Please  ) APPLICA ENCL Memorandum & Articles of Association Trust Deed SIP Enrolment Form (For Investments through Post Dated Cheques) Partnership Deed Resolution / Authorisation to invest SIP Enrolment Form (For Investments through Auto Debit/ECS/Standing Instruction) PAN Proof Bye-Laws STP Enrolment Form Power of Attorney Certificate of Incorporation Third Party Payment Declaration Form LLP Agreement List of Authorised Signatories with Specimen Signature(s) Multiple Bank Account Registration Form DECLARA LARATION SIGNATURE/S (refefer 11. DECLARATION & SIGNATURE/S (refer instruction 12) Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft. I / We have read and understood the terms and contents of the Document(s) of the respective Scheme(s) First / Sole and Statement of Additional Information of HDFC Mutual Fund. I / We hereby apply to the Trustee of Applicant / HDFC Mutual Fund for allotment of Units of the Scheme(s) of HDFC Mutual Fund, as indicated above Guardian and agree to abide by the terms, conditions, rules and regulations of the relevant Scheme(s). I / We have understood the details of the Scheme(s) and I / we have not received nor been induced by any rebate SIGNATURE(S) SIGNATURE(S) or gifts, directly or indirectly, in making this investment. The ARN holder (AMFI registered Distributor) The has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We hereby declare that I/We am/are authorised Second to make this investment and that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any Applicant Act, Rules, Regulations, Notifications or Directions issued by any regulatory authority in India. I/We declare that the information given in this application form is correct, complete and truly stated. Applicable to NRIs only : I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or Third from funds in my / our Non-Resident External / Ordinary Account / FCNR Account. Applicant Please ( ) Yes No D D M M Y Y Y Y If Yes, ( ) Repatriation basis Non-repatriation basis Particulars SCHEME 1 SCHEME 2 SCHEME 3 Scheme Name / Plan / Option / Sub-option / Payout Option Cheque / DD No. / Date Drawn on (Name of Bank and Branch) Amount in figures (`)
  • 43. Form Equity, Application Form for Equity, Balanced, MIP and ELSS Schemes HDFC GROWTH FUND • HDFC EQUITY FUND • HDFC TOP 200 FUND • HDFC CAPITAL BUILDER FUND • HDFC CORE & SATELLITE FUND • HDFC PREMIER MULTI-CAP FUND • HDFC MID-CAP OPPORTUNITIES FUND • HDFC LONG TERM EQUITY FUND • HDFC INFRASTRUCTURE FUND • HDFC ARBITRAGE FUND • HDFC BALANCED FUND FUND* PLAN# • HDFC PRUDENCE FUND • HDFC LONG TERM ADVANTAGE FUND* • HDFC TAXSAVER* • HDFC INDEX FUND • HDFC MF MONTHLY INCOME PLAN# #(open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus) Continuing a tradition of trust. * (open -ended equity linked savings scheme with a lock-in period of 3 years) NAV Offer of Units At Applicable NAV CEQ Investors must read the Ke y Information Memorandum and the instructions before completing this Form. The Application Form should be completed in English and in BLOCK LETTERS only. Investors Ke Form. BLOCK PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONL FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder. EXISTING HOLDER INFORMATION you hav 1. EXISTING UNIT HOLDER INFORMATION (If you have existing folio, please fill in section 1 and proceed to section 5. Refer instruction 3). folio, proceed Refer Folio No. The details in our records under the folio number mentioned alongside will apply for this application. NAME OF FIRST / SOLE APPLICANT Mr. Ms. M/s. 2. STATUS (of First/Sole Applicant) MODE OF HOLDING OCCUPATION (of First/Sole Applicant) OCCUPA [Please tick ()] ( [Please tick ()] ( [Please tick ()] ( Resident Individual NRI-Repatriation NRI-Non Repatriation Partnership Trust Single Service Student Professional HUF AOP PIO Company FIIs Joint Housewife Business Retired Minor through guardian BOI Body Corporate LLP Anyone or Survivor Agriculture Proprietorship Society / Club Others __________________________________________ (please specify) Others _______________________ (please specify) HOLDER INFORMATION (ref efer 3a. UNIT HOLDER INFORMATION (refer instruction 4) DATE OF BIRTH@ Proof of [Please tick ()] NAME OF FIRST / SOLE APPLICANT (In case of Minor, there shall be no joint holders) Date of Birth @ Attached DD MM YYYY Mr. Ms. M/s. Nationality PAN#  C# [Please tick ( )] K Y C# Proof Attached NAME OF GUARDIAN (in case of First / Sole Applicant is a Minor) / NAME OF CONTACT PERSON – DESIGNATION (in case of non-individual Investors) (Mandatory for any amount) Mr. Ms. Nationality Designation Contact No. PAN# K Y C [Please tick ( )] Proof Attached (Mandatory for any amount)  Relationship with Minor@ [Please tick ( )]: Minor@ Father Mother Court appointed Legal Guardian Proof of R elationship with Minor@ [Please tick ( ) ] Attached NAME OF THE SECOND APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Second Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) NAME OF THE THIRD APPLICANT [Mandatory Please tick ( )] ] Resident Individual NRI (Third Applicant not allowed in case of minor as first/sole applicant) Mr. Ms. M/s. Nationality PAN# K Y C # [Please tick ( )] C# Proof Attached (Mandatory for any amount) MAILING ADDRESS OF FIRST / SOLE APPLICANT (P.O. Box Address may not be sufficient) MAILING ADDRESS FIRST SOLE APPLICANT CITY STATE PIN CODE OVERSEAS ADDRESS (Mandatory in case of NRIs /FIIs/PIOs) (P. O. Box Address may not be sufficient) ADDRESS CONTACT DETAILS OF FIRST / SOLE APPLICANT STD Code Telephone : Off. Res. Mobile Fax E-mail # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer instruction No 14 for PAN and No 16 for KYC. @Mandatory in case of Minor. ATT TTORNEY (PoA) HOLDER DETAI AILS 3b. POWER OF ATTORNEY (PoA) HOLDER DETAILS NAME OF PoA Mr. Ms. M/s. PAN# K Y C * * [Please tick ()] C* Proof Attached # Refer instruction no. 14. ** Refer instruction No 16. (Mandatory for any amount) (PAY DETAI AILS FIRST/ SOLE APPLICANT 4. BANK ACCOUNT (PAY – OUT) DETAILS OF THE FIRST/ SOLE APPLICANT (refer instruction 5) Please note that as per SEBI Regulations it is mandatory for investors to provide their bank account details investors provide Account No. Name of the Bank Branch Bank City Account Type [Please tick ( )] SAVINGS CURRENT NRE NRO FCNR OTHERS__________ (please specify) OTHERS The 9 digit MICR Code number IFSC Code*** of my/our Bank & Branch is** *** Refer Instruction 5C (Mandatory for Credit via NEFT / RTGS) (11 Character code appearing on your (** Refer Instruction 10) (Mandatory for Dividend Payout via ECS) (The 9 digit code cheque leaf. If you do not find this on your cheque leaf, please check for the same with your bank) appears on your cheque next to the cheque number) 5. MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA DIRECT CREDIT / NEFT / ECS (refer instruction 10) [Please tick ()] PA DIRECT (ref efer Unitholders will receive redemption/ dividend proceeds directly into their bank account (as furnished in Section 4) via Direct credit/ NEFT/ECS facility. I/We want to receive the redemption / dividend proceeds (if any) by way of a cheque/demand draft instead of direct credit/credit through NEFT system/credit through ECS into my/our bank account 6. eSERVICES OPTIONS (SAVE PAPER, SAVE TREES) [Please tick ()] (refer instruction 11) (SAVE PAPER, SAVE ( (refefer HDFCMFOnline & HDFCMFMobile - I/ We would like to register for my/our HDFCMF Personal Identification Number (HPIN) to transact online HDFCMFOnline HDFCMFMobile i) Mandatory information to be provided: a) Email address: _______________________________________________________________________________________________________________________ (if the address given herein is different from the email address under section 3(a), the email address under section 6(i) will be considered during registration for HPIN). b) Mother's maiden name: ________________________________________________________________________________________________________________ I/ We have read and understood the terms and conditions and confirm that I/ we shall be bound by them (Terms & Conditions available in the eServices booklet as well as on our website) ii) eDocs: I/ We wish to receive account statements, newsletters, annual reports and other statutory information documents by email in lieu of physical documents (Email address is mandatory). Docs: iii) eAlerts: I/ We would like to receive SMS updates (Mobile number in section 3(a) is mandatory). Alerts: ... continued overleaf ACKNOWLEDGEMENT SLIP ( To be filled in by the Inv estor) [F or any queries please contact our near est Inv estor Service Centr e or call us at our Customer Service Number 60006767 or 18002336767 (Toll Fr ee)] SLIP To by Investor) [For any nearest Investor Centre (Toll Fr HDFC MUTUAL FUND Head office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400020 MUTUAL ISC Stamp & Signature Date : Received from Mr. / Ms. / M/s. _____________________________________________________________________________________ an application for Purchase of Units of Scheme/Plan Name _____________________________________________________________ Option / Sub-option: _________________________________________________ Payout Option: ______________________________ alongwith Cheque / DD as detailed overleaf. P l e a s e N o t e : All Purchases are subject to realisation of cheques / demand drafts.
  • 44. INVESTMENT DETAI (ref AILS efer 7. INVESTMENT DETAILS (refer instruction 2 & 6 ) SCHEME 1 SCHEME 2 SCHEME 3 } Name of the Scheme / Plan Option / Refer Instruction No. 2 Sub-option Payout Option PA DETAI (ref AILS efer 8. PAYMENT DETAILS (refer instruction 7 & 8) (Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft.) Please attach a separate Cheque/ Demand Draft ffor each Scheme. Please write Application Form Folio re erse Draft.) separate Draft or Cheque/DD in favour of 'the Specific Scheme A/c PAN' or 'the Specific Scheme A/c Investor Name'. Payment Type [Please ( )] NON- THIRD PARTY PAYMENT THIRD PARTY PAYMENT (Please attach ‘Third Party Payment Declaration Form’) SCHEME 1 SCHEME 2 SCHEME 3 Cheque / DD No. Cheque / DD Date Amount of Cheque/DD/RTGS in figures (`) (i) DD charges, if any, in figures (`) (ii) Total Amount in figures (`) (i) + (ii) in words Drawn on Bank /Branch Name Pay - In Bank Account No. (For Cheque Only) SAVINGS CURRENT SAVINGS CURRENT SAVINGS CURRENT Account Type [Please ( )] NRE NRO FCNR NRE NRO FCNR NRE NRO FCNR OTHERS __________(please specify) OTHERS __________(please specify) OTHERS __________(please specify) 9. NOMINATION (refer instruction 13) (Mandatory for new folios of Individuals where mode of holding is single) NOMINATION (ref efer for new folios where (Unit holder 1) (Unit holder 2 ) I/ We ___________________________________________________________________________________ , ______________________________________________________________________________ and (Unit holder 3 ) _________________________________________________________________________________ *do hereby nominate the person(s) more particularly described hereunder/ and*/ cancel the nomination made by me/ us on the _____________ day of _________________________ in respect of the Units under Folio No. _____________________________ (* strike out which is not applicable) Signature of Nominee/ Proportion (%) in which the Name and Address of Nominee(s) Date of Birth Name and Address of Guardian Guardian of Nominee units will be shared by each (to be furnished in case the Nominee is a minor) (Optional) Nominee (should aggregate to 100%) Nominee 1 Nominee 2 Nominee 3 OR TO NOMINATE: for new folios where NON-INTENTION TO NOMINATE: (Mandatory for new folios of Individuals where mode of holding is single and who do not wish to nominate) SIGNATURE(S) [Please ( )] I/We hereby confirm that I/We do not wish to exercise the right of nomination in respect of units subscribed/purchased by me/us. First /Sole Applicant Second Applicant Third Applicant 10. DOCUMENTS ENCLOSED (Please ) APPLICATIONS ENCLOSED (Please  ) APPLICA ENCL Memorandum & Articles of Association Trust Deed SIP Enrolment Form (For Investments through Post Dated Cheques) Partnership Deed Resolution / Authorisation to invest SIP Enrolment Form (For Investments through Auto Debit/ECS/Standing Instruction) PAN Proof Bye-Laws STP Enrolment Form Power of Attorney Certificate of Incorporation Third Party Payment Declaration Form LLP Agreement List of Authorised Signatories with Specimen Signature(s) Multiple Bank Account Registration Form DECLARA LARATION SIGNATURE/S (refefer 11. DECLARATION & SIGNATURE/S (refer instruction 12) Please write Application Form No. / Folio No. on the reverse of the Cheque / Demand Draft. I / We have read and understood the terms and contents of the Document(s) of the respective Scheme(s) First / Sole and Statement of Additional Information of HDFC Mutual Fund. I / We hereby apply to the Trustee of Applicant / HDFC Mutual Fund for allotment of Units of the Scheme(s) of HDFC Mutual Fund, as indicated above Guardian and agree to abide by the terms, conditions, rules and regulations of the relevant Scheme(s). I / We have understood the details of the Scheme(s) and I / we have not received nor been induced by any rebate SIGNATURE(S) SIGNATURE(S) or gifts, directly or indirectly, in making this investment. The ARN holder (AMFI registered Distributor) The has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We hereby declare that I/We am/are authorised Second to make this investment and that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any Applicant Act, Rules, Regulations, Notifications or Directions issued by any regulatory authority in India. I/We declare that the information given in this application form is correct, complete and truly stated. Applicable to NRIs only : I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or Third from funds in my / our Non-Resident External / Ordinary Account / FCNR Account. Applicant Please ( ) Yes No D D M M Y Y Y Y If Yes, ( ) Repatriation basis Non-repatriation basis Particulars SCHEME 1 SCHEME 2 SCHEME 3 Scheme Name / Plan / Option / Sub-option / Payout Option Cheque / DD No. / Date Drawn on (Name of Bank and Branch) Amount in figures (`)
  • 45. S SYSTEMATIC SIP Enrolment Form I INVESTMENT [For Investments through ECS (Debit Clearing) / Direct Debit Facility/ through Standing Instruction] P PLAN (Please read terms & conditions overleaf) Enrolment Form No. IMPORTANT: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised use IMPORTANT: strike you av SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only. PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONLY FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ Holder. investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y I/ We have read and understood the contents of the Scheme Information Document(s) and Statement of Additional Information and the terms & conditions of SIP enrolment and ECS (Debit Clearing) / Direct Debit / Standing Instruction and agree to abide by the same. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the SIP of the following Scheme(s)/ Plan(s) / Option(s) and agree to abide by the terms and conditions of the same. I/ We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for pay the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/ We hereby apply to the Trustee of HDFC Mutual Fund: Please () any one. In the absence of indication of the option the form is liable to be rejected. REGISTRATION NEW REGISTRATION CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 11) CANCELLATION INVESTOR AND SIP DETAILS Application No. (For new investor)/Folio No. (For existing Unitholder) Sole/1st Applicant SIGNATURE (Refer Item No. 3(b) SIGNATURE PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Name of Guardian (In case first/sole holder is minor) PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Second Applicant PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Third Applicant KYC Compliance Status** YES NO PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer Item No 14 and 15. Scheme Plan Option Each SIP Amount (R) SIP Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)] SIP Top-up (Optional) (Please  to avail this facility) Top-up Amount (R) ____________________ (The amount should be in multiples of R 500 only) (Refer Item No. 7 e) SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.) + + SIP Date 1st 5th 10th 15th 20th 25th ( Default Date ) [Refer Item No. 6(iv)] SIP Period Start From M M Y Y End On** M M Y Y OR Default Date (December 2031) **Please refer Item No. 6(ii) and 6(iii) D D M M YAmount@ (R ) Y (R First SIP Transaction via Cheque No. Transaction Cheque Dated @The first cheque amount should Mandatory Enclosure (if 1st Installment is not by cheque) Blank cancelled cheque Copy of cheque be same as each SIP Amount. I/We hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) / Direct Debit / Standing Instruction for collection of SIP payments. BANK DETAILS Bank Name Branch Name Bank City Account Number 9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number) Account Type (Please ) Savings Current NRO NRE FCNR Others (please specify) _______________________ Accountholder Name as in Bank Account Authorisation of the Bank Account Holder (to be signed by the Investor)** ** To, The Branch Manager, _______________________________________________________(Name of the Bank) This is to inform that I/We have registered for the RBI's Electronic Clearing Service (Debit Clearing) / Direct Debit / Standing Instruction and that my payment towards my investment in HDFC Mutual Fund shall be made from my/our Bank Account Number below mentioned bank account with your bank. I/We authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate Form to get it verified & executed. I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/ We would not hold the user institution responsible. I / We will also inform HDFC Mutual Fund/HDFC Asset Management Company Limited, about any changes in my bank account. I/ We have read and agreed to the terms and conditions mentioned overleaf. Top-up Applicable to SIP Top-up facility: I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increase in installment from my designated account. Please write SIP Enrolment Form No. / Folio No. on the reverse of the cheque. 1st Account 2nd Account 3rd Account Holder’s Signature Holder’s Signature Holder’s Signature (As in Bank Records) (As in Bank Records) (As in Bank Records) BANKER’S ATTESTATION (FOR BANK USE ONLY) ATTEST TTESTA BANK ONLY) Certified that the signature of account holder and the details of Bank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account Number For Office Use only (Not to be filled in by Investor) Recorded on Scheme Code Recorded by Credit Account Number
  • 46. FACILITY STANDING SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION 1. SIP is available to investors in the following Scheme(s) of HDFC Mutual Fund: (a) Entry Load: Not Applicable. Theupfrontcommissiononinvestment (iii) SIP payment through Standing Instruction HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Capital made by the investor, if any, shall be paid to the ARN Holder (AMFI Payment may also be accepted by direct debits to unit holders’ bank Builder Fund, HDFC Index Fund, HDFC Children’s Gift Fund, HDFC Balanced registered Distributor) directly by the investor, based on the investor’s accounts. For this purpose, unit holders are required to give standing Fund, HDFC Prudence Fund, HDFC Long Term Advantage Fund*, HDFC assessment of various factors including service rendered by the ARN instructions to their bankers (with whom HDFC Mutual Fund may TaxSaver*, HDFC MF Monthly Income Plan (an open-ended income scheme. Holder. have an arrangement from time to time) to debit their bank accounts Monthly income is not assured and is subject to availability of distributable (b) Exit Load: Applicable Exit Load, if any, in the Scheme/Plan/Option as at periodic intervals and credit the subscription proceeds to the surplus), HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC on the date of enrollment of the SIP will be levied. HDFC Mutual Fund bank account. Currently, the arrangement for Mid-Cap Opportunities Fund, HDFC Long Term Equity Fund, HDFC For Scheme load structure please refer to Key Information direct debit facility is with: Infrastructure Fund, HDFC Multiple Yield Fund, HDFC Arbitrage Fund, HDFC Memorandum or contact the nearest Investor Service Centre (ISC) of AxisBank DhanlaxmiBankLtd.HDFCBank ICICIBankINGVysya Income Fund, HDFC High Interest Fund, HDFC Short Term Plan, HDFC Short HDFC Mutual Fund or visit our website www.hdfcfund.com. Bank  Royal Bank of Scotland NV  South Indian Bank Term Opportunities Fund, HDFC Medium T Opportunities Fund, HDFC erm (iv) In case the Frequency (Monthly/Quarterly) and SIP date is not indicated,  This facility is offered only to the investors having bank accounts Cash Management Fund- Treasury Advantage Plan, HDFC Gilt Fund, HDFC Monthly frequency shall be treated as the Default Frequency and 10th in the above mentioned Banks. Floating Rate Income Fund and HDFC Multiple Yield Fund- Plan 2005. shall be treated as the Default date.  This facility is available on all SIP dates of a month / quarter. *an open-ended equity linked savings scheme with a lock-in period of 3 years 7. All SIP installments are available on the 1st, 5th, 10th, 15th, 20th or 25th of a month. All SIP installments under MSIP and QSIP should be of the same The cities / banks / branches in the list may be modified/updated/changed/ The above list is subject to change from time to time. Please contact the removed at any time in future entirely at the discretion of HDFC Mutual nearest Investor Service Centre (ISC) of HDFC Mutual Fund for updated list. amount and same date. For example, if an investor is enrolling for MSIP for the period July- December 2009 for total amount of R 60,000/-, there shall be Fund / HDFC Asset Management Company Limited without assigning 2. The SIP Enrolment Form should be completed in English and in Block Letters any reasons or prior notice. If any city / bank / branch is removed, SIP a minimum of six installments (except for first SIP cheque which could be of only. Please tick ( ) in the appropriate box ( ), where boxes have been any date) and same amount. The first cheque should be drawn on the same instructions for investors in such city / bank / branch via (ECS) (Debit provided.TheSIPEnrolmentFormcompleteinallrespects,shouldbesubmitted bank account which is to be registered for ECS (Debit Clearing) / Direct Debit Clearing) / Direct Debit / Standing Instruction route will be discontinued at any of the Investor Service Centres (ISCs) of HDFC Mutual Fund or at the / Standing Instruction. Alternatively, the cheque may be drawn on any bank, withoutpriornotice.Please contact the nearest Investor Service Centre Official Points of Acceptance of Transactions of Computer Age Management but investor should provide a photocopy of the cheque of the bank / branch of HDFC Mutual Fund for updated list. Services Pvt Ltd. (CAMS). for which ECS (Debit Clearing) / Direct Debit / Standing Instruction is to be 8. Units will be allotted on the applicable dates. In case the date falls on a Non- In case SIP investments are made through 'Third Party Payments' i.e. registered. However, investors need not submit the First Cheque for SIP Business Day or falls during a book closure period, the immediate next Business payment made through an instrument issued from a bank account other enrollment provided the SIP Enrolment Form is attested by the Bank from Day will be considered for the purpose of determining the applicability of thanthatofthefirstnamedapplicant/investormentionedintheapplication which SIP installment will be debited or copy of the cancelled cheque or NAV subject to the realization of proceeds. Further, in case of first SIP investment form, Investors are required to additionally fill up & submit the 'Third Party photocopy of the cheque of bank account from which the SIP installment accepted through cheque drawn on a location where ISCs of HDFC Mutual Payment Declaration Form' (available at any of our ISCs or on our website will be debited is attached to the form. Fund does not have a presence but HDFC Bank has a presence, units will be www.hdfcfund.com) www.hdfcfund.com) along with the SIP Enrolment Form. Form. a. FirstSIPChequeandsubsequentSIPInstallmentsviaECS(DebitClearing) / allotted on the date on which subscription proceeds are realized. This Form is not applicable for investments through Micro Systematic Direct Debit / Standing Instruction should be of the same amount. 9. The first SIP cheque should be drawn in favour of 'the Specific Scheme A/c Investment Plan (Micro SIP) i.e. upto R 50,000 per year per investor. For Investment year investor For estor. b. The SIP Enrolment Form should be submitted atleast 30 days before the Permanent Account Number' or 'the Specific Scheme A/c First Investor investment through Micro SIP investor is required to fill up Micro SIP first SIP date^ for ECS (Debit Clearing) / Direct Debit / Standing Instruction. Name' (e.g. In case of HGF the cheque should be drawn in favour of "HDFC Enrolment Form available at any of our ISCs or on our website If the SIP start period is not mentioned, the chosen/Default date falling 30 Growth Fund A/c ABCDE1234F" OR "HDFC Growth Fund A/c Bhavesh www.hdfcfund.com. www.hdfcfund.com. .hdfcfund.com days from SIP submission date wil be considered as the SIP start date and Shah"; in case of HDFC Index Fund, HDFC MF Monthly Income Plan the name 3. a. Existing unit holders in Scheme(s) of HDFC Mutual Fund are required to SIP wil be registered from that date (eg. If the application is submitted on of the respective Plan should also be mentioned) and crossed "Account submit only the SIP Enrolment Form. Existing unit holders should provide June 1 without indicating the SIP start period then the SIP start date would beJuly1). Payee only". Unit holders must write the SIP Enrolment Form number, if any, their Folio Number. Unitholders’ details and mode of holding (single, on the reverse of the cheque. jointly, anyone or survivor) will be as per the existing folio number and ^ In case the auto debit start date as mentioned in the form does not satisfy this condition, the first SIP date shall be rolled over to begin from 10. An Account Statement will be issued by mail or by e-mail (if opted by the unit would prevail over any conflicting information furnished in this form. the immediately following month (provided the roll over SIP date does holder) to the unit holder within 10 Business Days for the first investment Unitholders name should match with the details in the existing folio notexceedthemaximumtimegapof90daysbetweentheSIPsubmission through SIP The subsequent account statement will be despatched once . number, failing which the application form is liable to be rejected. date and first installment of SIP through ECS (Debit Clearing) or Direct every quarter ending March, June, September and December within 10 b. Signature(s) should be as it appears on the Application Form / Folio and Business Days of the end of respective quarter. In case of specific request Debit / Standing Instruction) and the end date shall accordingly get in the same order. In case the mode of holding is joint, all unitholders are received from investors, Mutual Fund will provide the account statement to extended. required to sign. the investors within 5 Business Days from the receipt of such request without c. Payment may be made by cheque drawn on any bank which is situated 4. a. New investors who wish to enroll for SIP are required to fil the (i) SIP Enrolment at and is a member of the Bankers’ Clearing House located at the place any charges. Form Investments through ECS/ Direct Debit Facility / Standing Instruction (ii) the where the SIP application is submitted. Outstation cheques will not be 11. You can choose to change your bank account or discontinue the SIP facility respective Scheme Application Form (included in the Key Information accepted and applications accompanied by such cheques are liable to be by giving thirty days written notice to any of our Investor Service Centres. For Memorandum) along with / without the initial investment instrument. New rejected. No cash, money orders or postal orders will be accepted. SIP cancellation request, please mention the SIP start date as mentioned at the investorsareadvisedtoreadtheSchemeInformationDocument(s)andStatement d. In case, the name is not pre-printed on the cheque or signature on the time of registration. of Additional Information carefully before investing. The Scheme Information cheque does not match, then the first named applicant/investor should Document(s) / Key Information Memorandum(s) and Statement of Additional 12. The SIP enrollment will be discontinued in cases where three consecutive SIP submit any one of the following documents i.e. a copy of the bank passbook installments are not honored or the Bank Account [for ECS (Debit clearing)/ information are available with the ISCs of HDFC Mutual Fund, brokers/distributors or a statement of bank account or a letter from the bank on its letterhead and also displayed at the HDFC Mutual Fund website i.e. www .hdfcfund.com Direct Debit / Standing Instruction] is closed and request for change in bank certifying the investors bank account details (Account Number, T Branch, ype, account [for ECS (Debit clearing) / Direct Debit / Standing Instruction] is not b. New investors can apply for SIP in to respective Scheme / Plans / Options MICR Code). For other mode of payment for SIP and further details, please submitted at least 30 days before the next SIP Auto Debit. without any existing investment / folio. refer to the section 'Third Party Payments' under the Instructions in the Key Information Memorandum and section 'How to Apply' under Statement 13. Units of HDFC Long T Advantage Fund and HDFC TaxSaver cannot be erm Theprovisionfor‘Minimum Application Amount’specifiedintherespective Scheme Information Document will not be applicable for SIP investments. of Additional Information available on our website www.hdfcfund.com. assigned / transferred / pledged / redeemed / switched - out until completion e.g. the minimum application amount for new investors in HDFC Equity e. SIP T Top-up Facility: op-up Facility: of 3 years from the date of allotment of the respective units. Units of HDFC Fund - Growth Option is R 5,000/-. However, in case of SIP investments, an 1. SIP Top-up is a facility wherein an investor who wishes to enrol for Children's Gift Fund (subject to lock-in period) cannot be redeemed / switched investor can enter the Scheme with minimum amount of R 500/-. SIP has an option to increase the amount of the SIP installment by , - out until the Unitholder (being the beneficiary child) attains 18 years of age a fixed amount at pre-defined intervals. The SIP Top-up amount or till completion of 3 years from the date of allotment, whichever is later. 5. SIP offers investors the following two Plans (Frequency): should be filled in the SIP Enrolment Form itself. 14. Permanent Account Number (PAN) i) Monthly Systematic Investment Plan (MSIP) ii) Quarterly Systematic Investment Plan (QSIP) 2. The SIP Top-up amount should be in multiples of R 500 only. SEBI has made it mandatory for all applicants (in the case of application in joint 3. Monthly SIP offers top-up frequency at half yearly and yearly intervals. names, each of the applicants) to mention his/her permanent account number 6. (i) The details of minimum amount per cheque, minimum number of (PAN) irrespective of the amount [Except for SIP upto R 50,000/- per year per Quarterly SIP offers top-up frequency at yearly intervals only. In case cheques, duration, entry load, exit load, etc. are given below: investor (Micro SIP)]. Where the applicant is a minor, and does not posses his the top-up frequency is not indicated under Monthly SIP, it will be Schemes other than TaxSa axSav HDFC TaxSaver* and considered as yearly interval. / her own PAN, he / she shall quote the PAN of his/ her father or mother or the TaxSa axSav HDFC TaxSaver* and HDFC HDFC Long Term Term f. (i) SIP Payment through Electronic Clearing Service (ECS) (Debit guardian, as the case may be. Applications not complying with the above Term Long Term Advantage Fund* Advantage Fund* Clearing) of the Reserve Bank of India (RBI) - Investors/Unitholders requirement may not be accepted/ processed. PAN card copy is not required i ) Minimum Amount per Installment may also enroll for SIP Auto Debit facility through ECS (Debit Clearing) separately if KYC acknowledgement issued by CVL is made available. MSIP R 500/- and in multiples of R 100/- R 500/- and in multiples of the RBI. For further details, please refer Section 'Permanent Account Number' under of R 500/- thereafter List of Cities for SIP Auto Debit Facility via ECS (Debit Clearing) should Statement of Additional Information available on our website QSIP R 1,500/- and in multiples of R 100/- R 1,500/- and in multiples conform to the ECS Debit locations approved by RBI. The same is www.hdfcfund.com. of R 500/- thereafter. available on www.rbi.org.in and on our website www.hdfcfund.com  This facility is offered only to the investors having bank accounts in 15. Know Your Customer (KYC) Compliance: Investors should note that it is ii) Total Minimum Number of Installments mandatory for all registrations for Systematic Investment Plan (SIP) to quote MSIP  In respect of each SIP Installment less 6 Installments select cities.  The bank account provided for ECS (Debit) should participate in local the KYC Compliance Status of each applicant (guardian in case of minor) in than R 1,000/- in value: 12 Installments theapplicationandattachproofofKYCComplianceviz.KYCAcknowledgement MICR clearing.  In respect of each SIP Installment equal  SIP auto debit facility is available only on specific dates of the month Letter / Printout of KYC Compliance Status downloaded from CDSL Ventures to or greater than R 1,000/ - as under : Ltd. (CVL) website (www.cvlindia.com) using the PAN. For more details, please in value: 6 Installments refer to the Statement of Additional Information available on our website Cities SIP Dates QSIP  In respect of each SIP Installment less 2 Installments Pondicherry 5th / 10th / 15th / 25th www.hdfcfund.com than R 3,000/- in value: 4 Installments 16 a. Investors will not hold HDFC Mutual Fund / HDFC Asset Management  In respect of each SIP Installment equal The investor agrees to abide by the terms and conditions of ECS facility of RBI. Company Limited (HDFC AMC), its registrars and other service providers to or greater than R 3,000/- responsible if the transaction is delayed or not effected or the investor in value: 2 Installments (ii) SIP payment through Direct Debit Facility Investors / Unit holders may enroll for SIP Direct Debit Facility available bank account is debited in advance or after the specific SIP date due to *open-ended equity linked savings scheme with a lock-in period of 3 years local holidays or any other reason. with the following banks / branches (ii) There is no maximum duration for SIP enrolment. However, SIPs will be b. HDFC Mutual Fund / HDFC AMC, its registrars and other service providers registered in a folio held by a minor only till the date of the minor attaining Banks Branches shall not be responsible and liable for any damages/compensation for majority, even though the instructions may be for a period beyond that Axis Bank Limited, IDBI Bank Limited, Kotak All any loss, damage etc. incurred by the investor. The investor assumes the date. The SIP facility will automatically stand terminated upon the Unit Mahindra Bank Limited, IndusInd Bank Limited, Branches entire risk of using this facility and takes full responsibility. Holder attaining 18 years of age. State Bank of India and Union Bank of India c. HDFCMutualFund/HDFCAMCreservestherighttorejectanyapplication An investor has an option to choose the 'End Date' of the SIP by filling Bank of India, Bank of Baroda and Select Punjab National Bank Branches without assigning any reason thereof. the date or by selecting the Default Date i.e. December 2031. d. The SIP Auto Debit facility is subject to the terms and conditions of the (iii) In respect of SIP enrollments, the Load Structure prevalent at the time of  This facility is offered only to the investors having bank accounts Banks offering the said facility and the Investors will not hold HDFC enrollment shall govern the investors during the tenure of the SIP . in select banks / branches eligible for this facility. Mutual Fund / HDFC AMC responsible for any rejection. The Load Structure for investments through SIP is as follows  This facility is available on all SIP dates of a month / quarter. 17. The T rustee reserves the right to change/modify the terms and conditions of the SIP.
  • 47. S SYSTEMATIC SIP Enrolment Form I INVESTMENT [For Investments through ECS (Debit Clearing) / Direct Debit Facility/ through Standing Instruction] P PLAN (Please read terms & conditions overleaf) Enrolment Form No. IMPORTANT: Please strike out the Section(s) that is/are not used by you to avoid any unauthorised use IMPORTANT: strike you av SIP via ECS (Debit Clearing) in select cities or via Direct Debit/Standing Instruction in select banks / branches only. PAR ARTNER AGENT INFORMATION KEY PARTNER / AGENT INFORMATION ONLY FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ Holder. investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y I/ We have read and understood the contents of the Scheme Information Document(s) and Statement of Additional Information and the terms & conditions of SIP enrolment and ECS (Debit Clearing) / Direct Debit / Standing Instruction and agree to abide by the same. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the SIP of the following Scheme(s)/ Plan(s) / Option(s) and agree to abide by the terms and conditions of the same. I/ We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for pay the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/ We hereby apply to the Trustee of HDFC Mutual Fund: Please () any one. In the absence of indication of the option the form is liable to be rejected. REGISTRATION NEW REGISTRATION CHANGE IN BANK ACCOUNT CANCELLATION (Refer Item No. 11) CANCELLATION INVESTOR AND SIP DETAILS Application No. (For new investor)/Folio No. (For existing Unitholder) Sole/1st Applicant SIGNATURE (Refer Item No. 3(b) SIGNATURE PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Name of Guardian (In case first/sole holder is minor) PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Second Applicant PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached Third Applicant KYC Compliance Status** YES NO PAN# KYC# (Mandatory for any amount) [Please tick ()] ( Attached # Please attach Proof. If PAN/KYC is already validated please don’t attach any proof. Refer Item No 14 and 15. Scheme Plan Option Each SIP Amount (R) SIP Frequency Monthly+ Quarterly (+Default Frequency) [Refer Item No. 6(iv)] SIP Top-up (Optional) (Please  to avail this facility) Top-up Amount (R) ____________________ (The amount should be in multiples of R 500 only) (Refer Item No. 7 e) SIP Top-up Frequency: Half-yearly Yearly (Quarterly SIP offers top-up frequency at yearly intervals only.) + + SIP Date 1st 5th 10th 15th 20th 25th ( Default Date ) [Refer Item No. 6(iv)] SIP Period Start From M M Y Y End On** M M Y Y OR Default Date (December 2031) **Please refer Item No. 6(ii) and 6(iii) D D M M YAmount@ (R ) Y (R First SIP Transaction via Cheque No. Transaction Cheque Dated @The first cheque amount should Mandatory Enclosure (if 1st Installment is not by cheque) Blank cancelled cheque Copy of cheque be same as each SIP Amount. I/We hereby authorise HDFC Mutual Fund/HDFC Asset Management Company Limited and their authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) / Direct Debit / Standing Instruction for collection of SIP payments. BANK DETAILS Bank Name Branch Name Bank City Account Number 9 Digit MICR Code (Please enter the 9 digit number that appears after the cheque number) Account Type (Please ) Savings Current NRO NRE FCNR Others (please specify) _______________________ Accountholder Name as in Bank Account Authorisation of the Bank Account Holder (to be signed by the Investor)** ** To, The Branch Manager, _______________________________________________________(Name of the Bank) This is to inform that I/We have registered for the RBI's Electronic Clearing Service (Debit Clearing) / Direct Debit / Standing Instruction and that my payment towards my investment in HDFC Mutual Fund shall be made from my/our Bank Account Number below mentioned bank account with your bank. I/We authorise the representative carrying this ECS (Debit Clearing) / Direct Debit / Standing Instruction mandate Form to get it verified & executed. I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit / Standing Instruction. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/ We would not hold the user institution responsible. I / We will also inform HDFC Mutual Fund/HDFC Asset Management Company Limited, about any changes in my bank account. I/ We have read and agreed to the terms and conditions mentioned overleaf. Top-up Applicable to SIP Top-up facility: I/We hereby agree to avail the top-up facility for SIP and authorize my bank to execute the ECS/Direct Debit/Standing Instruction for a further increase in installment from my designated account. Please write SIP Enrolment Form No. / Folio No. on the reverse of the cheque. 1st Account 2nd Account 3rd Account Holder’s Signature Holder’s Signature Holder’s Signature (As in Bank Records) (As in Bank Records) (As in Bank Records) BANKER’S ATTESTATION (FOR BANK USE ONLY) ATTEST TTESTA BANK ONLY) Certified that the signature of account holder and the details of Bank account and its MICR code are correct as per our records Signature of Authorised Official from Bank (Bank Stamp and Date) Bank Account Number For Office Use only (Not to be filled in by Investor) Recorded on Scheme Code Recorded by Credit Account Number
  • 48. FACILITY STANDING SIP TERMS & CONDITIONS FOR ECS (DIRECT CLEARING) / DIRECT DEBIT FACILITY / STANDING INSTRUCTION 1. SIP is available to investors in the following Scheme(s) of HDFC Mutual Fund: (a) Entry Load: Not Applicable. Theupfrontcommissiononinvestment (iii) SIP payment through Standing Instruction HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Capital made by the investor, if any, shall be paid to the ARN Holder (AMFI Payment may also be accepted by direct debits to unit holders’ bank Builder Fund, HDFC Index Fund, HDFC Children’s Gift Fund, HDFC Balanced registered Distributor) directly by the investor, based on the investor’s accounts. For this purpose, unit holders are required to give standing Fund, HDFC Prudence Fund, HDFC Long Term Advantage Fund*, HDFC assessment of various factors including service rendered by the ARN instructions to their bankers (with whom HDFC Mutual Fund may TaxSaver*, HDFC MF Monthly Income Plan (an open-ended income scheme. Holder. have an arrangement from time to time) to debit their bank accounts Monthly income is not assured and is subject to availability of distributable (b) Exit Load: Applicable Exit Load, if any, in the Scheme/Plan/Option as at periodic intervals and credit the subscription proceeds to the surplus), HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC on the date of enrollment of the SIP will be levied. HDFC Mutual Fund bank account. Currently, the arrangement for Mid-Cap Opportunities Fund, HDFC Long Term Equity Fund, HDFC For Scheme load structure please refer to Key Information direct debit facility is with: Infrastructure Fund, HDFC Multiple Yield Fund, HDFC Arbitrage Fund, HDFC Memorandum or contact the nearest Investor Service Centre (ISC) of AxisBank DhanlaxmiBankLtd.HDFCBank ICICIBankINGVysya Income Fund, HDFC High Interest Fund, HDFC Short Term Plan, HDFC Short HDFC Mutual Fund or visit our website www.hdfcfund.com. Bank  Royal Bank of Scotland NV  South Indian Bank Term Opportunities Fund, HDFC Medium T Opportunities Fund, HDFC erm (iv) In case the Frequency (Monthly/Quarterly) and SIP date is not indicated,  This facility is offered only to the investors having bank accounts Cash Management Fund- Treasury Advantage Plan, HDFC Gilt Fund, HDFC Monthly frequency shall be treated as the Default Frequency and 10th in the above mentioned Banks. Floating Rate Income Fund and HDFC Multiple Yield Fund- Plan 2005. shall be treated as the Default date.  This facility is available on all SIP dates of a month / quarter. *an open-ended equity linked savings scheme with a lock-in period of 3 years 7. All SIP installments are available on the 1st, 5th, 10th, 15th, 20th or 25th of a month. All SIP installments under MSIP and QSIP should be of the same The cities / banks / branches in the list may be modified/updated/changed/ The above list is subject to change from time to time. Please contact the removed at any time in future entirely at the discretion of HDFC Mutual nearest Investor Service Centre (ISC) of HDFC Mutual Fund for updated list. amount and same date. For example, if an investor is enrolling for MSIP for the period July- December 2009 for total amount of R 60,000/-, there shall be Fund / HDFC Asset Management Company Limited without assigning 2. The SIP Enrolment Form should be completed in English and in Block Letters any reasons or prior notice. If any city / bank / branch is removed, SIP a minimum of six installments (except for first SIP cheque which could be of only. Please tick ( ) in the appropriate box ( ), where boxes have been any date) and same amount. The first cheque should be drawn on the same instructions for investors in such city / bank / branch via (ECS) (Debit provided.TheSIPEnrolmentFormcompleteinallrespects,shouldbesubmitted bank account which is to be registered for ECS (Debit Clearing) / Direct Debit Clearing) / Direct Debit / Standing Instruction route will be discontinued at any of the Investor Service Centres (ISCs) of HDFC Mutual Fund or at the / Standing Instruction. Alternatively, the cheque may be drawn on any bank, withoutpriornotice.Please contact the nearest Investor Service Centre Official Points of Acceptance of Transactions of Computer Age Management but investor should provide a photocopy of the cheque of the bank / branch of HDFC Mutual Fund for updated list. Services Pvt Ltd. (CAMS). for which ECS (Debit Clearing) / Direct Debit / Standing Instruction is to be 8. Units will be allotted on the applicable dates. In case the date falls on a Non- In case SIP investments are made through 'Third Party Payments' i.e. registered. However, investors need not submit the First Cheque for SIP Business Day or falls during a book closure period, the immediate next Business payment made through an instrument issued from a bank account other enrollment provided the SIP Enrolment Form is attested by the Bank from Day will be considered for the purpose of determining the applicability of thanthatofthefirstnamedapplicant/investormentionedintheapplication which SIP installment will be debited or copy of the cancelled cheque or NAV subject to the realization of proceeds. Further, in case of first SIP investment form, Investors are required to additionally fill up & submit the 'Third Party photocopy of the cheque of bank account from which the SIP installment accepted through cheque drawn on a location where ISCs of HDFC Mutual Payment Declaration Form' (available at any of our ISCs or on our website will be debited is attached to the form. Fund does not have a presence but HDFC Bank has a presence, units will be www.hdfcfund.com) www.hdfcfund.com) along with the SIP Enrolment Form. Form. a. FirstSIPChequeandsubsequentSIPInstallmentsviaECS(DebitClearing) / allotted on the date on which subscription proceeds are realized. This Form is not applicable for investments through Micro Systematic Direct Debit / Standing Instruction should be of the same amount. 9. The first SIP cheque should be drawn in favour of 'the Specific Scheme A/c Investment Plan (Micro SIP) i.e. upto R 50,000 per year per investor. For Investment year investor For estor. b. The SIP Enrolment Form should be submitted atleast 30 days before the Permanent Account Number' or 'the Specific Scheme A/c First Investor investment through Micro SIP investor is required to fill up Micro SIP first SIP date^ for ECS (Debit Clearing) / Direct Debit / Standing Instruction. Name' (e.g. In case of HGF the cheque should be drawn in favour of "HDFC Enrolment Form available at any of our ISCs or on our website If the SIP start period is not mentioned, the chosen/Default date falling 30 Growth Fund A/c ABCDE1234F" OR "HDFC Growth Fund A/c Bhavesh www.hdfcfund.com. www.hdfcfund.com. .hdfcfund.com days from SIP submission date wil be considered as the SIP start date and Shah"; in case of HDFC Index Fund, HDFC MF Monthly Income Plan the name 3. a. Existing unit holders in Scheme(s) of HDFC Mutual Fund are required to SIP wil be registered from that date (eg. If the application is submitted on of the respective Plan should also be mentioned) and crossed "Account submit only the SIP Enrolment Form. Existing unit holders should provide June 1 without indicating the SIP start period then the SIP start date would beJuly1). Payee only". Unit holders must write the SIP Enrolment Form number, if any, their Folio Number. Unitholders’ details and mode of holding (single, on the reverse of the cheque. jointly, anyone or survivor) will be as per the existing folio number and ^ In case the auto debit start date as mentioned in the form does not satisfy this condition, the first SIP date shall be rolled over to begin from 10. An Account Statement will be issued by mail or by e-mail (if opted by the unit would prevail over any conflicting information furnished in this form. the immediately following month (provided the roll over SIP date does holder) to the unit holder within 10 Business Days for the first investment Unitholders name should match with the details in the existing folio notexceedthemaximumtimegapof90daysbetweentheSIPsubmission through SIP The subsequent account statement will be despatched once . number, failing which the application form is liable to be rejected. date and first installment of SIP through ECS (Debit Clearing) or Direct every quarter ending March, June, September and December within 10 b. Signature(s) should be as it appears on the Application Form / Folio and Business Days of the end of respective quarter. In case of specific request Debit / Standing Instruction) and the end date shall accordingly get in the same order. In case the mode of holding is joint, all unitholders are received from investors, Mutual Fund will provide the account statement to extended. required to sign. the investors within 5 Business Days from the receipt of such request without c. Payment may be made by cheque drawn on any bank which is situated 4. a. New investors who wish to enroll for SIP are required to fil the (i) SIP Enrolment at and is a member of the Bankers’ Clearing House located at the place any charges. Form Investments through ECS/ Direct Debit Facility / Standing Instruction (ii) the where the SIP application is submitted. Outstation cheques will not be 11. You can choose to change your bank account or discontinue the SIP facility respective Scheme Application Form (included in the Key Information accepted and applications accompanied by such cheques are liable to be by giving thirty days written notice to any of our Investor Service Centres. For Memorandum) along with / without the initial investment instrument. New rejected. No cash, money orders or postal orders will be accepted. SIP cancellation request, please mention the SIP start date as mentioned at the investorsareadvisedtoreadtheSchemeInformationDocument(s)andStatement d. In case, the name is not pre-printed on the cheque or signature on the time of registration. of Additional Information carefully before investing. The Scheme Information cheque does not match, then the first named applicant/investor should Document(s) / Key Information Memorandum(s) and Statement of Additional 12. The SIP enrollment will be discontinued in cases where three consecutive SIP submit any one of the following documents i.e. a copy of the bank passbook installments are not honored or the Bank Account [for ECS (Debit clearing)/ information are available with the ISCs of HDFC Mutual Fund, brokers/distributors or a statement of bank account or a letter from the bank on its letterhead and also displayed at the HDFC Mutual Fund website i.e. www .hdfcfund.com Direct Debit / Standing Instruction] is closed and request for change in bank certifying the investors bank account details (Account Number, T Branch, ype, account [for ECS (Debit clearing) / Direct Debit / Standing Instruction] is not b. New investors can apply for SIP in to respective Scheme / Plans / Options MICR Code). For other mode of payment for SIP and further details, please submitted at least 30 days before the next SIP Auto Debit. without any existing investment / folio. refer to the section 'Third Party Payments' under the Instructions in the Key Information Memorandum and section 'How to Apply' under Statement 13. Units of HDFC Long T Advantage Fund and HDFC TaxSaver cannot be erm Theprovisionfor‘Minimum Application Amount’specifiedintherespective Scheme Information Document will not be applicable for SIP investments. of Additional Information available on our website www.hdfcfund.com. assigned / transferred / pledged / redeemed / switched - out until completion e.g. the minimum application amount for new investors in HDFC Equity e. SIP T Top-up Facility: op-up Facility: of 3 years from the date of allotment of the respective units. Units of HDFC Fund - Growth Option is R 5,000/-. However, in case of SIP investments, an 1. SIP Top-up is a facility wherein an investor who wishes to enrol for Children's Gift Fund (subject to lock-in period) cannot be redeemed / switched investor can enter the Scheme with minimum amount of R 500/-. SIP has an option to increase the amount of the SIP installment by , - out until the Unitholder (being the beneficiary child) attains 18 years of age a fixed amount at pre-defined intervals. The SIP Top-up amount or till completion of 3 years from the date of allotment, whichever is later. 5. SIP offers investors the following two Plans (Frequency): should be filled in the SIP Enrolment Form itself. 14. Permanent Account Number (PAN) i) Monthly Systematic Investment Plan (MSIP) ii) Quarterly Systematic Investment Plan (QSIP) 2. The SIP Top-up amount should be in multiples of R 500 only. SEBI has made it mandatory for all applicants (in the case of application in joint 3. Monthly SIP offers top-up frequency at half yearly and yearly intervals. names, each of the applicants) to mention his/her permanent account number 6. (i) The details of minimum amount per cheque, minimum number of (PAN) irrespective of the amount [Except for SIP upto R 50,000/- per year per Quarterly SIP offers top-up frequency at yearly intervals only. In case cheques, duration, entry load, exit load, etc. are given below: investor (Micro SIP)]. Where the applicant is a minor, and does not posses his the top-up frequency is not indicated under Monthly SIP, it will be Schemes other than TaxSa axSav HDFC TaxSaver* and considered as yearly interval. / her own PAN, he / she shall quote the PAN of his/ her father or mother or the TaxSa axSav HDFC TaxSaver* and HDFC HDFC Long Term Term f. (i) SIP Payment through Electronic Clearing Service (ECS) (Debit guardian, as the case may be. Applications not complying with the above Term Long Term Advantage Fund* Advantage Fund* Clearing) of the Reserve Bank of India (RBI) - Investors/Unitholders requirement may not be accepted/ processed. PAN card copy is not required i ) Minimum Amount per Installment may also enroll for SIP Auto Debit facility through ECS (Debit Clearing) separately if KYC acknowledgement issued by CVL is made available. MSIP R 500/- and in multiples of R 100/- R 500/- and in multiples of the RBI. For further details, please refer Section 'Permanent Account Number' under of R 500/- thereafter List of Cities for SIP Auto Debit Facility via ECS (Debit Clearing) should Statement of Additional Information available on our website QSIP R 1,500/- and in multiples of R 100/- R 1,500/- and in multiples conform to the ECS Debit locations approved by RBI. The same is www.hdfcfund.com. of R 500/- thereafter. available on www.rbi.org.in and on our website www.hdfcfund.com  This facility is offered only to the investors having bank accounts in 15. Know Your Customer (KYC) Compliance: Investors should note that it is ii) Total Minimum Number of Installments mandatory for all registrations for Systematic Investment Plan (SIP) to quote MSIP  In respect of each SIP Installment less 6 Installments select cities.  The bank account provided for ECS (Debit) should participate in local the KYC Compliance Status of each applicant (guardian in case of minor) in than R 1,000/- in value: 12 Installments theapplicationandattachproofofKYCComplianceviz.KYCAcknowledgement MICR clearing.  In respect of each SIP Installment equal  SIP auto debit facility is available only on specific dates of the month Letter / Printout of KYC Compliance Status downloaded from CDSL Ventures to or greater than R 1,000/ - as under : Ltd. (CVL) website (www.cvlindia.com) using the PAN. For more details, please in value: 6 Installments refer to the Statement of Additional Information available on our website Cities SIP Dates QSIP  In respect of each SIP Installment less 2 Installments Pondicherry 5th / 10th / 15th / 25th www.hdfcfund.com than R 3,000/- in value: 4 Installments 16 a. Investors will not hold HDFC Mutual Fund / HDFC Asset Management  In respect of each SIP Installment equal The investor agrees to abide by the terms and conditions of ECS facility of RBI. Company Limited (HDFC AMC), its registrars and other service providers to or greater than R 3,000/- responsible if the transaction is delayed or not effected or the investor in value: 2 Installments (ii) SIP payment through Direct Debit Facility Investors / Unit holders may enroll for SIP Direct Debit Facility available bank account is debited in advance or after the specific SIP date due to *open-ended equity linked savings scheme with a lock-in period of 3 years local holidays or any other reason. with the following banks / branches (ii) There is no maximum duration for SIP enrolment. However, SIPs will be b. HDFC Mutual Fund / HDFC AMC, its registrars and other service providers registered in a folio held by a minor only till the date of the minor attaining Banks Branches shall not be responsible and liable for any damages/compensation for majority, even though the instructions may be for a period beyond that Axis Bank Limited, IDBI Bank Limited, Kotak All any loss, damage etc. incurred by the investor. The investor assumes the date. The SIP facility will automatically stand terminated upon the Unit Mahindra Bank Limited, IndusInd Bank Limited, Branches entire risk of using this facility and takes full responsibility. Holder attaining 18 years of age. State Bank of India and Union Bank of India c. HDFCMutualFund/HDFCAMCreservestherighttorejectanyapplication An investor has an option to choose the 'End Date' of the SIP by filling Bank of India, Bank of Baroda and Select Punjab National Bank Branches without assigning any reason thereof. the date or by selecting the Default Date i.e. December 2031. d. The SIP Auto Debit facility is subject to the terms and conditions of the (iii) In respect of SIP enrollments, the Load Structure prevalent at the time of  This facility is offered only to the investors having bank accounts Banks offering the said facility and the Investors will not hold HDFC enrollment shall govern the investors during the tenure of the SIP . in select banks / branches eligible for this facility. Mutual Fund / HDFC AMC responsible for any rejection. The Load Structure for investments through SIP is as follows  This facility is available on all SIP dates of a month / quarter. 17. The T rustee reserves the right to change/modify the terms and conditions of the SIP.
  • 49. S SYSTEMATIC SYSTEMATIC Enrolment Form (Please read terms & conditions / instructions overleaf) T TRANSFER Enrolment P PLAN Form No. PAR ARTNER INFORMATION KEY PARTNER / AGENT INFORMATION ONLY FOR OFFICE USE ONLY Sub Agent’s name and Code/ M O Code Date of Receipt Folio No. Branch Trans. No. ISC Name & Stamp Name and AMFI Reg. No. (ARN) Bank Branch Code ARN- 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on Date: D D M M Y Y Y Y the investors’ assessment of various factors including the service rendered by the ARN Holder. I / We have read and understood the contents of the Scheme Information Document(s) of the respective Scheme(s) and Statement of Additional Information and the terms & conditions overleaf. I /We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the STP of the following Scheme(s)/ Plan(s) / Option(s) and agree to abide by the terms and conditions of the respective Scheme(s) / Plan(s) / Option(s). The ARN holder (AMFI registered Distributor) has disclosed to me/ us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Please (✓) any one. REGISTRATION NEW REGISTRATION CANCELLATION CANCELLATION Folio No. of 'Transferor' Scheme (for existing Unit holder) / 'Transferor' Application No. (for new investor) Name of the Applicant PAN KYC is mandatory# Please (✓) First / Sole Applicant Proof Attached Guardian (in case the First / Sole Applicant is a minor) Proof Attached Second Applicant Proof Attached Third Applicant Proof Attached # Please attach Proof. If KYC is already validated, please don’t attach any proof. Refer Instruction 16 Particulars 'Transferor' 1. Name of 'Transferor' Scheme/Plan/Option 'Transferee' 2. Name of 'Transferee' Scheme/Plan/Option 3. Type of STP Plan/Frequency FSTP Amount of Transfer per Installment: R______________ CASTP (Please ✓ any one) (Refer Instruction No. 7 & 8) Daily# Monthly+ Quarterly Monthly+ Quarterly W eekly$ Weekly$ Date of Transfer (Please ✓ any one) Date of Transfer (Please ✓ any one) 1st 5th 10th+ 15th 20th 25th 1st 5th 10th+ 15th 20th 25th No. of Enrolment Period* : Enrolment Period*: Installments:* From: M M Y Y Y Y From: M M Y Y Y Y _______________ To: M M Y Y Y Y To: M M Y Y Y Y In case of insufficient space, please fill up separate Enrolment Forms. #Refer Instruction No. 7 (a) $Refer Instruction No. 7 (b) * Refer Instruction No. 9 overleaf + Default Frequency/Date [Refer Instruction 9(a)(v)] SIGNATURE(S) SIGNATURE(S) First / Sole Unit Holder / Guardian Second Unit Holder Third Unit Holder Please note : Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign. (To ACKNOWLEDGEMENT SLIP (To be filled in by the Unit holder) HDFC MUTUAL FUND Enrolment Date: Regd. office : Ramon House, 3rd Floor, H.T. Parekh Marg, Form No. 169, Backbay Reclamation, Churchgate, Mumbai 400020 ISC Stamp & Signature Received from Mr./Ms./M/s. ___________________________________________ 'STP' applications(s) for transfer of Units; from Scheme / Plan / Option _______________________________________________________________________________ to Scheme / Plan / Option __________________________________________________________________________________
  • 50. TERMS & CONDITIONS / INSTRUCTIONS 1. STP is a facility wherein unit holder(s) of designated and minimum R 500 and in multiples of R 500 b. In case of FSTP - Daily and Weekly Interval, the open-ended scheme(s) of HDFC Mutual Fund thereafter for HDFC TaxSaver* and HDFC Long commencement date shall be within 15 days from (Transferor Scheme) can opt to transfer a fixed Term Advantage Fund*) on the 1st, 5th, 10th, 15th, the date of receipt of a valid request. FSTP - Weekly amount or capital appreciation amount at regular 20th or 25th of each month. will be registered effective from first Friday (if intervals to designated open-ended schemes) of d. Under the FSTP - Quarterly Interval unit holders Interval, Friday is not a Business Day, then immediately HDFC Mutual Fund (Transferee Scheme). Currently, will be eligible to transfer a fixed amount succeeding Business Day) after 10 days from the the schemes eligible for this facility are as follows, (minimum R 3,000 and in multiples of R 100 date of receipt of the valid STP Enrolment Form. HDFC Growth Fund, HDFC Equity Fund, HDFC Top thereafter for schemes other than HDFC c. The application for enrollment for FSTP - Monthly 200 Fund, HDFC Capital Builder Fund, HDFC Index TaxSaver* and HDFC Long Term Advantage Fund* & Quarterly Interval and CASTP - Monthly & Fund, HDFC Balanced Fund, HDFC Prudence Fund, and minimum R 500 and in multiples of R 500 Quarterly Interval should be submitted at least 10 HDFC Long Term Advantage Fund*, HDFC thereafter for HDFC TaxSaver* and HDFC Long Days before the commencement date of the same. TaxSaver*, HDFC MF Monthly Income Plan (an open Term Advantage Fund*) on the 1st, 5th, 10th, 15th, However, there should be a maximum gap of 30 - ended income scheme, Monthly income is not 20th or 25th of the first month of each quarter. days between the submission of a valid STP assured and is subject to availability of distributable The beginning of the quarter could be of any request and commencement date of the same. surplus), HDFC Core & Satellite Fund, HDFC Multiple month e.g. April, August, October, November, etc. d. There will be no maximum duration for STP Yield Fund, HDFC Multiple Yield Fund - Plan 2005, In case there is no minimum amount (as specified enrolment. However, STPs will be registered in a HDFC Arbitrage Fund, HDFC Premier Multi-Cap Fund, above under each Option) available in the unit folio held by a minor, only till the date of the minor HDFC Mid-Cap Opportunities Fund, HDFC Long Term holder’s account, the residual amount will be attaining majority, even though the instructions Equity Fund, HDFC Infrastructure Fund, HDFC transferred to the Transferee Scheme and account may be for a period beyond that date. The STP Income Fund, HDFC High Interest Fund, HDFC Short closed. facility will automatically stand terminated upon the Term Plan, HDFC Short Term Opportunities Fund, If STP date is a non-Business Day, then the next Unit Holder attaining 18 years of age. HDFC Medium Term Opportunities Fund, HDFC Cash Business Day shall be the STP Date and the same 10. In respect of STP enrollments made in the above- Management Fund, HDFC Gilt Fund, HDFC Floating will be considered for the purpose of determining mentioned Scheme(s), the Load Structure prevalent Rate Income Fund, HDFC Liquid Fund. the applicability of NAV. at the time of enrollment shall govern the investors * an open-ended equity linked savings schemes with Unit holders should be aware that if they decide to during the tenure of the STP. a lock-in period of 3 years. These schemes shall not take up this facility, there is possibility of erosion of Load structure for investments through STP to the be eligible for Captial Appreciation Systematic capital e.g. If the unit holder decides to transfer Schemes eligible for this facility: Transfer Plan (CASTP). R 3,000 every quarter and the appreciation is R 2,500, Transferor  Exit Load of the Transferor Scheme(s): The above list is subject to change from time to time. then such transfer proceeds will comprise of Rs 2,500 Please contact the nearest Investor Service Centre from the capital appreciation and R 500 from the unit The amount transferred under the STP from the (ISC) of HDFC Mutual Fund for updated list. holder’s capital amount. Transferor Scheme to the Transferee Scheme shall be effected by redeeming units of Transferor Scheme 2. The STP Enrolment Form should be completed in *an open-ended equity linked savings scheme with at applicable NAV, after payment of any Exit Load if Load, English and in Block Letters only. Please tick () in a lock-in period of 3 years. any, and subscribing to the units of the Transferee the appropriate box ( ), where boxes have been 8. Under the CASTP- Monthly Interval unit holders will Interval, Scheme at Applicable NAV. provided. The STP Enrolment Form complete in all be eligible to transfer the entire capital appreciation  Exit Load of the Transferee Scheme(s): Transferee respects, should be submitted at any of the Investor amount (minimum R 300) by way of capital appreciation on the 1st, 5th, 10th, 15th, 20th or 25th Applicable Exit Load, if any, in the Transferee Service Centres (ISCs) of HDFC Mutual Fund. Scheme / Plan / Option as on the date of enrollment of each month. Under the CASTP-Quarterly Interval Interval, 3. One STP Enrolment Form can be filled for one unit holders will be eligible to transfer the entire will also be levied. Scheme/Plan/ Option only. capital appreciation amount (minimum R 1,000) by For Scheme load structure please refer to Key 4. Investors are advised to read the Scheme Information way of capital appreciation on the 1st, 5th, 10th, 15th, Information Memorandum or contact the nearest Document(s) and Statement of Additional Information 20th or 25th of the first month of each quarter. The Investor Service Centre (ISC) of HDFC Mutual Fund of the Transferee Scheme(s) carefully before beginning of the quarter could be of any month e.g. or visit our website www.hdfcfund.com. investing. The Scheme Information Document(s) / April, August, October, November, etc. Please note 11. STP will be automatically terminated if all units are Key Information Memorandum(s) of the respective that no transfers will take place if there is no minimum liquidated or withdrawn from the Transferor Scheme Scheme(s) and Statement of Additional Information capital appreciation amount (except for last transfer or pledged or upon receipt of intimation of death of are available with the ISCs of HDFC Mutual Fund, leading to closure of account). The capital the unit holder. brokers/distributors and also displayed at the HDFC appreciation, if any, will be calculated from the 12. The provision of ‘Minimum Redemption Amount’ as Mutual Fund website i.e. www.hdfdund.com. enrolment date of the CASTP under the folio, till the specified in the Scheme Information Document(s) of Unitholders’ names should match with the details in first transfer date. Subsequent capital appreciation, the respective designated Transferor Schemes and the existing folio number, failing which, the if any, will be the capital appreciation between the ‘Minimum Application Amount’ specified in the application is liable to be rejected. previous CASTP date (where redemption has been Scheme Information Document(s) of the respective 5. Unit holders should note that unit holders’ details and processed and paid) and the next CASTP date e.g. if designated Transferee Schemes will not be applicable mode of holding (single, joint, anyone or survivor) in the appreciation is R 3,500 in the first quarter and for STP. the Transferee Scheme will be as per the existing R 3,000 in the second quarter, the unit holder will receive only the appreciation i.e. R 3,500 in the first 13. An Account Statement will be issued by mail or by e- folio number of the Transferor Scheme, Units will be mail (if opted by the unit holder) to the unit holder allotted under the same folio number. quarter and R 3,000 in the second quarter. within 10 Business Days for the first investment 6. STP offers unit holders the following two Plans: 9 a. i) The minimum number of installments under through STP. The subsequent account statement will Daily FSTP is as follows: be despatched once every quarter ending March, Transfer i. Fixed Systematic Transfer Plan (FSTP)  For schemes other than HDFC TaxSaver* June, September and December within 10 Business Transfer ii Capital Appreciation Systematic Transfer Plan and HDFC Long Term Advantage Fund*: Days of the end of respective quarter. In case of (CASTP)  where installment amount is less than specific request received from investors, Mutual FSTP offers transfer facility at daily, weekly, R 1,000/- : 12 Fund will provide the account statement to the monthly and quarterly intervals and CASTP offers  where installment amount is equal to investors within 5 Business Days from the receipt of transfer facility at monthly and quarterly intervals. or greater than R 1,000/- : 6 such request without any charges. Unit holder is free to opt for any of the Plans and 14. Unit holders will have the right to discontinue the  For HDFC TaxSaver* and HDFC Long Term also choose the frequency of such transfers. STP facility at any time by sending a written request Advantage Fund*, 6 7. a. Under the FSTP -Daily Interval unit holders will Interval, to the ISC. Notice of such discontinuance should be * an open-ended equity linked savings scheme received at least 10 days prior to the due date of the be eligible to transfer a fixed amount (minimum with a lock-in period of 3 years. R 500 and in multiples of R 100 thereafter for next transfer date. On receipt of such request, the schemes other than HDFC Long Term Advantage (ii) There should be a minimum of 6 Installments STP facility will be terminated. Fund* and HDFC TaxSaver* and minimum R 500 for enrolment under Weekly FSTP, Monthly 15. Units of HDFC Long Term Advantage Fund and HDFC and in multiples of R 500 thereafter for HDFC FSTP and CASTP and 2 installments for TaxSaver cannot be assigned / transferred / pledged / TaxSaver* and HDFC Long Term Advantage Quarterly FSTP and CASTP. redeemed / switched - out until completion of 3 years Fund*) on every Business Day. (iii) Also, the minimum unit holder’s account from the date of allotment of the respective units. b. Under the FSTP - Weekly Interval unit holders will Weekly Interval, balance or a minimum amount of application 16. Know Your Customer (KYC) Compliance: Investors be eligible to transfer a fixed amount (minimum at the time of STP enrolment in the Transferor should note that it is mandatory for all registrations R 1,000 and in multiples of R 100 thereafter for Scheme should be R 12,000. for Systematic Transfer Plan (STP) to quote the schemes other than HDFC Long Term Advantage (iv) In case of FSTP Daily / Weekly Interval and KYC Compliance Status of each applicant (guardian Fund* and HDFC TaxSaver* and minimum R 500 Monthly/ Quarterly Interval, Unitholders are in case of minor) in the application and attach and in multiples of R 500 thereafter for HDFC required to fill in the number of installments proof of KYC Compliance viz. KYC Acknowledgement TaxSaver* and HDFC Long Term Advantage and the enrolment period respectively in the Letter / Printout of KYC Compliance Status Fund*) on every Friday (If Friday is a Non-Business Enrollment Form, failing which the Form is downloaded from CDSL Ventures Ltd. (CVL) Day, then the immediate next Business Day). liable to be rejected. website (www.cvlindia.com) using the PAN. For more c. Under the FSTP - Monthly Interval unit holders Interval, (v) In case, the Enrolment Period has been filled, details, please refer to the Statement of will be eligible to transfer a fixed amount but the STP Date and/or Frequency (Monthly/ Additional Information available on our website (minimum R 1,000 and in multiples of R 100 Quarterly) has not been indicated, Monthly www.hdfcfund.com thereafter for schemes other than HDFC frequency shall be treated as Default 17. The Trustee reserves the right to change/modify the TaxSaver* and HDFC Long Term Advantage Fund* frequency and 10th shall be treated as Default terms and conditions of the STP. Date.
  • 51. F FLEX HDFC FLEX SYSTEMATIC TRANSFER PLAN S SYSTEMATIC (Please read terms & conditions / instructions overleaf) T TRANSFER P PLAN KEY PARTNER / AGENT INFORMATION FOR OFFICE USE ONLY Name and AMFI Reg. No. (ARN) Sub Agent's Name and Code/ M O Code Bank Branch Code 74461 Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder. Date: D D M M Y Y Y Y I / We have read and understood the contents of the Scheme Information Document(s) of the respective Scheme(s) and the Statement of Additional Information and the terms & conditions overleaf. I / We hereby apply to the Trustee of HDFC Mutual Fund for enrolment under the Flex STP of the following Scheme(s) / Plan(s) / Option(s) and agree to abide by the terms and conditions of the respective Scheme(s) / Plan(s) / Option(s). The ARN holder (AMFI registered Distributor) has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him/them for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Please ( ) any one NEW REGISTRATION CANCELLATION Name of the Applicant PAN KYC is Mandatory # Please ( ) First / Sole Applicant Proof Attached Guardian (in case the First / Sole Applicant is a minor) Proof Attached Second Applicant Proof Attached Third Applicant Proof Attached # Please attach Proof. If KYC is already validated, please don’t attach any proof. Refer Instruction 16 Particulars 1. Folio No. of 'Transferor' Scheme (for existing Unit holder) / Application No. (for new investor) 2. Name of 'Transferor' Scheme/Plan/Option 3. Name of 'Transferee' Scheme/Plan/Option (ONLY GROWTH OPTION) 4. Amount and Frequency of Flex STP Amount of Transfer per Installment: Rs.______________ (please any one) Daily# Weekly$ Monthly+ Quarterly Date of Transfer (Please any one) 1st 5th 10th+ 15th 20th 25th Enrolment Period*: No. of Installments:* From : M M Y Y Y Y _______________ To : M M Y Y Y Y In case of insufficient space, please fill up separate Enrolment Forms. # Refer Instruction No.8(a) $ Refer Instruction No.8(b) * Refer Instruction No.9 + Default Frequency/Date [Refer Instruction 9(h)] First/Sole Unit holder / Guardian Second Unit holder Third Unit holder Please note: Signature(s) should be as it appears on the Application Form and in the same order. In case the mode of holding is joint, all Unit holders are required to sign. Date : Received from Mr./Ms.M/s ‘Flex STP’ application(s) for transfer of Units; From Scheme / Plan / Option To Scheme / Plan / Option
  • 52. TERMS & CONDITIONS / INSTRUCTIONS 1. HDFC Flex Systematic Transfer Plan (“Flex STP”) is a Transferee Scheme on the date of transfer] whichever is thereafter. facility wherein unit holder(s) of designated open-ended higher} on the 1st, 5th, 10th, 15th, 20th or 25th of the first ● Flex STP - Weekly & Monthly Interval: R 1,000/- and Scheme(s) of HDFC Mutual Fund can opt to transfer month of each quarter. The beginning of the quarter could any amount thereafter. variable amount(s) linked to value of investments under be of any month e.g. April, August, October, November, ● Flex STP - Quarterly Interval: R 3,000/- and any amount Flex STP on the date of transfer at pre-determined intervals etc. In case the amount (as specified above) to be transferred thereafter. from designated open-ended Scheme(s) of HDFC Mutual is not available in the Transferor Scheme in the unit holder’s b. The minimum number of installments for enrollment under Fund [hereinafter referred to as “Transferor Scheme”] to account, the residual amount will be transferred to the Daily Flex STP: the growth option of designated open-ended Scheme(s) Transferee Scheme and Flex STP will be closed. ● minimum of 12 installments where installment amount of HDFC Mutual Fund [hereinafter referred to as “Transferee e. In case the date of transfer falls on a Non-Business Day or is less than R 1,000/-. Scheme”]. Currently, the Scheme(s) eligible for this facility falls during a book closure period, the immediate next ● minimum of 6 installments where installment amount is are as follows: HDFC Growth Fund, HDFC Equity Fund, BusinessDaywillbeconsideredforthepurposeofdetermining equal to or greater than R 1,000/-. HDFC Top 200 Fund, HDFC Capital Builder Fund, HDFC the applicability of NAV. c. There should be a minimum of 6 installments for enrollment Index Fund, HDFC Balanced Fund, HDFC Prudence Fund, f. The first Flex STP installment will be processed for the fixed under Weekly and Monthly Flex STP and 2 installments for installment amount specified by the unitholder at the time Quarterly Flex STP . HDFC MF Monthly Income Plan (an open - ended income d. The minimum unit holder’s account balance or a minimum scheme. Monthly income is not assured and is subject to of enrollment. From the second Flex STP installment amount of application at the time of Flex STP enrollment in availability of distributable surplus), HDFC Core & Satellite onwards, the transfer amount shall be computed as per the Transferor Scheme should be R 12,000. Fund, HDFC Premier Multi-Cap Fund, HDFC Mid-Cap formula stated above. e. In case of Flex STP - Daily and Weekly Interval, the Opportunities Fund, HDFC Long Term Equity Fund, HDFC g. The total Flex STP amount invested in the Transferee commencement date shall be within 15 days from the date Infrastructure Fund, HDFC Income Fund, HDFC High Interest Scheme shall not exceed the total enrollment amount i.e. of receipt of a valid request. Fund, HDFC Short Term Plan, HDFC Short Term amount per installment X number of installments. f. The application for enrollment for Flex STP - Monthly & Opportunities Fund, HDFC Medium Term Opportunities h. The redemption/ switch-out of units allotted in the Transferee Quarterly Interval should be submitted at least 10 Days Fund, HDFC Cash Management Fund, HDFC Gilt Fund, Scheme shall be processed on First In First Out (FIFO) basis. In before the commencement date of the same. HDFC Floating Rate Income Fund and HDFC Liquid Fund. casethereisaredemption/switch-outofanyunitsallottedunder g. In case of Daily / Weekly Interval and Monthly/ Quarterly The above list is subject to change from time to time. Flex STP the balance installments under Flex STP will be , Interval, Unitholders are required to fill in the number of Please contact the nearest Investor Service Centre (ISC) of processed for the fixed installment amount specified by the installments and the enrollment period respectively in the HDFC Mutual Fund for updated list. unitholderatthetimeofenrollmentsubjecttoclause8(g)above. Enrollment Form, failing which the form is liable to be 2. HDFC Flex STP Enrollment Form should be completed in i. Illustration 1: How to calculate the transfer amount? rejected. English and in Block Letters only. Please tick () in the Flex STP Enrollment Details : h. In case, the Enrolment Period has been filled, but the Flex appropriate box (), where boxes have been provided. STP Date and/or Frequency (Monthly/Quarterly) has not Transferor Scheme : HDFC Income Fund been indicated, Monthly frequency shall be treated as The Flex Transferee Scheme : HDFC Equity Fund Default frequency and 10th shall be treated as Default STP Enrollment Form complete in all respects, should be - Growth Option Date. submitted at any of the Investor Service Centres (ISCs) of i. There is no maximum duration for Flex STP enrollment. HDFC Mutual Fund. Date & Frequency of Flex STP : 15th date - Monthly Interval Flex STPs will be registered in a folio held by a minor only till 3. One Flex STP Enrollment Form can be filled for transfer into the date of the minor attaining majority, even though the one Scheme/Plan/Option only. Amount of Transfer per Installment : R 5,000/- instructions may be for a period beyond that date. The Flex 4. In case of valid enrollment forms received, indicating choice Number of Installments : 12 STP facility will automatically stand terminated upon the of option other than the growth option in the Transferee EnrollmentPeriod : January - December Unit Holder attaining 18 years of age. Scheme, it will be deemed as the growth option in the 2009 10. In respect of Flex STP enrollments made in the above- Transferee Scheme and processed accordingly. Calculation of Flex STP installment amount on the date of mentioned Scheme(s), the Load Structure prevalent at the the fourth installment i.e. April 15, 2009: time of enrollment shall govern the investors during the 5. Investors are advised to read the Scheme Information tenure of the Flex STP . Document(s) of the Transferee Scheme(s) and Statement ● Total units allotted upto the date of last installment i.e. Load structure for investments through Flex STP to the of Additional Information carefully before investing. The March 15, 2009 is assumed as 1,371.22; Schemes eligible for this facility: Scheme Information Document(s)/ Statement of Additional ● The NAV of HDFC Equity Fund - Growth Option on April ● Exit Load of the Transferor Scheme(s) Information / Key Information Memorandum(s) of the 15, 2009 is assumed as R 9/- per unit; The amount transferred under the Flex STP from the respective Scheme(s) are available with the ISCs of HDFC Transferor Scheme to the Transferee Scheme shall be Mutual Fund, brokers/distributors and also displayed at the ● Hence the market value of the investment in the Transferee Scheme on the date of transfer is R12,340.91 effected by redeeming units of Transferor Scheme at HDFC Mutual Fund website i.e. www.hdfcfund.com. applicable NAV, after payment of any Exit Load, if any, [1,371.22 X 9]. 6. Unit holders should note that unit holders’ details and mode and subscribing to the units of the Transferee Scheme at of holding (single, jointly, anyone or survivor) in the Transferee The installment amount will be calculated as follows: Applicable NAV. Fixed amount specified at ● Exit Load of the Transferee Scheme(s) Scheme will be as per the existing folio number of the Transferor Scheme. Units will be allotted under the same the time of enrollment : R5,000/- Applicable Exit Load, if any, in the Transferee Scheme / folio number. Unitholders’ name should match with the or Plan / Option as on the date of enrollment will also be levied. details in the existing folio number, failing which the enrollment For Scheme load structure please refer to Key Information Asdeterminedbytheformula : [(5,000 X 4) – 12,340.91] Memorandum or contact the nearest Investor Service Centre form is liable to be rejected. =R 7,659.09 (ISC) of HDFC Mutual Fund or visit our website 7. Flex STP offers transfer facility at daily, weekly, monthly whicheverishigher www.hdfcfund.com. and quarterly intervals. Unit holder is free to choose the 11. Flex STP will be automatically terminated if all units are Hence, on April 15, 2009, the installment amount frequency of such transfers. liquidated or withdrawn from the Transferor Scheme or transferred to the Transferee Scheme will be R 7,659.09 8.a. Under the Flex STP - Daily Interval, unit holders will be Note 1 : The Flex STP installment dates above are assumed pledged or upon receipt of intimation of death of the unit eligible to transfer {fixed amount to be transferred per to be Business Days. holder. installment or the amount as determined by the following 12. The provision of ‘Minimum Redemption Amount’ as formula [(fixed amount to be transferred per installment X j. Illustration 2: How to calculate the transfer amount? specified in the Scheme Information Document(s) of the number of installments including the current installment) - FLEX STP Enrollment Details : respective designated Transferor Scheme(s) and ‘Minimum market value of the investments through Flex STP in the TransferorScheme : HDFC Floating Rate Income Application Amount’ specified in the Scheme Information Transferee Scheme on the date of transfer] whichever is Fund - Short T Plan erm Document(s) of the respective designated Transferee higher} on every Business Day. In case the amount (as Transferee Scheme : HDFCMFMonthlyIncome Scheme(s) will not be applicable for Flex STP. specified above) to be transferred is not available in the 13. An Account Statement will be issued by mail or by e-mail Plan-LongT Plan erm (if opted by the unit holder) to the unit holder within 10 Transferor Scheme in the unit holder’s account, the residual -GrowthOption amount will be transferred to the Transferee Scheme and Business Days for the first investment through Flex STP. Flex STP will be closed. Date & Frequency of Flex STP : 1st date - Monthly Interval The subsequent account statement will be despatched AmountofT ransfer once every quarter ending March, June, September and b. Under the Flex STP - Weekly Interval, unit holders will be December within 10 Business Days of the end of respective eligible to transfer {fixed amount to be transferred per perInstallment : R5,000/- quarter. In case of specific request received from investors, installment or the amount as determined by the following NumberofInstallments : 12 Mutual Fund will provide the account statement to the formula [(fixed amount to be transferred per installment X EnrollmentPeriod : January - December 2009 investors within 5 Business Days from the receipt of such number of installments including the current installment) - Calculation of Flex STP installment amount on the date of request without any charges. market value of the investments through Flex STP in the the seventh installment i.e. July 1, 2009: 14. Unit holders will have the right to discontinue the Flex STP Transferee Scheme on the date of transfer] whichever is facility at any time by sending a written request to the ISC. higher} on every Friday. In case the amount (as specified ● Total units allotted upto the date of last installment i.e. June 1, 2009 is assumed as 4,196.43; Notice of such discontinuance should be received at least above) to be transferred is not available in the Transferor 7 days prior to the due date of the next transfer date. On Scheme in the unit holder’s account, the residual amount ● NAV of HDFC MF Monthly Income Plan - Long Term receipt of such request, the Flex STP facility will be terminated. will be transferred to the Transferee Scheme and Flex STP Plan - Growth Option on July 1, 2009 is assumed as R 10/ In case of Flex STP - Daily Interval, termination of Flex STP will be closed. - per unit; will be effective not later than the 7th Business Day from c. Under the Flex STP - Monthly Interval, unit holders will be ● Hence the market value of the investment in the the date of receipt of written request. eligible to transfer {fixed amount to be transferred per Transferee Scheme on the date of transfer is R 41,964.29 15. HDFC Flex STP in any manner whatsoever is installment or the amount as determined by the following [4,196.43 X 10]. not an assurance or promise or guarantee on formula [(fixed amount to be transferred per installment X The installment amount will be calculated as follows : part of HDFC Mutual Fund/ HDFC Asset Management number of installments including the current installment) - Company Limited to the Unit holders in terms of Fixed amount specified at the returns or capital appreciation or minimization of market value of the investments through Flex STP in the time of enrollment : R 5,000/- Transferee Scheme on the date of transfer] whichever is loss of capital or otherwise. or 16. Know Your Customer (KYC) Compliance: Investors should higher} on the 1st, 5th, 10th, 15th, 20th or 25th of each month. As determined by the formula : [(5,000 X 7) - 41,964.29] note that it is mandatory for all registrations for Flex STP to In case the amount (as specified above) to be transferred is quote the KYC Compliance Status of each applicant not available in the Transferor Scheme in the unit holder’s = R – 6,964.29 (guardian in case of minor) in the application and attach account, the residual amount will be transferred to the whichever is higher. proof of KYC Compliance viz. KYC Acknowledgement Transferee Scheme and Flex STP will be closed. Letter / Printout of KYC Compliance Status downloaded Hence, on July 1, 2009, the installment amount d. Under the Flex STP - Quarterly Interval, unit holders will transferred to the Transferee Scheme will be R 5,000/-. from CDSL Ventures Ltd. (CVL) website (www.cvlindia.com) be eligible to transfer {fixed amount to be transferred per using the PAN. For more details, please refer to the Note 1 : The Flex STP installment dates above are assumed installment or the amount as determined by the following to be Business Days. Statement of Additional Information available on our website formula [(fixed amount to be transferred per installment X 9.a. The minimum amount per Flex STP installment is as www.hdfcfund.com number of installments including the current installment) - follows: 17. The Trustee reserve the right to change/modify the terms market value of the investments through Flex STP in the ● Flex STP - Daily Interval : R 500/- and any amount and conditions of the Flex STP The Trustee reserves the . right to withdraw the Flex STP.
  • 53. Third Party Payment Declaration Form Continuing a tradition of trust. Declaration Form No. Third Party Pa yment Declaration Form should be completed in English and in B LOCK LETTERS only. Party Pa Form LOCK (Please read the Third Party Payment Rules and Instructions carefully before completing this Form) ONLY FOR OFFICE USE ONLY Date of Receipt Folio No. Branch Trans. No. INVESTOR INFORMATION 1. BENEFICIAL INVESTOR INFORMATION (Refer Instruction No. 2) Folio No. (For existing investor) Application No. NAME OF FIRST/SOLE APPLICANT (BENEFICIAL INVESTOR) Mr. Ms. M/s. PAR INFORMATION ARTY 2. THIRD PARTY INFORMATION (Refer Instruction No. 3 ) PAR ARTY PA NAME OF THIRD PARTY (PERSON MAKING THE PAYMENT) Mr. Ms. M/s. Nationality PAN# [Please tick ()] Attached KYC** (Mandatory for any amount) PAN Proof. #Mandatory for any amount. Please attach PAN Proof. Refer instruction No. 6. ** Refer instruction No. 8. NAME OF CONTACT PERSON & DESIGNATION (in case of non-Individual Third Party) CONTA DESIGNATION Mr. Ms. Designation (P.O. Box may MAILING ADDRESS (P.O. Box Address may not be sufficient) CITY STATE PIN CODE CONTACT DETAILS CONTA DETAILS STD Code Tel. : Off. Tel. : Res. Mobile Fax Email RELATIONSHIP OF THIRD PARTY WITH THE BENEFICIAL INVESTOR ( Refer Instruction No. 3) [Please tick () as applicable] RELATIONSHIP PAR ARTY INVESTOR (Refer Status of the Minor FII Employee(s) Beneficial Investor Client Relationship of Father/Mother/Court Grand Parent Custodian - SEBI Registration No. of Custodian Employer Third Party with appointed Legal Related Person (Please specify ________________________________________________ the Beneficial Guardian relationship) _________________ Investor (Please attach proof of _____________________________ _____________________________ Registration Valid Till D D M M Y Y Y Y relationship, if not (Maximum investment - already submitted@) v 50,000/- per transaction@) @ Not Applicable for investment in HDFC Children's Gift Fund Declaration by I/We declare that the payment made on behalf of minor is in I/We declare that the payment is made on I/We declare that the payment is made on Third Party consideration of natural love and affection or as a gift. behalf of FII/ Client and the source of this behalf of employee(s) under Systematic payment is from funds provided to us by FII/Client. Investment Plans or as lump sum / one-time subscription, through Payroll Deductions. PAR PA ARTY DETAILS 3. THIRD PARTY PAYMENT DETAILS (Refer Instruction No. 4) Mode of Payment [Please tick ()] Pa ( Mandatory Enclosure(s)* Cheque In case the account number and account holder name of the third party is not pre-printed on the cheque then a copy of the bank passbook / statement of bank account or letter from the bank certifying that the third party maintains a bank account. Pay Order Certificate from the Issuing Banker stating the Bank Account Holder's Name and Bank Account Number Demand Draft debited for issue of the instrument or Copy of the acknowledgement from the bank, wherein the instructions to debit carry the bank account details and name of the third party as an account holder are Banker's Cheque available or Copy of the passbook/bank statement evidencing the debit for issuance of the instrument. RTGS NEFT Copy of the Instruction to the Bank stating the Bank Account Number which has been debited. Fund Transfer * HDFC Mutual Fund/HDFC Asset Management Company Limited ("HDFC AMC") reserves the right to seek information and /or obtain such other additional documents/information from the Third Party for establishing the identity of the Third Party. in figures (M) Amount# in words Cheque/DD/PO/UTR No. Cheque/DD/PO/RTGS Date DD MM YYYY Pay- in Bank A/c No. Name of the Bank Branch Bank City Account Type [Please tick ()] SAVINGS CURRENT NRE NRO FCNR OTHERS ______________________ (please specify) # including Demand Draft charges, if any.
  • 54. DECLARATIONS SIGNATURE/S 4. DECLARATIONS & SIGNATURE/S (Refer Instruction 5) PAR ARTY DECLARATION THIRD PARTY DECLARATION I/We confirm having read and understood the Third Party Payment rules, as given below and hereby agree to be bound by the same. I/We declare that the information declared herein is true and correct, which HDFC Mutual Fund is entitled to verify directly or indirectly. I agree to furnish such further information as HDFC Mutual Fund may require from me/us. I/We agree that, if any such declarations made by me/us are found to be incorrect or incomplete, HDFC Mutual Fund/HDFC AMC is not bound to pay any interest or compensation of whatsoever nature on the said payment received from me/us and shall have absolute discretion to reject / not process the Application Form received from the Beneficial Investor(s) and refund the subscription monies. I/We hereby declare that the amount invested in the Scheme is through legitimate sources only and does not involve and is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by any regulatory authority in India. I/We will assume personal liability for any claim, loss and/or damage of whatsoever nature that HDFC Mutual Fund/HDFC AMC may suffer as a result of accepting the aforesaid payment from me/us towards processing of the transaction in favour of the beneficial investor(s) as detailed in the Application Form. Applicable to NRIs only : I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my / our Non-Resident External / Ordinary Account /FCNR Account. Please () Yes No If yes, () Repatriation basis Non-repatriation basis DD MM YYYY Signature of the Third Party INVESTOR(S) DECLARATION BENEFICIAL INVESTOR(S) DECLARATION I/We certify that the information declared herein by the Third Party is true and correct. I/We acknowledge that HDFC Mutual Fund reserves the right in its sole discretion to reject/ First / Sole not process the Application Form and refund the payment received from the aforesaid Third Applicant / Party and the declaration made by the Third Party will apply solely to my/our transaction Guardian as the beneficial investor(s) detailed in the Application Form. HDFC Mutual Fund/ HDFC AMC SIGNATURE/S SIGNATURE/S will not be liable for any damages or losses or any claims of whatsoever nature arising out of any delay or failure to process this transaction due to occurrences beyond the control of HDFC Mutual Fund/HDFC AMC. Second Applicant Applicable to Guardian receiving funds on behalf of Minor only: I/We confirm that I/We are the guardian of the Minor registered in folio and have no objection to the funds received towards Subscription of Units in this Scheme on behalf of the minor. Third Applicant DD MM YYYY PARTY PAYMENT THIRD PARTY PAYMENT RULES 1. In order to enhance compliance with Know your Customer (KYC) ('HDFC AMC') will not accept subscriptions with Third Party payments norms under the Prevention of Money Laundering Act, 2002 (PMLA) except in the following exceptional cases, which is subject to and to mitigate the risks associated with acceptance of third party submission of requisite documentation/ declarations: payments, Association of Mutual Funds of India (AMFI) issued best (i) Payment by Parents/Grand-Parents/Related Persons* on behalf practice guidelines on "risk mitigation process against third party of a minor in consideration of natural love and affection or as gift instruments and other payment modes for mutual fund subscriptions". for a value not exceeding s 50,000/- for each regular Purchase AMFI has issued the said best practice guidelines requiring mutual or per SIP installment. However, this restriction of s 50,000/- will funds/asset management companies to ensure that Third-Party not be applicable for payment made by a Guardian whose name payments are not used for mutual fund subscriptions is registered in the records of Mutual Fund in that folio (i.e. father, mother or court appointed Legal Guardian). 2a. The following words and expressions shall have the meaning specified herein: (This limit of s 50,000 shall not be applicable for investments How er, in HDFC Children's Gift Fund. However, the Donors will have hav (a) "Beneficial Investor" is the first named applicant/investor in to comply with all the requirements specified in 2c below) whose name the application for subscription of Units is applied (ii) Payment by Employer on behalf of employee under Systematic for with the Mutual Fund. Investment Plans or as lump sum/one-time subscription, through (b) "Third Party" means any person making payment towards "Third Party" Payroll deductions. subscription of Units in the name of the Beneficial Investor. (iii) Custodian on behalf of an FII or a Client. * 'Related Person' means any person investing on behalf of a minor in (c) "Third Party payment" is referred to as a payment made through "Third Party payment" consideration of natural love and affection or as a gift. instruments issued from a bank account other than that of the first named applicant/ investor mentioned in the application 2c. Applications submitted through the above mentioned 'exceptional form. cases' are required to comply with the following, without which applications for subscriptions for units will be rejected / not processed / Illustrations refunded. Illustration 1: An Application submitted in joint names of A, B (i) Mandatory KYC for all investors (guardian in case of minor) and & C alongwith cheque issued from a bank account in names of the person making the payment i.e. third party. B, C & Y. This will be considered as Third Party payment. (ii) Submission of a complete and valid 'Third Party Payment Illustration 2: An Application submitted in joint names of A, B Declaration Form' from the investors (guardian in case of minor) & C alongwith cheque issued from a bank account in names of and the person making the payment i.e. third party. C, A & B. This will not be considered as Third Party payment. 2d. Investor(s) are requested to note that any application for subscription Illustration 3: An Application submitted in joint names of A, B of Units of the Scheme(s) of HDFC Mutual Fund accompanied with & C alongwith cheque issued from a bank account in name of Third Party payment other than the above mentioned exceptional A. This will not be considered as Third Party payment. cases as described in Rule (2b) above is liable for rejection without 2b. HDFC Mutual Fund/ HDFC Asset Management Company Limited any recourse to Third Party or the applicant investor(s). abov Third Party Pa Investor The above mentioned Third Party Payment Rules are subject to change from time to time. Please contact any of the Investor Service Centres of HDFC AMC or visit our website www.hdfcfund.com for any further information or updates on the same. website www.hdfcfund.com
  • 55. INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM PAR ARTY PA DECLARATION 1. GENERAL INSTRUCTIONS 2. a letter (in original) from the bank on its letterhead certifying that Please read the terms of the Key Information Memorandum, the the third party maintains an account with the bank, along with Scheme Information Document (SID) and Statement of Additional information like bank account number, bank branch, account Information (SAI) carefully before filling the Third Party Payment type, the MICR code of the branch & IFSC Code (where available). Declaration Form (hereinafter referred to as 'Declaration Form'). The said letter should be certified by the bank manager with his / her full signature, name, employee code, bank seal and contact The Declaration Form should be completed in ENGLISH and in BLOCK number. LETTERS only. Please tick in the appropriate box for rele vant box relevant declarations wherever applicable. Please do not overwrite. Any # the original documents along with the documents mentioned correction / changes (if any) made in the Declaration Form, shall be above should be submitted to the ISCs / Official Points of authenticated by canceling and re-writing the correct details and Acceptance of HDFC Mutual Fund. The copy of such documents counter signature of the Third Party and the Beneficial Investor(s). will be verified with the original documents to the satisfaction of the HDFC AMC/ HDFC Mutual Fund / Registrar and Transfer Applications along with the Declaration Form completed in all Agent. The original documents will be returned across the counter respects, must be submitted at the Official Points of Acceptance / after due verification. Investor Service Centres (ISCs) of HDFC Mutual Fund. (ii) Source of funds - if funded by pre-funded investments such In case the Declaration Form does not comply with the above Pa Order, Banker's as Pay Order, Demand Draft, Banker's cheque etc. requirements, HDFC Mutual Fund /HDFC Asset Management Company The Third Party should attach any one of the following supporting Limited (HDFC AMC) retains the sole and absolute discretion to reject documents with the purchase application where subscription for units / not process such Declaration Form and refund the subscription is vide a pre - funded instrument issued by way of debit to his / her money and shall not be liable for any such rejection. bank account: (i) a Certificate (in original) from the issuing banker duly 2. BENEFICIAL INVESTOR INFORMATION INVESTOR INFORMATION certified by the bank manager with his / her full signature, name, employee code, bank seal and contact number, stating the Account The Third Party should provide the Folio Number of the Beneficial holder's name, the Bank Account Number which has been debited for Investor already having an account in any of the HDFC Mutual Fund issue of the instrument and PAN as per bank records, if available (ii) Schemes in Section 1. In case the Beneficial Investor does not have a copy of the acknowledgement from the bank, wherein the a Folio Number, the Third Party should mention the Application Number instructions to debit carry the bank account details and name of the as stated in the Application Form. Name must be written in full. third party as an account holder are available (iii) a copy of the passbook/bank statement evidencing the debit for issuance of the 3. PAR ARTY INFORMATION THIRD PARTY INFORMATION instrument. "Third Party" includes the Parent, Grand Parent, Related Person, "Third Party" Custodian of FII/Client, or Employer, making payment towards The account number mentioned in the above supporting documents subscription of Units in the name of the Beneficial Investor(s). should be the same as the bank details mentioned in the application form. Full Name and relationship of Third Party with the Beneficial Investor must be provided. (iii) Source of funds - if paid by RTGS, Bank Account-to-Account ransfer, NEFT, Transfer, NEFT, ECS, etc. The Relationship declared by the Third Party will suggest that the Acknowledged copy of the instruction to the bank stating the account payment made on behalf of Beneficial Investor(s) is: number debited. a. On behalf of a minor in consideration of natural love and affection or as gift for a value not exceeding s 50,000/- (which includes (iv) Source of funds - if paid by a pre-funded instrument issued each regular purchase or per SIP installment) made by Parents/ by the Bank against Cash Grand Parents/ Related Persons. However this restriction of s The AMC/Mutual Fund /R&TA will not accept any purchase applications 50,000/- will not be applicable for payment made by a guardian from third party if accompanied by a pre-funded instrument issued by whose name is registered in the records of Mutual Fund in that a bank (such as Pay Order, Demand Draft, Banker's cheque) against folio (i.e. father or mother or court appointed legal guardian). (This cash for investments of S 50,000 or more. The third party should submit limit of s 50,000 shall not be applicable for investments in HDFC a Certificate (in original) obtained from the bank giving name, bank Children's Gift Fund); or account number and PAN as per the bank records (if available) of the person who has requested for the payment instrument. The said b. On behalf of employee under Systematic Investment Plans or as Certificate should be duly certified by the bank manager with his / her lump sum / one-time subscription, through Payroll deductions full signature, name, employee code, bank seal and contact number. made by employer; or The AMC / Mutual Fund / R&TA will check that the name mentioned c. On behalf of an FII or a Client made by the Custodian. in the Certificate matches with the name of the third party. Mailing address and contact details of Third Party must be written in The account number mentioned in the Certificate should be the same full. as / one of the registered bank account or the bank details mentioned in the application form. 4. PAR ARTY PA DETAILS THIRD PARTY PAYMENT DETAILS 5. SIGNATURE(S) SIGNATURE(S) Third Party must provide in the Declaration Form the details of the Pay-in Bank Account i.e. account from which subscription payment Signature(s) should be in English or in any Indian Language. Declarations is made in the name of the Beneficial Investor(s). on behalf of minors should be signed by their Guardian. The Declaration Form with incomplete payment details shall be 6. PERMANENT ACCOUNT NUMBER rejected. The following document(s) is/are required to be submitted It is mandatory for the Third Party to mention the permanent account by Third Party as per the mode of payment selected: number (PAN) irrespective of the amount of Purchase*. In order to verify that the PAN of Third Party has been duly and correctly quoted (i) Source of funds - if paid by cheque therein, the Third Party shall attach along with the Declaration Form, In case the account number and account holder name of the third a photocopy of the PAN card duly self-certified along with the original party is not pre-printed on the cheque, then the third party should PAN card. The original PAN Card will be returned immediately across provide any one of the following documents: the counter after verification. 1. a copy# of the bank passbook or a statement of bank account *includes fresh/additional purchase, Systematic Investment Plan. having the name and address of the account holder and account number; Declaration Forms not complying with the above requirement will not be accepted/ processed.
  • 56. INSTRUCTIONS FOR THIRD PARTY PAYMENT DECLARATION FORM (Contd.) PAR ARTY PA DECLARATION For further details, please refer Section 'Permanent Account Number' ("HDFC Trustee") and their Directors, employees and agents shall not under the Statement of Additional Information available on our website be liable in any manner for any claims arising whatsoever on account www.hdfcfund.com. of freezing the folios/rejection of any application / allotment of Units or mandatory redemption of Units due to non compliance with the 7. PREVENTION OF MONEY LAUNDERING provisions of the PMLA, SEBI/AMFI circular(s) and KYC policy and / SEBI vide its circular reference number ISD/CIR/RR/AML/1/06 dated or where the AMC believes that transaction is suspicious in nature January 18, 2006 mandated that all intermediaries including Mutual within the purview of the Act and SEBI/AMFI circular(s) and reporting Funds should formulate and implement a proper policy framework as the same to FIU-IND. per the guidelines on anti money laundering measures and also to adopt a Know Your Customer (KYC) policy. For further details, please refer Section 'Prevention of Money Laundering' under the Statement of Additional Information available The Third Party should ensure that the amount invested in the Scheme on our website www.hdfcfund.com. is through legitimate sources only and does not involve and is not designated for the purpose of any contravention or evasion of the 8. KNOW YOUR CUSTOMER (KYC) COMPLIANCE provisions of the Income Tax Act, Prevention of Money Laundering Act It is mandatory for the Third Party to quote the KYC Compliance Status (PMLA), Prevention of Corruption Act and / or any other applicable law and attach proof of KYC Compliance viz. KYC Acknowledgement in force and also any laws enacted by the Government of India from Letter (or Printout of KYC Compliance Status downloaded from CVL to time or any rules, regulations, notifications or directions issued website (www.cvlindia.com) using the PAN. Declaration Form without thereunder. a valid KYC Compliance of Third Party will be rejected. To ensure appropriate identification of the Third Party and with a view In the event of non-compliance of KYC requirements, HDFC Trustee/ to monitor transactions for the prevention of money laundering, HDFC HDFC AMC reserves the right to freeze the folio of the investor(s) and AMC/ HDFC Mutual Fund reserves the right to seek information, effect mandatory redemption of unit holdings of the investors at the record investor's/Third party's telephonic calls and/or obtain and retain applicable NAV, subject to payment of exit load, if any. documentation for establishing the identity of the third party, proof of residence, source of funds, etc. It may re-verify identity and obtain any For further details, please refer Section 'Know Your Customer (KYC) incomplete or additional information for this purpose. Compliance' under the Statement of Additional Information available on our website www.hdfcfund.com. HDFC Mutual Fund, HDFC AMC, HDFC Trustee Company Limited
  • 57. ACCEPTANCE Transactions) CAMS – OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS (For ongoing Transactions) Service Centres Services Transfer A. List of Investor Service Centres (ISCs) of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These ISCs will be in addition to the existing points of acceptance at the offices of HDFC Limited / HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund). These ISCs of CAMS will be the official points of acceptance of transactions for schemes of HDFC Mutual Fund except Liquid Schemes/ Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and Premium Plus Plan and HDFC Cash Management Fund - Savings Plan & Call Plan. ANDHRA PRADESH : 208, II Floor, Jade Arcade, Paradise Circle, Secunderabad - 500 003 47/ 9 / 17, 1st Floor, 3rd Lane , Dwaraka Nagar, V isakhapatnam – 530 016 • BIHAR: Kamlalaye Shobha Plaza 003. 016. BIHAR: (1st Floor), Behind RBI, Near Ashiana Tower, Exhibition Road, Patna - 800 001 • GOA: No.108, 1st Floor, Gurudutta Bldg, Above Weekender, M.G. Road, Panaji Goa - 403 001 • GUJARAT : 402-406, 4th 001. GOA: Panaji, 001. GUJARAT Floor - Devpath Building, Off C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad – 380 006 1st Floor, B Wing, Katira Complex,RTO Circle, Bhuj - 370 001 Office 207 - 210, Everest Building, Opp. 006. 001. Shastri Maidan, Limda Chowk, Rajkot - 360 001 Plot No-629, 2nd Floor, Office No. 2-C / 2-D, Mansukhlal Tower, Beside Seventh Day Hospital, Opp. Dhiraj Sons, Athwalines, Surat - 395 001 103 Aries 001. 001. Complex, BPC Road, Off R.C. Dutt Road, Alkapuri, Vadodara - 390 007 • JHARKAND : Millennium Tower, S-4 Ground Floor, R- Road, Bistupur, Jamshedpur - 831 001 • KARNATAKA : Trade Centre, 007. 001. KARNAT 1st Floor, 45, Dikensen Road (Next to Manipal Centre), Bangalore – 560 042. # 145, 1st Floor, 60 ft Road, 5th Block, Koramangala, Bangalore - 560 034. # 493, 1st Floor, 4th Cross, 2nd Main, Sampige Bangalore Bangalore Road, Malleshwaram, Bangalore - 560 003. G 4 & 5, Inland Monarch, Opp. Karnataka Bank, Kadri Main Road, Kadri, Mangalore - 575 003 • KERALA : 40 / 9633 D, Veekshanam Road, Near International 003. Hotel, Kochi – 682 035 • MAHARASHTRA : Ground Floor, Rajabahadur Compound, Opp. Allahabad Bank, Behind ICICI Bank, 30, Mumbai Samachar Marg, Fort, Mumbai – 400 023 145 Lendra Park,Behind 035. 023. Shabari, New Ramdaspeth, Nagpur – 440 010 Nirmiti Eminence, Off No. 6, 1st Floor, Opp. Abhishek Hotel, Mehandale Garage Road, Erandawane, Pune – 411 004 • MADHYA PRADESH: Plot No. 10, 010. 004. MADHYA PRADESH: 2nd Floor, Alankar Complex, Near ICICI Bank, M. P. Nagar, Zone II, Bhopal - 462 011 101, Shalimar Corporate Centre, 8-B, South Tukoganj, Opp. Green Park, Indore – 452 001 • NEW DELHI : 304-305, 011. Indore III Floor, Kanchenjunga Building,18, Barakhamba Road, New Delhi – 110 001 • ORISSA : Plot No. - 111, Varaha Complex Building, 3rd Floor, Station Square, Kharvel Nagar, Unit 3, Bhubaneswar - 751 001 001. 001. • PUNJAB : Deepak Towers, SCO 154-155, 1st Floor, Sector 17-C, Chandigarh -160 017. Shop no. 20-21 ( Ground Floor ), Prince Market, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road, P.O: Model Chandigarh Town, Ludhiana - 141 002 • RAJASTHAN: G-III, Park Saroj, Behind Ashok Nagar Police Station, R-7, Yudhisthir Marg ,C-Scheme, Jaipur – 302 001 1/5, Nirmal Tower, 1st Chopasani Road, Jodhpur – 002. RAJASTHAN: 001. 342 003 • TAMIL NADU : 66, Lokmanya Street (West), Ground Floor, R. S. Puram, Coimbatore – 641 002 178/10, Kodambakkam High Road, Opp. Hotel Palm Grove, Nungambakkam, Chennai - 600 003. Coimbatore 002. 034 • UTTAR PRADESH: 106 - 107 - 108, 1st Floor, IInd Phase,City Centre, 63/2, The Mall, Kanpur - 208 001 B-20, Sector -16, Near Metro Station, Noida - 201 301. Off# 4, 1st Floor, Centre Court, 034. UTTAR PRADESH: 001. 5, Park Road, Hazratganj, Lucknow - 226 001 • WEST BENGAL : Lords Building, 7/1, Lord Sinha Road, Ground Floor, Kolkata – 700 071 001. 071. B. List of Transaction Points of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These Transaction Points will be in addition to the existing Transaction Services Transfer Transaction points of acceptance at the offices of HDFC Limited / HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund) ANDHRA PRADESH : 15-570-33, I Floor, Pallavi Towers, Ananthapur - 515 001. Door No.: 23 B - 4 - 73, Andhra Bank Lane, Opp. Srinivasa Theatre, Ramachandra Rao Peta, Eluru - 534 002 D. No. 5- Eluru 002. 38-44, 5/1, Brodipet, Near Ravi Sankar Hotel, Guntur - 522 002 Bandi Subbaramaiah Complex, Door No: 3/1718, Shop No: 8, Raja Reddy Street, Besides Bharathi Junior College, Kadapa - 516 001 No.33- 002. 001. 1, 44 Sri Sathya Complex, Main Road, Kakinada – 533 001. H. No.7-1-257, Upstairs S.B.H, Mankammathota, Karimnagar – 505 001 Shop No: 11 - 2 - 31/3, 1st Floor, Philips Complex, Balajinagar, Wyra 001. Road, Near Baburao Petrol Bunk, Khammam - 507 001 H. No. 43/8, Upstairs, Uppini Arcade, N R Peta, Kurnool - 518 004 House No : 6 - 2 - 1477, Samadhana Nagar, Besides HDFC Standard, Life Office 001. Kurnool 004. Lane, Ramagiri, Nalgonda - 508 001. Shop No.: 62 & 63, Srinivasa Complex, Besides Ramakrishna Ply Wood, Srinivasa Nagar, Nandyal - 518 501 9/756, 1st Floor, Immadisetty Towers, Ranganayakulapet 501. Road, Santhapet, Nellore - 524 001 No. 5-6-209, Saraswathi Nagar, Nizamabad - 503 001 Shop No.1, ARN Complex, Kurnool Road, Ongole - 523 001. "Dwarakamayee", D. No. 8 / 239, Opp. Saraswathi Nellore 001. 001. Type Institute, Sreeramula Peta, Proddatur - 516 360 Prakasam District. Tel. No.( 08592) 322707/08D. No. 7-27-4, Krishna Complex, Baruvari Street, T. Nagar, Rajahmundry – 533 101 Door No. 4 - 1 - Proddatur 360. Rajahmundry 101. 62, Adjacent to Idea Show Room, Palakonda Road, Srikakulam - 532 001 Shop No.14, Boligala Complex, 1st Floor, Door No. 18-8-41B, Near Leela Mahal Circle, Tirumala Bye Pass Road, T irupathi - 517 001. irupathi 501 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M. G. Road, Labbipet, V ijayawada – 520 010 F13, 1st Floor, BVSS Mayuri Complex, Opp. Public Garden, Lashkar Bazaar, Hanamkonda, 501. 010. Warangal - 506 001 • ASSAM : Old Post Office Lane, Bye Lane No 1, Rehabari, Guwahati - 781 008 Sanairan Lohia Road, 1st Floor, T insukia - 786 125 • BIHAR : Krishna, 1st Floor, Near Mahadev 001. 008. 125. Cinema, Dr. R. P. Road, Bhagalpur - 812 002 Shahi Complex, 1st Floor, Near RB Memorial hospital, V.I. P. Road, Benta, Laheriasarai, Darbhanga - 846 001 Brahman Toil, Durga Asthan, Gola Road, 002. 001. Muzaffarpur - 842 001 • CHHATTISGARH : 209, Khichariya Complex, Near Nehru Nagar SQ, Bhilai - 490 020 Beside HDFC Bank, Link Road, Bilaspur - 495 001 Tel: (7752) 327 886 / 887. C-23, Sector Muzaffarpur 001. CHHATTISGARH 020. 001. 1, Devendra Nagar, Raipur - 492 004 • GOA : Virginkar Chambers, 1st floor, Near Kamat Milan Hotel, New Market, Near Lily Garments, Old. Station Road, Margao - 403 601 • GUJARAT : No. 101, 004. Margao 601. GUJARAT A P Towers, B/H Sardar Gunj, Next to Nathwani Chambers, Anand - 388 001. 305-306, Sterling Point, Waghawadi, Opp. HDFC Bank, Bhavnagar - 364 002. Shop No - F -56, 1st Floor, Omkar Complex, Opp. Old Colony, Near Valia Char Rasta, GIDC, Ankleshwar - 393002. Office No. 17, 1st Floor, Municipal Bldg, Opp. Hotel Prince Station Road, Bhuj – 370 001 Grain Merchants Association Building, Office 001. No. 70, 2nd Floor, Near Old Court, Gandhidham - 370 201 Kailash Complex, Wing-A, Office No. 52, Bus Stand Road, Near Gundala Gate, Gondal - 360 311 217/218, Manek Centre, P. N. Marg, Jamnagar 201. 311. - 361 001 Circle Chowk, Near Choksi Bazar Kaman, Junagadh - 362 001. D-78 First Floor, New Durga Bazar, Near Railway Crossing, Himmatnagar - 383 001 1st Floor, Subhadra Complex, Urban Bank 001. 001. Road, Mehsana - 384 002 108, Galaxy Complex, Opp. K.K. Steel, Sanala Road, Morbi - 363 641 Dinesh Vasani & Associates, 103-Harekrishna Complex, Above IDBI Bank, Near Vasant Talkies, Chimnabai 002. 641. Road, Navasari - 396 445. Jyotindra Industries Compound, Near Vinayak Party Plot, Deesa Road, Palanpur - 385 001. 1st Floor, Silver Complex, S.T. Road, Porbandar – 360 575. 2 M I Park, Near Commerce College, Wadhwan City, Surendranagar – 363 035 Gita Nivas, 3rd Floor, Opp. Head Post Office, Halar Cross Lane, Valsad - 396 001 215-216, Heena Arcade, Opp. Tirupati Tower, Near G.I.D.C. Char Surendranagar 035. 001. Rasta, Vapi - 396 195 Opp. to Lohanan Mahajan Wadi, Satta Bazar, Veraval - 362 265 Junagadh District. • HARYANA : Opposite PEER, Bal Bhawan Road, Ambala City - 134 003. 24-25, 1st Floor, 195. 265, HARY City Mall, Hansi Gate, Bhiwani - 127 021 B-49, 1st Floor, Nehru Ground, Behind Anupam Sweet House, NIT, Faridabad - 121 001 SCO - 16, First Floor, Sector - 14, Gurgaon - 122 001 12, Opp. Bank 021. 001. Gurgaon 001. of Baroda, Red Square Market, Hisar - 125 001 83, Devi Lal Shopping Complex, Opp ABN AMRO Bank, G. T. Road, Panipat – 132 103 205, 2nd Floor, Bldg No. 2, Munjal Complex, Delhi Road, Rohtak – 001. 103. 124 001 Shop No. 5, PP Tower, Ground Floor, Opp. Income Tax Office, Sonepat - 131 001 Yamuna Nagar – 135 001. • HIMACHAL PRADESH : 1st Floor, Opp. Panchayat Bhawan Main Gate, Bus 001. 001. Yamuna Stand, Shimla – 171 001 • JAMMU & KASHIMIR : 660 - A, Near Digital Wares Lane, Opposite Dushara Ground, Front Gate Gandhi Nagar, Jammu - 180 004. • JHARKHAND : Mazzanine Floor, F-4, 001. City Centre Sector 4, Bokaro Steel City, Bokaro - 827 004. S. S. M. Jalan Road, Ground Floor, Opp. Hotel Ashoke, Caster Town, Deoghar - 814 112. Urmila Towers, Room No. 111, 1st Floor, Bank More, Bokaro Dhanbad - 826 001 Municipal Market, Annanda Chowk, Hazaribagh - 825 301 4, HB Road No. 206, 2nd Floor, Shri Lok Complex, Ranchi - 834 001 • KARNATAKA : No. 6, Ground Floor, Pushpak 001. 301. 001. KARNAT Plaza, TP No.: 52, Ward No. 10, Next to Kumatagi Motors, Station Road, Near Basaveshwar Circle, Bagalkot - 587 101 1st Floor, 221/2A/1B, Vaccine Depot Road, Near 2nd Railway gate, Tilakwadi, Belgaum 101. - 590 006 No. 18A, 1st Floor, Opp. Ganesh Petrol Pump, Parvati Nagar Main Road, Bellary - 583 101 # 13, 1st Floor, Akkamahadevi Samaj Complex, Church Road, P J Extension, Davangere - 577 002. 006. Bellary 101. Davangere Pal Complex, Ist Floor, Opp. City Bus Stop, Super Market, Gulbarga - 585 101 No. 206 & 207, ‘A’ Block, 1st Floor, Kundagol Complex, Opp. Court, Club Road, Hubli - 580 029 Trade Centre, 2nd Floor, Gulbarga 101. 029. Syndicate Circle, Starting Point, Manipal - 576 104 No.3, 1st Floor, CH.26, 7th Main, 5th Cross (Above Trishakthi Medicals) Saraswati Puram, Mysore – 570 009 # 12 - 10 - 51 / 3C, Maram Complex, 104. Mysore 009. Besides State Bank of Mysore, Basaveswara Road, Raichur - 584 101 Nethravathi, Near Gutti Nursing Home, Kuvempu Road, Shimoga - 577 201 • KERALA : Building No. VIII / 411, C C N B Road, Near 101. 201. Pagoda Resort, Chungom, Alleppey - 688 001. Room No. 14/435, Casa Marina Shopping Centre, Talap, Kannur - 670 004. Kochupilamoodu Junction, Near VLC, Beach Road, Kollam - 691 001. Building No.: KMC IX / 1331 A, Opp. Malayala Manorama, Railway Station Road, Thekkummoottil, Kottayam - 686 001. 29/97G, 2nd Floor, Gulf Air Building, Mavoor Road, Kozhikode - 673 016 10 / 688, Sreedevi 016. Residency, Mettupalayam Street, Palakkad - 678 001 Adam Bazar, Room No. 49, Ground Floor, Rice Bazar (East), Thrissur – 680 001 R. S. Complex, Opp. LIC Building, Pattom, P.O., Trivandrum – 695 001. 001. rivandrum 004 Central Tower, Above Indian Bank, Cross Junction, Thiruvalla - 689 101. • MADHYA PRADESH : Office No. 1, Parasia Road, Near Mehta Colony, Chhindwara - 480 001 G-6, Global Apartment, 004. Thiruvalla MADHYA 001. Phase-II, Opposite Income Tax Office, Kailash Vihar City Centre, Gwalior - 474 011 8, Ground Floor, Datt Towers, Behind Commercial Automobiles, Napier Town, Jabalpur - 482 001 1st Floor, Shiva 011. 001. Complex, Bharat Talkies Road, Itarsi - 461 111 18, Ram Bagh, Near Scholar's School, Ratlam - 457 001 Opp. Somani Automoblies, Bhagwanganj, Sagar – 470 002. 1st Floor, Shri Ram Market, Besides 111. 001. Hotel Pankaj, Birla Road, Satna - 485 001. 123, 1st Floor, Siddhi Vinanyaka Trade Centre, Saheed Park, Ujjain - 456 010 • MAHARASHTRA : 203-A, Mutha Chambers, Old Vasant Talkies, Market Yard 010. Road, Ahmednagar – 414 001. Opp. RLT Science College, Civil Lines, Akola – 444 001. 81, Gulsham Tower, Near Panchsheel, Amaravati – 444 601 Office No. 1, 1st Floor, Amodi Complex, Juna Bazar, 601. Aurangabad - 431 001 Above Mustafa Décor, Hakim Plaza, Near Jetpura Gate, Near Bangalore Bakery, Kasturba Road, Chandrapur - 422 402. H. No. 1793 / A, J.B. Road, Near Tower Garden, Dhule 001. – 424 001 Shri Talkies Road, Gondia - 441 601 70, Navipeth, Opp. Old Bus Stand, Jalgaon – 425 001 Shop No: 11, 1st Floor, Ashok Plaza, Opp. Magistic Talkies, Subhash Road, Jalna - 431 203. AMD 001. 601. 001. Sofex Office No.7, 3rd Floor, Ayodhya Towers, Station Road, Kolhapur - 416 001 Kore Complex, 2nd Cross Kapad Line, Near Shegau Patsanstha, Latur - 413 512 Shop No. 302, 1st Floor, Raj Mohd. Complex, 001. 512. Work Shop Road, Shrinagar, Nanded - 431 605 Ruturang Bungalow, 2, Godavari Colony, Behind Big Bazar, Near Boys Town School, Off College Road, Nasik - 422 005 Mahavir Centre, Office No. 17, Plot 605. 005.
  • 58. ACCEPTANCE Transactions) CAMS – OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS (For ongoing Transactions) (Contd.) No. 77, Sector - 17, Vashi, Navi Mumbai - 400 703 Kohinoor Complex, Near Natya Theatre, Nachane Road, Ratnagiri - 415 639 117 / A / 3 / 22, Shukrawar Peth, Sargam Apartment, Satara – 415 002 703. 639. 002. Flat No 109, 1st Floor, A Wing, Kalyani Tower, 126 Siddheshwar Peth, Near Pangal High School, Solapur - 413 001 3rd Floor, Nalanda Chambers, "B" Wing, Gokhale Road, Near Hanuman Temple, Naupada, 001. Thane (W) - 400 602. Opp. Raman Cycle Industries, Krishna Nagar, Wardha - 442 001 Pushpam, Tilakwadi, Opp. Dr. Shrotri Hospital, Yavatmal - 445 001 • MEGHALAYA : LDB Building, 1st Floor, G. ardha 001. 001. MEGHALAY S. Road, Shillong - 793 001 • ORISSA : Similipada, Angul - 759 122 B. C. Sen Road, Balasore - 756 001 Gandhi Nagar Main Road, 1st Floor, Upstairs of Aroon Printers, Berhampur - 760 001 001. 122. Balasore 001. Berhampur 001. Cantonment Road, Cuttack - 753 001 Room No- 1, First Floor, Sulaikha Complex, Chorda By pass, Jajpur Road - 755 019 1st Floor, Mangal Bhawan, Phase II, Power House Road, Rourkela – 769 001 001. 019. 001. Opp.Town High School, Sansarak, Sambalpur - 768 001 • PONDICHERRY : S-8, 100, Jawaharlal Nehru Street, (New Complex, Opp. Indian Coffee House), Pondicherr y – 605 001 • PUNJAB : 378-Majithia 001. PONDICHERRY Pondicherr 001. Complex, 1st Floor, M. M. Malviya Road, Amritsar – 143 001 1st Floor, R. K. Marble House, Court Road, Barnala - 148 101. 2907 GH, GT Road, Near Zilla Parishad, Bhatinda - 151 001 Near Archies 001. Barnala 001. Gallery, Shimla Pahari Chowk, Hoshiarpur - 146 001. 367/8, Central Town, Opp. Gurudwara Diwan Asthan, Jalandhar – 144 001 Shop No 3, Bank of India Building, Guru Amar Dass Market, Khanna - 001. 141 401 Ground Floor, Adjoining TATA Indicom Office, Dutta Road, Moga - 142 001. 13 - A, 1st Floor, Gurjeet Market, Dhangu Road, Pathankot - 145 001 35, New Lal Bagh Colony, Patiala – 147 001 401. 001. 001. SCF 17, Zail Singh Nagar, Ropar - 140 001 • RAJASTHAN : AMC No. 423/30, Near Church, Brahampuri, Opposite T B Hospital, Jaipur Road, Ajmer – 305 001 256 - A, Scheme No. 1, Arya Nagar, Alwar 001. 001. - 301 001 C/o. Kodwani & Associates, F-20-21 Apsara Complex, Azad Market, Bhilwara-311 001. F 4, 5, Bothra Complex, Modern Market, Bikaner – 334 001. 187 Rana Sanga Market, Chittorgarh - 001. 312 001 B-33 'Kalyan Bhawan', Triangle Part ,Vallabh Nagar, Kota – 324 007 18 L Block, Sri Ganganagar - 335 001 32, Ahinsapuri, Fatehpura Circle, Udaipur – 313 004 • TAMILNADU : Ground 001. 007. 001. 004. Floor, 148,Old Mahabalipuram Road, Okkiyam, Chennai - 600 097. 16A/63A, Pidamaneri Road, Near Indoor Stadium, Dharmapuri - 636 701 171-E, Sheshaiyer Complex, First Floor, Agraharam Street, Dharmapuri 701. Erode - 638 001 Shop No. 8, J. D. Plaza, Opp. TNEB Office, Royakotta Road, Hosur - 635 109 126 GVP Towers, Kovai Road, Basement of Axis Bank, Karur - 639 002. Jailani Complex, 47, Mutt Street, Erode 001. 109. Karur Kumbakonam - 612 001 156A / 1, First Floor, Lakshmi Vilas Building, Opp. to District Registrar Office, Trichy Road, Namakkal - 637 001. 86/71-A, Tamil Sangam Road, Madurai - 625 001 No. 2, 1st 001. 001. Floor, Vivekanand Street, New Fairland, Salem - 636 016 1112, West Main Street, Tanjore - 613 009 1st Floor, Mano Prema Complex, 182/6, S.N. High Road, T irunelveli - 627 001 No. 1 (1), Binny 016. Tanjor anjore 009. irunelveli 001. Compound, 2nd Street, Kumaran Road, T iruppur - 641 601 No. 8, 1st Floor, 8th Cross West Extn., Thillainagar, Trichy - 620 018 No.54, 1st Floor, Pillaiyar Koil Street, Thottapalayam, Vellore - 632 004 iruppur 601. 018. ellore 004. 1-A/25, 1st Floor, Eagle Book Centre Complex, Chidambaram Nagar Main, Palayamkottai Road, Tuticorin - 628 008. D. No. 59A/1, Railway Feeder Road, (Near Railway Station), Rajapalayam - 626 117. • TRIPURA : Krishnanagar, Advisor Chowmuhani (Ground Floor), Agartala - 799 001. • UTTAR PRADESH : F-39/203, Sky Tower, Sanjay Place, Agra - 282 002 City Enclave, Opp. Kumar Nursing Home, Agartala UTTAR 002. Ramghat Road, Aligarh - 202 001 30/2, A&B, Civil Lines Station, Besides Vishal Mega Mart, Strachey Road, Allahabad - 211 001 F-62, 63, IInd Floor, Butler Plaza Commercial Complex, Civil Lines, Bareilly Aligarh 001. 001. Bareilly – 243 001 Office No. 3, 1st Floor, Jamia Shopping Complex, Opposite Pandey School, Station Road, Basti - 272 002. 64, Cantonment, Near GPO, Faizabad - 224 001. Shop No. 19, 1st Floor, Above YO 001. Bikes, Seth Vimal Chand Jain Market, Jain Nagar, Agra Gate, Firozabad - 283 203 207/A - 14, 2nd Floor, Devika Chamber RDC Rajnagar, Ghaziabad - 201 002 Shop No. 3, 2nd Floor, Cross Road, A. D. Firozabad 203. 002. Chowk Bank Road, Gorakhpur - 273001 248, Fort Road, Near Amber Hotel, Jaunpur-222 001 Opp. SBI Credit Branch, Babu Lal Karkhana Compound, Gwalior Road, Jhansi – 284 001 159 / 160, Vikas 273001. 001. 001. Bazar, Mathura - 281 001 B-612 ‘Sudhakar’, Lajpat Nagar, Moradabad - 244 001 108, Ist Floor, Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut – 250 002 17, Anand Nagar Complex, Rae 001. 001. Meerut 002. Bareli - 229 001 I Floor, Krishna Complex, Opp. Hathi Gate, Court Road, Saharanpur - 247 001 967, Civil Lines, Near Pant Stadium, Sultanpur - 228 001 C 27/249 - 22A, Vivekanand Nagar Colony, Bareli 001. 001. 001. Maldhaiya, Varanasi – 221 002 • UTTARAKHAND : 399/1 Jadugar Road, 33 Civil Lines, Roorkee - 247 667. Durga City Centre, Nainital Road, Haldwani - 263 139 Arya Nagar, Near Arya Kanya School, 002. UTTARAKHAND 139. Sitapur - 261 001. • UTTARANCHAL : 204/121, Nari Shilp Mandir Marg, Old Connaught Place, Dehradun - 248 001 • WEST BENGAL : Block - G, 1st Floor, P C Chatterjee Market Complex, Rambandhu UTTARANCHAL 001. Talab, P. O. Ushagram, Asansol - 713 303 399, G T Road, Opposite of Talk of the Town, Burdwan - 713 101 City Plaza Building, 3rd Floor, City Centre, Durgapur - 713 216 2nd Floor, New Market 303. Burdwan 101. Durgapur 216. Complex, Durgachak Post Office, Purba Medinipur District, Haldia - 721 602. A - 1/50, Block - A, Kalyani - 741 235. Shivhare Niketan, H. No. 29/11, Ward No. 15, Malancha Main Road, Opposite UCO Bank, Kharagpur - 721 301. AA 101, Prafulla Kanan, Sreeparna Appartment, Ground Floor, Kestopur, Kolkata - 700 101 33, C.R. Avenue,2nd Floor, Room No. 13, Kolkata - 700 012 Daxhinapan Abasan, 101. 012. Opp Lane of Hotel Kalinga, SM Pally, Malda - 732 101. No. 8, Swamiji Sarani, Ground Floor, Hakimpara, Siliguri – 734 401 401. Centres Services Transfer Centres C. List of Collection Centres of Computer Age Management Services Pvt. Ltd. (CAMS), Registrar & Transfer Agents of HDFC Mutual Fund. These Collection Centres will be in addition to the existing points of acceptance at the offices of HDFC Limited / HDFC Asset Management Company Ltd. (Investor Service Centres for HDFC Mutual Fund). These Collection Centres will not accept purchase from purchase transactions vide high value cheques. These CCs will accept Applications from Monday to Friday between 12 p.m. to 3 p.m. only. only. GOA : Office No. CF-8, 1st Floor, Business Point, Above Bicholim Urban Co-op Bank Ltd, Angod, Mapusa - 403 507. Tel No: 09326126122 • GUJARAT : F-108, Rangoli Complex, Station Road, Bharuch - GUJARAT Bharuch 392 001 Tel No.: 9825304183. 8, Ravi Kiran Complex, Ground Floor, Nanakumbhnath Road, Nadiad - 387 001. Tel No: (02692) 325071/320704. 10/11, Maruti Complex, Opp. B R Marbles, Highway Road, 001. Unjha - 384 170 Tel No: (02762) 323 985 / 117. • HARYANA : 7, 1st Floor, Kunjapura Road, Opp Bata Showroom, Karnal - 132 001 Tel. No.: 09813999809 • MAHARASHTRA : 3, Adelade Apartment, 170. HARY Karnal 001. Christian Mohala, Behind Gulshan-E-Iran Hotel, Amardeep Talkies Road, Bhusawal - 425 201. Shop No.6, Ground Floor, Anand Plaza Complex, Bharat Nagar, Shivaji Putla Road, JaIna - 431 203. 12/178 Behind Congress Committee Office, Ichalkaranji, Kolhapur District - 416 115 1, Skylark Ground Floor, Near Kamgar Kalyan Kendra & B.M.C. Office, Azad Road, Andheri (E), Mumbai - 400 069. Tel No.: (022) 115. 25261431. Diwan Niketan, 313, Radhakrishna Vasahat, Opp. Hotel Suruchi, Near S.T. Stand, Sangli - 416 416 Tel No.: 09326016616. • WEST BENGAL : Gagananchal Shopping Complex, Shop No. 36 (Basement), 416. 37, Dr. Abani Dutta Road, Salkia, Howrah - 711 106 Tel No.: 9331737444. 33, C.R Avenue, 2nd floor, Room No.13, Kolkata - 700 012 Tel No.: 09339746915. 106. 012. CAMS AS THE OFFICIAL POINT OF ACCEPTANCE FOR ELECTRONIC TRANSACTIONS : CAMS, Registrar & Transfer Agents to HDFC Mutual Fund having its office at Rayala Tower, 158, Anna Salai, Chennai ACCEPTANCE - 600 002, will be the official point of acceptance for electronic transactions received from specified banks, financial institutions, etc. (mobilized on behalf of their clients) with whom HDFC Asset Management Risk Factors: All mutual funds and securities investments are subject to market risks and there can be no assurance that the scheme's objectives will be achieved and the NAV of the schemes may go up or down depending upon the factors and forces affecting the securities market. Past performance of the Sponsors and their affiliates / AMC / Mutual Fund and its Scheme(s) do not indicate the future performance of the Scheme of the Mutual Fund. There is no assurance or guarantee to unit holders as to the rate of dividend distribution nor that dividends will be paid regularly. Investors in the Scheme are not being offered any guaranteed / assured returns. The NAV of the units issued under the Scheme may be affected, inter-alia by changes in the interest rates, trading volumes, settlement periods, transfer Growth Top procedures and performance of individual securities. The NAV will inter-alia be exposed to Price / Interest Rate Risk and Credit Risk. HDFC Growth Fund, HDFC Equity Fund, HDFC Top 200 Fund, HDFC Core Premier Opportunities Ter erm Infrastructur ucture Capital Builder Fund, HDFC Core & Satellite Fund, HDFC Premier Multi-Cap Fund, HDFC Mid-Cap Opportunities Fund, HDFC Long Term Equity Fund, HDFC Infrastructure Fund, HDFC Arbitrage Prudence Ter erm TaxSaver are Fund, HDFC Balanced Fund, HDFC Prudence Fund, HDFC Long Term Advantage Fund, HDFC TaxSaver , HDFC Index Fund and HDFC MF Monthly Income Plan are only the names of the Schemes and do not in any manner indicate either the quality of the Schemes, their future prospects and returns. Please read the Scheme Information Document and Statement of Additional Information before investing. Applications would be accepted at official points of acceptance and on-going redemptions can be made at the official points of acceptance on all Business Days at NAV based prices. The AMC will calculate and publish NAVs on all Business Days. Statutory Details: HDFC Mutual Fund has been set up as a trust sponsored by Housing Development Finance Corporation Limited and Standard Life Investments Limited (liability restricted to their contribution of ` 1 lakh each to the corpus) with HDFC Trustee Company Limited as the Trustee (Trustee under the Indian Trusts Act, 1882) and with HDFC Asset Management Company Limited as the Investment Manager.
  • 59. HDFC ASSET MANAGEMENT COMPANY LIMITED (HDFC AMC LIMITED) – INVESTOR SERVICE CENTRES / OFFICIAL POINTS OF ACCEPTANCE FOR HDFC MUTUAL FUND ANDHRA PRADESH : HDFC AMC Limited, 6-3-883/7, IInd Floor, Saphire Square, Somajiguda, Hyderabad - 500 282 Tel. : 040 - 23417401 / 02 / 03 / 04 / 05, Fax : 040 -23417407. HDFC AMC Limited, 18-2- 282. 299/B, 1st Floor, Leela Mahal Circle, Tirumala Bypass Road, T irupati - 517 507 Tel. : (0877) 2222 871 / 872 / 873 / 874, Fax No.: (0877) 2222689. HDFC AMC Limited, 2nd Floor, Centurion Bank Complex, Near irupati 507. Benz Circle, M. G. Road, V ijayawada-520 010 Tel. No: (0866)-3988029. HDFC AMC Limited, First Floor, Saigopal Arcade, Waltair Main Road, Siripuram, V isakhapatnam - 530 003 Tel. No.: (0891) 2769636, 010. 003. 6450306 / 9685 / 7584, Fax. No.: (0891) 2738728. HDFC AMC Limited, 2-5-83/84 1st Floor, Mitralaxmi Narayana Arcade, Nakkala Gutta, Hanmakonda, Warangal - 506 002 Tel: (0870) 2566 005 / 006/ 007 / 008/ Warangal 002. 009, Fax: (0870) 2566010. ASSAM : HDFC AMC Limited, Premises- 1C, 1st Floor, Ganpati Enclave, G.S.Road, Guwahati-781 007 Tel No.: (0361)-2464759/60. Fax No.: (0361)-2464758. BIHAR : HDFC AMC Limited, 007. Ishwari Complex, 1st Floor, Dr. Rajendra Prasad Road, Bhagalpur - 812 002 Tel No: (0641) 2300 390, Fax No: (0641) 2300391. HDFC AMC Limited, C/o Hera Enclave (Adjacent to Sahara Unique Showroom), 002. Mezzanine Floor, New Dak Bunglow Road, Patna - 800 001 Tel: 0612 - 2230540/3201439, Telefax: 0612 - 2200747. CHHATTISGARH : Ground Floor, Chawla Complex, Devendra Nagar, Sai Nagar Road, Near Vanijya 001. CHHATTISGARH Bhawan, Near Indhira Gandhi Square, Raipur - 492 001. Tel: (0771) 4020 167 / 168. DELHI : HDFC AMC Limited, Ground Floor - 2 & 3 and First Floor, Prakashdeep Building, 7, Tolstoy Marg, Connaught Place, New Delhi - 110 001 Tel: (011) 6632 4000, Fax: (011) 23351317 /18. GOA : HDFC AMC Limited, Ground Floor, G3 & G4, Jivottam, Minguel Miranda Road, Off. Abade Faria Road, Margao - 403 601 Salcete. 001. Margao 601. Tel : (0832) 2737410 / 11. Fax : (0832) 2736477. HDFC AMC Limited, S1, Second Floor, Above Axis Bank, Edcon Centre, Angod, Mapusa - 403 507 Bardez, Goa. Tel: (0832) 2253 460 / 461, Fax: (0832) 2253465. 507, HDFC AMC Limited, A-3, First Floor, Krishna Building, Opp. Education Department, Behind Susheela Building, G. P. Road, Panaji - 403 001 Tel. : 0832 - 2425609, 2425610, Fax : 0832 - 2425614. HDFC AMC Limited, 001. 6, Ground Floor, Pereira Chambers, Padre Jose Vaz Road, Vasco - 403 802 Mormugao. Tel No: (0832) 2513 402 / 406, Fax No: (0832) 2513448. GUJARAT : HDFC AMC Limited, 2nd Floor, Megha House, Besides 802, GUJARAT GRUH House, Mithakhali Six Roads, Ahmedabad - 380 009 Tel. : 079 – 40050055 / 66, Fax : 079 - 40050506. HDFC AMC Limited, Maruti Sharanam, No.117, 1st Floor, Anand-Vidhyanagar Road, Opposite 009. Nandbhumi Party Plot, Anand - 388 001 Tel : (02692) - 398200, Fax : (02692) - 398222. HDFC AMC Limited, 3rd Floor, Shreemangalam Complex, Above IDBI Bank, Patel Society Road, Ward No. 1, Kasak Circle, 001. Bhar uch - 392 012 Tel : (0264) 2227205, Fax : (0264) 2227206. HDFC AMC Limited, 2nd Floor, Gangotri Plaza, Opposite Daxinamurty School, Waghawadi Road, Bhavnagar - 364 001 Tel : (0278) - 3988029, Bharuch 012. 001. Fax : (0278) - 3984039. HDFC AMC Limited, 1st Floor, B Wing, Katira Complex, RTO Circle, Bhuj - 370 001 Tel No: (02832) 223 223, Fax No: (02832) 251. 946 HDFC AMC Limited, 2nd Floor, Keshav Complex, 001. P N Marg, Opposite Dhanvantry, Jamnagar - 361 001 Tel : (0288) - 3988029, Fax : (0288) - 3982426. HDFC AMC Limited, 2nd Floor, Rajendra Estate, State Highway, Mehsana - 384 002 Tel: (02762) 302000. 001. 002. Fax: (02762) 302020. HDFC AMC Limited, 2nd Floor, Shiv Darshan, Dr. Radha Krishnan Road, 5, Jagnath, Plot Corner, Rajkot - 360 001 Tel. : 0281- 6624881 / 82, Fax : 0281 - 6624883. HDFC AMC Limited, U1 001. - U3, Jolly Plaza, Opp. Athwa Gate Police Station, Athwa Gate, Surat - 395 001 Tel. : 0261 – 2460082 / 83, Fax : 0261 - 2460091. HDFC AMC Limited, Upper Ground Floor, Gokulesh, R. C. Dutt Road, Vadodara 001. - 390 007 Tel. : 0265 - 6621110 / 20, Fax : 0265 - 6621150. HDFC AMC Limited, 5-B, 2nd Floor, Sapphire Building, Daulatnagar, Chala-Vapi Road, Vapi - 396 191. Tel No: (0260) 3983900, Fax : (0260) 3983908 007. HAR YANA : HDFC AMC Limited, 1st Floor, Sudarshan Tower, Cross Road # 1, Nicholson Road, Ambala Cantt -133 001. Tel: (0171) 2631995/6, Fax: (0171) 2631994. HDFC AMC Limited, TA - 12A, 15-18, Third HARY Floor, Crown Plaza, Sector 15A, Mathura Road, Faridabad - 121 001 Tel. : (0129) 2221 338 / 339 / 341 / 342 / 343, Fax No.: (0129) 2221340. HDFC AMC Limited, Premises 102, 1st Floor, Vipul Agora, MG Road, 001. Gurgaon - 122 002. Tel No: (0124) 2560 450 - 54 Fax : (0124) 2560455 HDFC AMC Limited, 1175 B Royal 1, 1st Floor, Adjoining Gurudawara, G.T Road, Panipat - 132 103 Tel: (0180) 3985400/ 01, Fax: (0180) Gurgaon 103. 3985403. JAMMU & KASHMIR : HDFC AMC Limited, Hall No-102 A/2, South Block, Bahu Plaza, Gandhi Nagar, Jammu - 180 012 Tel No.: (0191)-2477911/12/13 / (0191) 2474297/98/99. JHARKHAND : HDFC 012. AMC Limited, Vardhan Complex, 1st Floor, Opp. Sreeleathers Showroom, Bank More, Dhanbad- 826 001. Tel No.: (0326) 3205352, 2301756. Fax No.: (0326) 2300552. HDFC AMC Limited, Gayatri Enclave, 2nd Floor, "K Road", Bistupur, Jamshedpur - 831 001 Telefax.: 0657 - 2426730 / 2435791. HDFC AMC Limited, Pradhan Towers, 1st Floor, 5, Main Road, Ranchi- 834 001 Tel No.: (0651) 6003358. Fax No.: (0651) 001. 001. 3242077. KARNATAKA : HDFC AMC Limited, No. 114, 1st Floor, Prestige Towers, 99 & 100, Residency Road, Bangalore - 560 025 Tel. : 080 - 66205300, Fax : 080 - 51125255. HDFC AMC Limited, Premises KARNAT Bangalore 025. No. 4830 / B, First Floor, Dr. Ambedkar Road, Opp. Civil Medical College, Belgaum - 590 002 Tel No: (0831) 4206 915 / 916 / 918, Fax No: (0831) 4206919. HDFC AMC Limited, # 63, Upper Ground Floor, Opposite 002. Bellary Gas Agency, Anantapura Cross Road, Bellary - 583 103 Tel: (08392) 276576, Fax: (08392) 276580. HDFC AMC Limited, 190/3, 1st Floor, S.V.C. Plaza, Opposite Mothi Talkies, Gandhi Circle, Davangere - Bellary 103. Davangere 577 002 Tel No: (08192) 250 240 / 241 / 242, Fax No: (08192) 250243. HDFC AMC Limited, Plot # 8 & 73, 3rd Floor, Rajesh Building, Super Market, Main Road, Gulbarga - 585 101. Tel: (08472) 399910 Fax: (08472) 002. Gulbarga 271041. HDFC AMC Limited, No. 1, First Floor, Revankar Comforts, Vivekanand Road, Court Circle, Hubli - 580 029. Tel No.: (0836) 4252 294 / 95. Fax No: (0836) 4252 290 HDFC AMC Limited, UG-II, 6 & 7, Upper Ground Floor, Maximus Commercial Complex, Light House Hill Road, Opp. KMC, Mangalore - 575 001 Tel. 0824 – 4285337 / 33, Fax : 0824 – 4285336. No. 2918, CH 51 / 1 B, 1st Floor, Patel Mansion, Kantharaj Mangalore 001. Urs Road, Saraswathipuram, Mysore - 570 009 Tel No.: (0821) 4000 530 Fax No: (0821) 4000 535. KERALA : HDFC AMC Limited, 3rd Floor, City Mall, Opposite YMCA, Kannur Road, Calicut - 673 001 Tel: Mysore 009. 001. (0495) - 4099222 / 333, 3982310, Fax: (0495) - 3982330. HDFC AMC Limited Second Floor, Down Town Complex, Near Koyili Hospital, Kannur - 670 004. Tel: (0497) 645 0489 / 276 2044 / 2045 Fax: (0497) 2762046. HDFC AMC Limited, Ground Floor, Cinema cum Commercial Complex, Behind Ravipuram Bus Stop, M. G. Road, Kochi - 682 016 Tel. : 0484 - 2357707 / 8, 3243058 / 59, Fax : 0484 - 2358462. HDFC AMC Limited, 016. Sofia Complex, Near Andamukkam Bus Stand, Beach Road, Kollam - 691 001 Tel No: (0474) 2752 070 / 071/ 072 / 074, Fax No: (0474) 2752073. HDFC AMC Limited, 14/868, Ground Floor, Sri Krishna Complex, 001. Coimbatore Road, Palghat - 678 001 Tel No.: (0491) 2548 302 / 6452 185 / 186 / 188, Fax No: (0491) 2548303. HDFC AMC Limited, 2nd Floor, E-Town Shopping, College Road, East Fort, Thrissur - 680 005 Tel: 001. 005. (0487) 2441976. Fax: (0487) 2441976. HDFC AMC Limited, 1st Floor, Kaniamparambil Arcade, G S Junction, Shastri Road, Kottayam - 686 001. Tel No: (0481) 2309 759 / 760 / 761. Fax No: (0481) 3018397. HDFC AMC Limited, Ground Floor, Bhadra Tower, Cotton Hill Road, Vazhuthacaud, Thycaud P.O., Trivandrum – 695 014. Tel No.: (0471) 3983 730 / 731 / 732 Fax No.: (0471) 3983738. MADHYA PRADESH : HDFC AMC Trivandr rivandrum MADHYA Limited, 1st Floor, Ranjeet Tower, 8, Zone-II, M. P. Nagar, Bhopal - 462 011 Tel. : 0755 - 4285385, 4246995, Fax : 0755 - 4058890. HDFC AMC Limited, M1, M2 & M3, Mezzanine Floor, Sterling Arcade,15 / 3, 011. Race Course Road, Indore - 452 001 Tel No.: 0731 - 4022241 / 42. Fax No.: 0731 - 4245436. HDFC AMC Limited, First Floor, Muthye Udyog Bhawan,1039, Wright Town, Opp. Telephone Exchange, Jabalpur - Indore 001. 482 002. Tel No.: (0761) - 4049800, 3988029 Fax No.: (0761) - 4068814 HDFC AMC Limited, First Floor, Alakhnanda Towers, Shrimant Madhav Rao Scindia Marg, City Centre, Gwalior - 474 001. Tel No.: (0751) - 4066060, 3988029 Fax No.: (0751) - 3982803 MAHARASHTRA : HDFC AMC Limited, 1st Floor, Amar Arcade - 2, Opp. Raja peth Police Station, Raja Peth, Amravati - 444 601. Tel No: (0721) 2562 112 / 113 Fax No: (0721) 2564115 HDFC AMC Limited, 2nd Floor, Renuka Commercial Complex, Samarth Nagar, Nirala Bazar, Nageshwar Wadi Road, Aurangabad - 431 001 Tel: (0240) - 3988029, Fax: (0240) - 3982068. 001. HDFC AMC Limited, 138, Ground Floor, Kavya Ratnavali Chowk, Omkareshwar Road, Jalgaon – 425 002 Tel. No.: (0257) 3982100/ 01. Fax : (0257) 3982114. HDFC AMC Limited, Royal Prestige, C1/C9, 1st Floor, 002. E - Ward, Sykes Extension, Rajarampuri Road, Kolhapur - 416 008 Tel : (0231) - 3988029, Fax : (0231) - 3982060. HDFC AMC Limited**, Shop No. 3, Ground Floor, Abhishek Building, Irla Bridge, S.V. Road, Andheri 008. (W), Mumbai - 400 058 Tel No.: (022) 32157352 / 34. Fax: (022) 26241131. HDFC AMC Limited** Shop # 7, Abhilasha Building, Punjabi Lane, Borivali (W), Mumbai - 400 092 Tel: (022) 32157268 / 342, Fax: 058. (022) 32719222. HDFC AMC Limited,* Ramon House, 3rd Floor, H. T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai - 400 020. Tel. : 022 – 66316333, Fax : 022 – 66580200. HDFC AMC Limited, Mistry Bhavan, 2nd Floor, 122, Backbay Reclamation, Dinsha Vachha Road, Churchgate, Mumbai - 400 020 Tel. : 022 - 60006767, Fax : 022 - 66580211. HDFC AMC Limited**, Shop No. 1 & 2, Ground Floor, 020. Atlantic Tower, R B Mehta Road, Near Railway Station, Ghatkopar (East), Mumbai - 400 077. Tel: (022) 65253409/08/06/21, Fax: (022) 25116805. HDFC AMC Limited**, Unit No. 101, First Floor, Landmark Building, 136 Hill Road,Opp. St. Peters Church, Bandra (West), Mumbai - 400 050 Tel: (022) 26434 760 / 762 / 763 / 764, Fax: (022) 26434768. HDFC AMC Limited**, Shop No. 21/22, Ground Floor, Rajdeep CHS, Near Malhar 050. Cinema, Gokhale Road, Thane (West) - 400 602. Tel: (022) 67124172/73/74/75/76, Fax: (022) 67124177. HDFC AMC Limited, 106-110, 2nd Floor, Shriram Shyam Towers, Near NIT Building, Kingsway, Sadar, Nagpur (West) - 440 001 Tel: 0712 - 6630301/02/04, Fax : 0712 - 6630206. HDFC AMC Ltd. G- 1 & G-2, "Suyojit Heights", Opp. Rajiv Gandhi Bhavan, Sharanpur Road, Nashik - 422 002 Tel. No.: 0253 - 6611831 / 32. Fax 001. 002. No.: 0253 - 6611836. HDFC AMC Limited, HDFC House, 2nd Floor, Shivaji Nagar, University Road, Pune - 411 005 Tel. : 020 - 25521680 / 81, Fax : 020 - 25521683. HDFC AMC Limited**, BSE 1, Tech Building, 005. 109, A Wing, 1st Floor, Opposite Vashi railway station, Sector 30, Vashi - 400 703 Tel: (022) - 39880299. HDFC AMC Limited**, 1st Floor, Anant Kuti (Bibikar Bldg.), Manpada Road, Opp. Muncipal Corporation 703. Bldg., Dombivli (East), Mumbai - 421 201. Tel: (0251) 2860 648 / 649 / 645 / 656 Fax: (0251) 2863953, ORISSA : HDFC AMC Limited, Sri Jagannath Complex, 1st Floor, Opposite Hari - Omm Bhawan, Barbil - 758 035 Tel No: 09238106515 / 09238106525, Fax No: (06767) 277565. HDFC AMC Limited, Vinayak, 2nd Floor, 96, Janpath, Bhubaneswar - 751 001 Tel. : 0674 - 6450502/1502, Fax : 0674 - 2531483. HDFC 035. 001. AMC Limited, 1st Floor, Plot No. 2690 (P), Bajrakabati Road, Ranihat, Cuttack – 753 001. Tel: (0671) 2323724/ 725, Fax: (0671) 2324741. HDFC AMC Limited, Praful Tower, 1st Floor, Panposh Road, Rourkela - 769 004 Tel No.: (0661) - 3988029,3982060/70. Fax No.: (0661) -3982068. HDFC AMC Limited, Kadambari Complex, 1st Floor, Unit - 4, Nayapara, Golbazar, Sambalpur - 768 001 Tel No: (0663) 2400 323 / 339, 004. 001. Fax No: (0663) 2400324. PONDICHERRY : HDFC AMC Limited, No.17, I Floor, Sree Velayudham Complex, Near Indhira Gandhi Square, Natesan Nagar, Pondicherr y - 605 005 Tel: (0413) 3043 293 / 500 / 600. PONDICHERRY Pondicherr 005. Fax: (0413) 2206776. PUNJAB : HDFC AMC Limited, SCO-28, 1st Floor, Taneja Towers, District Shopping Complex, Ranjit Avenue, Amritsar-143 001 Tel: (0183) 3988028 / 2570, Fax: (0183) 3982599. HDFC AMC Amritsar-143 001. Limited, SCO 375-376, Ground Floor, Sector 35-B, Chandigarh - 160 022. Tel. : 0172 - 5050887 / 5050888 / 2771218 Telfax: 0172 - 5050886. HDFC AMC Limited, 2nd Floor, Above ING Vysya Bank, Adjacent Chandigarh to Sekhon Grand Hotel, Namdev Chowk, G T Road, Jalandhar City - 144 001 Tel: (0181) 3988029 / 970, Fax: (0181) 3982966. HDFC AMC Limited, SCO 122, Feroze Gandhi Market, Ludhiana - 141 001 Tel.: 001. 001. 0161 - 2774321 / 5014321. Fax : 0161 - 3013838. RAJASTHAN : HDFC AMC Limited, 4th Floor, K.C. Complex, Opp. Daulat Bagh, Ajmer - 305 001 Tel: (0145) 3099000. Fax: (0145) 3099001. Indraparshta Tower, 001. Shop Nos. 209 - 213, Second Floor, Shyam Ki Sabji Mandi, Near Mukharji Garden, Bhilwara - 311 001. HDFC AMC Limited, “Moondhra Bhavan”, 3-Ajmer Road, Jaipur - 302 001 Tel. : 0141 - 5111125, 2374968, 001. Fax : 0141 - 5111126. Gulab Singh Bhavan, 11, Chopasni Road, Jodhpur - 342 003 Tel. : 0291 - 5101927, 5101937, Fax : 0291 - 5105919. HDFC AMC Limited, 1st Floor, Gowardhan Plaza, 25, Trench Colony, Opposite 003. Lok Kalamandal, Udaipur - 313 001. Tel: (0294) 3988029, Fax: (0294) 3982000. TAMIL NADU : HDFC AMC Limited, ITC Centre, First Floor, 760, Anna Salai, Chennai - 600 002 Tel. : 044 - 43979797 / 43979716, 002. Fax : 044 - 28415855. HDFC AMC Limited, 1371A, Ground Floor, Nadar Building, Trichy Road, Coimbatore - 641 018 Tel: 0422 - 4391861/62/63. Fax: 0422 - 4391714. HDFC AMC Limited, 127 C/3 East Veli Street, Coimbatore 018. Madurai - 625 001 Telefax : (0452) - 3988029. HDFC AMC Limited, 1st Floor, No1 Bhimsena Garden Street, Royapettah High Road, Mylapore, Chennai – 600 004. Tel: (044) 30913060, Fax: (044) 30913082. 001. Mylapore, HDFC AMC Limited, First floor, Ram Complex, No. 454/3, Meyanoor Main Road, Salem - 636 009 Tel : (0427) 3982680/700. Fax : (0427) 2333617. HDFC AMC Limited, No. 60, Sri Krishna Arcade, First Floor, Tennur 009.
  • 60. HDFC ASSET MANAGEMENT COMPANY LIMITED (HDFC AMC LIMITED) – INVESTOR SERVICE CENTRES / OFFICIAL POINTS OF ACCEPTANCE FOR HDFC MUTUAL FUND (CONTD.) High Road, Tennur, Trichy - 620 017 Tel: (0431) 3982830, Fax: (0431) 3982835. UTTARAKHAND : HDFC AMC Limited, 76, Rajpur Road, Near RTO, Dehradun - 248 001. Tel: (0135) 3988029/ 7434, Fax: (0135) 017. UTTARAKHAND 3987444. HDFC AMC Limited, Plot No. 1, 1st Floor, Durga City Centre, Bhotia Parao, Nainital Road, Haldwani - 263139. Tel: No: (05946), 285286 Fax: (05946) 285290. HDFC AMC Limited, 1st Floor, Kumar Complex, Chandracharya Chowk, Haridwar - 249407. Tel No: (01334) 222406/7 Fax: (01334) 222410. UTTAR PRADESH : HDFC AMC Limited, B2, 1st Floor, 9/4, Shankar Point, Sanjay Place, Agra- 282 002 Tel: (0562) UTTAR 002. 3984761-73, Fax: (0562) 3984777. HDFC AMC Limited, 3/260-A, Arena Complex, Laxmibai Marg, Marris Road, Aligarh - 202 001 Tel No: (0571) 2740 770 / 771 / 772 / 773, 2743 970 / 971, Fax No: (0571) 2740772. Aligarh 001. HDFC AMC Limited, 3rd Floor, Agarwal Arcade, Hyundai Motors Showroom, 4 Sardar Patel Marg, Civil Lines, Allahabad - 211 001 Tel No: (0532) 2561 035/036/038/041/042/043, Fax No: (0532) 2561035. HDFC 001. AMC Limited, 146 Civil Lines, 1st Floor, Gupta Complex, Near Circuit House Chouraha, Bareilly - 243 001 Tel: (0581) 2510 749 / 759, Fax: (0581) 2510709. HDFC AMC Limited, D-2, 1st Floor, Raj Nagar District Bareilly 001. Centre, Raj Nagar, Gaziabad - 201 010. Tel: (0120) 301 0635 Fax: (0120) 3010636. HDFC AMC Limited, 1st Floor, 16/80 D, Behind SBI Main, Civil Lines, Kanpur - 208 001 Tel. : 0512 - 2331484-87, Fax : 0512 001. - 2331487. HDFC AMC Limited, 4 Shahnajaf Road, Lucknow - 226 001 Tel. : 0522 -2207591, 2200163, Fax : 0522 - 2230408. HDFC AMC Limited, 143/145/1, Ganpati Plaza, Ground Floor, Magal Pandey Nagar, 001. Meerut - 250 005 Tel No: (0121) 2602 380 / 2601 964 / 965, Fax No: (0121) 2602380. HDFC AMC Limited, Parsvnath Plaza-II, UGF Hall No.4, Delhi Road, Moradabad - 244 001 Tel No.: (0591) 3988029 / 3982131. Meerut 005. 001. Fax No.: (0591) 3982137. HDFC AMC Limited, K-24/25, Premises No. 36 & 37, Pearl Plaza, Sector-18, Noida - 201 301 Tel No.: (0120) 3988029. Fax No.: (0120) 3980610. HDFC AMC Limited, D-64/127, 4th Floor, 301. Arihant Complex, Sigra, Varanasi - 221 010 Tel. : 9935177068, 9935147068. WEST BENGAL : HDFC AMC Limited, City Plaza, City Centre, 1st Floor, Durgapur - 713 216 Tel: (0343) 3982150, Fax: (0343) 3982153. 010. Durgapur 216. HDFC AMC Limited, MS Towers, 2nd Floor, O.T. Road, Inda, Kharagpur - 721 305 Tel No: (03222) 227 627 / 657. Fax No: (03222) 227683. HDFC AMC Limited, Menaka Estate, 1st Floor, 3 Red Cross Place, Kolkata 305. - 700 001 Tel. : 033 - 22427849 / 53 / 56 / 59, Fax : 033 - 22439582. Gitanjali Complex, 2nd Floor, Above Corporation Bank, Sevoke Road, Siliguri - 734 001 Tel No.: (0353) - 6453474. Fax No.: (0353) 2545270. 001. 001. *This is not an Investor Service Centre for HDFC Mutual Fund. However, this is an official point of acceptance for acceptance of all on-going transactions from Institutional Investors only, i.e. broadly covering all entities other than resident / non resident individuals. Institutional Investors are free to lodge their applications at any other official points of acceptance also. **Official points of acceptance of transactions for schemes of HDFC Mutual Fund except purchase transactions of Liquid Schemes / Plans viz. HDFC Liquid Fund, HDFC Liquid Fund - Premium Plan and Premium Plus Plan and HDFC Cash Management Fund - Savings Plan & Call Plan. CERTIFIED /DEPOSITORY PA RTICIP TICIPANTS# ACCEPTANCE AMFI CER TIFIED STOCK EXCHANGE BROKERS/ CLEARING MEMBERS /DEPOSITORY PA R TICIPANTS# AS OFFICIAL POINTS OF ACCEPTANCE FOR TRANSACTIONS (PURCHASE/ REDEMPTION) OF UNITS OF HDFC MUTUAL FUND SCHEMES THROUGH THE STOCK EXCHANGE(S) INFRASTRUCTURE. # For Processing only Redemption Request of Units Held in Demat Form. The eligible AMFI certified stock exchange Brokers/Clearing Members/Depository Participants who have complied with the conditions stipulated in SEBI Circular No. SEBI /IMD / CIR No.11/183204/2009 dated November 13, 2009 for stock brokers viz. AMFI /NISM certification, code of conduct prescribed by SEBI for Intermediaries of Mutual Fund will be considered as Official Points of Acceptance (OPA) of the Mutual Fund. Continuing a tradition of trust. COMPANY HDFC ASSET MANAGEMENT COMPANY LIMITED A Joint Venture with Standard Life Investments Limited Registered Office Registered Office : Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai 400 020 Tel.: 022-66316333 Toll Free no. 1800 233 6767 • Fax : 022-22821144 e-mail for Investors: cliser@hdfcfund.com • e-mail for Distributors: broser@hdfcfund.com www.hdfcfund.com website : www.hdfcfund.com alok graphics 10/10