This document discusses experiences with Agile practices at Rabobank Nederland. It addresses some common misconceptions about Agile, such as that it means absolute freedom without structure. It also describes how Rabobank implements Agile in practice, with a Lead Product Owner who oversees the vision and backlog prioritization, and multiple Product Owners for each team who work on realization of stories. The document notes there are still ongoing struggles to fully adopt Agile and concludes by opening the floor for any questions.