NTFS is a complex file system used in Windows NT operating systems. It has some features that can lead to fragmentation over time, even when significant free space remains. NTFS partitions the disk into two areas, with the master file table (MFT) in the beginning and fixed size. As the disk fills, this MFT area shrinks, creating multiple points where fragmentation can increase. Additionally, NTFS allocates file fragments in order of largest to smallest unused spaces on disk, even if larger free areas remain, leading to more fragmentation overall over time.