Thinking of expanding your property portfolio
- 1. First things First Please be upstanding for Her Majesty the Queen .
- 2. THINKING OF EXPANDING YOUR PROPERTY PORTFOLIO? Robert Smith BEng(Hons) Senior Partner The Mayfair Consultancy , Specialist Mortgage Brokers
- 3. AGENDA Introduction & Background
- 4. AGENDA Introduction & Background The current state of buy to let borrowing
- 5. AGENDA Introduction & Background The current state of buy to let borrowing Paragon Mortgages Ltd (Ref recent article)
- 6. AGENDA Introduction & Background The current state of buy to let borrowing Paragon Mortgages Ltd (Ref recent article) 80% Lending
- 7. AGENDA Introduction & Background The current state of buy to let borrowing Paragon Mortgages Ltd (Ref recent article) 80% Lending Alternative Routes and Case Histories
- 8. AGENDA Introduction & Background The current state of buy to let borrowing Paragon Mortgages Ltd (Ref recent article) 80% Lending Alternative Routes and Case Histories Remortgaging
- 9. AGENDA Introduction & Background The current state of buy to let borrowing Paragon Mortgages Ltd (Ref recent article) 80% Lending Alternative Routes and Case Histories Remortgaging
- 10. AGENDA Introduction & Background The current state of buy to let borrowing Paragon Mortgages Ltd (Ref recent article) 80% Lending Alternative Routes and Case Histories Remortgaging Bridging
- 11. Introduction & Background Why “ Specialist Mortgage Brokers”?
- 12. Introduction & Background Why Specialist Mortgage Brokers? Not an IFA
- 13. Introduction & Background Why Specialist Mortgage Brokers? Not an IFA, Not a traditional Mortgage Broker
- 14. AGENDA Introduction & Background Why Specialist Mortgage Brokers? Not an IFA, Not a traditional Mortgage Broker A property investor
- 15. AGENDA Introduction & Background Why Specialist Mortgage Brokers? Not an IFA, Not a traditional Mortgage Broker A property investor, and an investors broker!
- 16. A Property Investor, and an Investors Broker!
- 17. A Property Investor, and an Investors Broker! My biggest client
- 18. A Property Investor, and an Investors Broker! My biggest client Other “Financial advisers”
- 19. A Property Investor, and an Investors Broker! My biggest client Other “Financial advisers” Estate agents
- 20. A Property Investor, and an Investors Broker! My biggest client Other “Financial advisers” Estate agents Developers
- 21. Background
- 22. Background 17 Years ago
- 23. Background 17 Years ago 12 Years ago
- 24. Background 17 Years ago 12 Years ago 6 years ago
- 25. The Current State of Buy to Let Borrowing
- 26. The Current State of Buy to Let Borrowing Or not.........
- 27. The Current State of Buy to Let Borrowing Or not.........Mortgage Express, Paragon, Mortgage Trust, Capital Homeloans, Deutsche Bank, HSBC, Clydesdale, etc etc
- 28. The Current State of Buy to Let Borrowing Or not......... Lenders that are lending
- 29. The Current State of Buy to Let Borrowing Or not......... Lenders that are lending Massive fees, rates from 4% with base at 0.5%, LIBOR at 0.7% (ish)
- 30. The Current State of Buy to Let Borrowing Or not......... Lenders that are lending Massive fees, rates from 4% with base at 0.5%, LIBOR at 0.7% (ish) Other more traditional routes
- 32. Paragon Mortgages Ltd Background
- 33. Paragon Mortgages Ltd Background Paragon’s funding
- 34. Paragon Mortgages Ltd Background Paragon’s funding My relationship
- 35. Paragon Mortgages Ltd Background Paragon’s funding My relationship Recent article & June 23rd
- 36. Paragon Mortgages Ltd Background Paragon’s funding My relationship Recent article Likely products/rates
- 37. 80% Lending
- 38. 80% Lending Recent news
- 39. 80% Lending Recent news – from 4.69%
- 40. 80% Lending Recent news Reason behind decision
- 41. 80% Lending Recent news Reason behind decision Paragon’s (imminent?) decision
- 42. Alternative Routes and Case Studies
- 43. Alternative Routes and Case Studies The unfaithful borrower
- 44. Alternative Routes and Case Studies The unfaithful borrower The experienced divorcee
- 45. Alternative Routes and Case Studies The unfaithful borrower The experienced divorcee The professional landlord
- 46. Alternative Routes and Case Studies The unfaithful borrower The experienced divorcee The professional landlord The property trader
- 47. Remortgaging
- 48. Remortgaging Last years mortgage awards and the 6 month rule
- 49. Bridging
- 51. Lots of Questions..? One answer
- 52. The Answer The Mayfair Consultancy, Specialist Mortgage Brokers 01752 21 12 21