This document discusses responses to the objection of having no money to join an MLM opportunity. It suggests asking the prospect if they are truly interested or just saying they can't afford it to be polite. If uninterested, thank them for their time. If interested, share that you and others also initially said they had no money, but realized doing nothing keeps them in that situation and they looked for a way to make it work. Ask if the prospect wants to always say they don't have money.