The document discusses contactless payment in retail. It summarizes the presentation topics which include the retail processing loop and contactless payment context. It then outlines the key issues for customers and retailers, such as security and queues. It analyzes how contactless payment could address these issues but notes the technology may have difficulties improving key processes and validating payments. It concludes that while the technology exists, contactless payment is unlikely to be implemented in New Zealand in the near future due to these challenges.