This document discusses a renewal program for independent associates of Univera. It outlines several bonus incentive programs for products like joint comfort, super foods, digestive health, and cardiovascular health. It also provides an advancement schedule showing the bonus amounts associates can earn at different ranks as their business volume increases over their first few months. Finally, it describes Univera as offering a health care plan, wealth creation plan, business tax advantages plan, and time freedom plan, and asks which of these benefits someone would not want or need. It encourages associates to contact the individual at the listed URL to discuss where they fit into categories A, B or C.