1) Neurons maintain a resting potential of around -70 mV through the balanced distribution of ions across the cell membrane. Positively charged potassium (K+) ions are concentrated inside the neuron while positively charged sodium (Na+) and negatively charged chloride (Cl-) ions are concentrated outside.
2) This balance is maintained through the opposing forces of electrostatic attraction/repulsion and concentration gradients, as well as selective permeability of the membrane to different ions. The sodium-potassium pump also works to maintain the balance.
3) When a neuron is at its resting potential, some K+ can leak out while Cl- and Na+ are prevented from entering or leaving due to selective permeability and balancing forces.