Varo Bank

💜🏆 Varo Bank made CNBC’s list of the World’s Top Fintech Companies for 2025 – for a third year in a row! This recognition is a testament to our unwavering commitment to transform banking for everyday Americans. Cheers to our incredible team and amazing customers who make these achievements possible! To learn more about our next-level banking, go to www.varomoney.com.

We’re committed to building a more inclusive financial system—one where equity, access, and belonging are at the core of how we serve our customers and grow together. As we look ahead to Juneteenth tomorrow, we reflect on the legacy of delayed freedom, the enduring strength of the Black community, and the importance of continuing the work toward racial equity. Varovians, we’re grateful for the passion and commitment you bring to our culture. It helps shape the future we’re building together. We encourage everyone to take a moment to consider how each of us can contribute to advancing equity both inside Varo and beyond.

At Varo, our values aren’t just words — they’re the foundation of everything we do. From Respect and Customer First to Stay Curious, Take Ownership, and Make It Better, these principles guide us as we build a better banking experience for all. We recently hosted our Varo Violet Awards, a special moment to recognize the team members who truly embody these values. 🎉 This year, over a dozen incredible individuals were celebrated for the impact they make every day — for our customers, for their teammates, and for our culture. Huge congratulations to all of the honorees! 👏 We’ll be spotlighting some of their stories later this year, so stay tuned. Here’s to living our values and building something better, together. 💜 #VaroValues #VaroVioletAwards

We’re excited about what’s ahead with Rathi Murthy as our Chief Technology Officer. In her recent interview with Banking Dive’s Rajashree Chakravarty, Rathi talks about the importance of responsible AI innovation, delivering genuine customer value, and building technology that serves a purpose. With decades of experience leading transformative tech at companies like Expedia, Verizon, and American Express, Rathi brings bold thinking and deep technical expertise to our mission of bringing financial inclusion and opportunity to everyday Americans. From advancing our AI capabilities to building next-gen digital experiences on a modern tech stack that we fully own and operate, Rathi’s leadership is already helping Varo scale smarter, faster, and more inclusively. https://lnkd.in/gZi7jZX9 #leadership #fintech #CTO #VaroBank #bankinginnovation #digitalbanking #AI #techleadership #financialinclusion #womenintech

Exciting discussion yesterday on the PYMNTS panel, How Gen Z Is Rewriting Retail Banking's Rules featuring our CEO, Gavin Michael. A key takeaway from Gavin, "Gen Z isn’t just digital-first—they’re digital-native. And that’s exactly why Varo was built as a digital-only national bank, not retrofitted from a traditional one. Gen Z consumers want fast, flexible access to money—on their terms. We’re built to show up wherever they are. Our belief is this: Gen Z’s expectations are driving the future of banking and Varo is already here. It’s better banking that benefits everyone." It's clear digital-native customers are shaping the future of finance. Gen Z doesn’t want legacy credit products with fine print. They want products that fit into their lifestyle and support their goals, with tools that help them smooth their cash flow, avoid hidden fees, and build healthy financial habits that lasts. At Varo, we believe that fast, flexible, and transparent financial products that are aligned with our customer’s lifestyle just makes sense. As an all-digital bank, nationally-chartered bank, Varo is there to meet these needs because we believe in better banking for everyone. #GenZ #Banking #Fintech #Innovation #DigitalBanking #Varo https://lnkd.in/dHtxdAf2

At Varo, AI is integral to how we empower everyday Americans to build financial resilience. In a recent keynote conversation with Cornell University’s Lutz Finger, our founder and Board member Colin Walsh shared how AI-driven infrastructure empowers Varo to go beyond traditional banking models to serve millions of people who face systemic barriers to credit and fair financial services. By embedding AI into our product services as a foundational engine, we’re delivering smarter, more inclusive products, and radically redefining what a bank can be. Check out the conversation: https://lnkd.in/gPp25rhG

People make our mission possible. That’s why we’re so proud to celebrate Marina Gracias, Varo’s General Counsel and Corporate Secretary, named as one of the 2025 Most Influential Women in Business by San Francisco Business Times 🌟 Marina’s leadership, integrity, and unwavering commitment to our mission has shaped who we are. She has helped us push boundaries, stay grounded in all things legal, and advocate for financial inclusion every step of the way. From securing our national bank charter to building a foundation of trust and purpose, Marina’s impact is felt at every level. This recognition is a true reflection of the extraordinary influence Marina has made—not just at Varo, but across the entire industry. We couldn’t be prouder to have her on our team. Congratulations Marina! 👉 Check out Marina’s profile and meet the rest of this year’s honorees: https://lnkd.in/gqT3uC4m #VaroBank #Leadership #WomenInBusiness #SFBT 

We believe that creating space for thoughtful conversation is essential to building a more inclusive and engaged workplace. Our Unity ERG is helping lead that charge with the launch of Unity’s LIT Conversation—an open-to-all discussion call centered on the book Black Folk: The Roots of the Black Working Class by Dr. Blair LM Kelley. This ongoing initiative invites employees to reflect together on the history, contributions, and lived experiences of the Black working class in America—fostering dialogue, learning, and deeper connection across Varo. We’re proud of the work our ERGs are doing to keep inclusion at the heart of the employee experience—and grateful to the Unity team for setting the tone with empathy, intention, and leadership.   #Varo #EmployeeExperience #ERGLeadership #InclusionInAction

Promoting financial literacy is core to our mission. That’s why we were proud to see Corey Carlisle, AFC®, our Head of Public Policy and Social Impact, featured last month in the Jump$tart Coalition for Personal Financial Literacy Financial Fridays series. From boosting access to fee-free tax filing, to leading financial education events across the country, to pushing forward national conversations on financial inclusion—Corey and our incredible team at Varo are helping reshape the future of banking for good. We’re especially proud of the work we’re doing alongside partners like Junior Achievement USA, Column Tax, and The Aspen Institute to ensure financial literacy is not a privilege, but a right. Whether it’s serving veterans through the Veterans Benefits Banking Program - VBBP or mentoring youth in underserved communities, we are committed to advancing true financial inclusion. 👉🏽 Read the full feature here: https://lnkd.in/gmDW3zeF Big thanks to the team at Jump$tart for the feature—and for their leadership in financial education nationwide. #FinancialFridays #FinancialLiteracyMonth #BankForAllOfUs #TeamVaro #FinancialInclusion #SocialImpact #FintechForGood

We’re pleased to announce Gavin Michael as our new CEO. Gavin brings a wealth of leadership experience in financial services and digital innovation, and his vision will be instrumental in guiding us through our next chapter of growth. With a deep understanding of how technology can transform banking, Gavin is committed to advancing our mission of providing accessible, inclusive, and forward-thinking financial solutions for all Americans. He has also held leadership positions at Citi and JPMorgan Chase, making him well-suited to guide us into the future. This transition is a strategic step for us—one that builds on the strong foundation created over the past decade while positioning the company for an even more dynamic future. Colin Walsh, our founder, remains actively involved on the Board, fully supporting Gavin's leadership as we continue to innovate and expand. Please join us in welcoming Gavin to this new role.