This document provides an overview of the FIDO UAF (Universal Authentication Framework) protocol. It describes common password and one-time password issues like phishing, theft, and inconvenience. It then explains how FIDO UAF works by using a cryptographic authenticator device to verify the user and sign authentication responses. The document outlines the registration and authentication flows and describes how metadata is used to understand the authenticator's security characteristics. It also discusses various implementation options for the authenticator including hardware-based devices, software authenticators, and leveraging trusted execution environments.