Cloud computing allows users to access computer resources and storage over the internet rather than having to maintain physical hardware. There are different types of cloud models including public, private, community, and hybrid clouds that offer varying levels of access and control. When choosing a cloud provider, users should consider their needs, the type of cloud services offered, and the security measures in place to protect their data. While the cloud provides flexibility and ease of access from any internet connection, users lose some direct control over their data and rely on cloud providers to secure it.