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What's My
Exposure?
A Definitive
 Guide to
Exclusion &
 Limitation
  Clauses


   Image: renjith krishnan / FreeDigitalPhotos.net
Begin with Brief

                                                               Unlock Strategy

                                                             Investigate, Interpret
                                                                 & Implement

                                                              Lighten the Load

                                                              Deliver & De-brief

Lettering by Gyongy Laky; Photographed by Dwight Eschliman
Image New York Times, 20 April , 2008
What do I
really want ?




   Image: © LighttheSpark 2012
Unlock the
                                       Strategy
                                         Avoid
                                        Transfer
                                        Allocate
                                         Define
                                         Share
                                        Defend


Image: xedos4/FreeDigitalPhotos.net
Unlock the
                                       Strategy
                                         Avoid
                                        Transfer
                                        Allocate
                                         Define
                                         Share
                                        Defend


Image: xedos4/FreeDigitalPhotos.net
The Drafter's Dilemma?
Investigate
Definitive guide to exclusion and limitation clauses
Interpret
1) Against proposer
2) Strictly
3) With precedents
Implement

                                                    Use
                                                    and
                                                   Misuse



Image: renjith krishnan / FreeDigitalPhotos.net
Lighten the Load
   Unreasonable,
 ineffective or void?
No blue pencil
Standard
  terms of
 business?
Reasonable?
Deliver and
 De-brief

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Definitive guide to exclusion and limitation clauses