1. The document discusses future trends in e-learning, including personal learning environments (PLEs) which allow individuals to access a variety of learning resources through a single system.
2. Open learning environments give learners control over facets of the learning process such as what, when, and where they learn. Pervasive learning involves collaborating for independence across work, social, and learning contexts.
3. Challenges of personal learning include developing organization and technical skills, integrating new and old systems, and issues of access, content overload, privacy, and time management. The future may include personalized online courses accessed through handheld devices.